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      "author": "steemitboard",
      "body": "Congratulations @joys-digital! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@joys-digital/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@joys-digital) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=joys-digital)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "The basic value of the platform -  it attracts cryptocurrency owners to buy goods and services in stores. It's free for business.\nIn addition, we have built marketing tools into the platform:\n- automation of marketing actions;\n- analysis of purchasing activity;\n- digital coupons;\n- game- and MLM-mechanics.\n\nAll this will allow shops to increase the number of repeat sales, expand the list of goods and services sold to one buyer, increase the depth of the check and the frequency of purchases.\nAll of this will be effective until the status of using cryptocurrency as a means of payment is not established. We plan to sell our products both for digital currencies and fiat. This will generate profit for the company.\nThe main difference between our product is the target audience, which we provide to marketers. The JOYS coins will be used in all operations. The growth of buyers will increase the value of JOYS.\nCompetitive advantages of Joys platform in countries where cryptocurrency is allowed to pay for goods and services:\n- full automation of the sales process;\n- almost unlimited number of accepted cryptocurrencies;\n- the product is integrated into the POS system software, there is no need to buy new equipment;\n- stores get the opportunity to advertise in the buyer's application;\n- keeping records of transactions.\n\n![pribyl-i-rentabelnost-kratko.jpg](https://cdn.steemitimages.com/DQmNmi9kvZWG8uVomGoTCytTvNmxJhK1TkychHPXnW6bM2J/pribyl-i-rentabelnost-kratko.jpg)",
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      "body": "Regulators treated cryptocurrency businesses as questionable or even criminal. But the ICO boom in 2017 has changed a lot. Now the authorities are increasingly thinking about regulating the crypto market. This has its drawbacks, but today we will talk about the benefits that will give the establishment of clear rules.\n\n<b>Benefits for regulators</b>\nNow regulators see cryptocurrencies as a threat to the economy. Сontrol of the  industry means for them:\n- not to give citizens fiat to switch to bitcoin;\n- to obtain the personal data of the owners of digital money;\n- get transaction taxes;\n- to block the sources of financing of criminal structures;\n- protect citizens from scams;\n- create a controlled cryptocurrency and ensure its widespread use;\n- to promote blockchain innovation.\n\n<b>Benefits for developers and ICO</b>\nThe regulatory framework and licenses will give developers confidence in the future on the territory of a particular country. Legitimation has a positive effect on consumer confidence.\nThe market will be cleared of fraudulent projects that badly affect the image of the industry.\n\n<b>Benefits for cryptocurrency exchanges and traders</b>\nThe wound will be cleared of potentially dangerous areas. This will attract even more investors.\n\n<b>Benefits for ordinary people</b>\nPossible advantages for ordinary people:\n- greater attention to the security of projects, control in the processing of personal data;\n- convenient conditions for depositing and withdrawing funds in fiat;\n- the national currency will be available for public audit if it has open source code;\n- possibility to pay for goods and services in cryptocurrency;\n- legal protection.\n\n![security-graphic-100596474-primary.idge_.jpg](https://cdn.steemitimages.com/DQmSx3vwyA6XhcDncjvJvqnyXEdKLhxFsUf9MvRxQ1bpQk2/security-graphic-100596474-primary.idge_.jpg)",
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      "body": "Lithuania and Estonia have already recognized bitcoin as a legal tender. Now in both countries, it’s possible to legally issue a salary in cryptocurrency. The rest of Europe is also considering this issue. Let's talk about the advantages and limitations of cryptocurrency salaries.\nThere are two payment strategies.\nThe first is to give out the bulk of the salary in fiat, and the premium – in digital money. This solution has several advantages:\n- first, it allows employees to be interested in using cryptocurrency;\n- secondly, it helps to motivate employees in the best work, because the size of the award can grow after the payment;\n- third, the main part of fiat is reliable insurance against fluctuations in digital money rates.\n\nThe second strategy is to pay the entire salary in cryptocurrency. For blockchain startups it is profitable for the following reasons:\n- save money and time for the withdrawal of funds in fiat;\n- cryptocurrency salary may interested millennials who are employees of such projects;\n- a good way to pay remotely, especially if employees work in different countries.\n\nDisadvantages of the cryptocurrency salaries:\n- commission for the transfer to fiat;\n- restrictions on use due to government regulation;\n- cryptocurrency volatility, which can lead to a sharp drop in salary.\n\n![https_%2F%2Fblueprint-api-production.s3.amazonaws.com%2Fuploads%2Fcard%2Fimage%2F677713%2Fb0665e48-2e19-4625-96c7-b04b17a87824.jpg](https://cdn.steemitimages.com/DQmVxzqrDHQ1iMKBU2Xo7n2MtLAVfcGyTourQgjPXbzjxZ1/https_%2F%2Fblueprint-api-production.s3.amazonaws.com%2Fuploads%2Fcard%2Fimage%2F677713%2Fb0665e48-2e19-4625-96c7-b04b17a87824.jpg)",
