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      "body": "Speaking of credit cards, I recently had an interesting experience with my Tractor Supply Company credit card. I needed to make a payment but was having trouble accessing my account online. After some frustration, I decided to search for a solution and came across [click here](https://www.allaboutcareers.com/student-finance/credit-card/tractor-supply-company-credit-card-payment/). Their article on Tractor Supply Company credit card payments was a lifesaver, providing step-by-step instructions on how to make a payment over the phone.",
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      "title": "The State of Security in the IoT Age",
      "body": "![IOT-Steem.jpg](https://steemitimages.com/DQmeYsDnqs2ZmJ89oSgsH7PvvZX9DdJ1bK4m57vwWsSZM4W/IOT-Steem.jpg)\n\nDigital technology and Moore’s Law have moved us along from the Computer Age to the Information Age. Now we are living in the IoT (Internet of Things) Age and it’s other counterpart or successor the Internet-of-Everything Age. It is a world where devices are interconnected via the Internet. Connecting electronic devices from home or the office requires an Internet connection and you can access it from anywhere using another computer or smartphone/mobile device. The more devices you connect — baby monitors, Internet cameras, DVR, lighting switches, security and alarm systems, wearables, fitness trackers, smart home appliances, HVAC systems— the more convenient it is to control your life. It is data driven with embedded sensors that gather information which can be accessed from the Internet. There is a tradeoff with security however. It is also the easiest way for hackers to gain entry to your home system so that is becoming an issue. The fact that you can access your devices from anywhere means it also allows others to access your devices from anywhere. As IoT devices develop with more advanced capabilities and features, hackers are going to look into exploiting their vulnerabilities. The need for securing your access to these devices becomes more necessary due to the threats the “InsecureNet-of-Things” imposes.\n\nThe Internet has no built in security or privacy for that matter. It has no built-in encryption to safeguard the data being transmitted. It is an open network that provides the pipeline to connect millions of users via their computers. Now it’s also connecting other devices that can be critical to daily life. Certain medical devices use IoT to interconnect patients with medical professionals. Without any guaranteed secure connection, if a hacker or bad actor were to gain access to let’s say a patient’s syringe injector there could be malicious intent. \n\nFor home consumers here are ways to address security of your IoT devices:\n\n-Do not use a blank password, the devices default password or common password to access your IoT device. -Use a strong and reasonably not easily guessable password. Password protection is the most basic form of security.\n-Change the default username of the device’s management console.\n-Use the latest software provided by the vendor. Updating the software makes sure it is compliant to the product.\n-Make sure you update the latest firmware from the product’s vendor since these often patch vulnerabilities and plugs security holes.\n-If you access your device via a web interface over the Internet your URL connection uses HTTPS for end to end encryption. If not, then ask the vendor technical support how to secure the connection. If accessing locally, HTTP should be fine, so long as it is not shared over the Internet and only your computer can access it using a non-routable IP address.\n-There are third party IoT Security Devices that can be used to protect your IoT devices at home. Do your research before buying one.\n-When accessing your IoT device from public WiFi use a VPN connection since most public WiFi are not secure. Use WPA2 for WiFi security when connecting your IoT devices at home.\nIf your IoT device comes with other security features, enable them to provide more layers.\n-Ask for professional help if you do not understand how to implement security for your IoT device.\n\nThere are so many ways IoT devices are implemented, we can go on and on with further discussions. The convenience IoT provides us to connecting our devices is a benefit, just don’t ignore the threat to your security, privacy and safety.",
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      "parent_permlink": "ev",
      "author": "vtce",
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      "title": "The State of Security in the IoT Age",
