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      "body": "Congratulations @ochbiak! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@ochbiak/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@ochbiak) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=ochbiak)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Source: https://www.linkedin.com/pulse/ripple-evolutionary-revolutionary-scot-kelly/\n\nNot indicating that the content you copy/paste is not your original work could be seen as [plagiarism. ](http://www.plagiarism.org/plagiarism-101/what-is-plagiarism/)\n\nSome tips to share content and add value:\n- Use a few sentences from your source in “quotes.” Use HTML tags or Markdown. \n- Linking to your source\n- Include your own original thoughts and ideas on what you have shared.\n\nRepeated plagiarized posts are considered spam. Spam is discouraged by the community, and may result in action from the [cheetah bot](https://steemit.com/steemitabuse/@cheetah/cheetah-bot-explained).\n\nCreative Commons: If you are posting content under a Creative Commons license, please attribute and link according to the specific license. If you are posting content under CC0 or Public Domain please consider noting that at the end of your post. \n\nIf you are actually the original author, please do reply to let us know!\n\nThank You!",
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      "body": "That's false.  XRP can be denominated in any currency, and is the perfect method of monetary transfer in instances where two countries, with two different currencies, and no one currency in common attempt to transfer money. It enables institutions to send capital across borders without any foreign exchange headache or fees. Transactions take 4 seconds. While only 11 out of every 100 transactions conducted between Ripple partners take place this way, each partner may be inclined to maintain an XRP reserve for such situations, driving demand. As partnership increases, so does reserve demand.  The more banks that sign on and add reserves, the higher the demand and price will be.",
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      "body": "![](https://steemitimages.com/DQmQwegRiXZR7goXf6QY8ruPH2cTraX3KroLmCGhGpKbVuT/image.png)\nBefore I dive into Ripple and XRP, I want to briefly remind those who are reading this post why most early adopters of cryptocurrency are so passionate about the space and why so much money is pouring into the community / industry. I could list a myriad of factors but the core innovation that the blockchain unlocked was an elegant solution to centralization.\n\nI will confess that I worked in the financial technology space of Wall Street for 23 years. All of the technology solutions that I helped to create, test, sell, market, implement or that I personally saw utilized in the global financial industry were designed to make the centralized institutions of the global financial industry more profitable, more efficient and in many cases designed to make these large global financial institutions more powerful and their competitors weaker. The idea of implementing technology that is peer to peer and trustless is anathema to Wall Street.\n\nSo the vast world of cryptocurrencies that provide peer to peer solutions is a very real threat to these centralized financial institutions. They have been slow to realize this threat but the sleeping giant has been awakened. Their first move was to dismiss Bitcoin and cryptocurrencies as irrelevant. Next they demonized it as a haven for drug dealers, weapons dealers and money launderers. (I am pretty sure that the CIA / Mossad have their own proprietary network for those.) Now they are in the regulating and co-opting phase.\n\nSince regulating peer to peer technology is like trying to stop a flood with a screen door, we are likely to see bank sponsored and government sponsored crypto tokens and solutions that are designed to keep these centralized entities in power. A perfect example of this new trend is Ripple.\n\nHere is the core technology as stated on the Ripple website: “xCurrent is Ripple’s enterprise software solution that enables banks to instantly settle cross-border payments with end-to-end tracking. Using xCurrent, banks message each other in real-time to confirm payment details prior to initiating the transaction and to confirm delivery once it settles. It includes a Rulebook developed in partnership with the RippleNet Advisory Board that ensures operational consistency and legal clarity for every transaction.” So this is an “enterprise software solution” similar to all of the enterprise software solutions that are sold to global financial institutions every day. Nothing revolutionary here and certainly not peer to peer. \n\nHow about XRP the token that Ripple uses within xCurrent? Is XRP the one token to rule them all within the centralized global financial world? No, not even close. Here is what Coindesk has to say about Ripple’s partners adoption of XRP: “For example, Ripple partners have been vocal about their use of the platform to exchange more traditional payment messages rather than XRP, the digital asset that powers the Ripple consensus ledger (RCL). By doing so, partners say they are able to bring banks and market makers into a data sharing environment that reduces costs.” https://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/  So essentially there is no advantage (and in fact XRP is more expensive) for users of xCurrent to utilize XRP.