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      "body": "Andrey Mikhailishin, CEO of Joys, shared with Forbes how to differ reliable ICO from scam. For analysis Andrey offers to use the classical model 4T: Team, Tech, Theme, Token.\n\n<b>Team</b>\nMake sure that the project team has people with relevant skills and sufficient experience. Learn their social media profiles: post topics, activity, friends. Make sure you are not facing a bots. If you have any questions while studying the documents and the site, ask them to the team. \nContact with the project consultants. Usually, these are people with reputation. They won’t want to lose it, so they will answer honestly.\nFind out the registered address of the company, when and by whom a website domain is registered. You can also contact the partners listed on the website.\n\n<b>Tech</b>\nEvaluate the technology on which the project is based. If you are not a programmer, contact with a familiar developer or an independent consultant. \nEvaluate the project site. The website should be convenient and well optimized.\n\n<b>Theme </b>\nStudy the concept and define the prospects of the project. To do this, analyze:\n- the potential of the idea, the economic usefulness and importance of the project;\n- the market to which the development is aimed;\n- the scalability of the project;\n- the differences from competitors.\n\nIt’s also useful to find out how blockchain technology is used. Whether its application is useful for the implementation of the idea. \n\n<b>Token </b>\nThe last but not the most important point is to evaluate the project tokens. To do this, you will have to read the White Paper, the investment agreement and the token distribution agreement. Find out what type of token the project offers. Best of all, if it’s utility tokens, they don’t give the opportunity to participate in the management of the company, but allow you to exchange coins for services and goods of the project. If tokens are used  only for financial speculation, this is a bad sign.\n\n![select-ico.jpg](https://cdn.steemitimages.com/DQmYrBGU9iCJQiWm7sz8wHszwMDjXFLatgFbWXqwQ5CrKgN/select-ico.jpg)",
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      "body": "**Ru**\nПриветствую. Представляю студию блокчейн-копирайтинга. Предлагаю наши услуги по написанию WhitePaper, созданию видеороликов , написанию уникальных статей и обзоров (в том числе для steemit), переводов.  Огромный опыт и большой штат сотрудников. Списко наших услуг и портфолио в нашем [телеграм канале]( @contentmakerstudio) или на [сайте](http://contentmaker.studio).\n**En**\nHello everyone! I present to you our blockchain copywriting studio. We propose to you next services: writing WhitePaper, creating videos, , translations, writing unique articles and reviews (Including for steemit). Extensive experience and highly qualified team. List of services and portforlio in our [telegram channel](@contentmakerstudio) or on our [website](http://contentmaker.studio).",
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      "body": "Over the past two years, more than 2000 projects have been implemented by ICO. Almost all of companies collected personal information. For most projects, this information is the basis of the business model.\nIn Europe such projects are required to match the standards of the General Data Protection Regulation (GDPR). The rules apply to all ICO in which europeans participate, companies are offering their services in the EU or collecting information about europeans.\n\nThe GDPR is valid from 25 may 2018.\n\n<b> Usage of personal data in the blockchain projects</b>\nLet’s see where and how blockchain startups use personal data. There are four most common options:\n- creation of a white-list, which records the data of investors;\n- KYC compliance — collection data to confirm the identity of the investor;\n- authorization in the personal account of the project;\n- digital identification of the investor on the blockchain.\n\nThe first three options for the collection of personal data don’t caused questions, because here apply the same rules like in any e-commerce project.\nThe problem occurs when information adds to the blockchain. The technology doesn’t allow you to make changes to data chains or delete data on request. \n\n<b>How to solve the data problem in the blockchain</b>\nThe GDPR rules apply to any personal data, but technically cannot be implemented in the blockchain. In order not to quarrel with regulators and not to wait for the law to adapt to the peculiarities of technology, you can take care of the issue in advance.\nOne option is to write only the key to the blockchain, which confirms personal data. Keep information separately. If you need to delete it, delete it, but the key in the blockchain will lose its function.\n\n<b>General requirements for ICO and blockchain startups</b>\nFor ICO and blockchain startups, the requirements are the same as for other e-commerce projects:\n- the transparency of the objectives for gathering information;\n- consent to the processing of data;\n- personal data protection;\n- limited access to information prescribed in the rules for employees;\n- the ability to remove or correct personal data upon request.\n\n![dataprotection614x410-201406050711335101-20160127015609452.jpg](https://cdn.steemitimages.com/DQmbSAiwQ5A8ij7cBWfAxUjAm56aKh3iwvASVY3p7N3MBue/dataprotection614x410-201406050711335101-20160127015609452.jpg)",
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      "author": "johnkhaan",
      "body": "hey i gave you an upvote dont forget to follow me for future upvotes & i always follow back",
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      "author": "joys-digital",
