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      "parent_permlink": "bnks-will-be-available-at-hitbtc",
      "author": "steemitboard",
      "permlink": "steemitboard-notify-semk-20200125t071323000z",
      "title": "",
      "body": "Congratulations @semk! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@semk/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@semk) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=semk)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "author": "steemitboard",
      "permlink": "steemitboard-notify-semk-20190125t072936000z",
      "title": "",
      "body": "Congratulations @semk! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@semk/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_[Click here to view your Board](https://steemitboard.com/@semk)_</sub>\n\n\n> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "parent_permlink": "bnks-will-be-available-at-hitbtc",
      "author": "ansisltd",
      "permlink": "re-semk-bnks-will-be-available-at-hitbtc-20180226t111750115z",
      "title": "",
      "body": "Nice in terms of exposure and expansion of Bankera, but I have heard many negative opinions about HitBTC..... hmz.... hope BNK will be listed on the other exchanges too.",
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{
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    {
      "parent_author": "",
      "parent_permlink": "bnk",
      "author": "semk",
      "permlink": "bnks-will-be-available-at-hitbtc",
      "title": "BNKs will be available at HitBTC",
      "body": "21ST FEBRUARY 2018 BY BANKERA\nListing Bankera’s Tokens: BNKs will be available at HitBTC\nOur community members frequently ask about the listing of Banker (BNK) token on external exchanges. Today, we have great news! Bankera has finalized an agreement with one of the leading cryptocurrency exchanges, HitBTC. It means that BNK tokens will be listed on the HitBTC exchange.\n\nBankera partners with HitBTC \n\nHitBTC is a global innovative trading platform that has been operating since 2013 with multi-currency support. BNK tokens will be the latest addition to their broad selection of around 450 different cryptocurrency pairs. Now, our community members can be sure that they will be able to exchange BNK tokens on at least three exchanges: SpectroCoin, Bankera’s exchange, and HitBTC. More options will be introduced  in the near future.\n\nWe will soon update you on the dates of the BNK listing and provide more information about token trading on HitBTC. So, stay tuned to our official channels for Bankera’s latest updates!\n\nPlease follow and like us:\n\nsign up : https://spectrocoin.com/en/signup.html?referralId=2002978947",
      "json_metadata": "{\"tags\":[\"bnk\",\"spectrocoin\",\"bankera\",\"ico\"],\"links\":[\"https://spectrocoin.com/en/signup.html?referralId=2002978947\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "419415dc3e3c1ca507f378d26cf68ddf3b015fcc",
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  "trx_in_block": 50,
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  "timestamp": "2018-02-22T22:46:24",
  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "bitcoin",
      "author": "semk",
      "permlink": "ico-hitbtc",
      "title": "뱅케라 ICO 스펙트로코인 HITBTC 상장확정",
