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      "body": "<html>\n<p>올해 1월부터 3월까지 90일 동안 우리 나라에서는 435,139대의 차가 팔렸다. 하루에 4,635대 정도 되는 수준이다. 1분에 3대가 조금 넘게 차가 판매되는 꼴이니 생각보다 사람들은 차량을 많이도 구매한다. 모르겐 몰라도 내 주변에도 자동차를 사려고 생각 중인 사람도 알게 모르게 많이 있을 것이다. 그래서, 내가 생각하기에 자동차를 구매할 때 고려해야 하는 점에 대해 이야기해보려고 한다. 전적으로 내가 생각하는 중요한 기준이니, 참고만 하시길 바란다.</p>\n<p><br></p>\n<h3><strong>원칙1. 자동차는 용도에 맞게 선택한다.</strong></h3>\n<p><br></p>\n<p>누군가 나에게 자동차 구매를 고민하고 있는데 어떤 차를 사면 좋을지 추천해달라고 요청을 한다면,</p>\n<p>나는 가장 먼저 <strong>'자동차가 왜 필요한지'</strong>를 물어본다. 누가 뭐래도 자동차는 도구이다. 가족과 함께 여가시간을 편하게 다닐 용도라든가, 업무를 위해 필요한 것이거나, 단순히 일생 생활의 편의를 위해 필요한 것이거나... 주로 어떤 용도로 자동차를 활용할 것인지에 따라서 구매 시에 고려해야 할 차종이나 크기가 결정되는 것이다.</p>\n<p><br></p>\n<p>한 번 사회 초년생이 차량 구매를 고려한다고 생각해보자.</p>\n<p>단순히 회사 출퇴근 용으로 구매를 한다면 합리적인 가격의 세단 차량들 중에서 선택하면 된다.</p>\n<p>그러나 주말에 애인과 멋진 스타일을 뽐내며 교외 나들이를 자주 가는 것도 고려한다면? 최근에 멋진 스타일로 주목받는 신형 벨로스터나 K3, 혹은 재고 떨이를 한창 진행하는 준중형급 수입차들도 고려할 수 있을 것이다.(물론... 수입차는 조금 무리를 해야할 지도 모르겠지만...)</p>\n<p>또, 여름이나 겨울 휴가 시즌에 본인의 차에 레저/스포츠 용품을 가득 싣고 며칠 동안 여행가는 것을 즐긴다고 하면 그때는 충분한 짐을 싣고 다닐 수 있는 SUV도 고려해봐야 할 것이다.</p>\n<p><br></p>\n<p>만약 본인은 캠핑이나 스노우보드를 즐겨타는 활동적인 사람인데, 주변의 추천만 듣고 세단을 구매한다면...?</p>\n<p>그리고 하필이면 그 세단이 트렁크 공간이 좀 부족한 수준이라면...?</p>\n<p>정말 돈 값하지 못하는 차량을 울며 겨자먹기로 운행하거나, 손해를 보고 중고차 처분을 한 뒤에 다시 재구매를 해야할지도 모른다.</p>\n<p><br></p>\n<p><strong>그렇기에... 다른 그 무엇보다 먼저 고려해야할 것은 용도이다.</strong></p>\n<p><br></p>\n<h3><strong>원칙2. 본인이 부담할 수 있는 가격대를 확실하게 정해둔다.</strong></h3>\n<p><br></p>\n<p>한 방에 일시불로 구매할 수 있는 사람들은 상관이 없지만, 대부분의 차량 구매자들은 할부를 생각하게 마련이다.</p>\n<p>그렇기 때문에 <strong>선수금으로 지불할 수 있는 수준, 월 할부금 수준을 확실하게 정할 필요가 있다.</strong></p>\n<p><br></p>\n<p>선수금은 500만원, 월 50만원 정도 부담할 것을 생각한다고 해보자.</p>\n<p>36개월 할부라면 &nbsp;1800+500 = 2300만원</p>\n<p>48개월 할부라면 2400+500 = 2900만원</p>\n<p>이자나 취등록세/보험료는 고려하지 않은 것이니...</p>\n<p>실제 구매 가능한 차는 이 가격보다는 어쨌든 낮다는 것을 알 수 있다.</p>\n<p><br></p>\n<p>이렇게 구매 가능한 가격대를 미리 설정해두는 것은 옵션의 유혹을 뿌리치고, 적절한 가격대로 구매하는데 큰 도움을 준다.</p>\n<p>옵션을 하나 둘 넣다보면, 어느 사이에 풀옵션이 되기 마련이고...</p>\n<p>그러다보면 차급이 올라가거나 트림을 높이게 되고...</p>\n<p>그러다보면 생각했던 가격보다 천 만원은 높은 차를 어느 사이엔가 보고 있게 되고...</p>\n<p>결국에는 충동 구매를 하게 되는 자신을 볼 수 있을 것이다!</p>\n<p><br></p>\n<h3><strong>원칙3. 자기 눈에 예쁜 차를 고르자</strong></h3>\n<p><br></p>\n<p>세상에 차량 디자인에 대한 평가는 무수히 많다. 그런데 결국 구매한 차를 타는 것은 본인이다.</p>\n<p><strong>누가 뭐라고 하든 자기 눈에 예쁜 차를 구매하길 바란다.</strong></p>\n<p><br></p>\n<p>많은 사람들이 타인의 시선을 굉장히 의식하곤 한다.</p>\n<p>누가 그러는데 헤드램프 모양이 별로라니...</p>\n<p>뒷태가 너무 구리다느니... 모양이 별로 안 빠졌다느니...</p>\n<p><br></p>\n<p>그런 평가를 내리는 기자들이나 평론가, 혹은 주변 친구들은 그 누구도 당신이 차 구매하는데 돈을 보태주지 않는다.</p>\n<p>그저 자기 눈에 예쁜 차를 당당하게 고르길!</p>\n<p><br></p>\n<p>마무리하며...</p>\n<p><br></p>\n<p>그러나 나도 정작 중고차를 구매하여 운용하고 있다.</p>\n<p>현실적으로 할부금을 꼬박꼬박 내면서 생활하기에는 아직은 무리가 있다고 생각했기 때문이다.</p>\n<p>ㅠㅠㅠ아... 나도 좋은 차 타고 싶다으...ㅎㅎ</p>\n<p><br></p>\n<p>요즘 <strong>신형 벨로스터</strong>가 참 눈에 밟히고... 막 그런다.... 끙...</p>\n<p>다들 돈 많이 벌어서, 원하는 드림카 구매하시길!!</p>\n</html>",
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