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      "title": "",
      "body": "Hello welcome to Steemit world! \n I'm @steem.history, who is steem witness. \n This is a recommended post for you.[Newcomers Guide](https://steemitdev.com/guide/@steemitblog/steemit-a-guide-for-newcomers) and [The Complete Steemit Etiquette Guide (Revision 2.0)](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) and, recommended community [Newcomers Community](https://steemit.com/trending/hive-172186) \n I wish you luck to your steemit activities.<center> \n \n \n https://cdn.steemitimages.com/DQmXHwdcNs5VPcBft1iSosPdHLpBNBfjuG84g3ffWhMw5JQ/image.png \n <sub>(The bots avatar has been created using https://robohash.org/)</sub> \n @steem.history \n \n ### My witness activity \n - [My aspiration for STEEM witness](https://steemit.com/hive-185836/@steem.history/my-aspiration-for-steem-witness-1601280729) \n - Provides information on Steem.  \n [Reference](https://steemit.com/trending/hive-130095) \n - Supporting the Steem project. \n [SPUD4STEEM project](https://steemit.com/trending/spud4steem) \n - Supporting the community. \n [Newcomers Community](https://steemit.com/trending/hive-172186),[Steem Sri Lanka](https://steemit.com/trending/hive-133716) ,[WORLD OF XPILAR](https://steemit.com/trending/hive-185836), [GLOBAL STEEM](https://steemit.com/trending/hive-145160), [Scouts](https://steemit.com/trending/hive-181136), [Latino Community](https://steemit.com/trending/hive-188619) \n \n ### My featured posts \n - [The Complete Steemit Etiquette Guide (Revision 2.0) -Homage](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) \n \n [![image.png](https://cdn.steemitimages.com/DQmd7of2TpLGqvckkrReWahnkxMWH6eMg5upXesfsujDCnW/image.png)](https://steemlogin.com/sign/account-witness-vote?witness=steem.history&amp;approve=1) \n <sub>please click it!</sub> \n \n ![image.png](https://cdn.steemitimages.com/DQmWDnFh7Kcgj2gdPc5RgG9Cezc4Bapq8sQQJvrkxR8rx5z/image.png) \n <sub>(Go to https://steemit.com/~witnesses and type fbslo at the bottom of the page)</sub> \n \n </center>",
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    {
      "parent_author": "",
      "parent_permlink": "money",
      "author": "simonesa",
      "permlink": "5-typs-ways-to-money",
      "title": "5 Typs ways to Money",
      "body": "1. eliminate trivial but unnecessary costs\nAcquire for small savings first - not because they will end your budget problems, but simply because they are easy to find and take advantage of. For example, ditch that expensive premium milk bistro in the middle of the afternoon. Buy clothes and household furniture only during sales. Keep your home warmer in summer and cooler in winter. Take on tasks that you normally pay someone else to do, like mowing the lawn or shoveling snow.\n2. Reduce major expenses\nThese recommendations are decidedly more painful. If you smoke, for example, book measures to stop. Don't buy season\ntickets for nothing. Trade in your luxury car or sport utility vehicle for something much cheaper to buy, fuel, and maintain.\nAssuming that these kinds of changes can be very painful, here are some other specific areas where many people can find savings:\n3. Refinance your mortgage\nIf new mortgages are costing at least two percentage points less than the rate you're paying, refinancing\nrefinance can save you a lot of money; check our c4. Reduce your taxes\nUsually, this means taking better advantage of itemized deductions, which is much easier to do if you are self-employed or have some income from work you do outside of a standard job. This opens up a host of new deductions - from expenses for work-related items to a home office - that are much harder to claim if you are a regular worker.\nRefinance calculator to be sure.On the investment side, you can save some money by selling and then cashing out investments that have lost money. You can use those losses to offset any gains you may have in a given year. If your losses outweigh your gains, you can deduct up to $3,000 of investment losses from your ordinary income each year. Those with higher incomes can also save some money by transferring money from taxable bonds to tax-exempt municipal bonds.5. Have your home appraised\nIf you own a home, you can even reduce your property taxes by challenging the fearlessness that the neighborhood assessor assigns to your property. You have to have good evidence, of course. But if recent home sales in your neighborhood have led you to believe that your home is worth less than your appraisal is a qualified realtor to write an appraisal in support of your claim, then you can file a complaint with the assessor's office and possibly get your bill reduced.\nThe above suggestions don't work for tasks, and you may have already considered them. But since only you are at the standard of your budget numbers, only you know how radically you need to cut back. If our suggestions don't suit you, find your own recent homes in your neighborhood that have led you to believe that your home is worth less than your appraisal is a qualified realtor to write an appraisal in support of your claim, then you can file a complaint with the appraiser's office and possibly get your bill reduced.\nThe above suggestions don't work for tasks, and you may have already considered them. But since only you are at the standard of your budget numbers, only you know how radically you need to cut back. If our suggestions don't suit you, find your own\n\n\nAnd if you like to save money,be sure to click on the link below to win $750 absolutely free:\nhttps://rushingfolder.com/show.php?l=0&u=657056&id=39550&tracking_id=",
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      "memo": "❗ Hello simonesa, welcome to the STEEM ecosystem. The Executive Board is publishing insider infos at https://discord.gg/KyBbmhh on how you will be earning the most coins. It's easy, just follow the instructions. THE 1000X BOOSTER KEY is already waiting for you over there too. 😉 Warm regards, The Executive Board."
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