      "body": "Bankera의 토큰 나열 : BNK는 HitBTC에서 사용할 수 있습니다.\n우리 지역 사회 구성원들은 종종 외부 거래소에 Banker (BNK) 토큰의 리스팅에 대해 질문합니다. 오늘 우리에게는 좋은 소식이 있습니다! Bankera는최고의 암호 화폐 교환 중 하나와 계약을 체결했다 HitBTC을 . BNK 토큰이 HitBTC 교환에 열거됨을 의미합니다.\n\n\nHitBTC는 2013 년부터 다중 통화를 지원하는 글로벌 혁신 거래 플랫폼입니다. BNK 토큰은 약 450 개의 서로 다른 암호 해독 쌍에 대한 최신 선택 사항입니다. 이제 우리 지역 사회 구성원들은 SpectroCoin , Bankera의 교환 및 HitBTC 의 세 가지 거래에서 BNK 토큰을 교환 할 수 있는지 확인할 수 있습니다 . 가까운 장래에 더 많은 옵션이 도입 될 것입니다.\n우리는 곧 BNK 상장일에 당신을 업데이트하고 HitBTC에서 토큰 거래에 관한 더 많은 정보를 제공 할 것입니다. 따라서 Bankera의 최신 업데이트에 대한 공식 채널에 계속 주목하십시오!\n따라 와서 우리를 좋아하십시오.\n\n\n트위터의 HitBTC (@hitbtc) 님\n트윗 HitBTC 님이 리트윗했습니다 CoinPoker @ CoinPoker_OFF 15시간 We're happy to announce that CHP will be listed on HitBTC @hitbtc within the next days! Read more about our partnership with one of the biggest cryptocurrency exchanges here bit.ly/CPHitBTC pic.twitter.com/jZMhA8o7Sy 사진 보기 · HitBTC 님이 리트\ntwitter.com\n힛빗 트위터 https://twitter.com/hitbtc\n가입방법 : https://spectrocoin.com/en/signup.html?referralId=2002978947\n투자방법 :  https://blog.naver.com/overbisu/221198484613\n\n\t\nico 스펙트로코인 투자 방법\n뱅케라(Bankera)란? 뱅케라는 블럭체인 은행의 설립을 목표로, 금융 거래 시 비용 절감을 중점으로 두고 ...\nblog.naver.com\n\n\n\nGet a Free Bitcoin wallet\nBitcoin exchange, bitcoin wallet, and bitcoin debit card. Buy and sell bitcoins anywhere\nspectrocoin.com",
      "json_metadata": "{\"tags\":[\"bitcoin\",\"bnk\",\"bankera\",\"ico\",\"spectrocoin\"],\"users\":[\"hitbtc\"],\"links\":[\"https://twitter.com/hitbtc\",\"https://spectrocoin.com/en/signup.html?referralId=2002978947\",\"https://blog.naver.com/overbisu/221198484613\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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  "timestamp": "2018-01-31T03:48:42",
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    {
      "parent_author": "",
      "parent_permlink": "bitcoin",
      "author": "semk",
      "permlink": "5oj2u",
      "title": "삼성전자 호재",
      "body": "발행주식의 1주당 가액이 5천원에서 100원으로 변경 되면서 주가가 250만원이라면 5만원으로 낮아지는 셈이다. 보통주식의 총수는 기존 1억2천838만6천494주에서 64억1천932만4천700주로 늘어난다고 합니다.  이 발표로 인해 벌써부터 상승세를 타고 있네요 또한 가상화폐 채굴 반도체 주문도 폭주하여 상승세를 유지할 것으로 예상됩니다.",
      "json_metadata": "{\"tags\":[\"bitcoin\",\"samsung\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "63bbc80e63273e07317f0a16eb5903ffc9c7b2ed",
  "block": 19449228,
  "trx_in_block": 23,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-01-31T03:41:12",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "bankera",
      "author": "semk",
      "permlink": "6bcvgp",
      "title": "스펙트로코인 가입 방법",
      "body": "https://spectrocoin.com/en/signup.html?referralId=2002978947 <- 사이트를 들어가서 가입을 하고 이더리움이나 비트코인을 만든 아이디의 지갑으로 전송합니다. 그 후에 계정에 들어가셔서 bnk 누르시고 비트로 보냈으면 비트로 이더리움으로 보냈으면 이더리움으로 bnk로 교환하시면 참여가 끝납니다. 가격이 오르기전에 빨리 구매하세요 ~",
      "json_metadata": "{\"tags\":[\"bankera\",\"bnk\",\"ico\",\"bitcoin\"],\"links\":[\"https://spectrocoin.com/en/signup.html?referralId=2002978947\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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      "body": "스펙트로코인 SpectroCoin \n\n\n\n\n 뱅케라 ICO를 진행하는 스펙트로코인의 결제어플입니다 \n\n비트코인 출금, 입금, 가상화폐 환전 기능을 지원합니다 \n\n\n\n\n단순한 만큼 간편하게 이용할 수 있습니다 당연하지만 QR코드 인식도 가능합니다\n\n\n\n\n\n\n\n\n\n\n 최고의 장점이라고 한다면 단순한 메뉴입니다\n\n휴대전화 크기가 점점 커지고는 있습니다만 그래도 PC모니터보다는 작으니까요\n\n깨알같은 글자에 눈아플 걱정이 전혀 없습니다\n\n그리고 메뉴만큼이나 간편한 입출금과정 또한 매력적입니다\n\n\n\n단점을 꼽으라면 오로지 비트코인만 입출금이 가능하다는 점입니다\n\n결제나 투자 목적으로 비트코인을 보내는 것이라면 매우 쉽지만\n\n그 외 코인은 현재 입출금 기능을 이용할 수 없습니다\n\n\n\n결제용으로 만들어진 어플인 만큼 다양한 종류의 코인 입출금 기능이 어서 지원되기를 바랍니다\n\n정말 쉽게 쓸 수 있어 애용하고있거든요:)\n\nhttps://spectrocoin.com/en/signup.html?referralId=2002978947",
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      "title": "bankera ico good!!! hurry up sign up!!",
