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      "body": "Mumbai: Jio Payments Bank, a 70:30 joint venture between Mukesh Ambani-owned Reliance Industries Ltd (RIL) and State Bank of India (SBI), will begin operations in December, three people aware of the plans said.\n\n\n \n“The payments bank was expected to launch its operations in October. The launch got delayed as the RBI had asked them (Jio Payments Bank) to demonstrate its capabilities to ensure it is ready for a glitch-free launch. The launch will now be in December,” said the first of the three persons cited above on condition of anonymity.\n\nThe payments bank had initially planned its launch to coincide with the delivery of its 4G-enabled Jio Phone in October. The delivery of Jio Phones has already started.\n\n“The RBI wanted to be sure that the payments bank is fully compliant with all the regulations and is able to service its customers efficiently. The demonstrations are being made to assure the regulator that the standards of customer service will be sustainably maintained,” a Jio official said on condition of anonymity. Spokespersons of SBI and RIL did not respond to e-mails seeking details.\n\n\n \nSBI will be leveraging Reliance Jio’s network to reach the last-mile customers.\n\n“For SBI, Jio Payments Bank will operate as a business correspondent. SBI will have immediate access to Jio customers in unbanked rural areas,” the first person said. So far, over six million Jio Phones have been booked, allowing users to link the device for UPI-based payments and other banking transactions.\n\nA Press Trust of India report dated 22 September stated that deliveries of the low-cost 4G handsets will begin in rural areas and small towns, before urban centres.\n\n“The chairman (Mukesh Ambani) had said that the Reliance Jio Phone will bridge the digital divide between rural and urban India. Therefore, delivery of Jio Phone will start this Sunday (24 September) in rural areas and small towns,” the PTI report said, quoting an unnamed channel partner of Reliance Jio Infocomm Ltd.\n\n\n \nIn turn, Reliance Jio will also be able to expand its customer base through SBI.\n\nThe third person mentioned above said that banking is not the main focus of Reliance Jio.\n\n“Launching a payments bank will also help Jio in reaching out to new customers,” he said.\n\nSBI had a customer base of 420 million as of 1 April. Having started its operations in September last year, Reliance Jio had about 129 million customers as of 31 August, according to a report by Cellular Operators Association of India (COAI).\n\nThe firm received in-principle approval from RBI to launch a payments bank in August 2015.\n\nEven as non-cash retail payments growth has decelerated from the highs it touched during the demonetization phase, the volume of digital transactions continues to show an upward trend.\n\n“Non-cash payments are rising faster in volume than value terms, implying that the shift to digitisation is happening largely in the lower ticket transactions,” Ashutosh Datar, vice-president at IIFL Institutional Equities Ltd said. As per RBI guidelines released in October 2016, the central bank allows payments banks to engage with group entities at an arm’s length to operate as business correspondents.\n\nEmployees of the group entity can also conduct banking activities, provided the payments bank remains responsible for the services offered",
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      "body": "![potassium-rich-avocado.jpg](https://steemitimages.com/DQmPYVd6nqWsnfveZDEjhYYBdxR1nmZJtLKAocpV3ELMHhT/potassium-rich-avocado.jpg)\n\nAvocados are one of the food items that are rich in potassium. Consuming a high-potassium diet could possibly prevent arterial hardening that could lead to heart disease. (Photo : Juraj Varga | Pixabay)\nScientists find that high-potassium foods protect the arteries against hardening or calcification. Such beneficial food items include avocados and bananas.\n\nBeneficial Trend\nIt's undeniable that avocados are in trend of late. In fact, earlier this year, health practitioners warned avocado lovers of a condition called avocado hand where individuals sustain hand injuries from improperly preparing the fruit. A new research finds that the trending avocados as well as other high-potassium food items may be entirely beneficial to the heart.\n\nResearchers at the University of Alabama at Birmingham found that increased potassium consumption actually protects against vascular calcification and aortic stiffness, or the hardening of the heart's arteries.\n\nHigh-Potassium Diet For Flexible Arteries\nTo gather their findings, scientists used apoliprotein E-deficient mice or mice that are prone to cardiovascular disease when fed with a high-fat diet. What researchers did was feed the said mice with high, normal, and low-potassium diets.