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      "body": "Congratulations @najwir! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@najwir/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@najwir) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=najwir)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Transaksi apa nih Malam2 begini, bahaya Cuy 🤣\n\nGenerasi muda mulai membara di dinarcoin.\n\nhttps://etpswallet.gold/Right/najwir005\n\nCara mendapatkan dinar coin:\n1. Beli Dinar fisik simpan sendiri tanpa bagi hasil...dijual bbrp tahun ke depan ketika harga bagus.\n2. Beli DNC (digital) simpan di dompet blockchain.my bebas jual kapanpun tanpa terikat kontrak tapi tidak ada bagi hasil.\n3. Beli DNC (Etp) dan posting di etps account kontrak 6 bulan dan mendapatkan bagi hasil per 30 hari..rata2 bagi hasil per DNC sekitar 200 an rb..bisa lebih besar ato kecil lagi tergantung keuntungan... selama 2 tahun ini blm pernah di bawah 200 rb..\n\nSimpan emas lbh untung daripada simpan uang fiat Krn emas terjaga nilainya dan bebas inflasi.. sedangkan uang fiat (kertas) nilainya hilang akibat inflasi setiap tahun.\n\nKelebihan simpan di etps account:\n1.nilai terjaga bahkan naik\n2.tidak ada biaya simpan\n3.dapat bagi hasil setiap 30 hari\n4.tingkat keamanan yg tinggi menggunakan teknologi blockchain.\n5.bagi hasil dapat di uangkan langsung\n6.transaksi tercatat di etps dgn transparan\n7.bagi hasil a besar dibandingkan deposito.\n8.besarnya bagi hasil bersifat tidak tetap Krn bisa beda2 tiap blnnya.\n\nPengelolaan/sumber keuangan company dari projects:\n1. Jual beli Dinar fisik\n2. Jual beli emas batangan (1-1000 gr)\n3. Jual beli DNC/ online\n4. Jual beli emas batangan online/ SGC\n5. Trading crypto currency\n6. Fasilitas MT4 \n7. Mining etherium\n8. Dompet/wallet digital fee\n9. Transaksi we sell n we buy\n10\n\n#dnc\n#etp\n#bcmy\n#DinarCoin\n#GoldFintech\n#smartsaving\n\n#salam1000dinar ![image](https://img.esteem.ws/cja8okitlo.jpg)",
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      "body": "🎁* **Big Offer get it befoer Run out !**🎁\n* **Limited offer for limited people.**\n_Get $0.10 upvote for 7 days on your every new post you make._\n_and eveyday random 1 person will get $10 upvote._\n\nWe have exclusive cheap plan for everyone. Visit our site to learn more and join the limited time offer at: [CLICK HERE TO JOIN AND MORE INFO](https://t.co/0SjNxobiG1)",
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      "body": "Not long time ago many people sceptic about idea digilisation of gold using crypto or blockchain technology. Some of the people also did not understand why around 24 months ago we created pre-order DinarCoin . \n\nAfter 2 years, we are getting stronger and amazing growth of development of community, ecosystem, product and services. We're looking a next phase of development to allow the DNC to be traded in public exhanges and create DPOS for pre-order DNC.\n\nDPOS is short for “Delegated proof of stake”. That means, someone else, a delegate you trust, is staking the coins for you, receives the rewards from the network and gives a share of those rewards back to you. You don’t have to send your coins to that delegate, you simply vote for him. With DPOS, the delegates with the most votes become forging delegates. Forging is a bit like mining but without the crazy power consumption. \n\nAnd now, you have an eco friendly and hassle free method to generate new coins, secure the network and process the transactions. And you get free coins for secure the network by voting for your delegate of choice. Its create \"Democratic Blockchain\" concept with more decentralized and distributed structure of huge community of 130k users that we have. :)\n\nhttps://www.cnbc.com/amp/2018/03/27/gold-supply-chain-is-coming-to-the-blockchain.html\n\n ![image](https://img.esteem.ws/47yl2msop3.jpg)",
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      "body": "Dalam sistem keuangan, untuk menjamin tidak ada uang yang hilang, maka semua transaksi perpindahan uang dicatat dalam sebuah buku besar (general ledger). \n\nSetiap institusi keuangan pasti memiliki buku besar yang akan memastikan bahwa jumlah uang keluar masuk tercatat dengan benar. Dalam platform pembayaran digital, seperti paypal, yang melibatkan sejumlah institusi keuangan berbeda, maka sang perantaralah yang bertanggungjawab untuk mencatat setiap transaksi yang dilewatkan. \n\nDengan sistem ini, maka hanya ada 'satu' buku besar yang dikelola oleh penyedia platform, sebagai rujukan tunggal oleh pihak-pihak yang bertransaksi. Hal ini selain menjadi kekuatan, juga menjadi 'single point of failure'. Jika ada peretas yang berhasil mendapatkan akses terhadap buku besar yang dikelola oleh trusted party ini, maka dia bisa saja memodifikasi isinya.