\n\nFrom where I sit, as someone who worked within the centralized global financial system for many years and who now embraces the tectonic changes being unleashed by the peer to peer cryptocurrency space, XRP is a symbol of the old dying centralized financial system. I don’t care how much XRP is pumped or how many buy into it. I will not help them to patch up a dam that is collapsing under it’s own weight.\n\nIn the next post, we will take a look at Ripple’s advisors and a small institution called SWIFT.\n\nTHE PETRODOLLAR IS DYING - “I think the problem most have with crypto is semantics. They hear coin and think change in the pocket. Crypto tokens are industry disintermediating solutions, technology stacks, business partnerships, tech and user communities aided by a giant pendulum swing away from centralized greed.”",
      "json_metadata": "{\"tags\":[\"bitcoin\",\"altcoins\",\"money\",\"technology\",\"cryptocurrency\"],\"image\":[\"https://steemitimages.com/DQmQwegRiXZR7goXf6QY8ruPH2cTraX3KroLmCGhGpKbVuT/image.png\"],\"links\":[\"https://www.coindesk.com/7-financial-institutions-announce-partnerships-ripple/\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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  "timestamp": "2018-03-26T15:14:45",
  "op": [
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    {
      "voter": "sociomagicka",
      "author": "ochbiak",
      "permlink": "blockchain-technology-and-the-akashic-records",
      "weight": 10000
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  "virtual_op": 0,
  "timestamp": "2018-03-25T22:57:03",
  "op": [
    "comment",
    {
      "parent_author": "ochbiak",
      "parent_permlink": "blockchain-technology-and-the-akashic-records",
      "author": "sageautumn",
      "permlink": "re-ochbiak-blockchain-technology-and-the-akashic-records-20180325t225702732z",
      "title": "",
      "body": "Great title! I love this!",
      "json_metadata": "{\"tags\":[\"spiritual\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "157fd11a4c3b03e0bfffeb4528452a1d03603ead",
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  "timestamp": "2018-03-25T22:56:36",
  "op": [
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    {
      "voter": "sageautumn",
      "author": "ochbiak",
      "permlink": "blockchain-technology-and-the-akashic-records",
      "weight": 10000
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  "timestamp": "2018-03-23T12:29:18",
  "op": [
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    {
      "voter": "mwmartin",
      "author": "ochbiak",
      "permlink": "re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180313t194346987z",
      "weight": 10000
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  "timestamp": "2018-03-22T18:53:48",
  "op": [
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    {
      "voter": "mwmartin",
      "author": "ochbiak",
      "permlink": "re-mwmartin-re-ochbiak-re-mwmartin-re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180318t232129528z",
      "weight": 10000
    }
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  "timestamp": "2018-03-19T16:12:09",
  "op": [
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    {
      "voter": "nxtblg",
      "author": "ochbiak",
      "permlink": "re-nxtblg-re-stan-how-quints-can-be-worth-more-than-the-spot-price-of-gold-20180318t234205576z",
      "weight": 500
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{
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  "timestamp": "2018-03-19T02:31:00",
  "op": [
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    {
      "voter": "lordprime",
      "author": "ochbiak",
      "permlink": "re-lordprime-re-stan-how-quints-can-be-worth-more-than-the-spot-price-of-gold-20180318t233752164z",
      "weight": 10000
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{
  "trx_id": "588e18d7a7926bc625c95d76544ec934df97821a",
  "block": 20796531,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-18T23:42:06",
  "op": [
    "comment",
    {
      "parent_author": "nxtblg",
