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      "body": "![](https://cdn.steemitimages.com/DQmQoAMQAybWS8bNRYAFrgUf1vwzZaNacjJCiEoxwYM7YYa/image.png)\n\n\nDo you know that the present method of online payment came as a huge advanced innovation? But at some point, the once new payment or advanced technological improvement became old and no more efficient to satisfy the need of their users. Hence the need for a top-notch payment platform like #xcard by mobilum. \n\nThe hindrance faced by a majority of cryptocurrency payment platforms which has hindered the fulfillment of their road map is the inability to find reliable and strong business partners and to be able to relate their method of payment and connect it with the existing payment methods and machinery. These have made it difficult for them to realize their dreams of providing solutions to a global payment system.\n\nThe financial sector has been the most used sector by humans, before the introduction of electronic commerce (e-commerce) our fathers used different conventional methods when buying and selling. Once upon a time cowrie were FIAT for most African countries before the British colonization centuries ago. \n\nEver since there has been a lot of advancement in that area, we've grown to the era of convenience. From the comfort of one's sofa in Nigeria, he could buy furniture, cosmetics, electronics, automobiles and so much more from Canada, all these can be done in just a simple few clicks. \n\n\n__How will you feel if I tell you that there is a cross-chain exchange that makes it possible for users to exchange, swap, trade, send, receive & convert digital assets, local currency with cryptocurrencies between each other without third-party interference?__\n\n#xcard by mobilum was designed as a sophisticated yet simple, efficient, safe and effective payment gateway, it is an innovative idea that will change not just the payment system but the crypto world in general. Being able to use Xcard payment platform to transact cryptocurrencies including ETH, BTC, XRP and over 150 digital assets more, these digital assets can be converted instantaneously into local currencies (government issues currency.). \n\nUsers can use any digital assets to purchase merchandise in any online shop integrated with Xcard by mobilum. Offline shops are not left out too, they will also have the opportunity to be benefactors of this invention. Users can use their #xcard by mobilum automated teller machine (ATM) cards to purchase merchandise with Point of Sales (POS) machines or Scan to Pay Applications. \n\n![](https://cdn.steemitimages.com/DQmSBr7vs7kV8JhtVvc2Rk65vkFaiU3UqNzVpN4euijTfV1/image.png)\n\n# __WHY XCARD BY MOBILUM__\nXcard by mobilum virtual wallet provides a powerful, in-demand service that helps users eradicate the stress spent on managing crypto assets and renders it transparent and trustless. This wallet platform is not just a wallet but also has a cross-chain atomic swap exchange and a decentralized order book that converts digital currency owned by a user to any digital asset of choice or their local currency for withdrawal. \n\nThe asset management wallet feature is built on the simplified payment verification consensus (SPV), this makes it possible for users to perform tasks such as; selecting which blockchain explorer to use, sending, receiving, trading, swapping digital assets to FIAT and vice versa, storing private keys in a securely encrypted environment.\n\n![](https://cdn.steemitimages.com/DQmSLofWNDByv7kJW4JqiZSXoBFeqAJfcLfPWynVTdsS3A1/image.png)\n\n>Exclusive features of #xcard by mobilum includes; \n♦ Instantaneous exchange from crypto to FIAT and from FIAT to crypto.\n♦ 150 FIAT Currencies.\n♦ Decentralized, fast, secure payment gateway.\n♦ Any liquid cryptocurrency or token.\n♦ Use of Smart Algorithm Wallet that supports a diverse range of digital assets.\n♦ Securities based on the blockchain technology.\n♦ Users can set transaction fees convenient for them.\n♦ Nonfungible tokens, and collectibles and their auctions.\n♦ User’s debit cards will be linked to their wallets to enable a swift and seamless transaction.\n♦ eCommerce payment services\n♦ No chargeback funds or reverted payments.\n♦ Peer to peer transfers, lending & recurring payments.\n♦ A convenient way to order goods online.\n\n![](https://cdn.steemitimages.com/DQmSLofWNDByv7kJW4JqiZSXoBFeqAJfcLfPWynVTdsS3A1/image.png)\n\n# __TOKEN ECONOMICS__\n__NAME__: MOBILUM\n__TICKER__: MBM\n__TYPE__: UTILITY\n__PROTOCOL__: ERC-20 COMPLIANT\n__MAXIMUM SUPPLY__: 640 MILLION MBM\n__CAP__ $5 MILLION\n\n\n# __FUNDS ALLOCATION__\n__LICENSE & LEGAL__: 5%\n__SALARIES__: 10%\n__PRODUCT DEVELOPMENT__: 10%\n__MARKETING__: 12%\n__BUSINESS DEVELOPMENT__: 10%\n__LIQUIDITY & COLLATERAL__: 20%\n\n\n# __TOKEN ALLOCATION__\n__BOUNTY__: 2.75%\n__LAUNCHPADSALE__: 9%\n__MARKETING__: 12%\n__TEAM__: 15.25%\n__LIQUIDITY POOL__: 17%\n__PARTNERSHIPS__: 19%\n__STRATEGIC RESERVE__: 25%\n\n\n\n# __XCARD CONTACT INFORMATION FOR LATEST NEWS & UPDATES__\n[![website.png](https://cdn.steemitimages.com/DQmapYur8jGQxnnaexWXxpkG7GsqqWQqc1c9s6MQiuG55hv/website.png)](http://xcard.io/)\n\n[![whitepaper.png](https://cdn.steemitimages.com/DQmSfCHWgLhadwJ9kwFe3RFN69Wis1T7JaXuNAS2FwCHzXv/whitepaper.png)](http://xcard.io/static/XCard-Whitepaper-21082019.pdf)\n\n[![telegram.png](https://cdn.steemitimages.com/DQmPnbjYGULVjTKkuxxLP6NVvKDL9KXLWWMooPymE8mx6iC/telegram.png)](https://t.me/mobilumcom)\n\n[![twitter.png](https://cdn.steemitimages.com/DQmbsRMAXUSQvEJQkRjfL2TAHxhY2efCEKTocH5qjTAKigx/twitter.png)](https://twitter.com/xcardbymobilum)\n\n[![facebook.png](https://cdn.steemitimages.com/DQmRXeaiVfpy8fs7K2AjbQ5Q7Y81hhGZwsq2W76J3uZL1t9/facebook.png)](http://www.facebook.com/mobilumcom/)\n\n[![reddit.png](https://cdn.steemitimages.com/DQmT1x69npfAiobiRQUvvjgKEL8yio3j5w4jSeJu9A72bo4/reddit.png)](https://www.reddit.com/r/xcardbymobilum/)\n\n[![medium.png](https://cdn.steemitimages.com/DQmeRpmScxgNRNWtszpfKQGAb5e2vqMqEbu5HF7ray9ep84/medium.png)](https://medium.com/mobilumcom)\n\n\n# __ARTICLE WRITTEN BY TIVERE AKPORODE__\n♦ __BITCOINTALK PROFILE: *[TIVERE](https://bitcointalk.org/index.php?action=profile;u=1834693)*__",
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