{
  "trx_id": "2c155ebf95d45886bc264e0cd1e2b0fcf4a488f7",
  "block": 43198787,
  "trx_in_block": 15,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-08T14:09:57",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "paywen777",
      "vesting_shares": "1953.311140 VESTS"
    }
  ]
}

{
  "trx_id": "1aec3bce3ca5646f21b6e876be7928ed006f2446",
  "block": 36216635,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-09-07T15:16:03",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "paywen777",
      "vesting_shares": "9905.047784 VESTS"
    }
  ]
}

{
  "trx_id": "3a03a68dc604b697b175f65b4bad7643fed8fc3f",
  "block": 35018596,
  "trx_in_block": 22,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-07-27T04:18:06",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "paywen777",
      "vesting_shares": "29791.213761 VESTS"
    }
  ]
}

{
  "trx_id": "34c3ce07e6bc0ffb3e23a1e34d06524f414d3680",
  "block": 33620701,
  "trx_in_block": 28,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-06-08T13:29:00",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "chaoyuan",
      "permlink": "globalcoin-everything-we-know-about-facebook-s-cryptocurrency",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "e771b6483c389226704a6c13680794d1e11bef6f",
  "block": 33620699,
  "trx_in_block": 17,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-06-08T13:28:54",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "chaoyuan",
      "permlink": "globalcoin-everything-we-know-about-facebook-s-cryptocurrency",
      "weight": 0
    }
  ]
}

{
  "trx_id": "a0574d2aedcb55ea5ed57b1c3b59c12643876cba",
  "block": 33620697,
  "trx_in_block": 12,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-06-08T13:28:48",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "chaoyuan",
      "permlink": "globalcoin-everything-we-know-about-facebook-s-cryptocurrency",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "8ed196ca62d1b834284d738c5c0acd56430d247f",
  "block": 32326922,
  "trx_in_block": 36,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-24T14:31:42",
  "op": [
    "comment",
    {
      "parent_author": "paywen777",
      "parent_permlink": "ibm-world-wire-what-does-it-mean-for-blockchain-and-banking",
      "author": "swanky",
      "permlink": "re-paywen777-ibm-world-wire-what-does-it-mean-for-blockchain-and-banking-20190424t143142398z",
      "title": "",
      "body": "已登記作業成績 :)",
      "json_metadata": "{\"tags\":[\"blockchain\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "708b8c97c5b1165465e1d2b7cfc88799ee9e9a62",
  "block": 32005175,
  "trx_in_block": 14,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T10:15:27",
  "op": [
    "comment",
    {
      "parent_author": "paywen777",
      "parent_permlink": "ibm-world-wire-what-does-it-mean-for-blockchain-and-banking",
      "author": "ywang",
      "permlink": "re-paywen777-ibm-world-wire-what-does-it-mean-for-blockchain-and-banking-20190413t101525572z",
      "title": "",
      "body": "Thanks for sharing🍀🍀🍀",
      "json_metadata": "{\"tags\":[\"blockchain\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "5c91d3584dbebc97243733699e87083d527d0aa2",
  "block": 32005159,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T10:14:39",
  "op": [
    "vote",
    {
      "voter": "ywang",
      "author": "paywen777",
      "permlink": "ibm-world-wire-what-does-it-mean-for-blockchain-and-banking",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "0366afd61e652e8b4adcc0a64abbab208484e127",
  "block": 32003813,
  "trx_in_block": 58,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T09:03:57",
  "op": [
    "vote",
    {
      "voter": "gggggg",
      "author": "paywen777",
      "permlink": "ibm-world-wire-what-does-it-mean-for-blockchain-and-banking",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "db3372bf52857aebdb5dbb73b3912bcc3ffb1a76",
  "block": 32003711,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:58:36",
  "op": [
    "vote",
    {
      "voter": "kerry07770019",
      "author": "paywen777",
      "permlink": "ibm-world-wire-what-does-it-mean-for-blockchain-and-banking",
      "weight": -10000
    }
  ]
}

