Ecoer Logo

@bayantoken

25

A Shariah-Compliant Utility Crypto Token

steemit.com/@bayantoken
VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.00%
Net Worth
0.007USD
STEEM
0.001STEEM
SBD
0.000SBD
Effective Power
5.001SP
├── Own SP
0.125SP
└── Incoming Deleg
+4.876SP

Detailed Balance

STEEM
balance
0.001STEEM
market_balance
0.000STEEM
savings_balance
0.000STEEM
reward_steem_balance
0.000STEEM
STEEM POWER
Own SP
0.125SP
Delegated Out
0.000SP
Delegation In
4.876SP
Effective Power
5.001SP
Reward SP (pending)
0.000SP
SBD
sbd_balance
0.000SBD
sbd_conversions
0.000SBD
sbd_market_balance
0.000SBD
savings_sbd_balance
0.000SBD
reward_sbd_balance
0.000SBD
{
  "balance": "0.001 STEEM",
  "savings_balance": "0.000 STEEM",
  "reward_steem_balance": "0.000 STEEM",
  "vesting_shares": "202.956760 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7940.703046 VESTS",
  "sbd_balance": "0.000 SBD",
  "savings_sbd_balance": "0.000 SBD",
  "reward_sbd_balance": "0.000 SBD",
  "conversions": []
}

Account Info

namebayantoken
id1067251
rank293,953
reputation456170882
created2018-07-05T15:16:09
recovery_accountsteem
proxyNone
post_count21
comment_count0
lifetime_vote_count0
witnesses_voted_for0
last_post2018-11-23T08:42:36
last_root_post2018-11-23T08:42:36
last_vote_time1970-01-01T00:00:00
proxied_vsf_votes0, 0, 0, 0
can_vote1
voting_power0
delayed_votes0
balance0.001 STEEM
savings_balance0.000 STEEM
sbd_balance0.000 SBD
savings_sbd_balance0.000 SBD
vesting_shares202.956760 VESTS
delegated_vesting_shares0.000000 VESTS
received_vesting_shares7940.703046 VESTS
reward_vesting_balance0.000000 VESTS
vesting_balance0.000 STEEM
vesting_withdraw_rate0.000000 VESTS
next_vesting_withdrawal1969-12-31T23:59:59
withdrawn0
to_withdraw0
withdraw_routes0
savings_withdraw_requests0
last_account_recovery1970-01-01T00:00:00
reset_accountnull
last_owner_update1970-01-01T00:00:00
last_account_update2018-07-06T03:22:12
minedNo
sbd_seconds0
sbd_last_interest_payment1970-01-01T00:00:00
savings_sbd_last_interest_payment1970-01-01T00:00:00
{
  "id": 1067251,
  "name": "bayantoken",
  "owner": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6yL1wWv2qXcsCbu1v6XxHtFYV3qz5r2WZaFRVvqsHSpRrX1uWJ",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6dq6YJCA8hhwwHuDBAKBNkTzfXCA8xLsb6PRiAoskpwePtfiZt",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM72LM3QnENBUB8ewvVDPsG45yW38B93kcydPYvapGuEhNZqSL6C",
        1
      ]
    ]
  },
  "memo_key": "STM5REp3MMRg4mewi7F7fDZfmD3P1Me8CUa7wjkDgV6VLdRFiWdat",
  "json_metadata": "{\"profile\":{\"profile_image\":\"https://cdn.steemitimages.com/DQmTq6EqEnhVoYVG8HfHHoTUecyYPXPbhyrMZtA2CwkfcuL/Logo.jpg\",\"name\":\"Bayan Token\",\"about\":\"A Shariah-Compliant Utility Crypto Token\",\"location\":\"Singapore\",\"website\":\"https://bayantoken.com/\"}}",
  "posting_json_metadata": "{\"profile\":{\"profile_image\":\"https://cdn.steemitimages.com/DQmTq6EqEnhVoYVG8HfHHoTUecyYPXPbhyrMZtA2CwkfcuL/Logo.jpg\",\"name\":\"Bayan Token\",\"about\":\"A Shariah-Compliant Utility Crypto Token\",\"location\":\"Singapore\",\"website\":\"https://bayantoken.com/\"}}",
  "proxy": "",
  "last_owner_update": "1970-01-01T00:00:00",
  "last_account_update": "2018-07-06T03:22:12",
  "created": "2018-07-05T15:16:09",
  "mined": false,
  "recovery_account": "steem",
  "last_account_recovery": "1970-01-01T00:00:00",
  "reset_account": "null",
  "comment_count": 0,
  "lifetime_vote_count": 0,
  "post_count": 21,
  "can_vote": true,
  "voting_manabar": {
    "current_mana": "8143659806",
    "last_update_time": 1779054906
  },
  "downvote_manabar": {
    "current_mana": 2035914951,
    "last_update_time": 1779054906
  },
  "voting_power": 0,
  "balance": "0.001 STEEM",
  "savings_balance": "0.000 STEEM",
  "sbd_balance": "0.000 SBD",
  "sbd_seconds": "0",
  "sbd_seconds_last_update": "1970-01-01T00:00:00",
  "sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_sbd_balance": "0.000 SBD",
  "savings_sbd_seconds": "0",
  "savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "reward_sbd_balance": "0.000 SBD",
  "reward_steem_balance": "0.000 STEEM",
  "reward_vesting_balance": "0.000000 VESTS",
  "reward_vesting_steem": "0.000 STEEM",
  "vesting_shares": "202.956760 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7940.703046 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "withdrawn": 0,
  "to_withdraw": 0,
  "withdraw_routes": 0,
  "curation_rewards": 0,
  "posting_rewards": 0,
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "witnesses_voted_for": 0,
  "last_post": "2018-11-23T08:42:36",
  "last_root_post": "2018-11-23T08:42:36",
  "last_vote_time": "1970-01-01T00:00:00",
  "post_bandwidth": 0,
  "pending_claimed_accounts": 0,
  "vesting_balance": "0.000 STEEM",
  "reputation": 456170882,
  "transfer_history": [],
  "market_history": [],
  "post_history": [],
  "vote_history": [],
  "other_history": [],
  "witness_votes": [],
  "tags_usage": [],
  "guest_bloggers": [],
  "rank": 293953
}

