Ecoer Logo

@remeets

25

Citizen of the world going from nowhere to now here.

steemit.com/@remeets
VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.00%
Net Worth
0.036USD
STEEM
0.000STEEM
SBD
0.000SBD
Effective Power
5.011SP
├── Own SP
0.629SP
└── Incoming Deleg
+4.382SP

Detailed Balance

STEEM
balance
0.000STEEM
market_balance
0.000STEEM
savings_balance
0.000STEEM
reward_steem_balance
0.000STEEM
STEEM POWER
Own SP
0.629SP
Delegated Out
0.000SP
Delegation In
4.382SP
Effective Power
5.011SP
Reward SP (pending)
0.000SP
SBD
sbd_balance
0.000SBD
sbd_conversions
0.000SBD
sbd_market_balance
0.000SBD
savings_sbd_balance
0.000SBD
reward_sbd_balance
0.000SBD
{
  "balance": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "reward_steem_balance": "0.000 STEEM",
  "vesting_shares": "1022.395132 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7121.264674 VESTS",
  "sbd_balance": "0.000 SBD",
  "savings_sbd_balance": "0.000 SBD",
  "reward_sbd_balance": "0.000 SBD",
  "conversions": []
}

Account Info

nameremeets
id760208
rank556,560
reputation0
created2018-02-12T19:18:57
recovery_accountsteem
proxyNone
post_count1
comment_count0
lifetime_vote_count0
witnesses_voted_for0
last_post2018-02-12T19:57:21
last_root_post2018-02-12T19:57:21
last_vote_time1970-01-01T00:00:00
proxied_vsf_votes0, 0, 0, 0
can_vote1
voting_power0
delayed_votes0
balance0.000 STEEM
savings_balance0.000 STEEM
sbd_balance0.000 SBD
savings_sbd_balance0.000 SBD
vesting_shares1022.395132 VESTS
delegated_vesting_shares0.000000 VESTS
received_vesting_shares7121.264674 VESTS
reward_vesting_balance0.000000 VESTS
vesting_balance0.000 STEEM
vesting_withdraw_rate0.000000 VESTS
next_vesting_withdrawal1969-12-31T23:59:59
withdrawn0
to_withdraw0
withdraw_routes0
savings_withdraw_requests0
last_account_recovery1970-01-01T00:00:00
reset_accountnull
last_owner_update1970-01-01T00:00:00
last_account_update2018-02-12T20:04:45
minedNo
sbd_seconds0
sbd_last_interest_payment1970-01-01T00:00:00
savings_sbd_last_interest_payment1970-01-01T00:00:00
{
  "active": {
    "account_auths": [],
    "key_auths": [
      [
        "STM5Lp8E3HupF3TeTr3JYn9D6NFCUG6tRqo5k1jATipYykETPqidj",
        1
      ]
    ],
    "weight_threshold": 1
  },
  "balance": "0.000 STEEM",
  "can_vote": true,
  "comment_count": 0,
  "created": "2018-02-12T19:18:57",
  "curation_rewards": 0,
  "delegated_vesting_shares": "0.000000 VESTS",
  "downvote_manabar": {
    "current_mana": 2035914951,
    "last_update_time": 1779082665
  },
  "guest_bloggers": [],
  "id": 760208,
