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      "author": "steemitboard",
      "body": "Congratulations @lxo94! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@lxo94/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@lxo94) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=lxo94)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmQWnM36SWCPGn98nY83M1ArgweMz5fnovQEp2E4FiDdug/Wolfhart_header.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/the-steem-community-has-lost-an-epic-member-farewell-woflhart\">The Steem community has lost an epic member! Farewell @woflhart!</a></td></tr><tr><td><a href=\"https://steemit.com/steemtoolbar/@steemitboard/steemtoolbar-update-display-bug-fixed\"><img src=\"https://steemitimages.com/64x128/http://i.cubeupload.com/7CiQEO.png\"></a></td><td><a href=\"https://steemit.com/steemtoolbar/@steemitboard/steemtoolbar-update-display-bug-fixed\">SteemitBoard - Witness Update</a></td></tr><tr><td><a href=\"https://steemit.com/steem/@steemitboard/do-not-miss-the-coming-rocky-mountain-steem-meetup-and-get-a-new-community-badge\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmUphCGZFWgt6bJ1XTtunV7esnwy6bxnGqcLcHAV3NEqnQ/meetup-rocky-mountain.png\"></a></td><td><a href=\"https://steemit.com/steem/@steemitboard/do-not-miss-the-coming-rocky-mountain-steem-meetup-and-get-a-new-community-badge\">Do not miss the coming Rocky Mountain Steem Meetup and get a new community badge!</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://steemit.com/crypto/@razvanelulmarin/risk-managing-in-crypto-meme-edition",
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      "author": "lxo94",
      "body": "Did you wake up today, checked Blockfolio and wondered if THIS IS THE END?!\nAre you constantly wondering if you should put more into crypto, cash out some, sell some coins, buy other coins, put it into ICOs or maybe btc or....\nCan you sleep well at night?\nAll these are important questions which helps me diagnose you \"failure to manage your risk\". Some are in the last stages of despair and some have just caught it. We all have it to some degree, because Crypto markets are crazy and it's easy to get sweeped by all the madness. Before you know, you sold your car for a BAG of STEEM/BTC/ETH/SHIT.\nThen the market goes down hard.\nNow what?\n![DQmXgcDsvKWgMjy4xgMK9JvjZ1NDZACK5aT9BUpHBZCRnRA_1680x8400.png](https://steemitimages.com/DQmVYczLsftF3yYgpP2Psmv9hasEkU3ZCCkRgDFgyAoXZGD/DQmXgcDsvKWgMjy4xgMK9JvjZ1NDZACK5aT9BUpHBZCRnRA_1680x8400.png)\nLast day on the market!\nNow what indeed.\nI can only give you my very unprofessional take on this subject. I have asked a few smart people how this works for them and generally they all say the same things. Let's look at the top 3 things you can do:\n\nDon't invest more than you can afford to lose\nThis is the golden rule. Don't lose your head and take a credit or shatter your savings to get into crypto and \"not miss the boat\". Yes, the opportunity might be immense. Yes, the profits might be huge and rapidly dwindling if you wait too much. Yes, it's the revolution and we are early.\nbut.\nYes, all this could go to hell tomorrow.\n\nLook, I am a believer and very \"bullish\" on crypto as a whole. I never sell crypto basically because I believe in this and I feel like a traitor to move to fiat ( though maybe I SHOULD do that, see next point ) but this does not mean I am not a realist as well. Crypto is a very profitable market right now BECAUSE it's super volatile and uncertain. This is what most new people seem to forget. Especially if you joined recently on the craze, please take a step back and realize there are so many possible threats to crypto looming out there:\n\nGovernment interference\nBugs in code we are yet to discover\nQuantum computers ( yes, we are working on this but...)\nAI\nFailure to go mainstream and loss of momentum\nMany unexpected things like a new better technology and/or who knows what?!\nLook, all these have various probabilities attached to it. That's what risk-management mean: estimate your risk and then act on the estimation! If you think there's 10% chance that Trump will announce banning all the crypto by end of the year, you should do smething different than fi you think there's a 90% chance of this happening. Makes sense?\n\nMost people don't take all this in consideration and eventually, when something happens, they ask themselves?\nWhat were the odds?!\nWell, what were?\nAs a poker player, please let me tell you, smart people make money off of your ass because you don't know the odds.",
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      "body": "![europe-flags.jpg](https://steemitimages.com/DQmUFhTe1ruB5F8XGvQS6rmQLYJNBeuMVvgjdC8A9FXT4wm/europe-flags.jpg)\n\nA group of seven major European banks is working with IBM to build a new blockchain-based trade finance platform for small- and medium-sized enterprises.\n\nIBM will build and host the platform for the Digital Trade Chain Consortium (made up of seven banks including Deutsche Bank, HSBC, KBC, Natixis, Rabobank, Societe General and Unicredit), with the goal of facilitating easier and more transparent domestic and cross-border trade for smaller businesses.\n\nThe platform will be built on the Linux Foundation's Hyperledger Fabric blockchain and will run on the IBM Cloud.\n\n\"What we'll be building is a user interface that the banks will make available through their environment to the end SME clients, for the buying SME and the selling SME. The bank will be responsible for onboarding, KYC, all those aspects associated with the client relationship,\" Keith Bear, VP of global financial services at IBM, told CoinDesk.\n\nHe added:\n\n\"The bank will then be running nodes within the business network, which for most of them will be facilitated by our cloud environment.\"\n\nThe forthcoming blockchain solution is being designed to reduce transaction costs and increase transparency for SMEs. Citing figures from the World Bank, Bear said that up to 50% of SMEs don’t have to access formal credit channels.\n\nIn this light, the blockchain solution will be the first step in addressing this financing gap for small businesses.\n\n\"It's a large and important marketplace, but it's not really well served by trade finance capabilities,\" said Bear. \"That could clearly be an inhibitor to them being able to trade internationally and potentially domestically as well.\"\n\nThe solution is currently in development with a plan to go into implementation by the end of 2017.",
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      "body": "A very good plan.",
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