{
  "trx_id": "557f0d06a72c3c7910de678bdc5fa8c5a33043be",
  "block": 32003488,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:46:57",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "paywen777",
      "permlink": "ibm-world-wire-what-does-it-mean-for-blockchain-and-banking",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "46f85bf3e868f55e2980f10ceeb36d05939f600e",
  "block": 32003464,
  "trx_in_block": 20,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:45:39",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "blockchain",
      "author": "paywen777",
      "permlink": "ibm-world-wire-what-does-it-mean-for-blockchain-and-banking",
      "title": "IBM World Wire: What Does It Mean For Blockchain and Banking?",
      "body": "![ibm-x486_2px.jpeg](https://cdn.steemitimages.com/DQmNmNQWzJbtCJqgBmD4NKrLvX4rV72yVCQTYT4v1p8ivNS/ibm-x486_2px.jpeg)\n\nIBM World Wire, a global payment tool built on Stellar, went live in March. What will it accomplish, and will it be able to face the competition?\n\nOn March 18th, IBM and Stellar cooperated to launch a new blockchain-based payment service called World Wire, which will allow participating banks to perform international money transfers and settlements. This service will go head-to-head with competing services from major organizations like Ripple, SWIFT, and JP Morgan.\n\nThere is no way to say for sure which service will eventually come out on top. However, the realm of blockchain-based finance is growing rapidly, and IBM and Stellar are quickly establishing themselves as major players. World Wire could be IBM and Stellar's big break—here's why.\n\nHow World Wire Benefits Banks\nIBM World Wire handles money in a simple way. First, one bank converts the money that it wants to send into a digital asset—either IBM's Stronghold stablecoin or Stellar's XLM cryptocurrency. That digital asset is then transferred over a blockchain to another bank, which can convert the asset into its desired fiat currency.\n\nRELATED ARTICLES\n\nBrazil’s National Currency Will Harness the Power of the Blockchain\nSingapore Launches Blockchain Marketplace for Renewable Energy Certificates\nThis approach provides a few advantages. Because IBM World Wire is powered by the Stellar blockchain, it can perform transfers and settlements much more quickly and cheaply than traditional banking systems can. IBM claims that transfers on the network can be accomplished \"in seconds\" with \"lower costs.\" Additionally, Stellar stores transfer details on its ledger, which facilitates transparent record keeping.\n\nClients are already signing on for the service. IBM claims that 72 countries and 44 banking endpoints are currently participating. Additionally, Forbes reports that at least six international banks are planning to use World Wire to issue their own stablecoins—blockchain assets that are tied to the price of various fiat currencies around the world.\n\nWhat This Means For IBM\nWorld Wire isn't IBM's first blockchain product. IBM is also partially responsible for developing Hyperledger, a leading blockchain solution for enterprise users. It is also a member of the Food Safety Alliance, a blockchain-based initiative that manages food supply chains and traces health issues. However, these projects manage various types of data, not just transactions.\n\nThis makes World Wire IBM's most notable foray into blockchain-based finance. Jesse Lund, head of IBM Blockchain, suggests that Stellar will complement IBM's other projects thanks to its ability to support new tokens and handle thousands of transactions per second. In other words, World Wire serves a much more finance-oriented purpose than IBM's other blockchain efforts.\n\nMaintaining a balance between business applications and financial applications could be very important for IBM. Although blockchain technology is very versatile, finance has always been blockchain's most promising application ever since Bitcoin came into existence. Perhaps it is not surprising that IBM wants to make full use of that aspect of blockchain technology.\n\nWhat This Means For Stellar\nStellar, meanwhile, will benefit from serving as the powerhouse behind IBM World Wire. Many other companies have already built services on top of Stellar, but IBM is undoubtedly the most significant company that Stellar has worked with. This means that World Wire could easily become more important than any other Stellar-based product.\n\nThis could benefit Stellar greatly: World Wire will generate activity for Stellar, which could raise Stellar's profile and attract more developers to the platform. Increased demand could also drive up the market value of Stellar's XLM token. Stellar is currently the eighth largest cryptocurrency, and World Wire could help it climb even higher.\n\nIt also seems that IBM's partnership with Stellar will be a long-lasting one. IBM partnered with Stellar some time ago, and the two organizations have been working together ever since. In fact, IBM has been using Stellar to perform international payments since 2017. World Wire brings the technology to a wider audience and introduces more features.\n\nFacing the Competition\nWorld Wire will face considerable competition. Ripple's xRapid is another blockchain-based settlement system, and it is World Wire's most similar competitor. xRapid also preceded World Wire by half a year, so it has had something of a head start in terms of attracting clients. Additionally, Ripple's XRP token is in the lead in terms of market cap.\n\nMeanwhile, JP Morgan has announced that it is creating its own blockchain-based stablecoin, which will be used to perform international bank settlements. Although World Wire was never an option for JP Morgan, the fact that the financial giant is choosing to go with its in-house Quorum blockchain is a major blow for any competing platform.\n\nFinally, SWIFT will pose a major challenge for World Wire. SWIFT isn't a blockchain platform, but it is the dominant method by which banks carry out international transfers. Additionally, SWIFT has done sandbox trials of blockchain systems and, more recently, has started to use the R3 Corda blockchain. This means that another major blockchain-based financial service may be on the way.\n\nConclusion\nIBM World Wire has the potential to become a successful platform and earn widespread acceptance in the world of traditional finance. Not only is World Wire a legitimately useful system, but it also has a few big names behind it. Of course, many of World Wire's competitors can say the same thing.\n\nAlthough IBM's Jesse Lund has asserted that Stellar and World Wire have clear advantages over their rivals, the competition will be fierce. There is no easy way to compare the strength of World Wire's various rivals, but one thing is clear: World Wire will face formidable competition in the coming years.\n\n(https://www.bitrates.com/news/p/ibm-world-wire-what-does-it-mean-for-blockchain-and-banking)\n\n相關新聞:\n就等法規備妥，區塊鏈將真正改變金融服務業\nhttp://iknow.stpi.narl.org.tw/Post/Read.aspx?PostID=15433\n\n\n心得:\n目前金融業跨境匯款以SWIFT系統為主，手續費約新台幣500-1,100元不等(各銀行標準收費不同)，約1-2天左右受款人可收到款項，透過中間銀行可能會收取轉匯款費用，若透過IBM的Blockchain World Wire，成本及時效可望降低，但仍有法規、合作國家、洗錢防治等問題，未來能否完全取代SWIFT，仍有討論的空間。\n\n![stellar.png](https://cdn.steemitimages.com/DQmcKQrpLMmkCscqMSK8LmN4wKoEn9qSVaqKqiNoGStTMrt/stellar.png)\nWhat Is Stellar?\nhttps://coincentral.com/what-is-stellar-lumens-a-beginners-guide/",
      "json_metadata": "{\"tags\":[\"blockchain\"],\"image\":[\"https://cdn.steemitimages.com/DQmNmNQWzJbtCJqgBmD4NKrLvX4rV72yVCQTYT4v1p8ivNS/ibm-x486_2px.jpeg\",\"https://cdn.steemitimages.com/DQmcKQrpLMmkCscqMSK8LmN4wKoEn9qSVaqKqiNoGStTMrt/stellar.png\"],\"links\":[\"https://www.bitrates.com/news/p/ibm-world-wire-what-does-it-mean-for-blockchain-and-banking\",\"http://iknow.stpi.narl.org.tw/Post/Read.aspx?PostID=15433\",\"https://coincentral.com/what-is-stellar-lumens-a-beginners-guide/\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
    }
  ]
}

