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      "body": "Hey @zimryan, the markets are pretty crazy right now. Crypto is back to a weird space but I know long term it's still what we're all hoping it will be! Cheers",
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      "title": "How Deep in the Red is your Crypto Portfolio and are you Worried?",
      "body": "![blur-business-chart-2.jpg](https://steemitimages.com/DQmbAQgHcuVWYfq87x5nNDJf7epmzHosJNYppR9eAWxHVTC/blur-business-chart-2.jpg)\n\nIn December 2017 I tactfully suggested to my wife that we look at investing a small amount of our savings into Cryptocurrencies. I then received the usual FUD response “I’m not investing in something that’s not backed by anything, it’s a scam”. I then pointed out that the paper in her wallet that we call money wasn’t backed by anything other than a promise from the US government that is very deep in debt. After informing her of the Crypto’s that have risen thousands of percent’s I got clearance to invest a whopping $100. Within 2 weeks that $100 had turned into $300. My wife took notice, I then received approval to invest more and a week later my $300 investment was around $900. Of course, there’s was only one thing I could really do, Invest More!!\n\nEventually, I pulled a lot more of our savings into crypto and then the market turned Bearish, Mad Crazy Bearish. My portfolio which started off on a trip to the moon had crashed horribly into the Red where it remains. Although there is still a lot of negativity surrounding crypto, and the market is still in recovery mode I’m still very optimistic about its future and have continued to invest more whenever some spare change has presented itself. \n\nI remain Bullish on Crypto as the vast majority of the world population has still not woken up this amazing technology. I firmly believe that in the coming years Blockchain will touch every aspect of our life and will go down in history as a technological breakthrough equal to that of email and the internet. I recently saw a steemit title that illustrated this perfectly “Bitcoin is like the internet in the 1980's” which I wholeheartedly agree with. It’s time for the influencers in high positions to stop calling Cryptocurrencies a SCAM and start sharing the many positive aspects of the this hidden revolutionary technology we have in our midst. \n\nPlease share your thoughts and insights on this topic. \n\n“How deep in the Red is your crypto portfolio and are you worried?\n\nPicture Source: energepic.com",
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      "title": "Bitcoin, The Book of Mormon, and FUD",
      "body": "![cryptocurrency-3268431_1280.jpg](https://steemitimages.com/DQmPiepHQXJoPSU5BEWxSjYpu2cckLmCzGBnxCkTEuZ8Cyp/cryptocurrency-3268431_1280.jpg)\n\nIn 2008 a gift was given to the world by Satoshi Nakamoto that has the power to change lives in all nations irrespective of ethnicity, gender or color. That gift was Bitcoin!\n\nBitcoin is still not very well known or understood, and to many Bitcoin is downright SCARY! \nFear, Uncertainty, and Doubt or FUD as its commonly known has been Bitcoin's common enemy which has been perpetuated by individuals and institutions to steer the masses away from it.  \n\n“Bitcoin Is Worthless, Bubble May Pop Soon” - Allianz Global \n\nCrypto is for “Crooks” and “Dirty Politicians” - Vasant Prabhu, Visa, Inc Executive VP/CFO\n\n“Crypto Is Not Currency” - President Raphael Bostic, The Atlanta Federal Reserve \n\nSo why all the FUD, and is it justified? Bitcoin is a decentralized currency which means it's not owned by single person or institution, transactions are public, there will never be more than 21 million coins supplied. This, in essence, challenges the main stream monetary system whereby consumers can now deposit, withdraw, transfer and make purchases with a financial asset (ie Bitcoin) outside of the banking system. \n\nI recently opened a trading account with a broker in the UK and in order to deposit funds from the U.S I had the option to wire money from my bank to theirs. This would have potentially taken up to 3 days and cost anywhere from $15 – $30. Fortunately, there was another option to deposit funds using Bitcoin which I did and my trading account was funded within 40 minutes. The transfer fee was negligible, in fact, I didn’t actually notice the charge it was so small. Having grown up in Africa this made me reflect on all the money transfers I have made back home over the years where I had to pay extortionate fees to send money to the motherland. What a breakthrough this is for my fellow internationals who have to send money abroad regularly out of necessity. Now I’m not a Crook or a Dirty