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      "body": "Congratulations @vincentflexi! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@vincentflexi/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@vincentflexi) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=vincentflexi)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "5 Things Every College Student Needs to Know About Opening a Bank Account. \n\nFrom signing up to classes to going out for the school paper, there’s lot’s to do when you arrive at college. Picking a bank account may not be top of the list.\nBut taking the time to make a smart choice can save you.\nMany banks offer special accounts for students, with perks like reduced ATM fees and free overdrafts. MONEY recently crunched the numbers to pick the best of these offers, by region. You can find our favorites here.\nWhat ever bank you chose, following these five steps will help you avoid gimmicks banks use to get customers to pay extra, while making branch networks work for you.\n\n1. Forget school spirit\nMany colleges have marketing deals that steer students toward specific accounts, and those often carry high fees or risky terms, according to a 2016 report from the Consumer Financial Protection Bureau. It’s a great deal for colleges—but not necessarily for you. The Wall Street Journal found 112 colleges earned more than $18 million last year through bank agreements.\n“Don’t assume the school has made sure the bank is offering you the best terms,” says Suzanne Martindale, a lawyer with Consumers Union.\n\n2. Don’t get sold on “protection”\nIt can be tempting to opt into so-called overdraft protection to avoid high fees. But the name is misleading—this service is actually what allows banks to charge fees when you overdraw.\nInstead, decline the service, and your card will simply be denied at the cash register if you don’t have enough money—no fees charged. We know what you’re thinking: embarrassing. But that’s the point, says Tim Ranzetta, founder of Next Gen Personal Finance.\n\n3. Scope out your surroundings\nDuring your first weeks on campus, find all your bank’s nearby ATMs. Stick with these to avoid a nearly $5 fee each time you take out cash. In 2017, banks charged a fee of $1.72 on average for using an out-of-network ATM, according to Bankrate . That’s on top of the $2.97 charged by the machine owner.\n\n4. Split up to get the best terms\nYou want a free checking account with wide access to ATMs and a free savings account that earns at least a bit of interest. The challenge? Finding these at the same bank. Instead, consider opening an online savings account, where there are no minimums and better interest rates, to stash away a little emergency cash.\n\n5. Think about graduation\nMost student checking accounts automatically convert to a regular account when you graduate or reach a certain age. Of the banks MONEY surveyed, those carry a monthly fee ranging from $4 to $12. Take note of when your free account expires and what requirements you have to meet to avoid that charge.\n\nDo you think technology makes it easier to save money?",
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      "body": "The bitcoin price has increased by around 6.5 percent since its dip to $7,040 on May 30, stabilising in the $7,500 region. Naturally, as the bitcoin price spiked, the entire cryptocurrency market followed the dominant cryptocurrency’s upward price trend, leading both major cryptocurrencies and tokens to increase by 3 to 10 percent.",
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      "body": "Tokens Experience Exaggerated Movement\nMost tokens experience intensified movements on both the upside and downside, depending on the performance of major cryptocurrencies such as bitcoin and Ethereum. Over the past 24 hours, tokens such as Golem, Theta, ICON, and Dragonchain have recorded gains in the 10 to 30 percent range against the US dollar.",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://nz.finance.yahoo.com/news/ethereum-drops-14-cryptocurrency-market-115718110.html",
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      "body": "South Korea’s National Assembly Makes Official Proposal to Lift ICO Ban\n\nNearly eight months after a blanket ban on initial coin offerings (ICOs), South Korea’s National Assembly has reportedly made an official recommendation to allow domestic ICOs in the country.\nAccording to a report by Business Korea on Tuesday, the 300-member national legislature has made an official proposal to allow domestic ICOs in the country by preparing and adhering to relevant investor protection provisions.\nThe National Assembly’s special committee on the fourth industrial revolution even accused the government of ‘neglecting its duty’ in responding to the blockchain sector, the report suggests. The much-publicized ICO bans by Korea and China before it has seen an exodus of domestic companies going to friendlier jurisdictions in Singapore and Switzerland to conduct ICOs.\nDiscussions on blockchain and ICOs between the National Assembly and the government will ‘accelerate’, the report suggests. More pointedly, the National Assembly has put forward a legislative and policy proposal to recommend allowing ICOs.