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      "author": "steemitboard",
      "permlink": "steemitboard-notify-lscardinal17-20190807t172424000z",
      "title": "",
      "body": "Congratulations @lscardinal17! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@lscardinal17/birthday3.png</td><td>Happy Birthday! - You are on the Steem blockchain for 3 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@lscardinal17) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=lscardinal17)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "permlink": "no-i-am-your-father-magic-mirror-on-the-wall-life-was-like-a-box-of-chocolates-greater-than-greater-than-greater-than-reality",
      "title": "(NO) I AM YOUR FATHER.... (MAGIC) MIRROR ON THE WALL... LIFE (WAS) LIKE A BOX OF CHOCOLATES>>>Reality Has CHANGED<<< Mandela Effect!!",
      "body": "<html>\n<p><img src=\"https://i.ytimg.com/vi/MVlfgMrgAZI/maxresdefault.jpg\" width=\"1280\" height=\"720\"/></p>\n</html>\n\nAre your memories false or is your reality being changed?\n\nHere is proof that one of those statements is true.\n\nWatch below and your life will change forever.\n\nhttps://www.youtube.com/watch?v=bv20ZoBcdO8 (No) I Am Your Father\n\nhttps://www.youtube.com/watch?v=C6AMBBozEqI (Magic) Mirror on the Wall\n\nhttps://www.youtube.com/watch?v=CJh59vZ8ccc Life (Was) Like a Box of Chocolates\n\nNow it's your turn to do some research.....\n\nWas it the Berenstein or Berenstain Bears...  http://www.berenstainbears.com/\n\nWas it Smokey the Bear or Smokey Bear? https://smokeybear.com/en/smokeys-history?decade=1940\n\nHas the Lords Prayer Changed in the King James Version?  Because Trespasses has disappeared... https://www.biblegateway.com/passage/?search=Matthew+6%3A9-13&version=KJV\n\nWhat does the Volkswagon Symbol look like? https://www.google.com/search?q=volkswagen&num=50&newwindow=1&safe=off&source=lnms&tbm=isch&sa=X&ved=0ahUKEwi69PCgsr3OAhWD5SYKHcklDT8Q_AUICigD&biw=1745&bih=890\n\nDid God Create the Heavens and the Earth or the \"Heaven\" and the Earth...  https://www.biblegateway.com/passage/?search=genesis+1%3A1&version=KJV\n\nDid the Lion sleep with the Lamb or was it the Wolf Sleeps with the lamb.... https://www.biblegateway.com/passage/?search=isaiah+11%3A6&version=KJV\n\nSo either you have been born in this alternative reality and remember all of these things being the way I have shown you.... Or you have a REALLY BAD MEMORY.... Or Our Reality is Being Changed..... But HOW?\n\nHave you ever heard of a facilty called C.E.R.N. ?\n\nA facility that uses 666 as it's logo... \n\nhttps://www.google.com/search?newwindow=1&safe=off&biw=1745&bih=890&tbm=isch&sa=1&q=cern&oq=cern&gs_l=img.3..0l10.137409.139253.0.139553.6.5.1.0.0.0.105.383.2j2.4.0....0...1c.1.64.img..1.5.384...0i67k1j0i30k1.ap_3W6Co-L4\n\nA facility that does top secret research into alternative dimensions...\n\nA facility with the kali God of destruction in front of its facilty.... \n\nhttps://www.google.com/search?newwindow=1&safe=off&biw=1745&bih=890&tbm=isch&sa=1&q=kali+god+cern&oq=kali+god+cern&gs_l=img.3...52798.54681.0.54811.13.13.0.0.0.0.142.954.10j2.12.0....0...1c.1.64.img..1.8.676...0j0i67k1j0i10k1.Dpv93FejybE#imgrc=oEcmMC1MndA36M%3A\n\nA facility that has random satanic sacrifices and mock sacrifices in front of it...\n\nhttps://www.youtube.com/watch?v=EOqiorNCMFU\n\nA guy that is a scientist at cern that holds up a sign \"Bond #1 and Mandela\" ..... If you don't know Bond #1 last name was Nelson... SO Nelson Mandela which this effect is named after....\n\nhttps://www.youtube.com/watch?v=YEkKnpogXoM\n\nThe very C.E.R.N. that does the dance of destruction in its videos \n\nhttps://www.youtube.com/watch?v=JuPRDUSfwKk\n\nIn the same country.. Switzerland where they have satanic ceremonies at tunnel entrances...\n\nhttps://www.youtube.com/watch?v=J8kU1cRbhms\n\nWhat is CERN?\n\nIt is an amalgamation of science, satan worshippers, and destruction.\n\nIt seeks to destroy all memory, destroy the most quoted lines in history, and do it without anyone noticing... Until Now... People are finally waking up to this false reality.... Let me wake you up some more...\n\nIn the Wizard of Oz.... The Scarecrow is Holding a GUN....\n\nhttps://www.youtube.com/watch?v=p9hcXm2vr5I\n\nUnicorns, Wizards, Piss, Tires, Policemen, Aliens are all in Scripture now.....\n\nSo what is going on?\n\nI don't know... You tell me... Please leave your ideas below...\n\nPerhaps I am wrong and my memories are wrong and I've gone crazy... But don't you all feel that something is off with this world we live in now...?",
