VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.00%
Net Worth
0.036USD
STEEM
0.000STEEM
SBD
0.000SBD
Effective Power
5.011SP
├── Own SP
0.629SP
└── Incoming DelegationsDeleg
+4.382SP
Detailed Balance
| STEEM | ||
| balance | 0.000STEEM | STEEM |
| market_balance | 0.000STEEM | STEEM |
| savings_balance | 0.000STEEM | STEEM |
| reward_steem_balance | 0.000STEEM | STEEM |
| STEEM POWER | ||
| Own SP | 0.629SP | SP |
| Delegated Out | 0.000SP | SP |
| Delegation In | 4.382SP | SP |
| Effective Power | 5.011SP | SP |
| Reward SP (pending) | 0.000SP | SP |
| SBD | ||
| sbd_balance | 0.000SBD | SBD |
| sbd_conversions | 0.000SBD | SBD |
| sbd_market_balance | 0.000SBD | SBD |
| savings_sbd_balance | 0.000SBD | SBD |
| reward_sbd_balance | 0.000SBD | SBD |
{
"balance": "0.000 STEEM",
"savings_balance": "0.000 STEEM",
"reward_steem_balance": "0.000 STEEM",
"vesting_shares": "1022.395132 VESTS",
"delegated_vesting_shares": "0.000000 VESTS",
"received_vesting_shares": "7121.264674 VESTS",
"sbd_balance": "0.000 SBD",
"savings_sbd_balance": "0.000 SBD",
"reward_sbd_balance": "0.000 SBD",
"conversions": []
}Account Info
| name | remeets |
| id | 760208 |
| rank | 556,560 |
| reputation | 0 |
| created | 2018-02-12T19:18:57 |
| recovery_account | steem |
| proxy | None |
| post_count | 1 |
| comment_count | 0 |
| lifetime_vote_count | 0 |
| witnesses_voted_for | 0 |
| last_post | 2018-02-12T19:57:21 |
| last_root_post | 2018-02-12T19:57:21 |
| last_vote_time | 1970-01-01T00:00:00 |
| proxied_vsf_votes | 0, 0, 0, 0 |
| can_vote | 1 |
| voting_power | 0 |
| delayed_votes | 0 |
| balance | 0.000 STEEM |
| savings_balance | 0.000 STEEM |
| sbd_balance | 0.000 SBD |
| savings_sbd_balance | 0.000 SBD |
| vesting_shares | 1022.395132 VESTS |
| delegated_vesting_shares | 0.000000 VESTS |
| received_vesting_shares | 7121.264674 VESTS |
| reward_vesting_balance | 0.000000 VESTS |
| vesting_balance | 0.000 STEEM |
| vesting_withdraw_rate | 0.000000 VESTS |
| next_vesting_withdrawal | 1969-12-31T23:59:59 |
| withdrawn | 0 |
| to_withdraw | 0 |
| withdraw_routes | 0 |
| savings_withdraw_requests | 0 |
| last_account_recovery | 1970-01-01T00:00:00 |
| reset_account | null |
| last_owner_update | 1970-01-01T00:00:00 |
| last_account_update | 2018-02-12T20:04:45 |
| mined | No |
| sbd_seconds | 0 |
| sbd_last_interest_payment | 1970-01-01T00:00:00 |
| savings_sbd_last_interest_payment | 1970-01-01T00:00:00 |
{
"active": {
"account_auths": [],
"key_auths": [
[
"STM5Lp8E3HupF3TeTr3JYn9D6NFCUG6tRqo5k1jATipYykETPqidj",
1
]
],
"weight_threshold": 1
},
"balance": "0.000 STEEM",
"can_vote": true,
"comment_count": 0,
"created": "2018-02-12T19:18:57",
"curation_rewards": 0,
"delegated_vesting_shares": "0.000000 VESTS",
"downvote_manabar": {
"current_mana": 2035914951,
"last_update_time": 1779082665
},
"guest_bloggers": [],
"id": 760208,
"json_metadata": "{\"profile\":{\"profile_image\":\"https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcRCVACsoZLVZmuGmP6gLojBUmogaOgR-t9aWxNJXS_QtQN5v7VtjA\",\"cover_image\":\"http://horrornews.net/wp-content/uploads/2012/05/dolemite-1975-movie-5.jpg\",\"name\":\"Steem O Mite\",\"about\":\"Citizen of the world going from nowhere to now here.\"}}",
"last_account_recovery": "1970-01-01T00:00:00",
"last_account_update": "2018-02-12T20:04:45",
"last_owner_update": "1970-01-01T00:00:00",
"last_post": "2018-02-12T19:57:21",
"last_root_post": "2018-02-12T19:57:21",
"last_vote_time": "1970-01-01T00:00:00",
"lifetime_vote_count": 0,
"market_history": [],
"memo_key": "STM6NrsnF1fg9ydBgBPHdvhsBUwvt7UkbN9J3jnRn4zMGWWJszJFM",
"mined": false,
"name": "remeets",
"next_vesting_withdrawal": "1969-12-31T23:59:59",
"other_history": [],
"owner": {
"account_auths": [],
"key_auths": [
[
"STM7WHttigiXdqLWn9o2mva8CfWrQaHmQtfGuqfTJKFmtAfsM4w71",
1
]
],
"weight_threshold": 1
},
"pending_claimed_accounts": 0,
"post_bandwidth": 0,
"post_count": 1,
"post_history": [],
"posting": {
"account_auths": [],
"key_auths": [
[
"STM7zpSMno97B7iMACU1kKfR5T9QTEo3SWqGuDmLpxwXvXn1WwDv9",
1
]
],
"weight_threshold": 1
},
"posting_json_metadata": "{\"profile\":{\"profile_image\":\"https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcRCVACsoZLVZmuGmP6gLojBUmogaOgR-t9aWxNJXS_QtQN5v7VtjA\",\"cover_image\":\"http://horrornews.net/wp-content/uploads/2012/05/dolemite-1975-movie-5.jpg\",\"name\":\"Steem O Mite\",\"about\":\"Citizen of the world going from nowhere to now here.\"}}",
