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      "body": "Hello,\n\nWe have found that all or part of the above post may have been copied from: https://steemit.com/ico/@baperstrong/belotto-desentralisasi-baru-untuk-lotere\n\n\nNot indicating that the content you post **including translations, spun, or re-written articles** are not your original work could be seen as [plagiarism.](http://www.plagiarism.org/plagiarism-101/what-is-plagiarism/)\n\nThese are some tips on how to share content and add value:\n- Using a few sentences from your source in “quotes.” Use HTML tags or markdown \">\" before the quote.\n- Linking to your sources.\n- Include your own original thoughts and ideas on what you have shared.\n- It is recommended that the quotes should not cover more than 50% of the whole post. At least 50% of the content should be original.\n\nRepeated plagiarized posts are considered spam. Spam is discouraged by the community, and may result in action from the [cheetah bot](https://steemit.com/faq.html#What_is__cheetah).\n\nIf you are actually the original author, please do reply to let us know!\n\nMore Info: <a href=\"https://steemit.com/steemcleaners/@steemcleaners/abuse-guide-2017-update\">Abuse Guide - 2017</a>.\n\n---\n\n<b>If you reply to this comment directly, we may not notice your response.\nIt is recommended to contact us in our [Discord Channel](https://discordapp.com/channels/333959953951752194/335541190927843338), instead. </b>\n\nThank you.",
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      "author": "cheetah",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://medium.com/@bitnautic/what-is-bitnautic-and-what-are-the-causes-of-bitnautic-57f0895791fe",
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      "body": "![](https://steemitimages.com/DQmbkagwXGBSZVh6EE1z9G8mmuPdEHYUYkoLvCrRGvwSBt9/image.png)\n\nWhat is Bitnautic\n-\n\nBitNautic, (bitnautic.io), is a decentralized marketplace/ platform for commodities, where end-consumers, importers/exporters, and manufacturers/producers of goods can trade their products with more ease using the blockchain technology.\n\nIt is what actually Uber is the Cab industry and the business model and also simple and transparent. Bitnautic is all set to provide a better fortune and golden opportunities to the customers, traders, brokers/agents, ship owners and etc. It works as a marketplace for goods and commodities, where importers, exporters, end-consumers, and producers of goods will be able to trade their products and ease their trading practices all over the globe.\n\nBitnautic provides services and transportation which is internally boosted by decentralization technology blockchain. The possibility of blockchain within this platform makes it safe to hacks, frauds or viruses making it totally transparent and secure. There exist no middleman restrictions, rather all transactions are on distributed ledger without the involvement of any central authorities.\n\nThe goal \n-\n\nTo help everyone, from end-consumers to the ship owners, Shipping companies to the Agents/brokers, small or large courier companies, Manufacturers, Producers(farmers), the traders, and the investors around the world to facilitate their ventures and ease the trading practices by connecting all the continents to one unique platform. https://bitnautic.io/en\n\nBitNautic Features\n-\n- Cargo Booking: Estimating the total price and booking a cargo for transportation is made just a few clicks away with the BitNautic platform.\n- Global Shipping Currency: BitNautic allows users to exchange cryptocurrency or fiat money with (BTNT). Our global currency brings all the shipping community on the same platform.\n- Tracking System: BitNautic deploys a state of the art ship tracking and cargo tracking system for its customers in real-time. So, all your worries for cargo is going to vanish.\n- Shipping and Cargo Marketplace(SCM): A platform bringing shipping associates at the same table boosted by intensely developed BitNautic core systems.\n- E-commerce platform: A user-friendly digitized marketplace where they can buy or sell their products directly without the involvement of any middleman.\n- Exclusive Deals: BitNautic comes with tempting deals and exclusive discounts that are customized according to members. Notifications are given to members, so they never miss a deal again.\n\nHow To Get Started\n-\n\n- Customers: With BitNautic, you can get various features and incentives. You can now estimate the total shipping costs for a cargo according to the specific requirements and book the cargo as required, no need to worry anymore we’ll handle the rest. Moreover, you can buy products instantly on our E-commerce platform which is specially developed to add as many features as can be helpful for the buyer and seller both.\n- Ship owners: Got a ship? Want services or crew? Want to put the ship on rent? Worry no more, list your ship on BitNautic and find the best services, staff, and crew for all your shipping needs. BitNautic provides matchless opportunities to expand your business and maximize audience scope. So, you can now list your ships for rent on one of the biggest shipping platforms and maximize your profits.\n- Custom Agents: BitNautic provides the local shipping agents a great potential to flourish in the market. Our platform connects them directly with the customers that are seeking for good agent services. So, if you are seeking to become a digital broker, BitNautic is the place for you, where you can connect with local and global ship owners as well as the customers.\n\nBitNautic Smart Card\n-\n\n- All one trading card: One smart card ensures all shipment needs and services for easy, convenient and secure transactions.\n- Fiat Money Replacement: No need to carry a lot of cash or credit cards. Pay with BitNautic card anywhere everywhere.\n- Secure and Reliable: Full transparency and data security by the virtue of blockchain which safeguards user data, transactions and shipping information.\n- Instant payment: Pay instantly for trades, commodities and products using our BitNautic card.\n\n![](https://steemitimages.com/DQmYeocxWe64n7z1rW2ipSa2AuoD6FUNpdSi1ZzPyW4K8tZ/image.png)\n\nShipment trading was never too easy where the whole shipping community is on the same platform and it becomes even easier with the concept of global cash where the user can convert their fiat money to the Bitnautic coins (BNTC) that will be available for use anywhere. BitNautic comes with distinctive features like real-time tracking, E-commerce platform, special deals and exclusive discounts that are compelling. In the first phase, the West African countries in which BitNautic aims to start its operations are Benin, Togo, Burkina Faso and later in Nigeria as well as, Ghana and Ivory Coast, with further expansions to a global level once it is fully operational.\n\nBitnautic is for everyone, beginning from end-consumers to the ship owners, manufactures to the traders, importers to exporters. WTO’s world trade report, a drop in the barriers within the international trade could grow worldwide GDP by almost 5 percent and total trade volume by 16 percent.\n\nBitnautic is established to encourage an open market and free trade, increased international cooperation, public-private partnerships within the industry, knowledge sharing, and bridging the gaps between government regulators and the shipping industry.\n\n![](https://steemitimages.com/DQmaa5AMAUK2wJA1WHN3u7pkLcN1febZfJtGyT8tGuc7ZFM/image.png)\n\nThe ICO token BTNT provided by BitNautic is an ERC20 token which will act as a medium to help you be a part of the project. Funds raised via ICO and pre-ICO will mainly be used for the research and development of the platform, in-house trading business, and to purchase ships to be used for the transportations of goods in containers as well as bulk products such as agricultural goods (sugar, corn, rice etc.), minerals and construction materials. The BitNautic ICO will involve the release of 35 Million tokens for crowd sale. The pre-sale for BitNautic starts on 15th March and ends on 30th March, with the main ICO starting on 15th April and ending on 15th June 2018. BitNautic also plans to incorporate a bonus program; the PRE-ICO SALE 2018–03–15 to 2018–03–30 has a Bonus of 30%.\n\nThe main ICO Start on 2018–04–15 and ends on 2018–06–15 for a period of 8 weeks. ( 1st Week Bonus = 20%, 2nd Week = 15%, 3rd week= 10%, 4th week = 5% and the rest of the 4 weeks has no bonus).\n\n- Token BTNT\n- PreICO Price 1 ETH = 500 BTNT\n- Price 1ETH = 500 BTNT\n- Minimum Transaction: 0.05 ETH\n- Maximum Goal: 50,000 ETH\n- Pre ICO Starts: Apr 15, 2018\n- Pre ICO Ends: May 15, 2018\n- Main ICO Starts: May 16, 2018\n- Main ICO Ends: Jul 15, 2018\n- Accepting ETH\n- Minimum investment 0.05 ETH\n- Soft cap 5000 ETH\n- Hard cap 50000 ETH\n\n![](https://steemitimages.com/DQmUjK5s8E5GQZZR6XdcnUjvmTwxq4j3iVnK168RWMLKGkj/image.png)\n\nINFO.\n-\n\nWebsite: https://bitnautic.io/en\nFacebook: https://www.facebook.com/bitnautic/\nTwitter: https://twitter.com/BitNautic\nMedium: https://medium.com/@bitnautic\nTelegram: https://t.me/bitnautic\nReddit: https://t.me/bitnautic\nANN: https://bitcointalk.org/index.php?topic=2897114\nBounty: https://bitcointalk.org/index.php?topic=2897114\nProfile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1790538;sa=summary",
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      "author": "pinkan",
      "body": "![](https://steemitimages.com/DQmapL3Dw4kvTyu383kpZr5MSZVFpXvjE6Pxc5GWrq3MoEq/image.png)\n\nHalo Teman-teman, kali ini saya mau berbagi info tentang Belotto, semoga dengan adanya info ini dapat berguna bagi kita semua.\n\nEthereum sebenarnya lebih populer daripada Bitcoin. Apakah benar ?\n\nBerbatasan dengan cryptocurrency terbesar di dunia, Bitcoin telah menikmati minat dan popularitas global selama bertahun-tahun tetapi penelitian terbaru telah menemukan Ethereum mencuri guntur Bitcoin di India.\n\nCryptocurrency telah diketahui untuk menghasilkan lebih banyak minat yang ditempatkan pada Bitcoin.\n\nNamun, mengikuti gelombang peraturan yang diajukan terhadap penggunaan kartu kredit untuk investasi cryptocurrency di banyak bank-bank Barat bersama dengan bank-bank di India, kepentingan dalam Bitcoin telah dicatat berkurang mendukung Ethereum.\n\nMeskipun Bitcoin dan Ethereum dibangun di atas fondasi yang sama dengan teknologi blockchain, perlu dicatat bahwa mencoba menempatkan mereka bersama untuk membedakan perbedaan mereka akan seperti meletakkan singa dan hiu bersama dan meminta perbedaan kekuatan mereka diceritakan.\n\nEthereum, yang menawarkan dApps dan kontrak pintar sebagai pengganti koin digital dan platform transaksi yang ditawarkan oleh Bitcoin, telah tercatat di atas tangga penyedia internet India, Jana, dengan memegang 34,4% saham relatif dari pencarian mata uang sementara pencarian Bitcoin ditandai dengan pangsa 29,9%.\n\nPopularitas Bitcoin selama beberapa tahun terakhir di India telah dilacak ke desentralisasi. Itu terutama melonjak pada saat Reserve Bank of India telah menempatkan embargo pada sirkulasi tagihan bernilai tinggi di negara dengan volume perdagangan meningkat pada pertukaran cryptocurrency dan perdagangan Bitcoin dengan premi 30%.\n\nDengan bersinar sejenak dari Bitcoin dan banyak bergerak ke arah Ethereum, dilema investasi menjadi pilihan yang sangat berat karena pasar yang netral atau cukup membosankan dan pengawas pasar keuangan bernapas di bawah leher pemegang cryptocurrency dengan peraturan. Telah ditunjukkan bahwa ada diversifikasi minat terhadap crypto-assets dan ini adalah panggilan yang sulit bagi para pedagang crypto dan pembeli dalam membuat pilihan ICO untuk keuntungan yang menguntungkan.\n\nSebuah lotere cryptocurrency mungkin tampak seperti opsi yang layak bagi startup dan investor untuk mendapatkan lebih banyak dana untuk dipertahankan. Karena lotre tradisional dipandang sebagai permainan yang meragukan, tingkat ketidakpercayaan yang tinggi telah dihasilkan antara pemain dan rumah.\n\nDibangun dengan tulang punggung teknologi blockchain, Belotto menawarkan layanan lotere yang lebih baik melalui skema lotre desentralisasi yang menghilangkan jackpot atau manipulasi gambar serta misalokasi uang.\n\nMasalah transparansi umum, kurangnya keandalan, tarif terlalu mahal dan penyalahgunaan dana yang biasanya dialami oleh pengguna saat bermain dan lotre offline, diselesaikan oleh Belotto menggunakan pengetahuan berteknologi tinggi dari Blockchain untuk mengelola layanan.