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      "body": "Congratulations @mistageek! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@mistageek/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@mistageek) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=mistageek)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmQWnM36SWCPGn98nY83M1ArgweMz5fnovQEp2E4FiDdug/Wolfhart_header.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\">The Steem community has lost an epic member! Farewell @woflhart!</a></td></tr><tr><td><a href=\"https://steemit.com/steemtoolbar/@steemitboard/steemtoolbar-update-display-bug-fixed\"><img src=\"https://steemitimages.com/64x128/http://i.cubeupload.com/7CiQEO.png\"></a></td><td><a href=\"https://steemit.com/steemtoolbar/@steemitboard/steemtoolbar-update-display-bug-fixed\">SteemitBoard - Witness Update</a></td></tr><tr><td><a href=\"https://steemit.com/steem/@steemitboard/do-not-miss-the-coming-rocky-mountain-steem-meetup-and-get-a-new-community-badge\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmUphCGZFWgt6bJ1XTtunV7esnwy6bxnGqcLcHAV3NEqnQ/meetup-rocky-mountain.png\"></a></td><td><a href=\"https://steemit.com/steem/@steemitboard/do-not-miss-the-coming-rocky-mountain-steem-meetup-and-get-a-new-community-badge\">Do not miss the coming Rocky Mountain Steem Meetup and get a new community badge!</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Congratulations @mistageek! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :\n\n<table><tr><td>https://steemitimages.com/60x60/http://steemitboard.com/notifications/firstvote.png</td><td>You made your First Vote</td></tr>\n</table>\n\n<sub>_[Click here to view your Board of Honor](https://steemitboard.com/@mistageek)_</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest3-and-steemitboard-meet-the-steemians-contest\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmeLukvNFRsa7RURqsFpiLGEZZD49MiU52JtWmjS5S2wtW/image.png\"></a></td><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest3-and-steemitboard-meet-the-steemians-contest\">SteemFest3 and SteemitBoard - Meet the Steemians Contest</a></td></tr></table>\n\n> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "title": "Blockchain Disruption of Loyalty Programs",
      "body": "After the popularization of blockchain tech through its most prominent application in cryptocurrencies, fintech companies and major retailers are taking it one step further.\n\nOut of the countless potential applications, the millennial technology is disrupting an age-old artifact – the ubiquitous yet traditional loyalty programs.\n\n<center><img alt=\"\" border=\"0\" src=\"https://usercontent2.hubstatic.com/14284987_f520.jpg\" /></center>\n\nBlockchain replaces the core of its existing mode of operation, the following is how retailers are reinventing the tradition customer reward system.\n\n# Traditional vs Blockchain Loyalty Programs #\nBack in the 19th century, American retailers gave customers redeemable coins. It served the purpose but proved to be costly, hence the evolution to loyalty and membership cards.\n\nBut now, even the handy cards are facing extinction as a more advanced model is readily available on the market, and these blockchain based programs are far more superior and reliable.\n\n## Challenges with Traditional Loyalty Programs ##\nHere are the challenges associated with traditional loyalty programs and how blockchain comes in handy:\n\n### Too many cards ###\nThe card itself if not the problem, the sheer volume of them is.\n\nTraditional programs offer a card for every brand or department store. To enjoy different rewards, the heterogeneously ‘loyal’ customer must carry around a wallet stuffed full of cards that are used infrequently. This cumbersome arrangement is one of the reasons why it’s time’s up for the cards.\n\nBlockchain technology elegantly replaces the need for physical cards. With the new model, your rewards will be easily accessible with a smart phone.\n\n### Loyalty in the form of tokens ###\nTraditional loyalty programs come with a caveat – you cannot claim rewards from multiple brands with a single account. Brands thrive on various reward systems, so it’s not possible for them to share a common system, unless rewards are converted into tokens and stored in a combined account.\n\nThat’s how Blockchain revolutionizes loyalty programs.\n\n### Democratizing Loyalty Programs ###\nPreviously, rewarding customers for their loyalty through a well-established, point-based loyalty program is thing of luxury among businesses, exclusive only to resourceful companies with the technological advancement, funds and staffing to develop and maintain one.\n\nThe good news is, blockchain has made starting a loyalty program accessible to smaller enterprises, democratizing this indispensable tool that helps businesses grow.