Withdraw Routes

IncomingOutgoing
Empty
Empty
{
  "incoming": [],
  "outgoing": []
}
From Date
To Date
steemdelegated 4.876 SP to @bayantoken
2026/05/17 21:55:06
delegatorsteem
delegateebayantoken
vesting shares7940.703046 VESTS
Transaction InfoBlock #106140657/Trx 2eec2ecebbe2ac3d59a4cf06bc75555a3dd2cd50
View Raw JSON Data
{
  "trx_id": "2eec2ecebbe2ac3d59a4cf06bc75555a3dd2cd50",
  "block": 106140657,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-17T21:55:06",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "7940.703046 VESTS"
    }
  ]
}
steemdelegated 3.211 SP to @bayantoken
2026/05/11 19:05:36
delegatorsteem
delegateebayantoken
vesting shares5228.492641 VESTS
Transaction InfoBlock #105965247/Trx f22a79aa6d03e99117239a29f701b5952ed8924f
View Raw JSON Data
{
  "trx_id": "f22a79aa6d03e99117239a29f701b5952ed8924f",
  "block": 105965247,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-11T19:05:36",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "5228.492641 VESTS"
    }
  ]
}
steemdelegated 4.884 SP to @bayantoken
2026/04/25 21:19:45
delegatorsteem
delegateebayantoken
vesting shares7953.218802 VESTS
Transaction InfoBlock #105508379/Trx f85b5ec82af039a8ed78f5e3136e7fbc3d330553
View Raw JSON Data
{
  "trx_id": "f85b5ec82af039a8ed78f5e3136e7fbc3d330553",
  "block": 105508379,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-04-25T21:19:45",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "7953.218802 VESTS"
    }
  ]
}
steemdelegated 3.236 SP to @bayantoken
2026/01/23 01:39:21
delegatorsteem
delegateebayantoken
vesting shares5270.039460 VESTS
Transaction InfoBlock #102844456/Trx eb7745c4436904ce44c7d662fb11f19f01307589
View Raw JSON Data
{
  "trx_id": "eb7745c4436904ce44c7d662fb11f19f01307589",
  "block": 102844456,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-01-23T01:39:21",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "5270.039460 VESTS"
    }
  ]
}
steemdelegated 3.337 SP to @bayantoken
2024/12/16 20:59:15
delegatorsteem
delegateebayantoken
vesting shares5434.258657 VESTS
Transaction InfoBlock #91290873/Trx 247873870fbbb17fe7a97c4e67727ace29126b9c
View Raw JSON Data
{
  "trx_id": "247873870fbbb17fe7a97c4e67727ace29126b9c",
  "block": 91290873,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2024-12-16T20:59:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "5434.258657 VESTS"
    }
  ]
}
steemdelegated 3.441 SP to @bayantoken
2023/11/13 12:44:51
delegatorsteem
delegateebayantoken
vesting shares5603.392189 VESTS
Transaction InfoBlock #79845145/Trx 21ed589cd520f39ff2c25dc691a667ee882fdbb4
View Raw JSON Data
{
  "trx_id": "21ed589cd520f39ff2c25dc691a667ee882fdbb4",
  "block": 79845145,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-11-13T12:44:51",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "5603.392189 VESTS"
    }
  ]
}
steemdelegated 5.245 SP to @bayantoken
2023/09/21 19:07:18
delegatorsteem
delegateebayantoken
vesting shares8540.670975 VESTS
Transaction InfoBlock #78344594/Trx 829bb78023112d2907290864f87279251a95c76a
View Raw JSON Data
{
  "trx_id": "829bb78023112d2907290864f87279251a95c76a",
  "block": 78344594,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-09-21T19:07:18",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "8540.670975 VESTS"
    }
  ]
}
steemdelegated 5.381 SP to @bayantoken
2022/11/03 09:13:03
delegatorsteem
delegateebayantoken
vesting shares8762.352413 VESTS
Transaction InfoBlock #69110290/Trx d582dae75f6756bfa5c7fc41e8308b78016ca689
View Raw JSON Data
{
  "trx_id": "d582dae75f6756bfa5c7fc41e8308b78016ca689",
  "block": 69110290,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-11-03T09:13:03",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "8762.352413 VESTS"
    }
  ]
}
steemdelegated 5.516 SP to @bayantoken
2022/01/17 08:41:12
delegatorsteem
delegateebayantoken
vesting shares8982.885644 VESTS
Transaction InfoBlock #60806709/Trx 1c13d6d10301db34cdc708b84720f44ff19b9213
View Raw JSON Data
{
  "trx_id": "1c13d6d10301db34cdc708b84720f44ff19b9213",
  "block": 60806709,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-01-17T08:41:12",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "8982.885644 VESTS"
    }
  ]
}
steemdelegated 5.629 SP to @bayantoken
2021/06/13 22:41:57
delegatorsteem
delegateebayantoken
vesting shares9166.654302 VESTS
Transaction InfoBlock #54605206/Trx d97f33e556392c07bcaac9aaff88fb02449e0aee
View Raw JSON Data
{
  "trx_id": "d97f33e556392c07bcaac9aaff88fb02449e0aee",
  "block": 54605206,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2021-06-13T22:41:57",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "9166.654302 VESTS"
    }
  ]
}
steemdelegated 5.744 SP to @bayantoken
2020/12/11 09:03:48
delegatorsteem
delegateebayantoken
vesting shares9354.076276 VESTS
Transaction InfoBlock #49352752/Trx e25c5d4ddecc228497983d5d2a5cf66eae1df413
View Raw JSON Data
{
  "trx_id": "e25c5d4ddecc228497983d5d2a5cf66eae1df413",
  "block": 49352752,
  "trx_in_block": 13,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-11T09:03:48",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "9354.076276 VESTS"
    }
  ]
}
steemdelegated 1.174 SP to @bayantoken
2020/12/06 02:41:21
delegatorsteem
delegateebayantoken
vesting shares1912.543513 VESTS
Transaction InfoBlock #49204322/Trx 8bc79903f7ef8f517bfeee084d1122654383eb21
View Raw JSON Data
{
  "trx_id": "8bc79903f7ef8f517bfeee084d1122654383eb21",
  "block": 49204322,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-06T02:41:21",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "1912.543513 VESTS"
    }
  ]
}
steemdelegated 5.748 SP to @bayantoken
2020/12/05 10:38:12
delegatorsteem
delegateebayantoken
vesting shares9360.442915 VESTS
Transaction InfoBlock #49185425/Trx 1d3379b5b5a06f968dc7f6877aa8fd492640216b
View Raw JSON Data
{
  "trx_id": "1d3379b5b5a06f968dc7f6877aa8fd492640216b",
  "block": 49185425,
  "trx_in_block": 15,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-05T10:38:12",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "9360.442915 VESTS"
    }
  ]
}
steemdelegated 1.179 SP to @bayantoken
2020/11/02 11:05:42
delegatorsteem
delegateebayantoken
vesting shares1920.017158 VESTS
Transaction InfoBlock #48252453/Trx 63c692f4714b570753ccbfa18263be315e4dbd9e
View Raw JSON Data
{
  "trx_id": "63c692f4714b570753ccbfa18263be315e4dbd9e",
  "block": 48252453,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-11-02T11:05:42",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "1920.017158 VESTS"
    }
  ]
}
steemdelegated 5.873 SP to @bayantoken
2020/05/09 03:36:15
delegatorsteem
delegateebayantoken
vesting shares9563.089489 VESTS
Transaction InfoBlock #43214531/Trx 51a5500803fe4b8528941b65c515c377ff1e7196
View Raw JSON Data
{
  "trx_id": "51a5500803fe4b8528941b65c515c377ff1e7196",
  "block": 43214531,
  "trx_in_block": 13,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-09T03:36:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "9563.089489 VESTS"
    }
  ]
}
steemdelegated 1.200 SP to @bayantoken
2020/05/08 06:53:27
delegatorsteem
delegateebayantoken
vesting shares1953.311140 VESTS
Transaction InfoBlock #43190259/Trx e2c88cb347b2722a038793f7e766258539e57961
View Raw JSON Data
{
  "trx_id": "e2c88cb347b2722a038793f7e766258539e57961",
  "block": 43190259,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-08T06:53:27",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "1953.311140 VESTS"
    }
  ]
}
steemdelegated 5.908 SP to @bayantoken
2020/01/22 23:59:21
delegatorsteem
delegateebayantoken
vesting shares9620.787512 VESTS
Transaction InfoBlock #40164695/Trx ef7fbd6bc9cf41c5a4490e8fcaccfc0ed4f968fc
View Raw JSON Data
{
  "trx_id": "ef7fbd6bc9cf41c5a4490e8fcaccfc0ed4f968fc",
  "block": 40164695,
  "trx_in_block": 20,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-01-22T23:59:21",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "bayantoken",
      "vesting_shares": "9620.787512 VESTS"
    }
  ]
}
2019/07/05 17:44:00
parent authorbayantoken
parent permlinkbayan-token-smart-contract-a-contract-with-real-value
authorsteemitboard
permlinksteemitboard-notify-bayantoken-20190705t174359000z
title
bodyCongratulations @bayantoken! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@bayantoken/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@bayantoken) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=bayantoken)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
json metadata{"image":["https://steemitboard.com/img/notify.png"]}
Transaction InfoBlock #34402158/Trx f37e98319b8b0242168793efc6c6eb238ce7ee8a
View Raw JSON Data
{
  "trx_id": "f37e98319b8b0242168793efc6c6eb238ce7ee8a",
  "block": 34402158,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-07-05T17:44:00",
  "op": [
    "comment",
    {
      "parent_author": "bayantoken",
      "parent_permlink": "bayan-token-smart-contract-a-contract-with-real-value",
      "author": "steemitboard",
      "permlink": "steemitboard-notify-bayantoken-20190705t174359000z",
      "title": "",
      "body": "Congratulations @bayantoken! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@bayantoken/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@bayantoken) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=bayantoken)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}"
    }
  ]
}
steemdelegated 6.029 SP to @bayantoken
2019/02/22 09:23:18
delegatorsteem
delegateebayantoken
vesting shares9817.309335 VESTS
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steemdelegated 18.427 SP to @bayantoken
2018/11/26 16:45:39
delegatorsteem
delegateebayantoken
vesting shares30006.805368 VESTS
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}
2018/11/23 08:45:36
votersteeming-hot
authorbayantoken
permlinkbayan-token-smart-contract-a-contract-with-real-value
weight25 (0.25%)
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2018/11/23 08:42:36
parent author
parent permlinkico
authorbayantoken
permlinkbayan-token-smart-contract-a-contract-with-real-value
titleBAYAN TOKEN SMART CONTRACT: A CONTRACT WITH REAL VALUE
bodyIn 2017, Ernst & Young (EY) issued a damning report on ICO. Among others, the report highlights on ICOs that utilise the Ethereum platform to take advantage of the smart contract application. It says, “Terms and functionality of a token are defined in smart contracts with program code that can hide risks for all ICO participants. It can contain errors or latent terms or use unsafe algorithms that may result in losses for investors, founders or platform users.” (EY, December 2017) But is this always the case? The idea of smart contracts was originally described by computer scientist and cryptographer Nick Szabo in 1993. He explained his idea by portraying smart contracts as a digital vending machine where users could input data or value, and receive a finite item from a machine, in this case a real-world snack or a soft drink. Ethereum’s smart contracts work very similar to what Szabo had in mind. To put it simply, smart contracts are applications that run exactly as programmed without any possibility of downtime, censorship, fraud or third-party interference. In this, smart contracts are very transparent and with high integrity. However, the very advantages of smart contracts can also be their downsides, as highlighted by the EY report. The owner or programmer of the smart contracts can easily manipulate the coding of the contract to benefit themselves. This is when auditing of smart contracts become an utmost importance. Potential investors must make sure that the tokens they plan to purchase have been properly audited. Bayan Token (BYT) is one of such tokens. BYT’s smart contract has been audited by Coin Mercenary and they have concluded that the contract is free from any security issues and logic errors. Built on the ERC20 platform, BYT contract represents ownership of 16 hours’ worth of private cloud server space for each BYT. Users can claim the usage of the cloud server via a smart contract, where the smart contract will execute API to the cloud server provider. At the same time, any amount (minimum 0.1 BYT) claimed will be burned in the smart contract whenever the API is successfully executed. The BYT issued ensures that the smart contract automatically transfers private cloud server space from the tokens to their owners once redeemed. One can check the truth of this claim simply by searching ‘Bayan Token’ at [etherscan.io](http://etherscan.io), an independent block explorer and analytic platform for Ethereum. Click at the contract code then choose the ‘Code’ tab. At line 1479, you will find the source code is linked to bizcloud.io which is the website of the cloud server provider. This confirms that each BYT is backed by a private cloud server through the smart contract; the very feature that defines the intrinsic value of BYT and makes it stand-out from many other tokens out there.
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      "author": "bayantoken",
      "permlink": "bayan-token-smart-contract-a-contract-with-real-value",
      "title": "BAYAN TOKEN SMART CONTRACT: A CONTRACT WITH REAL VALUE",
      "body": "In 2017, Ernst & Young (EY) issued a damning report on ICO. Among others, the report highlights on ICOs that utilise the Ethereum platform to take advantage of the smart contract application. It says, “Terms and functionality of a token are defined in smart contracts with program code that can hide risks for all ICO participants. It can contain errors or latent terms or use unsafe algorithms that may result in losses for investors, founders or platform users.” (EY, December 2017)\n\nBut is this always the case?\n\nThe idea of smart contracts was originally described by computer scientist and cryptographer Nick Szabo in 1993. He explained his idea by portraying smart contracts as a digital vending machine where users could input data or value, and receive a finite item from a machine, in this case a real-world snack or a soft drink.\n\nEthereum’s smart contracts work very similar to what Szabo had in mind. To put it simply, smart contracts are applications that run exactly as programmed without any possibility of downtime, censorship, fraud or third-party interference. In this, smart contracts are very transparent and with high integrity.\n\nHowever, the very advantages of smart contracts can also be their downsides, as highlighted by the EY report. The owner or programmer of the smart contracts can easily manipulate the coding of the contract to benefit themselves. This is when auditing of smart contracts become an utmost importance. Potential investors must make sure that the tokens they plan to purchase have been properly audited.\n\nBayan Token (BYT) is one of such tokens.\n\nBYT’s smart contract has been audited by Coin Mercenary and they have concluded that the contract is free from any security issues and logic errors.\n\nBuilt on the ERC20 platform, BYT contract represents ownership of 16 hours’ worth of private cloud server space for each BYT. Users can claim the usage of the cloud server via a smart contract, where the smart contract will execute API to the cloud server provider. At the same time, any amount (minimum 0.1 BYT) claimed will be burned in the smart contract whenever the API is successfully executed. The BYT issued ensures that the smart contract automatically transfers private cloud server space from the tokens to their owners once redeemed.\n\nOne can check the truth of this claim simply by searching ‘Bayan Token’ at [etherscan.io](http://etherscan.io), an independent block explorer and analytic platform for Ethereum. Click at the contract code then choose the ‘Code’ tab. At line 1479, you will find the source code is linked to bizcloud.io which is the website of the cloud server provider.\n\nThis confirms that each BYT is backed by a private cloud server through the smart contract; the very feature that defines the intrinsic value of BYT and makes it stand-out from many other tokens out there.",
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bayantokenpublished a new post: ico-is-over
2018/10/28 13:49:21
parent author
parent permlinkico
authorbayantoken
permlinkico-is-over
titleICO is Over
bodyDear Bayan Token community, Yesterday marked the end of our ICO. Despite the ever-challenging condition of the ICO market, we managed to raise enough funds to kick-start our underlying projects. We are excited to share with all of you that all the milestones stated in our roadmap and project timeline are on track. We will strive to deliver the very best! On a side note, to those who are still interested to participate in Bayan Token, you can email us at [email protected]. We would like to take this opportunity to thank you dear community for your huge support. We will keep updating you with any progress and new development. Stay tuned! “Bayan Token: Real Value & Real Growth.”
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      "author": "bayantoken",
      "permlink": "ico-is-over",
      "title": "ICO is Over",
      "body": "Dear Bayan Token community,\n\nYesterday marked the end of our ICO. Despite the ever-challenging condition of the ICO market, we managed to raise enough funds to kick-start our underlying projects.\n\nWe are excited to share with all of you that all the milestones stated in our roadmap and project timeline are on track. We will strive to deliver the very best!\n\nOn a side note, to those who are still interested to participate in Bayan Token, you can email us at [email protected].\n\nWe would like to take this opportunity to thank you dear community for your huge support. We will keep updating you with any progress and new development. Stay tuned!\n\n“Bayan Token: Real Value & Real Growth.”",
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2018/09/20 08:04:15
voterkriptojon
authorbayantoken
permlinkbayan-token-s-price-set
weight10000 (100.00%)
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wcasino.paysent 0.001 STEEM to @bayantoken- "::: block chain based transparent game ::: join holdem now ! see more info here : https://steemit.com/wcasino/@wcasino/wcasino-holdem-how-to-play"
2018/09/20 07:32:33
fromwcasino.pay
tobayantoken
amount0.001 STEEM
memo::: block chain based transparent game ::: join holdem now ! see more info here : https://steemit.com/wcasino/@wcasino/wcasino-holdem-how-to-play
Transaction InfoBlock #26103951/Trx 52cd87d3eace234d5ce37e46bc9bf7e12a990395
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2018/09/20 07:32:27
parent authorbayantoken
parent permlinkbayan-token-s-price-set
authorintroduce.bot
permlinkintroduce-bot-re-bayantokenbayan-token-s-price-set
title
body @bayantoken, I gave you a vote!<br>If you follow me, I will also follow you in return!
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2018/09/20 07:32:27
voterintroduce.bot
authorbayantoken
permlinkbayan-token-s-price-set
weight100 (1.00%)
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bayantokenpublished a new post: bayan-token-s-price-set
2018/09/20 07:32:24
parent author
parent permlinkico
authorbayantoken
permlinkbayan-token-s-price-set
titleBayan Token’s Price Set
bodySome of you may wonder, how is the Bayan Token’s price (US$0.80 respectively) set? The answer to that is quite simple. This price is determined by taking into account a few factors, which include: - the cost to purchase the private cloud server - the underlying technology behind BYT - the shariah compliant status of BYT - human capital and skills that were invested to materialise BYT - the forecasted capital needed to run the 3 main projects After ICO period, the price of the tokens will be determined purely by supply and demand in the market, which in turn is very much influenced by the progress of the underlying projects. ![Bayan Token.png](https://cdn.steemitimages.com/DQmSi7TThrHkzxyiNeoTwwz6M1rSNS2nNakx9iX5LssFkq2/Bayan%20Token.png) Website: https://bayantoken.com Whitepaper: https://bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/ Medium: https://medium.com/@bayantoken Steemit: https://steemit.com/@bayantoken Reddit: https://www.reddit.com/user/BayanToken LinkedIn: https://www.linkedin.com/company/byttech/LinkedIn: https://www.linkedin.com/company/byttech/
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Transaction InfoBlock #26103948/Trx 11384d5ceeac2af4b30ee70dca6d3b68da96a783
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      "author": "bayantoken",
      "permlink": "bayan-token-s-price-set",
      "title": "Bayan Token’s Price Set",
      "body": "Some of you may wonder, how is the Bayan Token’s price (US$0.80 respectively) set?\n\nThe answer to that is quite simple.\n\nThis price is determined by taking into account a few factors, which include:\n\n- the cost to purchase the private cloud server\n- the underlying technology behind BYT\n- the shariah compliant status of BYT\n- human capital and skills that were invested to materialise BYT\n- the forecasted capital needed to run the 3 main projects\n\nAfter ICO period, the price of the tokens will be determined purely by supply and demand in the market, which in turn is very much influenced by the progress of the underlying projects.\n\n![Bayan Token.png](https://cdn.steemitimages.com/DQmSi7TThrHkzxyiNeoTwwz6M1rSNS2nNakx9iX5LssFkq2/Bayan%20Token.png)\n\nWebsite: https://bayantoken.com\nWhitepaper: https://bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/\nMedium: https://medium.com/@bayantoken\nSteemit: https://steemit.com/@bayantoken\nReddit: https://www.reddit.com/user/BayanToken\nLinkedIn: https://www.linkedin.com/company/byttech/LinkedIn: https://www.linkedin.com/company/byttech/",
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2018/09/05 03:01:42
parent author
parent permlinkico
authorbayantoken
permlink5-things-you-need-to-know-about-bayan-token
title5 Things You Need to Know About Bayan Token
body### 1. Bayan Token is a UTILITY Token Bayan Token is structured to be a utility token, where Token Holders will be able to enjoy some usufructs from this token. In Bayan Token case, Token Holders can redeem the access to a private cloud server, can use the token to purchase goods and items from the Halal Marts and will get membership privileges. ### 2. Bayan Token is backed by a private cloud server Each Bayan Token contains 16-hour access to a private cloud server which features include 2Ghz computing power and 5GB SSD Disk. This characteristic has made Bayan Token one of its kind as it has given Bayan Token an exclusive intrinsic value, unlike many other tokens out there. ### 3. All the underlying projects are REAL projects The proceeds from token sales will be utilised to fund three main projects namely the Artificial Intelligence Equity Trader (AiET), the expansion of Halal Mart and the production and commercialisation of Basella Alba leaf extract. All these projects are already running and in operation or in Basella Alba project case, has passed the research stage and already been patented. ### 4. Bayan Token is priced at USD0.80 and may go up in the future During the ICO period, Bayan Token is sold at USD0.80 per token. A third-party website — coinpredictor.io — has forecasted that Bayan Token’s price will increase once it is listed in exchanges. With a strong and robust ecosystem that is created exclusively for Bayan Token holders, the possibility for Bayan Token’s value to be trending upward is promising. ### 5. Bayan Token has been certified as Shariah compliant One of the main niches of Bayan Token is the Shariah-compliance status that it managed to obtain. A Shariah-compliant crypto token will not only benefit the Muslims — as it is free from any forbidden elements or extreme uncertainties — but everyone will be advantageous since the objective of Shariah is to uphold justice in every aspect of life. Invest in Bayan Token today for your healthier tomorrow! ![Carousel1.png](https://cdn.steemitimages.com/DQmac6sH4W9GHBtR2Yv6fZveTrgg3E9YKvCN2hkBLcPQspL/Carousel1.png) Website: https://bayantoken.com Whitepaper: https://bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/ Medium: https://medium.com/@bayantoken Steemit: https://steemit.com/@bayantoken Reddit: https://www.reddit.com/user/BayanToken LinkedIn: https://www.linkedin.com/company/byttech/
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Transaction InfoBlock #25682255/Trx 91813ea483b22698f215d61dbf518b0aace3b103
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      "title": "5 Things You Need to Know About Bayan Token",
      "body": "### 1. Bayan Token is a UTILITY Token\n\nBayan Token is structured to be a utility token, where Token Holders will be able to enjoy some usufructs from this token. In Bayan Token case, Token Holders can redeem the access to a private cloud server, can use the token to purchase goods and items from the Halal Marts and will get membership privileges.\n\n### 2. Bayan Token is backed by a private cloud server\n\nEach Bayan Token contains 16-hour access to a private cloud server which features include 2Ghz computing power and 5GB SSD Disk. This characteristic has made Bayan Token one of its kind as it has given Bayan Token an exclusive intrinsic value, unlike many other tokens out there.\n\n### 3. All the underlying projects are REAL projects\n\nThe proceeds from token sales will be utilised to fund three main projects namely the Artificial Intelligence Equity Trader (AiET), the expansion of Halal Mart and the production and commercialisation of Basella Alba leaf extract. All these projects are already running and in operation or in Basella Alba project case, has passed the research stage and already been patented.\n\n### 4. Bayan Token is priced at USD0.80 and may go up in the future\n\nDuring the ICO period, Bayan Token is sold at USD0.80 per token. A third-party website — coinpredictor.io — has forecasted that Bayan Token’s price will increase once it is listed in exchanges. With a strong and robust ecosystem that is created exclusively for Bayan Token holders, the possibility for Bayan Token’s value to be trending upward is promising.\n\n### 5. Bayan Token has been certified as Shariah compliant\n\nOne of the main niches of Bayan Token is the Shariah-compliance status that it managed to obtain. A Shariah-compliant crypto token will not only benefit the Muslims — as it is free from any forbidden elements or extreme uncertainties — but everyone will be advantageous since the objective of Shariah is to uphold justice in every aspect of life.\n\nInvest in Bayan Token today for your healthier tomorrow!\n\n![Carousel1.png](https://cdn.steemitimages.com/DQmac6sH4W9GHBtR2Yv6fZveTrgg3E9YKvCN2hkBLcPQspL/Carousel1.png)\n\nWebsite: https://bayantoken.com\nWhitepaper: https://bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/\nMedium: https://medium.com/@bayantoken\nSteemit: https://steemit.com/@bayantoken\nReddit: https://www.reddit.com/user/BayanToken\nLinkedIn: https://www.linkedin.com/company/byttech/",
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2018/08/10 03:57:15
parent author
parent permlinkico
authorbayantoken
permlinkhow-bayan-token-can-help-to-fight-hypercholesterolaemia
titleHow Bayan Token Can Help To Fight Hypercholesterolaemia
