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      "body": "Congratulations @verapeach4! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@verapeach4/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@verapeach4) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=verapeach4)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmQWnM36SWCPGn98nY83M1ArgweMz5fnovQEp2E4FiDdug/Wolfhart_header.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\">The Steem community has lost an epic member! Farewell @woflhart!</a></td></tr><tr><td><a href=\"https://steemit.com/steemtoolbar/@steemitboard/steemtoolbar-update-display-bug-fixed\"><img src=\"https://steemitimages.com/64x128/http://i.cubeupload.com/7CiQEO.png\"></a></td><td><a href=\"https://steemit.com/steemtoolbar/@steemitboard/steemtoolbar-update-display-bug-fixed\">SteemitBoard - Witness Update</a></td></tr><tr><td><a href=\"https://steemit.com/steem/@steemitboard/do-not-miss-the-coming-rocky-mountain-steem-meetup-and-get-a-new-community-badge\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmUphCGZFWgt6bJ1XTtunV7esnwy6bxnGqcLcHAV3NEqnQ/meetup-rocky-mountain.png\"></a></td><td><a href=\"https://steemit.com/steem/@steemitboard/do-not-miss-the-coming-rocky-mountain-steem-meetup-and-get-a-new-community-badge\">Do not miss the coming Rocky Mountain Steem Meetup and get a new community badge!</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "<h2><center>CAPVERTO AND BANKING</center></h2>\n<center> INTRODUCTION </center> \nThe crypto world is about to witness another financial breakthrough, through the banking concept being spearheaded by the Capverto project. It's very easy to wave aside the Capverto’s banking tag; but with the plenteous innovative ideas, vibrant team and the objective roadmap that comes with it, the viable banking hope of all crypto enthusiasts; banked and unbanked, has really come to stay. \n\n<center>![CAP thumbs up.png](https://cdn.steemitimages.com/DQmNVcqPYcijmXGuG7rFh4DAUrBU2xVqTNqVgT7JzDZeXJs/CAP%20thumbs%20up.png)</center>  \t\t\t\n<center>wow</center> \n\nThe banks that we know today were all at the helm of a centralized administration; securing people's valuables and finances, issuing credits at an interest, stimulating transfers between parties, delivering payroll functions; among other things. \n\nDespite how beneficial these services were meant to be; over 2 billion people globally, are yet to embrace banking. They attributed this stance to high and hidden cost of doing business, unreliable platforms, administrative inconsistencies, tedious documentation protocols, and multiple barriers to credits, etc. The issues raised, looks credible and in need of viable solutions or alternatives. Of these challenges, the Capverto project is of the conviction that they have the needed banking solution, on their palms. \n\nTo better optimize these claims, we’ll take a look at what banking is; the key details that made it unique, and how close Capverto has come to equaling or bettering it.\n\n<h2>BANKING AND THE BASIC FEATURES</center></h2>\n \n![Cap banking 2.png](https://cdn.steemitimages.com/DQmbdQW92LHFxu6pb7Uf9KxYCqLiDtLMAgwfw8Qd7szHR9x/Cap%20banking%202.png)\nBank\n\nBanking can be seen as an art of accepting money, safeguarding them (other valuables inclusive), and loaning them out at an interest. These basic functions have improved overtime, to include mobile banking, e-business solutions, e.g. credit cards, debit cards, ATM and POS machines, etc. In all of these; three things remains vital and central to the term; banking. They include;\n \n-\tTHE MONEY; which acts as the medium of exchange\n-\tTHE BANK ACCOUNTS; which uniquely identifies customer’s financial status with the bank; \n-\tTHE BANKING PLATFORM; on which the transactional exchanges, occur.\n\nIn other words, when we talk banking; we're no doubt involving an account, the money, the credits, the online businesses, and the functional platform; on which they are based. These transactions are basically carried out in fiats; with a recent possibility of cashing out cryptocurrencies, also in fiats.\n\nNote: For clarity sake; cryptocurrencies are digital or virtual currencies that use cryptography in regulating the generation of currencies and verification of fund transfers, in a decentralized manner. While Fiats appears central to the usual banking; the CAP utility token, i.e. a cryptocurrency, forms the core of the Capverto platform. With these explanations, let’s see how the Capverto project, fits in.\n\n<h2>CAPVERTO AND BANKING</center></h2>\nTo establish how well Capverto fares in respect to banking, we’re matching the capabilities, alongside; banking features.