\n\n# Loyalty Programs Trend Analysis #\nIn 2017, LoyaltyOne valued the rewards to be redeemed in customer’s accounts across the industry at $360 billion. Unfortunately, the accumulated rewards sleep in customer accounts from different subscriptions and fails to prompt repurchases on the customer’s end.\n\nWhy? Research shows that an average consumer participates in multiple programs, perhaps too many for them to even keep track of. Even if they are aware of their points, the other more significant reasons for neglect are:\n* Demanding conditions for redemption\n* Insufficient knowledge on the balance and value of the points\n* Points are not mutually interchangeable\n\nReason 2 and 3 can be easily resolved with Blockchain. Liquidity is a major selling point of this Loyalty Program revolution. With liquid rewards, members and businesses can trade with each other with ease. The Unify Rewards (UR) program is making that a reality. Not only does this feature itself encourage increased engagement and spending, customers will now earn points in the form of cryptocurrencies, which is something that up to 86% of participants prefer to gain in a study by the same company behind UR.\n\nBut, this disruption is not without cons. There are certain risks to retailers by adopting this new mode of operation, namely the lost of a lock-in effect with liquid and transferable tokens, as it does not tie customers to specific brands anymore. Will this downfall deter businesses from jumping on the bandwagon? Time will tell. But by the looks of it, the trending technology will benefit the retail industry as a whole.\n\n# Future of Blockchain loyalty Programs #\nThe future is here. Several notable retailers have adopted blockchain loyalty programs in their way of operation, and here are some of the examples:\n* EZ Rent a car has a system for redeeming points for digital currency\n* Aviation has seen Singapore Airline, Cathay Pacific investing in blockchain loyalty application.\n* Chanticleer restaurant holding group announced to expand its loyalty program this year. And Burger King has its program operational with Whoppercoin\n* Latteso, a coffee brand started its program with qiibee across its continental locations.\n* Companies like BitRewards have been started to offer merchants a way of rewarding their customers.\n\nSome benefits of adopting this technology in a business’ everyday operation include:\n* Reduced cost in system management by using smart contracts to track and report transactions\n* Instant and secure transactions in near real time\n* Longevity of tokens as the market value does not depreciate or expire over time\n* Liquid system in which the consumer gets awarded globally-recognized tokens anywhere\n* Multi-channel redemption across various industries with the program in place\n\nBlockchain is a marvel at what it is creating in the retail world. Excited about this new and innovative application of Blockchain tech? \n\nHunt down these international retailers to earn, redeem, trade and store your shopping tokens!\n\n<center> <a href=\"https://steemit.com/@mistageek\" target=\"_new\"><img alt=\"\" border=\"0\" src=\"https://steemitimages.com/0x0/http://i.imgur.com/FzBLPgp.gif\" /></a></center>",
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      "body": "**Coins mentioned in post:**\n\nCoin | | Price (USD) | 📉 24h | 📈 7d\n- | - | - | - | -\n**BTC** | Bitcoin | 6839.983$ | _-2.69%_ | _5.44%_\n**BTS** | BitShares | 0.109$ | _-7.91%_ | _4.53%_\n**EOS** | EOS | 5.877$ | _-4.37%_ | _20.74%_\n**ETH** | Ethereum | 276.688$ | _-4.57%_ | _0.14%_\n**STEEM** | Steem | 0.904$ | _-6.2%_ | _3.62%_",
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      "title": "Who is Daniel Larimer? - The EOS Shotgun",
      "body": "Who is Dan Larimer in this blockchain era? Even with the meteoric rise in new tokens and ICOs each day he is a maestro.\n\nEvery industry has its masters. So, does the blockchain industry. One thing you may ignore is the masters wield a lot of influence wherever they come up with any whiff of information. So, to know all about Dan`s effect, stick around. \n\nDan Larimer is a developer and has taken part in previous projects. The previous projects he has served are still on. He is currently on the latest trending project – EOS. For this reason, his influence and power in the blockchain industry is unrivaled.\n\nHis contribution in the crypto verse has reaped him massive returns besides the influence.\n\nNow, let me give you who is Dan Larimer in the blockchain world. What has he attained and how he managed to be accomplished.\n\nhttps://fortunedotcom.files.wordpress.com/2018/07/dan-larimer_steem.jpg?w=840&h=485&crop=1 Source Fortune\n\n## Who is Daniel Larimer: Bio ##\nYou have by chance encountered EOS, Bitshares online. And then some of the content you have read has probably come from Steemit. But do you know the one who has seen them from start to the heights they have achieved? These among other projects have been created by Dan Larimer. And like I said, you have likely used his products.