\n\nSolusi untuk pecinta ETH dan BTC\n-\n\nkema lotere menawarkan tiga proyek startup: Lotere Belotto Bitcoin, Lotre Belotto Ether serta token BEL Token (Belotto Token asli) yang menawarkan kesempatan bagi pengguna untuk memenangkan BEL, BTC, dan Token ETH dengan peluang menang yang lebih besar (lihat Whitepaper : https://belotto.io/download/belotto-wp-english/?wpdmdl=14).\n\nLayanan ini menggunakan kontrak cerdas untuk distribusinya yang memecahkan masalah-masalah yang berkuasa.\n\nUang jackpot dikumpulkan melalui setiap pembelian tiket baru dan kemudian disimpan melalui escrow untuk menghindari masalah penyalahgunaan, nomor pemenang diambil dari sumber eksternal publik yang tidak dapat diubah dan dapat diandalkan, tiket pintar segera memberi tahu rumah dan pemenang jackpot mana pun segera setelah Kemenangan dinyatakan dan uang ditransfer secara aman ke dompet pribadi pemenang, secara penuh.\n\n![](https://steemitimages.com/DQmecAXnz8cyStW79Rknp2qsyMDtuAisXVeVfj6813PLdoa/image.png)\n\nKami mendorong siapa pun di lingkup crypto untuk berkenalan dengan proyek ini :\n\nhttps://www.belotto.io/\n\ndan untuk tanggapan lebih cepat di kelompok Telegram Belotto.\n\nhttps://t.me/belottogroup\n\nBelotto memastikan bahwa baik pedagang crypto dan pembeli dengan preferensi lebih dari salah satu dari dua cryptocurrency utama akan puas, dan minat yang berkembang di Ethereum.\n\n![](https://steemitimages.com/DQmUwD7UNvWiVA6KhLseV254irdNmFY6v6XrMGft1aBuaDR/image.png)\n\n![](https://steemitimages.com/DQmWajrtvo1aAVdAZokuB49o5V4QQmDjjoSn2HTJEwwwWgi/image.png)\n\nROADMAP.\n-\n![](https://steemitimages.com/DQmbGHoBiWhRDBcxUsDneM6y3j3nWRRccA9zL2CLfzt1Yvc/image.png)\n\nTEAM WORK.\n-\n![](https://steemitimages.com/DQmQFNNwjtATg3vc4ERo9BEuHXoij9hG7vPCJsaNv51qAGQ/image.png)\n![](https://steemitimages.com/DQmZkzTAqMP8fiX3536ynNVp9ycVvhNpmnBBGios14HtqQs/image.png)\n\n![](https://steemitimages.com/DQmR7drrvpseLRQabRTAThjvAAdjQ4qmJeY37DBmTqL1EHF/image.png)\n\nJika Anda memerlukan informasi lebih lanjut tentang Belotto, silakan klik tautan seperti di bawah ini:\n\nSitus web -http: //www.belotto.io/\nANN — https://bitcointalk.org/index.php?topic=3333097.0\nWhitepaper — https://belotto.io/download/belotto-wp-english/?wpdmdl=14\nFacebook — https://www.facebook.com/BelottoOfficial/\nTelegram — https://t.me/belottogroup\nTwitter — https://twitter.com/Belottoofficial\nSedang — https://medium.com/@belottoico\nReddit — https://www.reddit.com/user/belottoico\nGithub — https://github.com/BelottoOfficial\n\n=================================================\nhttps://bitcointalk.org/index.php?action=profile;u=1537991;sa=summary",
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      "author": "cheetah",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://steemit.com/cryptocurrency/@alinana/essentia",
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      "parent_permlink": "essentia",
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      "body": "![](https://steemitimages.com/DQmWRAJPedve3E8FVgZ962WzFmdyKWxhUEhb23e58i49mUC/image.png)\n\nНи для кого не секрет, что торговля данными — выгодный бизнес. Компания Google поднялась на торговле данными, и она не скрывает, что письма в gmail тщательно изучаются для более эффективной таргетированной рекламы. Да, письма читаются не людьми, а программами, которые ищут в них ключевые слова, но из переписки алгоритмы получают и такую информацию, которая не должна быть известны широкому кругу лиц.\n\nНо способы сбора личной информации не ограничиваются чтением почты. В сайты встроены “жучки”, собирающие информацию о действиях пользователей и формирующие рекламный профиль каждого пользователя интернета.\n\nДля сбора информации используется и столь удобная авторизация через аккаунты соцсетей. Намного проще кликнуть ссылку “зайти через Фейсбук”, чем заводить новый аккаунт. Но этим действием вы говорите Фейсбуку: “Смотри, я использую этот сайт, запиши эту информацию и используй ее против меня в будущем”.\n\nКазалось бы, таргетированная реклама не может нанести вред. Но по сети гуляли истории, как муж, благодаря таргетированной рекламе, выводил на чистую воду неверную жену — супруги пользовались одним устройством, и в таргетированной рекламе стали появляться предложения для прерывания беременности. Полно вариантов, когда бездушные алгоритмы могут “палить” то, что вы бы хотели скрыть: наличие определенной болезни (рак, СПИД), сексуальные предпочтения и ориентация, увлечения, которые осуждаются окружающими и так далее.\n\nА ещё порталы взламывают и информация попадает в руки третьим лицам. В таком случае к рискам добавляется и социальная инженерия, и ситуации подобные недавнему скандалу с утечкой данных 87 миллионов пользователей с FaceBook. Шутка ли, но возможно, что при отсутствии утечки в США был бы другой президент.\n\nКак же сохранить удобства централизованной схемы (например, единый аккаунт для входа) и исключить риски утечки информации? Использовать блокчейн-технологии.\n\nEssentia — децентрализованная программная платформа для управления данными\n-\n\nРазработчики Essentia предлагают решение текущей ситуации — фреймворк для организации децентрализованного хранения, обмена и обработки данных.\n\nВ основе фреймворка лежит понятие Сущности (Essence) — зашифрованного контейнера с информацией. Информация может быть любая, от имени и фамилии до важных цифровых документов. Пользователь сможет использовать Сущность как единый аккаунт для регистрации, выдавая только ту информацию, которую посчитает нужным.\n\nВторое понятие фреймворка Essentia — децентрализованные приложения, работающие с этим сущностями. Сущность необязательно должна хранить что-то важное — её можно использовать как базу данных для децентрализованных приложений.\n\nИз Сущностей и децентрализованных приложений как из кирпичиков выстроится децентрализованный интернет. Сущность способна хранить и данные устройства, что позволяет реализовать децентрализованный интернет вещей.\n\nВсе сущности и код децентрализованных приложений будут храниться в распределённой базе данных — блокчейне.\n\nРаботать приложения будут на децентрализованной виртуальной машине, созданной на нескольких тысячах мастернод, для поднятия которой требуется купить и заморозить 100 000 токенов ESS, являющихся “топливом” системы. Часть функций фреймворка Essentia будет расходовать ESS при работе, а мастерноды за исполнения инструкций сети будут получать ESS. Пока нет исчерпывающих подробностей, но, похоже, что Essentia будет представлять из себя аналог Ethereum Virtual Machine (Виртуальной Машины Эфириума), построенный на сети супернод и работающий намного быстрее, так как майнинг в системе не предусмотрен.\n\nРазработчики планируют создать децентрализованную операционную систему и открытую аппаратную платформу, на которой эта операционная система будет работать. Ключ от Сущности, являющейся учётной записью пользователя, будет храниться в ESS-Keyware — устройстве, напоминающей флэшку и использующейся для авторизации пользователя — эдакий аналог аппаратного криптовалютного кошелька. Но всё это в будущем.\n\nЗаключение\n-\n\nВ целом проект выглядит как попытка создания глобальной децентрализованной сети на глобальной децентрализованной виртуальной машине. Пример Эфириума показал, что такая схема реализуема, поэтому у разработчиков Essentia есть все шансы стать очередным убийцей Эфириума, но со своей фишкой — безопасным хранением информации. В данный момент стартап готовится к проведению ICO, где будет производиться продажа тех самых токенов ESS, которые нужны для поднятия мастерноды и использования “платных” функций платформы. За подробностями добро пожаловать на официальный сайт проекта — https://essentia.one/.",
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      "body": "![](https://steemitimages.com/DQmYtr9LB9cgBYJftohc7gANk913BrmJ7qx9q4epUbUp9Vd/image.png)\n\nAfter watching the video footage from our platform, you can guess the direction of our new platform called ZANCOIN . But you should also read our whitepaper at https://zancoin.tech/uploads/ZAN_Whitepaper.pdf to help you understand the basics of our platform. And to further satisfy your curiosity, visit our website at http://www.zancoin.tech/ You can also visit our Youtube Chanell from our above mentioned website https://www.youtube.com/channel/UCuMqmJZRw1lxrsK-Rvp0yjg and do not forget to subscribe to our channel.\n\nSoftware development models (SD) often underestimate factors that ensure employee motivation, which can impact the success of the process and the development of strong products. Research on employee motivation issues since the 1950s has consistently shown that extreme job satisfaction is directly caused by various material and immaterial factors such as exciting work and a strong sense of accomplishment and responsibility for your work, as well as good salary and benefits7. When employee benefits and premiums are directly related to the success of the organization through their already developed products and can be measured by financial benefits, employee motivation and motivation can be improved.\n\nhttps://youtu.be/RiiQH73fIJE\n\nWhat is ZAN coin?\nWe are a consulting firm that constantly has problems with payments to our freelance developers. With ZAN Coin, we can now pay faster, work better and involve everyone involved in our success.\n\nWith ZAN Coin not only payment problems are solved, but also 3 main points as well as bonus features\nMotivation \"Freelancer\" to offer the best in the development of software for important ZAN Coin projects.\nBuyback options. They will buy ZAN back to keep the coins in circulation for cash flow and price growth.\n\nDividends from each product sale. They will take over 50% of the product sales, pay developers and coin holders in ZAN Coin. All owners of ZAN Coin receive dividends payable in ZAN just to hold the coins. They are paid \"proportionately\" in ZAN, on the current investor participation of ZAN, when dividends are paid.\n\nZAN Coin is a real project that solves real problems every day with a mature solution. Using Ethereum Blockchain and ERC20 technology, ZAN Coin will put an end to the problems they are experiencing and create a timely payment system.\n\nMain purpose of Zancoin\nThe ultimate goal is to grow and develop as a consulting firm that is legal and very successful. They not only want growth for their business, but also that all Freelance Developers and their current investors are thriving. With this important goal, the life cycle of ZAN will make everyone involved successful. Investors will create more capital to improve project development. Developers will work more efficiently, harder, and faster to create great products that increase sales. This will help you to increase your sales volume and generate more profit for all owners of ZAN Coin.\n\nSolution from Zancoin\nProtecting Investors' Interests Once we start working with ZAN Coin, we will soon be paying our developers tokens for our existing projects. You can decide if you want to keep or redeem tokens as investments from your own work. On the other hand, every sale of our products is converted into tokens and distributed equally among our ZAN coin holders.\n\nThe buy-back option is one way to keep the coins in circulation and protect their growth. We produce software solutions that are sold separately to a large number of customers. Each sale generates revenue that is converted into ZAN coins by buying from the current owners or using our backup. Total revenue is then separated by 50% for the company and 50% for each token holder. This will generate residual income for owners who help to improve our business and our development.\n\n![](https://steemitimages.com/DQmYJW6xD6ci77zWVybLt1z1Pdo6sJxeywr7QEUr36cq87a/image.png)\n\nZAN coins specifications:\n-\nTicker - ZAN\nContract address - 0xbef51888af40d73db76a7716c98bdfe979040f8d\nDecimal - 18\nPlatform - Ethereum\nType-ERC20\n\nHow do I buy ZAN Coin?\nCurrently, the only way to buy ZAN Coin is their ICO. ICO starts on May 15, 2018.\nAdvance sale: 1 ETH = 1500 ZAN, pre-sale ends on 22nd May 2018\nRound 1: 1 ETH = 1200 ZAN, end time, TBD\nRound 2: 1 ETH = 900 ZAN, end time, TBD\n5% Recommendation: Users can see their referral link on the user's profile page.