Ecoer Logo

@ladmano

25

Writer, Content Strategist, and Knowledge Enthusiast. I write about small business, digital media and productivity.

steemit.com/@ladmano
VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.94%
Net Worth
0.117USD
STEEM
0.000STEEM
SBD
0.163SBD
Effective Power
5.008SP
├── Own SP
0.677SP
└── Incoming Deleg
+4.332SP

Detailed Balance

STEEM
balance
0.000STEEM
market_balance
0.000STEEM
savings_balance
0.000STEEM
reward_steem_balance
0.000STEEM
STEEM POWER
Own SP
0.677SP
Delegated Out
0.000SP
Delegation In
4.332SP
Effective Power
5.008SP
Reward SP (pending)
0.000SP
SBD
sbd_balance
0.163SBD
sbd_conversions
0.000SBD
sbd_market_balance
0.000SBD
savings_sbd_balance
0.000SBD
reward_sbd_balance
0.000SBD
{
  "balance": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "reward_steem_balance": "0.000 STEEM",
  "vesting_shares": "1100.277117 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7043.382689 VESTS",
  "sbd_balance": "0.163 SBD",
  "savings_sbd_balance": "0.000 SBD",
  "reward_sbd_balance": "0.000 SBD",
  "conversions": []
}

Account Info

nameladmano
id738100
rank1,362,778
reputation1002420452
created2018-02-08T21:56:18
recovery_accountsteem
proxyNone
post_count20
comment_count0
lifetime_vote_count0
witnesses_voted_for0
last_post2018-02-21T10:13:39
last_root_post2018-02-21T10:13:39
last_vote_time2018-02-21T10:13:39
proxied_vsf_votes0, 0, 0, 0
can_vote1
voting_power0
delayed_votes0
balance0.000 STEEM
savings_balance0.000 STEEM
sbd_balance0.163 SBD
savings_sbd_balance0.000 SBD
vesting_shares1100.277117 VESTS
delegated_vesting_shares0.000000 VESTS
received_vesting_shares7043.382689 VESTS
reward_vesting_balance0.000000 VESTS
vesting_balance0.000 STEEM
vesting_withdraw_rate0.000000 VESTS
next_vesting_withdrawal1969-12-31T23:59:59
withdrawn0
to_withdraw0
withdraw_routes0
savings_withdraw_requests0
last_account_recovery1970-01-01T00:00:00
reset_accountnull
last_owner_update1970-01-01T00:00:00
last_account_update2018-02-12T11:09:09
minedNo
sbd_seconds0
sbd_last_interest_payment1970-01-01T00:00:00
savings_sbd_last_interest_payment1970-01-01T00:00:00
{
  "id": 738100,
  "name": "ladmano",
  "owner": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6saSGpPbowSjjpf1SjMUgRDFpTv7w17MG3rMhTsq9W49JkaNB7",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5xjS6e9RF4GZLafZeVZErvxvpHzf2aG9iSF8UYfy3PeCS8aews",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5hznwpebh6wwBmMeupbYdFLzFg9MrrhVoESEeXoNHN2iyPBGR9",
        1
      ]
    ]
  },
  "memo_key": "STM8ggEjee5aV8pfc1dvbWfypwJ7RW4E3g2J5JHd7sTeqgkXoFyHS",
  "json_metadata": "{\"profile\":{\"about\":\"Writer, Content Strategist, and Knowledge Enthusiast. I write about small business, digital media and productivity.\",\"profile_image\":\"https://scontent-lhr3-1.xx.fbcdn.net/v/t1.0-9/1891200_10202324310967958_677062537_n.jpg?oh=839f2c54dfcf3d31f526180b18d22a5a&oe=5B0C363E\",\"location\":\"Nigeria\"}}",
  "posting_json_metadata": "{\"profile\":{\"about\":\"Writer, Content Strategist, and Knowledge Enthusiast. I write about small business, digital media and productivity.\",\"profile_image\":\"https://scontent-lhr3-1.xx.fbcdn.net/v/t1.0-9/1891200_10202324310967958_677062537_n.jpg?oh=839f2c54dfcf3d31f526180b18d22a5a&oe=5B0C363E\",\"location\":\"Nigeria\"}}",
  "proxy": "",
  "last_owner_update": "1970-01-01T00:00:00",
  "last_account_update": "2018-02-12T11:09:09",
  "created": "2018-02-08T21:56:18",
  "mined": false,
  "recovery_account": "steem",
  "last_account_recovery": "1970-01-01T00:00:00",
  "reset_account": "null",
  "comment_count": 0,
  "lifetime_vote_count": 0,
  "post_count": 20,
  "can_vote": true,
  "voting_manabar": {
    "current_mana": "8143659806",
    "last_update_time": 1779072333
  },
  "downvote_manabar": {
    "current_mana": 2035914951,
    "last_update_time": 1779072333
  },
  "voting_power": 0,
  "balance": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "sbd_balance": "0.163 SBD",
  "sbd_seconds": "0",
  "sbd_seconds_last_update": "2018-02-20T11:36:24",
  "sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_sbd_balance": "0.000 SBD",
  "savings_sbd_seconds": "0",
  "savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "reward_sbd_balance": "0.000 SBD",
  "reward_steem_balance": "0.000 STEEM",
  "reward_vesting_balance": "0.000000 VESTS",
  "reward_vesting_steem": "0.000 STEEM",
  "vesting_shares": "1100.277117 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7043.382689 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "withdrawn": 0,
  "to_withdraw": 0,
  "withdraw_routes": 0,
  "curation_rewards": 0,
  "posting_rewards": 76,
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "witnesses_voted_for": 0,
  "last_post": "2018-02-21T10:13:39",
  "last_root_post": "2018-02-21T10:13:39",
  "last_vote_time": "2018-02-21T10:13:39",
  "post_bandwidth": 0,
  "pending_claimed_accounts": 0,
  "vesting_balance": "0.000 STEEM",
  "reputation": 1002420452,
  "transfer_history": [],
  "market_history": [],
  "post_history": [],
  "vote_history": [],
  "other_history": [],
  "witness_votes": [],
  "tags_usage": [],
  "guest_bloggers": [],
  "rank": 1362778
}

Withdraw Routes

IncomingOutgoing
Empty
Empty
{
  "incoming": [],
  "outgoing": []
}
From Date
To Date
steemdelegated 4.332 SP to @ladmano
2026/05/18 02:45:33
delegatorsteem
delegateeladmano
vesting shares7043.382689 VESTS
Transaction InfoBlock #106146441/Trx 51af89a95531f12105beaacae26320f4ec4bdccc
View Raw JSON Data
{
  "trx_id": "51af89a95531f12105beaacae26320f4ec4bdccc",
  "block": 106146441,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-18T02:45:33",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "7043.382689 VESTS"
    }
  ]
}
steemdelegated 2.664 SP to @ladmano
2026/05/12 13:57:57
delegatorsteem
delegateeladmano
vesting shares4331.172284 VESTS
Transaction InfoBlock #105987835/Trx 735467d0b96f4fae21392fbb9e0970cea01a570a
View Raw JSON Data
{
  "trx_id": "735467d0b96f4fae21392fbb9e0970cea01a570a",
  "block": 105987835,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-12T13:57:57",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "4331.172284 VESTS"
    }
  ]
}
steemdelegated 4.339 SP to @ladmano
2026/04/26 02:02:30
delegatorsteem
delegateeladmano
vesting shares7055.898445 VESTS
Transaction InfoBlock #105514021/Trx b503b6936bb2d0eef5d5f267988ad9ec8befebe0
View Raw JSON Data
{
  "trx_id": "b503b6936bb2d0eef5d5f267988ad9ec8befebe0",
  "block": 105514021,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-04-26T02:02:30",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "7055.898445 VESTS"
    }
  ]
}
steemdelegated 2.689 SP to @ladmano
2026/01/23 14:30:18
delegatorsteem
delegateeladmano
vesting shares4372.719103 VESTS
Transaction InfoBlock #102859843/Trx 579a3c7b5cda0e977b0f92d99a85083f744647ac
View Raw JSON Data
{
  "trx_id": "579a3c7b5cda0e977b0f92d99a85083f744647ac",
  "block": 102859843,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-01-23T14:30:18",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "4372.719103 VESTS"
    }
  ]
}
steemdelegated 2.790 SP to @ladmano
2024/12/17 09:44:54
delegatorsteem
delegateeladmano
vesting shares4536.938300 VESTS
Transaction InfoBlock #91306148/Trx 44b817cb0ca1c588339ad3085a864a64a8d332f7
View Raw JSON Data
{
  "trx_id": "44b817cb0ca1c588339ad3085a864a64a8d332f7",
  "block": 91306148,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2024-12-17T09:44:54",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "4536.938300 VESTS"
    }
  ]
}
steemdelegated 2.894 SP to @ladmano
2023/11/14 01:26:54
delegatorsteem
delegateeladmano
vesting shares4706.071832 VESTS
Transaction InfoBlock #79860331/Trx 75f2964c6806922e6b7ca94794ae4a0cbf950da0
View Raw JSON Data
{
  "trx_id": "75f2964c6806922e6b7ca94794ae4a0cbf950da0",
