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      "body": "![Novel-Anslem-Cover-Toffer Wayne.jpg](https://steemitimages.com/DQmV6JtWLUPW51WKLMjdKKpSx7GSv4DtfTZVE5EoBYmCcMk/Novel-Anslem-Cover-Toffer%20Wayne.jpg)\n\n_Page 12_\n\n_By: Toffer Wayne_\n\nLayne- A few weeks passed with no further sightings of my mysterious roller blader. The summer beat on, one day upon the last like a warm tide; until a day in mid July which saw the staff of the Bernard Shaw Festival meet as one at Navy Hall for a BBQ, group photo, and evening fireworks spectacular. When I arrived I saw the hall, a grey limestone structure, framed with red doorways, and railings circa 1812. The stone shone with a yellow hue from the setting sun, which crested above the large hill adjacent to the river, on which stands Fort George. At the summit of the hill, clearly visible, flew a large Union Jack, it's blue and red brimming against the yellow and purple sky.   \n\nLayne- Then as my eyes panned down from this amazing vista, I caught a glimpse of the most beautiful woman I would ever see. Steph, was walking down the hill with a few friends in tow. Her blonde hair, framed her face this time ... she wore a pink shear tank top, with black pleated pants, and black high heels. The sun and sky accented her perfectly, and as if in a dream faint wisps of willow germinated through the air. I lied to you earlier ... I know what it's like to fall in love at first sight ... because it happened to me from these first encounters with her. But I have to admit, this memory is as painful to me as it is glorious; for once you have seen such perfection, life's mediocrity stings all the more severely. \n\nSteph- \"Mr. Strongfort ... I'm pleased to see you again.\" She smiled as she introduced herself. \"My father has told me about this young man that just started working for him at the Festival ... he's very impressed with you, should I be too?\" \n\nLayne- \"Call me Layne, your dad calls me Mr. Strongfort. So your Mr. St. Analise's daughter? We ran into each other once if you remember ...\".\n\nSteph- \"Yes I'm his Steph. Of course I remember, it's hard to forget a guy eye fucking you on the street like you did that day ...\". \n\nLayne- My mouth must've opened wide, dumbfounded by her bluntness. \"Well ... yessss ... I mean .... You're beautiful, I want to take you out tonight.\" Somehow I found the strength - or was it her wit that tore down my facade - to ask her out. \n\nSteph- \"I'm 15. You're a senior right? We'll have to see what my father thinks.\" \"But yes I'll go out with you :) \".",
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      "body": "![Novel-Anslem-Cover-Toffer Wayne.jpg](https://steemitimages.com/DQmV6JtWLUPW51WKLMjdKKpSx7GSv4DtfTZVE5EoBYmCcMk/Novel-Anslem-Cover-Toffer%20Wayne.jpg)\n\n# Anslem\n\n## Chapter 2 \n_Page 11_\n\n_By: Toffer Wayne_\n\nLayne- When I think of my youth, I always picture Niagara-on-the-Lake; with its peach orchards, wineries, and bourgeoisie tourist impressionism. I didn't live there - we weren't rich enough - but in my heart it was my home. Instead we lived next door in St. Catharine's or \"St. Kitts\", a working class blue-collar town, whose only accomplishment was successfully building then losing four General Motors plants. When I was 14 I would routinely ride my bike to NOTL to experience the white collar culture ... the flood of tourists on the main street ... and look in awe at the mansions that bound the farms. From those earliest days my heart was captivated and would always remain so. \n\nLayne- It was amongst this milieu that I met her. It was 1997 and I was 18. My father, Ronan, had offered to pay for the insurance and registration for a used sedan, if only I could find $7000 to pay half the purchase price. In my teenage panic I knew this was my main task for the summer, if I ever hoped to get laid or kiss a girl. When one day I noticed an ad for a Shaw Festival usher within the Weekly Standard, I jumped at the chance, and was lucky enough to be hired.  The job was in NOTL and I couldn't have been happier.  \n\nLayne- On my first day I decided to park across town and walk to work, about 2 kilometres. It was a beautiful summer day, with the smell of flowers and blossoms in the air.  On my left lay the Niagara river, with its deep blue waters emptying into Lake Ontario.  I stood and stared, for a moment at Fort Niagara across the divide, and reflected on the distance between all of us. It was then that a girl cut across my view, right in front of me on roller blades.  She saw my stare, and kept eye contact, as she pivoted on one foot, with a backward crossover - a pavement ballerina.  She couldn't be more than 14 or 15, with honey blonde hair in a pony tail, piercing blue eyes, and tight spandex shorts and sports bra top.  She drifted gently backwards as we kept eye contact, under the bows of ancient trees that lined the boulevard. Finally she came to a stop, about a dozen paces from me, and smiled the most wicked smile I had ever seen; however, she disappeared as quickly as she came ...  her fit frame skating away into the subdivision. \n\nLayne- And with that it should have ended, a casual encounter of no significance ... but I couldn't stop thinking about her.  For the rest of that day at my new job I thought back on this mysterious young blonde that had almost run me over.  Who was she? Did she live in Niagara or was she a tourist? She must be a tourist - best to put her out of my mind. But I couldn't .. there was something in that encounter that stuck in my mind, I knew I would see her again somehow, somewhere.",