"posting_rewards": 0,
"proxied_vsf_votes": [
0,
0,
0,
0
],
"proxy": "",
"received_vesting_shares": "7121.264674 VESTS",
"recovery_account": "steem",
"reputation": 0,
"reset_account": "null",
"reward_sbd_balance": "0.000 SBD",
"reward_steem_balance": "0.000 STEEM",
"reward_vesting_balance": "0.000000 VESTS",
"reward_vesting_steem": "0.000 STEEM",
"savings_balance": "0.000 STEEM",
"savings_sbd_balance": "0.000 SBD",
"savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
"savings_sbd_seconds": "0",
"savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
"savings_withdraw_requests": 0,
"sbd_balance": "0.000 SBD",
"sbd_last_interest_payment": "1970-01-01T00:00:00",
"sbd_seconds": "0",
"sbd_seconds_last_update": "1970-01-01T00:00:00",
"tags_usage": [],
"to_withdraw": 0,
"transfer_history": [],
"vesting_balance": "0.000 STEEM",
"vesting_shares": "1022.395132 VESTS",
"vesting_withdraw_rate": "0.000000 VESTS",
"vote_history": [],
"voting_manabar": {
"current_mana": "8143659806",
"last_update_time": 1779082665
},
"voting_power": 0,
"withdraw_routes": 0,
"withdrawn": 0,
"witness_votes": [],
"witnesses_voted_for": 0,
"rank": 556560
}Withdraw Routes
| Incoming | Outgoing |
|---|---|
Empty | Empty |
{
"incoming": [],
"outgoing": []
}From Date
To Date
2026/05/18 05:37:45
2026/05/18 05:37:45
| delegatee | remeets |
| delegator | steem |
| vesting shares | 7121.264674 VESTS |
| Transaction Info | Block #106149870/Trx 9e0e81ebf7bb29e1c5d879540196a3efce3760dd |
View Raw JSON Data
{
"block": 106149870,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "7121.264674 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2026-05-18T05:37:45",
"trx_id": "9e0e81ebf7bb29e1c5d879540196a3efce3760dd",
"trx_in_block": 0,
"virtual_op": 0
}2026/05/13 01:41:18
2026/05/13 01:41:18
| delegatee | remeets |
| delegator | steem |
| vesting shares | 4409.054269 VESTS |
| Transaction Info | Block #106001868/Trx 5a969ceb1e2e15686a2bf3fe6a5e157bc036a2be |
View Raw JSON Data
{
"block": 106001868,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "4409.054269 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2026-05-13T01:41:18",
"trx_id": "5a969ceb1e2e15686a2bf3fe6a5e157bc036a2be",
"trx_in_block": 0,
"virtual_op": 0
}2026/04/26 04:50:33
2026/04/26 04:50:33
| delegatee | remeets |
| delegator | steem |
| vesting shares | 7133.780430 VESTS |
| Transaction Info | Block #105517376/Trx fadac161323d46e540eb262d8b326cbc83a877cd |
View Raw JSON Data
{
"block": 105517376,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "7133.780430 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2026-04-26T04:50:33",
"trx_id": "fadac161323d46e540eb262d8b326cbc83a877cd",
"trx_in_block": 0,
"virtual_op": 0
}2026/01/23 22:15:57
2026/01/23 22:15:57
| delegatee | remeets |
| delegator | steem |
| vesting shares | 4450.601088 VESTS |
| Transaction Info | Block #102869140/Trx f192b6615aa0d133f60d2a451edc8cd34e3ca5f0 |
View Raw JSON Data
{
"block": 102869140,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "4450.601088 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2026-01-23T22:15:57",
"trx_id": "f192b6615aa0d133f60d2a451edc8cd34e3ca5f0",
"trx_in_block": 8,
"virtual_op": 0
}2024/12/17 17:26:36
2024/12/17 17:26:36
| delegatee | remeets |
| delegator | steem |
| vesting shares | 4614.820285 VESTS |
| Transaction Info | Block #91315366/Trx 95df5191adc4534b600d0b1d13f55c05c565b735 |
View Raw JSON Data
{
"block": 91315366,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "4614.820285 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2024-12-17T17:26:36",
"trx_id": "95df5191adc4534b600d0b1d13f55c05c565b735",
"trx_in_block": 8,
"virtual_op": 0
}2023/11/14 09:07:57
2023/11/14 09:07:57
| delegatee | remeets |
| delegator | steem |
| vesting shares | 4783.953817 VESTS |
| Transaction Info | Block #79869518/Trx 9885b64eb5cd6e1100572f9bbb50dbe6c728f022 |
View Raw JSON Data
{
"block": 79869518,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "4783.953817 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2023-11-14T09:07:57",
"trx_id": "9885b64eb5cd6e1100572f9bbb50dbe6c728f022",