  "block": 79860331,
  "trx_in_block": 11,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-11-14T01:26:54",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "4706.071832 VESTS"
    }
  ]
}
steemdelegated 4.700 SP to @ladmano
2023/09/22 00:46:30
delegatorsteem
delegateeladmano
vesting shares7643.350618 VESTS
Transaction InfoBlock #78351353/Trx 67843a265cb307498439308aaacd0b62b491e817
View Raw JSON Data
{
  "trx_id": "67843a265cb307498439308aaacd0b62b491e817",
  "block": 78351353,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-09-22T00:46:30",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "7643.350618 VESTS"
    }
  ]
}
steemdelegated 4.837 SP to @ladmano
2022/11/03 14:12:09
delegatorsteem
delegateeladmano
vesting shares7865.032056 VESTS
Transaction InfoBlock #69116244/Trx 4a372e6391e350e3ec925b7c7887124f6072e22c
View Raw JSON Data
{
  "trx_id": "4a372e6391e350e3ec925b7c7887124f6072e22c",
  "block": 69116244,
  "trx_in_block": 7,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-11-03T14:12:09",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "7865.032056 VESTS"
    }
  ]
}
steemdelegated 4.972 SP to @ladmano
2022/01/17 17:31:18
delegatorsteem
delegateeladmano
vesting shares8085.267192 VESTS
Transaction InfoBlock #60817254/Trx 7f551c4f8645d9f9b96ea0d5b7269f7f7fa45473
View Raw JSON Data
{
  "trx_id": "7f551c4f8645d9f9b96ea0d5b7269f7f7fa45473",
  "block": 60817254,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-01-17T17:31:18",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "8085.267192 VESTS"
    }
  ]
}
steemdelegated 5.085 SP to @ladmano
2021/06/14 03:04:33
delegatorsteem
delegateeladmano
vesting shares8269.333945 VESTS
Transaction InfoBlock #54610421/Trx 49a2c7fa06bc31d8cf192cc21560e547a19a0ff5
View Raw JSON Data
{
  "trx_id": "49a2c7fa06bc31d8cf192cc21560e547a19a0ff5",
  "block": 54610421,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2021-06-14T03:04:33",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "8269.333945 VESTS"
    }
  ]
}
steemdelegated 5.201 SP to @ladmano
2020/12/11 13:20:27
delegatorsteem
delegateeladmano
vesting shares8456.755919 VESTS
Transaction InfoBlock #49357794/Trx bab412a5888bf7abe8ed482700f113ad1da7b796
View Raw JSON Data
{
  "trx_id": "bab412a5888bf7abe8ed482700f113ad1da7b796",
  "block": 49357794,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-11T13:20:27",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "8456.755919 VESTS"
    }
  ]
}
steemdelegated 1.176 SP to @ladmano
2020/12/06 06:56:57
delegatorsteem
delegateeladmano
vesting shares1912.543513 VESTS
Transaction InfoBlock #49209340/Trx 015a15adf2b3f577ae6cdd50d99fc7111f4a3204
View Raw JSON Data
{
  "trx_id": "015a15adf2b3f577ae6cdd50d99fc7111f4a3204",
  "block": 49209340,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-06T06:56:57",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "1912.543513 VESTS"
    }
  ]
}
steemdelegated 5.205 SP to @ladmano
2020/12/05 16:58:27
delegatorsteem
delegateeladmano
vesting shares8462.963773 VESTS
Transaction InfoBlock #49192884/Trx 8b1b98e7014023886f66f2f05d9c4547e4f1f6d9
View Raw JSON Data
{
  "trx_id": "8b1b98e7014023886f66f2f05d9c4547e4f1f6d9",
  "block": 49192884,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-05T16:58:27",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "8462.963773 VESTS"
    }
  ]
}
steemdelegated 1.181 SP to @ladmano
2020/11/02 20:14:30
delegatorsteem
delegateeladmano
vesting shares1920.017158 VESTS
Transaction InfoBlock #48263222/Trx 58fab76ea061f3ebcc2f8a43ced8110d15914147
View Raw JSON Data
{
  "trx_id": "58fab76ea061f3ebcc2f8a43ced8110d15914147",
  "block": 48263222,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-11-02T20:14:30",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "1920.017158 VESTS"
    }
  ]
}
steemdelegated 5.329 SP to @ladmano
2020/05/09 07:56:48
delegatorsteem
delegateeladmano
vesting shares8665.769132 VESTS
Transaction InfoBlock #43219622/Trx a80754efae58991284dd418790b68c9aa6752a1d
View Raw JSON Data
{
  "trx_id": "a80754efae58991284dd418790b68c9aa6752a1d",
  "block": 43219622,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-09T07:56:48",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "8665.769132 VESTS"
    }
  ]
}
steemdelegated 1.201 SP to @ladmano
2020/05/08 11:52:42
delegatorsteem
delegateeladmano
vesting shares1953.311140 VESTS
Transaction InfoBlock #43196106/Trx a1cf95b77514cfb563e2de81cd4277590e69b54c
View Raw JSON Data
{
  "trx_id": "a1cf95b77514cfb563e2de81cd4277590e69b54c",
  "block": 43196106,
  "trx_in_block": 8,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-08T11:52:42",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "1953.311140 VESTS"
    }
  ]
}
steemdelegated 5.335 SP to @ladmano
2020/04/21 23:07:00
delegatorsteem
delegateeladmano
vesting shares8675.451775 VESTS
Transaction InfoBlock #42732019/Trx 1873e3da0e172e3a2dc2650723aa8d05d7040ae2
View Raw JSON Data
{
  "trx_id": "1873e3da0e172e3a2dc2650723aa8d05d7040ae2",
  "block": 42732019,
  "trx_in_block": 10,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-04-21T23:07:00",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "ladmano",
      "vesting_shares": "8675.451775 VESTS"
    }
  ]
}
2020/02/08 23:41:48
parent authorladmano
parent permlinkplanned-obsolescence-the-business-of-making-product-become-out-dated
authorsteemitboard
permlinksteemitboard-notify-ladmano-20200208t234147000z
title
bodyCongratulations @ladmano! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@ladmano/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@ladmano) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=ladmano)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
json metadata{"image":["https://steemitboard.com/img/notify.png"]}
Transaction InfoBlock #40652923/Trx 65892eff75ce70b3b2edd860a4494f2a2681e02e
View Raw JSON Data
{
  "trx_id": "65892eff75ce70b3b2edd860a4494f2a2681e02e",
  "block": 40652923,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-02-08T23:41:48",
  "op": [
    "comment",
    {
      "parent_author": "ladmano",
      "parent_permlink": "planned-obsolescence-the-business-of-making-product-become-out-dated",
      "author": "steemitboard",
      "permlink": "steemitboard-notify-ladmano-20200208t234147000z",
      "title": "",
      "body": "Congratulations @ladmano! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@ladmano/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@ladmano) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=ladmano)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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2019/05/28 02:15:51
voterinprovision
authorladmano
permlinkre-steempowerwhale-i-am-steempowerwhale-and-i-am-here-to-upvote-your-lifetime-dreams-20180211t230417435z
weight10000 (100.00%)
Transaction InfoBlock #33290806/Trx 08a3d158bb05d6cf3868c42ee6648b0ee3cc7363
View Raw JSON Data
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steemdelegated 5.455 SP to @ladmano
2019/05/18 07:35:24
delegatorsteem
delegateeladmano
vesting shares8870.990793 VESTS
Transaction InfoBlock #33009404/Trx 049a6d5c9b5611017ce81c17b41dc63d37d0b39c
View Raw JSON Data
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2019/02/08 23:02:42
parent authorladmano
parent permlinkplanned-obsolescence-the-business-of-making-product-become-out-dated
authorsteemitboard
permlinksteemitboard-notify-ladmano-20190208t230241000z
title
bodyCongratulations @ladmano! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@ladmano/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table> <sub>_[Click here to view your Board](https://steemitboard.com/@ladmano)_</sub> > Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!
