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      "body": "![Changelly Pro.png](https://cdn.steemitimages.com/DQmaAzfK1U4ZS27cgP8tDw4c1dwfWeooALMPrd8kec1yC3T/Changelly%20Pro.png)\n\n[Changelly Pro](https://pro.changelly.com/) is an extended version of the popular cryptocurrency trading platform Changelly. Unlike the original platform which is rather an aggregator of side cryptocurrency exchanges, Changelly Pro is a full-fledged exchange. It provides a clean intuitive interface for monitoring the markets of interest and a system of signals that make it easier to grasp the necessary information in time. The exchange supports over 140 cryptocurrencies. Changelly Pro is an entry-level exchange. It means that users without cryptocurrencies can start trading there, too, as it supports deposits in fiat currencies.\n\n**General Information**\nThe Changelly Pro exchange was launched in 2020. It's worth saying that the platform was developed by the competent team responsible for another cryptocurrency trading spot known simply as Changelly. The original platform has been active since 2015. Changelly is an instant cryptocurrency exchange platform. It's important to note that Changelly is an aggregator of orders from other cryptocurrency exchanges striving to provide users with the best offers on the market. In contrast to the approach of the initial platform, Changelly Pro is a full-fledged cryptocurrency exchange in a usual sense.\n\nAccording to the company's statement, the goal was to create a new exchange meeting the most important needs of traders, both novices and experienced ones. The needs mentioned in the statement are the ease of use, low fees, and professional support service. Besides the web version, the exchange is available in the form of user-friendly Android and iOS mobile apps.\n\n**Verification Levels**\nThere are three levels of account verification on Changelly PRO: Starter, Trader, and Pro. The Starter level requires only an easy email + password sign up procedure. However, the Starter level users will have to deal with higher fees and tighter limits than the Trader or Pro users. Moreover, the fee discounts that depend on the personal trade volume are not available for the Starter level. Also, the Starter level users cannot regain access to their accounts if the 2fa device gets compromised or if the account is deleted for certain reasons. It's safe to say that the use of the Starter level is not safe. It's much better to go through the verification procedure and get the Trader level to ensure the account protection and enjoy better trading conditions.\n\n**Verification levels short guide:**\n\nStarter. Withdrawals are limited to 1 BTC a day. No fee discounts. Requires: email.\n\nTrader. The withdrawal limit is 50 BTC a day. Requires: national ID.\n\nPro. No withdrawal limit. This level provides higher API limits and consultations from the account manager. To get this level users will have to contact platform representatives for assistance. \n\nTo pass the KYC one needs to provide a high-res image of the national or international ID or driver's license. Users are required to provide their full legal name, residency address (including ZIP code), birth date, phone number, and a selfie with documents and a signature sample. The support team is supposed to respond in three days.\n\n**Basic Features**\nBoth fiat money and cryptocurrencies can be traded on Changelly Pro. It makes the platform a possible starting ground for those who don't have any crypto yet. Changelly Pro supports several payment methods for those who want to deposit money.\n\nThe easiest way to start is by sending cryptocurrencies on the exchange address. To do so one needs to enter an account and click on the Deposit button. It opens the account wallet address (the QR code with an address is also available). All one has to do is to copy the address and send some coins there from the personal crypto wallet. There are over 30 cryptocurrencies that can be used for depositing on Changelly PRO.\n\nThose users who only have fiat currencies will have to buy crypto first. Changelly Pro claims to accept fiat money deposits. From the user's side, that's true, but actually, fiat money deposits are arranged via the Changelly platform. The choice of payment methods for those who want to deposit fiat money is quite wide. One can deposit using Simplex (it accepts credit cards and wire transfers), MoonPay (fiat-to-crypto converter, it accepts credit cards), Coinify (it accepts both wire transfer and credit cards), Indacoin (fiat-to-crypto provider accepting credit cards), and Wyre (the platform accepting bank cards to convert fiat money to crypto). All these services collect different fees, available in different countries, and have other dissimilarities. Happily, thanks to the diverse choice, users can find the best solution.\n\nThe trading view of the exchange is quite standard. It has a candlestick chart. Buy and Sell boxes. Traders can place market, limit, stop, and scaled orders. It's an important feature, as some exchanges don't support different types of orders which makes trading riskier and less flexible. The order book, the list of sales, and the market depth graph are in place, too. There are four markets on Changelly PRO. They are BTC, ETH, USDT, and DAI markets.