      "body": "Hidden mining (cryptojacking) is the use of the power of personal computers and other devices connected to the Internet for mining without the knowledge of their owners.\nDuring the first year of 2018, the number of cases of hidden mining has increased significantly all over the world. In Russia, criminals have made more than 23% of cyber attacks with the help of virus programs for hidden mining. This type of cyberattack took third place in popularity among hackers.\nThis year, more than half of companies around the world have already experienced negative consequences. Much of the hidden mining affected individuals, researchers attribute this to the inattention of people and the imperfection of anti-virus programs.\nThe attack was made by three types of malicious miners: CoinHive, Cryptoloot, Jsecoin.\nSecurity experts from “Malwarebytes” have warned that the biggest threat to users is from adware and to large organizations is from spyware.\n\n![bb3777e24d284b17ec70ad37a37726d9.jpg](https://cdn.steemitimages.com/DQmXggbvczn29ca9gwDi6VoiM7hkRAr3BbQ1jjhxC9H77yB/bb3777e24d284b17ec70ad37a37726d9.jpg)",
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      "author": "prasannpr143",
      "body": "Great contents, Well written\n This project clearly got my attention after reading, and this will sell to the top. Blessed!!Thank you for the article. I ended up following you !! I will search for your contents everyday, you can follow me too. lets grow together [my new post](https://steemit.com/ico/@prasannpr143/echoing-voice-of-team-and-advisors-of-smart-containers)",
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      "body": "The main rule in risk management for investors is to invest only free funds. In addition to this rule, there are a few useful tips. Stick to them in trading and you won’t lose the deposit after 3-4 transactions.\n<b>Leave a 30% deposit to reserve</b>\nYou should lay no more than 70% of the deposit on a series of transactions. Leave the rest of the funds  for unforeseen cases. Remember that it’s impossible to reach 100% profitable trades. The stock market can go in any direction. \n<b>Keep the ratio of profit and loss 3:1</b>\nThe cryptocurrency market is very dynamic. Don’t risk your deposit in a smaller ratio. For example, if the price of Bitcoin is $7,000, put a limit on losses at $6,800, and fix the profit at $7,600. In case the market goes down, you will lost only $200.\n<b>4% of the deposit per trade</b>\nDon’t put more than 4% deposit on one trade. Even if you have a clear market forecast. A small part of the deposit for the transaction will protect you against an unforeseen situation, but it won’t prevent from following your strategy.\n<b>Limit losses to 5% of the deposit</b>\nBuying Bitcoin at $7 000 with deposit about $10 000, put a limit at $6 500. We are talking about only the main part of the deposit. \n\nRisk management is simple. Use this four principles, regardless of the market situation.\n\n![profitloss.jpg](https://cdn.steemitimages.com/DQmPTMXUaUtaJ1Z8zdixjeF5wiwFt2fzZG92KMRbdHStfBR/profitloss.jpg)",
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      "author": "steemitboard",
      "body": "Congratulations @joys-digital! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/posts.png)](http://steemitboard.com/@joys-digital) Award for the number of posts published\n\n<sub>_Click on the badge to view your Board of Honor._</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\n\n**Do not miss the [last post](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-croatia-vs-denmark) from @steemitboard!**\n\n---\n**Participate in the [SteemitBoard World Cup Contest](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-collect-badges-and-win-free-sbd)!**\nCollect World Cup badges and win free SBD\nSupport the Gold Sponsors of the contest: [@good-karma](https://v2.steemconnect.com/sign/account-witness-vote?witness=good-karma&approve=1) and [@lukestokes](https://v2.steemconnect.com/sign/account-witness-vote?witness=lukestokes.mhth&approve=1)\n\n---\n\n> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "author": "joys-digital",
      "body": "Joys helps projects to apply blockchain technologies for product promotion and for other purposes. Our technology can be used by any company interested in using cryptocurrency.\nWe are open for partnership and ready to provide JOYS coins to projects that don’t have their own tokens or cryptocurrency.\nFor example, Rate&Goods project has integrated the Joys system into the application to encourage user activity. The international payment system 123 has combined its infrastructure with Joys to expand the possibilities of paying for goods with cryptocurrency in a large number of countries.\nThe Joys platform is designed for convergence of the classical monetary system and the new digital economy based on blockchain technologies. Our goal is to create economic incentives to bring the two financial systems together. \nWe are expanding the use of cryptocurrency. We open the opportunity for blockchain projects to legally use their cryptocurrency in offline and online stores. \n\n<b>The first stage of ICO Joys will last until 4th September! Join us!\nJOYS’ cost from 21 june  to 9 july is $0.03, from 10 july — $0.035.\nThe minimum investment amount is $ 400.\n\nYou should install and register Joys wallet to participate: https://wallet.joys.digital/ or Reticule http://download.joys.digital/latest/, in the investor’s office https://joys.cash, submit an application and pay order to buy JOYS. </b>\n\n![blockchain-.jpg](https://cdn.steemitimages.com/DQmXdgvQq4EWtTCf45unTxvW8yBYK53yX7bM3P8VfdzqLMV/blockchain-.jpg)",
