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      "permlink": "steemitboard-notify-tanpham-20190625t172441000z",
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      "body": "Congratulations @tanpham! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@tanpham/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@tanpham) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=tanpham)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmQWnM36SWCPGn98nY83M1ArgweMz5fnovQEp2E4FiDdug/Wolfhart_header.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\">The Steem community has lost an epic member! Farewell @woflhart!</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Congratulations @tanpham! You have received a personal award!\n\n[![](https://steemitimages.com/70x70/http://steemitboard.com/@tanpham/birthday1.png)](http://steemitboard.com/@tanpham)  1 Year on Steemit\n<sub>_Click on the badge to view your Board of Honor._</sub>\n\n\n**Do not miss the [last post](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-iceland-vs-croatia) from @steemitboard!**\n\n---\n**Participate in the [SteemitBoard World Cup Contest](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-collect-badges-and-win-free-sbd)!**\nCollect World Cup badges and win free SBD\nSupport the Gold Sponsors of the contest: [@good-karma](https://v2.steemconnect.com/sign/account-witness-vote?witness=good-karma&approve=1) and [@lukestokes](https://v2.steemconnect.com/sign/account-witness-vote?witness=lukestokes.mhth&approve=1)\n\n---\n\n> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "permlink": "intro-ripple-the-second-biggest-cryptocurrency",
      "title": "Intro Ripple - The  Second Biggest Cryptocurrency",
      "body": "# What is Ripple ?\n\n## Ripple Components\n\nRipple is a payment network for banks and financial institutions that allows them to send and receive currency and settle transactions more quickly and more cheaply than their existing back-end systems.\n\nThere are three parts to Ripple:\n\n* Ripple Labs, the San Francisco-based parent company (originally called Opencoin), which has [raised nearly $100 million in funding](https://www.crunchbase.com/organization/ripple-labs) and is led by CEO Brad Garlinghouse.\n* RippleNet, the payment network, described above and now used by major partners like American Express.\n* XRP the token of the Ripple network. Ripple network need XRP in order to function.\n\n\n\n## XRP History Price Chart\n\nWhat you normal see on https://coinmarketcap.com/currencies/ripple/ is XRP price by time. XRP already have a huge 2017 year. At the beginning of 2017, one XRP was .01 cents, or one hundredth of one cent. At the end of December, one XRP is more than 2 dollar. Mean it up more than **20,000%** in 2017. It is really impressive.\n\n![2017-12-31_16-08-03.jpg](https://steemitimages.com/DQmQ4VPrWdgzyLuunqyeYGAgh3Geecbn5z36NBmi7bYafKz/2017-12-31_16-08-03.jpg)\n\nFor more about how XRP compare with Bitcoin and Ethereum, please go to https://ripple.com/xrp/\n\n\n\n# How Ripple Work ?\n\n![2017-12-31_16-27-05.jpg](https://steemitimages.com/DQmWT8Y7SN7iZw1A5kW7uKPvyiwX9ZCzgYd6Kvwv7GKL3CL/2017-12-31_16-27-05.jpg)\n\n\n\nRipple vision is for value to be exchanged as quickly as information. Although information moves around the world instantly, a single payment from one country to another is slow, expensive and unreliable. In the US, a typical international payment takes 3-5 days to settle, has an error rate of at least 5% and an average cost of 42 USD. Worldwide, there are 180 trillion USD worth of cross-border payments made every year, with a combined cost of more than USD1.7 trillion a year. This is a huge number.\n\nWith the Internet of Value, a value transaction such as a foreign currency payment, can happen instantly, just as how people have been sharing words, images and videos online for decades. And it’s not just money. The Internet of Value will enable the exchange of any asset that is of value to someone, including stocks, votes, frequent flyer points, securities, intellectual property, music, scientific discoveries, and more.