      "parent_permlink": "re-stan-how-quints-can-be-worth-more-than-the-spot-price-of-gold-20180222t201829357z",
      "author": "ochbiak",
      "permlink": "re-nxtblg-re-stan-how-quints-can-be-worth-more-than-the-spot-price-of-gold-20180318t234205576z",
      "title": "",
      "body": "The Quint price is set by the US Treasury daily price of the US Gold Eagle proof coin. This carries a premium over the gold spot price on the COMEX. Quintrex is using the premium built into the proof coin to pay for perpetual vaulting of the coins. I give further details here: https://steemit.com/cryptocurrency/@ochbiak/crypto-as-lawful-money-the-quint",
      "json_metadata": "{\"tags\":[\"bitshares\"],\"links\":[\"https://steemit.com/cryptocurrency/@ochbiak/crypto-as-lawful-money-the-quint\"],\"app\":\"steemit/0.1\"}"
    }
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{
  "trx_id": "b7da8646d73c7175ae6241f02e82d2d967679137",
  "block": 20796446,
  "trx_in_block": 46,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-18T23:37:51",
  "op": [
    "comment",
    {
      "parent_author": "lordprime",
      "parent_permlink": "re-stan-how-quints-can-be-worth-more-than-the-spot-price-of-gold-20180223t031938299z",
      "author": "ochbiak",
      "permlink": "re-lordprime-re-stan-how-quints-can-be-worth-more-than-the-spot-price-of-gold-20180318t233752164z",
      "title": "",
      "body": "Quint is not an index like the GLD. For every 1000 Quint that are bought, Quintrex buys 1 Gold Eagle proof coin from the US Mint and places that coin in a UPMA vault. I have a Steemit post that shows how the Quint will be both Lawful Money in the 50 states of America as well as Legal Tender in the UNITED STATES (corporate DC and Territories - Guam, Puerto Rico, US Virgin Islands, Mariannas):  https://steemit.com/cryptocurrency/@ochbiak/crypto-as-lawful-money-the-quint",
      "json_metadata": "{\"tags\":[\"bitshares\"],\"links\":[\"https://steemit.com/cryptocurrency/@ochbiak/crypto-as-lawful-money-the-quint\"],\"app\":\"steemit/0.1\"}"
    }
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{
  "trx_id": "cac01d5ae9d484dce6efa26a8ec171fac5ae87ae",
  "block": 20796269,
  "trx_in_block": 11,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-18T23:29:00",
  "op": [
    "comment",
    {
      "parent_author": "artus",
      "parent_permlink": "re-letmesee-re-artus-re-letmesee-re-artus-quint-bitshares-20180122t141118266z",
      "author": "ochbiak",
      "permlink": "re-artus-re-letmesee-re-artus-re-letmesee-re-artus-quint-bitshares-20180318t232548416z",
      "title": "",
      "body": "@@ -294,8 +294,132 @@\n holders.\n+%0A%0AI give a lot of details in this Steemit post: https://steemit.com/cryptocurrency/@ochbiak/crypto-as-lawful-money-the-quint\n",
      "json_metadata": "{\"tags\":[\"quint\"],\"app\":\"steemit/0.1\",\"links\":[\"https://steemit.com/cryptocurrency/@ochbiak/crypto-as-lawful-money-the-quint\"]}"
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{
  "trx_id": "c49db042343329a07ae7f5bbf0ce042595e107d1",
  "block": 20796230,
  "trx_in_block": 37,
  "op_in_trx": 0,
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  "timestamp": "2018-03-18T23:27:03",
  "op": [
    "comment",
    {
      "parent_author": "pumpthatcoin",
      "parent_permlink": "re-artus-quint-bitshares-20180202t235401307z",
      "author": "ochbiak",
      "permlink": "re-pumpthatcoin-re-artus-quint-bitshares-20180318t232704568z",
      "title": "",
      "body": "Quintric has a silver Quint, which is called the QuintS they also have 2 international tokens.",
      "json_metadata": "{\"tags\":[\"quint\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "f17a0808702d8641fd646f6e83a0995349a963da",
  "block": 20796205,
  "trx_in_block": 21,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-18T23:25:48",
  "op": [
    "comment",
    {
      "parent_author": "artus",
      "parent_permlink": "re-letmesee-re-artus-re-letmesee-re-artus-quint-bitshares-20180122t141118266z",
      "author": "ochbiak",
      "permlink": "re-artus-re-letmesee-re-artus-re-letmesee-re-artus-quint-bitshares-20180318t232548416z",
      "title": "",
      "body": "artus - Quintric has teamed with UPMA (United Precious Metals Association) in Utah which currently provides gold and silver savings accounts. I have used them for a few years and have been impressed with the organization. They just built a new vault which will be auditable in person by Quint holders.",
      "json_metadata": "{\"tags\":[\"quint\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "338ca60a5760040a0fc902c82e105947e3a2cbe0",
  "block": 20796119,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-18T23:21:30",
  "op": [
    "comment",
    {
      "parent_author": "mwmartin",
