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      "body": "Are you paying through your nose for a car insurance policy? Since it’s a legal requirement, the chances are that you are begrudgingly handing over your hard earned money to the insurance company. It hurts but it’s a hard-pressed necessity. Even those with a fair understanding of the economic conditions would know that car insurance prices are unlikely to drop anytime soon. However, there are many things that you can do to lessen its impact on your wallet. Let’s check out these tried-and-true ways to save your driving dollars.\n\n**Check for a mileage discount**\n\n<center>![CAR.png](https://steemitimages.com/DQmVmutZkDXxpSGSA4yZmBqGybY6vo8pSb6JGP79R9UUkbz/CAR.png)</center.\n\nDriving less could be your roadway for a discount. So, don’t be lazybones and walk whenever you can. When you are not driving, you are not a risk for the insurance company because the odds of being in a wreck decrease linearly as you drive fewer miles. So, those who don’t drive too often should check for low mileage discount. Generally speaking, those who drive less than 5000 miles each year can expect a cut in their insurance premium.\n\n**Don’t be loyal and shop around**\n\nLoyalty is a fantastic thing, but it can at times backfire and cost you boatload of money. There have been cases wherein customers have received jacked up renewal prices at their doormats. In such a scenario, do not hesitate to shop around for better deals. One’s best bet would be to use an online insurance comparison site to save all the hard work. Once a favorable quote is received, one can mention the same to the existing provider. If they can match the best offer received from a rival company, one may choose to be loyal.\n\n**Work on your credit score**\n\nInterestingly, one of the prescriptions for a lower car insurance policy is good credit score. If your credit score has improved recently, you can reapply for a policy to enjoy discounted rates. For those who have no idea about the correlation, here’s what you should know. It’s assumed that the behavior that leads to bad credit score can also lead to riskier driving. In other words, if you are financially irresponsible, insurance companies assumes that you won’t be a responsible driver either. Hence, those with bad credit scores may have to shave off more money towards the insurance premium.\n\n**Pre-pay your policy**\n\nInsurance companies would love to lay their hands on as much money as they can. So, if you can afford to pre-pay six months of premium at once, most insurance providers won’t mind slashing the prices for you. In the eyes of an insurance agent, pre-payment is a good behavior, and you will be offered a reasonable discount for this good behavior.\n\n**Rural area benefits**\n\nIf you have recently moved to a rural area, you would be glad to know you have set yourself up for a car insurance discount. The chances of being in potential car collision are significantly lower in rural areas as opposed to a crowded city. Hence, insurance companies don’t mind offering discounts to drivers residing in rural areas with little to no traffic.\n\n**Marriage benefits**\n\nGoes without saying, it’s not recommended to get married for the sake of insurance benefits. However, if you are already married at the time of taking an insurance policy, you will be considered a responsible adult. Therefore, your marital status will gain you some discounts. On the other hand, if you are a single guy, you may find this unfair. Don’t be jealous because married people need some kind of break too.\n\n**Final Verdict**\n\nIn today’s age, it won’t be an understatement to claim that insurance is a sucker’s game. Unless you play your cards right, you are bound to lose money. Insurance companies have numerous ways at their disposal to fool you around and make you look stupid. After all, statistics don’t lie. The best thing that you can do is avoid being ripped off by educating yourself enough.",
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      "title": "Best Practices to Kill Shopping Cart Abandonment",
      "body": "Ironically, two-thirds of the world’s online shopping carts are abandoned. With an abandonment rate of over 68%, most entrepreneurs are left with a migraine sized headache. Imagine, 7 out of every 10 consumer stopping just at the finish line. It’s truly depressing, to say the least. So, would it make sense to understand what these unfulfilled carts are trying to tell us instead of pushing more sales?\n\n<center>![Shopping.png](https://steemitimages.com/DQmURcnPkx75t9jxL6wAho1vA1aVsxA1QvrnDKjyoSY4gJ6/Shopping.png)</center>\n\nRemember, every abandoned cart has a story. Although not every story is the same, most stories have a common narration. We cannot pretend to know every story, but we will take a look at the most common issues that halt online shoppers at the last minute. By and large, retailers will benefit a great deal by considering the actionable steps given below to combat shopping cart abandonment.