      "body": "Bankera's ICO has raised over 90 million euros!\n\nHello,\n\nWe are happy to announce that Bankera's ICO has raised over 90 million euros from more than 73,000 contributors! We cannot thank you enough for the tremendous amount of support you have shown us. It encourages us to work harder every day to make our bank for the blockchain era a reality.\n\nHowever, Bankera's token sale hasn't ended yet, so if you haven't done so, you can still join our ICO at Spectrocoin.com.\n\nThere are also other ways for you to help us reach our goal of becoming the bank for the blockchain era. We are always on the lookout for new talent that shares our vision. If you are up for the challenge, please write to [email protected]. You just might be the newest addition to our ever-growing team!\n\nhttps://spectrocoin.com/en/signup.html?referralId=2002978947",
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      "body": "Bankera’s co-founders have acquired a bank\n\nHello,\n\nWe have come a long way since we first launched Bankera’s pre-ICO sale. We have managed to raise 80 million euros from over 66,000 contributors, making us the largest ICO in relation to the number of contributors and we are now in the top 10  biggest ICOs according to the amount of money raised. Thank you, once again, for your tremendous support! Now, 5 months after the beginning of our pre-ICO, we want to share another very important achievement with all of you.\n\nSince day one, Bankera's management team has been focused on a key aspect of the project: making our bank for the blockchain era a reality. To achieve that, Bankera’s co-founders worked during the past four months to close a very important deal: Bankera's co-founders have bought a bank. This, once more, show that we base our project on delivering, not on promises.\n\nIn the following video, our CEO Vytautas Karalevičius presents the news.\n\n\nYou can read more about the acquisition in the blog post here.\n\nBankera’s team truly believes that we are in a very good position to dominate the blockchain era. To be able to operate at full capacity, we only need capital. Thus, we invite you to join our ICO if you haven’t yet at SpectroCoin Together let’s make Bankera the most innovative bank ever!\n\nRegards,\n\nThe Bankera Team\n\nsign up - https://spectrocoin.com/en/signup.html?referralId=2002978947",
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      "title": "뱅케라코인",
      "body": "뱅케라(Bankera, BNK)를 소개합니다\n매 주 이더리움을 배당받을 수 있는 매력적인 프로젝트이지요\n\n뱅케라 프로젝트는 스펙트로 코인(SpectroCoin)에서 진행합니다\n\n그렇다면 스펙트로 코인이란 어떤 회사일까요\n\n스펙트로코인은 유로화, 달러등 화폐를 비롯해 비트코인 이더리움 대시 등 가상화폐 지갑과 \n\n\n비트코인 카드 서비스, 화폐 <-> 가상화폐 환전, 비트코인 결제 마켓 유치 등\n​\n가상화폐 금융서비스를 제공하는 회사입니다 ​\n​\n대다수의 Ico와 다르게 이미 운영중인 회사에서 진행한다는 점이\n​\n안심되는 부분이지요\n\n\n뱅케라 ICO (Bankera)\n뱅케라는 블록체인 기술을 이용한 블록체인 은행 설립을 목표로 하는 코인으로 최종적으로 금융 거래 비용 절감을 목표로 두고 있습니다.\n현재 뱅케라의 장점으로는 스펙트로코인 거래소에서 발생한 수수료의 20%를 뱅케라 홀더들한테 주마다 이자를 지급하고 있습니다. 현재 이자는 연 10% 수준이고 이자는 이더리움으로 지급되고 있습니다.\n\n현재 ICO 가격은 0.018 유로이고 향후 로드맵은 아래와 같습니다.\n\n\n\n​\n지난 주 소식에서는 스펙트로코인 이용자가 약 44만명이 되었다고 합니다 이용자의 수가\n​\n무섭도록 증가하네요. 스펙트로코인의 가치가 높아질 수록 뱅케라의 가치 또한 높아집니다\n​\n왜냐면 스펙트로코인 수익에서도 뱅케라 보유자에게 배당이 주어지기 때문이에요\n​\n도저히..기대하지 않을 수가 없지요:\n\n뱅케라 ICO 참여방법\n1. 스펙트로 코인 홈페이지 가입\n\n\nhttps://spectrocoin.com/en/signup.html?referralId=2002978947\n\n\n\n구글아이디나 페이스북으로도 가입 가능합니다.\n\n\n2. 지갑 확인 (Account -> Deposit) \n\nAccount 카테고리로 들어가서 지갑을 확인합니다.\n비트코인, 대시, 이더리움, 넴 중 타거래소나 개인지갑에서 보낼 코인을 선택합니다. (스펙트로 코인은 거래소여서 꼭 개인지갑이 아니라 거래소에서 보내셔도 상관없습니다.) \n\n\n\n저는 이더리움으로 예시를 보여드리겠습니다.\n나오는 지갑주소를 COPY 해서 개인지갑 혹은 거래소에서 해당 주소로 이더리움을 전송합니다. \n\n\n\n\n\n3. 벵케라 코인 구매\nAccount -> EXCHANGE 로 갑니다.\n\n\n\nPay Currency에 타거래소에서 보낸 코인으로 변경을 해주시고 Receive Currency에 BNK를 선택해주시면 됩니다.\n선택이 완료되셨습니다 exchange 버튼을 눌러줍니다.\nCONFIRM 버튼을 눌러주시면 벵케라 구매가 완료됩니다.\n구매 가능 최소 금액은 0.001이더 이상입니다.\n이후 다른 작업은 필요 없으시며 1주일에 1번씩 스펙트로 코인에서 벵케라 홀더들에게 이자를 지급합니다. \n\n\n\n4. 뱅케라 관련 사이트 \n\n벵케라 텔레그램 t.me/bankera\n벵케라 홈페이지 http://bankera.com/\n뱅케라 한국어 홈페이지 https://bankera.com/index-ko.html\n뱅케라 백서 https://bankera.com/papers/Bankera_whitepaper.pdf\n뱅케라 한글 백서 https://bankera.com/papers/Bankera_whitepaper_KO.pdf",