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Transaction InfoBlock #30180136/Trx 4c92fbcec6ec1f8307840585781ab19684c3ecbd
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2018/11/08 11:01:54
votertradecryptolive
authorladmano
permlinkre-steempowerwhale-i-am-steempowerwhale-and-i-am-here-to-upvote-your-lifetime-dreams-20180211t230417435z
weight10000 (100.00%)
Transaction InfoBlock #27518083/Trx 0abd650f38a30f7db893163331fbc0150a69b659
View Raw JSON Data
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steemdelegated 5.578 SP to @ladmano
2018/05/23 10:56:03
delegatorsteem
delegateeladmano
vesting shares9070.418167 VESTS
Transaction InfoBlock #22680177/Trx b36a5e43851e6ef3717618ae6ed29d9e7730e118
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}
steemdelegated 18.139 SP to @ladmano
2018/03/31 16:43:18
delegatorsteem
delegateeladmano
vesting shares29495.880018 VESTS
Transaction InfoBlock #21161644/Trx cfaedbc094487643888969636bf967df95caddfd
View Raw JSON Data
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}
2018/03/20 16:20:30
votervaderrr
authorladmano
permlinkwhy-i-quit-my-job
weight10000 (100.00%)
Transaction InfoBlock #20845256/Trx 2e5f4f9f8d6561694ab49fa3ee6739f5fac8ce8e
View Raw JSON Data
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2018/03/19 01:07:06
votermariekoh
authorladmano
permlinkre-steempowerwhale-i-am-steempowerwhale-and-i-am-here-to-upvote-your-lifetime-dreams-20180211t230417435z
weight10000 (100.00%)
Transaction InfoBlock #20798231/Trx d0d225d3347fa40b71422a9d990cf1bec2e620c8
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2018/02/21 10:16:54
parent authorladmano
parent permlinkplanned-obsolescence-the-business-of-making-product-become-out-dated
authorcheetah
permlinkcheetah-re-ladmanoplanned-obsolescence-the-business-of-making-product-become-out-dated
title
bodyHi! I am a robot. I just upvoted you! I found similar content that readers might be interested in: https://medium.com/curiosity-journal/planned-obsolescence-the-business-of-out-dating-products-4c7fd23722b4
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2018/02/21 10:16:48
votercheetah
authorladmano
permlinkplanned-obsolescence-the-business-of-making-product-become-out-dated
weight8 (0.08%)
Transaction InfoBlock #20061171/Trx 1302f26a7dd16d27e4638f5f1b0f6e90bd442850
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2018/02/21 10:14:24
parent authorladmano
parent permlinkplanned-obsolescence-the-business-of-making-product-become-out-dated
authorthelifestyler
permlinkre-ladmano-planned-obsolescence-the-business-of-making-product-become-out-dated-20180221t101412681z
title
bodyHi my name is Jerome. I am giving away 0.500 SBD for signing up to [this ICO](https://steward.friendz.io/go?r=MTM3ODMw) After you have completed you will recieve your reward
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Transaction InfoBlock #20061123/Trx 934ea2881e8fbca1c65b56f18f48d1f2a19e000d
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      "body": "Hi my name is Jerome. I am giving away 0.500 SBD for signing up to [this ICO](https://steward.friendz.io/go?r=MTM3ODMw)\n\nAfter you have completed you will recieve your reward",
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2018/02/21 10:13:39
voterladmano
authorladmano
permlinkplanned-obsolescence-the-business-of-making-product-become-out-dated
weight10000 (100.00%)
Transaction InfoBlock #20061108/Trx 65e82593b96ba0ba77f502cc25d126ba481f6fea
View Raw JSON Data
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2018/02/21 10:13:39
parent author
parent permlinklife
authorladmano
permlinkplanned-obsolescence-the-business-of-making-product-become-out-dated
titlePlanned Obsolescence: The Business of Making Product Become Out-dated
body<html> <p>When Thomas Edison invented the light bulb, he used carbon filaments. This filament allowed bulbs to last long. An example is the <strong>Centennial Bulb</strong> in Livermore, California, which has been burning since 1901 (116 years). &nbsp;</p> <p>However, it was a challenge for commercial producers of light bulbs. As customer base grew, people were not interested in paying for replacement, and there was the risk of overproduction and less profit. Therefore, manufacturers needed a solution.&nbsp;</p> <p>In 1920, three major electrical companies, Germany’s Osram, UK’s Associated Electrical Industries and US General Electric met and decided to produce bulbs that will last for about 1000 hours using tungsten filament. &nbsp;&nbsp;</p> <p>Though it received backlashes from governments, it was probably the start of the business strategy of building obsolete factors into products. &nbsp;Soon, the car manufacturers joined and redefined it. Ford and General Motors built new car models with the intention of outdating older models. &nbsp;</p> <p>It is quite easy to assume that manufacturers are wicked people who intentionally make parts of their products weak to encourage consumers to buy new ones but consumers play a role in it too. The love for new things and the culture of following trends contribute to the strategy of making things with a plan for it to damage within a period.</p> <p>The smart phone industry is a good example of how planned obsolescence works. Manufacturers make new phones every year with specifications that make phones of a year before seem like a hundred year old product. Parts of a tech product give out easily and repairing or replacing a part cost more than buying a new one. &nbsp;</p> <p>&nbsp;&nbsp;A <del>N</del>30, 000 phone bought in 2015 loses appeal to its owner because a faulty motherboard cost more than half of the phone’s price. Why repair it when you can get a <del>N</del>35, 000 phone with longer lasting battery, wider screen and more camera pixels.&nbsp;</p> <p>So ends the life of a once dearly loved phone and its journey into the body of technology waste. Does planned obsolescence contribute to e-waste? Yes, it does. Visit a landfill near you, and you will see piles of phones, cathode tubes, batteries, printer cartridges, plugs and motherboards.</p> <p>Giles Slade in <strong>Made to Break: Technology and Obsolescence in America</strong> observes that “in 2004, about 315 million working PCs were retired…of these, as many as 10 per cent would be refurbished and reused but most would go straight to the trash heap.”&nbsp;</p> <p>If America of more than a decade ago had such amount of tech waste, what do you think is the amount in the world today? With technology, now cheaper and more accessible, tech waste is a major contributor to environment degradation.&nbsp;</p> <p>However, it has not stopped mass production of new stuffs. Rather, it has increased. If a new car model has better engines, it might have sub-par electrical parts. If a phone has good batteries, the screen might be fragile.</p> <p>Cutting production does not solve the problem of overproduction but by finding means of selling more. This is why adverts take up a good part of our TV and social media time. Strangely, it does not worry consumers; it excites them. While manufacturers learn to exploit planned obsolescence, consumers learn faster to accept it.</p> <h2>However, is there Any Good in It?&nbsp;</h2> <p>Imagine a world where people have just one product to use and it can last for many years, how many factories will remain. Planned obsolescence plays a role in availability of long-term jobs. It also encourages development of new technologies.&nbsp;</p> <p>Moreover, some products are better suited for the short term. Brian Burns in his article on re-evaluating obsolescence in <strong>Longer Lasting Products: Alternatives to the Throwaway Society</strong> writes, “The life span of every product is complex and dependent on a wide range of social, technological, economic and environment variable. Increased product life may well seem justifiable but in some case, a better defined shorter life span might be appropriate.”</p> <p>Even if these products can last forever, new technologies and style fatigue might outdate them. With the availability of different models, consumers have more choices, goods become cheaper and product innovation is at the forefront of manufacturing businesses.</p> <p>&nbsp;Despite the positive and negative results of planned obsolescence, many companies will determine product life span for the sake of profit and trends. Future business administrators and strategists will use it and consumers will embrace it, unless the future holds different values. &nbsp;&nbsp;&nbsp;</p> </html>
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Transaction InfoBlock #20061108/Trx 65e82593b96ba0ba77f502cc25d126ba481f6fea
View Raw JSON Data
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      "title": "Planned Obsolescence: The Business of Making Product Become Out-dated",