      "parent_permlink": "re-ochbiak-re-mwmartin-re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180316t230347120z",
      "author": "ochbiak",
      "permlink": "re-mwmartin-re-ochbiak-re-mwmartin-re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180318t232129528z",
      "title": "",
      "body": "Absolutely. Email me at [email protected] and we can exchange contact info.",
      "json_metadata": "{\"tags\":[\"introduceyourself\"],\"app\":\"steemit/0.1\"}"
    }
  ]
}

{
  "trx_id": "f7055fa9e74b315bb4968dff161b5e91e911e391",
  "block": 20738178,
  "trx_in_block": 58,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-16T23:03:45",
  "op": [
    "comment",
    {
      "parent_author": "ochbiak",
      "parent_permlink": "re-mwmartin-re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180316t033351338z",
      "author": "mwmartin",
      "permlink": "re-ochbiak-re-mwmartin-re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180316t230347120z",
      "title": "",
      "body": "Cool. I’m planning to go to more of these events like I did in Acapulco. I think I’ll go to that one in Vegas next time and I’ll look you up OK? Thanks again.",
      "json_metadata": "{\"tags\":[\"introduceyourself\"],\"app\":\"steemit/0.1\"}"
    }
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{
  "trx_id": "f91f7096a1cb86159db2920fd4c1ad691a717320",
  "block": 20733905,
  "trx_in_block": 37,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-16T19:30:00",
  "op": [
    "comment",
    {
      "parent_author": "ochbiak",
      "parent_permlink": "re-matthewwarn-re-clockwork-re-matthewwarn-how-the-quint-is-priced-man-the-devil-is-always-in-the-details-20180316t064659160z",
      "author": "matthewwarn",
      "permlink": "re-ochbiak-2018316t152413716z",
      "title": "",
      "body": "@@ -5,18 +5,17 @@\n  are pri\n-nt\n+c\n ing the \n@@ -53,13 +53,15 @@\n off \n+%22\n Proof\n+%22\n  coi\n@@ -172,15 +172,17 @@\n r a \n+%22\n Bullion\n+%22\n  ver\n",
      "json_metadata": "{\"tags\":[\"steemsilvergold\"],\"app\":\"steemit/0.1\",\"format\":\"markdown+html\",\"community\":\"esteem\"}"
    }
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}

{
  "trx_id": "f19e581becf10dff7da20d21be980bb263dfebf7",
  "block": 20733881,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-16T19:28:48",
  "op": [
    "comment",
    {
      "parent_author": "ochbiak",
      "parent_permlink": "re-matthewwarn-re-clockwork-re-matthewwarn-how-the-quint-is-priced-man-the-devil-is-always-in-the-details-20180316t064659160z",
      "author": "matthewwarn",
      "permlink": "re-ochbiak-2018316t152413716z",
      "title": "",
      "body": "@@ -262,16 +262,24 @@\n  to pay \n+Federal \n capital \n",
      "json_metadata": "{\"tags\":[\"steemsilvergold\"],\"app\":\"steemit/0.1\",\"format\":\"markdown+html\",\"community\":\"esteem\"}"
    }
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{
  "trx_id": "2381eca9adcd86eba266312cc7758d06ba58c933",
  "block": 20733868,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-16T19:28:09",
  "op": [
    "comment",
    {
      "parent_author": "ochbiak",
      "parent_permlink": "re-matthewwarn-re-clockwork-re-matthewwarn-how-the-quint-is-priced-man-the-devil-is-always-in-the-details-20180316t064659160z",
      "author": "matthewwarn",
      "permlink": "re-ochbiak-2018316t152413716z",
      "title": "",
      "body": "They are printing the Quints (Gold and Silver) based off Proof coins (which don't hold their numismatic value in the free market) but if you request delivery, they deliver a Bullion version.  So they are not priced off of what will be delivered.  \n\nAnd you have to pay capital gains taxes in the USA on Gold and Silver bullion gains just like any other commodity.  They same will be true for the \"Quint\" if anyone is foolish enough to buy into it and make a gain and then report it.",
      "json_metadata": "{\"tags\":[\"steemsilvergold\"],\"app\":\"steemit/0.1\",\"format\":\"markdown+html\",\"community\":\"esteem\"}"
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}

{
  "trx_id": "66554e6d09f6ba68c704d6e711f6e8d1ba9bafa7",
  "block": 20733791,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-16T19:24:18",
  "op": [
    "comment",
    {
      "parent_author": "ochbiak",
      "parent_permlink": "re-matthewwarn-re-clockwork-re-matthewwarn-how-the-quint-is-priced-man-the-devil-is-always-in-the-details-20180316t064659160z",
      "author": "matthewwarn",
      "permlink": "re-ochbiak-2018316t152413716z",
      "title": "",
      "body": "They are printing the Quints (Gold and Silver) based off proof coins but if you request delivery, they deliver a Bullion version.",
      "json_metadata": "{\"tags\":[\"steemsilvergold\"],\"app\":\"esteem/1.5.1\",\"format\":\"markdown+html\",\"community\":\"esteem\"}"