\nThe committee on the 4 industrial revolution also called on the government to form a task force comprising of both public officials and private experts to “improve transparency of cryptocurrency trading and establish a healthy trade order.”\nIt further stated:\n“The administration also needs to consider setting up a new committee and building governance systems at its level in a bid to systematically make blockchain policy and efficiently provide industrial support. We will also establish a legal basis for cryptocurrency trading, including permission of ICOs, through the National Assembly Standing Committee.”\nThe legislative effort first came to light earlier this month when a group of lawmakers led by Rep. Hong Eui-rak of the Democratic Party of Korea – the ruling government – began drafting a bill to legalize the launch of new ICOs in the country.\n“The bill is aimed at legalizing ICOs under the government’s supervision[…],” he said at the time. “The primary goal (of the legislation is helping remove uncertainties facing blockchain-related businesses.”",
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      "author": "vincentflexi",
      "body": "Ethereum Drops 14% as Cryptocurrency Market Declines $14 Billion Overnight\nGet exclusive analysis and cryptocurrency insights on Hacked.com for just $39 per month.\nThe price of Ether, the native cryptocurrency of the Ethereum blockchain network, has dropped 14 percent overnight as other major cryptocurrencies like bitcoin, Ripple, and Bitcoin Cash fell in the range of 2 to 6 percent.\nEther Drop on Bitfinex\nWithin one hour, the price of Ether dropped from $574 to $492, by more than 14 percent. While ETH rebounded relatively fast from the $492 mark by 6 percent, it is still down around 10 percent from $574.\nSome analysts including WhalePanda, the host of popular cryptocurrency podcast Magical Crypto Friends suggested that ETH could have dropped due to the dump of Ether by initial coin offerings (ICOs) and blockchain projects.\n“Wondering who just ragedumped $ETH on Bitfinex. Didn’t $EOS still have a lot of ETH and they were using Finex before,” speculated WhalePanda, raising a valid question.\nThe issue with ICOs and blockchain projects that raise many millions of dollars after token sales, to fund operations and developments, ICOs need to liquidate a significant portion of the ETH they raised. Most ICOs, like EOS, tend to liquidate their ETH on public cryptocurrency exchanges like Bitfinex, triggering a domino effect and leading other cryptocurrencies to drop by large margins.\nPrice drops triggered by transparent events like the movement of funds from the EOS smart contract to cryptocurrency exchanges often lead to short-term recoveries. As such, the initial price drop of Ether by around 14 percent was reduced to 8 percent.\nMarket Generally Poor\nThe bitcoin price has declined below the $7,200 mark, likely making its way to the higher end of the $6,000 region. Other major cryptocurrencies such as EOS, Bitcoin Cash, and Ripple have fallen by similar margins, in the range of 5 to 8 percent.\nBitcoin has been able to sustain some stability in comparison to other major cryptocurrencies and tokens but over the past week, the bitcoin price has declined substantially against the US dollar, from $8,600 to $7,140.\nOn yesterday’s report, CCN noted that the next support level of bitcoin could be in the higher end of the $5,000 region or the lower end of $6,000. Analysts such as Willy Woo, who uses quantitative data to evaluate the short-term and long-term price trend of bitcoin emphasised that based on various indicators, the bitcoin price will likely dip below $6,000 but rebound sharply after reaching $5,700.\n“So, in summary, my best guess… slowish bleed down to $6800… then a steeper slide to $5700, then a levelling out of the drop… then a flat zone. This is an educated guess based on volume profile and fundamental data framing the rate of movement,” said Woo.\nBased on the failure of bitcoin and other major cryptocurrencies to sustain any momentum at current levels, it is highly likely that the valuation of the cryptocurrency market falls below the $300 billion mark, possibly to mid $200 billion in the upcoming weeks.\nHowever, analysts are still optimistic about a potential rally in the third quarter of 2018 that may send the price of bitcoin back to the $14,000 region.",
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      "author": "steemcleaners",
      "body": "[Source](http://callingdreams.com/reasons-to-start-online-business/)\n[Plagiarism](http://www.plagiarism.org/plagiarism-101/what-is-plagiarism/) is the copying & pasting of others work without giving credit to the original author or artist. Plagiarized posts are considered spam. \r\n\r\nSpam is discouraged by the community, and may result in action from the [cheetah bot](https://steemit.com/faq.html#What_is__cheetah).\r\n\r\n[More information and tips on sharing content.](https://steemcleaners.org/copy-paste-plagiarism/)\r\n\r\nIf you believe this comment is in error, please contact us in [#disputes on Discord](https://discord.gg/YR2Wy5A)",