\n\nEvery token and project you have heard of has its owner. Of great importance is the role played by Dan.\n\nDan is a software programmer. He is founded BitShares in 2014, Steemit in 2016, and EOS token and its blockchain. Additionally, EOS is owned by block.one in which Dan serves as CTO. Dan is also the CEO of Cryptonomex, Inc, a company they founded with the father. Now, this shows how immense and active Dan Larimer is in the blockchain industry.\n\nBesides being a developer, Dan is also a contributor in blockchain conferences. He has offered knowledge to others. I could call this a very good form of social responsibility. \n\nDan operates on a progressive philosophy rather than a conservative one. His projects are based on this mantra. This philosophy goes on to incite his dislike for the government as a centralized unit.\n\nIn his high-ranking profile, there must exist contentions and accords sprouting from his life growing up. Let us now look at Dan` youth and background. It must have contributed to what he is today.\n\n## Background of Larimer`s Youth ##\nDan is an American. He was born in Colorado. But he was privileged to grow up in 2 states: Virginia and Florida. \n\nAs a growing child, Dan was exposed to computers at such a tender age. He would further toy with computers. With curiosity comes freedom of exploration. And with freedom comes the creation of things. This is how Dan moved to know his way with computers.\n\nIn Virginia, he attended Virginia Polytechnic Institute and State University. And he later on in 2003 graduated with an undergraduate in Computer Science. Within the same breadth, he learnt about economics. And economics got him into volunteerism and sparked the synergy in anti-state control.\n\nEven with knowing about computers another skill in needed to become a software engineer – programming. So, where did Dan get his coding skills? How fortunate to have a mentor programmer for a dad. Dan`s programming skills were learned from Stan Larimer, his dad while in elementary school.\n\nAnother skillset for you to be something in any corporate world is entrepreneurship. Dan became a serial entrepreneur from his youth. And that entrepreneurial mindset set him up to do great things now.\n\nSo, after college, he created something with friends. He partnered with friends and launched a virtual reality company. Albeit making money every year, they closed the company after five years. And then they went on to do other things.\n\n## Dan`s First Blockchain Discovery ##\nDan being an active software programmer made him predisposed to knowing blockchain and crypto easily.\n\nDan`s quest for something to do led him to realize state control in money matters. Remember Dan learning about economics. This chapter in his life proved useful in identifying the state control in money matters.\n\nMoney was and still is the reason for the huge government power. Since the use of money is voluntary, the initial idea was to embrace the use of silver or gold. However, this was not accepted by the government.\n\nThe opposing nature of the government against other forms of currency drove Dan to seek for other currencies. Promoted by his anti-state personality he researched for other currencies against state-controlled and property related fiat money.\n\nThe result was a stumble upon Bitcoin in 2009. The discovery of Bitcoin was as a result of ‘decentralised currency’ online search. The result was Satoshi Nakamoto, the pseudonym for the Bitcoin developer.\n\nIt is alleged that Dan soon after the online search result began communicating with Satoshi. The chat between the two inspired Dan to learn more about blockchain.\n\nIn the same time of doing research on blockchain, he attempted to create a digital currency. With the discovery of Bitcoin as his arsenal, Dan became an instant promoter of Bitcoin. And this encounter endeared him to the crypto verse.\n\n## Dan`s Blockchain Career ##\n> The pursuit of the truth about everything – Dan Larimer\n\nThe quote is a pillar of Dan`s career. In Ron Paul presidential campaigns Dan was stimulated to be curious about how the world works. On the same note, Dan became a libertarian having a passion informing his unique fusion of innovation, politics, economics and the common good.\n\nAll his innovations are geared towards limiting government control. Admittedly, he shares that he believes in voluntary associations. The idea is to move from a contract society where you are forced to do things. To him, contracts are government forced. And that raises the costs and misery in transactions.\n\nSo, Dan wants business to be about reputation and not coercion. This thought bases its argument on the Golden rule.\n\n> Do unto others as you want them to do unto you – Golden Rule\n\nAnother principle that guides his way in limiting government control. You may think that Dan is an economist. But that is not the case as his way up was to learn how the world works. And in so doing he now knows about economics. Hence, identifying 3 key elements of demand.