\n\n**Provide guest option**\n\nImagine walking into a store and being asked to fill an annoying form. This formality might be enough to steer customers away from a store. So, don’t sacrifice a sale for the sake of an email address. Failure to offer guest option leads to high level of unfulfilled orders due to time constraints as stated by more than 20% of the online shoppers.\n\n**Make checkout simple**\n\nAn easy and simple checkout leads to more sales. So, it’s important to get rid of unnecessary forms or information that may slow down the checkout process. Online shoppers give up soon, so don’t make them stare at the computer screen for too long. It’s only going to hamper your sale.\n\n**Don’t present surprise costs**\n\nOnline shoppers hate surprise costs. So, when they are presented with some extra charges that were not clearly mentioned on the original item listing page, it pisses them off. More than often, they shift their loyalty and move on to another site, leaving behind an abandoned cart. Also, upselling at the 11th hour may not be a good decision. So, prevent upselling on the checkout page to avoid confusion.\n\n**Get a good server**\n\nHosting your site on a poor performing server can prove to be a recipe for disaster as it has been cited as one of the contributing factors for abandoned shopping carts. If customers get stuck during checkout due to slow speed or any other technical issue, most of them won’t take the pain of contacting customer service for assistance. Instead, they would abandon the cart and move on to your competitor’s site.\n\n**Reduce fear**\n\nOnline shopping generally comes with the fear of being conned. Addressing this fundamental concern can go a long way in building trust with visitors. It’s important to take all the necessary steps to make visitors feel secure with their orders. Adding SSL is a must for those accepting online payments. Furthermore, one can add trustworthy logos that are known by the masses.\n\n**Add chat or phone support options**\n\nIt’s a very good idea to add chat or phone support options during checkout to put customers at ease. In the absence of immediate support, most customers may flee from the site. Immediate assistance not only ascertains conversion but also helps one builds trust and loyalty.\n\n**Offer expedite shipping options**\n\nOnline shoppers love to receive their items as soon as possible. So, one must provide options for expedited shipping during checkout. Visitors can cancel a potential purchase at a crucial junction when they learn that shipping might take longer than one’s expectations.\n\n**Offer more payment options**\n\nLack of preferred payment options might pose as a restriction for placing an order. Instead of working around the restriction, customers may choose to skip the order. So, don’t let insufficient payment option be the roadblock in e-commerce shopping cart conversion.\n\nAs such, there is no one-size-fits-all solution to fix the issue of shopping cart abandonment. However, implementation of the pointers given above will encourage customers to go all the way through the checkout process and not ditch your site in between.",
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      "body": "damn,  thanks robot,.",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://forums.digitalpoint.com/threads/reliable-content-writer-get-more-for-less.2795742/",
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      "title": "When should Startups Hit the Accelerator Pedal?",
      "body": "Start-ups are in rage these days. Even college students are trying to occupy this space. Entrepreneurship ideas are priceless, but the failure rate for startups is beyond tolerance. The significant obstacles and unpredictable outcomes during the business acceleration process soak the blood out of most founders. Such is the harvesting season for most startups. Strangely enough, a majority of the startups fail to regulate the accelerator pedal. As a result, they frequently run into problems.\n\n**Going full throttle prematurely**\n\n<center>![STARTUP.png](https://steemitimages.com/DQmaYw9mmDkWKDWxn5yG2TzNQmfjQQqTrb2H1X6WmxzYYXE/STARTUP.png)</center>\n\nAll types of business entities would like to seize the moment and go full throttle for the next milestone. However, the urge for premature speed and victory may come at an unacceptable risk. Aggressive spending during the initial stages has been cited as one of the reasons for failure with lots of startups out there. Remember, running out of cash means the end of the road for any business. The key over here is to resist the temptation of overspending and to safeguard cash for important spending. Every expense should be properly scrutinized to avoid financial panic during times of need. One should scale the business operations based on the product and market conditions and not based on hopes and dreams.