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      "body": "Turn Your TIME Into MONEY!\nYou’ve heard \"time = money\"…but you need to throw off that old mindset, because you do NOT get paid for your hours, you get paid for your RESULTS. And more RESULTS = MORE money – yep, it’s THAT simple!\n\nTURN YOUR TIME INTO MONEY!\nToday I have a simple message for you, and will show you a very simple way to make more money… no matter what you do.\nYou will learn how to create MORE results in LESS time, just by\nsimplifying certain tasks. (And, HELLO! Simple is GOOD!!!) You will relieve yourself of that stress you’ve carried around, and become incredibly efficient. AND… you’ll learn how to increase your income in your current career or business.\nSound like something you could use?! I thought so!\nSo, let’s dig right in and learn how to literally turn your TIME into MONEY!\nHours do NOT equal income! You do not get paid for the time you put in, whether 10 hours a week, 40 hours a week or 80-100 hours a week! You can easily fill hours with non-productive activities. In fact, that’s what most people do! But, believe it or not, more hours does not mean more money! You’ve heard “time = money”… but NOT in this case!Now, if you work for someone else and paid an hourly rate, you’re probably thinking,\n“Well, that may be true for SOME people, but not me! I get paid by the hour!” Hang on a minute, because this brings us to my next point…\nYou get paid to produce RESULTS. Like I said, you do not get paid for the hours you put in. No, you get paid for the RESULTS you produce!Whether you’re an entrepreneur or employee, when you produce results, you increase your value to your clients, prospects and employer. As your value increases, guess what else increases? Your paycheck! An entrepreneur who gets results is someone people want to work with… which means more business for you! An employee showing consistent results on the job will more likely be promoted again and again! (Doesn’t that sound better than the boring ol’ “clock-in, clock-out” mindset?!)\nSomething else really cool happens when you begin to produce awesome results: your reputation spreads. When you focus on creating great results for your clients, your company or even your family, people begin to talk. They can’t help but tell others about you! Your results build a strong reputation, making you the number-one recommended person for whatever you do.\nFocus MORE on things that bring results and LESS on things that don’t. To do this, you must identify those “nonsense” things on your list, then eliminate them.A lot of those things (especially for certain personality types) involve thinking, planning and strategizing. It’s easy to think of those as “productive” and a good use of time… and there is certainly a time and a place for those things. However, if you spend so much time planning and considering your options and thinking about the outcome and outlining every move, guess what you’re NOT doing?\nWORKING! It’s time to STOP planning, researching, strategizing, rewriting, reorganizing your contact list and thinking about what you’re going to say, and\nJUST GET TO WORK!\nYa know what else is a huge time-waster? Fear! If you’re afraid to pick up the phone, afraid to work your business, afraid to try something new, afraid of failing, it means you have way too much time on your hands. If you have time to sit there, being afraid, you are wasting time. Your focus is scattered. And a split focus wastes time and does not produce results.\nSo, ask yourself these questions:\nHave I added extra, unnecessary steps to my processes? (If so, the answer is simple: eliminate them!)\nAm I over-complicating things? (If so, it’s time to either create a simple system or follow a system already in place.)\nMy friend, when you develop your skill – both in your business or career and in time management – it takes less time to produce more results. And remember what we said about producing results? The more results you produce, the more money you make. It’s that simple!\nSo, throw off that old “time is money” perspective and embrace this new, results-driven mindset. And, I guarantee, you will be shocked when you discover how efficient and productive you CAN be!",
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      "body": "**Coins mentioned in post:**\n\nCoin | | Price (USD) | 📈 24h | 📉 7d\n- | - | - | - | -\n**ABT** | Arcblock | 0.937$ | _5.52%_ | _-9.11%_\n**BTC** | Bitcoin | 7517.770$ | _0.44%_ | _-7.58%_\n**CTXC** | Cortex | 1.461$ | _4.16%_ | _-4.24%_\n**ONT** | Ontology | 6.669$ | _2.16%_ | _-1.73%_\n**YEE** | YEE | 0.022$ | _1.15%_ | _-14.27%_",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://finance.yahoo.com/news/south-korean-conglomerate-hyundai-cryptocurrency-124040927.html",
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      "body": "To the question in your title, my Magic 8-Ball says:<blockquote>It is decidedly so</blockquote><hr>*Hi! I'm a bot, and this answer was posted automatically. Check [this post out](https://steemit.com/introduceyourself/@magic8ball/introducing-the-magic-8-ball-bot) for more information.*",