\n\nBank accounts\nWhile the Fiat money and the bank accounts appears so important to banking; the identities of the accounts are always well verified, to avoid losses owing to identity theft. This is a replica of what Capverto project has been able to put in place.  Far from the wallet addresses that are prone to hacks and identity thefts; Capverto is tying theirs to the NUBAN/SWIFT online accounts, bringing it at par with the normal bank account. \nThe security of such accounts are further boosted with a unique KYC administration protocol that requires a 3 months utility bill and a valid means of identification; Anti money Laundering and Terrorism acts protocols, etc. To cap it all, a third party identity manager will be hired, ensuring that names tied to the accounts were those of the real owners. With these, this account innovation is said to be of a better value, as they will do well to nip the issue of identity theft in a bud, and still go the extra mile to curtail possible thefts through cyber-attacks. With the above measures and a backup cryptocurrency insurance feature; the account holders are rest assured that their valuables can never be compromised. These go to proof that the Capverto project will be running on safer account details, than what we have presently have.\n\nCurrency\nWhile banks operates basically on fiats; Capverto will be making good the promise of integrating the unbanked and the under banked into valuable banking services, by creating an easy conversion interface between cryptocurrencies and Fiats, via the fearsome exchange backed; “prepaid cards”. \n\nCredits\nOutside the mention of the use of prepaid cards and cryptocurrencies, via which the unbanked and the under banked, gets involved with others in doing financially based transactions, Capverto offers the best lending services, as can be seen with the Peer to Peer lending feature, discussed herein: https://steemit.com/cryptocurrency/@verapeach/a-token-of-immense-value-cap. \nWith this feature, there wouldn’t be those hassles about the tedious transaction histories, hefty collaterals, boring documentations, etc.\n\nOnline/Mobile Banking\n \n![cap banking.png](https://cdn.steemitimages.com/DQmVBm8Hgs66hMQnXXezZHHCRB6uo6WMyEtStC1K7uSjHyA/cap%20banking.png)\n\nCryptocurrencies on itself; is digital. This implies that over 98% of crypto dealings reflecting banking were online based. The normal banking can only play a catch up game in this regard.\n \nBureau De Change\n As if that wasn’t enough, just as some banks may offer bureau de change services between FIATS; Capverto exchange offers unique and robust exchange services; to and fro cryptocurrencies and fiats.\n\nBusiness Orientation\nWhile banks can only boast of sketchy interest rates on term deposits, Capverto is offering money making opportunity, through its copy trading feature, that guarantees even the newbies, an appreciable opportunity of making it in the crypto world. With this, the other features partly discussed in here; and the technicalities on which the CAP (Capverto primary token) token has been modeled, etc., i see a banking solution that reflects every inch, a value to the common man; banked and unbanked\n\n<h2>WHAT NEXT</center></h2>\nThe distribution of these benefits can be felt much faster, with active participation at the ongoing ICO; aimed at raising USD 414, 727, 500, through the sale of 171,375,000 CAP tokens at $2.42 each. The faster the hard-cap is reached, the faster the deployment comes.\n\n<h2>HOW LONG BEFORE WE HAVE A FEEL OF THIS PROJECT?</center></h2>\n\n![Capverto roadmap.png](https://cdn.steemitimages.com/DQmWTx2GF2dBhmp8x1KtJcvBMYsNitvSHFpPEARf1GyaKnv/Capverto%20roadmap.png)\n \nThe timeline for delivering this value is contained, as scheduled on the roadmap above. \n\n\n<h2>THE TEAM BEHIND THE PROJECT</center></h2>\n\n![CAP TEAM A.png](https://cdn.steemitimages.com/DQmXzRcejD3sqd93zibaQVkzmx2ahhxyst8tTAuf4kZ7brc/CAP%20TEAM%20A.png)\n![CAP TEAM B.png](https://cdn.steemitimages.com/DQmeko5oAA1yU4GH5bfHzhzeJ5VuNSnxkyEgftShPPcBKkE/CAP%20TEAM%20B.png)\n  \nBehind every successful project, there'll always be a great team. The Capverto project is not an exception in this regard. This is why I did introduce the faces of the amiable and vibrant team of the Capverto brand, as contained above.\nGet involved, and be a part of this cryptocurrency history about been made.\nCapverto, an innovative ICO for the unbanked!\n\n\nThanks\nbigchuks\nhttps://bitcointalk.org/index.php?action=profile;u=2267829\n0xbb690AdB97B18328780685a52226c0a64Ea50ebF\n\n\n\n\n\n<h2><center>REFERENCES</center></h2>\nWebsite:                   https://capverto.com/landing\nWhitepaper:           https://capverto.com/landing#whitePaper\nTelegram:               https://web.telegram.org/#/im?p=@CAPVERTOOFFICAL\nMedium:                 https://medium.com/capverto\nBitcointalk ANN:  https://bitcointalk.org/index.php?topic=2042235.0",