\nZAN coin supply: 17,148,385\n\nZAN coin distribution:\n-\nInvestor allocation 70%: 12,003,870 coins\nAffiliate and Bounty - 10% Allotment: 1,714,838 coins\nFounder - 15% allotment: 2,572,257\nReserve - 5% allotment: 857,419\n\nRoadmap as stated on the main website:\n-\nFebruary 2017: Start the first project. We started our first project and our first product was created. We sell the full rights to the company that bought it with the intention to sell it.\n\nAugust 2017: Initiation of our second project. This time we started to work on our own products that we wanted to sell ourselves. This is when we are faced with the problem of paying freelancers.\n\nNovember 2017: Registration of ZANFAU Ltd. We registered our new company with the idea of ​​forming teams and solving problems. At this time, we also started with the first sale.\n\nJanuary 2018: Design of ICO Tokens and Plans. We designed tokens and introduced new payment system ideas for our developers. The idea for dividends will also be cut.\n\nApril 2018: Dear Community, We have received several reports that one of our admins has put a red flag over our project. We do not want to be associated with ponzi systems or try to use our investors. It states that we want you to know that we have removed this person from our admin list.\n\nMay 2018: First payment to DEVS. In early May, we plan to make the first payment to our developers at ZAN Coins.\n\nJuly 2018: sales and dividend. We have another product in the pipeline and are expected to be released in July. Our goal is to transform sales into ZAN Coins and distribute the corresponding profits.\n\nDecember 2018: buyback initiative. At the end of the year, we will start buying back tokens to have enough money for future projects. The buyback to pay to the developers will close the circle and help increase the value of ZAN Coin.\n\nTEAM ZAN COIN.\n-\nHenrik Madsen (CEO)\nMan and his soul are local with the long tail 15 Years of Experience with Security of the sea bream and the global and. He is our CEO and we are fully enriched in his assessment of success.\n\nRali Ralev (CTO)\nBlockchain Architect and Integrator with Deep Knowledge and Beapa Language Programming And Participation In Some Successful Startup Projects. Rali has worked on several of his highly acclaimed blockchain projects and experiences and ensures a reliable and stable platform.\n\nTodor Boyadzhiev (COO)\nProject manager and quality assurance. Over 14 years in the IT sector. Take responsibility for the team opera. Todor is absolutely Sure with ZAN success. He-is-Our Major-Mind-and-Wish-Much-Interview-With It.\n\nFOR MORE INFORMATION:\n\nIf you would like to receive additional information about this unique Crypto business offer, please visit ZAN Coin at the official\n\nWebsite: http://www.zancoin.tech\nTechnical documentation: https://zancoin.tech/uploads/ZAN_Whitepaper.pdf\nTwitter: https://twitter.com/zan_coin\nFacebook: https://www.facebook.com/zancoin\nTelegram: https://t.me/joinchat/H7SptQ-S5CeB8L7tpRh8yg\nProfile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1790538;sa=summary",
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      "body": "![](https://steemitimages.com/DQmXPRB4DrD2m84XD8X8tVKbEDCsenfmkLKJd6281vpwFdY/image.png)\n\nhttps://youtu.be/me5bSmR8Dws\n\nЧто такое Impressio?\n-\nhttps://impressio.io/ - это британская платформа, ориентированная на инвестиционные возможности. Платформа предлагает уникальную стратегию инвестирования, чтобы прибыль их инвесторов в час. Очевидно, что это открывает новые возможности для развития онлайн-бизнеса и высоких доходов для всех желающих. Многообещающая область работы и значительный опыт узкой специализации позволяют нам поддерживать высокую конкуренцию и дают нам лидирующие позиции на рынке.\n\nИспользуя технологию Blockchain, Impressio, безусловно, хочет полностью доверять пользователям этой платформы. Благодаря технологии Blockchain все транзакции и защищенное хранилище данных для репликации по сетевой блок-цепочке, чтобы изменить одну информацию, затем хакеры также должны одновременно изменять одни и те же данные на всех компьютерах других пользователей. Это невозможно сделать. Blockchain - это отличная книга, в которой все транзакции прозрачны и поддаются проверке всеми, чтобы обеспечить ее достоверность.\n\nГлавная страница Impressio\n-\nПлатформа Impressio раскрывает новые возможности для онлайн-бизнеса и высокий доход для всех пользователей. Перспективные направления работы и опыт узкой специализации позволяют нам поддерживать высокую конкуренцию и дают нам лидирующие позиции на рынке.\n\n- Зачисление с прямым депозитом \nДепозит зачисляется в течение 1-3 подтверждений и зависит только от скорости сети и транзакционных издержек.\n\n- Мгновенное снятие прибыли \nВсе запросы от пользователя для снятия средств напрямую и обработки в автоматическом режиме.\n\n- Максимальная защита данных \nВеб-платформа постоянно защищена от внешних угроз и ежедневно проверяется на наличие вредоносного кода.\n\n- Регулярное начисление. \nВ зависимости от выбранной инвестиционной стратегии заработок начисляется ежедневно, ежечасно или в конце срока.\n\n- Выделенные серверы \nКоманда разрабатывает все функции на выделенном сервере от хостинг-провайдера самого высокого качества.\n\nhttps://impressio.io/client/signup\n\nПЛАТЕЖ ПРИНЯТ\n-\n![](https://steemitimages.com/DQmStmtGoArJerfBcwmyqCiMTzpsVDFyatZHnF4Dzeqy94m/image.png)\n\nДля получения дополнительной информации об опыте проекта и его начальной стадии размещения монет, пожалуйста, посетите.\n\n- Официальный сайт: https://impressio.io/\n- WhitePaper: https://impressio.io/lightpaper.pdf\n- Facebook: https://www.facebook.com/impressioLTD\n- Twitter: https://twitter.com/ImpressioLTD\n- Телеграмма: https://t.me/impressioLTD\n- ANN: https://bitcointalk.org/index.php?topic=3350550\n\n======================================================\npinkan12\nhttps://bitcointalk.org/index.php?action=profile;u=1790538;sa=summary",
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      "body": "![](https://steemitimages.com/DQmT1QZQjJ8on155ByjPgrNpnJQX9LDTJAPQ5UPAVAxWpP4/image.png)\n\nTentang proyek\nUbcoin Marketplace adalah pasar ponsel global untuk membeli dan menjual barang nyata menggunakan mata uang digital.\n\nJumlah pemegang mata uang kripto diproyeksikan meningkat hampir 10 kali, dari saat ini 22 juta menjadi 200 juta di seluruh dunia pada tahun 2020. Cara termudah untuk menjadi pemegang mata uang kripto adalah menjual barang Anda dan menerima mata uang digital. Opsi ini akan berlaku untuk tahun-tahun mendatang. Kapitalisasi pasar mata uang kripto adalah sekitar $ 400 miliar Ada permintaan besar untuk membelanjakan kekayaan ini dengan membeli barang nyata menggunakan mata uang digital.\nHampir setengah dari semua aktivitas pembelian dan penjualan online saat ini terjadi di pasar, sementara perdagangan seluler akan segera melampaui perdagangan web karena penetrasi ponsel cerdas global mencapai 37% dari populasi dunia pada tahun 2020. Pasar Ubcoin bukanlah proyek dari awal, tetapi merupakan perpanjangan dari aplikasi mobile Ubank. Perusahaan lama yang sudah ada sejak 2009.\nProduk kami saat ini, Ubank, memiliki lebih dari 16 juta instalasi di seluruh dunia.\nKami adalah 50 pengembang, manajemen puncak, dan konsultan berbakat.\nEkosistem UBC awal adalah peer-to-peer. Kontrak cerdas tidak akan menerima mata uang kripto lainnya. Bagian penting dari token dialokasikan untuk pertumbuhan bisnis, memastikan bahwa tidak ada token baru yang memasuki perputaran pada harga yang lebih rendah dari penjualan awal token. Pemegang token UBC menerima dividen terkait dengan ukuran kepemilikan UBC. Insentif bagi pelanggan untuk membeli dan menahan UBC. Ubcoin 5% dari biaya transaksi pengguna membakar untuk mengurangi pasokan barang seiring pertumbuhan bisnis. Ubcoin Marketplace dikoordinasikan dengan kelompok mitra strategis yang dipilih, menggunakan tautan yang ada untuk mengembangkan visi progresif ekonomi masa depan aset digital. Desentralisasi operasi dan permukiman. Pelaksanaan transaksi yang terdesentralisasi menggunakan kontrak cerdas. Pada tahap awal proyek, fokusnya adalah untuk menarik pelanggan dan ekspansi geografis yang cepat. Sementara jangka waktu yang tepat untuk memasuki pasar akan berubah, kami mencari pasar dengan kombinasi basis substansial atau minat investor mata uang kripto\n\nHarga dan penjualan token\nJudul: UBC\n\nHarga untuk pra-penjualan: 1 UBC = 0,00005 ETH\n\nHarga pada penjualan utama: 1 UBC = 0,00009 ETH\n\nPlatform: Eter ERC20\n\nInvestasi minimum: 0,01 ETH\n\nBiaya perangkat lunak: 2 000 ETH\n\nBiaya maksimum: 179.000 ETH\n\nNegara: Rusia\n\nPra-penjualan mulai: 10 Maret - 30 Maret 2018\n\nAwal penjualan utama: 2 April - 30 Mei 2018\n\nhttps://youtu.be/Bto3bD8-jqg\n\nPeta jalan\nMaret-Mei 2018 - Pra-penjualan dan penjualan token\nJuni 2018 - Versi beta dari Ubcoin Marketplace untuk aplikasi Ubank yang ada\nAgustus 2018 - Menciptakan tim pengembangan besar Versi beta dari kontrak pintar berdasarkan produk kami\nSeptember 2018 - Pengujian beta MVP melalui tautan yang ada dengan produsen ponsel pintar terkemuka.\nOktober-Desember 2018 - MVP akan diluncurkan di Eropa Timur\nJanuari-Maret 2019 - Versi lengkap dari aplikasi ini diluncurkan di Eropa Timur. Versi beta dari API akan dikembangkan\nApril-Juni 2019 - Platform di Timur Tengah dan Korea Selatan ditutup\nJuli-September 2019 - Platform di Asia Tenggara dan Asia Selatan telah diluncurkan. Luncurkan API yang dapat diakses oleh pengembang\nOktober-Desember 2019 - Platform di sebagian besar dunia diluncurkan.\n![](https://steemitimages.com/DQmc8RCmDyKf7feRSwGxQyRe5JErQg8aUY8QCEwcStafcBh/image.png)\n\nTim pengembangan\nMitra kami adalah pengusaha profesional dan orang-orang yang berpengaruh, mitra bisnis tepercaya jangka panjang.\n\n![](https://steemitimages.com/DQmNkxmoGhqEmYR4qkoT8uAJRjZYazHGRebPuvb1y6e9k7Q/image.png)\nPendiri dan CEO Ubcoin. Pengusaha yang berpengalaman dengan pengalaman yang sangat baik di bidang jasa keuangan. Spesialis di bidang aplikasi seluler.\n\n![](https://steemitimages.com/DQmP4nRCfXejgebRY5JJvvCUVcGZbsCFkATSNcRvySGbndf/image.png)\nPendiri dan investor Ubcoin. Manajer kualifikasi di lapangan dengan pengetahuan teknis dan program yang kuat.\n\n![](https://steemitimages.com/DQmNVM5KDnzALT6bLmN2QUVjjLhBESaNYkFhAkKGDZeXVxW/image.png)\nPendiri dan investor Ubcoin. Direktur Commercial Layanan Union. Memiliki 20 tahun pengalaman di industri seluler di seluruh dunia. Dia memiliki koneksi yang baik dengan kampanye Samsung.\n\nINFO LINK:\n-\nWhitepaper: http://doc.ubcoin.io/whitepaper.pdf?v1\n\nTwitter: https://twitter.com/ubcoin\n\nFacebook: https://facebook.com/Ubcoin-838741126308809/\n\nSitus web: https://ubcoin.io\n\nTelegram: https://t.me/ubcoin\n\n==========================================================\npinkan12\nhttps://bitcointalk.org/index.php?action=profile;u=1790538;sa=summary\n0xf9EEAEEe733E927a3F8a6caE21f92800F34b5f30",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttp://ezinearticles.com/?Finance,-Credit,-Investments---Economical-Categories&id=1551242",