  "json_metadata": "{\"profile\":{\"profile_image\":\"https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcRCVACsoZLVZmuGmP6gLojBUmogaOgR-t9aWxNJXS_QtQN5v7VtjA\",\"cover_image\":\"http://horrornews.net/wp-content/uploads/2012/05/dolemite-1975-movie-5.jpg\",\"name\":\"Steem O Mite\",\"about\":\"Citizen of the world going from nowhere to now here.\"}}",
  "last_account_recovery": "1970-01-01T00:00:00",
  "last_account_update": "2018-02-12T20:04:45",
  "last_owner_update": "1970-01-01T00:00:00",
  "last_post": "2018-02-12T19:57:21",
  "last_root_post": "2018-02-12T19:57:21",
  "last_vote_time": "1970-01-01T00:00:00",
  "lifetime_vote_count": 0,
  "market_history": [],
  "memo_key": "STM6NrsnF1fg9ydBgBPHdvhsBUwvt7UkbN9J3jnRn4zMGWWJszJFM",
  "mined": false,
  "name": "remeets",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "other_history": [],
  "owner": {
    "account_auths": [],
    "key_auths": [
      [
        "STM7WHttigiXdqLWn9o2mva8CfWrQaHmQtfGuqfTJKFmtAfsM4w71",
        1
      ]
    ],
    "weight_threshold": 1
  },
  "pending_claimed_accounts": 0,
  "post_bandwidth": 0,
  "post_count": 1,
  "post_history": [],
  "posting": {
    "account_auths": [],
    "key_auths": [
      [
        "STM7zpSMno97B7iMACU1kKfR5T9QTEo3SWqGuDmLpxwXvXn1WwDv9",
        1
      ]
    ],
    "weight_threshold": 1
  },
  "posting_json_metadata": "{\"profile\":{\"profile_image\":\"https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcRCVACsoZLVZmuGmP6gLojBUmogaOgR-t9aWxNJXS_QtQN5v7VtjA\",\"cover_image\":\"http://horrornews.net/wp-content/uploads/2012/05/dolemite-1975-movie-5.jpg\",\"name\":\"Steem O Mite\",\"about\":\"Citizen of the world going from nowhere to now here.\"}}",
  "posting_rewards": 0,
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "proxy": "",
  "received_vesting_shares": "7121.264674 VESTS",
  "recovery_account": "steem",
  "reputation": 0,
  "reset_account": "null",
  "reward_sbd_balance": "0.000 SBD",
  "reward_steem_balance": "0.000 STEEM",
  "reward_vesting_balance": "0.000000 VESTS",
  "reward_vesting_steem": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "savings_sbd_balance": "0.000 SBD",
  "savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_sbd_seconds": "0",
  "savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "sbd_balance": "0.000 SBD",
  "sbd_last_interest_payment": "1970-01-01T00:00:00",
  "sbd_seconds": "0",
  "sbd_seconds_last_update": "1970-01-01T00:00:00",
  "tags_usage": [],
  "to_withdraw": 0,
  "transfer_history": [],
  "vesting_balance": "0.000 STEEM",
  "vesting_shares": "1022.395132 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "vote_history": [],
  "voting_manabar": {
    "current_mana": "8143659806",
    "last_update_time": 1779082665
  },
  "voting_power": 0,
  "withdraw_routes": 0,
  "withdrawn": 0,
  "witness_votes": [],
  "witnesses_voted_for": 0,
  "rank": 556560
}

