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      "body": "<html>\n<p><img src=\"https://newsmaisa555.blogspot.com/2017/11/why-is-insurance-companies-profit.html\"/>&nbsp;</p>\n<p>Net profit of Georgian insurance companies amounted to GEL 13.5 million in the past 9 months of 2017 which is 1,7 times less than in the same period in 2016 that has become the trend of recent years.</p>\n<p>And this happens amid &nbsp;increased &nbsp;volume of premiums – in &nbsp;the three quarters of 2017 this figure was GEL 345.7 million, while in the same period of 2016 – GEL 316.3 million. In other words, the profits of insurance companies should &nbsp;grow along with the growth of premiums, but the opposite happens that can be explained by &nbsp;the increased &nbsp;expenses of the insurance business.</p>\n<p>According to the head of the Insurance Association Devi Khechinashvili, figures on specific companies are more important than the total &nbsp;sector’s profit.</p>\n<p>\"The main thing is the financial indicators of individual companies. One can see a big profit, but another can suffer a loss. But in general, the insurance business is unprofitable,\" he says.</p>\n<p>In Khechinashvili’s words, the reason for this is that the expenses of insurance companies have grown and profits&nbsp; have remained unchanged first of all in the &nbsp;health insurance.&nbsp;</p>\n<p>&nbsp;\"The number of those who enjoy insurance services does not grow, business does not develop because &nbsp;private and state insurance cannot be synchronized. The situation is complicated&nbsp; by &nbsp;inflation &nbsp;because of which the cost of medical services is constantly growing, \"Davi Khechinashvili explains.</p>\n<p>He notes that the government recognizes it adopted unilateral decisions within the universal healthcare program and did not synchronize it with the private sector.</p>\n<p>\"Insurance relations should develop. The government realizes &nbsp;that unilateral decisions have been adopted, and now legislative changes are needed, \" the head of the Association explains.</p>\n<p>“Parliament is considering the issue of compulsory insurance of foreign cars, and innovations in terms of public security are also planned. We hope that by 2018 the insurance industry will adapt to the changes and we’ll achieve synchronization of the private sector with the state, \" Khechinashvili notes.</p>\n<p>At present, 16 insurance companies are registered in Georgia, the main service on the country's insurance market is health care, other services, including auto insurance, are very poorly developed.</p>\n<p>Only 5% of the auto fleet are &nbsp;insured in the country.</p>\n</html>",
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      "body": "We briefly hit $8k last night and the market showed strong resistance and quickly pushed it back down to $7,800, which I'm perfectly fine with. \n\nWhat's amazing me is: some alt-coins (Ripple and IOTA) shined right through it all and the overall market was still up 60%.",
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      "body": "Bitcoin reached a fresh, all-time high today, surpassing $7,800 for the first time and moving ever closer  to $8,000, the next key, psychological price level.\nThe world's largest digital currency by market capitalization rose to as much as $7,815.03, according to the CoinDesk Bitcoin Price Index .\nAt this price level, Bitcoin had returned more than 700% year-to-date (YTD).\nThe cryptocurrency has had a blockbuster year thus far, breaking through several key, psychological levels including $2,000, $3,000 and more recently $7,000.\nBitcoin has managed to make these great strides at a time when interest in this particular cryptocurrency - and digital currencies in general - has reached an all-time high.\nGoogle Trends data shows that during the last few weeks, search interest in the term \"Bitcoin\" has hit several all-time highs .\nAfter its latest price increases, Bitcoin is less than 2.5% away from exceeding $8,000 and hitting the next milestone, additional BPI figures show.\nBitcoin reached its latest high after altcoin Bitcoin Cash suffered a sharp decline, dropping more than 25% in under 48 hours, CoinMarketCap  data shows.",
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      "body": "21st Century Fox  has been holding talks to sell most of the company to Walt Disney Co. , leaving behind a media company tightly focused on news and sports, according to people familiar with the situation.\nThe talks have taken place over the last few weeks and there is no certainty they will lead to a deal. The two sides are not currently talking at this very moment, but given the on again, off again nature of the talks, they could be revisited.\nFor Fox, the willingness to engage in sale talks with Disney stems from a growing belief among its senior management that scale in media is of immediate importance and there is not a path to gain that scale in entertainment through acquisition. The company is said to believe that a more tightly focused group of properties around news and sports could compete more effectively in the current marketplace.\nThe media landscape has changed considerably in recent years with giants such as Facebook , Google (Alphabet ), Amazon  and Netflix  changing the way people consume media and dominating the digital distribution of digital video content. Being able to compete in that changing landscape, many people believe, requires scale that a Disney has, but 21st Century Fox does not.\nFor Disney, the opportunity to take control of another movie studio and significant TV production assets as it readies a direct-to-consumer entertainment streaming offering is attractive as is Fox's significant exposure to international markets, such as the U.K., Germany and Italy — both through its networks and 39 percent ownership of Sky . Disney recently announced it will pull all of its movies from the Netflix  platform and will establish two direct-to-consumer offerings: one for sports and one including its key franchises such as \"Star Wars\" and Marvel.