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      "body": "A currency is a medium of exchange, that is a good B that person X trades his good A for to person Y to buy good C with from person Z since there are far more of person Y in society who want good A than there are of person Z with such a desire. For example, person A might be a baker and C a tailor. It's hard to find a tailor who wants bread, but it's easier to find someone who wants bread, trade with him for gold, then give the gold to the tailor. Historically, many things have been used as currencies – grain in ancient agricultural societies, gold later on, then dollars backed by gold, then dollars backed by nothing, then electronic records backed by dollars – and, finally, with <a href=\"https://bitcoin.org/\">Bitcoin</a>, electronic records backed by nothing.\n\nAncient currencies, like grain, are useful in themselves – they're just used as currencies because lots of people want them, so they have dual utility as currencies and commodities. The problem with this approach is twofold. First, the optimal good that could be used as money, possessing characteristics like durability, divisibility and portability, is usually not wanted by many people for consumption. Hence, a commodity currency is generally suboptimal, forcing farmers to carry around grain when carrying gold. Second, money is hoarded. People want to reserve money on them to buy whatever goods they're planning to buy, and probably some leftover just in case. So even if person X goes to the market, sells his bread and immediately turns around and buys a shirt from person Z, there is some duration of time during which person X holds the currency. As Ludwig von Mises puts it, \"Every piece of money is owned by one of the members of the market economy. The transfer of money from the control of one actor into that of another is temporally immediate and continuous. There is no fraction of time in between in which the money is not a part of an individual?s or a firm?s cash holding, but just in 'circulation.'\". This, however, means that the demand for the commodity currency is higher than just the demand for the commodity, and some of the commodity that could be stored as capital, allowing people to temporarily consume more than they get because they want to undertake some productive long-term project, is instead stored as cash. Thus, there is a social loss from using such a currency, although it is justified by the social gain of more efficient trade. So from there, we moved on to currencies that have comparatively little or no value as commodities – first gold, then dollars, now Bitcoin.\n\nBut what compels our person Z to accept gold, or dollars, or Bitcoin? The answer is that there is someone else with services that person Z needs who accepts the currency. This seems like a circular argument – the currency has to circulate. If you go far enough, the whole thing becomes something like \"Z accepts Bitcoin because A accepts Bitcoin because B accepts Bitcoin because … because Y accepts Bitcoin because Z accepts Bitcoin\". But the argument isn't circular; it's a spiral argument: Z accepts Bitcoin because he expects that A will accept Bitcoin soon, and predictions of the future are based on historical data, so this expectation is based on the fact that A accepted Bitcoin in the recent past. Thus, we have the collapsed version: Z accepts Bitcoin at time t because A accepted Bitcoin at time t-1 because … Z accepted Bitcoin at t-26. There are thus two stable equilibrium: (1) Bitcoin has no widely accepted value, and anyone who accepts Bitcoin is simply running a welfare program for miners, and (2) Bitcoin has a widely accepted value. Thus, we can say that the acceptance of Bitcoin's value is a sort of virus maintaining itself in the collective society – essentially, Bitcoin is a meme.\n\nThe best good that can be used as currency is electronic records since they are the easiest to transfer and store and have no commodity value. But good is generally thought of as a tangible object that you own, not an electronic record linking a number to your name (whether your physical identity or something backed by a password that only you know) stored by somebody else. But electronic records possess all the characteristics of a commodity: they are scarce since the system is not willing to assign as much as you want to you, they are rivalrous, since the system enforces it that way, and they are divisible – in fact, nearly infinitely so. The idea of owning something stored by other people seems psychologically problematic. Still, we are already used to it: one can speak of \"your reputation\" when your reputation is, in fact, the sum of thoughts about you stored in other people's heads. Such concepts can be thought of as \"social capital\", just like a factory is a physical capital and knowledge in one's head is intellectual capital (not to be confused with \"intellectual property\", the idea of a legal property right to market share on physical expressions of certain types of intellectual capital) – they are value stored not in goods, but connections. Social capital in the pre-Bitcoin sense is a legitimate form of capital – web companies sell for hundreds of millions of dollars not because of their physical ownership of computer equipment, or even their hidden internal software, but because of the established connections between a group of employees and millions of customers. Such large webs of connections allow companies to serve millions of people