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      "body": "New Russian bills, which regulate the cryptocurrency market, will be edited. According to Anatoly Aksakov, сhairman of the State Duma Committee on Financial Markets, from the documents will removed the concepts of «digital money», «digital currency» and «cryptocurrency».\n«In fact, digital money will be positioned as «digital rights», which can be exchanged», — Aksakov told.\nThe draft laws will be rewritten in accordance with a common approach. It will provide a general definition of «digital rights», «investment platforms» and «crowdfunding platforms» and also give a full definition of «smart contracts».\nChanges in terminology will relate to investors and investment sites. Investors will be legally divided into unskilled and professional.\nIt’s not planned to separate utility token and security token.\n«The token is a «digital right». How it works decide the Central Bank. For the ICO, it will be used as a security token. Utility tokens using for a means of payment, calculation, exchange —the next stage. The Central Bank have to test the risk of this tool for the financial system», — Aksakov summarized.\n\n![Joys_pic11.jpg](https://cdn.steemitimages.com/DQmWXE5hWT9Y8ZrGCc865MnwbFQUbF9yUgbye3etwmR53G7/Joys_pic11.jpg)",
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      "author": "joys-digital",
      "body": "Dear customers!\nToday we start the first stage of the ICO. Take a chance to buy the JOYS cryptocurrency at a special price of 0.03 cents before the 9th of July! The minimum deposit amount is $ 0.4k ($ 400).\n\nAbout the Joys Digital project:\n—OnePager: http://download.joys.digital/docs/JOYS_Onepage-EN.pdf\n—White paper: http://download.joys.digital/docs/JOYS_White_Paper-EN.pdf\n—Terms and conditions: http://download.joys.digital/docs/JOYS_Terms_and_Conditions-EN.pdf\n—Watch how the platform works:https://www.youtube.com/watch?v=gM7WBxlMqno\n\n![4be4abc181027a42fb4512ff.jpg](https://cdn.steemitimages.com/DQmRKnLstCbCLxboa1URF1c4NyaxTugyuRgNU8XLpudDrAq/4be4abc181027a42fb4512ff.jpg)",
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      "body": "Follow https://steemit.com/@bible.com",
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      "author": "joys-digital",
      "body": "The popularity of cryptocurrency is growing. And the number of blockchain projects offering infrastructure for cryptocurrency payments is growing too. There are two types of such platforms. Let’s deal with them.\n<b>The first type: fiat money transfer systems based on cryptocurrency and blockchain</b>\nFor such systems, cryptocurrency is not the purpose of the transaction. Digital money is used as a means to transfer fiat currency. They provide low cost and high transaction speed. Systems of this type are divided into:\nA. the system of money transfers  (the system of international and interbank transfers for individuals);\nB. platforms for B2B payments.\n\n<b>The second type: cryptocurrency payment systems</b>\nThe purpose of these systems is to facilitate the use of cryptocurrencies in the economy.\nA. Payment services for sellers - process cryptocurrency payment transactions for trade and service enterprises.\nB. Universal platforms - help to solve a lot of tasks: instant transfers between users of the system, cryptocurrency conversion, payment of bills, purchase of digital money for fiat currency and much more.\nJoys platform is one of the universal platforms.\n\n<b>More about Joys</b>\nJoys is an open global blockchain platform based on Ethereum. The platform is designed for payment transactions between buyers (owners of various cryptocurrencies) and stores.\nJoys ensures the legality of using cryptocurrency to pay for goods even in countries where it is banned or has an undefined status. A feature of the platform is the use of its own infrastructure for payments.\n\n<b>ICO Joys starts today at 10:00 UTC\nThe price of a token at the start — of $0.03, 9 days from the start of the round — $0,035, 15 day — $0.04. The minimum investment amount is $ 2,000.\nYou should install and register Joys wallet to participate: https://wallet.joys.digital/ or Reticule http://download.joys.digital/latest/, in the investor’s office https://joys.cash, submit an application and pay order to buy JOYS.\nEnd of ICO Joys — 23: 59 UTC on July 12.</b>\n\n![Безымяыыыныыыный.jpg](https://cdn.steemitimages.com/DQmPzqyKiK2nU9y6orF9BTPib8p5KYz2q5DwKJDmTEwz88M/%D0%91%D0%B5%D0%B7%D1%8B%D0%BC%D1%8F%D1%8B%D1%8B%D1%8B%D0%BD%D1%8B%D1%8B%D1%8B%D0%BD%D1%8B%D0%B9.jpg)",
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      "body": "I've never heard of a masternode.  How do I learn more about this?",
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      "body": "The most popular ways to make money with cryptocurrency: trading, mining and investing. Let’s consider their relevance in 2018 and talk about other interesting options for earning in the crypto industry.\n<b>Mining</b>\nToday mining still lets you to earn big money. But its rate of return  is falling rapidly. The reasons for this are the increasing prices of equipment and electricity, complexity of coin mining. During the first half of June, bitcoin mining profitability fell by an average of 10%. And to recoup the equipment used at home takes at least a year of mining.\n<b>Trading</b>\nTrading is an actual, but very risky activity for beginners. In order to earn income you need a lot of experience and a high level of professionalism.\n<b>Investment</b>\nInvesting in cryptocurrencies and ICO also involves high risk. Today, there is a decline in the cryptocurrency market. And you should invest in ICO-startups only after careful study of white-paper and other documents of a project. While there are fraudulent projects on the market, as well as other risks, competent ICO investors receive big profit.\n<b>Masternodes</b>\nA good example of passive income with cryptocurrency - it's a support of special nodes for verification of transactions.  The owner of each masternode is rewarded for service and support. The amount of the reward depends on the total income of the miner and the network rules.\n\n![how-to-make-money-with-bitcoin.jpg](https://cdn.steemitimages.com/DQmNkaqay285b82yCuCYBDdrGprqnEEk8Kfv4w5cHXtW7By/how-to-make-money-with-bitcoin.jpg)",