      "body": "<html>\n<p>When Thomas Edison invented the light bulb, he used carbon filaments. This filament allowed bulbs to last long. An example is the <strong>Centennial Bulb</strong> in Livermore, California, which has been burning since 1901 (116 years). &nbsp;</p>\n<p>However, it was a challenge for commercial producers of light bulbs. As customer base grew, people were not interested in paying for replacement, and there was the risk of overproduction and less profit. Therefore, manufacturers needed a solution.&nbsp;</p>\n<p>In 1920, three major electrical companies, Germany’s Osram, UK’s Associated Electrical Industries and US General Electric met and decided to produce bulbs that will last for about 1000 hours using tungsten filament. &nbsp;&nbsp;</p>\n<p>Though it received backlashes from governments, it was probably the start of the business strategy of building obsolete factors into products. &nbsp;Soon, the car manufacturers joined and redefined it. Ford and General Motors built new car models with the intention of outdating older models. &nbsp;</p>\n<p>It is quite easy to assume that manufacturers are wicked people who intentionally make parts of their products weak to encourage consumers to buy new ones but consumers play a role in it too. The love for new things and the culture of following trends contribute to the strategy of making things with a plan for it to damage within a period.</p>\n<p>The smart phone industry is a good example of how planned obsolescence works. Manufacturers make new phones every year with specifications that make phones of a year before seem like a hundred year old product. Parts of a tech product give out easily and repairing or replacing a part cost more than buying a new one. &nbsp;</p>\n<p>&nbsp;&nbsp;A <del>N</del>30, 000 phone bought in 2015 loses appeal to its owner because a faulty motherboard cost more than half of the phone’s price. Why repair it when you can get a <del>N</del>35, 000 phone with longer lasting battery, wider screen and more camera pixels.&nbsp;</p>\n<p>So ends the life of a once dearly loved phone and its journey into the body of technology waste. Does planned obsolescence contribute to e-waste? Yes, it does. Visit a landfill near you, and you will see piles of phones, cathode tubes, batteries, printer cartridges, plugs and motherboards.</p>\n<p>Giles Slade in <strong>Made to Break: Technology and Obsolescence in America</strong> observes that “in 2004, about 315 million working PCs were retired…of these, as many as 10 per cent would be refurbished and reused but most would go straight to the trash heap.”&nbsp;</p>\n<p>If America of more than a decade ago had such amount of tech waste, what do you think is the amount in the world today? With technology, now cheaper and more accessible, tech waste is a major contributor to environment degradation.&nbsp;</p>\n<p>However, it has not stopped mass production of new stuffs. Rather, it has increased. If a new car model has better engines, it might have sub-par electrical parts. If a phone has good batteries, the screen might be fragile.</p>\n<p>Cutting production does not solve the problem of overproduction but by finding means of selling more. This is why adverts take up a good part of our TV and social media time. Strangely, it does not worry consumers; it excites them. While manufacturers learn to exploit planned obsolescence, consumers learn faster to accept it.</p>\n<h2>However, is there Any Good in It?&nbsp;</h2>\n<p>Imagine a world where people have just one product to use and it can last for many years, how many factories will remain. Planned obsolescence plays a role in availability of long-term jobs. It also encourages development of new technologies.&nbsp;</p>\n<p>Moreover, some products are better suited for the short term. Brian Burns in his article on re-evaluating obsolescence in <strong>Longer Lasting Products: Alternatives to the Throwaway Society</strong> writes, “The life span of every product is complex and dependent on a wide range of social, technological, economic and environment variable. Increased product life may well seem justifiable but in some case, a better defined shorter life span might be appropriate.”</p>\n<p>Even if these products can last forever, new technologies and style fatigue might outdate them. With the availability of different models, consumers have more choices, goods become cheaper and product innovation is at the forefront of manufacturing businesses.</p>\n<p>&nbsp;Despite the positive and negative results of planned obsolescence, many companies will determine product life span for the sake of profit and trends. Future business administrators and strategists will use it and consumers will embrace it, unless the future holds different values. &nbsp;&nbsp;&nbsp;</p>\n</html>",
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ladmanoclaimed reward balance: 0.163 SBD, 0.048 SP
2018/02/20 11:36:24
accountladmano
reward steem0.000 STEEM
reward sbd0.163 SBD
reward vests77.677127 VESTS
Transaction InfoBlock #20033966/Trx 51fc373fc3ae35d889742dc22f3c0280f7f77252
View Raw JSON Data
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}
2018/02/18 23:04:24
authorladmano
permlinkre-steempowerwhale-i-am-steempowerwhale-and-i-am-here-to-upvote-your-lifetime-dreams-20180211t230417435z
sbd payout0.163 SBD
steem payout0.000 STEEM
vesting payout77.677127 VESTS
Transaction InfoBlock #19990150/Virtual Operation #23
View Raw JSON Data
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2018/02/16 21:38:33
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2018/02/15 11:30:57
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2018/02/15 08:59:00
voterladmano
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2018/02/15 08:59:00
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body<html> <p>&nbsp;<img src="https://cdn.pixabay.com/photo/2012/03/01/15/43/brain-20424_640.jpg" width="640" height="490"/></p> <p>&nbsp;<em>If you are not careful, what you start out controlling has a way of controlling you.</em> - Gregory L. Jantz</p> <p>Social media has grown bigger than its human users. It is a country on its own and we humans are temporary citizens. It has without doubts, the best tool for connecting people, be it Facebook, twitter, Instagram or LinkedIn.&nbsp;</p> <p>However, social media might prove harmful to the mental state of human beings. This might seem too far-fetched or ridiculous. How can simple stuffs like posting on Facebook or picture sharing on Snapchat affect how you think or behave?</p> <p>&nbsp;Here are five ways:&nbsp;</p> <h2><strong>Excessive anxiety through Constant Comparison with Others</strong>&nbsp;</h2> <p>Social comparison is not abnormal. It is not even a new thing that came with social media. People have been comparing themselves with others since time immemorial. What social media brings is the opportunity to do it at a large scale.</p> <p>&nbsp;Most social media post today is promotional. Whether intentionally or not, a post of you sitting in a posh office relates success to people. It offers them a chance to compare their own level of success with yours.&nbsp;</p> <p>Many social media users forget that people only present positive image of themselves online. An individual might show a picture of himself with Bill Gates and cause depression for one of his friends. This friend might think he is wealthy and works because he works with Microsoft but he might be an unpaid volunteer for an NGO supported by Bill Gates.&nbsp;</p> <p>While you worry yourself about your friend’s ‘success’ due to countless pictures your friends take with celebrities and post on Instagram, you are unaware it is a benefit from her underpaid job in a local TV station! &nbsp;</p> <h2><strong>Problem of Self-Pity</strong>&nbsp;</h2> <p><img src="https://media.giphy.com/media/4azIOB7fOGoik/giphy.gif" width="500" height="324"/></p> <p>What you see on social media can make you feel incomplete and worthless.&nbsp;</p> <p>&nbsp;While you are still struggling to feed yourself three times daily, a friend who scored low marks in school, posts pictures of ‘bursting’ expensive bottles of Hennessy every Friday in a club, with hot babes on his right and left sides. &nbsp;</p> <p>You do not check the social media on Saturdays because it makes you cry. Wedding pictures of friends and former schoolmates invade your Facebook space in a world you are finding it hard to get a boyfriend. &nbsp;</p> <p>So you crash into a pit of self-pity. You hate checking social media but anxiety over seeing other people's life push you to do it. You tell yourself that you are not good enough because life is good for others except you forgetting that people post only what they want you to see.