\nDisney would not purchase all of Fox, according to people with knowledge of the talks.\nThe company could not own two broadcast networks and would therefore not buy the Fox broadcast network. It would not buy Fox's sports programming assets in the belief that combining them with ESPN could be seen as anti-competitive from an antitrust standpoint and it would not buy the Fox News or Business channel. Disney would also not purchase Fox's local broadcasting affiliates, according to people familiar with the negotiations.\nIn addition to the movie studio, TV production and international assets such as Star and Sky, Disney would also add entertainment networks such as FX and National Geographic.\nThe contemplated structure of the deal or the price that has been discussed could not be learned. Given it would involve the sale of many, but not all of Fox's properties, it's unclear how Fox would mitigate potential tax consequences of a deal.\nOfficials at Disney and Fox declined to comment. Fox shares ended Monday higher by 9.9 percent. Disney added 2 percent on the day.",
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      "body": "The Freight Transport Association has reacted with concern to last week’s announcement by the Mayor of London of the introduction of the capital’s Ultra Low Emission Zone (ULEZ), 17 months earlier than originally intended.  According to FTA, the short timeframe to its introduction will leave operators with vehicles they cannot use, with massively reduced or no residual value for resale.\n\nFTA’s Head of Policy for London, Natalie Chapman said: “We are all in favour of taking every step possible to clean up London’s air, but the Mayor of London has failed to take into account the time needed for businesses to comply with these new regulations, without incurring significant costs that could put real strain on overheads and business security.    For HGV operators, there is also a distinct lack of clarity over which vehicles will comply with the new Direct Vision Standard, due to come into effect in 2020, which is holding back fleet replacement planning.\n\n“In addition, by April 2019 there will only be two and a half years’ production of vans available for operators to purchase, with little or no compliant second-hand market which will put pressure on operators already working to fragile margins.  Residents based within the ULEZ have been given a period of tolerance, and we would ask for the same consideration to be given to the freight operators who keep London’s businesses and consumers supplied and working.”\n\nThe ULEZ, to be introduced in April 2019, will require vehicle operators to pay a daily charge in addition to the Congestion Charge, if their vehicles do not meet emissions standards.  The Mayor of London’s office has also announced that it will be consulting on extending the zone, widening to the North and South Circular Roads for light vehicles, and London-wide for heavy vehicles, including lorries, coaches and buses.\n\n“This announcement fails to take into consideration the huge strides the freight industry has taken in meeting new emissions standards,” Ms Chapman continues.  “London’s businesses and homes will still need to be supplied with products every day, if the city is to continue to trade efficiently in increasingly difficult economic circumstances, yet there is no allowance made for the freight operators that supply them.  This is simply a tax on freight, which will have repercussions for business profitability and longevity across the capital at a time when we believe the sector deserves support to continue its efforts to achieve ever cleaner air for the city.”",
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      "author": "cheetah",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttp://www.heraldsun.com.au/entertainment/television/big-ticket-tv-as-youve-never-heard-it-before-with-surround-sound-wherever-you-want/news-story/1735642d838bb8831e84781be6f1a54d",
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      "voter": "cheetah",
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      "author": "maisa555",
      "body": "TELEVISION is finally growing up, with big-screen Hollywood stars in small-screen exploits. But without the right equipment, you could miss out on the finer details.                                                                                                                                                                               TELEVISION is finally growing up, with big-screen Hollywood stars in small-screen exploits, and epic productions unprecedented in scale.\nBut without the right equipment, you could miss out on the finer details of its rising score, skip a vital line of dialogue or, more likely, be publicly embarrassed by a surprisingly adult punchline delivered to your colleagues, parents, or sensitive housemates.\nNoise-cancelling headphones are now increasingly rescuing these TV viewers, letting fans enjoy risque comedy without judgment, and delivering a surround sound-like experience even on noisy public transport.                                                                         It’s an important addition, given Telstra estimates video streaming during popular commute times rose 40 per cent in Australia last year.\nBelow are five suggestions to get the best out of this audio technology and television’s new maturity (though it can’t muffle your laughter).                                                                                                                                                                                                                            Curb Your Enthusiasm\nLarry David has granted fans their wish, resurrecting cult comedy Curb Your Enthusiasm for a ninth season. Watch him nitpick, meddle, give and take offence in equal doses with longtime manager, Jeff (Jeff Garlin). Curb is laden with elegant profanities and insults that you probably don’t want the kids to learn, so pop the headphones on for this one.