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      "body": "@@ -1581,17 +1581,17 @@\n ne, 21. \n-4\n+3\n  days le\n",
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      "body": "The Wallace E. Carroll School of management (Boston, USA) researchers' report said: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3182169 it was noted that a typical ICO investor receives about 82% of the profits from investments.\nOf course, the tokens that are not released to the stock exchange within two months, guaranteed bring loss. But at the same time, after analyzing the data on 4003 ICO projects, which collected more than $12 billion, the experts came to the opinion that on average, investors still receive a significant profit from their investments.\nAs a rule after listing on the crypto-currency exchange, tokens' price increases by an average of 179% compared to the original. And this means a decent profit for the most agile. But even if the investor did not have time to buy tokens before the listing, he is in the black. The cost of the token on average grows by 67% during the first 30 days after placement. If you hold the tokens longer, then after 90 days the income can increase to 140%, and after 180 days by 430% and 1, 880% through 360\nFor more time, the data is virtually absent, as tokens are rarely traded longer than a calendar year.\nThe report claims: “ICO investors will get big profit from investments in untested platforms using unregulated offers. This shows that although fraudulent projects take place, they play a minor role. And investors are shrewd enough to recognize dishonest players. In addition, the risks are consistent with significant compensation in case of success”.\n\nWe are pleased to inform you that our ICO starts on June, 21. 4 days left! We invite you to participate! \nCoins' price in the bigining — $0.03. The minimum investment amount is $ 2,000.\n\nYou should install and register Joys wallet to participate: https://wallet.joys.digital/ or Reticule http://download.joys.digital/latest/, in the investor’s office https://joys.cash, submit an application and pay order to buy JOYS.\nICO is held from June 21 to July 12.\n\n![8й.jpg](https://cdn.steemitimages.com/DQmVFzNV5tFtSjUR2MdvG8yaT3W2qCfJAY2iLYmHwngG9j1/8%D0%B9.jpg)",
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      "body": "Have any way to control terror funding through crypto currency?????\nHave a look to this link \nhttps://steemit.com/ways/@parveensirswa/futuristic-concept",
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      "body": "Payment service providers violate the law when accepting cryptocurrency as a means of payment. This problem concerns a large number of countries where digital money is illegal or its status is still undefined. As a result, there are difficulties with banks and other regulators, it is necessary to put special equipment or refuse to account for transactions. All this puts limitations on interaction between the blockchain community and traditional retailers. It is important to create mechanisms that will simplify the payment with cryptocurrency, making it legal. The Joys team found a solution by applying mechanics that are legal all over the world: loyalty programs, gift cards and digital coupons.\n\n<b>Loyalty program</b>\nThe cryptocurrency of the one who pays is automatically exchanged for JOYS tokens, which are equal to bonus points under the loyalty program and are awarded in accordance with the established rules.\nWhen paying for the goods, the buyer receives a discount for the cryptocurrency. There are no settlements in fiat currency between the JOYS issuer and the merchant.\n\n<b>Gift and prepaid cards</b>\nCryptocurrency JOYS is used as payment for gift and prepaid cards issued by the seller. They are used for the purchase of goods or services. This option is suitable for grocery stores and stores where receiving digital money through a smartphone may be difficult due to queues and the volume of customer flow.\n\n<b>Digital coupons</b>\nIt involves the purchase of digital coupons for cryptocurrency. JOYS also act as coupons. This option allows you to apply flexible settings for the purchase of goods and services, automatically use the coupon at the checkout, use QR codes and any other methods of automation.\n\nIn any of the options for the buyer, the purchase of goods and services for cryptocurrency looks almost the same as for fiat currency.\n\n![11(8).jpg](https://cdn.steemitimages.com/DQmQVcu8XYNPXgGepEdxxF979BQWgRPvWmJzNcyP2oMkHS4/11(8).jpg)",
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      "body": "Payment service providers violate the law when accepting cryptocurrency as a means of payment. This problem concerns a large number of countries where digital money is illegal or its status is still undefined. As a result, there are difficulties with banks and other regulators, it is necessary to put special equipment or refuse to account for transactions. All this puts limitations on interaction between the blockchain community and traditional retailers. It is important to create mechanisms that will simplify the payment with cryptocurrency, making it legal. The Joys team found a solution by applying mechanics that are legal all over the world: loyalty programs, gift cards and digital coupons.\n\n<b>Loyalty program</b>\nThe cryptocurrency of the one who pays is automatically exchanged for JOYS tokens, which are equal to bonus points under the loyalty program and are awarded in accordance with the established rules.\nWhen paying for the goods, the buyer receives a discount for the cryptocurrency. There are no settlements in fiat currency between the JOYS issuer and the merchant.\n\n<b>Gift and prepaid cards</b>\nCryptocurrency JOYS is used as payment for gift and prepaid cards issued by the seller. They are used for the purchase of goods or services. This option is suitable for grocery stores and stores where receiving digital money through a smartphone may be difficult due to queues and the volume of customer flow.\n\n<b>Digital coupons</b>\nIt involves the purchase of digital coupons for cryptocurrency. JOYS also act as coupons. This option allows you to apply flexible settings for the purchase of goods and services, automatically use the coupon at the checkout, use QR codes and any other methods of automation.\n\nIn any of the options for the buyer, the purchase of goods and services for cryptocurrency looks almost the same as for fiat currency.\n\n![11(8).jpg](https://cdn.steemitimages.com/DQmQVcu8XYNPXgGepEdxxF979BQWgRPvWmJzNcyP2oMkHS4/11(8).jpg)",
