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      "body": "https://static.pexels.com/photos/39068/crocodile-eye-animal-nature-39068.jpeg\n\nOh honey, you're a wild one\nwith your blowfish blues\n\n(you have to pull it apart,\njust right\nor,\nyou could DIE!)\n\nyour baby blues, your underground Germans,\nand Irish ex-pat escapism plan\nto marry your friend\nbecause you and her\nfear the new president\n\neven though,\nit's really nothing more\nthan business as usual\nin Washington.\n\nHow do you do you do it?\n\n(What?)\n\nPunch an alligator,\nthe alligator punch?\n\nYou just take both hands,\nstart punching behind\nthe eyes,\n\n(she throws her hands\nwildly)\n\nAnd, that’s all\nyou gotta do,\n\nif you're an island child\nyou know this\n\n(god she was wild\nand cute)\n\n“I’m 28! Happy Birthday\nto me!”\n\nShe was a belly-dancer\nhad traveled with\na troupe,\n\nI’ve been nowhere\nwith\nmy unused\npassport pages\nshiny\nand new.\n\nI’m ashamed,\nthree years older and\nturning gray\nand I \nnever have done coke\nunderground\nwith Hanz and Franz.\n\nNein.\n\nBut, if I’m ever attacked by an\nalligator\n\nI know where to punch it.\n\nHowever,\n\nI'd probably kill myself\nand release the poison\nwith a blowfish\n\nA week earlier she was talking\nreally close\nand even then\nI was trying\nto figure out\n\nam I getting ready to\nstep on a blowfish?\n\nShe’s talking so close\nand\nI’m aching\ninside,\nfor just\na taste\nof \nsomething\nanything,\n\nit's okay,\n\nIt doesn't have to be\nreal.\n\nI think I just got high\non\nblowfish poison.",
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      "author": "elendilyemm",
      "body": "Love the article. \nOne of the things I've found as a bachelor (Canadian) however, is that eating out vs. cooking for myself is dam near even in cost (add up utilities, time, food). Depends a lot on your circumstance, but there are lots of ways to cut out our inefficiencies or wasteful spending habits.",
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      "body": "Six,\n\nturned their head up\n\nand drowned.\n\n(Really?)\n\nReally.\n\nWow, that’s wild.\n\nHe took another chaw\n\nof Beachnut,\n\nspat into\n\none of my recycled\n\nGatorade bottles,\n\nthe clock on the wall\n\nchirped\n\na new bird-song\n\na new hour had struck\n\ntime to pick and grin,\n\ntime for that\n\ntwang\n\nclaw-hammer style\n\ndowntown\n\nin\n\nwhat we called\n\njokingly\n\nthe big city.\n\nHe drove a truck too,\n\nin the war,\n\nW-W-II,\n\nwas a cook\n\nat some point,\n\n(wish I could\n\ntalk\n\nto him now)\n\nbest friend died beside him,\n\nblack guy,\n\n(always made me think\n\nof Bubba Gump,\n\nor\n\nvice-versa)\n\nHe taught me love\n\nwas love\n\nit didn't matter\n\nabout\n\nthe skin were in.\n\nBut,\n\nthe world doesn't get it,\n\nriots\n\nand greed,\n\nforgotten freedom,\n\noutlawed weed.\n\npeace, love, and harmony gone\n\nyet\n\nwe're all\n\nstanding with our\n\ndumb heads\n\nturned\n\nto the sky\n\nmouths open\n\nlike roosters in the rain,\n\nmore people\n\nshould've\n\nmet ‘im,\n\ntruly,\n\ngot to know ‘im,\n\nlearned to\n\nmake hay while\n\nthe sun shines\n\nand not be just another\n\ndamned\n\nyard-bird\n\ntoo stupid\n\nto shut it’s mouth.",
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      "body": "@@ -4078,16 +4078,31 @@\n over to \n+%5BInvestor.gov%5D(\n https://\n@@ -4197,16 +4197,18 @@\n lculator\n+) \n  and plu\n",
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      "author": "thatchuckslone",
      "body": "![pexels-photo-164474.jpeg](https://steemitimages.com/DQmUe4gqAKKsNpCXgyQ3MDqMn1wNr12Hogu8jm2WPEijUTM/pexels-photo-164474.jpeg)\n\nMoney, fiat or otherwise, is something we all need. It's a tool, but so many people seem to forget that. People far too often fall into mindsets of Have and Have-Not. But, what if we look to the past, to the times before we had any sort of currency outside of trading spices, previous metals, or a bartering system. Let's take it to the perspective of a frontiersman's point of view.\n\nYou're living on a farm, your family survives on what they can hunt, gather, and grow. People aren't sitting around and eating the seeds, because they know that their entire sustenance for the following year will be dependent upon the growth of those seeds into a crop which will nourish and support their way of life.