\n\nLife, liberty, and property are the key elements of demand that guide his projects in the quest to improve the standard of living.\n\nLet us look into another part of Dan life that has informed his choices and decisions. And that is family life.\n \n## Family Life and Affairs of Dan ##\nBefore you see Dan`s direct effect and efforts in the blockchain field, the family also mattered to him. At least that is what we know after his bad experience with divorce. And it laid down how Dan reasons.\n\nAround the same time, he was first hooked to Bitcoin, Dan was engaged in a marriage tussle. What a painful event to him? He was going through a divorce due to his thoughts about how the world works. Specific of interest was his rejection of old Christian beliefs. The result was a conflict.\n\nThough the divorce disturbed him, he picked useful lessons. Surprisingly, his method of voluntary conflict resolution to divide property and settle child custody and support was in vain.\n\nThough somewhat achieving what he wanted, he realized the government owns our property even kids. That parents having no say in custody of their children infuriated him. In the arrangement, Dan would pay huge spouse and child support and the wife would live within 30 minutes.\n\nThe arrangement did not please his ex-wife. So, she challenged the outcome in the courts. How hypocritic for her to do that? Yet she values Christian beliefs – beliefs Dan questions. From the court outcome, Dan realized how biased the process was as he had to follow the court`s orders.\n\nAlso punitive in Dan`s imagination, his salary was predetermined by the court not considering his desire to switch careers. He was forced to live with his parents due to the former wife taking over half of his pay. This was humiliating for Dan. Though, bankrupt and broke from legal expenses spanning 2 years Dan did not despair in his quest for the common good.\n\nHe still went further with his blockchain interests. And that’s what we see today in as BitShares and EOS.\n\n## Dan`s Blockchain Energy and Projects ##\nThe events in his younger ages hammered him into shape. As a result, his prolific nature has established him to be a creator.\n\nThe experience Dan has is sourced from the roles he has played in different sectors. Dan served as software developer intern for SAIC. Then went on to become a research assistant at Virginia Tech. After college, he became the CEO at Open Tech demonstrating managerial skills.\n\nDan`s software skills were enhanced when he was tasked as a software engineer at Raytheon, TORC Robotics, Park Intuit, and Phoenix Integration.\n\nThe fusion of entrepreneurial and programming skills is exhibited in the starting and growth of Bitshares, Steemit, and EOS. He has also managed to be if not chief executive then chief technologist of Invictus innovations, Cryptonomex and BlockOne. These are companies that he started.\n\n### BitShares ###\nAfter his divorce, Dan had renewed commitment to blockchain. In the same period of meditation from divorce, Bitcoin grappled with government closure or exchanges and their bank accounts. The thought of this technology`s death made Dan unsettled and made him create an alternative to exchanges. \n\nSo, he came up with the Graphene framework. The framework is the basis of Bitshares. The framework has hence then been used to create his other projects.\n\nBitShares, a decentralized exchange is his first blockchain platform built in 2014. He proceeded to invent the Delegated Proof of Stake. This system delivered the fastest and most decentralized blockchain of 10-second blocks then.\n\nWithin this project, Dan has seen growth from the first version of BitShares to the current one. Particular improvements have been to scalability and performance. Markedly, their software boasted of 100, 000 transactions per second. \n\nIn 2015, Cryptonomex was started by Bitshares developers. Additionally, later in the year the company licensed Graphene and upgraded BitShares blockchain to version 2.0. \n\nThough, with a lot of potential BitShares` price did not reflect to support its developers. Therefore, the investors preferred stabilization of the business over taking new employees.\n\nAs you read this piece, BitShares is self-sustaining and whoever wants to be a developer is elected by shareholders. At this instant, Bitshares is among the top exchanges. \n\n### Steemit ###\nAnother sector that Dan Larimer exploited is social media. In 2016, Dan and his friend Ned Scott teamed up to create Steem and Steemit on concepts of mutual aiding the society. Yet again, Graphene was the basis of this project.\n\nThey agreed Dan be the CTO while Ned became the CEO. They built a working blockchain and website within a few months. In effect, Steem token was mined using the proof-of-work system.