      "json_metadata": "{\"tags\":[\"bankera\",\"bnk\",\"ico\",\"bitcoin\"],\"links\":[\"https://spectrocoin.com/en/signup.html?referralId=2002978947\",\"http://bankera.com/\",\"https://bankera.com/index-ko.html\",\"https://bankera.com/papers/Bankera_whitepaper.pdf\",\"https://bankera.com/papers/Bankera_whitepaper_KO.pdf\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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  "block": 19305649,
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  "timestamp": "2018-01-26T03:56:51",
  "op": [
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      "parent_permlink": "bitcoin",
      "author": "semk",
      "permlink": "2vynj",
      "title": "캐나다 총재 비트코인관련 기사",
      "body": "캐나다 중앙은행인 캐나다은행의 스티븐 폴로즈 총재가 25일(현지시간) 비트코인을 '도박'이라고 규정했다. 가상통화에 대한 규제 필요성도 강조했다. \n\n폴로즈 총재는 이날 스위스 다보스에 열린 세계경제포럼(WEF·다보스포럼) 참석 중에 미 경제매체 CNBC와의 인터뷰에서 \"가상통화는 통화가 아니다\"며 이같이 말했다. \n\n그는 \"나는 그것들(가상통화)이 무엇인지 모르겠다\"며 \"비트코인 등엔 고유한 가치가 없기 때문에 실제 자산이 아니다. 본질적으로 투기적인 것이거나 도박이다\"라고 주장했다.\n\n가상통화에 대한 규제 의지도 드러냈다. 그는 \"소비자 보호를 위해 이 세계(가상통화)에 대한 규제를 발전시켜 나가야 한다는 점에는 의심의 여지가 없다\"며 \"다만 혁신을 억누르지 않기 위해 신중히 적절한 시기에 규제를 발전시킬 것\"이라고 덧붙였다 \n\n그럼에도 폴로즈 총재는 가상통화 시장이 붕괴돼도 전반적인 경제엔 큰 영향을 미치지 않을 것이라고 내다봤다. 그는 가상통화 시장에 대해 \"심각하게 투기적이고 버블이 있다\"고 경고하면서도 \"주식시장 붕괴가 아니기 때문에 실물경제에서 와 닿을 만한 영향은 거의 없을 것\"이라고 말했다. \n\n한편 가상통화의 근간이 되는 블록체인 기술에 대해서는 가능성을 긍정적으로 내다봤다. \"경제의 여러 분야에 적용될 수 있을 것\"이란 전망이다. 캐나다은행은 블록체인 기술을 은행간 지급결제에 적용한 '재스퍼 프로젝트(Project Jasper)'로도 유명하다. \n\n캐나다은행은 지난해 5월 재스퍼 프로젝트를 1년간 진행한 뒤 이 같은 방식이 기술적으로 유용하다는 결론을 내렸다. 다만 프라이버시 문제가 발생할 수 있고, 사용자 수가 늘어날 때 대처할 수 있는 기능이 부족하다는 문제를 제기했다.\n\n폴로즈 총재는 중앙은행이 가상통화를 발행한다는 아이디어에 대해 \"만약 만든다면 캐나다달러(기존통화)의 지원을 받아야 할 것\"이라고 주장했다.",
      "json_metadata": "{\"tags\":[\"bitcoin\",\"canada\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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  "timestamp": "2018-01-25T17:45:03",
  "op": [
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      "parent_permlink": "bankera-ico-hot",
      "author": "ansisltd",
      "permlink": "re-semk-bankera-ico-hot-20180125t174459641z",
      "title": "",
      "body": "Nice! \n\nGreat news just keep coming from Bankera: just bought a bank in Vanuatu, and the project is spinning well!",
      "json_metadata": "{\"tags\":[\"bankera\"],\"app\":\"steemit/0.1\"}"
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      "permlink": "re-coininfo-re-semk-about-bankera-20180125t152933549z",
      "title": "",
      "body": "hm...",
      "json_metadata": "{\"tags\":[\"bitcoin\"],\"app\":\"steemit/0.1\"}"
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      "author": "cheetah",
      "permlink": "cheetah-re-semkbankera-ico-hot",
      "title": "",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://cryptorated.com/ico-reviews/bankera/",
      "json_metadata": ""
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{
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      "parent_permlink": "bankera",
      "author": "semk",
      "permlink": "bankera-ico-hot",
      "title": "bankera ico hot!!!!!!!!!!!",