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      "body": "Scientific works in the theories of finances and credit, according to the specification of the research object, are characterized to be many-sided and many-leveled.\nThe definition of totality of the economical relations formed in the process of formation, distribution and usage of finances, as money sources is widely spread. For example, in “the general theory of finances” there are two definitions of finances:\n“…Finances reflect economical relations, formation of the funds of money sources, in the process of distribution and redistribution of national receipts according to the distribution and usage”. This definition is given relatively to the conditions of Capitalism, when cash-commodity relations gain universal character;\n“Finances represent the formation of centralized ad decentralized money sources, economical relations relatively with the distribution and usage, which serve for fulfillment of the state functions and obligations and also provision of the conditions of the widened further production”. This definition is brought without showing the environment of its action. We share partly such explanation of finances and think expedient to make some specification.\nFirst, finances overcome the bounds of distribution and redistribution service of the national income, though it is a basic foundation of finances. Also, formation and usage of the depreciation fund which is the part of financial domain, belongs not to the distribution and redistribution of the national income (of newly formed value during a year), but to the distribution of already developed value.\nThis latest first appears to be a part of value of main industrial funds, later it is moved to the cost price of a ready product (that is to the value too) and after its realization, and it is set the depression fund. Its source is taken into account before hand as a depression kind in the consistence of the ready products cost price.\nSecond, main goal of finances is much wider then “fulfillment of the state functions and obligations and provision of conditions for the widened further production”. Finances exist on the state level and also on the manufactures and branches’ level too, and in such conditions, when the most part of the manufactures are not state.\nV. M. Rodionova has a different position about this subject: “real formation of the financial resources begins on the stage of distribution, when the value is realized and concrete economical forms of the realized value are separated from the consistence of the profit”. V. M. Rodionova makes an accent of finances, as distributing relations, when D. S. Moliakov underlines industrial foundation of finances. Though both of them give quite substantiate discussion of finances, as a system of formation, distribution and usage of the funds of money sources, that comes out of the following definition of the finances: “financial cash relations, which forms in the process of distribution and redistribution of the partial value of the national wealth and total social product, is related with the subjects of the economy and formation and usage of the state cash incomes and savings in the widened further production, in the material stimulation of the workers for satisfaction of the society social and other requests”.\nIn the manuals of the political economy we meet with the following definitions of finances:\n“Finances of the socialistic state represent economical (cash) relations, with the help of which, in the way of planned distribution of the incomes and savings the funds of money sources of the state and socialistic manufactures are formed for guaranteeing the growth of the production, rising the material and cultural level of the people and for satisfying other general society requests”.\n“The system of creation and usage of necessary funds of cash resources for guarantying socialistic widened further production represent exactly the finances of the socialistic society. And the totality of economical relations arisen between state, manufactures and organizations, branches, regions and separate citizen according to the movement of cash funds make financial relations”.\nAs we’ve seen, definitions of finances made by financiers and political economists do not differ greatly.\nIn every discussed position there are:\nexpression of essence and phenomenon in the definition of finances;\nthe definition of finances, as the system of the creation and usage of funds of cash sources on the level of phenomenon.\nDistribution of finances as social product and the value of national income, definition of the distributions planned character, main goals of the economy and economical relations, for servicing of which it is used.\nIf refuse the preposition “socialistic” in the definition of finances, we may say, that it still keeps actuality. We meet with such traditional definitions of finances, without an adjective “socialistic”, in the modern economical literature. We may give such an elucidation: “finances represent cash resources of production and usage, also cash relations appeared in the process of distributing values of formed economical product and national wealth for formation and further production of the cash incomes and savings of the economical subjects and state, rewarding of the workers and satisfaction of the social requests”. in this elucidation of finances like D. S. Moliakov and V. M. Rodionov’s definitions, following the traditional inheritance, we meet with the widening of the financial foundation. They concern “distribution and redistribution of the value of created economical product, also the partial distribution of the value of national wealth”. This latest is very actual, relatively to the process of privatization and the transition to privacy and is periodically used in practice in different countries, for example, Great Britain and France.\n“Finances — are cash sources, financial resources, their creation and movement, distribution and redistribution, usage, also economical relations, which are conditioned by intercalculations between the economical subjects, movement of cash sources, money circulation and usage”.\n“Finances are the system of economical relations, which are connected with firm creation, distribution and usage of financial resources”.\nWe meet with absolutely innovational definitions of finances in Z. Body and R. Merton’s basis manuals. “Finance — it is the science about how the people lead spending `the deficit cash resources and incomes in the definite period of time. The financial decisions are characterized by the expenses and incomes which are 1) separated in time, and 2) as a rule, it is impossible to take them into account beforehand neither by those who get decisions nor any other person” . “Financial theory consists of numbers of the conceptions… which learns systematically the subjects of distribution of the cash resources relatively to the time factor; it also considers quantitative models, with the help of which the estimation, putting into practice and realization of the alternative variants of every financial decisions take place” .\nThese basic conceptions and quantitative models are used at every level of getting financial decisions, but in the latest definition of finances, we meet with the following doctrine of the financial foundation: main function of the finances is in the satisfaction of the people’s requests; the subjects of economical activities of any kind (firms, also state organs of every level) are directed towards fulfilling this basic function.\nFor the goals of our monograph, it is important to compare well-known definitions about finances, credit and investment, to decide how and how much it is possible to integrate the finances, investments and credit into the one total part.\nSome researcher thing that credit is the consisting part of finances, if it is discussed from the position of essence and category. The other, more numerous group proves, that an economical category of credit exists parallel to the economical category of finances, by which it underlines impossibility of the credit’s existence in the consistence of finances.\nN. K. Kuchukova underlined the independence of the category of credit and notes that it is only its “characteristic feature the turned movement of the value, which is not related with transmission of the loan opportunities together with the owners’ rights”.\nN. D. Barkovski replies that functioning of money created an economical basis for apportioning finances and credit as an independent category and gave rise to the credit and financial relations. He noticed the Gnoseological roots of science in money and credit, as the science about finances has business with the research of such economical relations, which lean upon cash flow and credit.\nLet’s discuss the most spread definitions of credit. in the modern publications credit appeared to be “luckier”, then finances. For example, we meet with the following definition of credit in the finance-economical dictionary: “credit is the loan in the form of cash and commodity with the conditions of returning, usually, by paying percent. Credit represents a form of movement of the loan capital and expresses economical relations between the creditor and borrower”.\nThis is the traditional definition of credit. In the earlier dictionary of the economy we read: “credit is the system of economical relations, which is formed while the transmission of cash and material means into the temporal usage, as a rule under the conditions of returning and paying percent”.\nIn the manual of the political economy published under reduction of V. A. Medvedev the following definition is given: “credit, as an economical category, expresses the created relations between the society, labour collective and workers during formation and usage of the loan funds, under the terms of paying present and returning, during transmission of sources for the temporal usage and accumulation”.\nCredit is discussed in the following way in the earlier education-methodological manuals of political economy: “credit is the system of money relations, which is created in the process of using and mobilization of temporarily free cash means of the state budget, unions, manufactures, organizations and population. Credit has an objective character. It is used for providing widened further production of the state and other needs. Credit differs from finances by the returning character, while financing of manufactures and organizations by the state is fulfilled without this condition”.\nWe meet with the following definition if “the course of economy”: “credit is an economical category, which represents relations, while the separate industrial organizations or persons transmit money means to each-other for temporal usage under the conditions of returning. Creation of credit is conditioned by a historical process of fulfilling the economical and money relations, the form of which is the money relation”.\nFollowing scientists give slightly different definitions of credit:\n“Credit — is a loan in the form of money or commodity, which is given to the borrower by a creditor under the conditions of returning and paying the percentage rate by the borrower”.\nCredit is giving the temporally free money sources or commodity as a debt for the defined terms by the price of fixed percentage. Thus, a credit is the loan in the form of money or commodity. In the process of this loan’s movement, a definite relations are formed between a creditor (the loan is given by a juridical of physical person, who gives certain cash as a debt) and the debtor.\nCombining every definition named above, we come to an idea, that credit is giving money capital of commodity as a debt, for certain terms and material provision under the price of firm percentage rate. It expresses definite economical relations between the participants of the process of capital formation. Necessity of the credit relations is conditioned, from one side, by gathering solid quantity of temporarily free money sources, and from the second side, existence of requests of them.\nThough, at the same time we must distinguish two resembling concepts: loan and credit. Loan is characterized by:\no Here, the discussion may touch upon transmission of money and also things form one side (loaner) to another (borrower): a)under the owning of the borrower and, at the same time, b) under the conditions of returning same amount or same quantity and quality of the things;\no The loaning of money may bear no interest;\no Any person may take part in it.\nWith the difference with loan, credit, which is somehow a private occasion of the loan, represents:\no One side (loaner) gives to the second one (borrower) only money, and _ for temporal usage;\no It may not bear no interest (if the assignment doesn’t foresee something);\no In it creditor is not any person, but a credit organization (at the first place, banks).\nSo, a credit is the bank credit. To our mind, it is not correct to use “credit” and “loan” as the synonyms.\nBanking crediting is the union of relations between bank (as a creditor) and its borrower. These relations touch upon:\na) Giving a certain amount of money to the borrower for definite purpose (though, we meet with the so-called free credits, aims and objects of crediting are not appointed in the assignment);\nb) Its opportune returning;\nc) Getting percentage rate from the borrower for using the sources under his/her disposal.\nThe essential foundation of the credit essence and its important element is existence of trust between the two sides (in Latin “credo”, from which comes the word “credit”, means “trust”).