rather than a few dozen for the same price, just like a factory massively increases the productive output of its workers. Electronic currencies show how physical capital and social capital are worthy of distinction for analytical purposes, in reality not so far apart. One anthropologist argues that currency was developed not from the exchange but as a formalized form of debt, which before was simply a type of informal social relation. If you have a bitcoin, what that means is that there is an agreement among its users that the world owes a certain amount of labour to you. The value of the bitcoin approximately depends on the size of the network and essentially gives you a 1 / 21000000 share in the value that can come out of this network and its ability to facilitate trade. When gold was the dominant currency, it represented physical value, while Bitcoin is a looking glass showing us what money is: social value.\n\nBut there are different types of electronic records – they can be centralized or decentralized. Centralized electronic records, such as Linden dollars as a currency, require trust in two things: trust that people will continue to accept the currency and trust that the centralized record will not fail or betray its purpose for personal gain. Like the first is a prediction of the future based on past performance, so is the second. A centralized currency is thus also backed by a reputation. A decentralized electronic record, however, has a simpler, and thus stronger, backing. Since decentralized electronic records must be designed in a way that makes them unbetrayable, thus, they are based on the trust that people will continue to use them and the trust that the network will not fail, which, aside from the unlikely event of a technical error, can only happen if people stop using them. A = B, so the two conditions simplify down to one. Furthermore, decentralized electronic records imply a consensus between the different copies of the record, so Bitcoin is a distributed consensus system.\n\nWhat is the purpose of all this discussion? It may be useful legally – if the government tries to ban Bitcoin, we can argue that it just numbers in a database, and we don't believe that it's our fault that some people are crazy enough to accept them in exchange for dollars, weed and alpaca socks. It has pure philosophical value as well. But a deeper understanding of <a href=\"https://www.itexpertmag.com/news/how-does-bitcoin-work\">what Bitcoin is</a> is most necessary if we want to take the idea. Rather than copying ideas many thousands of years old like currency, create something new entirely. In a future where most of the goods produced are non-rivalrous, like software and books and movies, it might make sense to have some non-rivalrous equivalent of a currency to reward the producers of such things without limiting how much they can be consumed. It's hard to tell exactly what such a thing would look like, but that's up to future inventors to decide. We might have a database of identities and reputations on a blockchain sometime in the future. We might even be using blockchains to enforce the constitutions of democratic institutions, whether governments, co-operatives or something in between. We already have Namecoin; if we take a step back and see what we have already created, the yet unseen possibilities are potentially endless.",
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      "body": "You can grow your business by starting a blog. It can be a great way to promote your products or services. You must pay a special attention to your blog, is not like a personal blog, it is a part of your business.\n\nBlogging can be an easy way to get more clients and make your business successful. Achieving this well deserved success requires commitment and also a good strategy. If you've decided to take blogging seriously, you'll need to use key strategies that will ensure that your blog gains the level of visibility necessary to become big online. You can utilize the following <a href=\"https://en.wikipedia.org/wiki/Blog\">blogging</a> strategies to get your blog on the right track.\n\n<h3>1. Get Your Office And Work Plan Together.</h3>\n\nIf you're planning to blog as a business, remember that your work-life shouldn't be chaotic, half-baked, or sporadic. Rather, it should be organized to ensure optimal productivity. You can optimize your level of productivity by getting your office and work plan together. Decide where you're going to work, and then make sure it is clutter-free, quiet space. Also, be sure that all of the electronic devices and machines you'll need are readily available. You can also use various <a href=\"https://www.itexpertmag.com/news/best-mobile-apps-for-business\">mobile apps to improve the productivity</a> of your business.\n\n<h3>2. Join All The Right Social Media Communities.</h3>\n\nIn addition to getting your office and work plan together, make sure that you join all of the right social media communities. It will help ensure that you can advertise your blog amongst the individuals most likely interested in your products or services. You can do a bit of target market research to determine which channels goes your primary audience tends to utilize for socialization or for business purposes. The most relevant social media channels are Twitter, Facebook and Pinterest.\n\n<h3>3. Write, Write, Write.</h3>\n\nContent writing and publication will play a vital role in achieving success with your blog. It's essential to get in the habit of writing new content regularly. Also, be sure that you take some of the free tutorials online to improve your skills. If you're not interested in writing your own content, do some research to find a skilled team of copywriters or companies who employ content writers. These individuals will be able to write for you quality and relevant articles.\n\n<h3>Conclusion</h3>\n\nIf you're ready to get into the blogging business, don't delay the process. Instead, get things going now by using the tried-and-true blogging tips outlined above.\n\n![blogging.jpg](https://cdn.steemitimages.com/DQmXoxmLNMqRVQ6T5XNDqp6GiPquQymrncJZ1V3NWprnhZj/blogging.jpg)",