      "body": "About Bankera\nBankera is building a digital bank for the blockchain era, with the aim of integrating traditional and cryptocurrency related banking and becoming the one-stop-shop for all financial services. Bankera will offer three core lines of service:\n\nPayments: Payment accounts with personal IBAN, debit cards, interbank foreign exchange rates, and payment processing. All services will support both fiat and crypto currencies. In the long term, Bankera will implement innovative solutions such as GDP-linked currencies or use equity traded funds as a substitute for money.\nLoans and deposits: Not only savings, but also current deposits will receive interest. All Bankera clients will be able to benefit from higher interest rates due to proprietary information about borrowers’ cash flows, as most loans will be given to business clients who use the payment processing solution.\nInvestments: Low-cost investment products such as equity traded funds (ETFs), crypto-funds (a portfolio of various cryptocurrencies and crypto-tokens), and robo-advisory solutions for wealth management. Later on, Bankera will offer investment banking services including financing corporate strategies of business clients.\nBankera is an operational fork of SpectroCoin, a web-based bitcoin wallet and exchange provider, which serves as Bankera’s MVP (with features such as Bitcoin debit cards and payment processing), and will also be hosting its pre-ICO. SpectroCoin will continue to provide a solution for cryptocurrencies, while Bankera will provide the banking services listed above.\n\nBankera ICO Review\n\nBankera plans to have significant infrastructure in place prior to the initial coin offering (ICO). The company claims to already have the necessary regulatory and IT arrangements to offer individual international bank account numbers (IBAN) which can handle payments in the Single Euro Payments Area (SEPA), and says it will apply for additional banking licenses in key jurisdictions so as to be able to handle a wide variety of fiat currencies and facilitate cross-border transactions. Although Bankera will not have physical branches, it will issue payment cards that can be used at ATM’s and also plans on partnering with retail providers of cash deposit and withdrawal services, and on developing such a network of retail agents in developing areas. Bankera’s wallets will initially cover 22 fiat currencies, including major currencies such as USD, EUR and GBP, and in addition will also support cryptocurrencies such as Bitcoin, Ethereum, DASH, NEM and others.\n\nFurthermore, in order to facilitate the acceptance of cash payments via Bankera’s gateway, Bankera will also provide businesses with extensions of its proprietary know-your-client (KYC) and fraud screening technologies, and offer incoming payments financing (as an alternative to invoice financing) or short-term finance products to bridge businesses’ cash flow gaps.\n\nTo obtain the capital necessary for implementing its vision, Bankera is launching an ICO and issuing ERC20 tokens called Bankers (BNK). Bankers token holders will be entitled to receive pro-rata shares of 20% of Bankera’s net transaction revenues in ETH on a weekly basis.\n\nMost of the capital raised in the ICO will go towards satisfying capital adequacy requirement ratios and obtaining banking licenses in new jurisdictions. Currently, Bankera has a payment institution’s (PI) license and is authorised to operate in European Economic Area (EEA) regions. Bankera expects to obtain an electronic money institution (EMI) license before the ICO, which will enable all services except deposits and investments. After the ICO, the company’s key objective will be to obtain a banking license in the EU. Bankera will also work on obtaining membership in key financial networks such as card schemes and remittance channels, as well as additional banking licenses in key jurisdictions.\n\njoin : https://spectrocoin.com/en/signup.html?referralId=2002978947",