\nFrom the position of circulation of money forms (in the abstraction, historical process of formation economical relations and social budget and banking systems expressed by them) comparing different definitions of finances and credit, the paradox conclusion appears: credit is the private occasion of finances. And truly, from the position of movement of the money forms, finances represent the process of formation and usage of the funds of cash means. Very often such movements are fulfilled without returning, but sometimes, it is possible to give loans from the budget for the investment projects of other needs. Also, when a manufacture or corporations use their cash funds and we mean the finances of industrial subject, such usage may be realized as inside the manufacture or corporation (there is no subject about returning or not returning of the usage), so gratis under conditions of returning. This latest is called commercial form because of transmitting the sources to others, but even in this occasion, it is the element of financial system of the manufacture and corporation.\nFrom the point of cash means movement, main character of credit is the process of formation and usage of the funds of cash means under the conditions of returning and, as a rule, taking the value-percentage. If gating the credit value doesn’t take place (even in the exceptional occasions), according to the movement form, credit becomes a private occasion of finances, as from the net financial funds (consequently from the state budget) the loans which bear no interests may be used. If gating credit value takes place, by the appearance form, credit is discussed to be financial modification.\nFrom the historical point of view, finances (especially in the sort of the state budget) and credit (beginning with usury, later commercial and banking) were developing differently for considering credit to be the part of finances. Though, from the genetic-historical point of view, previous loaners, before giving loan, needed gathering the permanent capital not returning, that is the net financial foundation. The banks analogously needed concentration of the important own capital for influxing the consumers’ means and for getting higher percentage rate under the conditions of returning. Herewith, exactly on the financial basis, in the sort of financial fund (which later partially becomes loan fund) part of the bank capital appears to be the reservation (insurance) part of the fund, which by nature is financial and not loan. So notwithstanding the essential distinctions between finances and credit form the genetic-historical point of view, credit appears to be formed from finances and represent their modification.\nFrom the essential position of expressing economical relations of finances and credit, we meet with cardinal distinctions between these two categories. Which mostly expressed by the distinction of the movement forms notwithstanding they are returnable or not. Finances express relations in the aspects of distribution and redistribution of social product and part of the national wealth. Credit expresses distribution of the appropriate value only in the section of percentage given for loan, while according to the loan itself, a only a temporal distribution of money sources takes place.\nHerewith, there is a lot of common between the finances and credit as from the essential point of view, so according to the form of movement. At the same time, there is a significant distinction between finances and credit as in the essence, so in the form too. According to this, there must be a kind of generally economical category, which will consider finances and credit as a total unity, and in the bounds of this category itself, the separation of the specific essence of the finances and credit would take place.\nFunding of the cash means is common to the researched economical categories. It takes place in any separate system of finances and credit, which have been touched upon during the analyses of defining finances and credit. Word combination “funding of the cash sources (fund formation)” reflects and defines exactly essence and form of economical category of more general character, those of finances and credit categories. Though in the in economical texts and practice, it is very uncomfortable to use a termini, which consists of three words. Also, “unloading” with an information hardens greatly its influxing into the circulation even in the conditions of its strict substantiation and thoroughness.\nIn the discussing context we consider:\nwide and narrow understanding of economical category of the finances;\ndiscussing finances in narrow understanding under general traditional meaning;\ndiscussing finances, as funding of the cash means, in wide understanding, which concerns finances — in narrow meaning and credit — in complete meaning.\nTermini “funding” and its equivalent “fund formation” are used by us as the purposeful structuring of cash means, which is based on two poles — accumulation of money sources (gathering) and its usage for definite purpose in the way of financing and crediting.\nWe have established a new termini — “finance-investment sphere” (FIS). Analyses about interrelation of finances and credit made by us give us an opportunity of proving, that in the given termini, the word “financial” is used with the meaning of funding cash sources, its purposeful structuring. In this process we consider at the same time financial, credit and investments’ economical categories.\nLet’s sum up middle results of discussing new concept — “finance-investment sphere” and discuss its investment consisting parts.\nThe concept “investments” was brought into the native economical science from the West. In the Soviet economical science they for a long time used in the place “investments” the termini “capital placement”, which expressed the usage of the industrial factors in the sphere of real industrial activities during realization of capital projects. From one glance, this termini in its concept is identical to the “investments”, consequently it is possible to use them as synonyms. Though the termini “investments” and “investing” have the advantage towards the termini “capital placement” from linguistic and philological points of view, because they are expressed with one word. This is not only economical and comfortable in the process of working with the termini “investment” itself, but also it gives an opportunity of termini formation. More concretely: “investment process”, “investment domain”, “finance-investment sphere” — all these termini are much more acceptable.\nChanging native economical termini with foreign ones is purposeful, if it really matters (by keeping parallel usage of the native termini for the inheritance). Though we must not change native economical termini into foreign ones all together, when by ordinal traditional language easy to explain private and narrow concrete processes and elements get their own termini. The “movement” of these termini is approved in the narrow professional bounds, but their “spitting out” into the economical science may turn economical language into the tangled slang.\nLet’s discuss termini — “investment” and “capital placement’s” usage in the economical literature.\nInvestments are placement of funds into the main and circulation capital for the purpose of getting profit. “Investments in material assets — are the placements of funds into the mobile and real estate (land, buildings, furniture and so on). Investments in financial assets are the placements of funds into the securities bank accounts and other financial instruments”.\nWe don’t meet with the termini “investments” in the earlier economical dictionary, but we meet the combined termini “investment policy” — the union of the industrial decisions, which guarantee main directions of the capital investments, the activities of their concentration in the determinant suburbs, on which the reaching of planned rates of development of the society production is depended, balancing and effectiveness, getting more and more production and profit of the national income for every lost Ruble”. For today, in the most actual definitions, the capital investments are bounded only by financial means, when not only financial, but also the investment of natural, material-technical and informational resources takes place. Labour resources take an actual place in the investment process. They themselves fulfill this or that investment process.\nA positive side of the discussed definitions is that they connect investment policy and capital placements (investments):\neconomical development according to the key directions to the concentration;\nproviding high rates of economical growth;\nraising an economical effectiveness, which is expressed:\na) by growing the throw off of the production and national income for every lost Ruble;\nb) by fulfilling the branch structure of the investments;\nc) by improving their technological structure;\nd) by optimization of their further production structure.\nCompared with such definition of the investments (capital placement) the definition of investments in the dictionary attaching the “Economics” seems to be unimproved: “investments — the expenses of gathering production and industrial means and increasing material reserve”. In this definition current expenses (production expenses) are mixed with the investment (capital) expense. Also, not the investment expenses but (though the investments are followed by the appropriate expenses) exactly advancing. It differs from the expenses by that the means (means) are put by returning the advanced values, also, under the conditions of growth, to which the concept-advanced capital is corresponding. the advancing may be realized in the money, natural-material and informational forms.\nExcept the termini “investments”, there are two more termini related with the investment. They are shown below.\n“Human capital investment” — any activity provided for rising the workers labour productivity (in the way of growing their qualification and developing their abilities); at the expenses of improving the workers’ education, health and raising the mobility of the working forces”. It is very useful to use the mentioned termini, though it needs one correction: the human capital investments do not concern only workers, but also the servants, representatives of every kind of labour.\n“Investment commodity, capital goods — a capital.”\nIn the official manuals of political economy of the reformation time the capital investments are discussed as “expenses for creating new main funds and widening, reconstruction and renewing the active ones”. In this definition the investments (capital placements) during separation of the forms (types) of further production of the main funds are bounded only by main funds (without increases of the circulation funds and insurance reserves):\na) creating new ones;\nb) widening;\nc) reconstruction;\nd) renewing.\nAlso, the concept of the industrial gathering appears, at the expenses of widening of basic, circulation funds and also insurance reserves takes place”.\nYou’ll meet below the definitions of investments from “the course of economy”: the investments are called “placements of fund into the basic capital (basic means of production), reserves, also other economical objects and processes, which request long-termed influxing of material and cash means. “According to the division of capital into physical and money forms, the investments too must be divided into material and cash investments”.\nThey apportion investment commodity, to which belong industrial and nonindustrial building objects, vehicles purposed for changing or widened technical park and the furniture, increasing reserves and others.\n“They call the total investments of production an investment product, which is directed towards keeping and increasing the basic capital (basic means) and reserve. Total investments consist of two parts. One of them is called the depreciation; it represents important investment resources for compensation of renewal till the level of before industrial usage, wearing out and repairing of the basic means. Second consisting part of the total investments is represented by net investments — capital investments for the purpose of increasing basic means”. Depreciation is not a compensation resource of wearing the basic funds out, but it is the purposeful financial source of such resources.\nHuman capital investment is “a specific kind of investments, mostly in education and health protection”.