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      "body": "<b>Prerequisites </b>\nGlobal retail market is growing, the need to use cryptocurrencies in the real sector of the economy and classic stores has also increased. But if we analyze the situation, it becomes clear that there is a lack of the tools for interaction between blockchain projects, owners of crypto-currencies and traditional retail. Especially this comes for the  countries where digital money is illegal or their status is not defined. Projects that provide the ability to pay with digital money operating in such countries are under pressure of banks and other regulators.\n<b>2017</b>\n- There was an idea how to change the existing state of affairs and integrate the blockchain community into the traditional retail. By that time our team already had experience in creating open systems and integration solutions in retail and in the successful future of blockchain technologies, as well as faith in our own strength.\n- We have developed our own blockchain network which provides all transactions, collects statistics and monitors the network. \n- We created an open API and integrated it into the common POS-systems used by the stores in the CIS and Europe.\n- We have built and now use our own payment infrastructure.\n\n<b>2018</b>\n- We have completed the development of a  miners' pool, and also developed an application and a wallet, which allow you to join the mining of JOYS.\n- Created cryptocurrency exchanger.\n- Integrated API Joys v1.5 in POS, developed cloud POS app for  «Evotor» and miniPOS app for smartphones.\n\n<b>Plans</b>\n- To conduct the ICO;\n- To improve Joys API ;\n- To improve and develop the Joys platform;\n- To integrate system in Russia and CIS;\n- To deploy the infrastructure of Joys in the CIS, Southeast Asia, UES, Latin and North America.\n\n![Joys_pic5.jpg](https://cdn.steemitimages.com/DQmdZwzXhjDLv7KyJDYDKWBTrK8fpkwiQimZGSGMTA2jCTk/Joys_pic5.jpg)",
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      "body": "The key difference between the new model and traditional phones is a built — in full crypto wallet and decentralized applications. You can buy a smartphone for Ethereum and bitcoins.\nThe uniqueness of the solution is that the wallet is equipped with a security system based on its own blockchain system, the nodes of which will serve all sold mobile Exodus. With the successful distribution of the model, such a system can guarantee a very high level of security.\nAnother feature of the smartphone is decentralized applications. Exodus not only supports them, but also allows developers to create their own applications.\nThe device is planned to be released to the market by the end of 2018. HTC is not the only company that strives to introduce innovative technologies into their smartphones. Not so long ago, Huawei — one of the main competitors of HTC — announced the distribution of bitcoin wallet through the company’s app store. It is important that such a wallet can be downloaded even in China, where crypto-exchanges have been banned for a long time, and Google Play and App Store are only partially available.\n\n![Joys_pic7.jpg](https://cdn.steemitimages.com/DQmPMDJ94ejxvUn3jfPkTHxohfDzhHvygcGfy8ANKdVsVKJ/Joys_pic7.jpg)",
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      "body": "@@ -270,16 +270,17 @@\n l money:\n+ \n %22smart c\n@@ -290,12 +290,12 @@\n ract\n-%C2%AB, %C2%AB\n+%22, %22\n digi\n@@ -309,19 +309,19 @@\n lets\n-%C2%BB, %C2%AB\n+%22, %22\n mining\n-%C2%BB\n+%22\n  and\n",
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      "body": "The purpose of the document is to regulate the relations arising during operations with cryptocurrencies through operators of specialized trading platforms. In addition, the document proposes definitions of key terms used in the issuance, storage and handling of digital money:\"smart contract«, «digital wallets», «mining» and others.\n\n— As a member of the specially created expert Council of the AIFC, I want to fully support my Kazakh colleagues! They took the best practices and combined them into one document — said Elina Sidorenko.\n\nA special place is given to the section on the legal basis for private placement of securities exempt from registration with the financial regulator. The rules developed in it are applicable for the implementation of ICO by institutional and retail investors.\n\nTo protect the rights of unqualified investors, the document proposes: to fix the requirement to disclose information necessary for making a reasonable investment decision; set a limit on the amount of the Deposit for unqualified investors.\n\n![photo_2018-06-07_11-47-29.jpg](https://cdn.steemitimages.com/DQmNZFLeQrRcu21UMNwNnds2bLD3hogAMx1jsJCLVjqYMTa/photo_2018-06-07_11-47-29.jpg)",