      "json_metadata": "{\"tags\":[\"bankera\",\"coin\",\"ico\",\"bitcoin\"],\"links\":[\"https://spectrocoin.com/en/signup.html?referralId=2002978947\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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      "title": "",
      "body": "**Coins mentioned in post:**\n\nCoin | | Price (USD) | 📈 24h | 📈 7d\n- | - | - | - | -\n**ATM** | ATMChain | 0.024$ | _10.79%_ | _4.48%_\n**BTC** | Bitcoin | 11560.700$ | _5.58%_ | _0.77%_\n**DASH** | Dash | 815.104$ | _8.08%_ | _0.47%_\n**ETH** | Ethereum | 1085.080$ | _9.03%_ | _6.06%_\n**XEM** | NEM | 0.990$ | _5.41%_ | _-5.83%_",
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      "author": "semk",
      "permlink": "4s25qn",
      "title": "위로의말 한마디씩 해주세요 ...",
      "body": "너무 힘드네요ㅠㅠ\n\n코인을 했으면 안됬는데 계속 -다보니까 빼지도 못하고 에휴",
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      "title": "",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://cryptorated.com/ico-reviews/bankera/",
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  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-01-25T07:01:00",
  "op": [
    "vote",
    {
      "voter": "cheetah",
      "author": "semk",
      "permlink": "about-bankera",
      "weight": 8
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{
  "trx_id": "eef256ef2d479345e77071514c9d4b215e1591c4",
  "block": 19280525,
  "trx_in_block": 20,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-01-25T07:00:12",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "bitcoin",
      "author": "semk",
      "permlink": "about-bankera",
      "title": "About Bankera",
      "body": "About Bankera\nBankera is building a digital bank for the blockchain era, with the aim of integrating traditional and cryptocurrency related banking and becoming the one-stop-shop for all financial services. Bankera will offer three core lines of service:\n\nPayments: Payment accounts with personal IBAN, debit cards, interbank foreign exchange rates, and payment processing. All services will support both fiat and crypto currencies. In the long term, Bankera will implement innovative solutions such as GDP-linked currencies or use equity traded funds as a substitute for money.\nLoans and deposits: Not only savings, but also current deposits will receive interest. All Bankera clients will be able to benefit from higher interest rates due to proprietary information about borrowers’ cash flows, as most loans will be given to business clients who use the payment processing solution.\nInvestments: Low-cost investment products such as equity traded funds (ETFs), crypto-funds (a portfolio of various cryptocurrencies and crypto-tokens), and robo-advisory solutions for wealth management. Later on, Bankera will offer investment banking services including financing corporate strategies of business clients.\nBankera is an operational fork of SpectroCoin, a web-based bitcoin wallet and exchange provider, which serves as Bankera’s MVP (with features such as Bitcoin debit cards and payment processing), and will also be hosting its pre-ICO. SpectroCoin will continue to provide a solution for cryptocurrencies, while Bankera will provide the banking services listed above.