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{
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  "block": 20721497,
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  "virtual_op": 0,
  "timestamp": "2018-03-16T09:09:27",
  "op": [
    "vote",
    {
      "voter": "nigelmarkdias",
      "author": "ochbiak",
      "permlink": "re-nigelmarkdias-why-legacy-fintech-hates-bitcoin-so-much-20180316t055633726z",
      "weight": 100
    }
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}

{
  "trx_id": "34140dd514f6820b49beb1f9dde75968b97c1705",
  "block": 20721493,
  "trx_in_block": 37,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2018-03-16T09:09:15",
  "op": [
    "comment",
    {
      "parent_author": "ochbiak",
      "parent_permlink": "re-nigelmarkdias-why-legacy-fintech-hates-bitcoin-so-much-20180316t055633726z",
      "author": "nigelmarkdias",
      "permlink": "re-ochbiak-re-nigelmarkdias-why-legacy-fintech-hates-bitcoin-so-much-20180316t090915145z",
      "title": "",
      "body": "Yes. @ochbiak\nhttps://youtu.be/WnEYakUxsHU",
      "json_metadata": "{\"tags\":[\"bitcoin\"],\"users\":[\"ochbiak\"],\"image\":[\"https://img.youtube.com/vi/WnEYakUxsHU/0.jpg\"],\"links\":[\"https://youtu.be/WnEYakUxsHU\"],\"app\":\"steemit/0.1\"}"
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{
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  "trx_in_block": 1,
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  "virtual_op": 0,
  "timestamp": "2018-03-16T06:47:03",
  "op": [
    "comment",
    {
      "parent_author": "matthewwarn",
      "parent_permlink": "re-clockwork-re-matthewwarn-how-the-quint-is-priced-man-the-devil-is-always-in-the-details-20180226t170634676z",
      "author": "ochbiak",
      "permlink": "re-matthewwarn-re-clockwork-re-matthewwarn-how-the-quint-is-priced-man-the-devil-is-always-in-the-details-20180316t064659160z",
      "title": "",
      "body": "Where does Quintric say that they price in commodity A and deliver in commodity B? They use the US Mint listed price for a Gold Eagle for the Quint. They will make a market in this and keep the price there. You can send them your Quint and for every 1000 Quint they will send you 1 Gold Eagle. The Quint is then extinguished and no longer circulates. The American Gold Eagle is a true currency of the 50 states. Having 1000 Quint is the same as owning 1 Gold Eagle and can be used for all transactions in the 50 states of America as well as all debts public and private. It is not a commodity and cannot be taxed. It could be worth $1M next month and the IRS cannot tax capital gains on it. If you want to hold gold as a hedge against the FRN (Federal Reserve Note) or to fight the FED and also want to be able to easily spend that gold without assaying / weighing machines then the Quint fits the bill. With that said, why would I ever use Tether now that the Quint exists? Tether is linked to the FRN which makes Tether a digital ponzi scheme. Quint is lawful money and legal tender.",
      "json_metadata": "{\"tags\":[\"steemsilvergold\"],\"app\":\"steemit/0.1\"}"
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}

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      "parent_permlink": "re-stokjockey-re-matthewwarn-re-stokjockey-re-matthewwarn-how-the-quint-is-priced-man-the-devil-is-always-in-the-details-20180226t170744403z",
      "author": "ochbiak",
      "permlink": "re-matthewwarn-re-stokjockey-re-matthewwarn-re-stokjockey-re-matthewwarn-how-the-quint-is-priced-man-the-devil-is-always-in-the-details-20180316t063144268z",
      "title": "",
      "body": "I think you misunderstand what Quintric is introducing. They have created a digital (blockchain) version of \"lawful\" money. They do not care about the numistic value. They care that gold and silver eagles issued by the US Mint is both lawful money in all 50 staystes and legal tender in the US Corporate UNITED STATES. It cannot be taxed. Each 1000 Quint issued triggers the Quintric team to buy 1 gold Eagle from the Mint. This is not a coin speculate on. It will be used the same as owning gold or silver except that it can be spent and / or exchanged much easier than the physical metal. It will also become the go to coin during market downturns as the dollar continues to deteriorate. Tether will deteriorate with the dollar while the Quint will hold its value. Think of the Quint as a digital gold certificate and the QuintS as a digital silver certificate.",
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      "permlink": "re-nigelmarkdias-why-legacy-fintech-hates-bitcoin-so-much-20180316t055633726z",
      "title": "",
      "body": "Crypto will disintermediate Wall Street. They hate crypto because it will put them out of business.",