Withdraw Routes

IncomingOutgoing
Empty
Empty
{
  "incoming": [],
  "outgoing": []
}
From Date
To Date
steemdelegated 4.382 SP to @remeets
2026/05/18 05:37:45
delegateeremeets
delegatorsteem
vesting shares7121.264674 VESTS
Transaction InfoBlock #106149870/Trx 9e0e81ebf7bb29e1c5d879540196a3efce3760dd
View Raw JSON Data
{
  "block": 106149870,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "7121.264674 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2026-05-18T05:37:45",
  "trx_id": "9e0e81ebf7bb29e1c5d879540196a3efce3760dd",
  "trx_in_block": 0,
  "virtual_op": 0
}
steemdelegated 2.713 SP to @remeets
2026/05/13 01:41:18
delegateeremeets
delegatorsteem
vesting shares4409.054269 VESTS
Transaction InfoBlock #106001868/Trx 5a969ceb1e2e15686a2bf3fe6a5e157bc036a2be
View Raw JSON Data
{
  "block": 106001868,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "4409.054269 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2026-05-13T01:41:18",
  "trx_id": "5a969ceb1e2e15686a2bf3fe6a5e157bc036a2be",
  "trx_in_block": 0,
  "virtual_op": 0
}
steemdelegated 4.389 SP to @remeets
2026/04/26 04:50:33
delegateeremeets
delegatorsteem
vesting shares7133.780430 VESTS
Transaction InfoBlock #105517376/Trx fadac161323d46e540eb262d8b326cbc83a877cd
View Raw JSON Data
{
  "block": 105517376,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "7133.780430 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2026-04-26T04:50:33",
  "trx_id": "fadac161323d46e540eb262d8b326cbc83a877cd",
  "trx_in_block": 0,
  "virtual_op": 0
}
steemdelegated 2.738 SP to @remeets
2026/01/23 22:15:57
delegateeremeets
delegatorsteem
vesting shares4450.601088 VESTS
Transaction InfoBlock #102869140/Trx f192b6615aa0d133f60d2a451edc8cd34e3ca5f0
View Raw JSON Data
{
  "block": 102869140,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "4450.601088 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2026-01-23T22:15:57",
  "trx_id": "f192b6615aa0d133f60d2a451edc8cd34e3ca5f0",
  "trx_in_block": 8,
  "virtual_op": 0
}
steemdelegated 2.839 SP to @remeets
2024/12/17 17:26:36
delegateeremeets
delegatorsteem
vesting shares4614.820285 VESTS
Transaction InfoBlock #91315366/Trx 95df5191adc4534b600d0b1d13f55c05c565b735
View Raw JSON Data
{
  "block": 91315366,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "4614.820285 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2024-12-17T17:26:36",
  "trx_id": "95df5191adc4534b600d0b1d13f55c05c565b735",
  "trx_in_block": 8,
  "virtual_op": 0
}
steemdelegated 2.944 SP to @remeets
2023/11/14 09:07:57
delegateeremeets
delegatorsteem
vesting shares4783.953817 VESTS
Transaction InfoBlock #79869518/Trx 9885b64eb5cd6e1100572f9bbb50dbe6c728f022
View Raw JSON Data
{
  "block": 79869518,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "4783.953817 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2023-11-14T09:07:57",
  "trx_id": "9885b64eb5cd6e1100572f9bbb50dbe6c728f022",
  "trx_in_block": 1,
  "virtual_op": 0
}
steemdelegated 4.751 SP to @remeets
2023/09/22 09:36:54
delegateeremeets
delegatorsteem
vesting shares7720.862603 VESTS
Transaction InfoBlock #78361936/Trx 330f2807ccc9a5156f8f00d1623d5e4458bc8e80
View Raw JSON Data
{
  "block": 78361936,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "7720.862603 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2023-09-22T09:36:54",
  "trx_id": "330f2807ccc9a5156f8f00d1623d5e4458bc8e80",
  "trx_in_block": 2,
  "virtual_op": 0
}
steemdelegated 4.887 SP to @remeets
2022/11/03 17:10:27
delegateeremeets
delegatorsteem
vesting shares7942.914041 VESTS
Transaction InfoBlock #69119794/Trx 6bf99fd4d7f750f35a2ecfdaca7225bbdc52355e
View Raw JSON Data
{
  "block": 69119794,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "7942.914041 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2022-11-03T17:10:27",
  "trx_id": "6bf99fd4d7f750f35a2ecfdaca7225bbdc52355e",
  "trx_in_block": 2,
  "virtual_op": 0
}
steemdelegated 5.023 SP to @remeets
2022/01/17 22:26:12
delegateeremeets
delegatorsteem
vesting shares8163.021642 VESTS
Transaction InfoBlock #60823119/Trx 3369bc2e5e16b48b5f7d7e2f98b06808655649e0
View Raw JSON Data
{
  "block": 60823119,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "8163.021642 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2022-01-17T22:26:12",
  "trx_id": "3369bc2e5e16b48b5f7d7e2f98b06808655649e0",
  "trx_in_block": 10,
  "virtual_op": 0
}
steemdelegated 5.136 SP to @remeets
2021/06/14 05:38:51
delegateeremeets
delegatorsteem
vesting shares8347.215930 VESTS
Transaction InfoBlock #54613481/Trx 4aa236e893c4288eb95179fbb480b9d83408ef9a
View Raw JSON Data
{
  "block": 54613481,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "8347.215930 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2021-06-14T05:38:51",
  "trx_id": "4aa236e893c4288eb95179fbb480b9d83408ef9a",
  "trx_in_block": 7,
  "virtual_op": 0
}
steemdelegated 5.251 SP to @remeets
2020/12/11 15:51:42
delegateeremeets
delegatorsteem
vesting shares8534.637904 VESTS
Transaction InfoBlock #49360764/Trx 629e38906d3720554edf52bc437a64782f0f7ca2
View Raw JSON Data
{
