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      "body": "Congratulations @sjm24! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@sjm24/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@sjm24) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=sjm24)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest-commemorative-badge-refactored\"><img src=\"https://steemitimages.com/64x128/https://files.steempeak.com/file/steempeak/arcange/YqQV5Tbj-image.png\"></a></td><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest-commemorative-badge-refactored\">SteemFest⁴  commemorative badge refactored</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Hi there! Thanks for your remark :) Can you share it on your Twitter channel?",
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      "body": "@@ -1,8 +1,144 @@\n+!%5B22696325001_d41a58e88e_z.jpg%5D(https://steemitimages.com/DQmTbAeUqRMpbcwS3DUTe8zZ7AfikzSLoMD7y2V8kfWArw4/22696325001_d41a58e88e_z.jpg)%0A\n # Bitcoi\n",
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      "body": "# Bitcoin & Cryptocurrency in Malta?\n\nThe massive rise of interest in Bitcoin and Cryptocurrency in 2017 has not gone unnoticed in Malta - a tiny island in the middle of the Mediterranean. A country which is part of the EU, yet with rather Arab methodologies from a business perspective. \"Too expensive\", \"give me the cheapest you have\" and \"apply a discount or I go to your competitor\" are too common words one hears when doing B2B transactions. \n\nMost of the interest in Crypto is generated by the mentality of locals who want to become rich overnight, instead of building a sustainable business; and are looking for the next Bitcoin to make a pittance of investment hoping to become into a millionaire by the same evening. Many do not even understand, and probably not even interested in knowing, about how Crypto works and its use.\n\nNot a very positive introduction I must admit! However, this mentality is one of the main factors which is driving many upcoming skilled locals to leave the island, as well as a majority of expats who leave the island after 2 or 3 years from their arrival. I don't blame these expats, where they get the very common \"If you don't like it, go back to your country\" treatment.\n\n## Use of Crypto in Malta?\n\nWe are speaking about a country where eCommerce and Online Shopping is very limited to non-existant. There are three main reasons which are correlated to each other:\n\na. Corner Shops\nCorrect - most businesses can be classified as corner shops in Malta. They are usually family owned, and are not optimised to run properly. Usually, you get one person who covers multiple roles without actually possessing any accreditation or technical knowledge about the subject. They just operate through experience passed on by a friend or family member. The last thing they want on their plate is the maintenance of a website.\n\nb. 'Save a Cent' Mentality\nIn plain English, Maltese will climb mountains to save a cent. Lack of investment in infrastructure can be noticed at national level. This is within most businesses as well, where they try to save and cut on employees, get the cheapest website available and have the most basic of PoS or Stock Taking system available (if any at all!).\n\nc. Cut the Competition\nIn terms of price. If the opposite shop sells a pen 50 cents, I will sell it 49 cents. This combined with 'Save a Cent' mentality will attract the locals to my shop. So many shops don't want to put their prices in the open. You can even see it on Facebook Pages, where they post products without price. When you ask them for the Price through a comment, they simply answer \"PMd\". Sometimes you see like 100 comments the same. Why? *facepalm*\n\nd. Resistance to Change\nYep - many Maltese show a lot of resistance to change, especially when it comes to technology.\n\ne. Uncompetitive Prices\nA Macbook which costs about 1,400 Euro from UK including shipping, costs 1,800 Euro from Malta. So businesses actually need you to come to the shop to have a sweet talking sales person put the shiny product in your hand and lock your sale through interpersonal skills.\n\nOne can go on, but I think by now you get my gist ... There are also other factors:\n\n- People simply prefer to pick up the phone and call, rather than establishing contact through digital channels (such as email). And I don't blame them actually, since many businesses either do not bother to reply or take a long time to do so. Some even go to the extent to ask you to either go to the shop or to give them a call!\n\n- Many transactions are still done using paper money or cheques. Yes, cheques!\n\nThis goes to question how a country which forms Bank queues on a daily basis, rather than using Plastic Money or Automated ATMs, can even be expected to transition to Digital Currency!\n\n## Maltese Government & Crypto\n\nThere is mixed signals coming from different Govt institutions. Whilst that the Prime Minister is in favour of integrating Digital Currency within the country, you get warning and caution signs from the Financial Institutions.