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      "body": "<html>\n<p><strong>&nbsp;Introduction</strong></p>\n<p><a href=\"https://www.arcblock.io/\">ArcBlock</a> is poised to become the next generation blockchain. It is a revolutionary cloud-based ecosystem for creating decentralized applications that aims to solve current issues with blockchain technology, which includes: poor performance, high cost, complexity and lack of simplicity.</p>\n<p>ArcBlock also uses a ground-breaking <strong>Open Chain Access Protocol</strong> that enables connectivity over multiple blockchains, meaning your applications can work on different blockchains.</p>\n<p>Watch my video introduction on ArcBlock below:</p>\n<p><a href=\"https://youtu.be/ZwBWsOwVueA\">https://youtu.be/ZwBWsOwVueA</a></p>\n<p><strong>What is the next generation blockchain?</strong></p>\n<p>The next generation blockchain is the Blockchain 3.0.&nbsp;</p>\n<p>Bitcoin is blockchain 1.0 comprising mainly simple ledgers that records transactions. It can process about 7 transactions per second (TPS). Ethereum pioneered the blockchain 2.0, which in addition to recording transaction, uses smart contracts — that is self-executing contractual agreements, stored on the blockchain, which nobody controls and therefore everyone can trust, and currently supports around 15 TPS.</p>\n<p>But the Blockchain 3.0 led by ArcBlock is revolutionary. 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Users can simply access them from a web browser (no additional plugins required), or download a mobile app directly from an app store. Either way, the process is familiar. Also, ArcBlock aims to improve the developer experience.</p>\n<h4>Uses Open Chain Access Protocol that works with multiple blockchains</h4>\n<p>The ArcBlock’s Open Chain Access Protocol enables application to work on different blockchains. There’s no need to try to adopt business logic to work with multiple chain technologies. ArcBlock’s inbuilt Chain Adapters that are built by the community and encouraged by the incentive mechanism, will enable ArcBlock to support many blockchain protocols.</p>\n<h4>Open source and open&nbsp;standard</h4>\n<p>ArcBlock is built with an open standard and open source philosophy. This means that its continuous development is driven by the community via an incentive system, not just a central development office. It is built for the application developer’s wants and needs. 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      "body": "<html>\n<h1>What is Crypterium?&nbsp;</h1>\n<p><a href=\"https://crypterium.io/\">Crypterium</a> is a Cryptobank: a new kind of bank that provides normal banking services with cryptoassets like cryptocurrencies and tokens rather than our everyday money.</p>\n<p><a href=\"https://crypterium.io/\">Crypterium</a> Cryptobank is developing a mobile technology that will enable customers to use cryptocurrencies to pay for fiat based goods via a mobile App without transaction limits and with low commission on any of the world’s existing 42 million payment terminals and many internet stores and payment points.</p>\n<p><a href=\"https://crypterium.io/\">Crypterium</a> Cryptobank will be made available for download on the IOS and android marketplace and ready-to-use on mobile devices. 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And since the CRPT tokens will be used to feed the payment system, the demand for it will be huge, thus driving up its value.</p>\n<h2>3. Payment Gateway Integrated With Third-Party Payment Services Like Paypal Eliminates The Need For Exchanges</h2>\n<p>Crypterium contactless solution can be integrated with payment services like Paypal and Alipay, thus eliminating the need for exchanges (with the attendant exchange fees) when paying for goods and services with cryptocurrencies. This will further push up the popularity of this service and create higher demand for its tokens — CRPT.</p>\n<h2>4. Loyalty Reward Scheme Paid In&nbsp;CRPT</h2>\n<p>Up to 30% of Crypterium’s transactional income will be applied to a Monthly Loyalty Program which will be used to reward users in order to stimulate users to make more transactions via Crypterium and also to encourage active users. Loyalty rewards are made in CRPT tokens, which are purchased by Crypterium from exchanges. This will further drive CRPT’s demand and value.</p>\n<h2>5. Scarcity Of CRPT Tokens Will Drive Value&nbsp;Upwards</h2>\n<p>CRPT tokens will get burned as gas during payment transaction as described above. Also, during the ICO, all unsold and unallocated tokens will bе destroyed and additional release оf tokens will not be possible. This scenario will ensure higher values for CRPT tokens at all times as demands increase and tokens’ supply reduces.</p>\n<h2>6. Crypterium Is Powered By A Large Experienced Team And Ranked In The Top 50 Digital Banks By Financial IT In&nbsp;2017</h2>\n<p>Crypterium is <a href=\"https://financialit.net/sites/default/files/top50_digital_banks.pdf\"><em>ranked 37th</em></a> place among top 50 most promising digital banks by Financial IT. This is a true testimony of the prowess and experience of its team and leadership. 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