\n\nBankera ICO Review\n\nBankera plans to have significant infrastructure in place prior to the initial coin offering (ICO). The company claims to already have the necessary regulatory and IT arrangements to offer individual international bank account numbers (IBAN) which can handle payments in the Single Euro Payments Area (SEPA), and says it will apply for additional banking licenses in key jurisdictions so as to be able to handle a wide variety of fiat currencies and facilitate cross-border transactions. Although Bankera will not have physical branches, it will issue payment cards that can be used at ATM’s and also plans on partnering with retail providers of cash deposit and withdrawal services, and on developing such a network of retail agents in developing areas. Bankera’s wallets will initially cover 22 fiat currencies, including major currencies such as USD, EUR and GBP, and in addition will also support cryptocurrencies such as Bitcoin, Ethereum, DASH, NEM and others.\n\nFurthermore, in order to facilitate the acceptance of cash payments via Bankera’s gateway, Bankera will also provide businesses with extensions of its proprietary know-your-client (KYC) and fraud screening technologies, and offer incoming payments financing (as an alternative to invoice financing) or short-term finance products to bridge businesses’ cash flow gaps.\n\nTo obtain the capital necessary for implementing its vision, Bankera is launching an ICO and issuing ERC20 tokens called Bankers (BNK). Bankers token holders will be entitled to receive pro-rata shares of 20% of Bankera’s net transaction revenues in ETH on a weekly basis.\n\nMost of the capital raised in the ICO will go towards satisfying capital adequacy requirement ratios and obtaining banking licenses in new jurisdictions. Currently, Bankera has a payment institution’s (PI) license and is authorised to operate in European Economic Area (EEA) regions. Bankera expects to obtain an electronic money institution (EMI) license before the ICO, which will enable all services except deposits and investments. After the ICO, the company’s key objective will be to obtain a banking license in the EU. Bankera will also work on obtaining membership in key financial networks such as card schemes and remittance channels, as well as additional banking licenses in key jurisdictions.\n\njoin : https://spectrocoin.com/en/signup.html?referralId=2002978947",
      "json_metadata": "{\"tags\":[\"bitcoin\",\"bankera\",\"ico\"],\"links\":[\"https://spectrocoin.com/en/signup.html?referralId=2002978947\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "4fa40c8ef9adc1aa50f16530336789b4eb3be795",
  "block": 19280421,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-01-25T06:55:00",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "bitcoin",
      "author": "semk",
      "permlink": "ico-bankera-hot",
      "title": "ico bankera hot!!!!!!!!!!!!!!!!!!!!!!!!!!",
      "body": "벵케라, 스펙트로코인\n\n뭐가 대체 맞는말이야! 라고 생각하실탠데\n\n정확히 말하면 스펙트로 코인에서 벵케라로 분류 된걸로 생각하시면 됩니다.\n\n큰 줄기는 같은데 스펙트로코인에서 벵케라라는 가상화폐 사업으로 확장을 시킨 거겠죠\n\n뱅케라 코인은\n\n비트코인의 카드서비스, 실물화폐를 가상화폐로 환전 비트코인 마켓 유치 등등\n\n가상화폐의 금융서비스를 제공하는 회사이며,\n\n이미 실제로 운영중인 회사 입니다.\n\n가장 최고의 장점은 역시\n\n스펙트로코인 거래소에서 발생한 수수료의 20프로를 뱅케라 코인을 보유한 분들에게 주마다 한번씩 이자를 주고 있는데, 이 이자가 이더리움으로 지급되고 있다는점!!!!!!!!1\n\n뱅케라 코인 한글 백서\nhttps://bankera.com/papers/Bankera_whitepaper_KO.pdf\n\n\n가입 : https://spectrocoin.com/en/signup.html?referralId=2002978947",
      "json_metadata": "{\"tags\":[\"bitcoin\",\"bankera\"],\"links\":[\"https://bankera.com/papers/Bankera_whitepaper_KO.pdf\",\"https://spectrocoin.com/en/signup.html?referralId=2002978947\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "64b9746639767569eee62ad6b6fd94b830916db7",