"trx_in_block": 1,
"virtual_op": 0
}2023/09/22 09:36:54
2023/09/22 09:36:54
| delegatee | remeets |
| delegator | steem |
| vesting shares | 7720.862603 VESTS |
| Transaction Info | Block #78361936/Trx 330f2807ccc9a5156f8f00d1623d5e4458bc8e80 |
View Raw JSON Data
{
"block": 78361936,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "7720.862603 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2023-09-22T09:36:54",
"trx_id": "330f2807ccc9a5156f8f00d1623d5e4458bc8e80",
"trx_in_block": 2,
"virtual_op": 0
}2022/11/03 17:10:27
2022/11/03 17:10:27
| delegatee | remeets |
| delegator | steem |
| vesting shares | 7942.914041 VESTS |
| Transaction Info | Block #69119794/Trx 6bf99fd4d7f750f35a2ecfdaca7225bbdc52355e |
View Raw JSON Data
{
"block": 69119794,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "7942.914041 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2022-11-03T17:10:27",
"trx_id": "6bf99fd4d7f750f35a2ecfdaca7225bbdc52355e",
"trx_in_block": 2,
"virtual_op": 0
}2022/01/17 22:26:12
2022/01/17 22:26:12
| delegatee | remeets |
| delegator | steem |
| vesting shares | 8163.021642 VESTS |
| Transaction Info | Block #60823119/Trx 3369bc2e5e16b48b5f7d7e2f98b06808655649e0 |
View Raw JSON Data
{
"block": 60823119,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "8163.021642 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2022-01-17T22:26:12",
"trx_id": "3369bc2e5e16b48b5f7d7e2f98b06808655649e0",
"trx_in_block": 10,
"virtual_op": 0
}2021/06/14 05:38:51
2021/06/14 05:38:51
| delegatee | remeets |
| delegator | steem |
| vesting shares | 8347.215930 VESTS |
| Transaction Info | Block #54613481/Trx 4aa236e893c4288eb95179fbb480b9d83408ef9a |
View Raw JSON Data
{
"block": 54613481,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "8347.215930 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2021-06-14T05:38:51",
"trx_id": "4aa236e893c4288eb95179fbb480b9d83408ef9a",
"trx_in_block": 7,
"virtual_op": 0
}2020/12/11 15:51:42
2020/12/11 15:51:42
| delegatee | remeets |
| delegator | steem |
| vesting shares | 8534.637904 VESTS |
| Transaction Info | Block #49360764/Trx 629e38906d3720554edf52bc437a64782f0f7ca2 |
View Raw JSON Data
{
"block": 49360764,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "8534.637904 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2020-12-11T15:51:42",
"trx_id": "629e38906d3720554edf52bc437a64782f0f7ca2",
"trx_in_block": 1,
"virtual_op": 0
}2020/12/06 09:27:42
2020/12/06 09:27:42
| delegatee | remeets |
| delegator | steem |
| vesting shares | 1912.543513 VESTS |
| Transaction Info | Block #49212293/Trx 1835528e0c2d581213ff0bdaad65a32f1548484f |
View Raw JSON Data
{
"block": 49212293,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "1912.543513 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2020-12-06T09:27:42",
"trx_id": "1835528e0c2d581213ff0bdaad65a32f1548484f",
"trx_in_block": 0,
"virtual_op": 0
}2020/12/05 19:29:39
2020/12/05 19:29:39
| delegatee | remeets |
| delegator | steem |
| vesting shares | 8540.845758 VESTS |
| Transaction Info | Block #49195851/Trx 256ea8b927ea7b8daf47adab640389b1e3576169 |
View Raw JSON Data
{
"block": 49195851,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "8540.845758 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2020-12-05T19:29:39",
"trx_id": "256ea8b927ea7b8daf47adab640389b1e3576169",
"trx_in_block": 2,
"virtual_op": 0
}2020/11/03 01:25:51
2020/11/03 01:25:51
| delegatee | remeets |
| delegator | steem |
| vesting shares | 1920.017158 VESTS |
| Transaction Info | Block #48269330/Trx 1709d72bc00c5985b804de0ae8e4db4bfee9ab96 |
View Raw JSON Data
{
"block": 48269330,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "1920.017158 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2020-11-03T01:25:51",
"trx_id": "1709d72bc00c5985b804de0ae8e4db4bfee9ab96",
"trx_in_block": 2,
"virtual_op": 0
}2020/05/09 10:30:00
2020/05/09 10:30:00
| delegatee | remeets |
| delegator | steem |
| vesting shares | 8743.651117 VESTS |
| Transaction Info | Block #43222611/Trx 6c5bb0dd3a265ddf1efd5689ebeac3c9b99a6119 |
View Raw JSON Data
{
"block": 43222611,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "8743.651117 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2020-05-09T10:30:00",