  "block": 49360764,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "8534.637904 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-12-11T15:51:42",
  "trx_id": "629e38906d3720554edf52bc437a64782f0f7ca2",
  "trx_in_block": 1,
  "virtual_op": 0
}
steemdelegated 1.177 SP to @remeets
2020/12/06 09:27:42
delegateeremeets
delegatorsteem
vesting shares1912.543513 VESTS
Transaction InfoBlock #49212293/Trx 1835528e0c2d581213ff0bdaad65a32f1548484f
View Raw JSON Data
{
  "block": 49212293,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "1912.543513 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-12-06T09:27:42",
  "trx_id": "1835528e0c2d581213ff0bdaad65a32f1548484f",
  "trx_in_block": 0,
  "virtual_op": 0
}
steemdelegated 5.255 SP to @remeets
2020/12/05 19:29:39
delegateeremeets
delegatorsteem
vesting shares8540.845758 VESTS
Transaction InfoBlock #49195851/Trx 256ea8b927ea7b8daf47adab640389b1e3576169
View Raw JSON Data
{
  "block": 49195851,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "8540.845758 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-12-05T19:29:39",
  "trx_id": "256ea8b927ea7b8daf47adab640389b1e3576169",
  "trx_in_block": 2,
  "virtual_op": 0
}
steemdelegated 1.181 SP to @remeets
2020/11/03 01:25:51
delegateeremeets
delegatorsteem
vesting shares1920.017158 VESTS
Transaction InfoBlock #48269330/Trx 1709d72bc00c5985b804de0ae8e4db4bfee9ab96
View Raw JSON Data
{
  "block": 48269330,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "1920.017158 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-11-03T01:25:51",
  "trx_id": "1709d72bc00c5985b804de0ae8e4db4bfee9ab96",
  "trx_in_block": 2,
  "virtual_op": 0
}
steemdelegated 5.380 SP to @remeets
2020/05/09 10:30:00
delegateeremeets
delegatorsteem
vesting shares8743.651117 VESTS
Transaction InfoBlock #43222611/Trx 6c5bb0dd3a265ddf1efd5689ebeac3c9b99a6119
View Raw JSON Data
{
  "block": 43222611,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "8743.651117 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-05-09T10:30:00",
  "trx_id": "6c5bb0dd3a265ddf1efd5689ebeac3c9b99a6119",
  "trx_in_block": 34,
  "virtual_op": 0
}
steemdelegated 1.202 SP to @remeets
2020/05/08 14:48:54
delegateeremeets
delegatorsteem
vesting shares1953.311140 VESTS
Transaction InfoBlock #43199550/Trx 48b0f0829d97dacae9ee7c5d8120564349055685
View Raw JSON Data
{
  "block": 43199550,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "1953.311140 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-05-08T14:48:54",
  "trx_id": "48b0f0829d97dacae9ee7c5d8120564349055685",
  "trx_in_block": 53,
  "virtual_op": 0
}
steemdelegated 5.388 SP to @remeets
2020/04/16 02:54:30
delegateeremeets
delegatorsteem
vesting shares8756.538565 VESTS
Transaction InfoBlock #42568703/Trx 072113052870bed17717d1d62dc558006592a9a6
View Raw JSON Data
{
  "block": 42568703,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "remeets",
      "delegator": "steem",
      "vesting_shares": "8756.538565 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-04-16T02:54:30",
  "trx_id": "072113052870bed17717d1d62dc558006592a9a6",
  "trx_in_block": 2,
  "virtual_op": 0
}
2020/02/12 20:13:21
authorsteemitboard
bodyCongratulations @remeets! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@remeets/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@remeets) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=remeets)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
json metadata{"image":["https://steemitboard.com/img/notify.png"]}
parent authorremeets
parent permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
permlinksteemitboard-notify-remeets-20200212t201320000z
title
Transaction InfoBlock #40763717/Trx 7ff1659fa0a404c064fe689173744aec0be7b027
View Raw JSON Data
{
  "block": 40763717,
  "op": [
    "comment",
    {
      "author": "steemitboard",
      "body": "Congratulations @remeets! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@remeets/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@remeets) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=remeets)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}",
      "parent_author": "remeets",
      "parent_permlink": "insure-this-carry-homeowners-insurance-and-get-screwed",
      "permlink": "steemitboard-notify-remeets-20200212t201320000z",
      "title": ""
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-02-12T20:13:21",
  "trx_id": "7ff1659fa0a404c064fe689173744aec0be7b027",
  "trx_in_block": 2,
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steemdelegated 5.508 SP to @remeets
2019/05/12 20:01:30
delegateeremeets
delegatorsteem
vesting shares8952.155378 VESTS
Transaction InfoBlock #32851631/Trx 059fc3268e234855f6ee7de47c46edea41b04dd8
View Raw JSON Data
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2019/02/12 20:16:06
authorsteemitboard
bodyCongratulations @remeets! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@remeets/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table> <sub>_[Click here to view your Board](https://steemitboard.com/@remeets)_</sub> > Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!
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parent permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