  "block": 19280287,
  "trx_in_block": 40,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-01-25T06:48:18",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "bitcoin",
      "author": "semk",
      "permlink": "bankera-ico",
      "title": "bankera ico란?",
      "body": "뱅케라 Bankera ICO 알아보는 시간을 가저보겠습니다 \n\n가상화폐 시장은 너무나 빠르게 변하다보니 적응할만하면 \n\n또 다른 변수가 생겨서 투자할 때마다 신중 또는 신중하게 됩니다. \n\n이럴 때일수록 별 생각없던 곳에서 수익이 나기도 하며 \n\n딱 이거다!! 하고 온갖 분석을 하고나서도 손해보기도 합니다 \n\n가상화폐 시장은 참으로 오묘합니다. \n\n오늘 포스팅할 토큰은 뱅케라(Bankera , BNK)입니다 \n\n매 주 이더리움을 배당받을 수 있는 아주 매력적인 프로젝트 코인입니다 \n\n뱅케라 프로젝트는 스펙트로 코인(SpectroCoin)에서 진행합니다 \n\n\n자 그렇다면 스펙트로 코인이란 어떤 회사일까요? \n\n\n\n\n스펙트로코인은 유로화, 달러등 화폐를 \n비롯해 비트코인 이더리움 대시 등 가상화폐 지갑과 \n\n   \n\n\n\n비트코인 카드 서비스, 화폐 <-> 가상화폐 환전, \n비트코인 결제 마켓 유치 등 \n\n가상화폐 금융서비스를 제공하는 회사입니다 \n\n\n장점은 다른 Ico와 다르게 이미 운영중인 회사에서 진행한다는 점이 \n\n\n안심되는 부분이지요 \n\n\n최근에는 중국과 일본커뮤니티를 지원과 \n\n\n\n은행업무를 위한 인력확충까지 차근차근 \n수순을 밟아가는 모습이 정말 인상적입니다\n\n\n\n지난 주 소식에서는 스펙트로코인 이용자가 약\n44만명이 되었다고 합니다 이용자의 수가 \n\n\n무섭도록 어마어마하게 증가하네요. 스펙트로코인의 가치가 높아질 수록 뱅케라의 가치 또한 높아집니다 \n\n\n그이유는 스펙트로코인 수익에서도 뱅케라(Bankera) 보유자에게 배당이 주어지기 때문이에요 \n\n도저히..기대하지 않을 수가 없지요^^\n\n가입 링크 : https://spectrocoin.com/en/signup.html?referralId=2002978947",
      "json_metadata": "{\"tags\":[\"bitcoin\",\"bankera\"],\"links\":[\"https://spectrocoin.com/en/signup.html?referralId=2002978947\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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{
  "trx_id": "81e73ae8e259a231b46e086ae7269b22b8908b0c",
  "block": 19280170,
  "trx_in_block": 16,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-01-25T06:42:27",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "ico",
      "author": "semk",
      "permlink": "ico",
      "title": "뱅케라 ico 투자 방법",
      "body": "https://spectrocoin.com/en/signup.html?referralId=2002978947\n\n안녕하세요!\n뱅케라(Bankera)코인 ICO 참여하는 법을 알려드리겠습니다.\n\n뱅케라 코인이란?\n뱅케라는 블록체인 기술을 이용한 블록체인 은행 설립을 목표로 하는 코인으로 \n최종적으로 금융 거래 비용 절감을 목표로 두고 있습니다.\n\n현재 뱅케라의 장점으로는 스펙트로코인 거래소에서 발생한 수수료의 \n20%를 뱅케라 홀더들한테 주마다 이자를 지급하고 있습니다.\n현재 이자는 연 10% 수준이고 이자는 이더리움으로 지급되고 있습니다.\n\n뱅케라 코인의 로드맵입니다.\n2013년부터 시작한 스펙트로코인은 차근차근 발전하여\n2018년 올해 3월에 정식 오픈할 예정입니다.\n\nICO의 참여자가 늘어날수록\nBNK토큰의 가격이 점점 증가되는 것을 볼 수 있습니다.\n빨리 참여할수록 싸게 구입할 수 있다는 말이겠죠?\nㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡㅡ\n그러면 회원가입 후 ICO에 어떻게 참여하는지 알려드릴게요.\n\n먼저 이메일과 비밀번호를 입력 후 가입을 합니다.\n그러면 인증하라고 이메일이 날라오는데\n인증까지 마치면 최종 가입이 됩니다.\n\n\n그 다음 ACCOUNT를 클릭 후\nWallet으로 들어가시면 지갑 화면이 뜨는데\n비트코인, 이더리움, 대시, 넴을 받을 수가 있습니다.\n저는 이더리움을 이용하여 거래를 하였습니다.\n\n이더리움 지갑을 여시면\n입금 주소가 나오는데\n업비트, 빗썸 등 본인이 이용하고 있는 거래소에서\n스펙트럼코인 이더리움 주소로 입금을 하시면 됩니다!",
      "json_metadata": "{\"tags\":[\"ico\",\"bankera\"],\"links\":[\"https://spectrocoin.com/en/signup.html?referralId=2002978947\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
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  "block": 19280105,
  "trx_in_block": 41,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-01-25T06:39:12",
  "op": [
    "account_create_with_delegation",
    {
      "fee": "0.500 STEEM",
      "delegation": "29700.000000 VESTS",
      "creator": "steem",
      "new_account_name": "semk",
      "owner": {
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        "account_auths": [],
        "key_auths": [
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      "posting": {
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      "memo_key": "STM6JvuCgiUFBnwDiYrw4JjQiByyAx89ddS78ms94WAEyd3dx6GWX",
      "json_metadata": "",
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