      "body": "![IOT-Steem.jpg](https://steemitimages.com/DQmeYsDnqs2ZmJ89oSgsH7PvvZX9DdJ1bK4m57vwWsSZM4W/IOT-Steem.jpg)\n\nDigital technology and Moore’s Law have moved us along from the Computer Age to the Information Age. Now we are living in the IoT (Internet of Things) Age and it’s other counterpart or successor the Internet-of-Everything Age. It is a world where devices are interconnected via the Internet. Connecting electronic devices from home or the office requires an Internet connection and you can access it from anywhere using another computer or smartphone/mobile device. The more devices you connect — baby monitors, Internet cameras, DVR, lighting switches, security and alarm systems, wearables, fitness trackers, smart home appliances, HVAC systems— the more convenient it is to control your life. It is data driven with embedded sensors that gather information which can be accessed from the Internet. There is a tradeoff with security however. It is also the easiest way for hackers to gain entry to your home system so that is becoming an issue. The fact that you can access your devices from anywhere means it also allows others to access your devices from anywhere. As IoT devices develop with more advanced capabilities and features, hackers are going to look into exploiting their vulnerabilities. The need for securing your access to these devices becomes more necessary due to the threats the “InsecureNet-of-Things” imposes.\n\nThe Internet has no built in security or privacy for that matter. It has no built-in encryption to safeguard the data being transmitted. It is an open network that provides the pipeline to connect millions of users via their computers. Now it’s also connecting other devices that can be critical to daily life. Certain medical devices use IoT to interconnect patients with medical professionals. Without any guaranteed secure connection, if a hacker or bad actor were to gain access to let’s say a patient’s syringe injector there could be mal intent. Other medical devices monitor vital signs which can be accessed remotely. HIPAA regulations protect this type of information for patient’s privacy. It will be violated if a hacker is able to gather information from these devices and use it illegally. Some early IoT devices that used passwords to allow remote access did not provide encryption so it would be easy for hackers with software like packet sniffers to capture the password encoded in a data frame. Another thing that is critical are systems that are connected to the Internet that require physical operation, like autonomous cars, remote controlled vehicles and drones. If a hacker were to gain access to these systems that can be a huge safety risk. There have been exploits shown that allowed hackers to gain access to a car’s braking system and affect it while the car was on the road. Chrysler recalled 1.4 million vehicles after a pair of hackers showed that they could remotely hijack a Jeep’s digital systems over the Internet. A car’s ECU (Electronic Control Unit) can be compromised if it is IoT enabled without any security in place. This type of exploit is serious since it can affect public safety if this leads to accidents.\nThe best way to secure the “InsecureNet-of-Things” can be to follow the example corporate IT has put in place to secure remote access for their employees. Placing a security device between the remote user and the IoT device adds a layer of protection. Typically a firewall behind a router, or a Layer 7 appliance that provides intrusion detection and prevention with an AV solution. A router itself is not a full on security device, it just provides the network path to the Internet. For home users the router has become synonymous with the firewall as well since vendors can bundle the features together. In the corporate setting the setup is more complex, requiring more than 1 layer of protection. The router allows incoming/outgoing traffic but does not filter the data stream. The data would have to pass through the router and is then filtered at the gateway level which is the firewall itself. Vendors have also developed new security appliances called a UTM (Unified Threat Management) that bundle many features together inside a firewall which includes AV, IPS/IDS, antispam filter and even VPN access. Highly secure VPN tunnels create an encrypted link to an IoT device with end to end encryption which makes it highly secured. Most home consumers do not have these systems in place for their IoT and there is the problem.\n\nUsing a web interface, home users can access port forwarding features to open up ports on their router to allow remote access of IoT devices. Other IoT devices just require a WiFi connection and can be accessed directly via a web interface. Documentation should be available on how you can further secure your access, and it is worth going over before putting a device on the Internet. Certain Internet cameras with DVR require users to open ports on their home router to access the device. If the access to the camera is via a smartphone app, it should create a secure connection which can be verified with the vendor. If it is a web interface, that is another story. The IoT device’s vendor in this case programmed the device to connect to their server via the Internet using the WiFi connection and just requires the user to access it via a web interface. The good news is that most vendors now provide a secure access to their web interface using HTTPS, which encrypts your end to end connection. Make sure that the URL you access to your IoT devices web interface has a digital certificate using HTTPS. Another more secure way to access this would be via a VPN service or browser VPN to create a more secure connection. If the web interface is local to the device, without a digital certificate, that can be a red flag. There is no encryption at all when you access the URL using HTTP. The S in HTTPS stands for “Secure” and that is the type of connection your IoT device’s web interface should be using. Vendors who just provide simplicity for the sake of convenience could be held accountable if they release IoT devices that don’t comply with security and home consumers need to be aware of this. According to Craig Young of Tripwire: \n\n“Many vendors in the IoT space seem to have little or no concern regarding the safety and security of their customers.”