\n\n\n\n\n\n\n\n# Why Invest to Ripple ?\n\n* Ripple solve the real, concreate problem. And it is really really huge problem. It reduce time and cost to do transfer money cross border.\n\n\n![2017-12-31_21-20-17.jpg](https://steemitimages.com/DQmUF7sKkrkhzNmbL6hPXV379DPr8RVDve1dst6zM9D5eGB/2017-12-31_21-20-17.jpg)\n\n\n\n* Big boy joined Ripple, and it usage proofed in reality.\n\n  * [Forty Seven Japanese Banks Move Towards Commercial Phase Using Ripple](https://ripple.com/insights/forty-seven-japanese-banks-move-towards-commercial-phase-using-ripple/)\n  * [US Federal Reserve test and approve Ripple](https://ripple.com/insights/federal-reserve-task-force-ripple-improves-speed-transparency-global-payments/)\n  * [Top Korean banks work with Japan bank consortium to modernize cross border payments](https://ripple.com/insights/top-korean-banks-work-japan-bank-consortium-modernize-cross-border-payments/)\n  * [American Express, Santander team up with Ripple for cross-border payments via blockchain](https://www.cnbc.com/2017/11/16/american-express-santander-team-up-with-ripple-on-blockchain-platform.html)\n\n  ​\n\n* The opportunity is very huge.  If Ripple only integrated with just Visa.\n\n![2017-12-31_21-14-38.jpg](https://steemitimages.com/DQmaN5YJ25yxF14DnfHtNNHS5dSzijWVh3gy5BBzci4FiGi/2017-12-31_21-14-38.jpg)\n\n\n\n# How to Buy and Sell XRP (Ripple Coin)?\n\nCurrently , [Bitstamp](https://www.bitstamp.net/) support for buy directly XRP from USD. So bellow 4 steps are good to buy XRP\n\n* Create account in Bitstamp\n* Verify your personal account (this process will take from 2 to 5 days)\n* Deposit USD to your account\n* Buy XRP\n\n\n\n# Ripple Long-Term Invest Strategy\n\n- Make sure  you do your own research. Do not invest on what you do not understand as Warren Buffett said. \n\n- Only go long, do not try to beat market at short. Why need to shell Ripple if more and more bank joining the network. Try to see how many percent of increate if you hold XRP for 1 year ?\n\n- Ready for every thing could happen.\n\n- When you will buy or sell one investment.\n\n  ​\n\n# Compare Ripple vs Bitcoin\n\n## Difference #1: Mining process\n\nBitcoins are created through mining by the users. Ripple creators have already created 100 billion Ripples for the release. Out of these 100 billion Ripples, 55 billion will be distributed to charitable organizations, users, and strategic partners.\n\n## Difference #2: Transaction speed\n\nThe Bitcoin Blockchain is requiring mining process. That is why Bitcoin transactions are usually taking longer to authorize than those of Ripple. In fact, Ripple transactions take just 4 seconds to authorize. Thus, Ripple transaction speed is faster than Bitcoin.\n\n## Difference #3: De/centralized exchange\n\nIn order to buy/sell Bitcoins, one has to utilize the centralized exchange, which can potentially crash. With Ripple, you can buy or sell XRP on its own secure network.\n\n## Difference #4: Transaction fee\n\nBear in mind, that each Ripple transaction has a fee, which is eventually being destroyed. Thos implies that the fee is not paid to anyone. Bitcoin, on the other hand, normally does not have any transaction fees.\n\n## Difference #5: Information tracking\n\nRipple is able to track information of any kind, such as account balance. On the contrary, Bitcoin network only tracks the movement of Bitcoins.\n\n# What Next ?\n\nSome place you could find out more information about Ripple from people really invested in Ripple.\n\nhttps://www.reddit.com/r/Ripple/\n\nhttps://www.reddit.com/r/CryptoCurrency/\n\nhttps://www.quora.com/topic/Ripple-payment-network\n\n\n\n#",