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      "permlink": "no-i-am-your-father-magic-mirror-on-the-wall-life-was-like-a-box-of-chocolates-greater-than-greater-than-greater-than-reality",
      "title": "(NO) I AM YOUR FATHER.... (MAGIC) MIRROR ON THE WALL... LIFE (WAS) LIKE A BOX OF CHOCOLATES>>>Reality Has CHANGED<<< Mandela Effect!!",
      "body": "<html>\n<p><img src=\"https://i.ytimg.com/vi/MVlfgMrgAZI/maxresdefault.jpg\" width=\"1280\" height=\"720\"/></p>\n</html>\n\nAre your memories false or is your reality being changed?\n\nHere is proof that one of those statements is true.\n\nWatch below and your life will change forever.\n\nhttps://www.youtube.com/watch?v=bv20ZoBcdO8 (No) I Am Your Father\n\nhttps://www.youtube.com/watch?v=C6AMBBozEqI (Magic) Mirror on the Wall\n\nhttps://www.youtube.com/watch?v=CJh59vZ8ccc Life (Was) Like a Box of Chocolates\n\nNow it's your turn to do some research.....\n\nWas it the Berenstein or Berenstain Bears...  http://www.berenstainbears.com/\n\nWas it Smokey the Bear or Smokey Bear? https://smokeybear.com/en/smokeys-history?decade=1940\n\nHas the Lords Prayer Changed in the King James Version?  Because Trespasses has disappeared... https://www.biblegateway.com/passage/?search=Matthew+6%3A9-13&version=KJV\n\nWhat does the Volkswagon Symbol look like? https://www.google.com/search?q=volkswagen&num=50&newwindow=1&safe=off&source=lnms&tbm=isch&sa=X&ved=0ahUKEwi69PCgsr3OAhWD5SYKHcklDT8Q_AUICigD&biw=1745&bih=890\n\nDid God Create the Heavens and the Earth or the \"Heaven\" and the Earth...  https://www.biblegateway.com/passage/?search=genesis+1%3A1&version=KJV\n\nDid the Lion sleep with the Lamb or was it the Wolf Sleeps with the lamb.... https://www.biblegateway.com/passage/?search=isaiah+11%3A6&version=KJV\n\nSo either you have been born in this alternative reality and remember all of these things being the way I have shown you.... Or you have a REALLY BAD MEMORY.... Or Our Reality is Being Changed..... But HOW?\n\nHave you ever heard of a facilty called C.E.R.N. ?\n\nA facility that uses 666 as it's logo... \n\nhttps://www.google.com/search?newwindow=1&safe=off&biw=1745&bih=890&tbm=isch&sa=1&q=cern&oq=cern&gs_l=img.3..0l10.137409.139253.0.139553.6.5.1.0.0.0.105.383.2j2.4.0....0...1c.1.64.img..1.5.384...0i67k1j0i30k1.ap_3W6Co-L4\n\nA facility that does top secret research into alternative dimensions...\n\nA facility with the kali God of destruction in front of its facilty.... \n\nhttps://www.google.com/search?newwindow=1&safe=off&biw=1745&bih=890&tbm=isch&sa=1&q=kali+god+cern&oq=kali+god+cern&gs_l=img.3...52798.54681.0.54811.13.13.0.0.0.0.142.954.10j2.12.0....0...1c.1.64.img..1.8.676...0j0i67k1j0i10k1.Dpv93FejybE#imgrc=oEcmMC1MndA36M%3A\n\nA facility that has random satanic sacrifices and mock sacrifices in front of it...\n\nhttps://www.youtube.com/watch?v=EOqiorNCMFU\n\nA guy that is a scientist at cern that holds up a sign \"Bond #1 and Mandela\" ..... If you don't know Bond #1 last name was Nelson... SO Nelson Mandela which this effect is named after....\n\nhttps://www.youtube.com/watch?v=YEkKnpogXoM\n\nThe very C.E.R.N. that does the dance of destruction in its videos \n\nhttps://www.youtube.com/watch?v=JuPRDUSfwKk\n\nIn the same country.. Switzerland where they have satanic ceremonies at tunnel entrances...\n\nhttps://www.youtube.com/watch?v=J8kU1cRbhms\n\nWhat is CERN?\n\nIt is an amalgamation of science, satan worshippers, and destruction.\n\nIt seeks to destroy all memory, destroy the most quoted lines in history, and do it without anyone noticing... Until Now... People are finally waking up to this false reality.... Let me wake you up some more...\n\nIn the Wizard of Oz.... The Scarecrow is Holding a GUN....\n\nhttps://www.youtube.com/watch?v=p9hcXm2vr5I\n\nUnicorns, Wizards, Piss, Tires, Policemen, Aliens are all in Scripture now.....\n\nSo what is going on?\n\nI don't know... You tell me... Please leave your ideas below...\n\nPerhaps I am wrong and my memories are wrong and I've gone crazy... But don't you all feel that something is off with this world we live in now...?",
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      "parent_permlink": "re-gary-smith-re-lscardinal17-why-saving-is-stupid-and-debt-can-be-a-good-thing-20160813t022508814z",
      "author": "gary-smith",
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      "title": "",
      "body": "Agreed having any money in the bank other than what is needed to pay bills for the month is nuts, when a run on the banks occurs all the money in your bank is effectively locked away, you have to live on what you have at hand.",
      "json_metadata": "{\"tags\":[\"money\"]}"