\n\nChangelly PRO provides a margin trading feature which is not usual for most of the crypto exchanges. Margin trading allows many traders to maximize profit using leverage. Of course, this trading feature is associated with bigger risks and should be approached with consideration.\n\nChangelly PRO has a referral program. It offers to earn up to 50% of trading fees paid by those who registered on the exchange via the user's referral link.\n\n**Fees**\nPRO version doesn't charge fees for deposits in cryptocurrencies. Depositing fiat money costs from 1 to 7 percent, depending on the chosen payment method and other factors. What is really nice is the level of the trading fees. The maximum trading fee is set at 0.1%. That’s much lower than the average industry level. Moreover, depending on the 30-day personal trade volume both takes and makers can enjoy smaller fees (makers get bigger discounts). The minimum trading fees (for those whose trades are worth 150,000 BTC in 30 days) are 0.04% (for takers) and 0.02% (for makers). Another nice trait is the lack of the minimum withdrawal threshold, so traders are free to withdraw any amount of money anytime. The withdrawal fees are flat (meaning that the commission doesn't depend on the transaction volume). BTC withdrawal costs 0.0004 BTC, XRP withdrawal fee is 0.25 XRP,  0.003 ETH for the Ether withdrawal, and 4 USDT is charged when Tether gets withdrawn.\n\n**Security**\nOne of the ways to make trading on [Changelly Pro](https://pro.changelly.com/) safer is account verification standards applied by the exchange. The platform is compliant with the global AML and KYC requirements which makes it extremely uneasy for fraudsters to steal money from Changelly PRO accounts.\n\nThere is not much information on the protection measures provided by Changelly PRO. Like on most of the exchanges it is possible to activate the 2-factor authentication. This solution makes it impossible to enter the account, withdraw coins, or make critical changes in settings without the physical possession of the user's mobile device with the app that creates short-term one-time passwords requested in mentioned situations. Such a protection measure helps to stop most of the thieves. Also, users can enable Whitelist of addresses (the Whitelist section) so the intruders won't be able to withdraw money to addresses that are off the list. Among other security features there are YubiKey, the active sessions monitor, and the Terminate All Sessions button).\n\nThe safety of the account depends on users, no less than on the platform. Paying attention to suspicious activity on the account, avoiding proceeding to the phishing websites links, setting a strong password (and changing it from time to time) — all these and other things will help to maintain the funds and data security.\n\nSource URL: https://cryptogeek.info/en/exchanges/changelly-pro",
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      "body": "![Dogecoin is growing rapidly thanks to the viral video in TikTok](https://miro.medium.com/max/700/0*fWnLCGVWje_iZDwr)\n\nDogecoin's market value soared to $0.005599 on cryptocurrency exchanges, approaching a two-year high. The growth over the past two days has exceeded 100%.\n\n![The growth over the past two days has exceeded](https://miro.medium.com/max/700/0*Fr9BKeaSIUjUd5mG)\n\nOn the 7th of July Dogecoin's market price has grown by 26% in a few hours after a viral video on the TikTok social network, offering to buy DOGE and “get rich”.\n\nThe rapid growth of the coin began on the night of July 7. Price grew from $ 0.00229 to $ 0.0029 in one day. DOGE's capitalization grew by $ 70 million, which allowed the coin to get to 33rd place in the cryptocurrency rating. Currently, the price of DOGE keeps rising and has reached about $0.004025. Trade volumes for this period increased by 10 times from $63 million to $700 million.\n\nFive days ago, James Galante uploaded a video on TikTok. It begins with the words \"let's get rich.\" In the video, he informs the audience that Dogecoin is currently practically worthless and encourages everyone to invest $25. According to him, this will increase investments to $10640 when the price of a coin reaches $1.\n\nAt the moment, the video has collected 62.8 thousand likes, 4960 comments and 23.1 thousand reposts. \n\nThe official Twitter account of Dogecoin reacted to these events with a message to potential buyers. Developers ask not to fall for FOMO and make such decisions on your own.\n\nBe mindful of the intentions people have when they direct you to buy things. None of them are in the spot to be financially advising. Make choices right for you, do not ride other people's FOMO or manipulation. Stay safe. Be smart.\n\nYou can buy or trade Dogecoin on [Freewallet](https://freewallet.org/) using our built-in exchange without network fees.\n\n1) Sign into wallet\n2) Click exchange coins\n3) Choose coins you want to convert\n4) Enter the amount you want to exchange\n5) Coins are on your wallet\n\nOff-chain exchanges are executed in 2-3 minutes and characterized by better rates and enhanced anonymity. Off-chain exchanges are available for DOGE, BTC, EOS, and other 50+ coins and ERC tokens. The accessibility of each cryptocurrency should be clarified before the operation.",