{
  "trx_id": "2c493fff64b8cee87926758a72211a98fa888bcd",
  "block": 32002795,
  "trx_in_block": 23,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:10:33",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "seedmore",
      "permlink": "3wsgmq",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "5367b3d2a382650bb5fa34627d30ac2632dc1ad3",
  "block": 32002790,
  "trx_in_block": 27,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:10:18",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "pocketcoin",
      "permlink": "gxshares-gxs",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "1bb5c8ea6765e2d4f6870951e2755fb4bb051d41",
  "block": 32002732,
  "trx_in_block": 49,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:07:12",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "peijou",
      "permlink": "4pejmv",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "784437763d01da0f8030310872a9e8fa7c376ffe",
  "block": 32002720,
  "trx_in_block": 30,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:06:36",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "kerry07770019",
      "permlink": "kakao-klaytn-6",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "db6807c8776c3f9f9779b91033792c1a23dd24a5",
  "block": 32002712,
  "trx_in_block": 14,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:06:09",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "vincent88",
      "permlink": "2pvach",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "776023af2fb6db8827f2b11462cff88be3d8ac5b",
  "block": 32002691,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:05:03",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "williamhuo",
      "permlink": "47zmjk",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "e8d2c5953e91e2e2fc0c5438bed8b2af87719410",
  "block": 32002683,
  "trx_in_block": 32,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:04:39",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "ywang",
      "permlink": "4g5ytm",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "992c45ea06045377cf16ffbc1ce6676a6bd69b10",
  "block": 32002682,
  "trx_in_block": 11,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:04:36",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "ywang",
      "permlink": "5kyocg",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "8f2b4ecc4a5592aa9b8f20893a96a4fd277bf2af",
  "block": 32002681,
  "trx_in_block": 9,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:04:33",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "ywang",
      "permlink": "05770006",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "bce2579c1fceafa50fa5b2f01c541dacf5bf4596",
  "block": 32002675,
  "trx_in_block": 60,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:04:12",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "marrash",
      "permlink": "3y56wq",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "cb0823dd9320e122620b011d7c01059012a1d2da",
  "block": 32002644,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:02:39",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "jean002",
      "permlink": "5eyre4",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "7710b6dd7f65fb2e89eef7f750806c1092fb810b",
  "block": 32002633,
  "trx_in_block": 16,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:02:03",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "pat448765",
      "permlink": "4se1fi",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "92d2e208a8a051bb2d67c795a02011856fde94ca",
  "block": 32002621,
  "trx_in_block": 31,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:01:24",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "gggggg",
      "permlink": "blockchain",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "758a010edc2b4c85bd9f20efcf5e34ce9111209b",
  "block": 32002594,
  "trx_in_block": 9,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T08:00:00",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "gggggg",
      "permlink": "tron-dapp",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "98245782d381268669b95afdc9bb6d5b7df9e7d7",
  "block": 32002559,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-13T07:58:12",
  "op": [
    "vote",
    {
      "voter": "paywen777",
      "author": "ashleylo",
      "permlink": "3-sto",
      "weight": 10000
    }
  ]
}

