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      "body": "Your post was upvoted and resteemed on @crypto.defrag",
      "json_metadata": "{\"tags\":[\"#minnowhero\"],\"app\":\"@re\"}"
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      "permlink": "re-lorandko-10-ways-to-save-your-money-this-year-20220603t124404266z",
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      "body": "Hello welcome to Steemit world! \n I'm @steem.history, who is steem witness. \n This is a recommended post for you.[Newcomers Guide](https://steemitdev.com/guide/@steemitblog/steemit-a-guide-for-newcomers) and [The Complete Steemit Etiquette Guide (Revision 2.0)](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) and, recommended community [Newcomers Community](https://steemit.com/trending/hive-172186) \n I wish you luck to your steemit activities.<center> \n \n \n https://cdn.steemitimages.com/DQmXHwdcNs5VPcBft1iSosPdHLpBNBfjuG84g3ffWhMw5JQ/image.png \n <sub>(The bots avatar has been created using https://robohash.org/)</sub> \n @steem.history \n \n ### My witness activity \n - [My aspiration for STEEM witness](https://steemit.com/hive-185836/@steem.history/my-aspiration-for-steem-witness-1601280729) \n - Provides information on Steem.  \n [Reference](https://steemit.com/trending/hive-130095) \n - Supporting the Steem project. \n [SPUD4STEEM project](https://steemit.com/trending/spud4steem) \n - Supporting the community. \n [Newcomers Community](https://steemit.com/trending/hive-172186),[Steem Sri Lanka](https://steemit.com/trending/hive-133716) ,[WORLD OF XPILAR](https://steemit.com/trending/hive-185836), [GLOBAL STEEM](https://steemit.com/trending/hive-145160), [Scouts](https://steemit.com/trending/hive-181136), [Latino Community](https://steemit.com/trending/hive-188619) \n \n ### My featured posts \n - [The Complete Steemit Etiquette Guide (Revision 2.0) -Homage](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) \n \n [![image.png](https://cdn.steemitimages.com/DQmd7of2TpLGqvckkrReWahnkxMWH6eMg5upXesfsujDCnW/image.png)](https://steemlogin.com/sign/account-witness-vote?witness=steem.history&amp;approve=1) \n <sub>please click it!</sub> \n \n ![image.png](https://cdn.steemitimages.com/DQmWDnFh7Kcgj2gdPc5RgG9Cezc4Bapq8sQQJvrkxR8rx5z/image.png) \n <sub>(Go to https://steemit.com/~witnesses and type fbslo at the bottom of the page)</sub> \n \n </center>",
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      "title": "10 Ways to Save Your Money This Year",
      "body": "The first step to saving money is to be honest with yourself about where your money is going\neach month. Track your spending over the course of a few months (or years) using an app\nlike Mint or Personal Capital, and you’ll start to see where your money leaks are coming\nfrom. Maybe you’re blowing all of your extra cash on takeout or coffee every week, or maybe\nyou’re spending too much on subscription services that you don’t need anymore.\n\n\n## 1 | Take advantage of the supermarket discount\nIf you notice your grocery store offers a discount when you buy X number of items, take\nadvantage of it, Villacorte says. Some will say 5 percent off if you spend $100 and that can\nadd up over a month or even year depending on how much you purchase. We should\nalways be looking for ways to save money without sacrificing our lifestyle. Another helpful\ntip?\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n\n## 2 | Cook more meals at home\nPreparing your own meals not only helps keep costs down, but it also may improve your\nhealth. According to a study by Cornell University, people who cook their own meals are\nmore likely to stick with healthy habits than those who don’t. And if you try some of these\nrecipes, you might just discover a new love for cooking!\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n\n## 3 | Shop around for better deals\nBefore you buy, get a second opinion. What could you do with an extra $200 or $500 in your\nbank account? Make it a game to see how much you can save—then save it! But be careful:\nToo much bargain-hunting can also waste time and money. Know when enough is enough,\nand focus on bigger items that’ll give you greater savings over time.\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n## 4 | Use public transportation (or walk/bike) instead of driving\nNo matter how much money you make, there’s always room for savings. The average U.S.\nhousehold spends $2,900 a year on gas—that’s an average of about $50 per week!\nReducing your commuting costs (gas, parking) can be one way to significantly trim your\nbudget over time.\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n## 5 | Cash in on interest-free periods\nWhen you’re borrowing money for a new purchase, aim to find a card that offers a lengthy\ninterest-free period. Ideally, you want an interest-free period of at least six months. For\npurchases less than $500, look for cards with a one-month interest-free period, but don’t just\nlimit yourself to credit cards. Make sure you check out your options when it comes to lines of\ncredit and personal loans as well.\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n\n## 6 | Don’t carry credit card debt from month to month\nPaying only your minimum credit card balance at the end of each month might be\nconvenient, but it’s a bad idea. If you pay only that amount on your credit card statement,\nyou’ll continue to rack up debt every month. If your goal is saving money in 2018, you need\nto work toward being able to pay off your entire credit card bill each month and avoid\ncarrying balances from one billing cycle to another.\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n\n## 7 | Don’t blow your paycheck\nAnother one that’s simple, but often overlooked. For example, a car loan can end up costing\nyou over $1,000 in extra interest if you just make minimum payments for five years. Instead\nof taking on debt and paying interest on stuff you don’t really need, try learning how to live\nwithin your means—it might not be as hard as you think. Stick with cash: A lot of Americans\nuse credit cards to buy gas, groceries or whatever else they need throughout their week.\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n\n## 8 | Consolidate loans with lower interest rates\nOne of the most effective ways to save money is by refinancing your loans with a lower\ninterest rate. Low interest rates, depending on your current loan balance, can reduce how\nmuch you pay monthly and how long it takes you to repay. The best part is that refinancing is\nusually easier than you think. All it takes is an internet connection and some patience!\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n\n## 9 | Avoid late fees by setting up automatic payments\nIf you haven’t already, consider setting up automatic payments for things like your bills and\nsavings. You’ll no longer have to deal with late fees or inconveniences; instead, you can\nhave peace of mind in knowing that you’re paying on time.\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479\n\n\n## 10 | Limit impulse buys\nImpulse buys are one of life’s easiest ways to waste money. But by imposing a waiting\nperiod on yourself before you make a purchase, you’ll be able to avoid unnecessary—and\npotentially expensive—spending. As Dave Ramsey recommends, try setting a two-hour limit\nfor every impulse buy; once two hours have passed, it’s time to move on. If you really need\nthat new smartphone case or pair of shoes, chances are you can wait another day or so for\nyour purchase.\n\nCLICK HERE TO EARN MONEY SIMPLY JUST BY WRITING:\nhttps://cdnflyer.com/srv.html?id=5519347&pub=2033479",
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