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      "parent_permlink": "cryptocurrency",
      "author": "ochbiak",
      "permlink": "crypto-as-lawful-money-the-quint",
      "title": "Crypto as Lawful Money – The Quint",
      "body": "![](https://steemitimages.com/DQmezt9NXuCxPBf32XEhCe1ouLudfscNrCrdXAQ4qhchoK8/image.png)\nLawful Money vs. Legal Tender\nTo truly understand what a game changer the introduction of the Quint token is, it is necessary to understand the difference between Lawful Money and Legal Tender (or Fiat). Here is a good definition of Lawful Money from Investopedia:\n\n“Any form of currency issued by the United States Treasury and not the Federal Reserve System, including gold and silver coins, Treasury notes, and Treasury bonds. Lawful money stands in contrast to fiat money, to which the government assigns value although it has no intrinsic value of its own and is not backed by reserves. Fiat money includes legal tender such as paper money, checks, drafts and bank notes.”\nThere has been an ongoing battle between governments and bankers as to who controls the issuance of a nation’s currency. In most countries today the issuance of money is controlled by Central Banks (“CBs”). As a result, the paper notes and electronic accounting of our money which is awash in our global financial system is fiat money which has no intrinsic value as stated above. \nGold and silver being used as money goes back thousands of years. Gold and silver have intrinsic value (as Investopedia stated above). However, two of the challenges of using gold and silver for payments are the verification process and making accurate change. Verification requires weighing and assaying which are both impractical for every day transactions in today’s digital world. Having an accepted proxy for gold and silver such as Gold Certificates and Silver certificates eliminates those problems. Gold and Silver Notes were used up until the mid-1960’s (Coinage Act of 1965) when Federal Reserve Notes (“FRNs”) became the only legal tender note in the UNITED STATES. So effectively U.S. Citizens and Americans have been without a fully convertible gold or silver backed proxy for lawful money since the 1960’s.\nQuintric System – Digitized Lawful Money on the Blockchain\nEnter the Quint - The Quintric Corporation is currently issuing the Quint series of “specie-based” tokens on the Bitshares blockchain. There are 5 coins in the series: Quint, QuintS, iQuint, iQuintS and QuintX. The Quint and QuintS are meant to be digital lawful money for the 50 states of America as well as legal tender in the UNITED STATES corporate holdings (District of Columbia, Puerto Rico, Guam, Marianas and U.S. Virgin Islands). The iQuint is an international version of the Quint but with a basket of international gold proof coins. The iQuintS is an international version of the QuintS but with a basket of international silver proof coins. The QuintX is a pool of gold backed fees from transactions of the Quint series on the Bitshares platform.\n![quint lineup1.png](https://steemitimages.com/DQmWwrcdHEXegZYih9r7NBLczpraX8GvzNYXqvjbCnpjWXC/quint%20lineup1.png)\nThe Quint is by nature a distributed digital account ledger for individual US Mint Gold proof coins. As such each Quint is created by exchanging fiat (FRN’s) for US Mint Gold proof coins that will be held in one of UPMA’s vaults. The Quint is not an index or a proxy or a symbol of “Lawful Money / Legal Tender” (i.e. official US money). The Quint by its issuance BECOMES lawful money in the 50 states of America and legal tender in the UNITED STATES. An investor in Quint either holds the digital Quint in a wallet (or on an exchange) or takes possession on the gold proof coin that 1000 of them represent. The investor cannot hold both.\nHow it works – A private individual or corporate person pays fiat money to Quintric for a fixed amount of Quint. For every 1000 Quint that Quintric issues to private individuals or corporate persons, they contract with the U.S. Mint to purchase 1 American Eagle 1 OZ Gold Proof Coin. These coins are then deposited in UPMA’s state of the art depository in Alpine, Utah (this will not be the only depository). The Quint can then be used for the exchange of goods, as a store of value or as payment of debts. If the account holder wishes to hold the physical Gold Eagles outside of the depository, then they can surrender the Quint to Quintric and have the physical Gold Eagles delivered to them. The Quint surrendered is then extinguished by Quintric.