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      "permlink": "re-alexgr-re-lscardinal17-re-alexgr-re-lscardinal17-why-saving-is-stupid-and-debt-can-be-a-good-thing-20160813t023309008z",
      "title": "",
      "body": "Indeed... Always have to do a cost-benefit analysis on such things.",
      "json_metadata": "{\"tags\":[\"money\"]}"
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      "title": "",
      "body": "@@ -74,16 +74,18 @@\n no brain\n+er\n , I'm ok\n",
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      "body": "If you manage to get a fixed and low rate for an investment that seems a no brain, I'm ok with it. Otherwise it might end up bad.",
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      "title": "",
      "body": "Saving isn't terrible, but you will lose in the long wrong due to currency debasement and debasement... especially at these extremely low interest rates.",
      "json_metadata": "{\"tags\":[\"money\"]}"
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      "body": "Keeping money is the bank is a terrible idea... I do advocate saving hard assets, food, water, and maybe cash on hand.  Minimize cash assets in the bank if possible.",
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      "body": "Interest rates are at record lows and they are tax deductible on mortgages.",
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      "permlink": "re-lscardinal17-why-saving-is-stupid-and-debt-can-be-a-good-thing-20160813t015106952z",
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      "body": "The problem is that the interest rates will kill your investment over the long run - unless it is \n\na) a very undervalued asset \nb) a non-manipulated asset\nc) an expected quick return on your investment - so as to minimize loan exposure\n\nAlso remember the banks can get a loan at near zero rate from the central bank while the individual has to pay from a few percent to double digit %.",
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      "permlink": "re-lscardinal17-why-saving-is-stupid-and-debt-can-be-a-good-thing-20160813t011517708z",
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      "body": "I agree with you that investing is a smart choice, however I think it'd be best to include a disclaimer that saving isn't all bad and simply investing won't make you \"rich\", \"richer\" probably if you can make good investments and avoid bubbles.",
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      "body": "Personal I think this is the worst idea possible we are heading into uncertain economic times again and you advocate taking on more personal debt that will need to be serviced regardless of whether your stock/investment property are actually providing a surplus.\n\nThat there is the definition of insanity in my book but what do I know I don't have debt",
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      "parent_permlink": "money",
      "author": "lscardinal17",
      "permlink": "why-saving-is-stupid-and-debt-can-be-a-good-thing",
      "title": "Why Saving is STUPID and Debt Can Be a Good Thing!",
      "body": "<html>\n<p><img src=\"https://cache-blog.credit.com/wp-content/uploads/2013/03/paying-off-debt-ts-1360x860.jpg\" width=\"1360\" height=\"860\"/></p>\n</html>\n\nWe have been taught our entire lives that saving money is a good thing to do in order to become wealthy.\nWe have been taught that debt is evil and you should never get into debt else you will become pour.\nWe have been taught our whole lives that the dollars in our pocket are always going to be worth something.\n\nWe have been lied to.\n\nWhat do the rich do that poor people don't?  Why are there men and women making record breaking profits while the middle class and the lower class are suffering more and more?  Why is saving not making people rich?\n\nThe simple answer starts with one fundamental flaw to the system.  The flaw is that our currency is debt based!\n\nSo what gives our currency value?\n\nNothing.  Air.  \"Confidence\"... \n\nThe second that confidence goes away the currency is debased and becomes worthless..\n\nAfter all it is just ink on pieces of paper if you think about them intrinsically....\n\nWhat would you prefer in a chest that you buried in your backyard after 1000 years... 100 million dollars or 100 ounces of gold?  \n\nAssuming the dollars didn't decompose many would rather have 100 million dollars... but what if I told you the United States formed into a different country?  \n\nWould those dollar bills still have value? \n\nOf course not, but the gold would, even if it was a very little amount of value.\n\nThis is why during our current system that SAVING is STUPID.