{
  "trx_id": "67a9818b1021b6c6638b0ff562153db2292b25c5",
  "block": 31754470,
  "trx_in_block": 14,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-04T15:53:00",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "paywen777",
      "vesting_shares": "29989.915210 VESTS"
    }
  ]
}

{
  "trx_id": "a8073a95d13c0a0d61f1f95b9093c6c34a61d36e",
  "block": 31751748,
  "trx_in_block": 16,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-04T13:36:54",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "paywen777",
      "vesting_shares": "30300.000000 VESTS"
    }
  ]
}

{
  "trx_id": "a8073a95d13c0a0d61f1f95b9093c6c34a61d36e",
  "block": 31751748,
  "trx_in_block": 16,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-04-04T13:36:54",
  "op": [
    "create_claimed_account",
    {
      "creator": "steem",
      "new_account_name": "paywen777",
      "owner": {
        "weight_threshold": 1,
        "account_auths": [],
        "key_auths": [
          [
            "STM532KrtwHbWfNiPvWxJDSSqVrbQEyUwKFbjnfUR8fvBKTE2tdBE",
            1
          ]
        ]
      },
      "active": {
        "weight_threshold": 1,
        "account_auths": [],
        "key_auths": [
          [
            "STM6yWUiLamuWxTgrnkWoEZLM17jvkiG39GZN5BYiwfXLV6kYNBDy",
            1
          ]
        ]
      },
      "posting": {
        "weight_threshold": 1,
        "account_auths": [],
        "key_auths": [
          [
            "STM7rshqvi2fZkYbFBL3pPwzJ7oCJWNopxsgBwgi3PT8DhzDGQkaK",
            1
          ]
        ]
      },
      "memo_key": "STM5UG8sjBXsLGhqeA6sA4hn82JWeW3Z75GCPFa7jqp9EP8GHxLf5",
      "json_metadata": "{}",
      "extensions": []
    }
  ]
}