\n\nThere is not much IoT regulation or standards. So some industry professionals and vendors have gathered to try to make IoT more secure. ICSA Labs now offers a security testing program for IoT products, following the ‘CyberUL’ security certification program. These standards are continuing to develop, but in 2017 there are no IoT certified device specifications that have become industry standards on products. The lack of technical standards and proprietary systems really makes IoT security standards a complex issue. The IoT Cybersecurity Improvement Act of 2017 was meant for government use of IoT devices. The bill would require vendors of Internet-connected devices purchased by the federal government to make sure the devices can be patched when security updates are available; that the devices do not use hard-coded (unchangeable) passwords; and that vendors ensure the devices are free from known vulnerabilities when sold. For home consumers there is no bill to guarantee their security from IoT devices. Due to the increasing concerns over security, the Internet of Things Security Foundation (IoTSF) was launched on September 23, 2015. The IoTSF’s aim is to promote best practice and knowledge about Internet security. Right now companies are putting together their own solutions for IoT, while home consumers don’t have much in place. That is why the FTC (Federal Trade Commission) has urged companies to adopt best practice for IoT and there are also guidelines for IoT security on the FTC website (http://ftc.gov) which users can search. Network security vendors are also addressing these issues with new appliances and software that cover the most recent cybersecurity threats to the enterprise and IoT has become an important topic.\n\nFor home consumers here are ways to address security of your IoT devices:\n\n-Do not use a blank password, the devices default password or common password to access your IoT device. -Use a strong and reasonably not easily guessable password. Password protection is the most basic form of security.\n-Change the default username of the device’s management console.\n-Use the latest software provided by the vendor. Updating the software makes sure it is compliant to the product.\n-Make sure you update the latest firmware from the product’s vendor since these often patch vulnerabilities and plugs security holes.\n-If you access your device via a web interface over the Internet your URL connection uses HTTPS for end to end encryption. If not, then ask the vendor technical support how to secure the connection. If accessing locally, HTTP should be fine, so long as it is not shared over the Internet and only your computer can access it using a non-routable IP address.\n-There are third party IoT Security Devices that can be used to protect your IoT devices at home. Do your research before buying one.\n-When accessing your IoT device from public WiFi use a VPN connection since most public WiFi are not secure. Use WPA2 for WiFi security when connecting your IoT devices at home.\nIf your IoT device comes with other security features, enable them to provide more layers.\n-Ask for professional help if you do not understand how to implement security for your IoT device.\n\nThere are so many ways IoT devices are implemented, we can go on and on with further discussions. The convenience IoT provides us to connecting our devices is a benefit, just don’t ignore the threat to your security, privacy and safety.",
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      "body": "Congratulations @vtce! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@vtce/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@vtce) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=vtce)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest-commemorative-badge-refactored\"><img src=\"https://steemitimages.com/64x128/https://files.steempeak.com/file/steempeak/arcange/YqQV5Tbj-image.png\"></a></td><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest-commemorative-badge-refactored\">SteemFest⁴  commemorative badge refactored</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "author": "vtce",
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      "title": "Apple Had Signs Of Trouble Before: A Lack Of Innovation & Premium Prices",