\n\nBlockchain menghilangkan perantara yang sekaligus juga single point of failure ini, dengan mendistribusikan buku besar pencatat transaksi ke dalam jaringan komputer yang terlibat, dimana semua buku besar itu sifatnya identik. \n\nSemua transaksi yang terjadi, harus diumumkan untuk diverifikasi oleh seluruh komputer pemegang buku besar itu sebelum dinyatakan sah. Transaksi yang sudah diverifikasi, diletakkan dalam blok-blok terenkripsi, yang 'dirantai' secara permanen dengan blok transaksi sebelum dan sesudahnya. Itu kenapa platform ini disebut dengan Blockchain.\n\nSecara sederhana mekanisme transaksi dalam blockchain dapat diilustrasikan pada gambar berikut ini.\n\nFoto: Blockchain\n\nDengan sistem pencatatan transaksi yang demikian, terdistribusi dan terikat dalam rantai blok yang terenkripsi, membuat platform ini sangat aman. Dibutuhkan kemampuan yang luar biasa, untuk bisa meretas sistem ini. \n\nHambatan pertama ada pada blok transaksi yang terenkripsi. Untuk bisa meretas satu transaksi, berarti harus juga meretas blok transaksi sebelum dan sesudahnya. Itu artinya sama saja dia harus bisa meretas seluruh blok transaksi yang pernah tercatat, karena semuanya terkait satu dengan lainnya. \n\nKedua, dengan sistem pencatatan transaksi yang terdistribusi secara identik pada entah berapa banyak server di dunia ini, maka kalaupun bisa menaklukkan satu salinan blockchain, seorang peretas harus bisa juga mendapatkan verifikasi dari server penyedia salinan blockchain lainnya. \n\nKarena itu platform blockchain ini memberikan tingkat keamanan yang luar biasa tinggi hingga ke level hampir mustahil diretas. Tapi disisi lain, semakin banyak transaksi yang terjadi, akan membutuhkan kemamuan dan sumberdaya komputasi yang semakin besar pula. Meskipun hal itu sudah disiasati oleh Satoshi Nakamoto dengan membuatnya sebagai sebuah sistem terdistribusi. \n\nPotensi Pemanfaatan Blockchain\n\nIndustri paling pertama terkena dampak dari revolusi yang dihadirkan oleh Blockchain dan Cryptocurrency jelas adalah industri finansial. Karena pada dasarnya industri finansial adalah sebuah pihak ketiga/perantara raksasa yang kita percaya untuk mencatat dan memindahkan uang yang kita miliki. \n\nDengan blockchain yang menghilangkan perantara, akan memberikan kekuasaan lebih besar kepada para pemilik uang dalam melakukan transaksi. Pendapatan institusi finansial yang sebagian besar berasal dari fee transaksi akan sangat terancam. \n\nKarena itu bank sentral di seluruh dunia menyikapi kehadiran cryptocurrency ini dengan sangat hati-hati. Baru sebagian negara di Amerika, Eropa Barat dan Australia yang sudah melegalkan transaksi cryptocurrency ini. \n\nBeberapa negara seperti Singapura dan Thailand masih mengharamkan. Tapi sebagian besar negara di dunia ini, termasuk Indonesia masih belum mengeluarkan sikap resmi, masih wait and see\n\nMeskipun demikian, industri finansial sepertinya sadar bahwa Blockchain adalah platform yang tidak bisa dipandang sebelah mata, dan sebagian mulai melakukan riset untuk pemanfaatannya. Baru-baru ini, IBM merilis platform blockchain yang akan digunakan oleh tujuh bank terbesar di Eropa Barat. \n\nYang jelas potensi pemanfaatan mekanisme blockchain ini sangat luas. Blockchain bisa digunakan oleh dua atau lebih pihak-pihak yang 'saling tidak percaya' untuk melakukan transaksi, tanpa ada nya pihak ketiga yang harus dipercaya, dan tentu saja dibayar sebagai penjamin transaksi. \n\nPengelolaan kontrak-kontrak legal contohnya, sangat mungkin nantinya di kelola secara elektronik dengan platform ini, untuk mengurangi fungsi notariat. Identifikasi digital juga sangat mungkin dikelola secara aman dengan platform blockchain ini. Dan jika dikombinasikan dengan machine learning/artificial intelligence tentu platform ini akan menjadi sebuah revolusi yang sangat dahsyat bagi kehidupan digital kita ini. \n\nMari kita tunggu 5-10 tahun ke depan untuk melihat bentuk-bentuk lebih luas dari pemanfaatan dari blockchain ini, yang saya yakin akan menjadi ubiquity platform untuk transaksi elektronik di masa depan. ![image](https://img.esteem.ws/zd5ge1uv2b.jpg)",