\n\nMy conclusion about this is:\n\n- Malta's Economy depends on acquiring Foreign Investment to the country. At the moment, the Economy is booming as Malta has become a Mecca for setting up Gambling Companies. In turn, these are injecting a substantial amount of money into the economy. There is also the passport selling scheme which is again leaving money in Malta. Any Prime Minister knows that these are great political wins, but would also be wary that change in legislations either by the EU or other countries may form a more attractive package to such companies and scheme adopters. In turn, the portfolio of Foreign Investment channels should be diversified as much as possible. Digital Currency is still in its infancy, and with many countries and large corporations showing skepticism, this is an opportunity for Malta as a country to show positivie sentiment and create the environment to try to attract such investments.\n\n- Within the Government institutions, like in other countries, there are many traditionalists who do not understand what Digital Currency is. They are not willing to explore unchartered territories as they are afraid of loosing their daily bread. History shows that people who embrace change have thrived - people who resisted perished. So I hope that such Financial Institutions heed this signal.\n\n- Amid Malta's highly tense political situation (at time of writing) amid claims of corruption within Government institutions, many people are seeing the Government's embracement of Bitcoin and Digital Currency as a method to hide or launder money. Again, this is misconception! Digital Currency records all transactions and uses a decentralised system so makes it much more safe and traceable than traditional currency without the possibility of hiding such records. Again, this is another fault of Maltese mentality. Everybody becomes a judge and wants to comment on each and every subject without having the knowledge or expertise to do so. This can be easily seen from Football: when you hear the Maltese players speak you think they are a Messi or a Ronaldo ... their performance says otherwise - better stick to FIFA on Playstation guys!\n\n## Conclusion\n\nMy conclusion to this is very short, I believe that the push for Crypto Companies to set up operations in Malta will succeed if the Gambling approach is set up to attract foreign investment. However, the target niche will not be local. I do not believe that the use of Cryptocurrency will ever catch up in Malta with the locals. Sorry, but long way to go Malta people!\n\n_These are my two cents about the topic. This is a generalist view to the situation in Malta & Bitcoin. You will find open minded people who have indepth knowledge and businesses who are properly set up. However, I am quiet sure that these are a rare breed!_\n\n_I am very interested in hearing your views about the topic, and please do not forget to upvote the article if you found useful!_",
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      "permlink": "re-mazeee-re-sjm24-rdd-reddcoin-about-to-gain-momentum-20171025t221134583z",
      "title": "",
      "body": "Hi mazeee thanks for the input! There's some nice serious stuff going in. Today there was just a preview of the Redd-ID interface released. Also the Electrum Wallet is about to be launched. I truly believe that with the right push, this coin will be of good use in the future!",
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      "body": "@@ -138,23 +138,55 @@\n ork \n-on steemit, but\n+well with steem$ on steemit, but with reddcoins\n  on \n",
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      "body": "Thank you for posting this! I love the idea of reddcoin. Promoting high quality content such as comments, videos or images may not only work on steemit, but on other platforms as well. Spread the reddcoin awareness!",
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      "permlink": "rdd-reddcoin-about-to-gain-momentum",
      "title": "RDD Reddcoin About to Gain Momentum?",
      "body": "@@ -1,16 +1,70 @@\n+https://i.ytimg.com/vi/neRIWz1XEHQ/maxresdefault.jpg%0A%0A\n # What is the Co\n",
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      "parent_permlink": "rdd",
      "author": "sjm24",
      "permlink": "rdd-reddcoin-about-to-gain-momentum",
      "title": "RDD Reddcoin About to Gain Momentum?",
      "body": "# What is the Concept Behind RDD?\n\nRDD has a very simple concept of use: Tip Good Content on Social Media.\nI'm actually a bit baffled how such a thing hasn't taken off yet, neither with traditional nor with digital currency.\n\n## What is Happening with the Project?\nReddcoin was announced on January 20, 2014 as a Scrypt Proof of Work (PoW) digital currency via a Initial Public Coin Offering (IPCO) on BitcoinTalk.Org with a goal of becoming a new cryptocurrency fully integrated into social media. After raising upwards of $100,000 in funding through the IPCO to support development, Reddcoin was released to the public on February 2, 2014. In exchange for financial support, 5.45 billion reddcoins were distributed to IPCO investors over the course of 90 days beginning in mid-February.