permlinksteemitboard-notify-remeets-20190212t201605000z
title
Transaction InfoBlock #30291934/Trx 63fb111b6e3ed2c17eb3e918d0dc1d0bea297343
View Raw JSON Data
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steemdelegated 5.631 SP to @remeets
2018/05/16 23:57:21
delegateeremeets
delegatorsteem
vesting shares9151.766246 VESTS
Transaction InfoBlock #22494248/Trx 7e15826770a8a6c92412a8c4d5dc126e404c452b
View Raw JSON Data
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2018/02/13 00:40:15
authorsteemitboard
bodyCongratulations @remeets! You have completed some achievement on Steemit and have been rewarded with new badge(s) : [![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstpost.png)](http://steemitboard.com/@remeets) You published your First Post Click on any badge to view your own Board of Honor on SteemitBoard. For more information about SteemitBoard, click [here](https://steemit.com/@steemitboard) If you no longer want to receive notifications, reply to this comment with the word `STOP` > By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!
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permlinksteemitboard-notify-remeets-20180213t004017000z
title
Transaction InfoBlock #19819398/Trx 5e48d53d2f3566d458d3e6b5cda04be576365985
View Raw JSON Data
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2018/02/12 20:11:24
authorremeets
body![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png) I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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parent author
parent permlinkinsurance
permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
Transaction InfoBlock #19814026/Trx 63eea2edcfe400fb0c9624090f04c3781d527732
View Raw JSON Data
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2018/02/12 20:10:30
authorremeets
body![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png) I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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parent author
parent permlinkinsurance
permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
Transaction InfoBlock #19814008/Trx 97d3314ebfe2d19e8a0ef1ab4a6f76dabb99605c
View Raw JSON Data
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      "body": "![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png)\nI am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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2018/02/12 20:10:09
authorremeets
body![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png) I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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parent author
parent permlinkinsurance
permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
Transaction InfoBlock #19814001/Trx dff2553bd17410fac9cbe056da9e9ecaf582d2f0
View Raw JSON Data
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      "body": "![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png)\nI am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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2018/02/12 20:09:48
authorremeets
body![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png) I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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parent author
parent permlinkinsurance
permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
Transaction InfoBlock #19813994/Trx 81a854ddf91b2a9ababe315791b1fcfaedbf00fb
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      "body": "![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png)\nI am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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2018/02/12 20:09:24
authorremeets
body![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png) I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
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2018/02/12 20:09:12
authorremeets
body![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png) I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
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2018/02/12 20:09:00
authorremeets
body![](https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png) I am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
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2018/02/12 20:05:42
authorremeets
body@@ -1,12 +1,101 @@ +!%5B%5D(https://steemitimages.com/DQmbfcJd2aGY4XHcnhDbLJn8U27GWWKxamd28dJDz5vLVys/image.png)%0A I am unable
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permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
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remeetsupdated their account properties
2018/02/12 20:04:45
accountremeets
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2018/02/12 19:59:15
authorremeets
bodyI am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
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      "body": "I am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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2018/02/12 19:57:21
authorremeets