body![Linkad(Leaf).png](https://cdn.steemitimages.com/DQmXhV4LeJUXYgukvazWG87xJsPYii7Eu78vWAocnJmoC4V/Linkad(Leaf).png) Hypercholesterolaemia is the presence of high levels of cholesterol in the blood. An increased level of cholesterol can raise the risks of cardiovascular diseases and stroke. According to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population. One of the underlying projects that Bayan Token — through its ICO — will support is the production and commercialisation of Basella Alba leaf extract. Basella Alba — other common names would be red vine spinach, Malabar spinach or Ceylon spinach — is a widely used vegetable, and traditionally known to have many health benefits. A breakthrough in research has found that Basella Alba has great potential to be a solution in treating high cholesterol levels, or hypercholesterolaemia. On top of that, Basella Alba is the natural alternative to statins. Statins are widely prescribed as drugs to treat cholesterol problems. Study showed that Basella Alba has similar effects as simvastatin (which is a form of statin), in reducing total cholesterol, LDL (or low-density lipoprotein), and triglycerides in the blood. Even better, it is very safe and doesn’t cause any muscle or liver damage, which are some of the common side effects from using statins. By supporting and participating in Bayan Token, you are effectively helping the global citizen to fight this endemic disease. And considering statins are a multi-billions industry, this project has a huge and promising potential! Invest in Bayan Token today for your healthier tomorrow! Website: https://bayantoken.com Whitepaper: https://bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/ Medium: https://medium.com/@bayantoken Steemit: https://steemit.com/@bayantoken Reddit: https://www.reddit.com/user/BayanToken LinkedIn: https://www.linkedin.com/company/byttech/
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Transaction InfoBlock #24934904/Trx be209ab47c950339ded619a2b3ab67580acf9d31
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      "parent_permlink": "ico",
      "author": "bayantoken",
      "permlink": "how-bayan-token-can-help-to-fight-hypercholesterolaemia",
      "title": "How Bayan Token Can Help To Fight Hypercholesterolaemia",
      "body": "![Linkad(Leaf).png](https://cdn.steemitimages.com/DQmXhV4LeJUXYgukvazWG87xJsPYii7Eu78vWAocnJmoC4V/Linkad(Leaf).png)\n\nHypercholesterolaemia is the presence of high levels of cholesterol in the blood. An increased level of cholesterol can raise the risks of cardiovascular diseases and stroke. According to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population.\n\nOne of the underlying projects that Bayan Token — through its ICO — will support is the production and commercialisation of Basella Alba leaf extract. Basella Alba — other common names would be red vine spinach, Malabar spinach or Ceylon spinach — is a widely used vegetable, and traditionally known to have many health benefits.\n\nA breakthrough in research has found that Basella Alba has great potential to be a solution in treating high cholesterol levels, or hypercholesterolaemia. On top of that, Basella Alba is the natural alternative to statins. Statins are widely prescribed as drugs to treat cholesterol problems. Study showed that Basella Alba has similar effects as simvastatin (which is a form of statin), in reducing total cholesterol, LDL (or low-density lipoprotein), and triglycerides in the blood. Even better, it is very safe and doesn’t cause any muscle or liver damage, which are some of the common side effects from using statins.\n\nBy supporting and participating in Bayan Token, you are effectively helping the global citizen to fight this endemic disease. And considering statins are a multi-billions industry, this project has a huge and promising potential!\n\nInvest in Bayan Token today for your healthier tomorrow!\n\nWebsite: https://bayantoken.com\nWhitepaper: https://bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/\nMedium: https://medium.com/@bayantoken\nSteemit: https://steemit.com/@bayantoken\nReddit: https://www.reddit.com/user/BayanToken\nLinkedIn: https://www.linkedin.com/company/byttech/",
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2018/08/08 06:59:33
parent author
parent permlinkico
authorbayantoken
permlinkartificial-intelligent-equity-trader-results
titleArtificial Intelligent Equity Trader Results
bodyLook at these astounding results of our Artificial Intelligence Equity Trader (AiET), having traded at 3 stocks of the US market: 1) TESLA (ROI 34.82%) 2) GOOGLE (ROI 40.76%) 3) NVIDIA (ROI 62.80%) Even the most expert and experienced traders are impressed with the AiET achievements! If you want to enjoy the benefits of AiET, you must first participate in [Bayan Token](https://bayantoken.com/)! So what are you waiting for?? Invest in Bayan Token today to explore the marvels of our cutting-edge AiET! ![1.png](https://cdn.steemitimages.com/DQmR5oRfbcYNaHWaynn1Se2YNscCWmBRzULBiCL5kZVsPFa/1.png) ![2.png](https://cdn.steemitimages.com/DQmQtfJiNYfJBf6gANBDQkesxSHoeyAXPiG1ZWG6ho4xAos/2.png) ![3.png](https://cdn.steemitimages.com/DQmWzvhDacqbaw6uKKtnHK1DZNMv2aqn1oTM6nLD1DFXz1m/3.png)
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Transaction InfoBlock #24880986/Trx 01165c351f4d414521b3e203b582dd050a54e67f
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      "title": "Artificial Intelligent Equity Trader Results",
      "body": "Look at these astounding results of our Artificial Intelligence Equity Trader (AiET), having traded at 3 stocks of the US market:\n\n1) TESLA (ROI 34.82%)\n2) GOOGLE (ROI 40.76%)\n3) NVIDIA (ROI 62.80%)\n\nEven the most expert and experienced traders are impressed with the AiET achievements!\n\nIf you want to enjoy the benefits of AiET, you must first participate in [Bayan Token](https://bayantoken.com/)!\n\nSo what are you waiting for?? Invest in Bayan Token today to explore the marvels of our cutting-edge AiET!\n\n![1.png](https://cdn.steemitimages.com/DQmR5oRfbcYNaHWaynn1Se2YNscCWmBRzULBiCL5kZVsPFa/1.png)\n\n![2.png](https://cdn.steemitimages.com/DQmQtfJiNYfJBf6gANBDQkesxSHoeyAXPiG1ZWG6ho4xAos/2.png)\n\n![3.png](https://cdn.steemitimages.com/DQmWzvhDacqbaw6uKKtnHK1DZNMv2aqn1oTM6nLD1DFXz1m/3.png)",
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2018/08/06 01:42:12
parent author
parent permlinkico
authorbayantoken
permlinkxnrwk-bayan-token-ico-rating
titleBayan Token ICO Rating
bodyAnother ICO Rating Agency, Duxton, has rated Bayan Token 4.4/5.0! https://duxton.ru/crowdsale/bayan-token/ We continue to strive for the best and we are very excited that a lot of people have started to notice it! Thank you all for your support! ![duxton.PNG](https://cdn.steemitimages.com/DQmXmRbpDEpQMdaZvgCmpGTv8EGxppGZHy1ggXkzqsucApN/duxton.PNG) Website: https://bayantoken.com Whitepaper: https://bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/ Medium: https://medium.com/@bayantoken Steemit: https://steemit.com/@bayantoken Reddit: https://www.reddit.com/user/BayanToken LinkedIn: https://www.linkedin.com/company/byttech/
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Transaction InfoBlock #24817059/Trx 88ba3acf3dbde0fec4f716c8fec22848a3a257c1
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      "body": "Another ICO Rating Agency, Duxton, has rated Bayan Token 4.4/5.0!\n\nhttps://duxton.ru/crowdsale/bayan-token/\n\nWe continue to strive for the best and we are very excited that a lot of people have started to notice it!\n\nThank you all for your support!\n\n![duxton.PNG](https://cdn.steemitimages.com/DQmXmRbpDEpQMdaZvgCmpGTv8EGxppGZHy1ggXkzqsucApN/duxton.PNG)\n\nWebsite: https://bayantoken.com\nWhitepaper: https://bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/\nMedium: https://medium.com/@bayantoken\nSteemit: https://steemit.com/@bayantoken\nReddit: https://www.reddit.com/user/BayanToken\nLinkedIn: https://www.linkedin.com/company/byttech/",
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2018/08/04 06:06:03
voterubg
authorbayantoken
permlinkbayan-token-a-token-with-values
weight100 (1.00%)
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2018/08/03 07:05:51
voteryoungogmarqs
authorbayantoken
permlinkbayan-token-a-token-with-values
weight2 (0.02%)
Transaction InfoBlock #24737154/Trx cd30cf31dab00c6dfa3e5e41326b93992fe2ef50
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2018/08/03 06:47:48
parent author
parent permlinkico
authorbayantoken
permlinkbayan-token-a-token-with-values
titleBAYAN TOKEN: A TOKEN WITH VALUES
bodyBayan Token is a utility token packed with values; not just one, not two and not even three but more than that! <b>First Value: Private Cloud Server</b> Bayan Token is backed by a private cloud server. A private cloud is a dedicated environment that delivers similar advantages to public cloud — including scalability, improved resource utilization and self-service capabilities — while retaining the isolation of single-tenant servers. Each Bayan Token is redeemable to a 16-hour access of private cloud server that contains 2 GHz of computing power, 1GB of memory, 5GB of SSD disk and 10GB bandwidth per month of data transfer. This gives Bayan Token a powerful advantage to other cryptocurrencies since in the worst-case scenario where Bayan Token’s price falls, Bayan Token Holders won’t be losing their investment since the cloud server space is a guaranteed asset. <b>Second Value: Virtual Membership and Privileges</b> Every Bayan Token Holder is automatically considered to be holding a virtual membership, whereby they are entitled for future benefits such as discounts to purchase other cryptocurrencies, free gifts, discounts on goods and items sold at the Halal Mart and many more. This in turn will create an exclusive ecosystem to the Bayan Token community, which will further add value to the token itself. <b>Third Value: Medium of Payment at Registered Shops</b> At a later stage, Bayan Token Holders will be able to utilise their tokens to purchase goods and items at registered shops, which include Halal Mart. Online platform will also be developed for the Halal Mart, increasing its accessibility and efficiency. This advantage, i.e. the ability to use the token to purchase stuff, has been proven to be able to create a robust and conducive ecosystem in other cryptocurrencies and similar phenomenon is expected from Bayan Token. <b>Fourth Value: Capital Gain</b> The successful execution of the underlying projects along with the creation of robust ecosystem will instil confidence among potential investors to purchase Bayan Token. As the demand for Bayan Token increases, the price of Bayan Token will also experience upward trend. Earlier investors will benefit from this instance as they will enjoy capital gain in their investment. In fact, a third-party website, Coin Predictor, has forecasted the value of Bayan Token to increase by 95.46% once it is listed in the exchange. <b>Fifth Value: The Success of Underlying Projects</b> If the underlying projects are being run successfully and manage to produce desirable results, it will not just benefit Bayan Token Holders; the positive externalities will also benefit the society as a whole. Take the Halal Mart for example. If the planned expansion of Halal Mart managed to achieve 1,000 stores or even more in Malaysia and SEA region, it will benefit the low and middle-income earner as one of the main objectives of the expansion is to ease the financial burden of this group. And if the production and commercialisation of the Basella Alba leaf extract as a health supplement can be materialised, it will definitely help thousands, if not millions of people suffering from hypercholesterolemia all over the world. A token full with values like Bayan Token can never go wrong! Invest in Bayan Token today! Visit www.bayantoken.com for more info. ![with value.png](https://cdn.steemitimages.com/DQmerb4EUgoQKxXk3yRcp3WHKrfDNdaKN5vUyJdCMBaQf9r/with%20value.png)
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Transaction InfoBlock #24736793/Trx 35cb663b8b7c1e854504fbe3864cac639f95d072
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      "parent_permlink": "ico",
      "author": "bayantoken",
      "permlink": "bayan-token-a-token-with-values",
      "title": "BAYAN TOKEN: A TOKEN WITH VALUES",
      "body": "Bayan Token is a utility token packed with values; not just one, not two and not even three but more than that!\n\n<b>First Value: Private Cloud Server</b>\n\nBayan Token is backed by a private cloud server. A private cloud is a dedicated environment that delivers similar advantages to public cloud — including scalability, improved resource utilization and self-service capabilities — while retaining the isolation of single-tenant servers.\n\nEach Bayan Token is redeemable to a 16-hour access of private cloud server that contains 2 GHz of computing power, 1GB of memory, 5GB of SSD disk and 10GB bandwidth per month of data transfer.\n\nThis gives Bayan Token a powerful advantage to other cryptocurrencies since in the worst-case scenario where Bayan Token’s price falls, Bayan Token Holders won’t be losing their investment since the cloud server space is a guaranteed asset.\n\n<b>Second Value: Virtual Membership and Privileges</b>\n\nEvery Bayan Token Holder is automatically considered to be holding a virtual membership, whereby they are entitled for future benefits such as discounts to purchase other cryptocurrencies, free gifts, discounts on goods and items sold at the Halal Mart and many more.\n\nThis in turn will create an exclusive ecosystem to the Bayan Token community, which will further add value to the token itself.\n\n<b>Third Value: Medium of Payment at Registered Shops</b>\n\nAt a later stage, Bayan Token Holders will be able to utilise their tokens to purchase goods and items at registered shops, which include Halal Mart. Online platform will also be developed for the Halal Mart, increasing its accessibility and efficiency.\n\nThis advantage, i.e. the ability to use the token to purchase stuff, has been proven to be able to create a robust and conducive ecosystem in other cryptocurrencies and similar phenomenon is expected from Bayan Token.\n\n<b>Fourth Value: Capital Gain</b>\n\nThe successful execution of the underlying projects along with the creation of robust ecosystem will instil confidence among potential investors to purchase Bayan Token. As the demand for Bayan Token increases, the price of Bayan Token will also experience upward trend. Earlier investors will benefit from this instance as they will enjoy capital gain in their investment.\n\nIn fact, a third-party website, Coin Predictor, has forecasted the value of Bayan Token to increase by 95.46% once it is listed in the exchange.\n\n<b>Fifth Value: The Success of Underlying Projects</b>\n\nIf the underlying projects are being run successfully and manage to produce desirable results, it will not just benefit Bayan Token Holders; the positive externalities will also benefit the society as a whole.\n\nTake the Halal Mart for example. If the planned expansion of Halal Mart managed to achieve 1,000 stores or even more in Malaysia and SEA region, it will benefit the low and middle-income earner as one of the main objectives of the expansion is to ease the financial burden of this group. And if the production and commercialisation of the Basella Alba leaf extract as a health supplement can be materialised, it will definitely help thousands, if not millions of people suffering from hypercholesterolemia all over the world.\n\nA token full with values like Bayan Token can never go wrong!\n\nInvest in Bayan Token today! Visit www.bayantoken.com for more info.\n\n![with value.png](https://cdn.steemitimages.com/DQmerb4EUgoQKxXk3yRcp3WHKrfDNdaKN5vUyJdCMBaQf9r/with%20value.png)",
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2018/08/01 10:31:57
voteriqram94
authorbayantoken
permlinkcryptocurrency-as-method-of-payment
weight10000 (100.00%)
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2018/08/01 10:29:09
parent author
parent permlinkcryptocurrency
authorbayantoken
permlinkcryptocurrency-as-method-of-payment
titleCryptocurrency as Method of Payment
bodyCryptocurrency will be the method of payment in the future, as more people are confident in its value and ability. Bayan Token Holders will be able to use BYT to purchase goods and items at our Halal Mart at a later stage, and who knows, as cryptocurrency is becoming more and more acceptable, BYT can also be used at more outlets and shops. How about you? Are ready to embrace the change? Or will you be left out? <center>![ccn 1.PNG](https://cdn.steemitimages.com/DQmZy3zDzxebTfQesbwxUKst1Y9RBZ4zhXKjAUpi1NBNhCi/ccn%201.PNG)</center> <center>Article [Link](https://www.ccn.com/thailands-largest-movie-theater-chain-will-accept-cryptocurrency/)</center>
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      "permlink": "cryptocurrency-as-method-of-payment",
      "title": "Cryptocurrency as Method of Payment",
      "body": "Cryptocurrency will be the method of payment in the future, as more people are confident in its value and ability.\n\nBayan Token Holders will be able to use BYT to purchase goods and items at our Halal Mart at a later stage, and who knows, as cryptocurrency is becoming more and more acceptable, BYT can also be used at more outlets and shops.\n\nHow about you? Are ready to embrace the change? Or will you be left out?\n\n<center>![ccn 1.PNG](https://cdn.steemitimages.com/DQmZy3zDzxebTfQesbwxUKst1Y9RBZ4zhXKjAUpi1NBNhCi/ccn%201.PNG)</center>\n<center>Article [Link](https://www.ccn.com/thailands-largest-movie-theater-chain-will-accept-cryptocurrency/)</center>",
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2018/08/01 05:54:00
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2018/08/01 05:03:15
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2018/08/01 04:37:54
parent author
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authorbayantoken
permlinkbayan-token-shariah-compliant-utility-crypto-token-review-by-coin-my
titleBayan Token: Shariah-Compliant Utility Crypto Token - Review by Coin.my
bodyIf you’ve been keeping up with new and exciting ICOs in town, you’ve probably heard of Bayan Token. If you haven’t, worry not. You’re not too late and here’s your chance to find out more about Bayan Token. In fact, the author will try her best in shedding some light on this new project. <b>What is Bayan Token?</b> On the 28th June, BYT Technologies Pte Ltd announced the launching of Bayan Token crowdsale in a press release. According to the press release, BYT Technologies is a tech company incorporated in Singapore, and it is using Blockchain technology to enhance usability and create real value for its token holders, as well as the general population. Based on the core concept of “Good for Goodness”, the team has created a token that is Shariah-compliant and committed in delivering goodness through redeemable value as well as their high-profiled projects. Bayan Token is a ERC20 token built on the Ethereum platform, and it utilises the smart contract function as a mechanism to ensure that token holders can redeem value instantly and automatically. ![BTY Infographic.jpg](https://cdn.steemitimages.com/DQmPgZkkLG8w3zi7gCMw9HeyTUZJVjbEH7G99C3G3nX6uTn/BTY%20Infographic.jpg) Each Bayan Token contains 16 hours’ worth of private cloud server space, where one cloud server is made up of 2 GHz of computing power, 1GB of memory, 5GB of SSD disk and 10GB bandwidth per month of data transfer. <b>What are the projects?</b> BYT Technologies Pte Ltd is planning numerous projects in the future, but there are three main projects that it will be focusing on. During the selection process, the Bayan Token team has carefully analysed the potential of each project and chosen three projects that are already operating in a small scale, indicating that the funds raised will be used to expand ongoing projects, not those at ideation stage. This is so that neither investors nor token holders are exposed to more risks than necessary if a project fails in the initial stage. ##### 1. Shariah Compliant Artificial Intelligence-Equity Trader (AiET Z2 System) I’m sure you’ve read articles on trading bots right? They are basically computer programs that analyse trends and automatically execute trades. Neat, huh? But this one’s better. The AiET Z2 system is based on Artificial Intelligence and it uses both fully automated and semi-automated strategies for executing trades. According to their whitepaper, this system “provides the best investment and trading opportunities by streamlining the whole process of making investment decisions to produce more efficient, profitable trades”. You can read more about the system in their whitepaper, but what’s important is that the system has already been tested in the global stock exchange market, specifically NYSE and NASDAQ with fruitful success. With the funds raised from the ICO, the system will be further developed and is set to explore other markets, including cryptocurrency. ##### 2. Development of Halal Mart Network Did you know that although online stores are fast becoming favourites for shoppers, physical stores are still the go-to especially for daily needs such as groceries, fresh food and apparels? But what if you can have both worlds? That is what Bayan Token envision for its Halal Mart: the opening of at least 100 Halal Marts chain across not only Malaysia but also Singapore, Brunei and Indonesia within the next 3 years and also a platform that offers small and large vendors a chance to sell Hala products to a wide range of customers. According to their whitepaper, “Malaysia’s position as one of the biggest Halal hubs is an attractive selling point to investors, small to medium retailers and most importantly, conscientious consumers”. This project is based on existing business model, Elzar Mart which has already been opened in several locations within Malaysia, and further expansion is planned under the flagship of Halal Mart with the funds raised during ICO. In the future, BYT token holders will be able to use their tokens to make purchases at selected Halal Marts across the country. ##### 3. Commercialisation of Basella Alba Leaf Extract as Health Supplement So we’ve already covered the financial as well as the retail industries, let’s move on to the health industry for the final project. First, some health lessons. What do you know about cardiovascular diseases? Did you know that one of the factors that increase the risk of cardiovascular diseases is high level of cholesterol, or hypercholesterolemia? And did you know that hypercholestrolemia affects 1 in 500 people in most countries? According to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population. At the moment, the only available drug prescribed as a prevention for those with elevated risk of cardiovascular diseases is statin, which unfortunately cause some long-term side effects, including muscle and liver damage, rhabdomyolysis and acute renal failure. That is where Basella Alba comes in. The health supplement that will be developed based on a present study of the properties Basella Alba leaf extract is organic in nature and have been reported to possess beneficial effects in treating hypercholesterolemia and its related diseases. It is definitely a groundbreaking project to get behind, and has a huge commercial potential not only locally, but also in the global health market. Not only that, Bayan Token holders will actually be investing in something that is beneficial for society and it brings us back to the principle of “good for goodness” that Bayan Token is promoting. <b>Why is Bayan Token different?</b> Did you see the purple banner right on top of their website? Of course. It reads ‘A Shariah-compliant Utilty Crypto Token’. Interestingly, this is what sets Bayan Token apart from its competitors. One important element contained in Bayan Token is it is backed by an asset that provides real value to its holders. <b>Why is this important?</b> Glad you asked. In Islam, every financial dealings must be based on real goods or assets that have intrinsic value. For example, Islam doesn’t see money as having its own intrinsic value; it is only ever acceptable as a medium of exchange. Similarly with cryptocurrency, on its own, it does not have any intrinsic value. Therefore, to solve this issue, Bayan Token is backed by an asset of real value and it is considered as ‘Mal Mutaqawwim’ or something that can be beneficial or of value according to Syara’. Bayan Token has received accreditation as Shariah-compliant from Elzar Shariah Solutions Sdn Bhd, which act as a Shariah advisor for Bayan Token. According to the certificate, which you can accessed on their website, the structure of Bayan Token complies with the principles that is set within the Shariah law, which is represented by: 16 hours of benefits of cloud server containing value that is accepted generally by cryptocurrency users and can be traded within the cryptocurrency market the capacity of Bayan Token as a utility, where it can be used in exchange for goods available in stores under one of its projects <b>Who is behind Bayan Token?</b> I’m pretty sure this is a very very important question for most of you, and can even possibly a deal breaker. Allow me to shed some light on some of the people working behind the scenes of Bayan Token. If you look at their website, you’ll be able to see that the Bayan Team consists of people who are experts in numerous fields, including cryptocurrency, Shariah compliance, banking operations and compliance, blockchain and peer-to-peer technologies, payment processing, artificial intelligence, internet marketing and economics, market operations and biotechnology. Dr. Zaharuddin Abd. Rahman, who is Chairman of BYT Technologies Pte Ltd is a name that is already renown within the local community. He is Managing Director of Elzar Group of Companies (Elzar Shariah Solutions Sdn Bhd, Elzar Resources Sdn Bhd, Elzar Trading Sdn Bhd and K-Fiqh Sdn Bhd) and has been an Assistant Professor at the Kulliyyah of Economics, International Islamic University Malaysia (IIUM) for more than 10 years. He also has a lot of experience in dealing with Shariah compliance, having been Shariah advisor to a number of institutions, including Bank Negara Malaysia, RHB Islamic Bank Ltd, OSK Investment Bank, Deutche Bank, Al-Rajhi Bank Malaysia, Standard Chartered Saadiq Bank, ACR ReTakaful Bahrain, BIMB Securities Sdn Bhd, BNP Paribas Bank amongst others. Another interesting team member is their amabassador, Vince Focarelli. If you’ve been keeping abreast with the underworld (just kidding!), you would know that Vince was once a name that was feared in the community of South Australia. He was once the leader of the notorious gang ‘Comanchero’, but has now turned a new leaf and decided to contribute his time and energy for Islam, and in this case, through promoting Bayan Token. <b>What’s next for Bayan Token?</b> ![timeline.jpg](https://cdn.steemitimages.com/DQmZuagzHG49B1QizS6J4AjsN8SHhfjv2ncRVpJcQcWv8gJ/timeline.jpg) As you can see in the roadmap above, the three projects listed above is due to start in November 2018. At the same time, Bayan Token will go through testing for redemption from their cloud server. The team also expects Bayan Token to be listed in exchanges by the end of this year. 2019 will be the benchmark for official launching of Bayan Token projects to the public. <b>Bayan Token ICO</b> Bayan Token is now holding their ICO from the 27th June to 27th July 2018. Each token is offered at the price of USD0.80 and the minimum amount you can buy us 50 BYT or USD$40. To know more about Bayan Token, you can visit their website here: Bayan Token.