politician, this real-world example of transfering money Internationally saved me time and and high fees so can you honestly tell me Bitcoin is worthless? \n\nMy experience in watching bitcoin mature into the mainstream against a river unjustified vilification of the technology reminded me a lot of the Book of Mormon and the FUD that has surrounded it for over a century. \n\n![girl-holding-book-of-mormon-1062186-mobile.jpg](https://steemitimages.com/DQmdocKSd9QE5T1HiJybUyiEBCG7K1tYxzvCPmcrT8Qf4t8/girl-holding-book-of-mormon-1062186-mobile.jpg)\n\nThe Book of Mormon is another gift that was given to the world through a modern-day prophet named Joseph Smith who founded the Church of Jesus Christ of Latter Day Saints in the 19th Century. The Book of Mormon is revered by Latter Day Saints as modern-day scripture and is another testament of Jesus Christ. It was through The Book of Mormon that I came to believe in Jesus Christ and in the Holy Bible where prior to this I was skeptical an unsure of both. When I first started reading the Book of Mormon I was surprised to find it filled with references to Jesus Christ, I guess I didn’t know what to expect but that really stood out. In fact, within the 531 pages of a standard book of Mormon, there are 101 appellations for Jesus which are found in the 3,925 references of him in the books 6,607 verses. Having read The Book of Mormon I can confirm that it is convincing evidence of Jesus Christ divine call and confirms the truthfulness of teachings of Jesus Christ found in The Holy Bible. \n\nUnfortunately, many will never come to this knowledge because of the masters of FUD. I was in a Marriot Hotel lobby recently and mentioned to my colleague (as we are on the business trip) that there was probably a Book of Mormon in his room nightstand. His response was “well I’m actually Baptist” and we left it at that. I later reflected on that moment and thought well Baptists believe in Jesus, The Book of Mormon is clearly centered on Jesus so why wouldn’t a Baptist or any other Christian want to avoid it. The simple answer again is FUD. Many Christians have been taught that Joseph Smith was a fraud, The Book of Mormon is a plagiarism of other works, all Gods words are contained in the Holy Bible and there is no need for God to call another prophet and so on. In all honesty, one could pick out an infinite amount of problems with The Book of Mormon, but in reality, anyone could do the same for the Holy Bible and any other religious book for that matter. 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My personal belief is that once a person honestly investigates The Book of Mormon and The Church of Jesus Christ of Latter Day Saints they will come to know for themselves that there is a lot more goodness and truth within the Church than the critics are willing to acknowledge. \n\nHaving personally received an expanded view and deeper belief in Jesus Christ through The Book of Mormon I long for my Christian and non-Christian friends to read it so they to gain a deeper spiritual insight into the reality of the living Christ. I do not say this a sly ploy to make new Mormon converts but to let the world know especially those who believe and have faith in Jesus Christ that there is another convincing testament of him that can build and strengthen their faith and belief in him.\n\n\nPicture Source: Pixabay - Mohamed Hassan, LDS.org - Gospel Art",
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Having grown up in Africa this made me reflect on all the money transfers I have made back home over the years where I had to pay extortionate fees to send money to the motherland. What a breakthrough this is for my fellow internationals who have to send money abroad regularly out of necessity. 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      "body": "In 2008 a gift was given to the world by Satoshi Nakamoto that has the power to change lives in all nations irrespective of ethnicity, gender or color. That gift was Bitcoin!\n\nBitcoin is still not very well known or understood, and to many Bitcoin is downright SCARY! \nFear, Uncertainty, and Doubt or FUD as its commonly known has been Bitcoin's common enemy which has been perpetuated by individuals and institutions to steer the masses away from it.  \n\n“Bitcoin Is Worthless, Bubble May Pop Soon” - Allianz Global \n\nCrypto is for “Crooks” and “Dirty Politicians” - Vasant Prabhu, Visa, Inc Executive VP/CFO\n\n“Crypto Is Not Currency” - President Raphael Bostic, The Atlanta Federal Reserve \n\nSo why all the FUD, and is it justified? Bitcoin is a decentralized currency which means it's not owned by single person or institution, transactions are public, there will never be more than 21 million coins supplied. This, in essence, challenges the main stream monetary system whereby consumers can now deposit, withdraw, transfer and make purchases with a financial asset (ie Bitcoin) outside of the banking system. \n\nI recently opened a trading account with a broker in the UK and in order to deposit funds from the U.S I had the option to wire money from my bank to theirs. This would have potentially taken up to 3 days and cost anywhere from $15 – $30. Fortunately, there was another option to deposit funds using Bitcoin which I did and my trading account was funded within 40 minutes. The transfer fee was negligible, in fact, I didn’t actually notice the charge it was so small. Having grown up in Africa this made me reflect on all the money transfers I have made back home over the years where I had to pay extortionate fees to send money to the motherland. What a breakthrough this is for my fellow internationals who have to send money abroad regularly out of necessity. Now I’m not a Crook or a Dirty politician, this real-world example of transfering money Internationally saved me time and and high fees so can you honestly tell me Bitcoin is worthless? \n\nMy experience in watching bitcoin mature into the mainstream against a river unjustified vilification of the technology reminded me a lot of the Book of Mormon and the FUD that has surrounded it for over a century. \n\nThe Book of Mormon is another gift that was given to the world through a modern-day prophet named Joseph Smith who founded the Church of Jesus Christ of Latter Day Saints in the 19th Century. The Book of Mormon is revered by Latter Day Saints as modern-day scripture and is another testament of Jesus Christ. It was through The Book of Mormon that I came to believe in Jesus Christ and in the Holy Bible where prior to this I was skeptical an unsure of both. When I first started reading the Book of Mormon I was surprised to find it filled with references to Jesus Christ, I guess I didn’t know what to expect but that really stood out. In fact, within the 531 pages of a standard book of Mormon, there are 101 appellations for Jesus which are found in the 3,925 references of him in the books 6,607 verses. Having read The Book of Mormon I can confirm that it is convincing evidence of Jesus Christ divine call and confirms the truthfulness of teachings of Jesus Christ found in The Holy Bible. \n\nUnfortunately, many will never come to this knowledge because of the masters of FUD. I was in a Marriot Hotel lobby recently and mentioned to my colleague (as we are on the business trip) that there was probably a Book of Mormon in his room nightstand. His response was “well I’m actually Baptist” and we left it at that. I later reflected on that moment and thought well Baptists believe in Jesus, The Book of Mormon is clearly centered on Jesus so why wouldn’t a Baptist or any other Christian want to avoid it. The simple answer again is FUD. Many Christians have been taught that Joseph Smith was a fraud, The Book of Mormon is a plagiarism of other works, all Gods words are contained in the Holy Bible and there is no need for God to call another prophet and so on. In all honesty, one could pick out an infinite amount of problems with The Book of Mormon, but in reality, anyone could do the same for the Holy Bible and any other religious book for that matter. Ultimately the FUD machine continues to keep many honest believers in Jesus Christ from gaining additional light and knowledge concerning him.\n\nOne must ask if The Book of Mormon is a complete fraud then why does the LDS Church continue to grow year on year and gain over 200,000 converts annually. How are so many convinced of the Church’s teachings in an age of information where the critic's persuasive evidence is so easy to find. What is it that makes new converts look past that and become members. My personal belief is that once a person honestly investigates The Book of Mormon and The Church of Jesus Christ of Latter Day Saints they will come to know for themselves that there is a lot more goodness and truth within the Church than the critics are willing to acknowledge. \n\nHaving personally received an expanded view and deeper belief in Jesus Christ through The Book of Mormon I long for my Christian and non-Christian friends to read it so they to gain a deeper spiritual insight into the reality of the living Christ. I do not say this a sly ploy to make new Mormon converts but to let the world know especially those who believe and have faith in Jesus Christ that there is another convincing testament of him that can build and strengthen their faith and belief in him.",
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