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      "body": "@@ -1935,16 +1935,24 @@\n sing to \n+various \n %3Ca href=\n@@ -2019,22 +2019,53 @@\n ncies/%22%3E\n+ways to build wealth%3C/a%3E by \n invest\n+ing\n  in Cryp\n@@ -2076,20 +2076,16 @@\n rrencies\n-%3C/a%3E\n  using c\n",
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      "body": "It’s clear that it’s better to have a larger and more targeted audience, but how can you <a href=\"https://citymarketing.biz/how-to-get-fast-results-from-social-media\">get more social media followers</a>? There are tons of different ways you can build your following, and here are 3 quick ways you can implement to get quick results.\n\nThe best bet is to apply one method at a time until you’re seeing progress before adding another strategy to the mix. Eventually, you can use all three of these methods to grow your social media followers on complete autopilot.\n\n1. Gain Social Media Followers From Your Blog\n\nYou’re probably doing this already, and there are several different ways to gain followers from your self-hosted WordPress blog. The first and most obvious way is by having links to your profiles on the side of your blog, but it doesn’t end there! You can also add an author box which includes your links.\n\nFor even better results, you can create a blog page that thanks your blog visitors for commenting on your site. Include your social media profile links on that page, and install the Comment Redirect plugin which is completely free. Set up your commenter thank you page with that plugin and each time a new user makes a comment, they have the opportunity to follow you on your social media profiles.\n\nAnother excellent method is to use each social network’s follow widgets. Facebook, Twitter, YouTube, Google+, LinkedIn, and Pinterest all have them which make it super easy for your visitors to add you without leaving your site. You can place these widgets in your sidebar, below your content, or anywhere else you feel comfortable.\n\n2. Gain Social Media Followers From Your Newsletter\n\nThis is a personal favorite, and for a great reason. If you’re not already building your newsletter email list, pick up a GetResponse or Aweber account and get to it! Email marketing is still one of the best ways to communicate with your customers, and of course a great way to build your social media followers.\n\nThe easiest way is to include your social media links in a welcome email after people subscribe. The software mentioned above easily allows you to create a message that is automatically sent to brand new subscribers, and simply include your links inside that message along with everything else. Also, you can include your links in your newsletters as a signature or create a dedicated social media section.\n\nAnother method is to create a thank you page that people see after they subscribe and include your links or the follow widgets on that page. This is highly effective since people have already taken an action to get this far, so adding you on social media is a logical next step.\n\n3. Gain Social Media Followers By Cross Promoting\n\nSometimes, you can really grow one network quickly while the others are lagging behind. For example, many people seem to be able to build a Facebook page quickly, but struggle to gain YouTube subscribers. A simple solution is to simply cross promote. Suggest that your <a href=\"https://citymarketing.biz/creating-a-facebook-marketing-strategy\">Facebook followers</a> subscribe to your YouTube channel or post your videos on your page.\n\nA lot of people have their favorite network where they spend all their time, so you’ll want to be on all the major networks. Another way to cross promote is by using social media to promote your blog, which will promote your newsletter, which will promote your products, services, and social media profiles. You can end up creating a well oiled social media marketing funnel this way.\n\nHow Are You Getting More Social Media Followers?\n\nThese methods have worked for many people in many niches and industries, and are very easy to implement. Once you apply them to your strategy, you don’t have to do much else besides your regular marketing techniques.\n\nAs your following grows, you will find more and more loyal customers who will gladly spread your message for you, resulting in more business without you doing extra work. Of course, you’ll need to put in work and these methods will help you grow faster.\n\nAre you already using these methods? Do you have your own strategy that is working well for you?\n\nLet me know in the comment section below and don’t forget to subscribe to the newsletter for more social media marketing tips just like this one!",
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      "title": "Ways to Improve Your Social Presence on Facebook",