</p> <h2><strong>Creation of an Unreal Image of Yourself</strong>&nbsp;</h2> <p>&nbsp;It is shocking to see how social media fuels a new form of self-inflicted peer pressure. Pictures are attractive but more effective when they come with 140 words on twitter.&nbsp;</p> <p>Pictures and words on social media pressure people to amplify themselves and become what they are not. You create an atmosphere of untruths just to feel among the people that are doing fine.</p> <p>&nbsp;Yair Amichai-Hamburger in Internet Psychology: The Basics writes:</p> <blockquote>&nbsp;<strong>We consider how we wish to be perceived, and what image we wish to present. We strongly control our image and the messages we prepare, because we choose when to respond, we also choose the environment from which we respond. We tell ourselves, “I’ll reply to that over cappuccino, when I’m out of the office and more relaxed.”&nbsp;</strong></blockquote> <p>When a friend posts a pic of her Gucci bag online, you respond with a picture of your own Louboutin shoes. You create a battle space for unnecessary fights because you want people to identify with your classy life online.</p> <p>&nbsp;You spend more on data than food, and the reason you draw so much debt on clothes and shoes is because you want to show it on Instagram. When the picture does not get enough likes, you delete it, put up a new one and run a campaign asking people to like your pictures.</p> <p>&nbsp;This used to be a high school/University problem that fades away when a reality of the real world hits you. Nowadays, people get peer pressured on social media.&nbsp;</p> <h2><strong>Social Media Addiction</strong></h2> <p><img src="https://media.giphy.com/media/p9eZyBo9rq5vG/giphy.gif" width="500" height="400"/></p> <p>The word, addiction goes hand-in-hand with many issues, from alcohol to drugs, from sex to crime and now to social media. You always wanted to be online because it is your only way to stay updated. &nbsp;</p> <p>You may spend more time on Facebook than doing your job. When you get to a new place, your first thought is to snap a picture because you want people to know it is ‘vacation in Cancun’.&nbsp;</p> <p>&nbsp;Like every addiction, when you do not get what you want…&nbsp;</p> <h2><strong>You Can Become Panicky</strong></h2> <p><img src="https://cdn.pixabay.com/photo/2013/07/13/10/17/mimic-156928_640.png" width="640" height="488"/></p> <p>People get sick when they cannot be online. &nbsp;It’s as if the world is moving and they are stuck. There are even terms for it like FOMO (fear of missing out), FOBO, (fear of being offline) which are both major contributors to Nomophobia.&nbsp;</p> <p>Another source of anxiety is posting something on the social media that could put you in trouble with the government, colleagues at work or family members.&nbsp;</p> <p>Unless you know how to make anxiety work for you, you can scare yourself to mistakes that are more regrettable or find yourself in a hospital bed. &nbsp;</p> </html>
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      "body": "<html>\n<p>&nbsp;<img src=\"https://cdn.pixabay.com/photo/2012/03/01/15/43/brain-20424_640.jpg\" width=\"640\" height=\"490\"/></p>\n<p>&nbsp;<em>If you are not careful, what you start out controlling has a way of controlling you.</em> - Gregory L. Jantz</p>\n<p>Social media has grown bigger than its human users. It is a country on its own and we humans are temporary citizens. It has without doubts, the best tool for connecting people, be it Facebook, twitter, Instagram or LinkedIn.&nbsp;</p>\n<p>However, social media might prove harmful to the mental state of human beings. This might seem too far-fetched or ridiculous. How can simple stuffs like posting on Facebook or picture sharing on Snapchat affect how you think or behave?</p>\n<p>&nbsp;Here are five ways:&nbsp;</p>\n<h2><strong>Excessive anxiety through Constant Comparison with Others</strong>&nbsp;</h2>\n<p>Social comparison is not abnormal. It is not even a new thing that came with social media. People have been comparing themselves with others since time immemorial. What social media brings is the opportunity to do it at a large scale.</p>\n<p>&nbsp;Most social media post today is promotional. Whether intentionally or not, a post of you sitting in a posh office relates success to people. It offers them a chance to compare their own level of success with yours.&nbsp;</p>\n<p>Many social media users forget that people only present positive image of themselves online. An individual might show a picture of himself with Bill Gates and cause depression for one of his friends. This friend might think he is wealthy and works because he works with Microsoft but he might be an unpaid volunteer for an NGO supported by Bill Gates.&nbsp;</p>\n<p>While you worry yourself about your friend’s ‘success’ due to countless pictures your friends take with celebrities and post on Instagram, you are unaware it is a benefit from her underpaid job in a local TV station! &nbsp;</p>\n<h2><strong>Problem of Self-Pity</strong>&nbsp;</h2>\n<p><img src=\"https://media.giphy.com/media/4azIOB7fOGoik/giphy.gif\" width=\"500\" height=\"324\"/></p>\n<p>What you see on social media can make you feel incomplete and worthless.&nbsp;</p>\n<p>&nbsp;While you are still struggling to feed yourself three times daily, a friend who scored low marks in school, posts pictures of ‘bursting’ expensive bottles of Hennessy every Friday in a club, with hot babes on his right and left sides. &nbsp;</p>\n<p>You do not check the social media on Saturdays because it makes you cry. Wedding pictures of friends and former schoolmates invade your Facebook space in a world you are finding it hard to get a boyfriend. &nbsp;</p>\n<p>So you crash into a pit of self-pity. You hate checking social media but anxiety over seeing other people's life push you to do it. You tell yourself that you are not good enough because life is good for others except you forgetting that people post only what they want you to see.</p>\n<h2><strong>Creation of an Unreal Image of Yourself</strong>&nbsp;</h2>\n<p>&nbsp;It is shocking to see how social media fuels a new form of self-inflicted peer pressure. Pictures are attractive but more effective when they come with 140 words on twitter.&nbsp;</p>\n<p>Pictures and words on social media pressure people to amplify themselves and become what they are not. You create an atmosphere of untruths just to feel among the people that are doing fine.</p>\n<p>&nbsp;Yair Amichai-Hamburger in Internet Psychology: The Basics writes:</p>\n<blockquote>&nbsp;<strong>We consider how we wish to be perceived, and what image we wish to present. We strongly control our image and the messages we prepare, because we choose when to respond, we also choose the environment from which we respond. We tell ourselves, “I’ll reply to that over cappuccino, when I’m out of the office and more relaxed.”&nbsp;</strong></blockquote>\n<p>When a friend posts a pic of her Gucci bag online, you respond with a picture of your own Louboutin shoes. You create a battle space for unnecessary fights because you want people to identify with your classy life online.</p>\n<p>&nbsp;You spend more on data than food, and the reason you draw so much debt on clothes and shoes is because you want to show it on Instagram. When the picture does not get enough likes, you delete it, put up a new one and run a campaign asking people to like your pictures.</p>\n<p>&nbsp;This used to be a high school/University problem that fades away when a reality of the real world hits you. Nowadays, people get peer pressured on social media.&nbsp;</p>\n<h2><strong>Social Media Addiction</strong></h2>\n<p><img src=\"https://media.giphy.com/media/p9eZyBo9rq5vG/giphy.gif\" width=\"500\" height=\"400\"/></p>\n<p>The word, addiction goes hand-in-hand with many issues, from alcohol to drugs, from sex to crime and now to social media. You always wanted to be online because it is your only way to stay updated. &nbsp;</p>\n<p>You may spend more time on Facebook than doing your job. When you get to a new place, your first thought is to snap a picture because you want people to know it is ‘vacation in Cancun’.&nbsp;</p>\n<p>&nbsp;Like every addiction, when you do not get what you want…&nbsp;</p>\n<h2><strong>You Can Become Panicky</strong></h2>\n<p><img src=\"https://cdn.pixabay.com/photo/2013/07/13/10/17/mimic-156928_640.png\" width=\"640\" height=\"488\"/></p>\n<p>People get sick when they cannot be online. &nbsp;It’s as if the world is moving and they are stuck. There are even terms for it like FOMO (fear of missing out), FOBO, (fear of being offline) which are both major contributors to Nomophobia.&nbsp;</p>\n<p>Another source of anxiety is posting something on the social media that could put you in trouble with the government, colleagues at work or family members.&nbsp;</p>\n<p>Unless you know how to make anxiety work for you, you can scare yourself to mistakes that are more regrettable or find yourself in a hospital bed. &nbsp;</p>\n</html>",