\n\nSaving dollar bills is playing russian roullette long term and ALWAYS losing.\n\nBelieve it or not our government and the federal reserve have a vested interest in making sure that you LOSE.\n\nThey call it inflation.  When the value of everything you buy requires more and more dollars bills.  You would say that the goods are gaining value....\n\nBut have they? \n\nThey haven't changed.  A gallon of milk is the same now practically as a gallon of milk was 50 years ago, but the gallon of milk was around 10 cents, 50 years ago... now it 5 or 6 dollars.  \n\nThat is over a %5000-%6000 debasement of the currency!\n\nYou say how can that be?  It is because it was designed that way.\n\nThis is why saving dollar bills is a useless strategy for making money, you will lose more and more because it is designed that way.\n\nSo... How do you make money?\n\nSimple... Buy the milk and hold it for 60 years and make %5000-%6000 returns... If that was possible..\n\nSo you have to buy things that last a long time and they will naturally grow in \"currency value\"  as you hold them.\n\nWhat last a very long time that will inevitably grow in \"currency value\" as long as this system stays in place.\n\nSimple:  Precious metals can last thousands of years, Good Land can last thousands of years, Companies can last hundreds of years or a few decades.\n\nSo what do you invest in....\n\nWhatever is cheapest.  Never buy something that you or others feel is overvalued.  For extreme speculation you want to buy the most hated asset.  The asset everyone thinks is worthless, because then you know that it's price is near it's cycle lows.\n\nFor cashflow you want to buy assets that throw off money into your pocket, dividend stocks, energy producers, businesses, mines and real estate through renters.   \n\nNow you are asking me why I told you that debt can make you rich.  \n\nIf you can borrow money to buy an appreciating asset  that puts money in your pocket while it pays off your debt wouldn't that be great?!\n\nYou can buy silver, dividend stocks, and many things with debt, but do they fit both criteria, Do they pay off the debt, and put money in your pocket, silver does neither, but it does rise in value intrinsically over time.  Dividend stocks put money in your pocket, so if it is a good company you can fulfill both requirements.\n\nWhat asset do banks lend the most money out for?  What do their biggest loans go towards?\n\nHousing.... So if you can have a bank give you 150K on a loan, you then use that property to rent to others which is paying off the debt, giving you tax cuts, and putting money in your pocket, also giving you intrinsic value of property appreciation over time, shouldn't this be what you should do?\n\nYou ask me... But I'm losing money... I'm paying interest on that debt...\n\nYes, but since that debt is priced in depreciating dollars your debt obligations get smaller and smaller as eventually 150,000 dollars will be just enough to buy a happy meal at mcdonalds while your property will continue to hold it's value throwing off cashflow as well as possibly appreciating over time if taken care of.\n\nThis is why the rich are rich and the poor are poor.\n\nThose that buy assets that appreciate over time become well off.  Those that buy cash flowing assets with debt that cashflow and appreciate become rich, and those that save money or try to save money (the poor and middle class) get poorer and poorer until they have nothing left of value.  \n\nThis is the game.  The question is now that you know this information what will you use it for?  Will you buy that shiny new mustang that takes money out of your pocket, depreciates the second you drive it off the lot?  Or will you invest in something tangible whether it be stocks, real estate, cryptocurrencies, precious metals, and other assets?\n\nThe rest is up to you.  Use this information to grow your wealth or don't and continue losing to the very system you despise. \n\nWord of encouragement.\n\nI believe in you.\n\nJust get started now and don't put it off because time is running short for these benefits.\n\nGod bless and Thank you Steemit for an awesome platform!\n\nAny questions please reply below!",
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      "body": "My name is Louis Simley I am the founder of Simley Painting (www.simleypainting.com).  I am a few months into starting my own business as a painting contractor. \n\nI also am currently interested in real estate investments and various other investments.  Looking long term to hedge against the coming dollar/debt bubble and profit from it.",
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