\n“Real investments are the investments in the economical branches and also, they are kinds of economical activities, which provide influxing the increases of real capital, that is increasing material values of the industrial means”. We can agree with such definition with one specification that material and nonmaterial values too belong to the real capital (wealth), consequently science-researching experimental-construction results, various information, education of he workers and others. Such service as organization of the excitable games, also the service of redistribution social wealth from one private person to another (except charity).\n“Financial investments represent placement of funds into the shares, obligations, promissory notes, other securities and instruments. Such investments, of course, do not give increases of the real material capital, but they help getting profit, consequently at the expenses of changing the course of the securities in the time of speculation, or distinguishing the course in different places of sell and purchasing”. We share wholly such definition, hence it follows that financial investments (if it is not followed by real investments as a result) do not increase real material wealth and real nonmaterial wealth. According to this context, the expression below is very important: “we must distinguish financial investments, which represent placement of the funds in the ways of selling and purchasing the securities for the purpose of getting profit and financial investments, which become cash and real, moved to real physical capital.”\nIn the “economical course” quoted before long and short-termed investments are separated. Recognizing the existence of the bounds between them, the authors ascribe short-termed investments to “one month or more” investments. If we get such conditioned criteria, that we can call the investments which overcome the terms of some months, long-termed ones, which is very doubtful and we don’t agree with it. A long-termed character of the fund placement is a significant feature of the investments (short-term doesn’t combine with the concept of investments). Principally, it would be better to point out quick compensative, middle termed compensative and long-termed compensative investments:\nless then 6 months — quick compensative;\nfrom 6 months up to the year and a half — middle termed compensative;\nmore then the year and a half — long termed compensative.\nWe stopped at the definition of the investments in the capital work “economical course” for the special purpose, as, in it the author tried to discuss the concept of investments systemically and quite completely, herewith the book is published just now.\nWe’ll return to the discussion the definition economical category of “investments” in different publications in the following chapter. The definitions given here are quite enough for having a notion of the level of lighting up the given category in the economical literature.\nWhat conclusions may be made according the definition of the mentioned economical category in the published works, except the made notions and specifications?\nThere is quite deeply, concretely and thoroughly defined the concept of “investments”, different definitions in the economical literature; but mostly in every works about the investments discussed by us until now, there is not opened the essence of investments as an economical category. In every monograph , even if it has a title investment, as an economical category , there is given only the definition, concept of investments. But, as the Academician Vasil Chantladze explains, “a concept is a discussion, which proves something about the distinguishing feature of the researched object. A concept out of much essential characteristic features represents only one, and essential in it is only — definition”.\nBut the categories are much wider; it is “a key, the most fundamental concept of every science”. Economical categories theoretically represent real, objectively existed productive relations. A category is the defining of occasions of existed characters, connections, relations of the objective world. Generally, any educational process is fulfilled by the categories, which give opportunities for dividing the processes and occasions semantically, for expressing the definitions of a subject and realize their specific peculiarities and economical relations of a material world.\nOur goal is exactly to substantiate investments — as an economical category and also, as a financial category in the narrow understanding.\nHere we apply for another manual thesis made by the academician Vasil Chantladze: “every financial relation is an economical one and every financial category is and economical one, but not every economical relation and economical category is financial relation and financial category”.\nIn the process of defining the investments, it is important to take in mind the sides of resources, expenses and incomes, because investment, from one side, is the result of the manufacture’s activity, and, from another one, — a part of income, which, in this case, is not used for usage.\nAnother occasion: it is advisable to discuss investments in two aspects: as a category of reserve and flow, which will reflect exactly the connection between “placement of funds” and “investments”.\nAs we’ve mentioned above, not long ago, in the well-known Soviet literature the concepts of “the placement of funds” and “investments” were accepted to be the synonyms and concerned to be investment of sources for further production of the main funds and formation of the turnover funds. We meet with such understanding of the concept of “investment” (here, they separate three types of the investment expenses: investments in the basic capital of investments, investments in the house building and investments in the reserves) in the modern economical publications and it is mostly used on the macro level during a statistical analyze of economical processes. In this concrete occasion investment is the category of reserve.\nThe HAI Project is the culmination of a research made by a team fully dedicated, creating an advanced solution to the main issues our team spotted.\nThe world has been changing with an unprecedent growth in most of the industries but such an immeasurable growth creates some issues.\nThe Vision for the HAI Project is to create the first Hybrid Artificial Intelligence capable of detecting new cyber-threats, opportunities both traditional financial markets and data applied to business intelligence. Multiple infrastructures in every industry have flaws or misconfigured elements, allowing malicious users to abuse their systems or even try to attack them in order to get a personal benefit at the expenses of other people, this is why we need more than just men power.\nIt has been proven in multiple competitions that Artificial Intelligence is superior to humans when it is guided through the entire learning process this way it helps transforming raw information into usable knowledge. The most critical industries that the HAI Project Team identified were Financial, Cyber Security and Business Intelligence sectors.\nHow does the HAI Ecosystem work?\nThe Ecosystem depends on 3 key parts, the backend HAI system powered by a green facility housing computing power and main hosting plant, HAIper a platform designed to allow users to interact with HAI and set the different options desired in order to make HAI generate reports, strategies or perform an active activity such as network firewall or threat hunting and the last key part of the ecosystem are the HAI tokens, required to interact with HAIper by using the blockchain technology of ETH called Smart Contracts which are a key part of the lending program too, each HAI token represents a direct relationship with HAI’s computing power with the fully HAI tokens supply representing it.\nHAIper & Smart Contracts\nIn order to make HAIper a reality a trustful mediating part was needed and it can be done with the Ethereum Block chain technology: Smart Contracts. With smart contracts HAIper is able to lock-up tokens for certain periods of time depending on the task desired to be performed by HAI allowing tokens to have a stable price (which can go higher because of locked up tokens) and in order to avoid spikes in the price and allow HAI owners to earn a passive income we created a lending program.\nLending Program\nThe lending program allows HAI holders to get a passive income by just owning HAI tokens, this program resides in the HAIper platform in which the owner of the tokens puts the tokens in the market with a lock up period from 1 week up to 6 months and a fixed lending percentage based on the market price of HAI tokens, on the other hand anyone who wants to use HAI for a specific reason and doesn’t want to deal with market prices or big acquisitions of HAI tokens can get any amount required from other users using the inner market in which the user can find the best offer depending on the lock-up time and lending rate.\nKey Features\nHAI Project has an agenda leading to improve HAI and create hardware solutions for medium/big businesses\nHAI tokens will be rebought and burned out by the HAI team using funds from the lending program commission.\nThe Token Sale will be public using the ETH platform for investors security.\nHAIper Use Cases\nThreat Hunting\nAllows HAI to perform threat hunting all over the internet using key AI functionalities to learn and identify threats such as malware, fake websites, scams and add them to the HAI’s own threat vault creating reports and finding solutions to block them.\nNetwork Watchdog\nOnce a business gets bigger it needs to deal with bigger problems, such as malware attacks like ransomware, espionage or event inside attacks from any employee that’s why HAI can be the main wall to prevent it without costing a fortune and being easy to install inside the network keeping the data secure without sacrificing privacy as not a single bit of information will be redirected to HAI’s main network.\nMarket Prediction\nFinancial sector and cryptocurrencies can be pretty volatile and nobody knows exactly how the price of a stock/currency react but a prediction can be made by HAI, taking into consideration hundreds of thousands of different variables, and it is a fact that AI can predict the market better than humans or even hedge funds, allowing anyone to take a successful trade based on the results of HAI.\nMarketing Strategies\nSmall and Medium sized businesses often can’t compete against bigger companies that rule a market this is because of limited resources with HAI this ends now, creating a complex solution easy to use allowing a business to identify the key differentiators between products and different facts that help a marketing campaign to be viral and successful.\nBusiness Research\nSame as the previous case it is pretty hard for a business to survive in its early stages as at least 70% of startups fail to continue for more than 5 years, HAI Project aims to change that, providing business strategy reports, business predictions and more, taking into consideration every detail with just a tiny bit of information as HAI can do a research on the internet and learn by itself about any industry/company.\nA thousand more\nHAIper is not an obstacle for HAI as it will allow users to fill options as they wish and the AI behind it will be able to understand the main objectives with a supervised learning and conclusions by our AI experts team.\nMission\nThe HAI Project aims to create a public tool inexpensive, reliable & fast allowing everyone to create high end solutions and make their dreams a reality\nVision\nThe vision comes of disruption of the known, allowing the people from different parts in the world to fight monopolies in different industries and get a better wealth distribution by providing accurate solutions to anyone.\nMarket Potential\nResearch has been done to measure the impact of HAI in the future, currently we are supporting 3 pilars at the beginning as it will allow a healthy development of HAI.\nCyber Security:\nOnly in the 2016 because of cybercriminals there are reported financial losses for up to 450 billion dollars, this doesn’t only affect the financial sector, it even affects you, data leakage, degraded critical services; you are not safe, many experts in the industry predict an increase of 600% generating losses of at least 3 trillion dollars by 2019.