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      "body": "[![](http://img.youtube.com/vi/oj63ypIYAbI/0.jpg)](http://www.youtube.com/watch?v=oj63ypIYAbI \"Tether Bitfinex FOMO vs FUD | Which Crypto Exchanges can you trust?\")\n\nCoinDesk- [Too Big to Fail? Tether Might Still Be Crypto's Ticking Time Bomb](https://www.coindesk.com/big-fail-tether-might-still-cryptos-ticking-time-bomb/)\n\n**Toffer Wayne's comments**\n\nAnother article has appeared, linked above, which is banging the drum about the systemic risks that #Tether USDT poses to the #crypto markets. This is far from the first article on this subject, and won't be the last, until Tether does have a substantial sell-off or another major event occurs like in 2008.  Within my #youtube videos on #Tether I discuss the existential risk that USDT poses to the markets, similar to the insurance firms, banks, and investment houses that were labelled \"too big to fail\" in 2008 during the early days of the Great Recession.  \n\n>But the company's online critics have long alleged that Tether, which has close ties to the crypto exchange Bitfinex, has been issuing more USDT than it has dollars in the bank, in order to drive up the price of bitcoin.\n\n>That's a problem for investors because tether is rare among cryptocurrencies in that it carries counterparty risk - in other words, the possibility one party to a contract may not fulfill its end of the bargain. In Tether's case, the \"obligation\" is redeeming USDT tokens for dollars.\n\nBut why is #USDT such a risk, simply put it is the main source of liquidity within crypto exchanges outside the United States; this is seen within the extreme amount of volume that #Tether trades on the average day.  I have always found it curious that its volume often exceeds its market cap, showing it has high velocity within the market - i.e. very few users if anyone #HODLs #Tether. \n\n>\"Tether is the only 'cryptocurrency' with trading volume that regularly exceeds that of its market cap. This means the entire Tether supply changes hands regularly, sometimes more than once a day. ... This is important to know because it tells us that Tether is used for trading A LOT. It's one of the main sources of liquidity in the cryptomarkets.\"\n\n>\"Liquidity is the lifeblood of a market. It's what makes prices stable and seamless trading possible. The consequences could be far-reaching. What happens if Tether does turn out to be shaky? ... What if this large source of liquidity suddenly evaporates?\"\n\nHow will this all end?? In the words of Warren Buffet I think very badly, but it might take several more months for the bleeding to begin, and the systemic risk to become a reality.",
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      "body": "https://themerkle.com/wp-content/uploads/2014/12/paypal-bitcoin-question.jpg\n\nCoinDesk- [PayPal Is Seeking Faster Crypto Payments Tech](https://www.coindesk.com/paypal-eyes-instant-crypto-payments-tech/)\nU.S. Patent Application- [EXPEDITED VIRTUAL CURRENCY TRANSACTION SYSTEM ](http://appft.uspto.gov/netacgi/nph-Parser?Sect1=PTO2&Sect2=HITOFF&u=%2Fnetahtml%2FPTO%2Fsearch-adv.html&r=1&p=1&f=G&l=50&d=PG01&S1=20180060860.PGNR.&OS=dn/20180060860&RS=DN/20180060860)\n\n**Toffer Wayne's Comments\n\nExchange hacks, Wallet thefts, outright Twitter crypto scams, ... Paypal figures why not turn into the wind instead of fighting it by proposing that a new crypto payment method should dispense with coin transfers and just transfer ownership of the private keys.  I'll give them points for imagination, but this completely non-battle or market tested idea has some pretty obvious flaws.\n\n>An application for an \"Expedited Virtual Currency Transaction System\" published on March 1 by the U.S. Patent and Trademark Office (USPTO) details a method by which private keys - the strings of numbers and letters used to transact or otherwise control one's cryptocurrency holdings - are swapped from a buyer to a seller behind the scenes.\n\nI'm still digesting the patent application as it's written in lawyer speak; but for now I'll post the abstract below.  In short it seems they propose to create \"secondary\" wallets that will have new private keys spun up for each unique transaction. These new private keys are then securely transfered probably by email or a website to another user as payment.  Clearly there are some issues with this plan, that might have solutions, but early thoughts include counter-party risk (what if the wallet is empty), and key theft (the original owner has the private key as well).  The new owner of the currency would have to immediately transfer the funds to a 3rd wallet to avoid theft, but that is a risk. \n\n>Expedited virtual currency transactions are provided by identifying a first user primary wallet associated with a virtual currency and including a first user primary wallet private key. First user secondary wallets are created that each include a respective first user secondary wallet private key, and a respective virtual currency transaction is performed using the first user primary wallet private key to transfer predefined amounts of the virtual currency from the first user primary wallet to each of the first user secondary wallets such that first user secondary wallets are provided with different predefined amounts of the virtual currency. Subsequently, an instruction is received to transfer a payment amount to a second user, and the second user is allocated a subset of the first user secondary wallet private keys included in respective first user secondary wallets that are associated with predefined amounts of the virtual currency that equal the payment amount.",
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