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      "body": "Thanks dear, i feel elated",
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      "body": "Awesome and well composed project,\nWell written article,\nAn investment hub for intelligent investors.\nI think you did a nice job here.... keep it up",
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      "body": "Thank you Vera,\ni appreciate your taking out your time to check up the article.\nHope you're getting hold the opportunity to invest in the platform?",
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      "body": "These explanations are more like been very detail oriented.\nYou're really adding values to projects.",
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      "body": "lol,\nwell desewrved Karl, \nkeep it up!",
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      "body": "wow!\nwhat a nice and encouraging epistle coming from you dear. Am encouraged and willing to go the extra mile.\nThanks for the resteem!",
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      "author": "verapeach4",
      "body": "I hhave checked out some stuff written on this project and i think am cool with this.\n\nWill gladly watch out for the upcoming articles, but am pretty cool with this and retweeting it right away.\nThanks!",
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      "author": "verapeach4",
      "body": "Lovely article, the value explained here is really huge.\nI see many organisations exploring this virgin industry soonest.\nWill they expose the the program used in building this technology?",
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      "author": "karlblaise",
      "body": "The goal of every business is to make profits and as well ensure that investors interests were duly protected.  So; it has to be a win win situation. \nFor your question; i'll suggest you interact with the organisation in respect to your fears.",
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      "author": "verapeach4",
      "body": "This looks more detailed than most articles i've seen on this platform.\nNice one dude.\nCuraizon seems like a conservative organisation, hope they get liberal to aid investors goals",
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      "author": "karlblaise",
      "body": "yes Vera, it was only a clue. Though it seems simple but has proven very reliable for me. \nIt can be applied in every project and has saved me from an ICO that turned out to be a fraud.",
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      "author": "verapeach4",
      "body": "Hey, this looks so simple, but with great insights.\nHope it can be used in other projects or is it restricted for Curaizon?",
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      "author": "karlblaise",
      "body": "Your comment is well appreciated.\nKazie just asked his own bit of question; waiting to entertain yours.",
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      "author": "verapeach4",
      "body": "Nice interaction between Yourself and Kazie.\nI was more interested in the economic value and with the insights gathered thus far, i see this selling like hot fire.\nNice article you've got here as ever",
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      "author": "verapeach4",
      "body": "Going through this project, i can picture a project in the class of Facebook, Google, etc. \nLovely project, Nice article.\nI already bought into it.",
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      "author": "karlblaise",
      "body": "Thanks so much Vera,\ni really feel encouraged each time you check up on me with those thumb ups.\nMany thanks",
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      "body": "I think this is the actual piece am looking for.\nNice job Karl.\n\nThanks",
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      "body": "I think the article is a very good one. Will see what the white paper has to offer",
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      "body": "Wow bro, what dyou think about the project?",
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