\nFinancial & Business Intelligence:\nIndustry leaders have monopolized big markets, stealing costumers from small business owners that’s because they invest millions of dollars for market research and that needs to end, once the bigger companies have gained control over a market, they tend to increase prices that only makes the 1% richer.\nCurious fact in the United States 90% of the media is controlled by only 6 companies.\nToken Sale Details\nToken Name: HAI Token\nSymbol: HAI\nSoft Cap: 5,500 ETH\nHard Cap: 25,000 ETH\nPrice: 0.2 and 0.25 USD depending on the token sale phase and ETH price\nAccepted currency: ETH\nMin. Contribution Size: 0.1 ETH\nRestrictions: Tokensale is unavailable to residents of the United States of America and the Republic of China.\nToken Distribution\nTotal Supply: 100,000,000 HAI\n5% (5,000,000) Bounty Fund — In order to give an incentive to the community we will have a referrals program and different bounty campaigns.\n5% (5,000,000) HAI Project’s Team — Allowing the team to continue working on the project receiving an equal part of the tokens.\n5% (5,000,000) Advisors Fund — In order to give something back to our advisors we will lock up a fund for everyone who wants to help make HAI Project a reality.\n5% (5,000,000) Research Fund — In order to continue innovating the Project will own a part of the whole computing power of HAI.\n15% (15,000,000) Pre-ICO — The first token sale phase requires a fixed number of tokens to begin the process of funds acquisition.\n65% (65,000,000) ICO — Divided in 2 phases the main token sale will give everyone in the world to own tokens and use the soon to be released HAI platform.\nFunds Allocation\nIn order to create a trustful relationship with the community we will have a full funds allocation disclosure.\n35% — Hardware: Since HAI will be hosted in our own facilities we will need to acquire hardware capable of giving HAI a lot of computing power.\n50% — Research & Development: In order to make HAI a reality research needs to be done and there are many expenses associated plus the development of the different hardware solutions to be designed in the early future.\n5% — Advertising: We will have a small percentage of the funds dedicated to advertising as we will rely on our community to spread the word about HAI Project.\n10% — Operation: In order to keep the HAI’s main network up and running we will need to use different paid services such as connectivity, electricity and more.\nTeam\nfor more information visit:http://www.haiproject.com/ANN\n\nhttps://bitcointalk.org/index.php?action=profile;u=1790538;sa=summary",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://mfchain.com/wp/",
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      "body": "![](https://steemitimages.com/DQmPZuzovnC21zDfDASWv7P8iirrtcAKdSx6iNCzeyVGAkU/image.png)\n\nMODERN FINANCE CHAIN\n\nMF Chain is building the future of blockchain which begins with our consumer-merchant payment solution and rewards program. Fundamentally, our goal is to expand cryptocurrency utility to the point of ubiquity. We are helping cryptocurrency reach beyond being merely an investment, trading or speculative tool. Consumers, merchants, and enterprises both large and small will now be able to capitalize on the convenience and security that cryptocurrency and blockchain provide.\nMF Chain builds upon the value of zero merchant fees while offering innovative rewards for consumers and merchants. MF Chain is specifically designed to build value for all parties involved in merchant transactions. We are helping to build a digital economy where consumers will have the ability to buy products and services via any cryptocurrency.\n\nThe current merchant payment system market is projected to exceed $1 trillion by the year 2019. This projection is supported by a growing consumer preference for digital payment systems and the widespread increase of using mobile devices to pay for goods and services.\n\nOUR VISION\nTo create a digital economy where consumers can buy goods and services with any cryptocurrency at their favorite merchants. To have a place where visionaries and creators can collaborate to launch innovative distributed applications in a world that relies on trust-less transactions in any currency of their choice. A platform where developers are supported with multi-language compatibility and a library of smart contracts designed to promote rapid development and deployment. An ecosystem that embraces all block chains into a digital utopia.\nhttps://youtu.be/tVnwjRmYNLs\n\nMF MAINNET\n-\nModern Finance Chain is helping the world adopt crypto as a currency by creating a global digital economy. Starting with a payment solution and rewards program for merchants and consumers that makes it easy to embrace cryptocurrency payments.\nMF Mainnet will be like no other blockchain, catapulting its capabilities directly into the stream of commerce and allowing ICO and dApp projects to tap directly into this wealth. With a dBFT/POS hybrid consensus method, MF Mainnet will achieve consensus with minimal energy consumption and in an eco-friendly manner. Using an incentivized masternode offering, MFM will achieve decentralization with thousands of globally distributed nodes\n\nThe greater vision of Modern Finance Chain is the MF Mainnet with intelligent features.\n![](https://steemitimages.com/DQmXqE6yNi23WXd3sX57PyBDbgTiMnrhKBjkGXEpLCo6S9m/image.png)\n![](https://steemitimages.com/DQmNntgF6EQBuCmh76pS57XvBcTbJSLFPEZnv1fDN72E6WB/image.png)\n\nMF CHAIN ICO INFORMATION\n-\nModern Finance Chain (MF Chain) plans to raise between 4,500 and 33,000 ETH Tokens during the Pre-ICO and ICO. All ICO transactions are completed via smart contract transfer. Only whitelisted participants will have the ability to contribute during the ICO. Any contributions sent from addresses not on the whitelist will be rejected by the ICO smart contract.\nMF Chain will only have access to 50% of the funds collected during the first half of 2018. These funds will be used for development, operations and marketing. Unspent funds will be unlocked in two stages. The first stage will unlock after the full release of the merchant processing platform. The second stage will unlock after the full release of MF Mainnet.\n\nTo participate in the MF Chain ICO, prospective platform users will need to be approved and added to the whitelist. MF Chain plans to run two separate whitelist campaigns allowing users late to learning about MF Chain to participate. All prospective participants can apply during any whitelist stage (example: participant wanting to contribute during ICO stage can apply during the first whitelist stage; this example is encouraged).\nDepending on level of interest, the second whitelist stage may end early. All members will be processed through MF Chain’s KYC requirements. MF Chain has partnered with Identity Mind and will be reviewing all submitted information on OFAC, PEP, PSFI, EU and Freeze Lists. Depending on level of contribution, government-issued ID submission may be required. MF Chain complies with all local restrictions and limitations; therefore, residents of certain countries will not be able to participate.\n\nMF Chain ICO Dates\nPrivate Offer: April 4th - April 25th\nPresale: April 25th - May 15th\nICO: May 15th - June 15th\n\nICO Caps and Timetable\nSoft Cap: 4,500 ETH (with built in smart contract refund feature if not obtained)\nHard Cap: 33,000 ETH\n\nThe total number of MFX tokens is capped at 521,000,000. 1 Ether = 8,500 MFX tokens.\nICO Token Price: 1 Ether = 8,500 MFX Tokens\n-33,000 Ether Total ICO Hard Cap\n-Minimum Contribution – 0.1 Ether\n-Maximum Contribution – 200 Ether\n\nPresale Token Price: 1 Ether = 10,150 MFX Tokens\n-5000 ETH Hard Cap\n-Minimum Contribution – 5.0 Ether\n-Maximum Contribution – 200 Ether\n\nPublic Tokens\n-Presale & ICO – 57% (301M)\n-Airdrop & Incentive Programs – 1% (5M)\n-Devs & Advisors – 8% (40M)\n-Merchant Incentive Program – 15% (75M)\n-Locked tokens to support development & marketing – 19% (100M)\n\nFuture development and marketing tokens will be locked according to the following schedule:\n\n-50% unlocked on random date: Q2 2019\n-50% unlocked on random date: Q2 2020\n\nInitial Circulating Supply (max): 306,000,000\nMax Supply: 521,000,000\n\nICO PROJECT GUARANTEE\n-\nMulti-signature escrow is a way of locking funds allocated in the ICO until specific conditions are met. This method allows for a guarantee to ICO contributors that certain development milestones in the project are achieved. The team will not be able to spend the funds raised during the ICO until the obligations for development are fulfilled. 50% of ICO funds will be locked. 20% of the funds will be locked until the MF Chain Payment System is fully developed and released. 30% of the funds will be locked until the release and deployment of MF Mainnet.\n\nThis escrow arrangement is handled directly on the blockchain through the MFX ICO smart contract. Funds are distributed and locked accordingly, live for each ICO contribution transaction.\n![](https://steemitimages.com/DQmeegUzrf2QUAtCgDuxF6Vx7E5PoYemeC39QRjCFaDM6Jk/image.png)\n\n![](https://steemitimages.com/DQmZLiMjwj7reKUiRU4d2rfmTFCgPeJqDgnNPRXiPShqTA1/image.png)\n\nMEET OUR TEAM\n-\nWe have a team is comprised of high level programmers, mathematicians, cryptographers, PhDs and computer scientists.\n![](https://steemitimages.com/DQmP8A1ozLiQS23oZdWUgEBmKFLiRSL4YgwGNzvD8PosGF3/image.png)\n\nWe are currently recruiting Ambassadors for our exclusive brand management team. Think you have what it takes to join the Ambassador team? Click below to apply.\nhttps://mfchain.org/ambassador-app/\n\nROADMAP\n-\n![](https://steemitimages.com/DQmVWcm76wHuxstryEdPRy3sjr5bjqypNviQc6mGnoNwJx8/image.png)\n![](https://steemitimages.com/DQmaz2LPJXAPvzRix4FRaaQ3BSZfQ4AhDFvKNcz5oN78G1T/image.png)\n![](https://steemitimages.com/DQmTJiomhrDdSJvGU9WDgcB7EbvFwHh17kfpycqH9NeUkJ2/image.png)\n![](https://steemitimages.com/DQmW2cSb6LZQCFrmBHhyEiKfcuw11MxhkEDc8ziW74SisGT/image.png)\n![](https://steemitimages.com/DQmYdREHuu4xLjpoFty3jTcs566xFn94W9Kc1fWyKLiziyG/image.png)\n![](https://steemitimages.com/DQmdUjUV3DPpoJNu8oviRR4szkx27vGjCap3cwxGnTvQ372/image.png)\n\nFor more Information, kindly check the following links:\n\nWebsite : https://mfchain.com/\nWhitepaper: https://mfchain.com/wp/\nFacebook : https://www.facebook.com/MFChain/\nTwitter : https://twitter.com/ModernChain\nGithub : https://github.com/MFChain\nTelegram : https://t.me/modernchain\nYouTube : https://www.youtube.com/channel/UCTWIGFMZecGOoqCqXMzPoIA/videos\nMedium : https://medium.com/modern-finance-chain\nReddit :https://www.reddit.com/r/MFChain/\nAnn Thread: https://bitcointalk.org/index.php?topic=3264121.0\nProfile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1790538;sa=summary",