bodyI am unable to get my home owners insurance reduced. Fortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house. Thank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. My mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. This is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. However, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. Let’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. This is an outrage! Not only has the greasy insurance industry legislated itself into business, while offering little in actual service value, now that same industry has monopolized the prices citizens pay for insurance. They have pegged insurance rates to real estate values and we have nothing to say about it.
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parent author
parent permlinkinsurance
permlinkinsure-this-carry-homeowners-insurance-and-get-screwed
titleInsure This! Carry Homeowners Insurance and Get Screwed!
Transaction InfoBlock #19813746/Trx ad63e5023409ab95946ead58166d8139abc2e23f
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      "author": "remeets",
      "body": "I am unable to get my home owners insurance reduced. \n\nFortunately, enough work has come my way that I have been able to pay down the mortgage on my home. The balance is much less than the replacement value of the house.\nThank god! My mortgage holder requires insurance on the property, naturally, so we discussed coverage amounts over the phone. \n\nMy mortgage holder (Bank of America) is fine with just have enough insurance on the house to cover the balance of the loan. This is fine with me. So, I set out to find a new policy which covers just enough to satisfy the loan balance. Why would somebody do this? This adds up to a monthly saves, for me, of over 100 dollars. As anybody normal would, I feel this savings is a reward for working hard and paying of my debts sooner rather than later. Also, I do not fear a plane crashing into my house or it burning down. \n\nThis is what happened. I contacted numerous insurance agents and was refused a quote on anything less than the full replacement value. They all spoke about some, “What if this? What if that?” bull shit. For above mentioned reasons, I am very comfortable having less coverage on my home. Soon the mortgage will be paid off and there will not be any coverage on the property. None of the insurance agents express any concern over that when I mentioned it. Also, as a property owning citizen of the United States, I would expect to be able to seek home owner's coverage which suites my needs best. Not the needs of the insurance industry. \n\nHowever, the insurance industry seems to have full authority. Every agent I spoke with mentioned the same thing. The software they use will only calculate premiums based on full replacement values. Therefore my request for coverage in the amount of anything less than the full replacement value is denied. \n\nLet’s think about this. The software they use will not allow them to quote anything less than the full replacement (market) value of the property. Sound familiar? Again, the model of pass it to another layer of the insurance industry and be denied is executed. This is the same model which requires and independent adjuster to pretend they are working for you and then deny your claim. \n\nThis is an outrage! Not only has the greasy insurance industry legislated\nitself into business, while offering little in actual service value, now\nthat same industry has monopolized the prices citizens pay for\ninsurance. They have pegged insurance rates to real estate values and we have nothing to say about it.",
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remeetsupdated their account properties
2018/02/12 19:25:33
accountremeets
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remeetsupdated their account properties
2018/02/12 19:23:36
accountremeets
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remeetsupdated their account properties
2018/02/12 19:23:03
accountremeets
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Transaction InfoBlock #19813060/Trx ab10997c6a056cbe003452ac3ebe97e56e26ad7b
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steemcreated a new account: @remeets
2018/02/12 19:18:57
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creatorsteem
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Transaction InfoBlock #19812978/Trx ec11db60402cb5f5c0d88d96471e3635ccdf847e
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Account Metadata

POSTING JSON METADATA
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JSON METADATA
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Auth Keys

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Single Signature
Public Keys
STM7WHttigiXdqLWn9o2mva8CfWrQaHmQtfGuqfTJKFmtAfsM4w711/1
Active
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Public Keys
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Posting
Single Signature
Public Keys
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Memo
STM6NrsnF1fg9ydBgBPHdvhsBUwvt7UkbN9J3jnRn4zMGWWJszJFM
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Witness Votes

0 / 30
No active witness votes.
[]