\n\nIt did not attract people at first. Therefore, Steemit mined 80% of Steem. Facing a challenge of costly transaction costs, Steemit gave new user $5 in Steem for reading, voting, and posting.\n\nNow, with the introduction of rate-limited transactions, Steem transactions do not cost any fee. The improvement limits bandwidth instead of asking for a fee.\n\nSteemit was criticised of being unsustainable. The premise bases its argument on Steemit having less that 50% of Steem within 6 months due to inflation. But Steemit has maintained a minority stake giving it the ability to pay its developers.\n\nAmidst Dan`s desire to build a general purpose digital contract blockchain outside Steemit made him quit together with his friend Ned. It was amicable but to quell false rumours Dan and Steemit gave a joint statement. \n\nNow, Steemit is stable and boasts of wide attraction to several new users even after he left.\n\nHis desire to have a blockchain supporting parallel processing and no-fee services have been forefront. Thus, the reason for his departure.\n\n### EOS ###\nDan again got involved in blockchain in 2017. With him as CTO of Block.one, Dan has built EOS blockchain. It is a blockchain developed to support commercial-scale digital contracts. \n\nEOS is a big competitor to Ethereum which also is the forerunner of smart contracts.\n\nhttps://www.youtube.com/watch?v=eftctVXiFJQ\n\nEOS platform supports parallel processing to enhance horizontal scalability and ensure no transaction fees for DAOs and dApps. Would this be the reason he left Steemit? I think so because it’s a thought he has had till recently when EOS started.\n\nEOS protocol outstanding feature is using different programming languages for dApps and 16 times faster apps than those using Ethereum`s Solidity.\n\n## Final Thoughts from Daniel Larimer ##\nPeople have questioned his dedication after he left his previous projects. But as for now, Dan has concentrated his efforts to develop EOS platform and build all of his future projects on it. \n\nNonetheless, his ingenuity has sometimes caused him to be arrogant and somewhat misunderstood.\n\nBut even with his arrogance, he can touch you by his inspirational recommended reading. Among the many books he has been able to read, he shares with you 13 of his best reads.\n\nAll in all, you now know who is Daniel Larimer. What he is capable of. And now you can write and earn crypto on Steemit.",
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      "body": "## Overview ##\nRemember when you sought an application to manage your crypto asset. Your seeking of an app to manage crypto would have been for a while now or started lately.\n\nFinding an app to follow your crypto trends has been a challenge for you as an expert. Apparently, the trends are in prices. Also, for you as a beginner finding reliable advice is also a challenge in the spike of information about crypto related topics.\n\nWith the advent of crypto, several applications have been created to offer you support in your crypto journey. But, here is BitUniverse that stands out above the rest for me.\n\n>The best investment is in the tools of one`s trade. – Benjamin Franklin\n\nWhy BitUniverse? And now, let's get on with the review.\n\n## Platform ##\nIs your platform covered? It is clear that you have either an Android or an iOS device. Developers of BitUniverse were aware that the most used platforms are Android and iOS. So, with BitUniverse you will be able to manage your crypto assets from both platforms with ease.\n\nThe developers started with an Android beta that has grown immensely to get adopted by many. I have seen it rise from the tens of thousands to hundreds of thousands of downloads. This milestone has been marked by massive improvements to the application.\n\n## Number of Crypto assets Supported ##\nEver wished all crypto to be hosted under one roof? BitUniverse has that ability. As the list of crypto assets keeps growing, you will want most if not all crypto to be covered. The developers ensured you do not miss anything about new crypto assets.\n\nDo you know Monacoin? I bet you do not know such a coin exists. The coin is on the app. Other unpopular coins are also listed. It then does not mean unpopular crypto assets do not have value. You can track the smallest and unknown like Monacoin. You will be certain to find it on BitUniverse.\n\n## Number of Crypto asset Exchanges Supported ##\nNow, exchanges will work the magic for you to trade. But will you be opening all the accounts and tracking your investments from there? That is very inconvenient. Right?\n\nBitUniverse can make you sync your exchanges. And you can track your assets from one platform.\n\nWhich exchanges are supported? There are many exchanges. All have their unique features in coin pairing, charges, and user experience. So, the app supports major exchanges the likes of Hitbtc, Binance, Bittrex and other smaller exchanges like Simex.