\n\n**Hiring too early**\n\nSalaries are a substantial expense so hiring employees right away may not always be a great decision. Testing the market first should be the ideal approach. In fact, one of the recent studies has highlighted the fact that entrepreneurs with slower approach end up with higher profits. Hence, it’s advisable not to take hiring decisions in the heat of a moment. Only once the workload gets to a point where a helping hand is a must, one can consider new faces behind the desk with defined roles and responsibilities. The goal should be to build an ideal team, but in a slow and systematic manner. So, don’t fall for the classic mistake of hiring a lot of people ahead of time.\n\n**Seizing the moment**\n\nAt some stage, the business might pick up, and if there is a viable and scalable way to get a good and quick return on investment, it’s time to scale the operations. To be more precise, every dollar spent should yield more dollars into the company’s balance sheet. At this stage, one can press the accelerator pedal hard, and invest heavily in sales and marketing. The key over here is to recognize when a particular milestone is achieved so that aggressive marketing can be conducted for yet another milestone.\n\nSome founders believe in taking enormous and unnecessary risks. They believe that aggression is the much-needed ingredient for success. The fact of the matter is that the start-up mentality comes with a certain degree of aggression. However, taming and channelizing this aggression in the right direction is a must in today’s business arena. So, don’t get caught up with the aggressive mentality as the track record for startups has been sobering for most of the entrepreneurs out there. As a budding entrepreneur, one must know when to be conservative and when to be aggressive.",
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      "body": "@@ -1,185 +1,4 @@\n-!%5B19510161_1591150964282942_6643127494675762725_n.jpg%5D(https://steemitimages.com/DQmeoVD78xaVSgThredxiJ8fNqx8g863Vqqtd45yyjn8Lou/19510161_1591150964282942_6643127494675762725_n.jpg)\n !%5B19\n",
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      "author": "roseczech",
      "permlink": "re-adilkhatri-re-roseczech-rated-spg-20170704t025324101z",
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      "body": "facebook post has many trolls, what we are doing here in steemit is revolutionary.",
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      "body": "Totally bullshit post",
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      "parent_author": "",
      "parent_permlink": "bible",
      "author": "roseczech",
      "permlink": "rated-spg",
      "title": "Rated SPG",
      "body": "![19510161_1591150964282942_6643127494675762725_n.jpg](https://steemitimages.com/DQmeoVD78xaVSgThredxiJ8fNqx8g863Vqqtd45yyjn8Lou/19510161_1591150964282942_6643127494675762725_n.jpg)![19437733_1591151050949600_6619089898526116045_n.jpg](https://steemitimages.com/DQmNuzZDstKXmufiqCYiY5gNdECoAjAWU37VB1QXf97krRE/19437733_1591151050949600_6619089898526116045_n.jpg)\n\nI usually read and ignore dumb shit on Facebook all the time. But this shit right here, this needs addressing. Lol This dude, must have been high as hell to have come up with this conclusion. This is stupid yet very creative. \n\nFirst of all, No where in the Bible it is said the fruit was an apple. We just assumed it was. Second Procreation was never forbidden. God created Adam & Eve and told them to fill the earth and gave them authority to name every living thing & creation. Therefore The gibberish this man said makes no sense. Now if what this guy is saying was true, it would have been written that way. Why wasn't it? Because it was to graphic to write? No! Read the book of songs. They had no trouble speaking about intimacy there. In fact the whole book is about the beauty of a woman in a man's eyes. Lots of love stories and songs there. Sex is not evil. Fornication & Adultery is. With that being said, It wasn't written the way this man interpreted it cuz it wasn't like that. This is why this man's idea makes no sense.",
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      "permlink": "re-kumarmalhotra-re-roseczech-when-life-sucks-suicide-20170704t023153499z",
      "title": "",
      "body": "Thank you :)",
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      "permlink": "re-gauravchugh-re-roseczech-when-life-sucks-suicide-20170704t021727939z",
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      "body": "Indeed, thanks",
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