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      "body": "Congratulations @joys-digital! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/posts.png)](http://steemitboard.com/@joys-digital) Award for the number of posts published\n\n<sub>_Click on the badge to view your Board of Honor._</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\n\n> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "body": "<b>Use smart contracts</b>\nSmart contracts allow parties to enter into contracts without intermediaries. They work on the basis of blockchain technology, which ensures their reliability.\nThrough smart contracts, companies can significantly reduce the cost of a subset of common transactions and bypass numerous regulated rules and regulations.\nFor example, the Slock organization has built a smart contract into its smart bike lock. The client must fulfill all the terms of the contract to unlock the lock on the rented Bicycle.\nTo increase the reliability of data storage\nCloud storage causes many concerns in business. A lot of money is spent to protect the data. Blockchain technology allows companies to reduce the cost of storing data on Central servers.\n\n<b>Get a Proof of Provenance</b>\nWith the help of Blockchain, you can control the brand product at every stage of its creation, purchase and delivery. Digital audit is reliable and provides more information.\n\n<b>To pay with cryptocurrency</b>\nPay salaries in digital money is beneficial to companies whose employees work in different parts of the world. This will reduce costs by saving time for the transfer of funds and storing all the necessary data in a distributed register.\n\n<b>To hold fair vote</b>\nDelegated Proof of Stake (DPOS) is a fast and efficient consensus model. All network parameters, from payment schedules to intervals and transaction sizes can be customized through democratically elected delegates. This, in turn, allows for almost instant confirmation. The consensus Protocol provides for the protection of each participant from unwanted regulation.\n\n![photo_2018-06-05_14-14-24.jpg](https://cdn.steemitimages.com/DQmNswK3REvvAFqx3sWLd2LujNHh48nhWxTky18q6JESY2Z/photo_2018-06-05_14-14-24.jpg)",
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      "body": "**WARNING** - The message you received from @goldbaba1 is a **CONFIRMED SCAM**!\r\n**DO NOT FOLLOW** any instruction and **DO NOT CLICK** on any link in the comment!\r\n\r\nFor more information about this scam, read this post:\r\nhttps://steemit.com/steemit/@arcange/phishing-site-reported-postupper-dot-ml\r\n\r\nIf you find my work to protect you and the community valuable, please consider to upvote this warning or to [vote for my witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=arcange&approve=1).",
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      "author": "goldbaba1",
      "body": "Get your post resteemed over 90000+ followers and get upto $21+ SBD value Upvote. \nYour post will skyrocket and give you maximum exposer. \n## << EXCLUSIVE OFFER >> \nWE are giving 20 UPVOTS WORTH 1 SBD AND 10 FOLLOWERS.\n\n[Click HERE FOR GET THE OFFER](https://hidereferrer.com/lf/cf9bc1)",
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      "body": "The Rate&Goods app available for iOS and Android helps people choose quality products of different categories. Users can add reviews and rate items and products they've purchased, and quickly check the rating of an item before they buy it. The application helps to make a better choice or share with all your opinion about buying.\nToys, food and even medicines — any product that has a barcode can be added to the app.\nThe list of goods is constantly growing. Already, users have added more than 200 thousand goods and left more than a million ratings and more than 250,000 comments.\nFor reviews, barcode scanning, adding prices and photos, as well as for participation in the community, users receive virtual points that can be spent on discounts when buying from Rate&Goods partners. To promote the app has an integrated system of Joys, which is planned to be activated before the start of the ICO Joys.\n\n![1478289181.jpg](https://cdn.steemitimages.com/DQmYvyza99rBa5RM8WjgJGzudfzcvohgU7gJDEv18CbsBQG/1478289181.jpg)",
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      "body": "American Express (AmEx) in partnership with online retailer Boxed and global blockchain platform Hyperledger integrates distributed Ledger technology into its customer reward program.\nThe technology will allow merchants to easily create loyalty programs. This applies to the rewards that American Express cardholders receive for paying for purchases in partner store networks.\nThe program, implemented with Boxed, gives customers the opportunity to earn 5 times more loyalty points than usual. The new system increases customer engagement by adjusting the reward structure and offering tailored products.\nAmerican Express partner stores can choose any product they would like to increase the demand for with the help of the loyalty program.\nAmEx is starting giving bonus rewards points to Boxed customers who buy Planters nuts, Dove soap and a handful of other items, but plans to open the program for all their merchants in the coming months.\n![gettyimages-542015140_600x380.jpg](https://cdn.steemitimages.com/DQmPynzaVE9CyWuwAtNgdXEyy98erAtQCwVGgtqKSStGGTY/gettyimages-542015140_600x380.jpg)",