      "json_metadata": "{\"tags\":[\"cryptocurrency\",\"ripple\",\"steemit\",\"blockchain\"],\"image\":[\"https://steemitimages.com/DQmQ4VPrWdgzyLuunqyeYGAgh3Geecbn5z36NBmi7bYafKz/2017-12-31_16-08-03.jpg\",\"https://steemitimages.com/DQmWT8Y7SN7iZw1A5kW7uKPvyiwX9ZCzgYd6Kvwv7GKL3CL/2017-12-31_16-27-05.jpg\",\"https://steemitimages.com/DQmUF7sKkrkhzNmbL6hPXV379DPr8RVDve1dst6zM9D5eGB/2017-12-31_21-20-17.jpg\",\"https://steemitimages.com/DQmaN5YJ25yxF14DnfHtNNHS5dSzijWVh3gy5BBzci4FiGi/2017-12-31_21-14-38.jpg\"],\"links\":[\"https://www.crunchbase.com/organization/ripple-labs\",\"https://coinmarketcap.com/currencies/ripple/\",\"https://ripple.com/xrp/\",\"https://ripple.com/insights/forty-seven-japanese-banks-move-towards-commercial-phase-using-ripple/\",\"https://ripple.com/insights/federal-reserve-task-force-ripple-improves-speed-transparency-global-payments/\",\"https://ripple.com/insights/top-korean-banks-work-japan-bank-consortium-modernize-cross-border-payments/\",\"https://www.cnbc.com/2017/11/16/american-express-santander-team-up-with-ripple-on-blockchain-platform.html\",\"https://www.bitstamp.net/\",\"https://www.reddit.com/r/Ripple/\",\"https://www.reddit.com/r/CryptoCurrency/\",\"https://www.quora.com/topic/Ripple-payment-network\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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      "title": "Intro Monero - Most Privacy Cryptocurrency",
      "body": "![1_zCKBDuyuc5LlpJ_OjMo4vQ.jpeg](https://steemitimages.com/DQmVVQBHD4KrcVfJvcA5tSVW8DMzWUWCDwFyAg3NH2etJsY/1_zCKBDuyuc5LlpJ_OjMo4vQ.jpeg)\n\n# What is Monero ?\n\n\nMonero is called \"***the king of privacy or sleeping giant of cryptocurrency***\".\n\n- Monero official site https://getmonero.org/\n\n- Open source project on Github https://github.com/monero-project/monero\n\n- Market capital  https://coinmarketcap.com/currencies/monero/\n\n- Monero has a very low supply, it is around 15 millions\n\n- Transaction volume also quite small\n\n  ​\n\n# Why Monero ?\n\n## Why use cryptocurrencies at all?\n\nCryptocurrencies allow fast, inexpensive payments to and from anywhere in the world. There are no wire transfer or check clearing fees, no multi-day holding periods, and no risk of fraudulent chargebacks. Due to lack of centralized control, cryptocurrencies cannot be shut down by any one country. Cryptocurrencies are safe from ‘capital controls’, which are measures that restrict the flow of currencies, sometimes to an extreme degree during financial panics. \n\n\n\n[This Economist magazine article](http://www.economist.com/blogs/economist-explains/2015/06/economist-explains-21) describes how people in Greece were restricted to accessing only 60 Euros per day during their crisis – holders of cryptocurrencies were saved from this fate.\n\nWith very short notice, India [recently](http://www.bbc.co.uk/news/business-38807695) declared that 86% of all the cash in circulation would soon no longer be considered legal tender. The European Central Bank has announced it will be [phasing out](https://www.ecb.europa.eu/press/pr/date/2016/html/pr160504.en.html) the 500 Euro bank note, and Australia has proposed a ban on the $100 bill.\n\n\n\nAt the time of writing, Denmark, Japan, Sweden and Switzerland have implemented [negative interest rates](https://en.wikipedia.org/wiki/List_of_countries_by_central_bank_interest_rates), which means that if you hold their currencies in a bank account instead of as cash, the bank can charge you interest instead of paying you interest! \n\n\n\n## How can Monero compete with Bitcoin ?\n\n***Roger Ver, known as “Bitcoin Jesus” for his evangelical support of the currency during its early years… said his investment in Monero is “substantial” and his biggest in any virtual currency since bitcoin.