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      "body": "![](https://steemitimages.com/DQmNrDLFsWQsdLhHUmUcuLXPw5eVU8A5ofKAYbeBGudELvn/image.png)\n\nAll About Akroma\n-\nI tend to focus on just a few projects at a time. This allows me to better evangelize them to anyone that will listen to me ramble. Akroma is one such cryptocurrency project I can’t keep shut about for very long. For a change of pace, I’m posting a little something here, for the benefit of the greater community. For those of you with short attention spans, I include lots of pictures.\n![](https://steemitimages.com/DQmZjAGR2P1FtxKHC3tBBDBJYZiTANGTzWku4PJJaDku5PP/image.png)\nDoes naming your company after a Magic card count as a MtGox shoutout?\n\nFriendly Ghosts and Friendly Hosts\n-\nEthereum’s Casper is expected to implement the next big thing, Proof-of-Stake. This rewards users coins for securing the network (and the coin’s value) by locking them up in a wallet.\n\nFollowing that, the next next big thing is masternode functionality. Masternodes circumvent a lot of the plutocratic tendencies of Proof-of-Stake, and gives a cut of the cake to everyone that is dedicated to the network.\n\nUnfortunately, masternodes often get a bad rap from speculators that flip coins, and the indie developers create them. Cryptocurrencies that include masternode technology are often comorbid with:\n- Unstable Code unabashedly forked from Dash\n- Uninvested Developers interested only in making a quick buck\n- Unstable Price subject to absurdly high, wildly destabilizing ROI %.\n![](https://steemitimages.com/DQmS24fGM9MAn8xMyxpk4hvqCbXvmnqV3sbcNPAXhnT978K/image.png)\nMasternodes.online sorted by annual ROI — There are some sub-100%s near the bottom\n\nThe Akroma Anomaly\n-\nSo with Masternodes loosely defined, what makes Akroma — a masternode bearing coin — so different? I’ll try to answer this specifically as it relates to Tech, Team, and Token metrics.\n\nTech\n-\nAkroma is a fork of the popular Ethereum blockchain. This is quickly becoming the new masternode meta, but they’re among the first. For the moment, it actually means more work, since there isn’t as much reference material to borrow from when making additions.\n\nThe team has stated their goal is to build their blockchain out as a platform — not a cashgrab. Masternodes, Oracles and Smart Contracts are part of that grand vision of the future.\n\nAkroma shines most visibly in its masternode setup process. With a few scripts and an easy-to-follow, highly visual guide, Akroma has the simplest setup you’ll ever find for a masternode. I’ve seen my fair share and was taken aback by how easy the process became with a little automation.\n![](https://steemitimages.com/DQmUrPmw57CUmUPcLV1eD9CE6TKRnEqStqdnEkNYon1H5Pj/image.png)\nIt’s less of a guide and more of an automagical copypasta\n\nTeam\n-\nThe team itself consists of real people, with LinkedIns, Twitters and the like.\n\nCheck their work LinkedIn profiles and you’ll learn that many of the team members have worked together in the past on cryptocurrency-related projects.\n\nMessage their Twitter account on an “#AskAkroma” AMA day and a corresponding department member will likely respond to you directly. Please note that the Director of Moons & Lambos does not participate in these events.\n\nFinally, if you hop into their discord, you’ll see they regularly check in the progress they make on the project in a dedicated channel.\n\nIn short that means: relevant work experience, regular communication and actual identities. The team seems so normal that it’s almost… weird.\n![](https://steemitimages.com/DQmVa7QiK9kNegtSZeFCRrf18JQfm2gbyR8nMtMXT8TAsqE/image.png)\nNo, he is not on the team. Yes, that is a good thing.\n\nTokens\n-\nTechnically Akroma is a coin and and not a token, but I needed a third T-word, so whatever.\n\nTwo major potential token issues come to mind for cryptocurrencies which incorporate masternodes:\n- Excess Supply stifles Demand\n- Devs can more easily dump & disappear\n\nI feel safe from both pitfalls here, because Akroma has once again gone out of their way to remedy the standard anxieties associated with indie coin development.\n\nFirst, current payouts are ~2.5 Akroma per day. This is 5% of what would likely be ~50 Akroma/daily once live. Napkin math says that with the additional user influx upon launch on April 9th that the masternodes will NOT overproduce themselves into an inflationary state.\n\nSecond, while each dev is being paid, they also each have a public address that has to conform to the following rules as per their medium blog:\n![](https://steemitimages.com/DQmfPw2n5wEQvhVePxUGmYUL85tiYRitmttz6CqZHTUsBS6/image.png)\nDo not open until October 1st\n\nConclusions\n-\nWill all the praise I’ve given the platform, I feel I should close by addressing the potential issues that may arise later down the road.\n\nHard to Flip\n-\nI’ve run into quite a few many people who look into masternodes hoping to ride the initial wave to cash out at the top (no, I’m not one of them). With Akroma though, I’m not so sure that will work out.\n\nMany current holders are early adopters, as they are already running masternodes for the intentionally paltry beta payout. Presently, it’s unclear when/where the masses will come in, or be able to use this as a platform. That means a speculator won’t know exactly how long they have to wait for the first big, dumpable pump.\n\nUndermarketed\n-\nAs with most cryptocurrencies that draw my attention, I have no idea how I discovered Akroma. Somewhere out in the ethereum I found my way to their twitter and have been a fan ever since. My masternode dolphin & whale friends hadn’t heard of Akroma until I brought it up, and that worries me.\n\nThe current marketing approach for Akroma has been very low-key. It is not listed on any masternode ranking site, and has no major articles short of a few interviews on sites I have heard little about. I’d like to think they simply want all their ducks in a row before they turn on the hose of new users, otherwise it could remain in relative obscurity for a while.\n\nUndermapped\n-\nThere isn’t a long-term roadmap at this point in time. That isn’t to say that masternodes, a masternode hub, oracles and smart contracts make for light work. However, we’ve only been given thematic ideas of what will be implemented after that. Even the worst coins will tell you they plan to have their iOS wallet out in Q4 2019 as a stretch goal — right after they unironically get a linked credit card.\n\nAll jokes aside, the fact that Akroma doesn’t specify beyond the essentials this is unusual, but not unforgivable.\n\nEnd\n-\nNonetheless, it is my personal opinion that Akroma has an exceptionally bright future ahead of it. It is still early in its lifespan, but will likely see a gradual rise in value in the coming months, in addition to steady income. Whether you feel that will be worth the opportunity cost is up to you.\n\nTheir website: https://akroma.io\nMy Twitter: @IraFudmore\n\n https://bitcointalk.org/index.php?action=profile;u=1537991;sa=summary",
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      "body": "Congratulations @pinkan! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/posts.png)](http://steemitboard.com/@pinkan) Award for the number of posts published\n\nClick on any badge to view your own Board of Honor on SteemitBoard.\nFor more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)\n\nIf you no longer want to receive notifications, reply to this comment with the word `STOP`\n\n> Upvote this notification to help all Steemit users. Learn why [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!",
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      "body": "Come on , INV anytime!\nQuickly simple and always there\n![](https://steemitimages.com/DQmXERLjSX8wkU5FBmEaALWvMWtmZ3XFxQTZUtH71VWeXji/image.png)\n\nIn essence , INV is an open and non-leased blockchain that facilitates the seamless exchange of low gossip from Ethereal based assets Powered by the Realm Platform.\n\nThe INV platform will be a multi-currency payment gateway within the INVESTA ecosystem, enabling users to exchange Fiat, cryptocurrency, or virtual goods for any liquid assets available on the platform as well as quick access to all our series of products and services. .\n\nMulti-asset compatibility (each blockchain asset is compatible with and accepted by the INV Platform).\n\nForeign exchange rates and best transaction fees.\n\nStorage is decentralized and secure.\n\nDirect access to services such as ETF Basket, Corporate Loans, Launchpad, Asset Management, INV Card, Money Remittance Service, and more.\n\n\nToken INV\n-\n![](https://steemitimages.com/DQmRMu1szAQQqbWjHgiDEyLDuYPvMio7GvGsXT9wwRonCGg/image.png)\n\nThe INV Token is a smart contract token based on ethereum ERC-223 compliance.\n\nToken will be issued by Investa upon completion of public token sale.\n\nHolder token will be able to use INV in the Investa platform as a payment tool for all services in our APP. \n\nFor example, INV holders will be able to use their tokens to subscribe to Investa's crypto basket, which will take the token allocation from other ICO pre-sales, managed by our INV managers. \n\nINV holders can also place their tokens into our programs such as Enterprise and Launchpad, for loans to small businesses and other approved borrowers.\n\nINV tokens can also be used as a means of payment for upcoming Investa Events, such as the annual crypto summit, INV roadshow, or our mindshare forum. This event will be published in due time and INV holders will be able to attend, after paying for a ticket using an INV token. \n\nFinally, INVs can be used within our payment network, such as to load a prepaid debit card with funds that can be used as FIAT currency to any merchant on the Union Pay network.\n\nOr our users can transfer INVs to other Investa users, who can then redeem them in various other currencies, such as BTC or FIAT - so we allow our users a level of financial control and flexibility that was not previously available.\n\n\nFor more info, Visit LINK below:\n\nWebsite: http://investaco.in/\nFacebook: https://www.facebook.com/InvestaUK/\nTwitter : https://twitter.com/investaco_uk\nTelegram : https://t.me/investacoin\nTravelers ANN: https://bitcointalk.org/index.php?topic=3168762\nWhite paper: http://investaco.in/assets/pdf/White_Paper_Ver_1-6.pdf\nProfile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1790538;sa=summary",
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      "body": "![](https://steemitimages.com/DQmYt1wNRYcSYv2fYLqUFvZMY73Gpb2wqALbK2K1ygJD4th/image.png)\n\nZPERは、スマート契約技術を使用する分散型の「ピアツーピア」金融エコシステムです。主要なP2Pローン会社とロボ・アドバイザーは、世界中の借り手と貸し手との間の革新的な資金取引方法を提供するために一緒になった。\nP2P金融アライアンス\nグローバルP2Pローン会社、検証済みの情報提供者、ロボ・アドバイザーは、ZPERアライアンスの一員です。さまざまな参加者が相互にやりとりして自由に価値を交換できるアライアンスは、借り手や貸し手にとって合理的な財政環境を提供します。\nすべての参加者は彼らの貢献に対して公平に報酬を受けるでしょう。\n国境を越えた取引\nZPERは、自国の通貨にかかわらず、借り手と貸し手をつなぎます。貸し手は高い利回りを得、借り手はより低い金利で貸付を受けます。\nロボ・アドバイザーによるリスク管理\n国際的に認められたロボ・アドバイザー・アルゴリズムは、グローバルな投資ポートフォリオを構成します。このアルゴリズムは、投資リスクを軽減し、投資の多様化を通じてセキュリティを提供するために使用されます。\nZPERトークン - ZPR\nZPRは、生態系のすべての参加者が使用する価値交換の媒体です。これは、投資P2P融資、他のトランザクションのための成熟したローンや金利の返済を含め、生態系に起こるすべてのために使用されます。取引は、透明で、ZPRによる通貨および限度から独立したままです。ZPERトークン（ZPR）は、生態系の参加者によって行われたトランザクションのすべてのタイプのために使用される機器です。それは、ZPERプラットフォームで数兆ドルに相当する資金の流れを制御し、通貨の大きな価値になるでしょう。ZPRは、金融市場のP2Pの基本的な開発は多様で創造的なデータの提供者に合理的な報酬として、リスク分析や信用格付けの基準を革新することができます\n![](https://steemitimages.com/DQmYmN9aorCdEvUMxWdXVc45fnuQe8UWRETkCFmz95QxZWW/image.png)\n\nトークンを販売する期間販売\n開始日：2018年3月17日午前5時00分購入方法UTC：\nハードキャップ：1,100,000,000 ZPR \n・トークンZPRの販売は3段階で構成されています。\n・各ステージの最大時間が経過するか、または最大限に達すると、次のステージはUTCの午前5時に翌日に渡されます。\n受け入れられた支払い：ETH\nTOKEN ZEPRの割り当て\n![](https://steemitimages.com/DQmTKGDaRojHJJPDvX3wWvMAnYH2Bpj7YQBz5rqKeWNC3wH/image.png)\n\n動画の説明\nhttps://www.youtube.com/channel/UCGhrxEcpchjMSg7EclXuGFw\n\nZPER装置\n-\n- JB Kim。共同創設者、CEO \n・Olley FundingのCEO ・\nDayli Financial Groupチームの戦略\n・基金管理Kiwoom Headquaters \n・TmaxSoft BI Dep。\n・応用数学KAIST\n- ジェイクリー \nミッドレートのCEO ・CEOを務める\n・韓国金融協会元P2P（KP2PFA）元社長\n・SK E＆C \n・ウォルト・ディズニー社の海外工場合意\n- ショーンパーク。\nFUNDAのCSO ・共同創業者・\n韓国P2P金融協会副会長（KP2PFA）\n・ソウル国立電気工学科\n- SJ Min。CBDO \n・BCカード・ライブラリー\n・SBI貯蓄銀行、Fintech TFT \n・デイリー・ファイナンシャル・グループ、信用分析チーム\n・ニース情報サービスTCB（テクノロジー・クレジット・ビューロー）\n・延世大学 適用統計\n- レオ月 シニアプログラミングエンジニア\n・三星電子グローバルテクノロジーセンター\n・TmaxSoft TP Dep。\n・Univ。De Corea Industrial Engineering\n\nZPERアドバイザー\n-\n- ショーン新\n・Dayliでフィナンシャル・グループCEO \n・未来アセット証券アナリスト研究センター\n・タワーズワトソン保険財務ビジネス\n・サミル会計株式会社本社財務\n・シラキュースMBA \n・大学韓国経営管理\n- Sudhi Herle \n・シニアコンサルタント戦略CTO行うモバイルサムスン\n・サムスンKNOプラットフォームの共同創立者ながら、サムスン\n・RhythmOneにおける製品の元取締役（LON：RHTM）\n・テンプル大学、PAおよびIIT-ボンベイ\n・30以上技術特許\n- パーク\n・スヨン・コグニティブ・イン\nディケーター・デイリー・フィナンシャル・グループのCOO \n・デイリー・インテリジェンスの共同代表\n・ソウルの投資パートナー\n・KAIST工業エンジニアリング\n- リー\n・フン・ICON財団理事\n・旧ファイナンシャル・リサーチ・インスティテュート\n・シニアアナリスト・ソウル工科大学・ソウル工科大学・ソウル\n国立大学教授 技術管理における\n- ジョー・キム\n・L39のXnTreeのCEO \n・IBM UKの元ディレクター・Tmaxsoftの\n前専務取締役およびCTO \n・Datawaveシステムの元CEO \n・ロンドンのインペリアル・カレッジ\n- ジェームズ・パーク\n・ゴールデンツリー・アセット・マネジメント\n担当ディレクター・シティグループ（ロンドン、マドリッド、シンガポール、ソウル）の元ディレクター\n・ソウル電気工学\n大学・シカゴ大学ビジネススクールMBA\n- K王\n・コインビンの\nCEO \n・コルボツ社のCEO ・BithumbのEx CIO\n- キム\n・ジェイク\n・イノバース取締役・投資マネジャー・ダイレクトバーン共同創業者\n・コロンライフサイエンス戦略企画\n責任者\n・ミライアセット戦略・商業開発責任者・LG CNS \n・IEビジネススクール\n・漢陽大\n- Natalia Lee \n・FINDAのCEO \n・Googleキャンパス\nアドバイザー・500人のスタートアップアドバイザー\n・NOOM韓国\n・韓国大学国際学院卒業生\n\nパラマス情報の\n-\nウェブサイト：https://zper.io/ \nOnepager: https://zper.io/paper/Onepager_Eng.pdf\nホワイトペーパー：https://zper.io/paper/Whitepaper_Eng.pdf\nFacebook：https://www.facebook.com/ZPERplatform/\nミディアム：https://medium.com/@zper\n電報：https://t.me/zper_kr_official \n\n=====================================\npinkan12\nhttps://bitcointalk.org/index.php?action=profile;u=1790538;sa=summary",
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      "permlink": "zper-p2p",
      "title": "ZPER P2P金融のための分散型エコシステム"
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