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2018/02/13 13:58:15
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parent permlinkfinance
authorladmano
permlinkthree-finance-lessons-from-personal-budgeting
titleThree Finance Lessons from Personal Budgeting
bodyhttps://cdn.pixabay.com/photo/2018/01/19/05/28/bitcoin-3091789_640.jpg It’s ten days to payday and you are broke. You become a zombie borrower. You park your car at home because you are low on cash to fuel it. Biscuits, wafers and junks become your choice rather than good food at the office cafeteria. You didn’t have any plan on how to live through the month. You didn’t know the importance of budgeting and personal finance. You were spending your salary as it came until it was the twentieth of the month. You had been happy with slotting in the ATM card without checking your balance until it reached the limit. Therefore, you resorted to borrowing to survive the remaining ten days. You told yourself, “When salary comes, I will be fine.” Salary comes, but you don’t feel on top of the world because you must pay what you owe. You grumbled as you returned the money borrowed. Salary is a diminishing reward, no matter how much it is. You earn to spend most of it. But if you practice budgeting, you can make your salary an effective tool for your personal growth. The best time to set up a budget is during those ten days before salary arrives. It helps you to realize three things: ## Planning Shows Needs are More Important than Wants ## https://cdn.pixabay.com/photo/2015/02/02/11/09/office-620822_640.jpg When you put up a budget, you write down all that you would like your money to do for you. It will range from buying foodstuffs, to watching a movie every weekend. You cost all of it and place it beside the amount you earn. You subtract the luxuries from the essential commodities. You throw out three of the four weekends for movies and direct the money to a special savings account for surviving the agony days. By the time, you add and subtract with a realistic approach to reducing your wants, you might realize that you spend so much on the least important things. ## Your True Financial Strength Will Save You ## https://media.giphy.com/media/J2szWbDQaXQ6Q/giphy.gif The true state of your personal finance is usually unclear if you spend your salary without proper planning. All you see is a big purse where you can pick money to solve all your problems. By the time, the purse dwindles, you are unable to curb their spending, and become a celebrity debtor though multiple borrowing. However, if you put up a budget, you are able to know how much spending opportunities your salary provides. You will be able to realize what economic class you belong. Are you actually a high, middle class or low class? Are you comfortable or struggling? Budgeting helps you realize it. ## There is Always Something to Save ## https://cdn.pixabay.com/photo/2018/02/11/20/16/piggy-bank-3146690_640.jpg There is a special rule that is good to follow when planning a budget: Save five or ten percent of your earnings before you start spending. A good way to keep to that practice is to give a standing order to your bank. This allows the bank to pay a certain amount from your salary into another account. However, if you would not go by a standing order, it is very important to figure out an amount to save even before you plan other things. You need savings to protect you during the 'desert' period. You need it to develop your personal projects or start a side business. The best way to hurt yourself is to spend every single dime of your earnings. Budgeting is a good way to take charge of your personal finances. It controls your urge for irregular spending and grants you the desired absence from the debtors’ club. **Do you budget? What are your thoughts on personal finance? Share in the comment box below.**
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2018/02/13 11:14:39
votergbambi117
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2018/02/13 10:47:21
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2018/02/13 10:44:54
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2018/02/13 10:44:18
voterladmano
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2018/02/13 09:12:03
voterladmano
authorladmano
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2018/02/13 09:12:03
parent author
parent permlinkfinance
authorladmano
permlinkthree-finance-lessons-from-personal-budgeting
titleThree Finance Lessons from Personal Budgeting
bodyhttps://cdn.pixabay.com/photo/2018/01/19/05/28/bitcoin-3091789_640.jpg It’s ten days to payday and you are broke. You become a zombie borrower. You park your car at home because you are low on cash to fuel it. Biscuits, wafers and junks become your choice rather than good food at the office cafeteria. You didn’t have any plan on how to live through the month. You didn’t know the importance of budgeting and personal finance. You were spending your salary as it came until it was the twentieth of the month. You had been happy with slotting in the ATM card without checking your balance until it reached the limit. Therefore, you resorted to borrowing to survive the remaining ten days. You told yourself, “When salary comes, I will be fine.” Salary comes, but you don’t feel on top of the world because you must pay what you owe. You grumbled as you returned the money borrowed. Salary is a diminishing reward, no matter how much it is. You earn to spend most of it. But if you practice budgeting, you can make your salary an effective tool for your personal growth. The best time to set up a budget is during those ten days before salary arrives. It helps you to realize three things: ## Planning Shows Needs are More Important than Wants ## https://cdn.pixabay.com/photo/2015/02/02/11/09/office-620822_640.jpg When you put up a budget, you write down all that you would like your money to do for you. It will range from buying foodstuffs, to watching a movie every weekend. You cost all of it and place it beside the amount you earn. You subtract the luxuries from the essential commodities. You throw out three of the four weekends for movies and direct the money to a special savings account for surviving the agony days. By the time, you add and subtract with a realistic approach to reducing your wants, you might realize that you spend so much on the least important things. ## Your True Financial Strength Will Save You ## https://media.giphy.com/media/J2szWbDQaXQ6Q/giphy.gif The true state of your personal finance is usually unclear if you spend your salary without proper planning. All you see is a big purse where you can pick money to solve all your problems. By the time, the purse dwindles, you are unable to curb their spending, and become a celebrity debtor though multiple borrowing. However, if you put up a budget, you are able to know how much spending opportunities your salary provides. You will be able to realize what economic class you belong. Are you actually a high, middle class or low class? Are you comfortable or struggling? Budgeting helps you realize it. ## There is Always Something to Save ## https://cdn.pixabay.com/photo/2018/02/11/20/16/piggy-bank-3146690_640.jpg There is a special rule that is good to follow when planning a budget: Save five or ten percent of your earnings before you start spending. A good way to keep to that practice is to give a standing order to your bank. This allows the bank to pay a certain amount from your salary into another account. However, if you would not go by a standing order, it is very important to figure out an amount to save even before you plan other things. You need savings to protect you during the 'desert' period. You need it to develop your personal projects or start a side business. The best way to hurt yourself is to spend every single dime of your earnings. Budgeting is a good way to take charge of your personal finances. It controls your urge for irregular spending and grants you the desired absence from the debtors’ club. **Do you budget? What are your thoughts on personal finance? Share in the comment box below.**
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2018/02/13 06:57:24
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bodyIt feels like a great community, very supportive. So many people willing to help. I'm loving it so far.