      "body": "<center>![Screen Shot 2019-01-06 at 1.00.18 AM.png](https://cdn.steemitimages.com/DQmdSSkaU38AUtmMfAXUgRykz2iwaHiF22gUZUD7p1yvY7W/Screen%20Shot%202019-01-06%20at%201.00.18%20AM.png)</center>\n\nI don't buy Tim Cooke's excuse for slow Apple sales due to a slumping Chinese economy or the US-China Trade War. Since 2016, the signs were emerging that Apple was in danger and I pointed this out several times before. They are lacking in the wow factor that previous products enjoyed, no new innovation that has been a game changer and they are pricing their products at a premium at a time few people can afford them. The shelf life and inventory of iPhones has also increased from before, when Apple always usually sells out their products from pre-order sales.\n\nI do think Apple has actually become a victim of its own success. They are making better iPhones than ever, with faster processors e.g. A12X and more AI features e.g. Face ID and Portrait Mode. People don't need to buy newer iPhones when the one they have is working fine. The only problem is that the competition has gotten better too, with fancier designs and high-end features. That leads to new customers who buy those products since they are also more affordable plus they get the same or similar features like that on a flagship iPhone. Samsung and Huawei now lead the world in smartphone sales, and it has been plateauing not increasing. That cuts into Apple's profit margins significantly, that for every iPhone sold, more S9 and P20 are sold as well.\n\nThe expectations from Apple are also so high, it leaves very little room for failure. Even though they have performed well, they did not meet the targets set for sales figures. Apple has already reached the trillion dollar market cap in 2018, and in early 2018 made $88.3 Billion in revenue. The main cash cow for Apple has been the iPhone, and that is where things seem disappointing in late 2018. China's economy maybe in a cyclical slump, but the market there has changed in the last 2 years. Does Apple know they have competition from top Chinese smartphone companies like Huawei, Oppo, OnePlus, etc. More Chinese consumers are buying local and that will hurt Apple's iPhone sales. \n\nSo here is an idea. I think Apple is going through a decline in its product cycle. Apple does have a competitive advantage in many ways. What consumers need are not newer iPhones, but products that are affordable and useful. They should improve the HomePod, upgrade Siri to Alexa level, utilize their processors for more advanced apps for the iPhone, iPad and Apple TV, release a new Mac Pro. They also could release a new product line for IoT devices that Google and Amazon are dominating.\n\nNow I hear Apple has built a new engineering team that will concentrate fully on processor design. This is where I think Apple can reclaim some technical advantage. Apple will no longer need to use x86 based processors from intel for the MacBooks, iMacs or Mac Pros when they can develop their own CPU using ARM designs. This can also lead to a new line of products that have never been made before now that Apple has full vertical integration from manufacturing to production.",
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      "body": "Congratulations @vtce! You have received a personal award!\n\n[![](https://steemitimages.com/70x70/http://steemitboard.com/@vtce/birthday1.png)](http://steemitboard.com/@vtce)  1 Year on Steemit\n<sub>_Click on the badge to view your Board of Honor._</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-ranking-update-resteem-and-resteemed-added\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmfRVpHQhLDhnjDtqck8GPv9NPvNKPfMsDaAFDE1D9Er2Z/header_ranking.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-ranking-update-resteem-and-resteemed-added\">SteemitBoard Ranking update - Resteem and Resteemed added</a></td></tr></table>\n\n> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "title": "Tips To Survive Hacker Week In Las Vegas",
      "body": "<center>![Screen Shot 2018-08-07 at 9.47.12 AM.png](https://cdn.steemitimages.com/DQmbEasjAjkTQqvmt3gWnoUYf1y2b9HBHLUezASJ9yi7mZi/Screen%20Shot%202018-08-07%20at%209.47.12%20AM.png)</center>\n\nIf you are coming to attend DEFCON, BSidesLV or the Black Hat Conference, always be alert and prepared. Thousands of hackers will be around, it's like swimming in the kiddie pool with sharks. During the last week of July or first week of August, it is usually \"Hacker Week\" in Las Vegas. It is summer, the city is full of tourists and people just getting out and enjoying the attractions on the \"strip\". Unsuspectingly not knowing that there are \"hackers\" all around at this time of the year. There is no need to spread fear, but more about awareness. These are some things to watch out for during the most \"dangerous\" week in Vegas. Common sense is mostly needed of course and these tips might help.\n\n<i>It starts at the parking lot</i>\n\nWatch out for \"SARA\", she may be a beauty but looks can be deceiving. SARA is the \"Signal Amplification Relay Attack\". The signal from a car key fob can be intercepted without the car owner being aware. The signal is then copied to a special device that will then use that signal to break into the owner's car. This exploit seems easy enough to carry out, but it only affects certain car models. Here are some car models affected:\n\nhttps://www.forbes.com/sites/thomasbrewster/2016/03/21/audi-bmw-ford-thief-car-hacking/#2cccd9514f1e\n\nBest defense against this is to shield the key fob with a special pouch called an anti-theft Faraday Cage (like wrapping it in foil). Most car key fobs are now protected by encrypted signals which will foil any attempt to copy the signal unless your car model is on the list of vulnerable cars. Another way is to attend the conferences by bus, taxi or ride sharing service. That way you don't have to worry about paid parking or even finding a spot to park at.