\nCurb Your Enthusiasm, from October 2, The Comedy Channel .                                                                                                                            Ray Donovan\n\nHandsome Hollywood ‘fixer’ Ray Donovan (Liev Schreiber) is feeling contemplative as he returns for a fifth season, with new faces including Susan Sarandon. Wife Abby (Paula Malcolmson) is battling cancer, and his always difficult relationship with dad Mickey (Jon Voigt) plays on Ray’s vulnerable side. Plenty of intense dialogue you’ll need to follow closely.\nRay Donovan, season five, Tuesdays, 8.30pm on showcase.                                                                                                                                               The Deuce\nGet excited for The Deuce, a series with impeccable pedigree. From the makers of The Wire, it stars Hollywood renegade James Franco and Maggie Gyllenhaal. A gritty look at the rise of the porn industry in 1970s New York, Franco plays well-connected bartender Vincent and his twin brother, Frankie. Gyllenhaal is a self-made sex worker with big ideas. Airs express from the US at 11am but it’s definitely not safe for work-viewing, so if you’re sneaking a peak during the day, keep it under wraps.\nThe Deuce, from September 11 on showcase.Outlander\nFinding love is hard enough but Claire (Caitriona Balfe) faces greater obstacles than most … continents and centuries. She has returned to her first husband in 1948, pregnant with Jaime’s child (now that’s an awkward conversation). Meanwhile Jamie (Sam Heughan) is stuck in the 18th century with a broken heart and fallout from the battle of Culloden. History tells us they are unlikely to stay put. A steamy series with plenty of raunch and romance, one to watch quietly if your housemates embarrass easily.\nOutlander, season three, from September 11 on showcase.                                                                                                                                  Get Krack!n\nFrom the ladies who brought you The Katering Show comes brekkie TV spoof, Get Krack!n. Sweary, lairy, and at times a bit scary, nice short episodes are perfect for a quiet titter on the train ride home as Kate McLennan (she’s the blonde one) and Kate McCartney (yin to McLennan’s hyperactive yang) navigate the murky waters of 3am starts and underprepared segments designed to make viewers feel inadequate.",
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      "author": "maisa555",
      "body": "WAGES remain largely stagnant and Australians are more indebted than ever so it’s no wonder more of us are looking for a side hustle.\nThere are a few things you can do with your smartphone if you’re looking to make   some extra cash.                                              TAKING PHOTOS\nWe’re all taking endless photos with our smartphones anyway and as the cameras on devices like the iPhone X and Google Pixel 2 get increasingly sophisticated, it’s easy to take truly professional grade shots.\nAnd there are plenty of companies and websites out there who buy stock imagery — Flickr, Bigstock, Shutterstock, iStock, Creative Commons and many others offer the chance to put your photos online for potential buyers.\nThere are also a number of apps that specifically cater to the smartphone crowd looking to sell their pics. Apps like Clashot, Scoopshot, Alamy and EyeEm all promise you the potential to make money taking photos with your phone and “cash in on your creativity”.                                                                                                                                                                                                           BECOME A FIELD AGENT\nA company called Field Agent is rather unique in the growing sector of task-oriented crowdsourcing.\nUsers download the app and choose a simple job which usually involves supplying some piece of “on the ground” information for a company that must be completed within two hours.\n\nA common example of a job is an item price check with a photo. The app will instruct you to go to your local discount store, find a specific product, take a photo of it on the shelf and enter its price.\nJobs typically pay between $2 and $15 each, according to Field Agent. The app is currently available in Australia, the United States, Canada and Norway.\n“Once a job has been selected, you will have two hours to complete the task. Be sure you’re near the objective before you start,” the website states.                                                                                                                                                                                                        COMPLETE SURVEYS\nApps like Zap Surveys on iOS and Android give you the chance to get a little extra cash for giving your opinion.\n“Companies all over the world need advice … your advice. They need your opinion and we will pay you to share your opinions through fun surveys,” according to the app.\nIt’s pretty easy to use and has some mostly positive reviews. Once you reach $25 in your account balance, the app allows you to cash out via PayPal or via Amazon eGift Cards. After signing up, the first survey I was offered was worth $6.25 and consisted of eight simple behavioural questions.                                                                                                                                                             WATCHING ADS\nYou won’t be able to retire early but there are tons of apps on the market that legitimately pay you for viewing ads. If you don’t mind drinking the freshly squeezed juices of capitalism, there are way to get paid for your eyeballs.\nMost of these apps earn you points which you can usually exchange for cash or gift cards. It’s odd, but apps like AppNana and AdFun might be worth looking into.\nOne user wrote on reddit last year about AppNana: “It took me 6 months, on and off going on the app to get $2.5 AUD, that’s Australian money. It’s legit but takes way too much time.”",
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