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      "body": "If you’ve been keeping up with new and exciting ICOs in town, you’ve probably heard of Bayan Token. If you haven’t, worry not. You’re not too late and here’s your chance to find out more about Bayan Token. In fact, the author will try her best in shedding some light on this new project.\n\n<b>What is Bayan Token?</b>\n\nOn the 28th June, BYT Technologies Pte Ltd announced the launching of Bayan Token crowdsale in a press release. According to the press release, BYT Technologies is a tech company incorporated in Singapore, and it is using Blockchain technology to enhance usability and create real value for its token holders, as well as the general population.\n\nBased on the core concept of “Good for Goodness”, the team has created a token that is Shariah-compliant and committed in delivering goodness through redeemable value as well as their high-profiled projects. Bayan Token is a ERC20 token built on the Ethereum platform, and it utilises the smart contract function as a mechanism to ensure that token holders can redeem value instantly and automatically. \n\n![BTY Infographic.jpg](https://cdn.steemitimages.com/DQmPgZkkLG8w3zi7gCMw9HeyTUZJVjbEH7G99C3G3nX6uTn/BTY%20Infographic.jpg)\n\nEach Bayan Token contains 16 hours’ worth of private cloud server space, where one cloud server is made up of 2 GHz of computing power, 1GB of memory, 5GB of SSD disk and 10GB bandwidth per month of data transfer.\n\n<b>What are the projects?</b>\n\nBYT Technologies Pte Ltd is planning numerous projects in the future, but there are three main projects that it will be focusing on. During the selection process, the Bayan Token team has carefully analysed the potential of each project and chosen three projects that are already operating in a small scale, indicating that the funds raised will be used to expand ongoing projects, not those at ideation stage. This is so that neither investors nor token holders are exposed to more risks than necessary if a project fails in the initial stage.\n\n##### 1. Shariah Compliant Artificial Intelligence-Equity Trader (AiET Z2 System)\n\nI’m sure you’ve read articles on trading bots right? They are basically computer programs that analyse trends and automatically execute trades. Neat, huh? But this one’s better. The AiET Z2 system is based on Artificial Intelligence and it uses both fully automated and semi-automated strategies for executing trades.\n\nAccording to their whitepaper, this system “provides the best investment and trading opportunities by streamlining the whole process of making investment decisions to produce more efficient, profitable trades”. You can read more about the system in their whitepaper, but what’s important is that the system has already been tested in the global stock exchange market, specifically NYSE and NASDAQ with fruitful success. With the funds raised from the ICO, the system will be further developed and is set to explore other markets, including cryptocurrency.\n\n##### 2. Development of Halal Mart Network\n\nDid you know that although online stores are fast becoming favourites for shoppers, physical stores are still the go-to especially for daily needs such as groceries, fresh food and apparels? But what if you can have both worlds? That is what Bayan Token envision for its Halal Mart: the opening of at least 100 Halal Marts chain across not only Malaysia but also Singapore, Brunei and Indonesia within the next 3 years and also a platform that offers small and large vendors a chance to sell Hala products to a wide range of customers.\n\nAccording to their whitepaper, “Malaysia’s position as one of the biggest Halal hubs is an attractive selling point to investors, small to medium retailers and most importantly, conscientious consumers”. This project is based on existing business model, Elzar Mart which has already been opened in several locations within Malaysia, and further expansion is planned under the flagship of Halal Mart with the funds raised during ICO. In the future, BYT token holders will be able to use their tokens to make purchases at selected Halal Marts across the country.\n\n##### 3. Commercialisation of Basella Alba Leaf Extract as Health Supplement\n\nSo we’ve already covered the financial as well as the retail industries, let’s move on to the health industry for the final project. First, some health lessons. What do you know about cardiovascular diseases? Did you know that one of the factors that increase the risk of cardiovascular diseases is high level of cholesterol, or hypercholesterolemia? And did you know that hypercholestrolemia affects 1 in 500 people in most countries? According to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population.\n\nAt the moment, the only available drug prescribed as a prevention for those with elevated risk of cardiovascular diseases is statin, which unfortunately cause some long-term side effects, including muscle and liver damage, rhabdomyolysis and acute renal failure. That is where Basella Alba comes in. The health supplement that will be developed based on a present study of the properties Basella Alba leaf extract is organic in nature and have been reported to possess beneficial effects in treating hypercholesterolemia and its related diseases.\n\nIt is definitely a groundbreaking project to get behind, and has a huge commercial potential not only locally, but also in the global health market. Not only that, Bayan Token holders will actually be investing in something that is beneficial for society and it brings us back to the principle of “good for goodness” that Bayan Token is promoting.\n\n<b>Why is Bayan Token different?</b>\n\nDid you see the purple banner right on top of their website? Of course. It reads ‘A Shariah-compliant Utilty Crypto Token’. Interestingly, this is what sets Bayan Token apart from its competitors. One important element contained in Bayan Token is it is backed by an asset that provides real value to its holders.\n\n<b>Why is this important?</b>\n\nGlad you asked. In Islam, every financial dealings must be based on real goods or assets that have intrinsic value. For example, Islam doesn’t see money as having its own intrinsic value; it is only ever acceptable as a medium of exchange. Similarly with cryptocurrency, on its own, it does not have any intrinsic value. Therefore, to solve this issue, Bayan Token is backed by an asset of real value and it is considered as ‘Mal Mutaqawwim’ or something that can be beneficial or of value according to Syara’.\n\nBayan Token has received accreditation as Shariah-compliant from Elzar Shariah Solutions Sdn Bhd, which act as a Shariah advisor for Bayan Token. According to the certificate, which you can accessed on their website, the structure of Bayan Token complies with the principles that is set within the Shariah law, which is represented by:\n\n16 hours of benefits of cloud server\ncontaining value that is accepted generally by cryptocurrency users and can be traded within the cryptocurrency market\nthe capacity of Bayan Token as a utility, where it can be used in exchange for goods available in stores under one of its projects\n\n<b>Who is behind Bayan Token?</b>\n\nI’m pretty sure this is a very very important question for most of you, and can even possibly a deal breaker. Allow me to shed some light on some of the people working behind the scenes of Bayan Token. If you look at their website, you’ll be able to see that the Bayan Team consists of people who are experts in numerous fields, including cryptocurrency, Shariah compliance, banking operations and compliance, blockchain and peer-to-peer technologies, payment processing, artificial intelligence, internet marketing and economics, market operations and biotechnology.\n\nDr. Zaharuddin Abd. Rahman, who is Chairman of BYT Technologies Pte Ltd is a name that is already renown within the local community. He is Managing Director of Elzar Group of Companies (Elzar Shariah Solutions Sdn Bhd, Elzar Resources Sdn Bhd, Elzar Trading Sdn Bhd and K-Fiqh Sdn Bhd) and has been an Assistant Professor at the Kulliyyah of Economics, International Islamic University Malaysia (IIUM) for more than 10 years. He also has a lot of experience in dealing with Shariah compliance, having been Shariah advisor to a number of institutions, including Bank Negara Malaysia, RHB Islamic Bank Ltd, OSK Investment Bank, Deutche Bank, Al-Rajhi Bank Malaysia, Standard Chartered Saadiq Bank, ACR ReTakaful Bahrain, BIMB Securities Sdn Bhd, BNP Paribas Bank amongst others.\n\nAnother interesting team member is their amabassador, Vince Focarelli. If you’ve been keeping abreast with the underworld (just kidding!), you would know that Vince was once a name that was feared in the community of South Australia. He was once the leader of the notorious gang ‘Comanchero’, but has now turned a new leaf and decided to contribute his time and energy for Islam, and in this case, through promoting Bayan Token.\n\n<b>What’s next for Bayan Token?</b>\n\n![timeline.jpg](https://cdn.steemitimages.com/DQmZuagzHG49B1QizS6J4AjsN8SHhfjv2ncRVpJcQcWv8gJ/timeline.jpg)\n\nAs you can see in the roadmap above, the three projects listed above is due to start in November 2018. At the same time, Bayan Token will go through testing for redemption from their cloud server. The team also expects Bayan Token to be listed in exchanges by the end of this year. 2019 will be the benchmark for official launching of Bayan Token projects to the public.\n\n<b>Bayan Token ICO</b>\n\nBayan Token is now holding their ICO from the 27th June to 27th July 2018. Each token is offered at the price of USD0.80 and the minimum amount you can buy us 50 BYT or USD$40. To know more about Bayan Token, you can visit their website here: Bayan Token.",
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2018/07/31 03:30:06
parent author
parent permlinkico
authorbayantoken
permlinkcan-smart-contracts-change-the-world
titleCan Smart Contracts Change The World?
bodySmart contracts is a term used to describe an automated computer program that is capable of facilitating, executing and enforcing an agreement without human intervention. Smart contracts can help you exchange money, properties and anything of value without any or minimal conflicts. <b><h3>Traditional Contracts</h3></b> So what do we know about traditional contracts? ##### 1. You need a legal representative For one, you basically need a legal representative to write a contract between you and another party. Most of the contracts are written in legal language that is difficult to understand and parse through. Moreover, you need the legal representative to act as a witness and enforcer for your contract. ##### 2. It’s a difficult process Sometimes, the process can be time-consuming, as well as ambiguous. You may very well come out from the negotiations with no knowledge of what you’re agreeing to. Most of the time, people overlook the terms and conditions and just put their signature on the contract (which is legally binding, by the way!). ##### 3. The legal consequences is not a walk in the park either If the contract falls under dispute, both parties can experience negative effects. The process of resolving issues with contracts involve long waiting period and a lot of money. Often, both parties find that the resources wasted not worth the dispute in the first place. <b><h3>Smart Contracts</h3></b> So how can smart contracts improve traditional contracts? ##### 1. Simple computer programming to replace enforcers Behind the scenes, computer programmers help create smart contracts using contract development tools and programming code languages such as C++, Python, Go and Java. The code will define the rules and consequences in the same way that a traditional legal document could. It can include obligations, conditions, benefits and penalties in different circumstances. This code can then be self-executed using the same principle as verification of bitcoin transactions. ##### 2. Easy to understand Because all the complicated process happens behind the scenes, the surface of a smart contracts remain simple and relatively easy to understand. Think of it like an IF function in Excel, where a cell returns one value if a condition is true and another value if a condition is false. ##### 3. Transparent and accurate Smart contracts are less prone to manual errors and the process of execution virtually eliminates manipulation and noncompliance. Similar to bitcoin transactions, computer nodes in the network come to a consensus about the code execution. The network will record the execution of the contract and update the ledger, and monitor the compliance of the contract. <b><h3>Smart Contracts Use Cases</h3></b> A wide range of areas in various industries can benefit from using contracts and Deloitte have identifies several areas that can use smart contract in the picture below. <center>![smart contract.jpg](https://cdn.steemitimages.com/DQmTPir8hW1PEczJEKsQTsgmyFQ7aXcHN5k2rbyTMa4A7Ck/smart%20contract.jpg) Credit: [Deloitte](https://dupress.deloitte.com/dup-us-en/focus/signals-for-strategists/using-blockchain-for-smart-contracts.html)</center> Smart contracts are still new that research into the technology is still ongoing. Several issues such as coding error or external circumstances can affect execution of smart contracts. Experts are trying their best to resolve these issues as fast as they can identify them. But just like how bitcoin has changes the process of transactions, there is no doubt that smart contracts will change the way we execute contracts. So here’s to the future of smart contracts. Author: Remei Website: https://bayantoken.com Whitepaper: https://bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/ Medium: https://medium.com/@bayantoken Steemit: https://steemit.com/@bayantoken Reddit: https://www.reddit.com/user/BayanToken Discord: https://discord.gg/J9Mcskd LinkedIn: https://www.linkedin.com/company/byttech/
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      "body": "Smart contracts is a term used to describe an automated computer program that is capable of facilitating, executing and enforcing an agreement without human intervention. Smart contracts can help you exchange money, properties and anything of value without any or minimal conflicts.\n\n<b><h3>Traditional Contracts</h3></b>\n\nSo what do we know about traditional contracts?\n\n##### 1. You need a legal representative\n\nFor one, you basically need a legal representative to write a contract between you and another party. Most of the contracts are written in legal language that is difficult to understand and parse through. Moreover, you need the legal representative to act as a witness and enforcer for your contract.\n\n##### 2. It’s a difficult process\n\nSometimes, the process can be time-consuming, as well as ambiguous. You may very well come out from the negotiations with no knowledge of what you’re agreeing to. Most of the time, people overlook the terms and conditions and just put their signature on the contract (which is legally binding, by the way!).\n\n##### 3. The legal consequences is not a walk in the park either\n\nIf the contract falls under dispute, both parties can experience negative effects. The process of resolving issues with contracts involve long waiting period and a lot of money. Often, both parties find that the resources wasted not worth the dispute in the first place.\n\n<b><h3>Smart Contracts</h3></b>\n\nSo how can smart contracts improve traditional contracts?\n\n##### 1. Simple computer programming to replace enforcers\n\nBehind the scenes, computer programmers help create smart contracts using contract development tools and programming code languages such as C++, Python, Go and Java. The code will define the rules and consequences in the same way that a traditional legal document could. It can include obligations, conditions, benefits and penalties in different circumstances. This code can then be self-executed using the same principle as verification of bitcoin transactions.\n\n##### 2. Easy to understand\n\nBecause all the complicated process happens behind the scenes, the surface of a smart contracts remain simple and relatively easy to understand. Think of it like an IF function in Excel, where a cell returns one value if a condition is true and another value if a condition is false.\n\n##### 3. Transparent and accurate\n\nSmart contracts are less prone to manual errors and the process of execution virtually eliminates manipulation and noncompliance. Similar to bitcoin transactions, computer nodes in the network come to a consensus about the code execution. The network will record the execution of the contract and update the ledger, and monitor the compliance of the contract.\n\n<b><h3>Smart Contracts Use Cases</h3></b>\n\nA wide range of areas in various industries can benefit from using contracts and Deloitte have identifies several areas that can use smart contract in the picture below.\n\n<center>![smart contract.jpg](https://cdn.steemitimages.com/DQmTPir8hW1PEczJEKsQTsgmyFQ7aXcHN5k2rbyTMa4A7Ck/smart%20contract.jpg)\nCredit: [Deloitte](https://dupress.deloitte.com/dup-us-en/focus/signals-for-strategists/using-blockchain-for-smart-contracts.html)</center>\nSmart contracts are still new that research into the technology is still ongoing. Several issues such as coding error or external circumstances can affect execution of smart contracts. Experts are trying their best to resolve these issues as fast as they can identify them. But just like how bitcoin has changes the process of transactions, there is no doubt that smart contracts will change the way we execute contracts.\n\nSo here’s to the future of smart contracts.\n\nAuthor: Remei\n\nWebsite: https://bayantoken.com\nWhitepaper: https://bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/\nMedium: https://medium.com/@bayantoken\nSteemit: https://steemit.com/@bayantoken\nReddit: https://www.reddit.com/user/BayanToken\nDiscord: https://discord.gg/J9Mcskd \nLinkedIn: https://www.linkedin.com/company/byttech/",
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2018/07/25 17:38:27
parent authorbayantoken
parent permlinkformer-bikie-boss-who-survived-five-assassination-attempts-and-converted-to-islam-is-now-the-ambassador-for-a-sharia-compliant
authorsurikowstepanuk
permlinkre-bayantoken-former-bikie-boss-who-survived-five-assassination-attempts-and-converted-to-islam-is-now-the-ambassador-for-a-sharia-compliant-20180725t173827296z
title
body@bayantoken, you are interesting to read!
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2018/07/25 07:38:09
parent authorbayantoken
parent permlinkformer-bikie-boss-who-survived-five-assassination-attempts-and-converted-to-islam-is-now-the-ambassador-for-a-sharia-compliant
authorsteemitboard
permlinksteemitboard-notify-bayantoken-20180725t073809000z
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bodyCongratulations @bayantoken! You have completed the following achievement on Steemit and have been rewarded with new badge(s) : [![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/posts.png)](http://steemitboard.com/@bayantoken) Award for the number of posts published <sub>_Click on the badge to view your Board of Honor._</sub> <sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub> > Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!
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2018/07/25 03:50:57
parent authorbayantoken
parent permlinkformer-bikie-boss-who-survived-five-assassination-attempts-and-converted-to-islam-is-now-the-ambassador-for-a-sharia-compliant
authorcheetah
permlinkcheetah-re-bayantokenformer-bikie-boss-who-survived-five-assassination-attempts-and-converted-to-islam-is-now-the-ambassador-for-a-sharia-compliant
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bodyHi! I am a robot. I just upvoted you! I found similar content that readers might be interested in: http://www.dailymail.co.uk/news/article-5980859/Ex-Comancheros-bikie-boss-Islam-convert-Vince-Focarelli-backs-Sharia-complaint-cryptocurrency.html
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttp://www.dailymail.co.uk/news/article-5980859/Ex-Comancheros-bikie-boss-Islam-convert-Vince-Focarelli-backs-Sharia-complaint-cryptocurrency.html",
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2018/07/25 03:50:54
votercheetah
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2018/07/25 03:50:45
parent author
parent permlinkico
authorbayantoken
permlinkformer-bikie-boss-who-survived-five-assassination-attempts-and-converted-to-islam-is-now-the-ambassador-for-a-sharia-compliant
titleFormer bikie boss who survived five assassination attempts and converted to Islam is now the ambassador for a Sharia-compliant cryptocurrency
body![1.jpg](https://cdn.steemitimages.com/DQmSwW5NZCPoQ2jUZRQGPgokLdT3oTPwE5FHN1dbFdknEtN/1.jpg) A former bikie leader who converted to Islam has fronted a video endorsing a Sharia-compliant cryptocurrency. Vince Focarelli, who survived five attempts on his life as the Adelaide-based leader of the Comancheros, is the new frontman for Bayan Token, a Singapore-based Islamic finance group. The 42-year-old reformed bikie is introduced in a three-minute YouTube clip as a ‘devout Muslim and social worker’ who was previously a ‘gang leader’. ‘My name is Vince Focarelli and I believe in God,’ he said, after delivering a brief introduction in Bahasa Indonesian. ‘I believe that when you do good, goodness will come back to you.’ The Italian-born former underworld figure describes the cryptocurrency as something that delivers ‘goodness at every turn’ and has ‘real world benefits and a ‘higher purpose’. ‘It is backed by ongoing projects that are strong in Islamic principles,’ he said in the video. The man with a colourful past said the world’s growing Islamic population meant there would be more demand for halal products, that were permissible in Islam. Last year, he fled South Australia to live in Malaysia to escape a criminal-related deportation. The Kuala Lumpur-based man, who describes himself as a devoted Muslim, has a wife and a stepdaughter in Adelaide. The former Comancheros leader risked having his Australian visa cancelled under the Migration Act, which gives Home Affairs Minister Peter Dutton the power to deport a non-citizen that is regarded as a threat to community safety. Fearing it would be revoked and he would be sent to a detention centre, he left the country before an adjudication process could begin. Focarelli, who became a Islam devout in 2012, survived five assassination attempts at the hands of gangland rivals — the last attempt killing his stepson. Now, he encourages others to celebrate the beauty of life, and hopes to reopen his old Adelaide restaurant, La’Fig ­Cucina, in Kuala Lumpur. The daunting task won’t be the same without his wife though, given she was ‘the backbone’ behind their Carrington Street establishment. Once a man who’s life literally involved dodging bullets, Focarelli has now devoted himself to caring for his mother, who has stage-four cancer. Read original article at http://www.dailymail.co.uk/news/article-5980859/Ex-Comancheros-bikie-boss-Islam-convert-Vince-Focarelli-backs-Sharia-complaint-cryptocurrency.html
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2018/07/23 08:28:06
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authorbayantoken
permlinkomisego-how-a-robust-ecosystem-can-sustain-and-increase-token-s-value
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body@@ -1667,20 +1667,24 @@ epaper: -www. +https:// bayantok @@ -1855,18 +1855,18 @@ om/@ -akif_30909 +bayantoken %0ASte
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2018/07/23 08:27:24
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authorbayantoken
permlinkour-ambassador-vince-focarelli-was-featured-in-the-advertiser-tabloid
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body@@ -835,18 +835,18 @@ om/@ -akif_30909 +bayantoken %0ASte
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2018/07/23 07:08:48
parent author
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authorbayantoken
permlinkour-ambassador-vince-focarelli-was-featured-in-the-advertiser-tabloid
titleOur Ambassador, Vince Focarelli, was featured in The Advertiser tabloid!
body![The advertiser.jpg](https://cdn.steemitimages.com/DQmbAKUoFKiq5hQwm98RHo9fMcrVxuDT2qj7uEnm6dc8ccu/The%20advertiser.jpg) “Bayan Token is marketed as a blockchain cryptocurrency which is sharia-compliant and and funds projects which benefit society and are in-line with Islamic teachings,” wrote the article. Check the featured news at https://www.adelaidenow.com.au/news/law-order/from-gang-leader-to-restaurateur-to-crypto-currency-ambassador-vince-focarelli-selling-bayan-token/news-story/9da544a1403afd75336591496b187fb8 Watch Vince talks passionately about Bayan Token at https://youtu.be/7XMsOprPVo8 Website: https://bayantoken.com Whitepaper: https://bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/ Medium: https://medium.com/@akif_30909 Steemit: https://steemit.com/@bayantoken Reddit: https://www.reddit.com/user/BayanToken LinkedIn: https://www.linkedin.com/company/byttech/
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      "title": "Our Ambassador, Vince Focarelli, was featured in The Advertiser tabloid!",
      "body": "![The advertiser.jpg](https://cdn.steemitimages.com/DQmbAKUoFKiq5hQwm98RHo9fMcrVxuDT2qj7uEnm6dc8ccu/The%20advertiser.jpg)\n\n“Bayan Token is marketed as a blockchain cryptocurrency which is sharia-compliant and and funds projects which benefit society and are in-line with Islamic teachings,” wrote the article.\n\nCheck the featured news at https://www.adelaidenow.com.au/news/law-order/from-gang-leader-to-restaurateur-to-crypto-currency-ambassador-vince-focarelli-selling-bayan-token/news-story/9da544a1403afd75336591496b187fb8\n\nWatch Vince talks passionately about Bayan Token at https://youtu.be/7XMsOprPVo8\n\nWebsite: https://bayantoken.com\nWhitepaper: https://bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/\nMedium: https://medium.com/@akif_30909\nSteemit: https://steemit.com/@bayantoken\nReddit: https://www.reddit.com/user/BayanToken\nLinkedIn: https://www.linkedin.com/company/byttech/",
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2018/07/20 05:16:12
parent authorbayantoken
parent permlinkomisego-how-a-robust-ecosystem-can-sustain-and-increase-token-s-value
authorsteemitboard
permlinksteemitboard-notify-bayantoken-20180720t051614000z
title
bodyCongratulations @bayantoken! You have completed the following achievement on Steemit and have been rewarded with new badge(s) : [![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/voted.png)](http://steemitboard.com/@bayantoken) Award for the number of upvotes received <sub>_Click on the badge to view your Board of Honor._</sub> <sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub> **Do not miss the last post from @steemitboard:** [SteemitBoard World Cup Contest - The results, the winners and the prizes](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-the-results-and-prizes) > Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!
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2018/07/20 03:37:45
parent authorbayantoken
parent permlinkomisego-how-a-robust-ecosystem-can-sustain-and-increase-token-s-value
authorcheetah
permlinkcheetah-re-bayantokenomisego-how-a-robust-ecosystem-can-sustain-and-increase-token-s-value
title
bodyHi! I am a robot. I just upvoted you! I found similar content that readers might be interested in: https://www.bayantoken.com/whitepaper
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2018/07/20 03:37:42
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2018/07/20 03:37:21
parent author
parent permlinkico
authorbayantoken
permlinkomisego-how-a-robust-ecosystem-can-sustain-and-increase-token-s-value
titleOmiseGo: How a robust ecosystem can sustain and increase token’s value