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2018/02/13 00:14:54
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2018/02/12 22:00:42
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2018/02/12 21:30:06
parent authorladmano
parent permlinkre-otega-we-need-a-female-leader-20180212t211540185z
authorotega
permlinkre-ladmano-re-otega-we-need-a-female-leader-20180212t213001961z
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bodythank you very much
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2018/02/12 21:25:21
parent authorvichetuc
parent permlinkafterlosing40ofvaluebitcoinbouncesabove14000-es931rcnbx
authorladmano
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title
bodyIt's becoming a battle of the smartest. Its unpredictability is both a plus and a minus. Plus for the smart guys who are confident about bitcoin and swear by its growth no matyer what the critics say. It is however a big and bitter minus for those who sell too quickly once bitcoin go down drastically.
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      "body": "It's becoming a battle of the smartest. Its unpredictability is both a plus and a minus. Plus for the smart guys who are confident about bitcoin and swear by its growth no matyer what the critics say. It is however a big and bitter minus for those who sell too quickly once bitcoin go down drastically.",
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2018/02/12 21:22:33
voterladmano
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2018/02/12 21:15:57
parent authorotega
parent permlinkwe-need-a-female-leader
authorladmano
permlinkre-otega-we-need-a-female-leader-20180212t211540185z
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bodyWhat we need is an effective leader, gender is not a major factor for me. Moreover, the women have the power to decide. Women are the majority but I agree with your campaign if it is more about reducing the yoke of patriarchy and not mainly about who leads the country.
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      "body": "What we need is an effective leader, gender is not a major factor for me. Moreover, the women have the power to decide. Women are the majority  but I agree with your campaign if it is more about reducing the yoke of patriarchy and not mainly about who leads the country.",
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2018/02/12 21:08:36
parent authortemitosin
parent permlinkintroducing-myself
authorladmano
permlinkre-temitosin-introducing-myself-20180212t210825177z
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bodyWelcome to steemit. Omo naija, let's connect and see how we can grow successfully here.
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      "title": "",
      "body": "Welcome to steemit. Omo naija, let's connect and see how we can grow successfully here.",
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2018/02/12 20:54:18
parent authorkaylinart
parent permlinkstop-buying-stuff-you-don-t-need
authorladmano
permlinkre-kaylinart-stop-buying-stuff-you-don-t-need-20180212t205406520z
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bodyYou got me on everything except the bulk buying part. I can't stop buying things in bulk. It is cheaper and long lasting. However I subscribe to this minimalist approach to personally own only about 100 stuffs.the practice has helped me define what I need from what I want. Nice write up!
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      "body": "You got me on everything except the bulk buying part. I can't stop buying things in bulk. It is cheaper and long lasting.  However I subscribe to this minimalist approach to personally own only about 100 stuffs.the practice has helped me define what I need from what I want.\n\nNice write up!",
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2018/02/12 20:50:33
voterladmano
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2018/02/12 20:36:30
voterladmano
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2018/02/12 19:59:06
voterladmano
authorsamest
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2018/02/12 19:50:15
parent authorstellabelle
parent permlinkletter-to-a-dead-boy-a-true-story
authorladmano
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title
bodyI am telling myself, " this is not true" because it is what I call cold experience. I am always weary of death issues and I feel confused every time anxiety and other mystery stuffs make you think about life from different views. I don't even think I am coherent enough and its because your thoughts as written and experienced hit close to my heart.
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      "body": "I am telling myself, \" this is not true\" because it is what I call cold experience. I am always weary of death issues and I feel confused every time anxiety and other mystery stuffs make you think about life from different views.\n\nI don't even think I am coherent enough and its because your thoughts as written and experienced hit close to my heart.",
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2018/02/12 19:45:54
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2018/02/12 19:40:03
parent authorvanessajetter
parent permlink0z0qkbqh
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bodyWelcome to steemit. Have fun
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ladmanoupvoted (100.00%) @vanessajetter / 0z0qkbqh
2018/02/12 19:39:30
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2018/02/12 17:57:21
parent authorladmano
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bodyLool...thanks for your contribution though
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2018/02/12 12:49:21
parent authorladmano
parent permlinkwhy-i-quit-my-job
authorirfandogan
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bodyHi, welcome to Steemit. If you want to learn something about Steemit, you can follow me.
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      "body": "Hi, welcome to Steemit. If you want to learn something about Steemit, you can follow me.",
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2018/02/12 12:29:54
parent authoroduwole
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bodyThis is uplifting. Thank you for the supportive words.
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      "body": "This is uplifting. Thank you for the supportive words.",
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2018/02/12 12:29:15
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2018/02/12 12:28:33
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bodyThank you steamy.
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2018/02/12 12:24:30
parent authorladmano
parent permlinkwhy-i-quit-my-job
authoroduwole
permlinkre-ladmano-why-i-quit-my-job-20180212t122419586z
title
bodyWhat a lovely post @ladmano, I actually took that same bold step of faith in 2016. I never had any job that i set my mind on after quitting buy i so much believed and hope that things would surely be fine and I always console and strengthen myself with all is well! Seriously, for months no job was forthcoming which I later had to sit and think about what my purpose was on earth. Believe me you, I came about venturing into a building materials business and when I conducted the business survey, I realized that I'd be needing close to 2million naira for a start and I had no dime. My payoff salary had been spent when there'd been no job. I know the journey won't be a rossy one and I decided to sell my laptop. After been sold, I was left with 20,000naira and I started the business with hope that one day I'll make it big. It's said that one should never despise the days of little beginning which I actually put into practice and it worked for me. Now, I am my boss, have peace of mind and satisfied! Finally, I am not where I want to be already but 100% far from where I used to be. We all have to take the bold step not forgetting that there's always a price to pay. I did paid my prices of faith, hope, patience, commitment, believe, hard work and so on and here I am today giving my testimony. Thanks.
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      "body": "What a lovely post @ladmano, I actually took that same bold step of faith in 2016. I never had any job that i set my mind on after quitting buy i so much believed and hope that things would surely be fine and I always console and strengthen myself with all is well! Seriously, for months no job was forthcoming which I later had to sit and think about what my purpose was on earth. Believe me you, I came about venturing into a building materials business and when I conducted the business survey, I realized that I'd be needing close to 2million naira for a start and I had no dime. My payoff salary had been spent when there'd been no job. I know the journey won't be a rossy one and I decided to sell my laptop. After been sold, I was left with 20,000naira and I started the business with hope that one day I'll make it big. It's said that one should never despise the days of little beginning which I actually put into practice and it worked for me. Now, I am my boss, have peace of mind and satisfied! Finally, I am not where I want to be already but 100% far from where I used to be. \nWe all have to take the bold step not forgetting that there's always a price to pay. I did paid my prices of faith, hope, patience, commitment, believe, hard work and so on and here I am today giving my testimony. Thanks.",
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2018/02/12 12:20:33
parent authorladmano
parent permlinkwhy-i-quit-my-job
authorsteeamy
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body@ladmano wish you the best of luck here Welcome to steemit
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2018/02/12 12:13:21
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2018/02/12 12:06:18
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bodyThank you so much. I am ready to move with the train to success land. I feel good about this place. It;s far from cold or boring. I hope to use my content to help people.
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      "body": "Thank you so much. I am ready to move with the train to success land. I feel good about this place. It;s far from cold or boring.  I hope to use my content to help people.",
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2018/02/12 12:01:03
voterladmano
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2018/02/12 12:00:42
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bodyYou made some good points. I am new to Steemit but I am willing to learn the best ways to succeed. I wish I knew about steemit all these years but I am happy to evolve and learn. I will be glad if there are other tips for me. Thank you.