\n\nToday, we're most often paid in fiat currencies. But, it's more difficult for people to realize their eating their \"seeds\" for future growth. People too often confuse luxury with necessity. \n\nWhat do we actually need to survive? \n\nFood, water, and shelter--those are the basics. However, most people living in first world countries would refuse to give up their transportation, their cellphone, their internet connection, their electricity, their television, their entertainment, and so many other things.\n\nToo often, people who have grown up in a first world country can't look around and see how their own lifestyle is affecting their future. Most people are all sitting around \"eating\" their \"seeds.\" Of course, their buying a $5 coffee in the morning that they believe they need to survive the workday, or a $2 soft drink to go with their $5 meal.\n\nI live in the United States, so I'm coming from the perspective of someone who lives and grew up in a first world country. I've been guilty of the same things that I'm calling others out for right now. Hell, I'm still guilty of it from time to time, but it's not lost on me that I'm gulping down potential \"seed money.\"\n\nThese are the thoughts that keep me up at night.\n\nLet's take what used to be an average Monday for me, I get up for work and I'm running late so I decide to stop at McDonald's and get a quick and easy breakfast--I'd probably pay $4-5 for a medium combo meal with a drink. Then, I may stop at the gas station to buy a soda or sports drink for $2-3 to get me through the workday, sometime around lunch then I'll take my break and go out for another meal at a fast food joint, another $6-7 for a medium lunchtime combo meal with a drink.\n\nDid I ever stop to think how much I had spent that day? I've already spent somewhere around $15. If I were making $10 an hour, then I've already spent 1.5hrs worth of my earned income for the day--more, once you consider that I'm not actually going to be paid for $10 an hour anyway once taxes are considered.\n\nIf you look at it post-tax, then I've actually just wasted almost 2.5hrs out of what is probably an 8hr workday to just pay for overpriced conveniences. Does this seem smart? No. Not at all. It's insane. Especially, once you consider that I'm probably looking at needing to make another $26 just to keep a roof over my head and pay the utility costs with minimal luxuries such as water, electricity, streaming television through an app, and basic internet.\n\nWe could all manage to live with less, but so many people fail to see it. We've all grown up and been accustomed to these luxuries, and many of our parents made better money than we do. We're trying to live as we always have, yet we can't seem to look around and see how much we're killing any potential future gain.\n\nIf we just take that $15/day that we're spending, multiply by 5 days per week, then we're looking at $75 per week or $300 per month. Go one step further, take the $300 and multiply by 12 months and we're looking at $3600 per year. Take that same figure, multiply by 10 years and you have $36,000!\n\nWhat if you instead took that $300 per month and invested the money into a retirement account earning 12% per  year (minus 2% for inflation)?\n\nHead over to https://www.investor.gov/additional-resources/free-financial-planning-tools/compound-interest-calculator and plug the numbers in and you'll end up with a figure of a little more than $57,000 in 10 years--now, that's not astronomical, but it's more than $36,000. AND, it's just from foregoing your overpriced breakfast, your soft drink/sports drink/tea, and an overpriced lunch!!\n\nWhat if you instead packed your lunch? What if you drank the more healthy option of water?\n\nTo take it even further, what if you could  cut your costs and increase your investments in other ways? What if you didn't have cable television? What if you didn't have your top-of-the-line smartphone? What if you biked to work rather than spent so much effort in keeping up a vehicle and paying for vehicle ownership?\n\nToo many luxuries have become standard. Too many people have forgot about the power of investment, the idea of letting your money work for you, and completely ignored the potential power of compounding interest.\n\nWe all sit around like a bunch of idiots selling or eating our seeds, rather than planting those seeds and waiting to reap the benefits of the harvest.",
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