\n\n<i>Watch or lock your valuables in your hotel room, always</i>\n\nSo you check into your hotel room. First thing to do is use the hotel provided safe or vault if there is one available inside the room. Put all personal belongings you will not bring with you inside the safe. Avoid the \"Evil Maid\" exploit, which can actually happen. If you have plenty of personal items of value, this can attract thieves, not just hackers. For mobile and electronic devices, best to keep them or store in a safe place with a pad lock. If your devices contain sensitive information, use tracking on them like with Apple's Find My iPhone app. Another way to prevent information theft is encrypting your storage device. It is best to use strong passwords on these devices too in order to prevent easy access should they end up in the wrong hands.\n\n<i>If you don't need to use your smartphone, shut it off</i>\n\nYou may have heard stories of an Android or iOS smartphone getting hacked. It is possible when the smartphone uses WiFi. During hacker week, hundreds of WiFi access points will be available, but some will be for malicious purposes. How to spot them, well, it is suspicious if the access point is not encrypted and there is no password to join. Some WiFi access points will pretend to be legit by using a common name. Problem is if your devices, smartphone or laptop are set to automatically connect to the network they may just access that rogue WiFi access point.\n\nAnother new trick discovered is the \"IMSI Catcher\". This is a fake cellular tower that gathers IMSI signals from smartphones and other connected devices. If your IMSI information is compromised, this allows hackers to eavesdrop on your calls and capture data coming from your smartphone.\n\nIf you are not on a call or checking important things on your smartphone, just put it in airplane mode. This shuts off all access to your smartphone, lessening the attack vectors. The NFC, bluetooth, LTE and WiFi are all disabled. This means your smartphone will not be accessible to others. To make sure it is probably best to just turn it off.\n\n<i>Use a VPN or Tor when browsing </i>\n\nSo you got the guest WiFi access from the legit conference organizers, assuming that they are. Who knows though, right? It is best to use a VPN or Tor browser to hide your tracks. If your WiFi access goes through a rogue system, they can track all your whereabouts like websites you visit and even attempt to capture your encrypted data traffic and brute force it to get your data. The benefits of a VPN is that you are going through a more private network which is not only encrypted but hides where you are going. \n\n<i>Keep an eye out for  \"social engineers\"</i>\n\nThese are not friendly \"White Hats\" who come in peace to greet you. These are more likely \"Black Hats\" who will work on your emotions to get what they want ... which is your information. They may be after identity, valuables or digital data. One of the oldest tricks in the book is someone pretending that their smartphone battery died and they will ask to borrow your phone to make an emergency call. Couldn't they just go to the hotel lobby to do that? The person could use your phone for more devious purposes. Other times it is fake brand ambassadors who may try to phish information. Be careful about signing forms that ask for really personal information, like social security. Why would they need your social for a 3 day room special package offer? Those are the questions to ask. So don't be too kind a stranger if you can help it. \n\n<i>Pity the fool who leaves their stuff laying around</i>\n\nThere is no excuse for leaving a laptop unattended while going to the rest room. This gives hackers an opportunity to get on your system directly. They can also plant malware by sticking a thumb drive into your USB port. Even worse a bad actor can use a USB Killer to destroy your laptop's USB port. If not, then they can open your unprotected screen and browse your documents while you are away. If you do plan to go to the rest room quickly, then lock your screen and make sure it is password protected. The most obvious reason why to not leave your laptop is because someone can just walk up and steal it. It is best to use the kensington lock if available to chain your laptop to a table or chair. Take your laptop with you always.\n\n<i>Cashless is not a good idea</i>\n\nUsing an ATM in hacker infested territory may not be a good idea. As precaution, bring cash. Some credit cards also emit an RFID signal. Keep cards using a shielded wallet or use an unorthodox trick like wrapping your wallet with aluminum foil. This helps to prevent RFID signals from leaking which hackers can intercept and use. It won't look stylish, though you can start the trend, but it does help to block signals. Wrapping a smartphone with foil also works, but it is probably best to just shut it off.\n\n<i>Finally, avoid the Wall Of Sheep, AMAP</i>\n\nIf your e-mail gets posted on the \"Wall of Sheep\", \"congratulations\". \n\nDisclaimer: This information is given as reference only. Always do your own research to verify facts.",
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      "body": "@@ -1563,16 +1563,43 @@\n day Cage\n+ (like wrapping it in foil)\n . Most c\n",
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