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      "body": "Is Hyundai in the Blockchain Sector?\nHyundai is one of the most influential conglomerates in South Korea alongside Samsung, Hanwha, and Lotte. It’s operations are spread across the car manufacturing industry, real estate sector, and other major industries.\nAccording to local reports, since mid-2017, Hyundai has actively been involved in the blockchain sector, developing decentralized applications and blockchain networks with a vision of commercializing blockchain technology in the traditional finance sector.\nHDAC, the blockchain project associated with the mining pool, is an VeChain-like blockchain protocol that enables businesses to better utilize blockchain technology and Internet of Things (IoT) to efficiently store, send, and receive data.\n“The technology can be applied to smart factories, smart homes, smart buildings, and various industries. Also, M2M transaction for mutual contracts and operation between IoT devices are implemented to bring a platform where rational consumptions and transactions are possible. It is also where we can implement Transaction Innovation,” the HDAC development team explained.\nDespite the recent downturn of the cryptocurrency market, the hype around blockchain technology and open-source decentralized networks like Ethereum is still relatively large. Businesses like Kakao, Naver, SKT, and Hyundai are trying to position themselves at the forefront of blockchain development to commercialize the technology at a large-scale and increase the mainstream adoption of the blockchain.",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://finance.yahoo.com/news/cryptocurrency-market-posts-minor-recovery-112334414.html",
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      "author": "grammarnazi",
      "body": "You have a minor grammatical mistake in the following sentence: <blockquote> He called it a short-term setback and in fact, said Cryptocurrencies rose very well in the long term,” CCN reported.</blockquote> It should be <i>in the long run</i> instead of <i>in the long term</i>.",
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      "body": "Why Chinese Billionaire Bought 10,000 Bitcoin in Q1\nIn the first quarter of 2018, when the BTC price dropped to the $6,000 for the first time in 2018, Chinese billionaire angel investor Wang Feng purchased 10,000 BTC in the $6,600 region. Along with bitcoin, Feng bought Theta, Ontology (ONT), Cortex (CTXC), ArcBlock (ABT), Zipper (ZIP), YeeCall (YEE), Dxchain (DXC), Charter (CAF).\n10,000 BTC, which is worth around $76,000,000, is an amount of bitcoin that is difficult to purchase on cryptocurrency exchanges without significantly driving the price up in the short-term. Feng most likely had purchased $76 million worth of bitcoin in the over-the-counter (OTC) market or directly from miners.\nA bulk purchase of bitcoin of over $50 million requires significant confidence in both the short-term and long-term price trend of BTC. Feng likely assumed that $6,600, the major support level for bitcoin, would remain as the bottom even for future corrections and bear cycles.\n“When asked about the market crash in March, he dismissed it as no big deal. He called it a short-term setback and in fact, said Cryptocurrencies rose very well in the long term,” CCN reported.\nIf the bitcoin price drops below $7,000 and to the higher end of $6,000, the market will likely experience a strong bounce and record a major rally throughout the third quarter of 2018, potentially back to the $10,000 and $12,000 region, as it did in March.",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://finance.yahoo.com/news/cryptocurrency-market-posts-minor-recovery-112334414.html",
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      "body": "The cryptocurrency sector is in a short-term bear cycle. In a highly volatile period like this, positive developments and events that would otherwise lead to a significant surge in the valuation of the cryptocurrency market often do not affect the market in a major way.\nAs such, in spite of the entrance of financial institutions like the New York Stock Exchange, Goldman Sachs, and JPMorgan, the cryptocurrency market has continued to decline.\nBased on the price trend of BTC over the past two months, it is possible that the correction continues to the higher end of the $6,000 region, considering the overly strong downward trend of BTC and other major cryptocurrencies in the global market.\nThroughout its recent history, over the past 12 months, bitcoin recorded three major drops. As seen in the 1-day price chart of BTC below, all three correction bounced back on a similar support level at $6,600. When the bitcoin price dropped from $20,000 to the $6,000 region, the bitcoin price rebounded to $12,000 after securing the $6,600 support level.\nA similar trend occurred when the price of BTCdropped from $11,000 to $6,400 and so on. It is possible that the BTC price bottoms out in the mid $6,000 region once again and immediately initiate a strong rally back to the $10,000 to $12,000 region.",