***\n\nSource: [Bloomberg](https://www.bloomberg.com/news/articles/2016-08-29/new-digital-currency-spikes-after-giving-criminals-more-secrecy)\n\n### The most important thing : privacy\n\nThe most critical flaw in Bitcoin is its lack of privacy. If you give me your Bitcoin wallet address so that I can send you a payment, you immediately compromise your privacy. I can see as a matter of public record how much money you have in your Bitcoin wallet (there are messy workarounds to attempt to fix this problem, which we will address shortly). The same situation applies even if you are the one sending Bitcoin. Any recipient can then see how much money you have in your Bitcoin wallet, both now and in perpetuity. To understand how critical this privacy problem is, consider the following scenarios: \n\n### Monero’s superior mining algorithm\n\nBecause no special mining equipment is required, it means that it would be easy for anyone that downloads a Monero wallet to simply click a single button to start mining on their computer. \n\n### Monero’s ‘Adaptive block size limit’\n\nMonero, however, has been designed to have an automatically adaptive block size limit. This means it will automatically be able to handle future increases in transaction volume by automatically expanding the size of blocks to accomodate higher future transaction volumes.\n\n### An impressive integration of the ‘invisible internet project’ I2P layer into Monero is in development\n\nThis will add even greater privacy protections when transacting in Monero. I2P will protect you from passive network monitoring, so that not only are your payments untraceable, but people snooping the network cannot tell you are even using Monero at all.\n\n### The quality of the development and research team behind Monero and their design goals are seriously impressive\n\nThere are over 180 contributors to the Monero project. \n\nYou could see all contributors from Github here https://github.com/monero-project/monero/graphs/contributors. \n\n\n\n# Why Invest in Monero ?\n\n- First, it solve a huge problem : ***the finance privacy***\n- Second, it is better than ***bitcoin*** in every thing",
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      "permlink": "intro-ripple-the-second-biggest-cryptocurrency",
      "title": "Intro Ripple - The  Second Biggest Cryptocurrency",
      "body": "# What is Ripple ?\n\n## Ripple Components\n\nRipple is a payment network for banks and financial institutions that allows them to send and receive currency and settle transactions more quickly and more cheaply than their existing back-end systems.\n\nThere are three parts to Ripple:\n\n* Ripple Labs, the San Francisco-based parent company (originally called Opencoin), which has [raised nearly $100 million in funding](https://www.crunchbase.com/organization/ripple-labs) and is led by CEO Brad Garlinghouse.\n* RippleNet, the payment network, described above and now used by major partners like American Express.\n* XRP the token of the Ripple network. Ripple network need XRP in order to function.\n\n\n\n## XRP History Price Chart\n\nWhat you normal see on https://coinmarketcap.com/currencies/ripple/ is XRP price by time. XRP already have a huge 2017 year. At the beginning of 2017, one XRP was .01 cents, or one hundredth of one cent. At the end of December, one XRP is more than 2 dollar. Mean it up more than **20,000%** in 2017. It is really impressive.\n\n![2017-12-31_16-08-03.jpg](https://steemitimages.com/DQmQ4VPrWdgzyLuunqyeYGAgh3Geecbn5z36NBmi7bYafKz/2017-12-31_16-08-03.jpg)\n\nFor more about how XRP compare with Bitcoin and Ethereum, please go to https://ripple.com/xrp/\n\n\n\n# How Ripple Work ?\n\n![2017-12-31_16-27-05.jpg](https://steemitimages.com/DQmWT8Y7SN7iZw1A5kW7uKPvyiwX9ZCzgYd6Kvwv7GKL3CL/2017-12-31_16-27-05.jpg)\n\n\n\nRipple vision is for value to be exchanged as quickly as information. Although information moves around the world instantly, a single payment from one country to another is slow, expensive and unreliable. In the US, a typical international payment takes 3-5 days to settle, has an error rate of at least 5% and an average cost of 42 USD. Worldwide, there are 180 trillion USD worth of cross-border payments made every year, with a combined cost of more than USD1.7 trillion a year. This is a huge number.