\n\nYou don’t have to burden yourself of coping up tracking from the various platforms.\n\n![rsz_1screenshot_20180611-210946.jpg](https://cdn.steemitimages.com/DQmXgGEvXoiaR4c22QEgxrtZcnConcUbzJTsgVbJcC8uWL4/rsz_1screenshot_20180611-210946.jpg)\n\n\n\n## Multi Wallet Feature ##\nAnother problem linked to your assets is their security. How will you secure your assets from theft or tampering? Remember the crypto assets base their operations on software. So, they are vulnerable to attacks and hacks. And you will want to guard them.\n\nMost often we associate security of our money with our wallets. So, BitUniverse is useful in securing your assets. They have developed wallet for your coins. Did I say a wallet? Every crypto asset needs its wallet. So, makes BitUniverse have a multi-wallet ability.\n\nYou will marvel at how many wallets the app supports. It supports from Ethereum to even the least expected like WINGS are. I also did not know there is a coin named WINGS.\n\nThere is one problem here though; they have not supported Bitcoin and related coins. They have limited themselves to Ethereum based currencies. This will disinterest you but be aware you can complain about it.\n\n## Portfolio Feature ##\nOn BitUniverse app, you can see the Portfolio tab. A lot happens on this tab. On this tab, you see your synced exchanges.\n\nYou will see much about the value and trends of your crypto. Very easy to know your profit percentage in time scales. There is the urge to know how prices and value are faring. And the urge is dependent upon your investment strategy.\n\nAll in one place, you will see the exchanges and their contribution towards the total.\n\n## Constant Development ##\nThis is the most appealing attribute of the team behind BitUniverse. You can expect new feature and better upgrades every week. I happen to be informed of a new update almost every fortnight.\n\nThere is no fun in developers taking a lot of time to create and update features. With the changing crypto environment, there will be demand for something new.\n\nNow, this is intertwined with their user service.\n\n![rsz_screenshot_20180611-211003.jpg](https://cdn.steemitimages.com/DQmPpCyjzdFM2DDMz5m8Xi6Uwusujku2azwp9m3M44LfMxy/rsz_screenshot_20180611-211003.jpg)\n\n\n## User Service ##\nWhen you complain or issue a suggestion, you expect people to respond. The creators of the app respond. This is also an appealing user retainer to BitUniverse.\n\nThey have gone an extra mile to create a Telegram Group and a feedback platform where you can query, suggest and complain about their app.\n\nI must admit their user response is friendly and professional. If your portfolio tab is not working, issue a query. They will respond promptly. If you want a new feature, they will also gladly tell you about their intents to include it.\n\nFor all the benefits it offers you, here are updates that will be appropriate to BitUniverse.\n\n![rsz_screenshot_20180612-220358.jpg](https://cdn.steemitimages.com/DQmYJNgm3Q2WJvYouuhx9imdSULdR4wGBwtnPsXapLs7UWo/rsz_screenshot_20180612-220358.jpg)\n\n\n## On-Phone Security ##\nThis something I have wanted for so long. Other apps like Blockfolio have it. Why wouldn’t BitUniverse have it? I do not want someone to hang around my phone and know what my interests of crypto are. Even if crypto works like public hyper ledgers, let anyone sweat themselves out finding of what I have from elsewhere. But not my phone.\n\nA pattern or PIN to access the app will be ideal to safeguard your insecurities.\n\n## Desktop Application ##\nStill on security. Security of your assets is paramount. Security of assets is high when applications are offline. A desktop application will contribute to your backing up of your assets offline. Yeah, you can back up your assets.\n\nSeemingly, they have delayed, or they speculate to create the application it in the future. This is detaching for you the user.\n\n## Multiple Portfolio ##\nI would love to create as many portfolios as my aims can be. I cannot manage this with BitUniverse at this point. They do not support a multiple portfolio feature.\n\nAssuming you want two portfolios, one for your short-term and the other for long-term you cannot achieve that with this app. You are forced to isolate them on your own. Then what is the need for the app if it cannot provide you the freedom to do more?\n\n## Conclusion ##\nHopefully, in their user response, the developers will someday address our inefficiencies with this app. As it stands BitUniverse is the Swiss army knife for your crypto management.\n\nI have included my Pros and Cons below:\n\nPros\n\n* Platform: Android and iOS\n\n* Number of listed Crypto\n\n* Number of supported exchanges\n\n* Multi wallet ability\n\n* Portfolio creation\n\n* Constant and regular update\n\n* Responsive User support\n\nCons\n\n* On-Phone security: Password or fingerprint or Pattern\n\n* No desktop application\n\n* Multi-portfolio ability",
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