\n\n\nResults show that the mice fed with low-potassium diets yielded significant vascular calcification and increased aortal stiffening compared with the mice fed with normal-potassium diets. On the other hand, the mice fed with high-potassium diets showed significantly inhibited vascular calcification and aortal stiffness.\n\nEssentially, the mice fed with low-potassium diets had harder arteries, while mice fed with high-potassium diets had more flexible arteries.\n\nWhy Is This Important?\nA Cardiovascular Health Study of over 4,000 men and women showed that 79.9 percent of individuals aged 65 or older develop arterial calcification, a predictor of cardiovascular events. Heart disease is the leading cause of death for both men and women in the United States, and about 610,000 people die from it every year.\n\n\nThe results of the study show that increasing or even maintaining a healthy amount of potassium in regular diets could play important roles in preventing vascular complications. Further, it could prove useful in potential therapies and treatments for arterial treatments and atherosclerotic vascular calcification.\n\nThe study has been published in JCI Insight.\n\nHigh-Potassium Foods\nPerhaps the first food items that come to mind when talking about potassium are bananas, which approximately have 425 mg of potassium per serving. Avocado also comes to mind as it, too, has a significant amount of potassium per serving.\n\n\nHowever, there are many other food items you may want to enjoy and which can give you the health benefits of potassium and more. You could choose to eat artichokes or snack on seedless raisins if you want to, as they have 345 mg and 270 mg of potassium respectively, or you could drink a glass of fat-free milk which could give you 350 mg of potassium. Baked potato could also provide you with high amounts of potassium as one serving boasts 925 mg of potassium.",
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      "title": "Some words on digital currancey bitcoin",
      "body": "Bitcoin is a worldwide cryptocurrency and digital payment system[13]:3 called the first decentralized digital currency, since the system works without a central repository or single administrator.[13]:1[14] It was invented by an unknown programmer, or a group of programmers, under the name Satoshi Nakamoto[15] and released as open-source software in 2009.[16] The system is peer-to-peer, and transactions take place between users directly, without an intermediary.[13]:4 These transactions are verified by network nodes and recorded in a public distributed ledger called a blockchain.",
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      "body": "i am not a robot.  just new here...but ive been to india and if your info is true...i would definitely buy some Lakshmi coins when they are available.   LAK or LASH...he he.",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttp://www.rediff.com/business/report/india-mulls-bitcoin-may-call-it-lakshmi/20170916.htm",
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      "title": "Indian Govt considering its own cryptocurrency laxmi",
      "body": "The Central government is considering a proposal to introduce its cryptocurrency similar to Bitcoin.\n\nSources close to the development said that the proposal was discussed by a committee of government officials, and the panel found the idea of setting up and running blockchain for financial services useful.\n\nWhenever the decision is taken, the cryptocurrency will fall in the domain of the Reserve Bank of India (RBI) and some Acts such as the Currency Act might have to be amended. Hence, this will be a time-consuming process. \n\nSources also said the government might name its cryptocurrency “Lakshmi”. \n\nVaibhav Parikh, partner, Nishith Desai Associates, said: “I won't be surprised if the government comes up with its own cryptocurrency because banks are trying blockchain as a technology and to make blockchain work it would need some cryptocurrency. Since it doesn’t trust Bitcoin it may come up with their own currency.\" \n\nALSO READ: Bitcoin flourishes in India, despite China's cryptocurrency crackdown\n\nRunning a ledger-like blockchain cryptocurrency is required for settlement and the RBI and government officials have said that they are not comfortable with Bitcoin.\n\n\nChina, Russia, and Estonia are said to be considering having their own cryptocurrencies. \n\nA few days ago RBI Executive Director Sudarshan Sen had talked about the central bank’s discomfort with Bitcoin, which has recently come under intense global regulatory scrutiny. \n\nHe had also hinted at the need for India’s own cryptocurrency.",
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