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      "body": "Admit it or not, this is going to happen.If you think, that your business is going to survive in the era where everything is emerging online, from very little service to the big giant products, everything.And you’re still sitting in your officeand planning to hit the internet or hoping that you could survive because you’re smart enough, then I must say, you’re simply be fooling yourself.You know why?Because you’re not growing and learning with time. Doing business isall about living up to date, keeping your eyes wide open and eyeing your competition.Everybody who was around you, aspiring to start an online business has already started generating revenue. And the bad part is, you’re still living the dogma that your present job or your offline business will bring huge success to you.To get you out of this mindset, I’m going to give you the top 6 reasons why you should start your own internet business straight away.\n\n1. You will have an Ultimate Job Security.\nMost of you won’t agree with me. You might have heard people saying that; “running an online business is too risky.” I totally disagree, when you’re running an online business, you’re actually training yourself how to do things on your own.Every day, you will try new things. You will fail in many, succeed in few. And in this whole process, you’re making yourself better and better. You’re actually training yourself to create an ultimate job security.When you’re selling products online,  finding freelance service clients or driving traffic to the ad-based sites, there are chances that you’ll be able to repeat this process again and again even when yours’ initial idea doesn’t work out at the first place.And in this whole process, you’ll bematured enough and you won’t fear to take chances and risks, whichI think is the ultimate job security.\n\n2. You can easily take Advantage of Technology in Setting up your OnlineBusiness.\nSetting up an online business has now become easier than ever. Gone are those days, when you need to spend the hefty amount of money in renting an office space or to waste your time meeting your employees personally.These are the things of a past, now technology can easily fill this gap. You can easily set up your online business, sitting at home and using the applications like,Skypefor video conferences,Slackfor instant messaging,Dropboxto share your files and there are many other applications which can be pretty helpful for setting up your online business.Moreover, if you are not good at maintaining your finances or you need to borrow cash, then you couldeasily take the help ofBusiness Loan Calculator, which can guide you through the transactions as well.I mean to say that, setting up an online business is no longer difficult, even if you’re not a techie.\n\n3. Because your Potential Customersare Present Online.\nFor running the successful business, you need to analyse where your potential customers are heading? If they are always available online, then why can’t your business go online?Millions of eye balls are rolling online, so should be your business. Nowadays, people don’t have enough time to look at the offline advertisements or hoardings, therefore, in order to survive, your business ought to follow those eye balls.You can take the help of various advertisement programmes of socialmedia like facebook, twitter or you may also use google AdWords to target your local customers via online medium.\n\n4. You will only work on the Projects You’re Passionate About.\nThis is really important. Doing internet business is possible only if you’repassionateenough about it.When you work only in the areas of your interest, then you will have huge success rate rather working onsomething else which isn’t of your interest.For you, it won’t be work anymore, because you will seem to enjoy everybit of it. And ultimately, building an online business would be fun for you.So doing things what you love is much more than doing any other thing in this world.\n\n5. You will have the Wider Network of Clients.\nTargeting online customers will enable you to access to a much wider pool of clients and buyers. When you’re doing an online business, you can target your customers globally which make your business not confined to the limited area.Business is all about growth and thinking about the different ways of expanding it. Going online, will ultimately give your business more exposure and you will have the wider network of clients which enables you to expand your business’s reach dramatically.\n\n6. You will be able to Explore your Interests.\nWhen you’re good at doing something, eventually you will be able to explore your interest even more. You will have more freedom towork according to your particular needs.Doing business online will give you more flexibility and you can pick yours’ most productive hours of the day because you won’t be confined to any set of schedule or amount of work.You will be able to travel and explorenew places by taking your work along with you because internet businesses are not confined to certain boundaries, it can be operated from anywhere and at any time.This will give you more space, flexibility and  leisure of doing work.What are other reasons that are compelling you to start your online business? \nLet us discuss in the comments below.",
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