"trx_id": "6c5bb0dd3a265ddf1efd5689ebeac3c9b99a6119",
"trx_in_block": 34,
"virtual_op": 0
}2020/05/08 14:48:54
2020/05/08 14:48:54
| delegatee | remeets |
| delegator | steem |
| vesting shares | 1953.311140 VESTS |
| Transaction Info | Block #43199550/Trx 48b0f0829d97dacae9ee7c5d8120564349055685 |
View Raw JSON Data
{
"block": 43199550,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "1953.311140 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2020-05-08T14:48:54",
"trx_id": "48b0f0829d97dacae9ee7c5d8120564349055685",
"trx_in_block": 53,
"virtual_op": 0
}2020/04/16 02:54:30
2020/04/16 02:54:30
| delegatee | remeets |
| delegator | steem |
| vesting shares | 8756.538565 VESTS |
| Transaction Info | Block #42568703/Trx 072113052870bed17717d1d62dc558006592a9a6 |
View Raw JSON Data
{
"block": 42568703,
"op": [
"delegate_vesting_shares",
{
"delegatee": "remeets",
"delegator": "steem",
"vesting_shares": "8756.538565 VESTS"
}
],
"op_in_trx": 0,
"timestamp": "2020-04-16T02:54:30",
"trx_id": "072113052870bed17717d1d62dc558006592a9a6",
"trx_in_block": 2,
"virtual_op": 0
}2020/02/12 20:13:21
2020/02/12 20:13:21
| author | steemitboard |
| body | Congratulations @remeets! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@remeets/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@remeets) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=remeets)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes! |
| json metadata | {"image":["https://steemitboard.com/img/notify.png"]} |
| parent author | remeets |
| parent permlink | insure-this-carry-homeowners-insurance-and-get-screwed |
| permlink | steemitboard-notify-remeets-20200212t201320000z |
| title | |
| Transaction Info | Block #40763717/Trx 7ff1659fa0a404c064fe689173744aec0be7b027 |
View Raw JSON Data
{
"block": 40763717,
"op": [
"comment",
{
"author": "steemitboard",
"body": "Congratulations @remeets! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@remeets/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@remeets) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=remeets)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
"json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}",
"parent_author": "remeets",
"parent_permlink": "insure-this-carry-homeowners-insurance-and-get-screwed",
"permlink": "steemitboard-notify-remeets-20200212t201320000z",
"title": ""
}
],
"op_in_trx": 0,
"timestamp": "2020-02-12T20:13:21",
"trx_id": "7ff1659fa0a404c064fe689173744aec0be7b027",
"trx_in_block": 2,
"virtual_op": 0
}2019/05/12 20:01:30
2019/05/12 20:01:30
| delegatee | remeets |
| delegator | steem |
| vesting shares | 8952.155378 VESTS |
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2019/02/12 20:16:06
| author | steemitboard |
| body | Congratulations @remeets! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@remeets/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table> <sub>_[Click here to view your Board](https://steemitboard.com/@remeets)_</sub> > Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**! |
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| parent permlink | insure-this-carry-homeowners-insurance-and-get-screwed |
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2018/05/16 23:57:21
| delegatee | remeets |
| delegator | steem |
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2018/02/13 00:40:15
| author | steemitboard |
| body | Congratulations @remeets! You have completed some achievement on Steemit and have been rewarded with new badge(s) : [](http://steemitboard.com/@remeets) You published your First Post Click on any badge to view your own Board of Honor on SteemitBoard. For more information about SteemitBoard, click [here](https://steemit.com/@steemitboard) If you no longer want to receive notifications, reply to this comment with the word `STOP` > By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)! |
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 20:11:24
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 20:11:24
| author | remeets |
| body |  I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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| parent permlink | insurance |
| permlink | insure-this-carry-homeowners-insurance-and-get-screwed |