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      "body": "You made some good points. I am new to Steemit but I am willing to learn the best ways to succeed. I wish I knew about steemit all these years but I am happy to evolve and learn. I will be glad if there are other tips for me. Thank you.",
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2018/02/12 11:50:06
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2018/02/12 11:50:03
parent authorladmano
parent permlinkwhy-i-quit-my-job
authorgoldiemr
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bodyTotally get this. I started a website providing tips and tools to help people manage stress a work better, after having similar experiences Welcome aboard the steem express
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2018/02/12 11:45:15
voterkingkong1
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ladmanopublished a new post: why-i-quit-my-job
2018/02/12 11:43:00
parent author
parent permlinkintroduceyourself
authorladmano
permlinkwhy-i-quit-my-job
titleWhy I Quit My Job
body*My name is Ladipo Titiloye. I want to have fun on Steemit, share my words and thoughts and hey, earn some cool cash on the side. This is my story.* ![quit job.png](https://steemitimages.com/DQmagN3RQutCmmgPxE7ceEa13NoGDNGYhGMRkocM1iaJ7Kq/quit%20job.png) Have you been at a job that tires you out and make Mondays seem like dangerous days? I don’t mean the uneasy feeling of an ending weekend, but a blood pumping fear of returning to the office. This is not due to having a bad boss, (though it contributes), it’s just a case of being out of place with your job. Every time you are at work, you get a particular feeling: to quit. This was my situation for two of the three years I spent in my former workplace. I hated Mondays and wished everyday was a weekend or a public holiday. I was not a lazy person and did not have problems with my co-workers. However, the longer I stayed in the job, the more I realize that I was not growing. The job did not provide a chance for me to further education, or diversify my income. I was stuck in a cold routine of 8 to 5, doing the same thing without any opportunity for innovation. A case of clocking in with the same people, working for a while, chatting, playing office politics and finding a way to get in the good books of those that matter in the office. I was stagnant for those two years. I picked up the habits of going late to work, screaming at every mistake people made and complaining about my work to every colleague that was ready to listen. Even though, at the end of every year, I would promise myself that I will quit. I never did. I was afraid of what people will say. I was afraid that I would end up regretting it. The only kind of picture I could paint where those of hunger, panic and distress, so I stayed. I suffered. I became bitter even though I did my job effectively. Finally, I took a long needed one-month leave and everything changed. I took the chance to rethink my life purpose, and structure my plans on how to take control of my life without monthly pay. I was ready for change despite the recession that was biting hard on the country. I returned from the leave, and resigned. What a relief! Three things have since happened to me: ### I Escaped a Potential High Blood Pressure ### During those two years, I was depressed so many times. I was able to feel my heart pump so much blood with a rush of pain. I would wake up in the early hours of Monday and would not get any more sleep because I want to plan how to survive through another week. Ever since I quit, it has stopped occurring. I feel free, healthier and ready to take on the next adventure despite its uncertainty of success. ### I Have the Strength to Pursue my Dreams ### I want to make films, produce television dramas, and provide content for blogs and websites and run a profitable media company. I have a plan, and I am on the journey to make it happen. Running your own business is not an easy thing but if others are doing it, then I can. Whatever it takes, I am willing to do. I am ready to learn, to make mistakes and relearn. I can afford to fail but I won’t give up. Personal and family finances are quite unsettling but I am learning smart ways to live well with little and earn something on the side (Steemit is an option). I have only one direction to follow: forward. ![stickies-3127287_640.jpg](https://steemitimages.com/DQmbSsr4qpiEYHSAh7RyDapQqb9MQty21nj4BiMi5uLUWEx/stickies-3127287_640.jpg) ### I See Life from a Scary but Refreshing View ### It’s like getting cool breeze while standing at the edge of a skyscraper roof. Life without monthly paycheck is tough, especially for those who solely depended on it. Hunger, anger and distress, these fears that stopped me from quitting for those two years stare me in the face every morning. But I don’t let them bring me down. I take them as challenges I must overcome to make things happens. I meet new people. I do things that I never would have done before. My creativity is energized and I can’t wait to see a new day. Mondays are now golden. I am doing what I have always wanted to do. I am happy, healthier and ready to go. I am letting go of uncertainty. Why kill myself with worry over what I can’t control? I take up the tasks I must do, put up plans and follow them through, with the hope that my hard work and smart choices meet success. The story is not over; it has just begun. **Do you struggle with the fear of uncertainty about quitting? Have you ever quit your job?** Share in the comments box below.
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View Raw JSON Data
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      "author": "ladmano",
      "permlink": "why-i-quit-my-job",
      "title": "Why I Quit My Job",
      "body": "*My name is Ladipo Titiloye. I want to have fun on Steemit, share my words and thoughts and hey, earn some cool cash on the side. This is my story.*\n\n![quit job.png](https://steemitimages.com/DQmagN3RQutCmmgPxE7ceEa13NoGDNGYhGMRkocM1iaJ7Kq/quit%20job.png)\n\nHave you been at a job that tires you out and make Mondays seem like dangerous days? I don’t mean the uneasy feeling of an ending weekend, but a blood pumping fear of returning to the office. \n\nThis is not due to having a bad boss, (though it contributes), it’s just a case of being out of place with your job. Every time you are at work, you get a particular feeling: to quit.\n\nThis was my situation for two of the three years I spent in my former workplace. I hated Mondays and wished everyday was a weekend or a public holiday. I was not a lazy person and did not have problems with my co-workers. \n\nHowever, the longer I stayed in the job, the more I realize that I was not growing.  The job did not provide a chance for me to further education, or diversify my income. I was stuck in a cold routine of 8 to 5, doing the same thing without any opportunity for innovation. \n\nA case of clocking in with the same people, working for a while, chatting, playing office politics and finding a way to get in the good books of those that matter in the office.\nI was stagnant for those two years.\n\nI picked up the habits of going late to work, screaming at every mistake people made and complaining about my work to every colleague that was ready to listen. \n\nEven though, at the end of every year, I would promise myself that I will quit. I never did. I was afraid of what people will say. I was afraid that I would end up regretting it. The only kind of picture I could paint where those of hunger, panic and distress, so I stayed. I suffered. I became bitter even though I did my job effectively. \n\nFinally, I took a long needed one-month leave and everything changed. I took the chance to rethink my life purpose, and structure my plans on how to take control of my life without monthly pay. I was ready for change despite the recession that was biting hard on the country. I returned from the leave, and resigned.\n\nWhat a relief!\n\nThree things have since happened to me:\n\n### I Escaped a Potential High Blood Pressure ###\n\nDuring those two years, I was depressed so many times. I was able to feel my heart pump so much blood with a rush of pain. I would wake up in the early hours of Monday and would not get any more sleep because I want to plan how to survive through another week.\n\nEver since I quit, it has stopped occurring. I feel free, healthier and ready to take on the next adventure despite its uncertainty of success. \n\n### I Have the Strength to Pursue my Dreams ###\n\nI want to make films, produce television dramas, and provide content for blogs and websites and run a profitable media company. I have a plan, and I am on the journey to make it happen. Running your own business is not an easy thing but if others are doing it, then I can. Whatever it takes, I am willing to do.\n\nI am ready to learn, to make mistakes and relearn. I can afford to fail but I won’t give up. Personal and family finances are quite unsettling but I am learning smart ways to live well with little and earn something on the side (Steemit is an option). \n\n I have only one direction to follow: forward.\n\n![stickies-3127287_640.jpg](https://steemitimages.com/DQmbSsr4qpiEYHSAh7RyDapQqb9MQty21nj4BiMi5uLUWEx/stickies-3127287_640.jpg)\n\n### I See Life from a Scary but Refreshing View ###\n\nIt’s like getting cool breeze while standing at the edge of a skyscraper roof. Life without monthly paycheck is tough, especially for those who solely depended on it. Hunger, anger and distress, these fears that stopped me from quitting for those two years stare me in the face every morning. \n\nBut I don’t let them bring me down. I take them as challenges I must overcome to make things happens. I meet new people. I do things that I never would have done before. My creativity is energized and I can’t wait to see a new day. \n\nMondays are now golden. I am doing what I have always wanted to do. I am happy, healthier and ready to go. I am letting go of uncertainty. \n\nWhy kill myself with worry over what I can’t control? \n\nI take up the tasks I must do, put up plans and follow them through, with the hope that my hard work and smart choices meet success.\n\nThe story is not over; it has just begun. \n\n**Do you struggle with the fear of uncertainty about quitting? Have you ever quit your job?** Share in the comments box below.",
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0 / 30
No active witness votes.
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