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      "body": "The biggest problem of payment service for cryptocurrencies — their actions violate the laws of the most countries. This leads to problems with banks and difficulties with integration into shops and services. In addition, to accept payment in cryptocurrency shops need new POS-terminals.\nJoys offers a simple and effective solution that allows you to legally purchase goods and services for any cryptocurrency. The mechanics of loyalty programs, prepaid and gift cards, as well as the technologies of digital coupons circulation are used for the implementation of the programs allowed by the laws. The system is integrated into the terminal of the store, so no additional equipment is required.\nThe project infrastructure has an open API. Banks, payment systems and government regulators cannot block it. After the ICO, the source code will be open to the crypto community, so everyone interested can join the development of the Joys platform.\n<b>Description of cryptocurrency JOYS</b>\nThe internal cryptocurrency JOYS is a utility tokens designed to account for the actions of users and to reward miners. It is also planned to use it as a payment for the use of the system.\nThe initial issue of JOYS is 10 billion units. Every 15 seconds, a new block is created in the Joys network, for the calculation of which the system pays a reward of 5 JOYS. The total annual emission is 10,512 million JOYS, which are required for each operation when using the system.\nCryptocurrency JOYS-the basis and engine of all processes of the system — a measure of exchange, a means to confirm payments, «fuel» for smart contracts. Purchased JOYS is not refundable and cannot be redeemed by the issuing company.\nIn the future, it is planned to use all the features of Ethereum, on whose basis the system works.\nYou can get JOYS in one of two ways:\n- to purchase cryptocurrency in the office of the investor https://joys.cash/ for fiat money;\n- get tokens as a reward for mining, you can connect to the network at any time through the Ridicule app: http://download.joys.digital/latest/. \n\nThe project partners are the JOYS as digital coupons, discounts, or prepaid cards which can be redeemed or serve as a reward for a target action, such as viewing advertising, reviews, etc.\n\n![2078571.jpg](https://cdn.steemitimages.com/DQmNjJCLjmFcX6cYYWosGWzKdsX7rFTxbGbwa5SsHb6f6Bt/2078571.jpg)",
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      "author": "joys-digital",
      "body": "Mastercard is going to get a patent for its new technology that allows you to speed up the addition of nodes to the blockchain. \nEach block must be verified in a new node before it can be generated and added to the chain. This is not a problem, but when the blockchain is implemented in most industries and corporations will pour a huge amount of data, the speed of the nodes is significantly reduced because of the array of the registry.\nAnd the longer the verification takes, the longer the new node will not participate in the process.\nMastercard figured out how to reduce the verification time and speed up navigation in the blockchain. Their system will allow nodes to communicate and verify with the content of a particular block. This will reduce the time that is spent synchronizing nodes that represent a copy of the transaction history on the network.\nIn addition, the system will introduce \"quick tracking flags\" when adding blocks, with their help nodes will quickly scan the contents of blocks. To implement the changes, it is assumed to use a special configuration blockchain.\nWhile the patent is not approved, but many people understand that such a technology is necessary.\n\n![picjoys_0526_lr.jpg](https://cdn.steemitimages.com/DQmeVtmXmBuq3dJczpgjhD8Ugyr8DE4e9xtLZ12H6wyX1Q6/picjoys_0526_lr.jpg)",
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      "title": "The new Mastercard technology will speed up the blockchain"
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      "author": "thecryptotrader",
      "body": "interesting, thanks!",
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      "author": "joys-digital",
      "body": "Worldcore, an international company that specializes in payment transactions and serves, has made a rating of 15 countries that have banned or limited operations with cryptocurrency.\nThe first four lines are occupied by countries in which the use of digital money is severely punished, up to imprisonment for several years:\n- Nepal;\n- Bolivia;\n- Bangladesh;\n- Algeria.\n\nNext are the countries where there are national bans only on certain types of transactions. In some of them, only payment transactions are prohibited, in others, such as in China, the operation of exchanges and ICO is completely prohibited. Note that the Chinese blockchain projects, in every way try to circumvent the legislative obstacles.\n\nThe following are countries with restrictions on certain types of transactions:\n- China — purchase and sale of cryptocurrencies, ICO and their advertising is prohibited;\n- India — financial institutions cannot conduct operations with cryptocurrency;\n- Russia — considers cryptocurrency as a digital asset, but not a means of payment, the purchase and sale of digital money is possible to make only on the registered national platforms. On separate sites advertising the ICO.\n- Vietnam — from January 1 this year banned the issue and use of all digital currencies;\n- Indonesia — officials are considering regulatory documents that will impose a ban on the use of cryptocurrencies and the processing of cryptocurrency transactions;\n- Thailand — in February 2018, the Central Bank banned key operations with cryptocurrency: investing, trading, creating platforms, using credit and debit cards.\n- Kyrgyzstan — digital money is not a legal means of payment;\n- Ecuador;\n- Iceland — digital money fall under the General restrictive currency regulations.\n- Morocco;\n- Malaysia.\n\nMost likely, in the future, the attitude to cryptocurrencies will be revised. The Joys blockchain platform allow to pay for goods and services with digital money even in countries where they are banned.\n\n![picjoys_0522_lr.jpg](https://cdn.steemitimages.com/DQmWHyg3cM4GjJx78CWXTacqM5PYtoALhMACZdx744kHEnt/picjoys_0522_lr.jpg)",
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