      "body": "There are many ways to increase your social presence on Facebook.  Let’s face(book) it, if you not on Facebook, then your blog is probably not going to go that far or succeed that fast. Having a social media presence on Facebook and online is one of the many requirements that you must have to be successful and the <a href=\"https://citymarketing.biz/the-real-roi-of-social-media\">returns on investing in Social Media marketing</a> are amazing.\n\n<strong>Creating A Facebook Page and Getting it Liked</strong>\n\nOne of the arms of a blog is to have another face on social media. One where people can recognize when they leave your site.  Over one billion people use Facebook, so it’s almost a given that after someone leaves your blog, they will, at one point, get on Facebook.\n\nNow it’s imperative that you create a Facebook page that you can use to interact with these people. But what if they don’t know that you exist on Facebook? A great way to boost more social activity on Facebook is to create a fan page and bring more interaction from these visitors to social media sites.\n\nOnce you have created your Fan Page, you need to have an extension of that page on your website somewhere like\n\nI do on this one.  As you can see, it allows the people that come to my site to understand that I am also on another social media site.  One that is a good chance they are already on!\n\n<strong>How it’s done:</strong>\n\nThe creation of the Fan Page is easy.  Once you get that done you will need to actually place an image like the one I have on my website on your blog.  The first step is to go to Facebook developer’s and place your fan page info in the necessary fields and they will in turn give you a code with which you can place anywhere on your blog. Preferably in the sidebar where people coming to your site will notice it.\n\n<strong>Now for the hard part, getting it “liked”</strong>\n\nYou can’t really point a gun at someone’s head and tell them to “like” you fan page.  But if you have regular visitors coming to your site daily, it’s only a matter of time before people see this.  Still not convinced?  Another great way to bring in more likes to you fan page on your blog is to write awesome content.\n\nReally, this is the only thing that matters and it is what everything hinges off of anyway.  Writing great content that can help the reader achieve something will go a long way in their decision to click the “like” button on your website.\n\nAnother way to bring in fast likes for your fan page is by inviting your friends on Facebook to take advantage of this offer.  This option has to be done on the Facebook site itself, and it is pretty straightforward and simple, all you have to do is find the “Build Audience” button at the top of your fan page.\n\nThere is another great method for getting likes to your fan page, and it’s by using the promotion button after submitting a post. Sadly, you cannot use this feature until your Fan Page reaches 100 “likes”, but once you have that accomplished, you can review this awesome feature that shows you 5 profit-generating Facebook Ad strategies that I have successfully used to bring in sales, more subscribers, and new readers.\nSo You Wanna Get Social?\n\nHa! You just want to make money! Believe me, I know! I have talked to more beginner bloggers than I should have last month and all they wanted to do was to be millionaire’s.\n\nHey, this is not a bad thing, but it can definitely hinder your approach when it comes to being social on Facebook.\n\nLet’s figure this out.\n\nYou want to be successful, but you can’t have success without someone buying something.\n\nSomeone can’t buy something unless they know that you have a product or idea that can help them.\n\nThis is the first building block to a buyer.\n\nPeople don’t want affiliate links thrown at them all the time!  They want people that interact with them on their level.  They want a friend, someone to laugh at the post they just wrote, etc.\n\nI’m telling you that when I first heard about this idea…the idea to actually be social on a social media site, it was hilarious!  but when I started to actually re-share some updates, message new friends just to tell them hi, you wouldn’t believe the results that I received from it!\n\nSelling does not start on your blog.  It starts with you.  Your kindness, your “likes”, and your sharing of others posts.  Give and it will be given to you…I think someone smart said that at one time or another, and it’s true.  I have had more success with this blog by reaching out to people and making friends, than I have by shutting myself in the back-end of my WordPress dashboard, leering at the next post I was about to publish.\n\nPeople react when you reach out to them.  More than likely, that person is trying to achieve something online.  Everyone is.  Perhaps you could show them something on your blog that is relevant?\n\nSo if you’re going to be social, BE SOCIAL!  Don’t halfway do it!\n\nWhat you are doing is creating a blog that has integrity and reputation with people.  Don’t get me wrong, it’s great to build links and be on the first page of Google, but I would rather have 100 visitors from people that knew me and what I was capable of than to have 1,000 visits from people who didn’t!\n\n<strong>Using Facebook Advertising to Excel</strong>\n\nI have already touched on this point above briefly, but want to go into more detail with how you can use Facebook advertising to your benefit.\n\nAnyone that has a personal profile can promote a post. When you update your profile on Facebook, you will see “Promote” under the update. This is where you can reach more people.