\n\nGoing forward to 2017, the next big development release for RDD is the launch of the Redd-ID. This will  allow users to associate a username with rich information including public keys and social network identities, making tipping a very easy process. The timeline for this release has been missed and this project appeared to be dead. However, there's been a series of good news recently which appears to have put the development behind this coin back to motion:\n\n* 20th Oct 17 - Gnasher has release a video with positive message re the progress of RDD-ID: https://twitter.com/reddcoin/status/921407410031472640/video/1\n* 19th Oct 17 - Upbit new portal will open and offer RDD: https://www.facebook.com/upbit.exchange/\n* 18th Oct 17 - RDD listed on CoinCodex: https://coincodex.com/crypto/reddcoin/\n* 14th Oct 17 - New team behind RDD is announced: https://www.facebook.com/reddcoin/photos/a.1485263135019089.1073741828.1443060659239337/1937670359778362/?type=3&theater\n* 11th Oct 17 - Set up of Telegram Account with over 400+ subscribers in the first 24 hours\n* 10th Oct 17 - Frequent Updates on Social Media Facebook and Twitter on a daily basis\n\n\n## Let's Be Positive!\nI am very positive about this coin. Activity has really picked up again and I believe that good things will happen any moment. Having said that, one has to be modest and realise the scope of this digital currency: a tipping coin. We're definitely not looking at another Bitcoin! But, at the moment RDD is very very cheap and it's definitely now the time to buy a good volume.\n\nThere is a mixed reaction by the community staking in this coin. Some are worried and post that they have given up, whilst others are as positive as I am. This has been going on for several months now, especially since the RDD team seems to have gone quiet before September. However, this gives me even more confidence to recommend holding and investing more as no fake coin would have survived the same rough patches this cryptocurrency has gone through.\n\nAlso, some may argue that the supply available is too big. However, we have to consider that there are billions of people across too many Social Media platforms who follow particular people and are willing to tip them for their relevant content.\n\n## Practice What You Preach :)\nLet's spread the love and belief in this coin - Share this article!\n\n_If you consider this article as useful or have RDD coins and have no idea what to do with them, please tip my wallet: RcJn6wGtF33GAEnMr1XjQzqPHFUfKw5f6X_",
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      "author": "steemitboard",
      "permlink": "steemitboard-notify-sjm24-20171020t221302000z",
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      "body": "Congratulations @sjm24! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstpost.png)](http://steemitboard.com/@sjm24) You published your First Post\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstvote.png)](http://steemitboard.com/@sjm24) You made your First Vote\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstvoted.png)](http://steemitboard.com/@sjm24) You got a First Vote\n\nClick on any badge to view your own Board of Honor on SteemitBoard.\nFor more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)\n\nIf you no longer want to receive notifications, reply to this comment with the word `STOP`\n\n> By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!",
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      "permlink": "attn-web-developers-you-don-t-need-to-be-an-investor-to-ride-the-cryptocurrency-wave",
      "title": "ATTN Web Developers! You Don't Need to be an Investor to Ride the Cryptocurrency Wave",
      "body": "https://steemitimages.com/DQmSYA8XKJJ2ZcUNkwMuWj3kj8ukNjEbzyTFPUMyJSZh1Qy/image.png\n\nIt's true! You see a lot of people claiming that they have made thousands of money by investing in Bitcoin and other Alt Coins. I am not in a position to question that. However, to do this for sure you need to spend a lot of time to understand the market. You also have to be lucky to get the right timing. And ultimately - you need to put your money at risk.\n\nAs Web Developers can do away with that. Why waste time in trying to figure out another trade and try to be lucky, when we can use our core skills? Better still with very minimal capital expenditure. We can invest our time in doing what we know: building platforms to satisfy consumer needs.\n\nYou can easily say that there's an online solution for everything nowadays. But definitely, not all online platforms accept Alt Coins as a method of payment. So there's your opportunity!\n\nStudy a working platform. If it aligns with one of your hobbies or interests it's even better. Make a plan and ... start coding! Ensure that currently there isn't another Digital Currency based solution providing the same services. Being first in the market is what will make your platform stand out. If you have a really good idea, you may even find investors straight away for it.\n\nWhat's even more positive about this approach is that you are not simply speculating with currency - you are actively creating value and contributing to the Digital Currency Revolution!\n\nOn top of all you should feel pride. Treat your platform as your baby - work harder to see it soundly growing.\n\nSo share this article with your developer buddies and see if you can get someone to join you on your adventure ;)",
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