| title | Insure This! Carry Homeowners Insurance and Get Screwed! |
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View Raw JSON Data
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 20:10:30
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 20:10:30
| author | remeets |
| body |  I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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| parent author | |
| parent permlink | insurance |
| permlink | insure-this-carry-homeowners-insurance-and-get-screwed |
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 20:10:09
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 20:10:09
| author | remeets |
| body |  I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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| parent author | |
| parent permlink | insurance |
| permlink | insure-this-carry-homeowners-insurance-and-get-screwed |
| title | Insure This! Carry Homeowners Insurance and Get Screwed! |
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 20:09:48
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 20:09:48
| author | remeets |
| body |  I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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| permlink | insure-this-carry-homeowners-insurance-and-get-screwed |
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"body": "\nI am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 20:09:24
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 20:09:24
| author | remeets |
| body |  I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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| title | Insure This! Carry Homeowners Insurance and Get Screwed! |
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"body": "\nI am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 20:09:12
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 20:09:12
| author | remeets |
| body |  I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 20:09:00
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 20:09:00
| author | remeets |
| body |  I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 20:05:42
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 20:05:42
| author | remeets |
| body | @@ -1,12 +1,101 @@ +!%5B%5D(https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png)%0A I am unable |
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}remeetsupdated their account properties2018/02/12 20:04:45
remeetsupdated their account properties
2018/02/12 20:04:45
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 19:59:15
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 19:59:15
| author | remeets |
| body | I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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"body": "I am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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}remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed2018/02/12 19:57:21
remeetspublished a new post: insure-this-carry-homeowners-insurance-and-get-screwed
2018/02/12 19:57:21
| author | remeets |
| body | I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it. |
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| parent author | |
| parent permlink | insurance |
| permlink | insure-this-carry-homeowners-insurance-and-get-screwed |
| title | Insure This! Carry Homeowners Insurance and Get Screwed! |
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"body": "I am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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}remeetsupdated their account properties2018/02/12 19:25:33
remeetsupdated their account properties
2018/02/12 19:25:33
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}remeetsupdated their account properties2018/02/12 19:23:36
remeetsupdated their account properties
2018/02/12 19:23:36
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}remeetsupdated their account properties2018/02/12 19:23:03
remeetsupdated their account properties
2018/02/12 19:23:03
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}2018/02/12 19:18:57
2018/02/12 19:18:57
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}Witness Votes
0 / 30
No active witness votes.
[]