\n\nFor $7 you can reach more people with the promoted post.   However, when you promote a post using your personal profile, you are only reaching the friends that you have and no one else.  PC magazine has called this a tool for jerks, however, the whole point of Facebook is shraring with your friends, so I don’t know what their problem is!\n\nA personal profile advertisement is shown only at the top of your friends feed. A recent study done by TechCrunch shows us that the average post of a user only reaches 12% of their friends so this feature can still help you in that aspect.\n\n<strong>Using promoted posts for fan pages</strong>\n\nUsing Facebook promotion for fan pages actually increases your reach. This not only reaches your friends timeline, but also their friends timeline as well. As of today, you must have 100 “likes” to your fan page to be able to participate in this feature.\n\nThe research that I have done on this got me mixed results.  Some people were fussing about how this never worked for them.  On the other hand, there were others that swore up and down that this was the way to go.\n\n<strong>My recommendation for Facebook advertising</strong>\n\nSeeing the numbers, you can probably already tell which one is the best for your money.  The $10 advertisement just doesn’t reach as many people as it should.  I feel that the $5 promotion is the better deal for the money, because every time I did a $5 promoted post, it reached almost as many people as the $10 promoted post.\n\nDon’t waste your money on the $10 ad.\n\nBut as you can see below, you can reach a lot of people doing it this way.  If you will notice, I have more people talking about my fan page than actual “likes” on my fan page! lol!\n\nIn Conclusion\n\nThere are many ways that you can boost your social presence on Facebook.  These are just a few of the ways that you can bring in more readers and more likes to your fan page.  The best thing that you could do for yourself is to become close with your friends and the people that have “liked” your page.  In my experience, these people will remember you for that.\n\nOne quick tip:  Facebook has a tool called “Get Notifications”.  This came out in November and is a perfect way to keep your fan page updates in front of the people that have already “liked” you page.  Stay in contact with these people and remind them of this feature.  you will be surprised at how many people will want to “Get Notifications” from your page if you ask them!\n\nYour Turn:\n\nWhat do you feel is the best feature on Facebook?  How have you <a href=\"https://citymarketing.biz/gender-marketing-who-is-the-bigger-target-men-or-women\">improve your social media</a> reach this past year, and what are you going to do to make it better in 2020?",
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      "author": "moneynews",
      "permlink": "4-tips-to-stop-wasting-your-money",
      "title": "4 Tips To Stop Wasting Your Money",
      "body": "While large purchases will be thought about, have you considered all of those tiny things you buy and how they can add up? Find out how to stop wasting your money by eliminating or cutting down on the following items.\n\n<strong>Bank Fees</strong>\n\nThere is no reason to pay fees when there are so many banks and accounts that offer free checking. At my bank, there are no bank fees as long as we have direct deposit. Talk to your bank about other checking account options or shop around for one that will not take any fees out of your account.\n\n<strong>Online Shipping</strong>\n\nThis is another one of those expenses that does not seem like much at first, but can add up if you purchase items online a lot. If you shop on Amazon, you should look for the products that have Free Super Saver Shipping or sign up for Amazon Prime (they have one for mothers and students at a discount). For other online retailers, try to select the ones that offer free shipping or that do not charge an arm and a leg. For heavy products that will cost a lot to ship, you would be better off purchasing them at a brick and mortar store. Make sure you know <a href=\"https://winspark.net/6-steps-to-creating-the-perfect-password/\">how to create secure passwords</a> when registering online.\n\n<strong>Fast Food</strong>\n\nFast food is horrible for you and it is also costly. If you tend to get hungry while you are on the road, pack yourself a “snack pack” to keep in your vehicle. My snack pack has nuts, seeds, dried fruit and raisins for when I get the munchies.\n\nEven if you just buy a cup of coffee each morning from the drive-thru, you are still wasting your money and it will add up at the end of the month. Make your own coffee and pour it in a thermos.\n\n<strong>Lottery Tickets</strong>\n\nSome people think of lottery tickets as harmless fun and most of the time they are. But you need to really be honest about how much you are spending on them each year. This is one of those purchases where you are wasting your money. It would be nice to win the lottery, but the chances are extremely slim. It would be much wiser to take that money and invest it.\n\nAll of these items may seem like they do not cost a lot until you start keeping track of how much you are really spending and you start paying attention to how many times you purchase these items.\n\nWhat small purchases have you eliminated in an effort to stop wasting your money?",
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