bodyTo ensure sustainability of Bayan Token’s value, we need to have an ecosystem where the token can be used and circulated in the market. Bayan Token ultimately satisfies Shariah-Compliance as it acts as a means of payment, and most importantly is backed by private cloud server that gives it value. Bayan Token offers holders the ease of payment as well as a secure way to purchase goods at our Halal Mart. As an added value, Token Holders can receive exclusive offers such as privileges and discounted prices at several stores, free gifts and other services. Depending on the performance of Bayan Token in the market, the Issuing Company will also offer to buy back the tokens from Token Holders at premium price. All these will create an exclusive and dynamic ecosystem for Bayan Token community and in return, we are confident Bayan Token’s value and growth can be sustained and increased. As a case study, we refer to the OmiseGo (OMG) ICO. The following data, based on the etherscan. io data, evinces as follows: ICO End Date : Jun 23, 2017 Total Cap : $25,000,000 Token Distribution Date : Jul 7, 2017 ICO Price : $0.24 | 0.001188 ETH The data shows that the new coin was priced at USD 0.24 during the ICO but increased by 7,087.5% in value to USD17.25 as of 3rd May 2018. This is attributed to the fact that the issuer had created a robust ecosystem and community where token holders may transact and circulate their tokens among themselves for services and goods. This is exactly what we plan for Bayan Token and we believe Bayan Token’s price at ICO of USD 0.80 may increase significantly within a year or less. Website: https://bayantoken.com Whitepaper: www.bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/ Medium: https://medium.com/@akif_30909 Steemit: https://steemit.com/@bayantoken Reddit: https://www.reddit.com/user/BayanToken LinkedIn: https://www.linkedin.com/company/byttech/
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      "title": "OmiseGo: How a robust ecosystem can sustain and increase token’s value",
      "body": "To ensure sustainability of Bayan Token’s value, we need to have an ecosystem where the token can be used and circulated in the market. Bayan Token ultimately satisfies Shariah-Compliance as it acts as a means of payment, and most importantly is backed by private cloud server that gives it value. Bayan Token offers holders the ease of payment as well as a secure way to purchase goods at our Halal Mart.\n\nAs an added value, Token Holders can receive exclusive offers such as privileges and discounted prices at several stores, free gifts and other services. Depending on the performance of Bayan Token in the market, the Issuing Company will also offer to buy back the tokens from Token Holders at premium price.\n\nAll these will create an exclusive and dynamic ecosystem for Bayan Token community and in return, we are confident Bayan Token’s value and growth can be sustained and increased.\n\nAs a case study, we refer to the OmiseGo (OMG) ICO. The following data, based on the etherscan. io data, evinces as follows:\n\nICO End Date : Jun 23, 2017\n\nTotal Cap : $25,000,000\n\nToken Distribution Date : Jul 7, 2017\n\nICO Price : $0.24 | 0.001188 ETH\n\nThe data shows that the new coin was priced at USD 0.24 during the ICO but increased by 7,087.5% in value to USD17.25 as of 3rd May 2018. This is attributed to the fact that the issuer had created a robust ecosystem and community where token holders may transact and circulate their tokens among themselves for services and goods.\n\nThis is exactly what we plan for Bayan Token and we believe Bayan Token’s price at ICO of USD 0.80 may increase significantly within a year or less.\n\nWebsite: https://bayantoken.com\nWhitepaper: www.bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/\nMedium: https://medium.com/@akif_30909\nSteemit: https://steemit.com/@bayantoken\nReddit: https://www.reddit.com/user/BayanToken\nLinkedIn: https://www.linkedin.com/company/byttech/",
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2018/07/20 02:05:57
parent authorbayantoken
parent permlinkbayan-token-ico-rating
authorsuftech
permlinkre-bayantoken-bayan-token-ico-rating-20180720t020554049z
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bodyhave a great success.
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2018/07/20 02:05:24
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bayantokenpublished a new post: bayan-token-ico-rating
2018/07/20 01:54:51
parent author
parent permlinkico
authorbayantoken
permlinkbayan-token-ico-rating
titleBayan Token ICO Rating
bodyBayan Token has been rated 8.5! An impressive achievement by a relatively new ICO! We have scored a perfect 10 for 'Product' and another 10 for 'Team.' That really reflects our core strengths; Real Value & Real Growth! Check it out at https://foundico.com/ico/bayan-token.html Invest in Bayan Token today for your better tomorrow! ![Cover.jpeg](https://cdn.steemitimages.com/DQmSYxbNkNtd5wiTsZ73ChJit1Q59nCqaTrU9Nh1jpakLTg/Cover.jpeg)
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      "body": "Bayan Token has been rated 8.5! An impressive achievement by a relatively new ICO!\n\nWe have scored a perfect 10 for 'Product' and another 10 for 'Team.' That really reflects our core strengths; Real Value & Real Growth!\n\nCheck it out at https://foundico.com/ico/bayan-token.html\n\nInvest in Bayan Token today for your better tomorrow!\n\n![Cover.jpeg](https://cdn.steemitimages.com/DQmSYxbNkNtd5wiTsZ73ChJit1Q59nCqaTrU9Nh1jpakLTg/Cover.jpeg)",
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2018/07/18 01:06:39
parent author
parent permlinkico
authorbayantoken
permlinkwhat-is-a-shariah-compliant-crypto-and-why-does-it-matter
titleWhat is a Shariah-compliant crypto and why does it matter?
bodyA growing number of cryptos have claimed to be Shariah-compliant. Just for you to know, Shariah is a set of rulings in Islam in accordance with the guidelines of the Quran and teachings of the Prophet Muhammad, peace be upon him. So what does a Shariah-compliant crypto mean to Muslims? And why does it matter to non-Muslims? For a Muslim investor, looking for halal investments is obligatory upon him. Muslims are prohibited to get involved in gharar (uncertain) activities, what more things that are clearly haram (forbidden). Hence, a Shariah-compliant crypto is definitely a huge advantage for Muslims who are looking to participate in the ever-volatile cryptocurrency world. For a token to be certified as Shariah-compliant, it needs to meet a set of strict conditions and only highly qualified Shariah scholars are able to certify it. For example, an asset must contain real value to make it Shariah-compliant. This concept is very important to ensure justice is upheld in every commercial transaction. It’s an open secret that most of cryptocurrencies’ values out there are based on speculation only and not backed by real assets. Another instance is there must be no element of excessive uncertainty in every aspect of an asset to make it Shariah compliant. Cryptocurrency is created upon the blockchain technology, which is decentralised and very transparent in nature, thus, eliminates the uncertainties which are always associated with conventional investment. How about non-Muslims? How is a ‘halal’ crypto can be advantageous to them? It turns out, the very principle of Shariah law (maqasid al-shariah) is to protect the basic rights of human being; religion, life, intellectual, heredity and wealth. Any human being — Muslims or not — will benefit from Shariah law as the rulings seek to uphold fairness and righteousness in every element of life. In fact, it’s not news to find a lot of non-Muslims prefer Islamic banking to conventional, due to its ability to safeguard their rights and interests. Investing in a Shariah-compliant asset is not just about the ‘feel good’ factor, but it will produce real value and growth to its stakeholders.
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      "body": "A growing number of cryptos have claimed to be Shariah-compliant. Just for you to know, Shariah is a set of rulings in Islam in accordance with the guidelines of the Quran and teachings of the Prophet Muhammad, peace be upon him.\n\nSo what does a Shariah-compliant crypto mean to Muslims? And why does it matter to non-Muslims?\n\nFor a Muslim investor, looking for halal investments is obligatory upon him. Muslims are prohibited to get involved in gharar (uncertain) activities, what more things that are clearly haram (forbidden). Hence, a Shariah-compliant crypto is definitely a huge advantage for Muslims who are looking to participate in the ever-volatile cryptocurrency world.\n\nFor a token to be certified as Shariah-compliant, it needs to meet a set of strict conditions and only highly qualified Shariah scholars are able to certify it. For example, an asset must contain real value to make it Shariah-compliant. This concept is very important to ensure justice is upheld in every commercial transaction. It’s an open secret that most of cryptocurrencies’ values out there are based on speculation only and not backed by real assets.\n\nAnother instance is there must be no element of excessive uncertainty in every aspect of an asset to make it Shariah compliant. Cryptocurrency is created upon the blockchain technology, which is decentralised and very transparent in nature, thus, eliminates the uncertainties which are always associated with conventional investment.\n\nHow about non-Muslims? How is a ‘halal’ crypto can be advantageous to them?\n\nIt turns out, the very principle of Shariah law (maqasid al-shariah) is to protect the basic rights of human being; religion, life, intellectual, heredity and wealth. Any human being — Muslims or not — will benefit from Shariah law as the rulings seek to uphold fairness and righteousness in every element of life. In fact, it’s not news to find a lot of non-Muslims prefer Islamic banking to conventional, due to its ability to safeguard their rights and interests.\n\nInvesting in a Shariah-compliant asset is not just about the ‘feel good’ factor, but it will produce real value and growth to its stakeholders.",
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2018/07/13 10:37:24
parent authorbayantoken
parent permlinkwho-is-the-team-behind-bayan-token
authorsurikowstepanuk
permlinkre-bayantoken-who-is-the-team-behind-bayan-token-20180713t103722868z
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bodyYou write well, @bayantoken!
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2018/07/13 08:45:12
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2018/07/13 07:53:45
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2018/07/13 06:21:06
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2018/07/13 06:20:57
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2018/07/13 06:20:42
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2018/07/13 06:20:33
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bodySheikh Dr. Zaharuddin Abd Rahman — Chairman, Shariah Board Sheikh Dr. Zaharuddin Abd Rahman who is a Managing Director of Elzar Group of companies (Elzar Shariah Solutions Sdn Bhd, Elzar Resources Sdn Bhd, Elzar Trading Sdn Bhd and K-Fiqh Sdn Bhd). Dr. Zaharuddin served as an Assistant Professor at the Kulliyyah of Economics, International Islamic University Malaysia (IIUM) for more than 10 years. He obtained his degree from University of Malaya, MA in Shariah from Al-Yarmouk University, Jordan and PHD in Islamic Studies and Finance from University of Wales. He is also a certified Islamic Finance trainer and lecturer by The Markfield Institute of Higher Education, United Kingdom. He has served RHB Islamic Bank Ltd, Malaysia as a Senior Shari’ah Manager & Product Development and later, joining Asian Finance Bank Ltd as Head of the Shari’ah Compliance. He has a vast experience in Shariah where he has served various institutions as Shariah Consultant and Advisor for Central Bank of Malaysia (BNM), OSK Investment Bank, Deutche Bank, Al-Rajhi Bank Malaysia, Standard Chartered Saadiq Bank, ACR ReTakaful Bahrain, BIMB Securities Sdn Bhd, BNP Paribas Bank and others. To-date, he has written over 20 books and hundreds of articles on Islamic Jurisprudence and Islamic Banking and other Shari’ah matters in journal, including local and international magazines and conferences. He frequently appears in the local television and radio lecturing on various Shari’ah issues especially with regards to the Islamic commercial transaction. His Facebook page ‘Dr. Zaharuddin Abd Rahman’ has about 1.3 million followers. LinkedIn: https://www.linkedin.com/in/dr-zaharuddin-abd-rahman-05a0195/ Mr Vince Focarelli — Ambassador There was a time, whenever Vince Focarelli’s name was mentioned, it struck fear and hatred in the people’s heart, especially amongst the residents of Adelaide. That is not the case anymore. The former leader of the notorious gang ‘Comanchero’, he is now a transformed and completely different person after embracing Islam. Watch the interview with Vince about his journey to Islam. https://www.youtube.com/watch?v=N2jcCxBwm9s Vince — now Imran Abdul Salam — is an active social activist, where he frequently gives motivational and inspirational talk about his journey to Islam. He is also actively involved in several humanitarian works such as organising a food convoy for the Yemeni refugees. He used to own and run a Halal Italian restaurant, La Fig Cucina in Adelaide, of which he wishes to expand its presence around the world. Vince has been appointed as the Ambassador to Bayan Token as he shares the same aspirations and noble intentions of spreading good to the wider mass. An avid preacher of kindness and goodness himself, he is very excited and looking forward to do greater good through the Shariah compliant Bayan Token. Facebook: https://www.facebook.com/Vince-Focarelli-1892643934346711/ Dato’ Zainal Abidin M Husain — Chairman Dato’ Zainal Abidin was a name to be reckoned with in the banking and financial industry. He served as a Manager for eight years at Arab-Malaysian Merchant Bank Berhad before becoming the Head of Finance at Halim Securities Sdn Bhd. He then made his leap of faith by founding Ikhtiar Destinasi Sdn Bhd. He has held many significant positions since then which include the Managing Director for Ikhtiar Factoring Sdn Bhd and Director for both Transpro Sdn Bhd and Ikhtiar Commerce Sdn Bhd. At 56, he is still active and going strong, overseeing Ikhtiar Destinasi Sdn Bhd as its Executive Chairman. He graduated from University of Minnesota in Accounting and Idaho State University in Masters in Education (Business). LinkedIn: https://www.linkedin.com/in/dato-zainalabidin-husain-267927aa/ Nazimuddin Nazaruddin — Chief Executive Officer Nazimuddin graduated from Universiti Teknologi Mara (UiTM), completing his Association of Chartered Certified Accountant (ACCA) professional course. He is a member of ACCA and Malaysia Institute of Accountants (MIA), and is currently a Chartered Accountant by background. He kickstarts his career in a medium sized Audit Firm, Afrizan Tarmili Khairul Azhar (AFTAAS), and continue his auditing career to one of the Big Four firm, Deloitte Malaysia based in Petaling Jaya, leading and managing various client’s portfolio, from small to big entities. Then he moved to Schlumberger KL Financial Hub as a Management Accountant, dealing with Financial Reporting and operational matters, taking care of Middle East area operations via working closely with Operation Controllers, specifically in Artificial Lift and Completions segment for Kuwait, UAE, and North Sudan. Currently he is practicing in his own firm Nazim & Co, an accounting firm under MIA, specializing in small medium entities portfolio’s. He has vast experience and well verse in International and local financial reporting standards, international standards of auditing, financial reporting compliance, statutory and taxation matters, performance management and internal audit compliance. LinkedIn: https://www.linkedin.com/in/nazimuddin-nazaruddin-acca-ca-m-3391b1aa/ Ameerul Zafeeq Hizamuddin — Chief Financial Officer Ameerul Zafeeq is a chartered accountant graduated in 2010 from Kaplan Financial College, London. He started his career at Binder Dijker Otte (BDO) as an audit associate. He then moved to Accenture as Accountant before joining Royal Bank of Canada (RBC) as Fund Accountant to have a first-hand experience in investment field. Ameerul was hired by Petronas Carigali as a Senior Executive in 2016. He was promoted to Assistant Manager and moved to Petronas Berhad. He specialises in business planning, forecasting, budgeting and reporting. LinkedIn: https://www.linkedin.com/in/ameerul-zafeeq-hizamuddin-883224a3/ Adam Effendy Mustapha — Chief Operating Officer Adam Effendy graduated from London School of Economics and Political Science in Bsc. Economics. Immediately after graduation, he was offered an executive position in UEM Group Berhad, serving both the Corporate Finance Department and the Managing Director’s office. He then moved to UEM Sunrise Berhad, gaining more experiences in the corporate world after serving total of three years in the Managing Director’s office and the Corporate Planning department. Adam then decided to resign and started his own publishing house that has published ten books to-date; two of them were national bestsellers. After two and half years being an entrepreneur, Adam craves for new challenges and wants to learn something novel and exciting. He quickly jumped at the offer to join the team as he gets to enjoy the best of two worlds; Islamic finance and financial technology. LinkedIn: https://www.linkedin.com/in/adam-e-mustapha-661011b1/ Muhamad Akif Akmal Abdul Aziz — Chief Technology Officer A First-Class Honour graduate in B.Eng Electrical & Electronic from University of Adelaide, Muhamad Akif Akmal was an Electrical Engineer at Tarpon Energy Services Asia Pacific Sdn Bhd since 2014 before joining the team. He specialises in designing electrical system and instrument. Akif is a crypto and blockchain enthusiast who has traded using various platforms such as Poloniex, Shapeshift, Remitano and LocalBitcoins. He also has experiences in building GPU mining rig and designing mining farm. He was also a back-end technology consultant for several ICOs. LinkedIn: https://www.linkedin.com/in/muhamad-akif-akmal-abdul-aziz-19b22a73/ Zikri Zainudin — Chief Technical Analyst A Financial Engineering graduate with 7 years of investment banking experience, Zikri Zainudin is a self-taught computer programmer. He applied complex algorithms and artificial intelligence to enhance the Z2 System into an integrated, advanced methodological application, designed for efficient stock picking, complex alerts and automated execution to support professional trading. It took more than 10 years to derive the methodology, which is now known as the Z2 Protocol. Mr Steven Georgiadis — Legal Consultant Steven Georgiadis is a highly acclaimed and seasoned Trial Attorney with 18 years of accomplished experience. With a combination of a scholastic and reformist approach, he has netted triumphant proficiency in investment banking, private banking, Mergers & Acquisition, private equity transactions, corporate finance and corporate governance. Commonly sought internationally by prestigious cliental, he has become a highly respected advisor and esteemed leader. Steven, a graduate from Bond University, Gold Coast, Australian with Bachelor of Laws (LLB), has been solicited for his astute abilities in a vast array of legal disciplines including dispute resolution and in litigation for both hard and soft commodity sectors. LinkedIn: https://www.linkedin.com/in/steven-georgiadis-06692768/ Mr Pierre Chuah — Marketing Expert Pierre Chuah is a Digital Marketing Cloud Specialist with 20 years of experience. With a holistic digital experiences, he is able to understand and implement various digital marketing technologies for businesses. Pierre started his career in KPMG Asia Pacific as an IT consultant in the implementation of SAP Finance solutions, for various companies in Malaysia and Singapore. Subsequently he led a team of 23 individuals in providing digital marketing consultancy to various multi-national companies such as Japanese Tobacco Industry (JTI), Carlsberg, Nissan, Cadbury, Kimberly Clarke, Mattel Toys, Adidas, Panasonic and many others in implementing digital marketing technologies. Pierre joins Oranje-ISC as a Digital Director in the year 2014 having developed and implemented a 360-digital experience for Langkawi Island. Under his direction, Oranje-ISC was made finalist in ‘Marketing Excellence Awards 2017’. He is professionally certified by SAP, Google, Oracle and Adobe. He graduated from Warwick University, United Kingdom BSc Management Science and City University, London with MSc Information System and Technology. LinkedIn: https://www.linkedin.com/in/pierre-chuah-18222861/ Dr. Said Adekunle Mikail — Shariah Expert Dr. Said Adekunle Mikail is a researcher at International Shariah Research Academy for Islamic Finance (ISRA) and lecturer at International Centre for Education in Islamic Finance (INCEIF). His academic qualifications are distinguished; he graduated from Islamic University of Madinah with LLB (Shariah) and earned his Master’s Degree in Comparative Law from the International Islamic University of Malaysia (IIUM). He then obtained his PhD in Islamic Finance from the same university. Dr. Said’s experience in Islamic Finance is extensive. He was the Shariah advisor for BNP Paribas (Islamic Banking Window, Malaysia) in 2015. He was appointed as the Shariah Consultant to I Consult Africa (PTY) Ltd. Ethical and Responsible Advisory, South Africa in 2016 and still serving them until now. He is also a Shariah Consultant under ISRA Consultancy Sdn Bhd, which has served a number of high-profile clients including the Central Bank of Malaysia. Dr. Said holds a number of memberships in various esteemed bodies and organisations such as Al-Birr Investment and Credit Cooperative Society Limited (Chairman), Muslim Scholarship Fund of Nigeria (MSFN-Nigeria) (Partner), International Council of Islamic Finance Educators, Malaysia (Associate Member), Malaysia Institute of Management (Affiliate Member) and Malaysian Financial Planning Council. Being conferred the 21st Yayasan Tun Razak Youth Leadership Award in 2016 and Shariah Scholarship Award by ISRA in 2011, Dr Said has produced many academic publications and reports, which are internationally recognised. Dr Hameeth Shah Abdul Wahid — Biotech Project Expert Dr Hameeth Shah Abdul Wahid completed his MBBS from the International Islamic University of Malaysia (IIUM) in 2004. He started his career as a young doctor in Hospital Besar Alor Setar. Since the early days, he has special interest in Internal Medicine that lead him to take up postgrad studies in the subject matter. Eventually he completed his postgrad studies and obtained membership of Members of Royal College of Physician (MRCP), United Kingdom in 2014. Currently Dr Hameeth Shah is working as a Senior Lecturer at University Kuala Lumpur-Royal College of Medicine Perak (UNIKL-RCMP) and practicing as a Specialist in Internal Medicine at Pusat Pakar Perubatan Ar-Ridzuan in Ipoh, Perak. He also has special interest in cardiology and currently doing his fellowship in Interventional Cardiology. LinkedIn: https://www.linkedin.com/in/hameeth-shah-67167445/ Siti Sarah Nadiah Suliman — Legal & Human Capital Director Siti Sarah Nadiah is a qualified lawyer, whose vast experience in legal practice ranges from human rights, civil litigation, commercial and banking law. Siti Sarah Nadiah graduated from UiTM with Honours Degree of Law and currently pursuing her Master’s degree in Islamic Finance Practice. She is also a Senior Associate Member of Chartered Institute of Islamic Finance Professionals (CIIF). LinkedIn: https://www.linkedin.com/in/siti-sarah-nadiah-suliman-a16007159/ Noorashikin Zainal — Account & Finance Director Noorashikin Zainal has a total of more than 17 years of experience in accounting. She has handled accounts of companies of various businesses and industries, which include healthcare, electrical and electronics, real estate and event management. A graduate from UNITEN in accounting, Noorashikin’s last position was Account Manager at K-Fiqh Sdn Bhd. LinkedIn: https://www.linkedin.com/in/noorashikin-zainal-b83686133/ Zainab Abdul Razak — Mart Operation Director Zainab joined Zalora, Asia’s leading online fashion platform as Operation Executive in 2012 before moving to Lazada, Malaysia’s largest e-commerce store as Senior Operation Associate in 2014, focusing on the warehouse operation. Zainab is now entrusted with managing the whole operation of Elzar Mart, a retail halal supermarket that offers everyday items at a very competitive price. LinkedIn: https://www.linkedin.com/in/dea-zainab-a193756b/ Dr. Siti Hajar Pahmi — Biotechnology Consultant Dr Hajar completed her Bachelor’s degree in Biotechnology with First Class Honours in 2010 from the University of Queensland, Australia. The university, together with the Australian Government then funded her Ph.D in Medicinal Chemistry under the International Postgraduate Research Scholarship (IPRS) and the University of Queensland Centennial Scholarship, where she gained her doctorship in 2015. Whilst formal education is important to her, Dr Hajar also led and was heavily involved in multiple projects and events both in Australia and Malaysia. Throughout her student years, Dr Hajar’s leadership and management skills shone when she held several important positions in the Malaysian Students’ Council of Australia (MASCA) from 2007 to 2014. She maintains a balanced life by being active in sports, and have competed competitively and socially in netball, futsal, basketball, ultimate frisbee, and touch rugby. She is a strong advocate for healthy living as she believes in “healthy heart, healthy life”. LinkedIn: https://www.linkedin.com/in/hajar-pahmi-19ba3860/ Mohamad Shafiq Ezhan Khairulazli — Creative & Marketing Director Mohamad Shafiq Ezhan has more than 10 years of experience in creative art and design. He is the founding partner and Creative Director of Talenta Holdings Sdn Bhd, whose clients include Petronas, Telekom Malaysia Berhad and Little Trees (a company based in the United States). A graduate from UniKL MFI in mechatronics, Shafiq Ezhan’s experience also includes marketing and image and branding strategy. Siddiq Mohd Amin — Shariah Secretary Siddiq Mohd Amin graduated from University of al-Azhar, Cairo with a Bachelor in Shariah in 2016. An excellent student with Best Student Award in his third year, he immediately started his career with Elzar Shariah Solutions and Advisory upon his graduation as a Shariah Associate. LinkedIn: https://www.linkedin.com/in/siddiq-mohd-amin-516b76162/ Professor Dato’ Dr Norbik Bashah Idris — Advisor Dato Dr Norbik Bashah Idris is currently a Professor at Kulliyah of ICT in IIUM. He started his academic career in 1983 with UTM and has been attributed as one of the early pioneers of Cybersecurity in Malaysia. Throughout his career, he has been a member of SIGSAC –(Special Interest Group on Security, Audit and Control) of the ACM (Association of Computing Machinery), IEEE Computer Society, New York Academy of Science, USA and IFIP Working Group-11.3 on Database Security (USA). As a cybersecurity professional, Prof Norbik carries CISSP & CISM certifications from ISC2 & ISACA. In 1995 he led a team which won a strategic research grant from MOSTI to start the first major research work on Cryptography in Malaysia which produced a suite of indigenious cryptographic utilities. In 1998 Prof Norbik founded the first Real-time Software Engineering Centre of Excellence in Malaysia, where he collaborated with the University of Thales from Paris. The cybersecurity R&D team he led later became incorporated as a company which won a significant project from the Malaysian Government to help monitor security of government’s network throughout the country. The company later became the first public-listed company on Cybersecurity in Malaysia. Following his success in Malaysia, Prof Norbik repeated the success into other ASEAN countries and later into the Gulf countries (UAE & Saudi Arabia). Throughout his career Prof Norbik has been a Keynote Speaker, Visiting Professor, Corporate Figure, Consultant & Advisor on Cybersecurity to various Organizations & Governments, both in Malaysia & international. He was nominee for 2007 Ernst & Young Best IT Entrepreneur, twice Distinguished ISC2 Award winner for Asia-Pacific, IDG Distinguished Chief Security Officer for Asia Pacific, winner of at least 7 Gold medals in various exhibitions and competitions on Cybersecurity products & services, and holder of a few patents. Prof Norbik’s latest interest is in synergizing cybersecurity & DLT (Blockchain/Tangle) into Islamic Fintech products & services in the hope of contributing to the Maqasid Shariah. LinkedIn: https://my.linkedin.com/in/norbik-idris-92102036 Mr Hj Khairil Anuar Mohd Noor — Advisor Khairil Anuar has been an international banker for over 27 years, where the past 18 years has been in Islamic Finance. Over the course of his career as a banker, he has had a significant exposure and experience across a multitude of area including wholesale banking, syndications, trade finance, debt and capital market, asset management, retail banking, cash management, banking operation, system implementation and product management to name a few. Khairil had helmed HSBC Malaysia’s and Bank Simpanan Nasional’s Islamic Banking Division. He then moved to Dubai serving Emirates Islamic Bank as its Head of Marketing. His last posting was the Head of Structuring, Product Management and Business Intelligence for Wholesale Banking Group at Al Hilal Bank, Abu Dhabi, where he served for almost 10 years. From 2006 until recently, Khairil has been instrumental in developing the Islamic Finance capabilities of Al Rajhi Bank Malaysia, Mashreq Bank, Dubai and Al Hilal Bank, Abu Dhabi and Kazakhstan within wholesale, retail and operation setting. He graduated with MBA from Saint Louis University in Missouri, USA in 1987, where he also spent 2 years working for a premier stock broking firm there. LinkedIn: https://www.linkedin.com/in/khairil-anuar-mohd-noor-77040313/ Mr Zuheer Mohammed Majid — Advisor Zuheer Mohammed Majid is an experienced banker whose career spans over almost 30 years. Now a Senior Vice President in Citibank Malaysia Berhad, his journey in banking began when he joined United Malayan Banking Berhad (now RHB Bank Berhad) in 1986. He then became Assistant Vice President at ABN AMRO Bank Berhad before serving Hong Leong Bank Berhad as Manager for Trade Finance and Correspondent Banking. Zuheer’s expertise across many areas in the industry had landed him the Senior Vice President post in Citigroup Transaction Services Malaysia Sdn Bhd, where in year 2000, he joined them to oversee the trade services/finance operations and advisory services. He graduated from Irvine University, California with an MBA. LinkedIn: https://www.linkedin.com/in/zuheer-mohammed-majid-7a32301b/ Mr Hj Zainuddin Md Yusof — Advisor A market trader with a background in statistics, Hj Zainuddin started trading the global markets in the 1980’s. Aside from having more than 30 years exposure to the global markets, specializing in the US equity market; he has spent thousands of hours testing and enhancing technical trading tools to develop a state-of-the-art proprietary trading system — the Z2 System — which combines technical and fundamental analysis to identify optimum trading opportunities using cutting-edge technology. Mr Hj Zulhisham Ayob — Advisor Haji Zulhisham is a top-notch seasoned player in the media and marketing communications industries. He has over three decades of working experience in Broadcasting and Marketing Communications prior to founding Oranje-ISC. Among others, he had served as the Chief Operating Officer in Radio Airtime Services, Executive Vice President Marketing for IT Vista and Executive Director of Pakarmedia Sdn Berhad. Apart from media industry, Haji Zulhisham is an entrepreneur who founded the Home of TAHFIZ Darul Siddir — A specialist Islamic religious institutions serving and nourishing Islamic spiritual needs promoting mainstream learning of Islam based on the Quran and Sunnah, preparing for the future generations. Home of TAHFIZ Darul Siddir is committed to the dissemination of Islamic knowledge through the traditional time honoured methods for the Glory of Allah (Glorious and Almighty He is) and in honour of our Prophet Muhammad (peace and blessing upon him). Another outfit founded by Haji Zulhisham is Twentytwo Multi-Labels Concept Store skewed towards offering Muslimah fashions. With more than 100 brands housed under one roof physically and digitally, Twentytwo provides trading, branding and marketing solutions to its business partners and variety of affordable designer brands suitable not only for Moslems, but those who desires to look fashionable and elegant yet dignified. Mr Khairu Rejal — Advisor Khairu Rejal has more than 10 years of experience in the venture capital and start-up incubation space, initially at the Nanyang Technopreneurship Center (NTC) and later at Majuven, a Singapore-based venture capital firm focused on early growth and high-tech companies in Bio-Technology, Healthcare, Clean-Sustainable Solutions and Dynamic Digital Convergences. In 2017, Khairu along with other like-minded angel investors came together to launch Rekanext Capital Partners. Currently, in Rekanext, Khairu as a Managing Partner is always looking out for start-ups across Indonesia, Malaysia as well as Philippines and Vietnam with a focus on enterprise software and deep tech verticals. He also sits on several committees of other non-profit organisations and has led initiatives in the social impact sector. LinkedIn: https://www.linkedin.com/in/khairurejal/ Mr Hj Che Salmi Che Ibrahim — Advisor Che Salmi Che Ibrahim has been in the retail industry for the past 26 years. Starting with Sabasun Sdn Bhd, before it changed to its current household name; Sabasun Hyperruncit Sdn Bhd. A local entrepreneur with a global vision, at the moment he proudly owns three Sabasun hypermarkets and a warehouse, aiming to become more efficient in distributing its items. Sabasun Hyperruncit Sdn Bhd will launch the Terengganu Halal Business Centre in January 2019, which will house the first ever Sabasun Mall, Parkson, a hotel, office units, F&B outlets with a bowling alley. Under Che Salmi’s leadership and dedication, Sabasun has won the Malaysian Ministry of Domestic Trade, Co-Operatives and Consumerism’s ‘Consumer’s Choice Award’ in 2009. Che Salmi, a graduate in Psycholinguistics, is known not only for his skilful entrepreneurship, but also active in humanitarian and charity works. His Sabasun hypermarkets are famous among locals as it is able to cater the needs of the low-income earners. He is also known for organising fund-raising for people who are less fortunate in other countries like Palestine and Syria. Madam Roseta Mohd Jaafar — Advisor Roseta Mohd Jaafar started off her career in Corporate Communications with Mekar Idaman Sdn Bhd as a Senior Executive in 1997. Little did she know that she would flourish in that area and climb the corporate ladder at a rather fast pace. After Mekar Idaman, she moved to Intria Berhad as Assistant Manager before becoming Head of Corporate Communications at Opus International Consultants Limited just one year after that. Roseta then advanced her career with UEM Group Berhad, as a Manager in the Corporate Communications department. After almost 2 years there, she then took a leap of faith to become the Vice President, Head of Group Corporate Communications and Public Affairs for EON Group Berhad in 2007. Her most lustrous career to-date was her 7-year and a half stint with Al-Rajhi Bank (Malaysia), as their Vice President, Head of Corporate Communications. Now the Corporate Affairs Director at GCH Retail (M) Sdn Bhd, which owns over 120 Giant hypermarkets, 400 Guardian pharmacies and more than 16 Cold Storage supermarkets, Rosetta has in total more than 20 years’ worth of experience in Corporate Communications. She graduated from University of Leeds with BA (Honours) in TESOL and earned her Masters of Science degree in Corporate Communications from Universiti Putra Malaysia. LinkedIn: https://www.linkedin.com/in/roseta-mohd-jaafar-5a75763/ Website: https://bayantoken.com Whitepaper: https://www.bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/
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Transaction InfoBlock #24132250/Trx d075b4543eef45d99d69d905f24c162f4e2aad06
View Raw JSON Data
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  "timestamp": "2018-07-13T06:20:33",
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      "parent_permlink": "ico",
      "author": "bayantoken",
      "permlink": "who-is-the-team-behind-bayan-token",
      "title": "Who is the team behind Bayan Token?",
      "body": "Sheikh Dr. Zaharuddin Abd Rahman — Chairman, Shariah Board\n\nSheikh Dr. Zaharuddin Abd Rahman who is a Managing Director of Elzar Group of companies (Elzar Shariah Solutions Sdn Bhd, Elzar Resources Sdn Bhd, Elzar Trading Sdn Bhd and K-Fiqh Sdn Bhd).\n\nDr. Zaharuddin served as an Assistant Professor at the Kulliyyah of Economics, International Islamic University Malaysia (IIUM) for more than 10 years. He obtained his degree from University of Malaya, MA in Shariah from Al-Yarmouk University, Jordan and PHD in Islamic Studies and Finance from University of Wales. He is also a certified Islamic Finance trainer and lecturer by The Markfield Institute of Higher Education, United Kingdom.\n\nHe has served RHB Islamic Bank Ltd, Malaysia as a Senior Shari’ah Manager & Product Development and later, joining Asian Finance Bank Ltd as Head of the Shari’ah Compliance. He has a vast experience in Shariah where he has served various institutions as Shariah Consultant and Advisor for Central Bank of Malaysia (BNM), OSK Investment Bank, Deutche Bank, Al-Rajhi Bank Malaysia, Standard Chartered Saadiq Bank, ACR ReTakaful Bahrain, BIMB Securities Sdn Bhd, BNP Paribas Bank and others.\n\nTo-date, he has written over 20 books and hundreds of articles on Islamic Jurisprudence and Islamic Banking and other Shari’ah matters in journal, including local and international magazines and conferences. He frequently appears in the local television and radio lecturing on various Shari’ah issues especially with regards to the Islamic commercial transaction. His Facebook page ‘Dr. Zaharuddin Abd Rahman’ has about 1.3 million followers.\n\nLinkedIn: https://www.linkedin.com/in/dr-zaharuddin-abd-rahman-05a0195/\n\nMr Vince Focarelli — Ambassador\n\nThere was a time, whenever Vince Focarelli’s name was mentioned, it struck fear and hatred in the people’s heart, especially amongst the residents of Adelaide. That is not the case anymore. The former leader of the notorious gang ‘Comanchero’, he is now a transformed and completely different person after embracing Islam. Watch the interview with Vince about his journey to Islam. https://www.youtube.com/watch?v=N2jcCxBwm9s\n\nVince — now Imran Abdul Salam — is an active social activist, where he frequently gives motivational and inspirational talk about his journey to Islam. He is also actively involved in several humanitarian works such as organising a food convoy for the Yemeni refugees. He used to own and run a Halal Italian restaurant, La Fig Cucina in Adelaide, of which he wishes to expand its presence around the world.\n\nVince has been appointed as the Ambassador to Bayan Token as he shares the same aspirations and noble intentions of spreading good to the wider mass. An avid preacher of kindness and goodness himself, he is very excited and looking forward to do greater good through the Shariah compliant Bayan Token.\n\nFacebook: https://www.facebook.com/Vince-Focarelli-1892643934346711/\n\nDato’ Zainal Abidin M Husain — Chairman\n\nDato’ Zainal Abidin was a name to be reckoned with in the banking and financial industry. He served as a Manager for eight years at Arab-Malaysian Merchant Bank Berhad before becoming the Head of Finance at Halim Securities Sdn Bhd.\n\nHe then made his leap of faith by founding Ikhtiar Destinasi Sdn Bhd. He has held many significant positions since then which include the Managing Director for Ikhtiar Factoring Sdn Bhd and Director for both Transpro Sdn Bhd and Ikhtiar Commerce Sdn Bhd.\n\nAt 56, he is still active and going strong, overseeing Ikhtiar Destinasi Sdn Bhd as its Executive Chairman. He graduated from University of Minnesota in Accounting and Idaho State University in Masters in Education (Business).\n\nLinkedIn: https://www.linkedin.com/in/dato-zainalabidin-husain-267927aa/\n\nNazimuddin Nazaruddin — Chief Executive Officer\n\nNazimuddin graduated from Universiti Teknologi Mara (UiTM), completing his Association of Chartered Certified Accountant (ACCA) professional course. He is a member of ACCA and Malaysia Institute of Accountants (MIA), and is currently a Chartered Accountant by background. He kickstarts his career in a medium sized Audit Firm, Afrizan Tarmili Khairul Azhar (AFTAAS), and continue his auditing career to one of the Big Four firm, Deloitte Malaysia based in Petaling Jaya, leading and managing various client’s portfolio, from small to big entities.\n\nThen he moved to Schlumberger KL Financial Hub as a Management Accountant, dealing with Financial Reporting and operational matters, taking care of Middle East area operations via working closely with Operation Controllers, specifically in Artificial Lift and Completions segment for Kuwait, UAE, and North Sudan. Currently he is practicing in his own firm Nazim & Co, an accounting firm under MIA, specializing in small medium entities portfolio’s.\n\nHe has vast experience and well verse in International and local financial reporting standards, international standards of auditing, financial reporting compliance, statutory and taxation matters, performance management and internal audit compliance.\n\nLinkedIn: https://www.linkedin.com/in/nazimuddin-nazaruddin-acca-ca-m-3391b1aa/\n\nAmeerul Zafeeq Hizamuddin — Chief Financial Officer\n\nAmeerul Zafeeq is a chartered accountant graduated in 2010 from Kaplan Financial College, London. He started his career at Binder Dijker Otte (BDO) as an audit associate. He then moved to Accenture as Accountant before joining Royal Bank of Canada (RBC) as Fund Accountant to have a first-hand experience in investment field.\n\nAmeerul was hired by Petronas Carigali as a Senior Executive in 2016. He was promoted to Assistant Manager and moved to Petronas Berhad. He specialises in business planning, forecasting, budgeting and reporting.\n\nLinkedIn: https://www.linkedin.com/in/ameerul-zafeeq-hizamuddin-883224a3/\n\nAdam Effendy Mustapha — Chief Operating Officer\n\nAdam Effendy graduated from London School of Economics and Political Science in Bsc. Economics. Immediately after graduation, he was offered an executive position in UEM Group Berhad, serving both the Corporate Finance Department and the Managing Director’s office. He then moved to UEM Sunrise Berhad, gaining more experiences in the corporate world after serving total of three years in the Managing Director’s office and the Corporate Planning department.\n\nAdam then decided to resign and started his own publishing house that has published ten books to-date; two of them were national bestsellers. After two and half years being an entrepreneur, Adam craves for new challenges and wants to learn something novel and exciting. He quickly jumped at the offer to join the team as he gets to enjoy the best of two worlds; Islamic finance and financial technology.\n\nLinkedIn: https://www.linkedin.com/in/adam-e-mustapha-661011b1/\n\nMuhamad Akif Akmal Abdul Aziz — Chief Technology Officer\n\nA First-Class Honour graduate in B.Eng Electrical & Electronic from University of Adelaide, Muhamad Akif Akmal was an Electrical Engineer at Tarpon Energy Services Asia Pacific Sdn Bhd since 2014 before joining the team. He specialises in designing electrical system and instrument.\n\nAkif is a crypto and blockchain enthusiast who has traded using various platforms such as Poloniex, Shapeshift, Remitano and LocalBitcoins. He also has experiences in building GPU mining rig and designing mining farm. He was also a back-end technology consultant for several ICOs.\n\nLinkedIn: https://www.linkedin.com/in/muhamad-akif-akmal-abdul-aziz-19b22a73/\n\nZikri Zainudin — Chief Technical Analyst\n\nA Financial Engineering graduate with 7 years of investment banking experience, Zikri Zainudin is a self-taught computer programmer. He applied complex algorithms and artificial intelligence to enhance the Z2 System into an integrated, advanced methodological application, designed for efficient stock picking, complex alerts and automated execution to support professional trading. It took more than 10 years to derive the methodology, which is now known as the Z2 Protocol.\n\nMr Steven Georgiadis — Legal Consultant\n\nSteven Georgiadis is a highly acclaimed and seasoned Trial Attorney with 18 years of accomplished experience. With a combination of a scholastic and reformist approach, he has netted triumphant proficiency in investment banking, private banking, Mergers & Acquisition, private equity transactions, corporate finance and corporate governance. Commonly sought internationally by prestigious cliental, he has become a highly respected advisor and esteemed leader.\n\nSteven, a graduate from Bond University, Gold Coast, Australian with Bachelor of Laws (LLB), has been solicited for his astute abilities in a vast array of legal disciplines including dispute resolution and in litigation for both hard and soft commodity sectors.\n\nLinkedIn: https://www.linkedin.com/in/steven-georgiadis-06692768/\n\nMr Pierre Chuah — Marketing Expert\n\nPierre Chuah is a Digital Marketing Cloud Specialist with 20 years of experience. With a holistic digital experiences, he is able to understand and implement various digital marketing technologies for businesses.\n\nPierre started his career in KPMG Asia Pacific as an IT consultant in the implementation of SAP Finance solutions, for various companies in Malaysia and Singapore. Subsequently he led a team of 23 individuals in providing digital marketing consultancy to various multi-national companies such as Japanese Tobacco Industry (JTI), Carlsberg, Nissan, Cadbury, Kimberly Clarke, Mattel Toys, Adidas, Panasonic and many others in implementing digital marketing technologies.\n\nPierre joins Oranje-ISC as a Digital Director in the year 2014 having developed and implemented a 360-digital experience for Langkawi Island. Under his direction, Oranje-ISC was made finalist in ‘Marketing Excellence Awards 2017’. He is professionally certified by SAP, Google, Oracle and Adobe. He graduated from Warwick University, United Kingdom BSc Management Science and City University, London with MSc Information System and Technology.\n\nLinkedIn: https://www.linkedin.com/in/pierre-chuah-18222861/\n\nDr. Said Adekunle Mikail — Shariah Expert\n\nDr. Said Adekunle Mikail is a researcher at International Shariah Research Academy for Islamic Finance (ISRA) and lecturer at International Centre for Education in Islamic Finance (INCEIF). His academic qualifications are distinguished; he graduated from Islamic University of Madinah with LLB (Shariah) and earned his Master’s Degree in Comparative Law from the International Islamic University of Malaysia (IIUM). He then obtained his PhD in Islamic Finance from the same university.\n\nDr. Said’s experience in Islamic Finance is extensive. He was the Shariah advisor for BNP Paribas (Islamic Banking Window, Malaysia) in 2015. He was appointed as the Shariah Consultant to I Consult Africa (PTY) Ltd. Ethical and Responsible Advisory, South Africa in 2016 and still serving them until now. He is also a Shariah Consultant under ISRA Consultancy Sdn Bhd, which has served a number of high-profile clients including the Central Bank of Malaysia.\n\nDr. Said holds a number of memberships in various esteemed bodies and organisations such as Al-Birr Investment and Credit Cooperative Society Limited (Chairman), Muslim Scholarship Fund of Nigeria (MSFN-Nigeria) (Partner), International Council of Islamic Finance Educators, Malaysia (Associate Member), Malaysia Institute of Management (Affiliate Member) and Malaysian Financial Planning Council.\n\nBeing conferred the 21st Yayasan Tun Razak Youth Leadership Award in 2016 and Shariah Scholarship Award by ISRA in 2011, Dr Said has produced many academic publications and reports, which are internationally recognised.\n\nDr Hameeth Shah Abdul Wahid — Biotech Project Expert\n\nDr Hameeth Shah Abdul Wahid completed his MBBS from the International Islamic University of Malaysia (IIUM) in 2004. He started his career as a young doctor in Hospital Besar Alor Setar. Since the early days, he has special interest in Internal Medicine that lead him to take up postgrad studies in the subject matter. Eventually he completed his postgrad studies and obtained membership of Members of Royal College of Physician (MRCP), United Kingdom in 2014.\n\nCurrently Dr Hameeth Shah is working as a Senior Lecturer at University Kuala Lumpur-Royal College of Medicine Perak (UNIKL-RCMP) and practicing as a Specialist in Internal Medicine at Pusat Pakar Perubatan Ar-Ridzuan in Ipoh, Perak. He also has special interest in cardiology and currently doing his fellowship in Interventional Cardiology.\n\nLinkedIn: https://www.linkedin.com/in/hameeth-shah-67167445/\n\nSiti Sarah Nadiah Suliman — Legal & Human Capital Director\n\nSiti Sarah Nadiah is a qualified lawyer, whose vast experience in legal practice ranges from human rights, civil litigation, commercial and banking law.\n\nSiti Sarah Nadiah graduated from UiTM with Honours Degree of Law and currently pursuing her Master’s degree in Islamic Finance Practice. She is also a Senior Associate Member of Chartered Institute of Islamic Finance Professionals (CIIF).\n\nLinkedIn: https://www.linkedin.com/in/siti-sarah-nadiah-suliman-a16007159/\n\nNoorashikin Zainal — Account & Finance Director\n\nNoorashikin Zainal has a total of more than 17 years of experience in accounting. She has handled accounts of companies of various businesses and industries, which include healthcare, electrical and electronics, real estate and event management.\n\nA graduate from UNITEN in accounting, Noorashikin’s last position was Account Manager at K-Fiqh Sdn Bhd.\n\nLinkedIn: https://www.linkedin.com/in/noorashikin-zainal-b83686133/\n\nZainab Abdul Razak — Mart Operation Director\n\nZainab joined Zalora, Asia’s leading online fashion platform as Operation Executive in 2012 before moving to Lazada, Malaysia’s largest e-commerce store as Senior Operation Associate in 2014, focusing on the warehouse operation. Zainab is now entrusted with managing the whole operation of Elzar Mart, a retail halal supermarket that offers everyday items at a very competitive price.\n\nLinkedIn: https://www.linkedin.com/in/dea-zainab-a193756b/\n\nDr. Siti Hajar Pahmi — Biotechnology Consultant\n\nDr Hajar completed her Bachelor’s degree in Biotechnology with First Class Honours in 2010 from the University of Queensland, Australia. The university, together with the Australian Government then funded her Ph.D in Medicinal Chemistry under the International Postgraduate Research Scholarship (IPRS) and the University of Queensland Centennial Scholarship, where she gained her doctorship in 2015. Whilst formal education is important to her, Dr Hajar also led and was heavily involved in multiple projects and events both in Australia and Malaysia.\n\nThroughout her student years, Dr Hajar’s leadership and management skills shone when she held several important positions in the Malaysian Students’ Council of Australia (MASCA) from 2007 to 2014. She maintains a balanced life by being active in sports, and have competed competitively and socially in netball, futsal, basketball, ultimate frisbee, and touch rugby. She is a strong advocate for healthy living as she believes in “healthy heart, healthy life”.\n\nLinkedIn: https://www.linkedin.com/in/hajar-pahmi-19ba3860/\n\nMohamad Shafiq Ezhan Khairulazli — Creative & Marketing Director\n\nMohamad Shafiq Ezhan has more than 10 years of experience in creative art and design. He is the founding partner and Creative Director of Talenta Holdings Sdn Bhd, whose clients include Petronas, Telekom Malaysia Berhad and Little Trees (a company based in the United States).\n\nA graduate from UniKL MFI in mechatronics, Shafiq Ezhan’s experience also includes marketing and image and branding strategy.\n\nSiddiq Mohd Amin — Shariah Secretary\n\nSiddiq Mohd Amin graduated from University of al-Azhar, Cairo with a Bachelor in Shariah in 2016. An excellent student with Best Student Award in his third year, he immediately started his career with Elzar Shariah Solutions and Advisory upon his graduation as a Shariah Associate.\n\nLinkedIn: https://www.linkedin.com/in/siddiq-mohd-amin-516b76162/\n\nProfessor Dato’ Dr Norbik Bashah Idris — Advisor\n\nDato Dr Norbik Bashah Idris is currently a Professor at Kulliyah of ICT in IIUM. He started his academic career in 1983 with UTM and has been attributed as one of the early pioneers of Cybersecurity in Malaysia.\n\nThroughout his career, he has been a member of SIGSAC –(Special Interest Group on Security, Audit and Control) of the ACM (Association of Computing Machinery), IEEE Computer Society, New York Academy of Science, USA and IFIP Working Group-11.3 on Database Security (USA). As a cybersecurity professional, Prof Norbik carries CISSP & CISM certifications from ISC2 & ISACA.\n\nIn 1995 he led a team which won a strategic research grant from MOSTI to start the first major research work on Cryptography in Malaysia which produced a suite of indigenious cryptographic utilities. In 1998 Prof Norbik founded the first Real-time Software Engineering Centre of Excellence in Malaysia, where he collaborated with the University of Thales from Paris. The cybersecurity R&D team he led later became incorporated as a company which won a significant project from the Malaysian Government to help monitor security of government’s network throughout the country. The company later became the first public-listed company on Cybersecurity in Malaysia. Following his success in Malaysia, Prof Norbik repeated the success into other ASEAN countries and later into the Gulf countries (UAE & Saudi Arabia).\n\nThroughout his career Prof Norbik has been a Keynote Speaker, Visiting Professor, Corporate Figure, Consultant & Advisor on Cybersecurity to various Organizations & Governments, both in Malaysia & international. He was nominee for 2007 Ernst & Young Best IT Entrepreneur, twice Distinguished ISC2 Award winner for Asia-Pacific, IDG Distinguished Chief Security Officer for Asia Pacific, winner of at least 7 Gold medals in various exhibitions and competitions on Cybersecurity products & services, and holder of a few patents.\n\nProf Norbik’s latest interest is in synergizing cybersecurity & DLT (Blockchain/Tangle) into Islamic Fintech products & services in the hope of contributing to the Maqasid Shariah.\n\nLinkedIn: https://my.linkedin.com/in/norbik-idris-92102036\n\nMr Hj Khairil Anuar Mohd Noor — Advisor\n\nKhairil Anuar has been an international banker for over 27 years, where the past 18 years has been in Islamic Finance. Over the course of his career as a banker, he has had a significant exposure and experience across a multitude of area including wholesale banking, syndications, trade finance, debt and capital market, asset management, retail banking, cash management, banking operation, system implementation and product management to name a few.\n\nKhairil had helmed HSBC Malaysia’s and Bank Simpanan Nasional’s Islamic Banking Division. He then moved to Dubai serving Emirates Islamic Bank as its Head of Marketing. His last posting was the Head of Structuring, Product Management and Business Intelligence for Wholesale Banking Group at Al Hilal Bank, Abu Dhabi, where he served for almost 10 years.