\n\nWith the Internet of Value, a value transaction such as a foreign currency payment, can happen instantly, just as how people have been sharing words, images and videos online for decades. And it’s not just money. The Internet of Value will enable the exchange of any asset that is of value to someone, including stocks, votes, frequent flyer points, securities, intellectual property, music, scientific discoveries, and more.\n\n\n\n\n\n\n\n# Why Invest to Ripple ?\n\n* Ripple solve the real, concreate problem. And it is really really huge problem. It reduce time and cost to do transfer money cross border.\n\n\n![2017-12-31_21-20-17.jpg](https://steemitimages.com/DQmUF7sKkrkhzNmbL6hPXV379DPr8RVDve1dst6zM9D5eGB/2017-12-31_21-20-17.jpg)\n\n\n\n* Big boy joined Ripple, and it usage proofed in reality.\n\n  * [Forty Seven Japanese Banks Move Towards Commercial Phase Using Ripple](https://ripple.com/insights/forty-seven-japanese-banks-move-towards-commercial-phase-using-ripple/)\n  * [US Federal Reserve test and approve Ripple](https://ripple.com/insights/federal-reserve-task-force-ripple-improves-speed-transparency-global-payments/)\n  * [Top Korean banks work with Japan bank consortium to modernize cross border payments](https://ripple.com/insights/top-korean-banks-work-japan-bank-consortium-modernize-cross-border-payments/)\n  * [American Express, Santander team up with Ripple for cross-border payments via blockchain](https://www.cnbc.com/2017/11/16/american-express-santander-team-up-with-ripple-on-blockchain-platform.html)\n\n  ​\n\n* The opportunity is very huge.  If Ripple only integrated with just Visa.\n\n![2017-12-31_21-14-38.jpg](https://steemitimages.com/DQmaN5YJ25yxF14DnfHtNNHS5dSzijWVh3gy5BBzci4FiGi/2017-12-31_21-14-38.jpg)\n\n\n\n# How to Buy and Sell XRP (Ripple Coin)?\n\nCurrently , [Bitstamp](https://www.bitstamp.net/) support for buy directly XRP from USD. So bellow 4 steps are good to buy XRP\n\n* Create account in Bitstamp\n* Verify your personal account (this process will take from 2 to 5 days)\n* Deposit USD to your account\n* Buy XRP\n\n\n\n# Ripple Long-Term Invest Strategy\n\n- Make sure  you do your own research. Do not invest on what you do not understand as Warren Buffett said. \n\n- Only go long, do not try to beat market at short. Why need to shell Ripple if more and more bank joining the network. Try to see how many percent of increate if you hold XRP for 1 year ?\n\n- Ready for every thing could happen.\n\n- When you will buy or sell one investment.\n\n  ​\n\n# Compare Ripple vs Bitcoin\n\n## Difference #1: Mining process\n\nBitcoins are created through mining by the users. Ripple creators have already created 100 billion Ripples for the release. Out of these 100 billion Ripples, 55 billion will be distributed to charitable organizations, users, and strategic partners.\n\n## Difference #2: Transaction speed\n\nThe Bitcoin Blockchain is requiring mining process. That is why Bitcoin transactions are usually taking longer to authorize than those of Ripple. In fact, Ripple transactions take just 4 seconds to authorize. Thus, Ripple transaction speed is faster than Bitcoin.\n\n## Difference #3: De/centralized exchange\n\nIn order to buy/sell Bitcoins, one has to utilize the centralized exchange, which can potentially crash. With Ripple, you can buy or sell XRP on its own secure network.\n\n## Difference #4: Transaction fee\n\nBear in mind, that each Ripple transaction has a fee, which is eventually being destroyed. Thos implies that the fee is not paid to anyone. Bitcoin, on the other hand, normally does not have any transaction fees.\n\n## Difference #5: Information tracking\n\nRipple is able to track information of any kind, such as account balance. On the contrary, Bitcoin network only tracks the movement of Bitcoins.\n\n# What Next ?\n\nSome place you could find out more information about Ripple from people really invested in Ripple.\n\nhttps://www.reddit.com/r/Ripple/\n\nhttps://www.reddit.com/r/CryptoCurrency/\n\nhttps://www.quora.com/topic/Ripple-payment-network\n\n\n\n#",
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