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      "body": "Congratulations @lifetips! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@lifetips/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@lifetips) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=lifetips)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "author": "ctyptouniverse",
      "permlink": "re-lifetips-re-ctyptouniverse-re-coin2017-what-is-it-regal-coin-20171011t193735187z",
      "title": "",
      "body": "@lifetips I'm happy for you. Congrats.",
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      "title": "",
      "body": "The so called shitcoin is worth $31 now and I have made $20,000 on a $500 investment.\nBoy do you look stupid LOL",
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      "body": "LOL, I bet you're sorry now LOL. I made $5,000 on Bitconnect and $50,000 on Regalcoin when everyone was yelling scam LOL All this from a $1,000 investment !!!!!\nYou people will never learn.",
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      "body": "While it may not be a scam in your opinion, it could be considered spam. Spam is not appreciated by the community and could be flagged or may result in action from the [cheetah bot](https://steemit.com/steemitabuse/@cheetah/cheetah-bot-explained)..\n\nSome things that can be considered spam:\n* Banner ads of any kind\n* Referral links/codes\n* Repeating the same post\n* Links to known scams, phishing sites, and other dangerous links",
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      "title": "RegalCoin The Next Bitconnect.",
      "body": "![logo.png](https://steemitimages.com/DQmZpauG8G1HDh6Em3mRkDFmpsZpVwXqRHBoNpGHtenNu2m/logo.png)\n\nIf you missed out on the beginning stages of Bitconnect and regret it DON'T Don't Miss This Opportunity !!!\nRegalCoin is a coin with POW/POS and an X11 mining algorithm similar to DASH. \nRegalCoin platform promises to offer REC/BTC exchange, a lending platform, and a referral program with rewards similar to Bitconnect but with a higher average daily interest rate payout.\n\nThe ICO is now over but it was tough to get coin because thousands of people were trying to buy REC coins and in the first 2 stages REC was selling out  everyday in 5-10 mins.  In the 4th stage a limit of 180,000 REC a day and account max buy limits were put in place, this was to try and help more people buy REC but what ended up happening was the big investors open up multiple accounts and maxed all the accounts out, REC was then selling out in 2-5 mins. Regalcoin then stoped new registrations, increased the daily max to 380,000 REC a day until the 5th stage and then increased it to 500,000 REC a day limit. In the final few days they opened up registration again. I tell you this so you can get an idea of the frenzy around this coin! This coin WILL BE HUGH !!\n\nThe ICO is now over but it's not too late to buy early when the exchange opens.\nRegister today check it out and wait for the exchange to open. When it opens buy buy buy.\nWhen you have your REC DO NOT sell or loan more than 20% of your REC, The target price of REC is $50 by December, with all the frenzy with this coin and the 10's of thousands of people that wanted to buy but couldn't I think it will hit $100 by December !!\nBelow I will have a link to the Regalcoin White Paper and my referal link. Unlike most people I activate my referrals within 2 hours. There are people that have been waiting days for their activation so don't choose a random referrer or no referrer.\nCheck it out guys and if you have any questions my contact info will be available to you once you sign up.\n\nWhite Paper:   https://drive.google.com/open?id=0B0KxaV7mpl2fcV9wd1ZqX3RrdVk\n\nREGALCOIN Sign up:  https://regalcoin.co/ref/BITMOREMONEY",
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      "title": "5 Ground Rules for Home Buying Success",
      "body": "There are five basic ground rules that you must know when it comes to buying a home and shopping smart.\n\n\n![_files_2012_05_watchingoutBestInterest.png](https://steemitimages.com/DQmQ4Po38EC96pnUdts7ZZpG1kYHv9zTYtzzNdEzYXHCFqR/_files_2012_05_watchingoutBestInterest.png)\n\nThere are few purchases in life that carry the financial and psychological weight of buying a home.  Whether you are buying your first home, moving up to your dream home, or downsizing your home and your life after the kids have gone, it is important to understand the ground rules for success in the world of buying a home.\n\nMaking the wrong decision in buying a home can have devastating and long lasting effects, while making a wise decision in home buying can greatly enhance the overall value of the investment.  It is necessary to learn all you can about the world of home buying and mortgages before setting out to purchase the home of your dreams.\n\nWhile there are plenty of web sites designed to help first time homeowners learn all they can, most financial experts say that there is no substitute for the good old one-on-one learning. Fortunately, most mortgage lenders, home inspectors and real estate agents will be able to provide this kind of one-on-one learning.\n\nWhen buying a home it is often best to use a systematic approach as this is often the best way to be sure that all decisions are based on information and reason, not on impulse or emotion.  Buying a home can be an emotional process, nevertheless it is imperative to keep your emotions under control and not let them cloud your judgment.\n![5-Steps-To-Get-Your-Emotions-Under-Control.jpg](https://steemitimages.com/DQmauRKQtuFbcZ4GNoSvrLPCS8kbc1Dzho4o4hHyFqNhbX5/5-Steps-To-Get-Your-Emotions-Under-Control.jpg)\n\n\nThere are few things in life as disappointing as losing out on the home of your dreams due to not being able to secure funding.  