\n\nFrom 2006 until recently, Khairil has been instrumental in developing the Islamic Finance capabilities of Al Rajhi Bank Malaysia, Mashreq Bank, Dubai and Al Hilal Bank, Abu Dhabi and Kazakhstan within wholesale, retail and operation setting. He graduated with MBA from Saint Louis University in Missouri, USA in 1987, where he also spent 2 years working for a premier stock broking firm there.\n\nLinkedIn: https://www.linkedin.com/in/khairil-anuar-mohd-noor-77040313/\n\nMr Zuheer Mohammed Majid — Advisor\n\nZuheer Mohammed Majid is an experienced banker whose career spans over almost 30 years. Now a Senior Vice President in Citibank Malaysia Berhad, his journey in banking began when he joined United Malayan Banking Berhad (now RHB Bank Berhad) in 1986. He then became Assistant Vice President at ABN AMRO Bank Berhad before serving Hong Leong Bank Berhad as Manager for Trade Finance and Correspondent Banking.\n\nZuheer’s expertise across many areas in the industry had landed him the Senior Vice President post in Citigroup Transaction Services Malaysia Sdn Bhd, where in year 2000, he joined them to oversee the trade services/finance operations and advisory services. He graduated from Irvine University, California with an MBA.\n\nLinkedIn: https://www.linkedin.com/in/zuheer-mohammed-majid-7a32301b/\n\nMr Hj Zainuddin Md Yusof — Advisor\n\nA market trader with a background in statistics, Hj Zainuddin started trading the global markets in the 1980’s. Aside from having more than 30 years exposure to the global markets, specializing in the US equity market; he has spent thousands of hours testing and enhancing technical trading tools to develop a state-of-the-art proprietary trading system — the Z2 System — which combines technical and fundamental analysis to identify optimum trading opportunities using cutting-edge technology.\n\nMr Hj Zulhisham Ayob — Advisor\n\nHaji Zulhisham is a top-notch seasoned player in the media and marketing communications industries. He has over three decades of working experience in Broadcasting and Marketing Communications prior to founding Oranje-ISC. Among others, he had served as the Chief Operating Officer in Radio Airtime Services, Executive Vice President Marketing for IT Vista and Executive Director of Pakarmedia Sdn Berhad.\n\nApart from media industry, Haji Zulhisham is an entrepreneur who founded the Home of TAHFIZ Darul Siddir — A specialist Islamic religious institutions serving and nourishing Islamic spiritual needs promoting mainstream learning of Islam based on the Quran and Sunnah, preparing for the future generations. Home of TAHFIZ Darul Siddir is committed to the dissemination of Islamic knowledge through the traditional time honoured methods for the Glory of Allah (Glorious and Almighty He is) and in honour of our Prophet Muhammad (peace and blessing upon him).\n\nAnother outfit founded by Haji Zulhisham is Twentytwo Multi-Labels Concept Store skewed towards offering Muslimah fashions. With more than 100 brands housed under one roof physically and digitally, Twentytwo provides trading, branding and marketing solutions to its business partners and variety of affordable designer brands suitable not only for Moslems, but those who desires to look fashionable and elegant yet dignified.\n\nMr Khairu Rejal — Advisor\n\nKhairu Rejal has more than 10 years of experience in the venture capital and start-up incubation space, initially at the Nanyang Technopreneurship Center (NTC) and later at Majuven, a Singapore-based venture capital firm focused on early growth and high-tech companies in Bio-Technology, Healthcare, Clean-Sustainable Solutions and Dynamic Digital Convergences. In 2017, Khairu along with other like-minded angel investors came together to launch Rekanext Capital Partners.\n\nCurrently, in Rekanext, Khairu as a Managing Partner is always looking out for start-ups across Indonesia, Malaysia as well as Philippines and Vietnam with a focus on enterprise software and deep tech verticals. He also sits on several committees of other non-profit organisations and has led initiatives in the social impact sector.\n\nLinkedIn: https://www.linkedin.com/in/khairurejal/\n\nMr Hj Che Salmi Che Ibrahim — Advisor\n\nChe Salmi Che Ibrahim has been in the retail industry for the past 26 years. Starting with Sabasun Sdn Bhd, before it changed to its current household name; Sabasun Hyperruncit Sdn Bhd. A local entrepreneur with a global vision, at the moment he proudly owns three Sabasun hypermarkets and a warehouse, aiming to become more efficient in distributing its items.\n\nSabasun Hyperruncit Sdn Bhd will launch the Terengganu Halal Business Centre in January 2019, which will house the first ever Sabasun Mall, Parkson, a hotel, office units, F&B outlets with a bowling alley. Under Che Salmi’s leadership and dedication, Sabasun has won the Malaysian Ministry of Domestic Trade, Co-Operatives and Consumerism’s ‘Consumer’s Choice Award’ in 2009.\n\nChe Salmi, a graduate in Psycholinguistics, is known not only for his skilful entrepreneurship, but also active in humanitarian and charity works. His Sabasun hypermarkets are famous among locals as it is able to cater the needs of the low-income earners. He is also known for organising fund-raising for people who are less fortunate in other countries like Palestine and Syria.\n\nMadam Roseta Mohd Jaafar — Advisor\n\nRoseta Mohd Jaafar started off her career in Corporate Communications with Mekar Idaman Sdn Bhd as a Senior Executive in 1997. Little did she know that she would flourish in that area and climb the corporate ladder at a rather fast pace. After Mekar Idaman, she moved to Intria Berhad as Assistant Manager before becoming Head of Corporate Communications at Opus International Consultants Limited just one year after that.\n\nRoseta then advanced her career with UEM Group Berhad, as a Manager in the Corporate Communications department. After almost 2 years there, she then took a leap of faith to become the Vice President, Head of Group Corporate Communications and Public Affairs for EON Group Berhad in 2007. Her most lustrous career to-date was her 7-year and a half stint with Al-Rajhi Bank (Malaysia), as their Vice President, Head of Corporate Communications.\n\nNow the Corporate Affairs Director at GCH Retail (M) Sdn Bhd, which owns over 120 Giant hypermarkets, 400 Guardian pharmacies and more than 16 Cold Storage supermarkets, Rosetta has in total more than 20 years’ worth of experience in Corporate Communications. She graduated from University of Leeds with BA (Honours) in TESOL and earned her Masters of Science degree in Corporate Communications from Universiti Putra Malaysia.\n\nLinkedIn: https://www.linkedin.com/in/roseta-mohd-jaafar-5a75763/\n\nWebsite: https://bayantoken.com\nWhitepaper: https://www.bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/",
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2018/07/10 00:56:39
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body@bayantoken You can read ....
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2018/07/10 00:42:30
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permlinkre-bayantoken-commercialisation-of-the-basella-alba-leaf-extract-as-a-health-supplement-the-underlying-project-of-bayan-token-20180710t004226776z
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bodyIt is a great idea to promote a natural alternative to statins through a Sharia-compliant utility crypto token.
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      "body": "It is a great idea to promote a natural alternative to statins through a Sharia-compliant utility crypto token.",
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2018/07/10 00:19:48
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2018/07/10 00:19:39
parent author
parent permlinkico
authorbayantoken
permlinkcommercialisation-of-the-basella-alba-leaf-extract-as-a-health-supplement-the-underlying-project-of-bayan-token
titleCommercialisation of the Basella alba Leaf Extract as a Health Supplement - The Underlying Project of Bayan Token
bodyBased on strong chemical and lab research, the Basella alba leaf extract is suggested for the treatment of hypercholesterolemia. Hypercholesterolemia is the presence of high levels of cholesterol in the blood. An increased level of cholesterol can raise the risks of cardiovascular diseases and stroke. According to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population. In Malaysia, coronary heart disease and stroke are two of the top causes of death. In a report published by WHO in May 2014, deaths caused by coronary heart disease reached 29,363 deaths and stroke deaths were 15,497 mortality. Currently, statins are the only drug administered to patients as a prescribed medicine to treat cardiovascular diseases in the early stages for those with an elevated risk of cardiovascular disease. However, according to a study on the side effects of statin, though they are generally well tolerated, it can cause potentially severe side effects such as myopathy or rhabdomyolysis and polyneuropathy. Long-term consumption of statins causes severe adverse effects such as muscle and liver damage, rhabdomyolysis and acute renal failure. Additionally, a 2010 research review found that statins did not prevent mortality among people who were at risk of developing heart disease, only those who already have a history of heart diseases or heart attacks. Due to these side effects, attention is now directed towards alternative medicines of plant origin. The present study provides preliminary data that suggested the Basella alba leaf extract is capable of lowering cholesterol levels. In addition, the compounds of the leaf extract have been reported to possess beneficial effects in treating hypercholesterolemia and its related diseases. Studies in vivo models could give further insights into the effects and roles of B. alba as an alternative therapeutic agent in the prevention and management of hypercholesterolemia. We believe that the development of a health supplement using the Basella alba leaf extract has the market potential to become a natural alternative to statins, not only in the domestic Malaysian market but also globally. In the future, we plan to establish lab facilities in order to develop the Basella alba compound as a drug that can be prescribed in medical facilities. Website: https://bayantoken.com Whitepaper: https://www.bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/
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      "title": "Commercialisation of the Basella alba Leaf Extract as a Health Supplement - The Underlying Project of Bayan Token",
      "body": "Based on strong chemical and lab research, the Basella alba leaf extract is suggested for the treatment of hypercholesterolemia.\n\nHypercholesterolemia is the presence of high levels of cholesterol in the blood. An increased level of cholesterol can raise the risks of cardiovascular diseases and stroke.\n\nAccording to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population. In Malaysia, coronary heart disease and stroke are two of the top causes of death. In a report published by WHO in May 2014, deaths caused by coronary heart disease reached 29,363 deaths and stroke deaths were 15,497 mortality.\n\nCurrently, statins are the only drug administered to patients as a prescribed medicine to treat cardiovascular diseases in the early stages for those with an elevated risk of cardiovascular disease. However, according to a study on the side effects of statin, though they are generally well tolerated, it can cause potentially severe side effects such as myopathy or rhabdomyolysis and polyneuropathy. Long-term consumption of statins causes severe adverse effects such as muscle and liver damage, rhabdomyolysis and acute renal failure. Additionally, a 2010 research review found that statins did not prevent mortality among people who were at risk of developing heart disease, only those who already have a history of heart diseases or heart attacks.\n\nDue to these side effects, attention is now directed towards alternative medicines of plant origin.\n\nThe present study provides preliminary data that suggested the Basella alba leaf extract is capable of lowering cholesterol levels. In addition, the compounds of the leaf extract have been reported to possess beneficial effects in treating hypercholesterolemia and its related diseases. Studies in vivo models could give further insights into the effects and roles of B. alba as an alternative therapeutic agent in the prevention and management of hypercholesterolemia.\n\nWe believe that the development of a health supplement using the Basella alba leaf extract has the market potential to become a natural alternative to statins, not only in the domestic Malaysian market but also globally. In the future, we plan to establish lab facilities in order to develop the Basella alba compound as a drug that can be prescribed in medical facilities.\n\nWebsite: https://bayantoken.com\nWhitepaper: https://www.bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/",
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2018/07/09 01:43:21
parent author
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authorbayantoken
permlinkdevelopment-of-a-halal-mart-network-the-underlying-project-of-bayan-token
titleDevelopment of a Halal Mart Network - The Underlying Project of Bayan Token
bodyLet’s first look at some staggering numbers, important statistics and universal truths: 1. A Formidable Muslim Faith-Powered Economy • According to Thomson Reuters, the overall size of the Islamic economy is $1.9 trillion in 2015, and with a projected CAGR growth of 8%, the market is expected to reach $3 trillion by 2021. • According to Pew Research Center, the global Muslim population is expected to rise to 2.2 billion by 2030, making up 26.4% of the total world population. • Anecdotally, there has been a proliferation of Islamic product advertising, even in the Western countries. For example, we see a lot of Olympic female athletes asserting their rights to wear hijab as well a growing number of Muslim representations in other media such as movies and TV shows. 2. Offline Presence, Online Convenience • A report by PricewaterhouseCoopers said physical stores are still relevant in the current economy, especially with regards to groceries, where 70% of the purchases are still done in-store. Conversely, online commerce is the preferred choice by many to purchase books, music, movies, video games and toys. • Seven-Eleven Japan Co., Ltd., operates, franchises, and licenses some 64,319 stores in 18 countries as of January 2018. In May 2017, its market capitalisation was USD$37 billion and its total revenue grew from 5.84 trillion yen to 6.04 trillion yen. • 99 Speedmart is a Malaysian-owned network of convenience stores with humble beginnings in 1987 and has since grown to become a 1,000 strong national network as at 12th August 2017. • In 2017, an estimated 1.66 billion people worldwide purchased goods online and global e-retail sales in the United States amounted to USD$2.3 trillion (Source: Statista). Malaysia’s e-commerce market is expected to reach USD$1.3 billion in 2018 with an annual growth rate of 17.9%, resulting in a market volume of USD$2.531 billion by 2022. With all these hard facts and proof points, we intend to invest in the development and expansion of physical Halal Mini Marts across Malaysia based on an existing Elzar Mart model. It will be a platform that offers a range of goods and groceries at very competitive and affordable price to ease the financial burden of the poor, low and moderate-income earners. Simultaneously we intend to strengthen our position by operating an online platform that will focus first on urban areas. This is significant for the Halal Market and offers a healthy competition to non-halal supermarket and mini-market operators. Malaysia’s position as one of the biggest Halal hubs is an attractive selling point to investors, small to medium retailers and most importantly, conscientious consumers. For BYT holders, they can utilize their tokens by purchasing goods at our online platform and/or at any of our physical stores. Mobile applications and our own payment gateway will be developed for customers’ convenience and to guarantee prices remain competitive. At any given time, BYT holders must follow the following terms and conditions in order to purchase goods at Halal Mart: • The exchange rate that will prevail is the respective country’s Central Bank’s exchange rate with extra 10% as cost of service. • There will be a maximum limit of transaction for each Halal Mart. This amount will be determined and announced at a later date from time to time. THE PLAN FOR PHYSICAL STORE DEVELOPMENT AND EXPANSION Depending on proceeds from the ICO, we are looking at an expansion of at least 100 to 1,000 physical stores of Halal Mart across Malaysia and SEA countries such as Brunei, Singapore and Indonesia within 3 years and that is through potential mergers with successful stores as well as inviting smaller vendors to join our platform. We will operate our own warehouses that function as distribution centres at three zones: East Coast, Klang Valley and Southern Coast. Each mini mart will have at least 2,000–4,000 stock-keeping unit (SKU) in a store covering frozen food, sundries, canned food, household items, toys, stationery, fresh food, ready-to-eat food, dried food, fruits, certain medicines, health supplements, cosmetics, bleach and soap, shampoos, toiletries and some electronic products. The size of each store will be around 1500–3000 sqft with at least five doors of chillers and three to six sets of 4-foot freezers. Additionally, we will be developing an effective and systematic transportation and warehouse infrastructure to ensure the sustainability of the project in years to come. ELZAR MART: AN EXCELLENT AND EFFECTIVE MODEL FOR THE DEVELOPMENT AND EXPANSION OF THE HALAL MINI MART The Elzar Mart will become our base model to build an effective and efficient Halal Mini Mart chain. The Elzar Mart leverages on a very organized, systematic and efficient POS system in maintaining its inventories, stocks and monitoring sales report and performances which we can easily adopt for the chain of Halal Mini Marts thereby reducing the learning curve, costs while maximizing set-up and driving momentum of development and expansion. Website: https://bayantoken.com Whitepaper: https://www.bayantoken.com/whitepaper Telegram: https://t.me/bayantokenBYT Twitter: https://twitter.com/BYTtoken Facebook: https://www.facebook.com/bayantoken/
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      "body": "Let’s first look at some staggering numbers, important statistics and universal truths:\n\n1. A Formidable Muslim Faith-Powered Economy\n\n• According to Thomson Reuters, the overall size of the Islamic economy is $1.9 trillion in 2015, and with a projected CAGR growth of 8%, the market is expected to reach $3 trillion by 2021.\n\n• According to Pew Research Center, the global Muslim population is expected to rise to 2.2 billion by 2030, making up 26.4% of the total world population.\n\n• Anecdotally, there has been a proliferation of Islamic product advertising, even in the Western countries. For example, we see a lot of Olympic female athletes asserting their rights to wear hijab as well a growing number of Muslim representations in other media such as movies and TV shows.\n\n2. Offline Presence, Online Convenience\n\n• A report by PricewaterhouseCoopers said physical stores are still relevant in the current economy, especially with regards to groceries, where 70% of the purchases are still done in-store. Conversely, online commerce is the preferred choice by many to purchase books, music, movies, video games and toys.\n\n• Seven-Eleven Japan Co., Ltd., operates, franchises, and licenses some 64,319 stores in 18 countries as of January 2018. In May 2017, its market capitalisation was USD$37 billion and its total revenue grew from 5.84 trillion yen to 6.04 trillion yen.\n\n• 99 Speedmart is a Malaysian-owned network of convenience stores with humble beginnings in 1987 and has since grown to become a 1,000 strong national network as at 12th August 2017.\n\n• In 2017, an estimated 1.66 billion people worldwide purchased goods online and global e-retail sales in the United States amounted to USD$2.3 trillion (Source: Statista). Malaysia’s e-commerce market is expected to reach USD$1.3 billion in 2018 with an annual growth rate of 17.9%, resulting in a market volume of USD$2.531 billion by 2022.\n\nWith all these hard facts and proof points, we intend to invest in the development and expansion of physical Halal Mini Marts across Malaysia based on an existing Elzar Mart model. It will be a platform that offers a range of goods and groceries at very competitive and affordable price to ease the financial burden of the poor, low and moderate-income earners. Simultaneously we intend to strengthen our position by operating an online platform that will focus first on urban areas.\n\nThis is significant for the Halal Market and offers a healthy competition to non-halal supermarket and mini-market operators. Malaysia’s position as one of the biggest Halal hubs is an attractive selling point to investors, small to medium retailers and most importantly, conscientious consumers.\n\nFor BYT holders, they can utilize their tokens by purchasing goods at our online platform and/or at any of our physical stores. Mobile applications and our own payment gateway will be developed for customers’ convenience and to guarantee prices remain competitive.\n\nAt any given time, BYT holders must follow the following terms and conditions in order to purchase goods at Halal Mart:\n\n• The exchange rate that will prevail is the respective country’s Central Bank’s exchange rate with extra 10% as cost of service.\n\n• There will be a maximum limit of transaction for each Halal Mart. This amount will be determined and announced at a later date from time to time.\n\nTHE PLAN FOR PHYSICAL STORE DEVELOPMENT AND EXPANSION\n\nDepending on proceeds from the ICO, we are looking at an expansion of at least 100 to 1,000 physical stores of Halal Mart across Malaysia and SEA countries such as Brunei, Singapore and Indonesia within 3 years and that is through potential mergers with successful stores as well as inviting smaller vendors to join our platform.\n\nWe will operate our own warehouses that function as distribution centres at three zones: East Coast, Klang Valley and Southern Coast.\n\nEach mini mart will have at least 2,000–4,000 stock-keeping unit (SKU) in a store covering frozen food, sundries, canned food, household items, toys, stationery, fresh food, ready-to-eat food, dried food, fruits, certain medicines, health supplements, cosmetics, bleach and soap, shampoos, toiletries and some electronic products.\n\nThe size of each store will be around 1500–3000 sqft with at least five doors of chillers and three to six sets of 4-foot freezers.\n\nAdditionally, we will be developing an effective and systematic transportation and warehouse infrastructure to ensure the sustainability of the project in years to come.\n\nELZAR MART: AN EXCELLENT AND EFFECTIVE MODEL FOR THE DEVELOPMENT AND EXPANSION OF THE HALAL MINI MART\n\nThe Elzar Mart will become our base model to build an effective and efficient Halal Mini Mart chain. The Elzar Mart leverages on a very organized, systematic and efficient POS system in maintaining its inventories, stocks and monitoring sales report and performances which we can easily adopt for the chain of Halal Mini Marts thereby reducing the learning curve, costs while maximizing set-up and driving momentum of development and expansion.\n\nWebsite: https://bayantoken.com\nWhitepaper: https://www.bayantoken.com/whitepaper\nTelegram: https://t.me/bayantokenBYT\nTwitter: https://twitter.com/BYTtoken\nFacebook: https://www.facebook.com/bayantoken/",
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2018/07/06 03:54:51
parent authorbayantoken
parent permlinkz2-artificial-intelligence-equity-trader-aiet-the-underlying-project-of-bayan-token
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permlinkintroduce-bot-re-bayantokenz2-artificial-intelligence-equity-trader-aiet-the-underlying-project-of-bayan-token
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body✅ @bayantoken, I gave you an upvote on your post! **Please give me a follow** and I will give you a follow in return and possible future votes!<br><br>Thank you in advance!
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2018/07/06 03:54:36
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bayantokenupdated their account properties
2018/07/06 03:22:12
accountbayantoken
memo keySTM5REp3MMRg4mewi7F7fDZfmD3P1Me8CUa7wjkDgV6VLdRFiWdat
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Transaction InfoBlock #23927172/Trx 45a22d91eafec87486ed691e1124c8090ad06593
View Raw JSON Data
{
  "trx_id": "45a22d91eafec87486ed691e1124c8090ad06593",
  "block": 23927172,
  "trx_in_block": 84,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-07-06T03:22:12",
  "op": [
    "account_update",
    {
      "account": "bayantoken",
      "memo_key": "STM5REp3MMRg4mewi7F7fDZfmD3P1Me8CUa7wjkDgV6VLdRFiWdat",
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    }
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}
bayantokenupdated their account properties
2018/07/06 03:18:00
accountbayantoken
memo keySTM5REp3MMRg4mewi7F7fDZfmD3P1Me8CUa7wjkDgV6VLdRFiWdat
json metadata{"profile":{"profile_image":"https://cdn.steemitimages.com/DQmTq6EqEnhVoYVG8HfHHoTUecyYPXPbhyrMZtA2CwkfcuL/Logo.jpg","cover_image":"https://cdn.steemitimages.com/DQmSYxbNkNtd5wiTsZ73ChJit1Q59nCqaTrU9Nh1jpakLTg/Cover.jpeg","name":"Bayan Token","about":"A Shariah-Compliant Utility Crypto Token","location":"Singapore","website":"https://bayantoken.com/"}}
Transaction InfoBlock #23927088/Trx 82cfdd88855eb07612c6ba0e7bbad1374b74c061
View Raw JSON Data
{
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  "block": 23927088,
  "trx_in_block": 20,
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  "op": [
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    }
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}
2018/07/06 02:09:57
parent authorbayantoken
parent permlinkz2-artificial-intelligence-equity-trader-aiet-the-underlying-project-of-bayan-token
authorcheetah
permlinkcheetah-re-bayantokenz2-artificial-intelligence-equity-trader-aiet-the-underlying-project-of-bayan-token
title
bodyHi! I am a robot. I just upvoted you! I found similar content that readers might be interested in: https://www.bayantoken.com/whitepaper
json metadata
Transaction InfoBlock #23925727/Trx aaaf809b387cc98de6690ac7a1dd9567e0fde7e1
View Raw JSON Data
{
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  "op": [
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      "parent_author": "bayantoken",
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      "author": "cheetah",
      "permlink": "cheetah-re-bayantokenz2-artificial-intelligence-equity-trader-aiet-the-underlying-project-of-bayan-token",
      "title": "",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://www.bayantoken.com/whitepaper",
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}
2018/07/06 02:09:54
votercheetah
authorbayantoken
permlinkz2-artificial-intelligence-equity-trader-aiet-the-underlying-project-of-bayan-token
weight8 (0.08%)
Transaction InfoBlock #23925726/Trx da3dfdd3ed04754c8037bbb4f7c246a198af03a5
View Raw JSON Data
{
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  "op": [
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      "author": "bayantoken",
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Account Metadata

