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      "body": "@queencyn Great article. Thanks for sharing!\nAlso following youm from now on.",
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      "body": "As we know, many people prefer to use cash instead of plastic cards like debit or credit cards because of many reasons. Also, most of the people prefer cards more than paper money. There are several advantages and disadvantages of both which is explained below: \n \n![45.jpg](https://steemitimages.com/DQmRe6LqiDbcuAAao6ED1kr31t52CQZ4jz7YAGEeYSMQYsM/45.jpg)\n[Flickr]\n\nVersatility \n\nOne of the greatest benefits of the cash transaction is that it is accepted anywhere. There are very few companies, or organizations are there that ask people use their plastic cards to pay their bills, but a large portion of business and firms accepts only cash. Cards are of no use when it comes to buying a lemonade, small household products or when getting tickets on the bus. Many people avoid using cards because of transaction fees covered by the retailers. \n\nSecurity \n\nOn the one hand, of the disadvantages of paper money like cash is, it can be stolen any time by thieves, and you cannot get it back. But when it comes to physical money, it is hard to steal from the person or if he gets your card than he would not be able to get money from it until they have pin or security passwords of yours. \n\nPrivacy \n\nPrivacy is the main concern for the people who don't want to reveal their income or holdings of cash. They prefer paper money like cash as their priority because cash is less traceable and you can easily keep cash at any secret space. But, card transaction can be traced easily through the retailer swiping machines or bill receipts.  \n\nEase of Handling \n\nOne of the major benefits of having plastic money is that it is easier to carry in your wallet. Cards cover very less space, and there is no fumbling when you take one out to pay for your goods or products. But the disadvantage of having a credit or debit card is that no one on your behalf can purchase for you. The ease of having cash is that you can also send your friend or family members in behalf to buy goods or something you want for you. \n\nCredit cards are easier to carry other than cash, but we also can't ignore the importance of cash as well.\n\n\n\n![Thank you for reading.jpg](https://steemitimages.com/DQmXg61pgH8KXKcC7nKFDj1bSiD5jnct3oCRxP5cvCQ61fo/Thank%20you%20for%20reading.jpg)",
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      "author": "queencyn",
      "body": "You can find many cash-for-gold advertisements in newspapers, TV and in online portals like websites and social media platforms. You can find many gold buyers who purchase gold coins, jewelry and exchange cash on agreed price. \n \n![44.jpg](https://steemitimages.com/DQmVzToLiXp1DDYxbC7948WnZPMEobytdt9QYjpvPEv9DP5/44.jpg)\n[Flickr]\n\nGold Dealers \n\nLicensed Gold traders are more secured for selling your Gold items. Most of the gold merchants aren't willing to pay huge hikes, and in most of the cases, you didn’t get even the current price of your gold. For getting high return, you need to discover your market place and look for the best merchants. \n\nGold dealers are best options if you are selling your gold bars or gold coins because gold dealers are willing to pay fix price according to the weight of the Gold. Remember, not to sell your jewelry to a gold dealer because gold traders fail to give you the exact value of gems used in it and value for craftsmanship work as they only consider weight. \n\nJewelry Stores \n\nSelling your jewelry at jewelry shop is the best option in comparison to Gold traders as in a jewelry store, as you get maximum value of your gold as compared to a gold dealer. Jewelers know the value precious stones as well as the artistic value of jewelry. But if you have to sell gold coins or bars than probably jewelry shop is not the best option. \n\nOnline Dealers \n\nYou can find many Gold dealers online through search engines. But most of them are a fraud; to be secure, you need to review the license certificate, reputation and reliability of the online gold dealer before selling your valuables items to them. The most essential thing to consider when selling gold to online trader is never send any precious gold items to them without insurance.  \n\nOnline Auction \n\nSell your gold items like jewelry and gems on Internet sites like eBay. You can list your gold on a merchant seller account on eBay with good description and attractive title. As there are many visitors of this website, the chances of getting a bid for your gold will be maximum. \n\nIf you have the bunch of gold, you can take it to an auction house. Bidders will bid on your gold items like coins, jewelry, etc.  And you can sell them to the highest bidder. \n\nPawn Shop \n\nIf you have ancient gold jewelry and you want instant cash than pawn shop will be the best option for you. They buy precious materials instantly but give a very lower price in comparison to other options. \n\n\n![Thank you for reading.jpg](https://steemitimages.com/DQmXg61pgH8KXKcC7nKFDj1bSiD5jnct3oCRxP5cvCQ61fo/Thank%20you%20for%20reading.jpg)",
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      "author": "nzfxtrader",
      "body": "Some great tips, especially paying of debts like student loans and credit cards - the interest on those will do you in!",
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      "body": "If you are single than saving money can be a lot easier. There are several ways for saving money if you are a single individual that couples and families can't. \n \n![43.jpg](https://steemitimages.com/DQmRFXyvKpQzGY7gysdKrnrUGT7S4HbrcyeawkJWXSSShzR/43.jpg)\n[Flickr]\n\nShared Housing \n\nFor a single person who is living away from their families have a primary concern of housing as it covers a big amount of your salary. The best option for young, single men to save money is to share their apartments or houses with their roommates. This helps you to pay significantly less than renting yourself single handily. Splitting and sharing your flats with two or three people can save your thousands of dollars per year. \n\nCut Down Discretionary Expenses \n\nTry to reduce monthly expenses on phone bills, cable bills or even Internet bills. Try to use cheapest phone plan instead of using an unlimited phone plan, or try to use daily cable subscription plans for T.V. so that if you are not willing to want television anytime, you can just cancel your subscription for that day. If you are sharing your apartment with your roommates, make them share your broadband Internet connection also to cut down your monthly bills. \n\nMeals and Snacks \n\nMost of the bachelors don't know to cook and get their meals from the hotels every day. To cut down the expenses, you just need to learn cooking. Meals at restaurants cost at least $10 but if you cook meals at your home it will cost under $5 including raw ingredients. It's also advised to avoid wasting money at bars. Avoid visiting entertainment places like gaming zones, bars, and clubs to save money and try to entertain in your home by making up new hobbies, watching televisions and through many other ways. \n\nDebt Reduction \n\nTry to pay your monthly debt off your credit cards or students loan before the deadline to avoid any interest charges. Interest on debts adds up quickly, and debts like student loans can eat your savings if you don't pay them in time. Meeting those debts earlier than required can minimize your stress level and promote your budget flexibility. \n \n\n\n![Thank you for reading.jpg](https://steemitimages.com/DQmXg61pgH8KXKcC7nKFDj1bSiD5jnct3oCRxP5cvCQ61fo/Thank%20you%20for%20reading.jpg)",
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