\nReducing the U.S. National Debt – Currently the (official but not verified) US National Debt is over $20.8 Trillion. One of the ways that this debt gets paid down is through the issuance of US minted coins. U.S. Code Title 31 Subtitle IV Chapter 51 Subchapter 2 § 5116  (31 U.S.C.A. § 5116(2)) states: \n(a) (2) ...Amounts received from the sale of gold shall be deposited by the Secretary in the general fund of the Treasury and shall be used for the sole purpose of reducing the national debt. \nTherefore, every time a 1000 Quint is purchased and created, the national debt is reduced by the amount of the gold proof issued.\nI have barely scratched the surface of how powerful the Quint series of tokens will become. I will be posting additional information on the Quint shortly detailing the tax implications (lawful money is tax-free), how the Quint will affect the crypto space, threat to fiat money and central banking and a breakdown of the components of the system.\nIf you would like to take advantage of the current Pre-Sale offering from Quintric, please use this referral code:  https://escrow.quintric.com/#/register/forfreedom",
      "json_metadata": "{\"tags\":[\"cryptocurrency\",\"altcoins\",\"altcoin\",\"gold\",\"crypto\"],\"image\":[\"https://steemitimages.com/DQmezt9NXuCxPBf32XEhCe1ouLudfscNrCrdXAQ4qhchoK8/image.png\",\"https://steemitimages.com/DQmWwrcdHEXegZYih9r7NBLczpraX8GvzNYXqvjbCnpjWXC/quint%20lineup1.png\"],\"links\":[\"https://escrow.quintric.com/#/register/forfreedom\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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      "parent_author": "mwmartin",
      "parent_permlink": "re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180314t160852631z",
      "author": "ochbiak",
      "permlink": "re-mwmartin-re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180316t033351338z",
      "title": "",
      "body": "Mike - I would love to meet you in the flesh. However, I no longer live in Tennessee. I moved to Las Vegas last August to take advantage of the new economy being created around cannabis and crypto. If you are ever in Vegas, look me up.",
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      "parent_permlink": "re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180313t194346987z",
      "author": "mwmartin",
      "permlink": "re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180314t160852631z",
      "title": "",
      "body": "@@ -152,11 +152,17 @@\n ore)\n-. Y\n+, while y\n ou s\n@@ -535,65 +535,8 @@\n ith.\n- The sheep friends I thought I had no longer work for me.\n  Let\n",
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      "author": "mwmartin",
      "permlink": "re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180314t160852631z",
      "title": "",
      "body": "@@ -199,51 +199,44 @@\n ion \n-from long term intellectual analysis, which\n+in a different way, and your analogy\n  was\n",
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      "author": "mwmartin",
      "permlink": "re-ochbiak-re-mwmartin-re-mwmartin-as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger-20180314t160852631z",
      "title": "",
      "body": "Thanks a lot. I just read your articles and they are very good. Interesting how I got it in a flash on a DMT trip (I don't use recreational drugs any more). You seem to have come to the same conclusion from long term intellectual analysis, which was very well described. I live in Florida at the moment, will be on my way through Tennessee in May, returning to our place in Michigan if you'd like to hook up. Judging by your photo, we're about the same age. I'm personally hungry to find actual 3-D humans with like minds to do stuff with. The sheep friends I thought I had no longer work for me. Let me know, my name is Mike.",
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      "author": "ochbiak",
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      "title": "",
      "body": "Thanks for sharing your vision. Your intuition is spot on. I found this post because I wrote something similar 8 months ago here that you commented on. The blockchain is and will be fundamentally transformational for this planet. The pendulum of \"Centralization\" has reached its peak and is now swinging back in line with Karmic forces. Many industries will be disrupted / disintermediated but there will be plenty of new opportunities. The blockchain will grant us all a way to embrace honor and respect at the individual level while allowing us to awaken our consciousness.",
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      "author": "mwmartin",
      "permlink": "re-ochbiak-blockchain-technology-and-the-akashic-records-20180311t010721946z",
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      "body": "I just had a cosmic download at Anarchapulco 2018 which brought me to a similar conclusion. https://steemit.com/introduceyourself/@mwmartin/as-above-so-below-blockchain-is-a-mirror-of-the-akashic-record-creation-s-cosmic-ledger",
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