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      "body": "Yi Gang, an American-trained economist, has been elected by the Chinese government to take over the People’s Bank of China (PBoC), the country’s central bank, as its head. The election of a pro-market economist could have a positive impact on the cryptocurrency market.\n\nPro-market, favors freedom\nBoth Chinese President Xi Jinping and PBoC’s new leader Yi Gang are pro-market and pro-market reform. Prior to his election, Yi has consistently emphasized the importance of market liberalization, and has invited economists along with experienced financial experts who could support his long-term plan to increase the flexibility of the Chinese market.\n\nAlready, within weeks since the election of Yi, the Chinese government has, for the first time, allowed foreign companies to enter the country’s payment sector and compete against local giants like e-commerce conglomerate Alibaba’s AliPay and the country’s largest technology corporation Tencent’s Tencent Pay.\n\nFor context - Tencent’s gaming successes\nFor context, China’s Tencent, which has made a series of successful acquisitions over the past few years including Riot Games, the game development company behind one of the most popular online games – League of Legends (LOL), surpassed the market valuation of Facebook in November 2017. Tencent became the first Asian company to break the $500 bln mark, and outdistanced Facebook prior to its Cambridge Analytica Scandal, which led Facebook to decline by nearly $70 bln drop from $517 bln to $445 bln.\n\nIn 2016, it was revealed that more viewers watched LOL, the game developed by Riot Games under Tencent, than the NBA finals. LOL’s professional esports league finals were hosted in the Beijing National Stadium, also known as Bird’s Nest, which has a capacity of 91,000 people. The NBA finals were watched by 31 mln people worldwide, while the LOL finals were watched by 36 mln people internationally.\n\nThe success of Tencent and its dominance over the global esports industry as well as social media, messaging, and payment markets is important to acknowledge because for the first time in its history, the Chinese government has given the company competition in the finance sector.\n\nPayment market for foreign companies\nOn March 21, Bloomberg reported that the Chinese government has officially opened the gates of its $27 trln payments market to foreign companies, and has allowed companies to apply for licenses. Iris Pang, a Hong Kong-based economist at ING Groep NV, told Bloomberg:\n\n“The domestic market is quite saturated with very strong domestic players, and it is relatively hard for foreign companies to get a piece of the pie. But there is a chance for them to compete in the cross-border payment market.”\n\nIn other markets like social media, search engines, and messaging, the Chinese government has banned conglomerates like Facebook and Google from operating within the country for various reasons, but mainly to ensure that domestic platforms such as QQ and YouKu can take control over the entire market with 100 percent of the market share.\n\nThe move of the Chinese government and the PBoC to allow foreign companies into its payment sector was unprecedented, and such a positive movement towards market liberalization could inevitably lead to speculations around the cryptocurrency market and its stance towards it.\n\nXi’s narrative\nIn Sept. 2017, almost immediately after the PBoC and the Chinese government imposed a strict ban on cryptocurrency trading, analyst Jon Creasy explained that the PBoC has taken such path to support the political narrative of President Xi. Creasy said that the government will likely open its cryptocurrency market once President Xi establishes his government again:\n\n“Historically speaking, President Xi Jinping has been one of the largest advocates of free markets China has seen in quite some time, and I expect this trend to continue. But for now, Mr. Xi must appeal to the people who keep him in power: the Communist Party. In my opinion, banning Bitcoin exchanges is nothing short of temporary glad-handing. Supposing this is true, what should we be doing about it?”\n\nSo far, the Chinese government and President Xi have demonstrated willingness to continue their plans to liberalize the Chinese market, starting with its payment sector that is largely dominated by domestic companies.\n\nThe next target market for the Chinese government could be the cryptocurrency market, given that the Chinese government has not led additional initiatives to shut down cryptocurrency activities and projects within China. Blockchain projects from China such as VeChain and NEO are still able to continue their developments, because the Chinese government had banned the trading of cryptocurrencies, but not storing or holding them.\n\nChinese cryptocurrencies\nVeChain, NEO, and Qtum are all multi-billion dollar projects established and developed by teams located in China. In fact, the three cryptocurrencies are some of the largest cryptocurrencies in the global market, with NEO being the 9th biggest in the market with a $3.7 bln valuation.