While the desire to get out there are search for that great home is understandable, it is vital to line up the financing you will need before you start shopping for a home.\n\n<b>#1  Get your financing before you get your home</b>\n\nGetting the financing ahead of time has a number of important advantages, including knowing how much you can buy and gaining more respect from the listing agents.  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It is important to avoid alienating the seller of the home during the process, and to avoid nitpicking every little detail during the sale. \n\nKeeping the good will of the seller will help the transaction go smoothly, and it will provide the best environment for seller and buyer alike.\n![2015-01-13-7615255.jpg](https://steemitimages.com/DQmRLYo1uQYwAunruAEhTGpAS4xt7jTpPoXNhA39rj5qKq1/2015-01-13-7615255.jpg)",
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      "permlink": "5-ground-rules-for-home-buying-success",
      "title": "5 Ground Rules for Home Buying Success",
      "body": "There are five basic ground rules that you must know when it comes to buying a home and shopping smart.\n\n\n![_files_2012_05_watchingoutBestInterest.png](https://steemitimages.com/DQmQ4Po38EC96pnUdts7ZZpG1kYHv9zTYtzzNdEzYXHCFqR/_files_2012_05_watchingoutBestInterest.png)\n\nThere are few purchases in life that carry the financial and psychological weight of buying a home.  Whether you are buying your first home, moving up to your dream home, or downsizing your home and your life after the kids have gone, it is important to understand the ground rules for success in the world of buying a home.\n\nMaking the wrong decision in buying a home can have devastating and long lasting effects, while making a wise decision in home buying can greatly enhance the overall value of the investment.  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      "body": "Sometimes it's helpful to sell your home before you really want to move. This often happens when you are having a new home built, but aren't sure of the completion date. Is there any way you can sell your home so you're sure of the funds available for the new purchase, but continue to live in your old home until construction of the new one is complete. Yes, there is with the Lease-Back also known as a Rent-Back strategy.\n![684435.png](https://steemitimages.com/DQmVTvXe3eXpU2z6EDf6kSP324GXjGCjKjRZ2hZAEmbxCsK/684435.png)\n\n\nThe particulars of this strategy vary from state to state, but in the strong sellers market were experiencing, buyers will often agree to let the seller stay in the home for a period of time as long as rent is paid. In a competitive situation, the buyer willing to do this will often have the winning bid even though there is another offer as high as his.\n\nThe agreement covering the situation states the length of time the seller will remain.  It can be done with a specific date named or wording that allows the seller to remain up to a specific date with the possibility of her moving sooner. The amount can be a fixed figure paid out of the proceeds of settlement or a monthly amount, or a daily amount. It is usually, but not always, tied to the amount of the mortgage payment under the buyers new loan. Sometimes there is a deposit against damage, sometimes not.  There is usually a clause saying the seller will hold the buyer harmless for any damage to himself or his property which occurs after the sale is consummated and before the seller moves. \n\nThe Realtor or Attorney who draws up your contract offer can create such an agreement. If you're using online forms, you should be able to find one for this situation. If you're working with a real estate broker, he or she can handle it for you.   \n\n\nAn Example of this idea in action. An elderly widow contracted to have a one level condo unit built in a new community which provides all exterior maintenance. She had a hip replacement surgery and wanted to get away from the drawbacks of the home in which shed reared her children. The home was large, had stairs and was located on a large, partially wooded lot with many mature perennials and shrubs. Both the home and garden were beautiful, but high maintenance. \n\nHer contract to purchase required a series of deposits and a firm indication as to her source of funds well before settlement on her new condo. The widow put her home on the market. A young couple with two sons was very anxious to buy it. The situation was competitive. They made the widow an offer. She countered their original offer. She did not raise their offer price, which was slightly below her asking price.  She did not believe the young couple would qualify for a larger loan. Instead, she did something rather creative.\n\nThe widow countered with a proposal that she rent back for a period of up to a certain date (a date beyond her scheduled competition date on the condo) in exchange for a modest flat sum to be paid to the buyer at settlement. The total rent back period was less than two months. The flat fee was less than the amount of the new mortgage payment for the buyers. However, since they made no payment on their new mortgage the first month, it wasn't too far out of line. The couple really wanted the home, so they accepted the counteroffer. \n\nAnother win, win situation was created. The widow only had to move one time and the young couple got a house they probably wouldn't have in a straight bidding war. If you find yourself in a situation similar to either the widow or the young couple, perhaps you can work out a similar solution.\n![2015-01-13-7615255.jpg](https://steemitimages.com/DQmRLYo1uQYwAunruAEhTGpAS4xt7jTpPoXNhA39rj5qKq1/2015-01-13-7615255.jpg)",
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