POSTING JSON METADATA
profile{"profile_image":"https://cdn.steemitimages.com/DQmTq6EqEnhVoYVG8HfHHoTUecyYPXPbhyrMZtA2CwkfcuL/Logo.jpg","name":"Bayan Token","about":"A Shariah-Compliant Utility Crypto Token","location":"Singapore","website":"https://bayantoken.com/"}
JSON METADATA
profile{"profile_image":"https://cdn.steemitimages.com/DQmTq6EqEnhVoYVG8HfHHoTUecyYPXPbhyrMZtA2CwkfcuL/Logo.jpg","name":"Bayan Token","about":"A Shariah-Compliant Utility Crypto Token","location":"Singapore","website":"https://bayantoken.com/"}
{
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      "name": "Bayan Token",
      "about": "A Shariah-Compliant Utility Crypto Token",
      "location": "Singapore",
      "website": "https://bayantoken.com/"
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  "json_metadata": {
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      "about": "A Shariah-Compliant Utility Crypto Token",
      "location": "Singapore",
      "website": "https://bayantoken.com/"
    }
  }
}

Auth Keys

Owner
Single Signature
Public Keys
STM6yL1wWv2qXcsCbu1v6XxHtFYV3qz5r2WZaFRVvqsHSpRrX1uWJ1/1
Active
Single Signature
Public Keys
STM6dq6YJCA8hhwwHuDBAKBNkTzfXCA8xLsb6PRiAoskpwePtfiZt1/1
Posting
Single Signature
Public Keys
STM72LM3QnENBUB8ewvVDPsG45yW38B93kcydPYvapGuEhNZqSL6C1/1
Memo
STM5REp3MMRg4mewi7F7fDZfmD3P1Me8CUa7wjkDgV6VLdRFiWdat
{
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    "account_auths": [],
    "key_auths": [
      [
        "STM6yL1wWv2qXcsCbu1v6XxHtFYV3qz5r2WZaFRVvqsHSpRrX1uWJ",
        1
      ]
    ]
  },
  "active": {
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    "account_auths": [],
    "key_auths": [
      [
        "STM6dq6YJCA8hhwwHuDBAKBNkTzfXCA8xLsb6PRiAoskpwePtfiZt",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM72LM3QnENBUB8ewvVDPsG45yW38B93kcydPYvapGuEhNZqSL6C",
        1
      ]
    ]
  },
  "memo": "STM5REp3MMRg4mewi7F7fDZfmD3P1Me8CUa7wjkDgV6VLdRFiWdat"
}

Witness Votes

0 / 30
No active witness votes.
[]