\n\nCryptweeter, a well-known cryptocurrency researcher, stated that state-owned media outlets including Yicai have offered extensive coverage of VeChain, a Blockchain project and cryptocurrency based in China:\n\n“They have started to be picked up by mainstream media in China, most notably Yicai, who have been seen tweeting and retweeting a lot about VeChain recently. Yicai are state-owned and are one of the leading financial news and investment outlets in the country.”\n\nGiven the government’s support towards native Blockchain projects and initiatives, and the election of pro-market economists like the new PBoC head Yi, it could be likely that some pro-Blockchain legislation will be released in the mid to long-term.\n\nAlthough the Chinese government has banned cryptocurrency trading, it is highly unlikely that this will continue to be the case, especially if PBoC head Yi continues his long-term initiative to liberalize the Chinese markets and its leading industries, like the payments and finance sectors. ![image](https://img.esteem.ws/qcad2nx0c9.jpg)",
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      "body": "Another class action lawsuit for around 82 mln yen (around $771,000) has been filed against the hacked Japanese exchange Coincheck, Cointelegraph Japan reports today, April 2.\n\nCoincheck was hacked in Jan. 26 and over $530 mln in NEM was taken from its hot wallet storage. The exchange froze withdrawals of all cryptocurrencies in the aftermath of the hack, allowing withdrawals and sales of certain coins to begin again in mid-March.\n\nTwo known lawsuits have already been filed against Coincheck by lawyer Hiromu Mochizuki, the first involving 10 crypto traders who sued over the freezing of crypto withdrawals, The second Coincheck lawsuit filed by the same lawyer involves 132 plaintiffs, reportedly suing for 228 mln yen (around $2 mln) in damages.\n\nThe Japanese law firm ITJ, which is responsible for this most recent lawsuit involving 15 plaintiffs, has a notice about filing for Coincheck damages on the front page of their website. The firm states that they will “request damages” against Coincheck for the “cryptocurrencies’ price before the incident minus the price that plaintiffs actually could withdraw.”\n\nCoincheck began offering refunds in Japanese yen to customers affected by the hack on March 13 at the fixed rate of around 88.5 yen (around $0.83) to one NEM coin.\n\nITJ’s Coincheck damages page, which was written before Coincheck began allowing certain withdrawals on March 13, states that there are three important price points in deciding the amount to be refunded: the first at 11:58 on Jan. 26 when Coincheck “restricted the deposit” of NEM, the price at 16:37 on Jan. 26 when Coincheck temporarily suspended both crypto and fiat withdrawals, and the price when the hack was initially covered by the media.\n\nThese price points are for plaintiffs who were at one point unable to withdraw their holdings to figure out how to claim their losses based on the prices at the time they were actually able to withdraw.\n\nCT Japan reports that Coincheck damage control defence counsel also has a legal team working on filing damages for those affected by the Coincheck hack. The Japanese law firm Aussens also already filed three other lawsuits against Coincheck, the first on Feb. 26, the second on March 14, and the third on March 28, all at the Tokyo District Court. ![image](https://img.esteem.ws/yfbj5ihekb.jpg)",
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      "author": "najwir",
      "body": "Sejak tahun 1971 setiap 'Uang' yang dicetak di seluruh dunia tidak lagi didukung dengan cadangan emas atau perak. Nyaris dicetak tanpa dasar apa pun. Mereka mencetak yang kita sebut \"Mata Uang\".\nKiyosaki malah menyebutnya 'Hutang' karena sejatinya uang itu adalah emas dan perak. Pemerintah berhutang dengan kita emas dan perak dari uang yg mereka cetak. Karena dicetak tanpa 'back-up' apa-apa, maka mata uang kita selalu terkena inflasi, yang membuat daya belinya turun dari waktu ke waktu. Efek yang nampak dari inflasi ini adalah naiknya harga barang dan jasa. Lalu, kalau menabung 'uang' membuat kita merugi, lantas bagaimana menyelamatkan hasil jerih payah kita? Kiyosaki mengistilahkan 'hedging', alias lindungi harta Anda dengan 'uang yang sesungguhnya', yaitu emas dan perak tadi. ![image](https://img.esteem.ws/fkpma17u6u.jpg)",
      "json_metadata": "{\"links\":[],\"image\":[\"https://img.esteem.ws/fkpma17u6u.jpg\"],\"tags\":[\"dinardirham\",\"savinggold\",\"digitalgold\",\"cryptoasset\"],\"app\":\"esteem/1.5.1\",\"format\":\"markdown+html\",\"community\":\"esteem\"}",
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      "title": "\"Menabung 'Uang' itu adalah tindakan seorang pecundang (loser), Karena Uang itu telah menjadi Hutang.\" ROBERT KIYOSAKI"
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