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      "body": "@@ -12696,8 +12696,92 @@\n for you.\n+%0A%0ASource: https://cryptogeek.info/en/blog/top-crypto-wallets-with-built-in-exchanges\n",
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      "body": "Since the advent of the original digital currency Bitcoin in 2009, the crypto market has notably rushed forward. Over the past decade, the industry has been enriched by a large number of services enabling the storage and exchange of multiple digital assets in accordance with the demand from the community. \n\nBut with all the diversity of choice, finding your personal favorite might be really challenging. This time I’ve decided to collect 10 reputable and well-established crypto wallets and check their transaction speeds, rates, and actual amounts received after making the exchange. In this article, I’ve described my own user experience and summarized the results of the trial-trip to identify the industry leaders. So let's see how that turned out!\n\n**Atomic**\n[Atomic Wallet](https://atomicwallet.io/) is a desktop application that provides users with full control over their cryptocurrency savings, as private keys and transactional data are stored on users' computers instead of the provider's servers. Atomic wallet is compatible with Windows, Mac OS, Ubuntu, Fedora, and Debian operating systems that make it easy to use on a variety of devices.\n\nWithin the Atomic wallet, it took 14 minutes to complete the exchange of my 0.1 ETH to BTC. I was pleased with a quite convenient and intuitive web interface that made the process very smooth. After the exchange was over, I received the sum that was equal to the amount promised by the wallet provider in accordance with the given rate.\n\nProcessing Time: 14 min\nAmount Sent: 0.1 ETH\nPromised amount: 0.0023362 BTC\nAmount Received: 0.0023366 BTC\nRate: 1 ETH = 0.02359 BTC\n\n**Jaxx**\n[Jaxx](https://jaxxx.io/) is a digital wallet that allows users to send and receive multiple cryptocurrencies, and also gives you a safe place to store them. It was created in 2014 by Anthony Diorio, who is also known as a co-founder of Ethereum. Jaxx is considered to be one of the most reputable and trustworthy software wallets in the cryptocurrency space and can be downloaded on most device types.\n\nWithin the Jaxx wallet, I decided to convert 0.2 ETH to BTC, which took 10 minutes more than that within the Atomic Wallet. Moreover, I faced some problems with the balance display, so I had to re-enter the wallet from another device using the seed phrase in order to solve the issue. After completing the exchange, I received the sum that was 7% lower compared to the amount I expected from the wallet provider in accordance with the given rate.\n\nProcessing Time: 24 min\nAmount Sent: 0.2 ETH\nPromised amount: 0.00492669 BTC\nAmount Received: 0.00465938 BTC\nRate: 1 ETH = 0.02462 BTC\n\n**Coinomi**\n[Coinomi](https://www.coinomi.com/en/) is one of the most reliable and secure free desktop and mobile multi-currency wallets that can store over half a thousand coins. Users’ private keys are kept on their phones or PCs, and the wallet itself is protected with a password with the possibility to generate a handy password recovery phrase if the device is lost. Since 2018, it has been available for both Android and iOS operating systems.\n\nWithin the Coinomi wallet, I made an exchange of 0.2 ETH to BTC, and it took 21 minutes to complete the exchange. I was offered two options before making the swap: Changelly and Coinswitch. I chose the former since the rate was more profitable at the time of the experiment. As soon as the exchange was over, I received the sum that was 5% lower compared to the amount unsured by the wallet provider in accordance with the given rate.\n\nProcessing Time: 21 min\nAmount Sent: 0.2 ETH\nPromised amount: 0.00485326 BTC\nAmount Received: 0.00467053 BTC\nRate: 1 ETH = 0.02426 BTC\n\n**Freewallet**\n[Freewallet](https://freewallet.org/) is a digital wallet available on iOS and Android. It is designed to store and manage over a hundred cryptocurrency assets that can be purchased via credit card. Freewallet is one of the few wallets that launched full-fledged mobile applications for single cryptocurrencies and provided the ability to integrate with cold storage. It also has a built-in quick sharing feature as well as fee-free transactions within the wallet’s ecosystem. The set of Freewallet’s security features also includes PIN codes, multisig, two-factor authentication, and fingertips.   \n\nWithin the Freewallet, I swapped 0.5 ETH to BTC, and wow - just 1 minute, and my funds are already displayed on the account balance. However, as soon as the exchange was completed, I received the sum that was a bit lower compared to the amount I was promised to get from the wallet provider in accordance with the given rate.\n\nProcessing Time: 1 min\nAmount Sent: 0.5 ETH\nPromised amount: 0.01216242 BTC\nAmount Received: 0.01212526 BTC\nRate: 1 ETH = 0.02424 BTC\n\n**Exodus**\n[Exodus](https://www.exodus.io/) is a multi-currency wallet that supports many tokens with the possibility of exchanging them directly in the application. Unlike most similar solutions, the interface of this wallet is so simple and understandable that even beginners in the cryptocurrency field can use it. The desktop application is designed to be installed on devices running on the following operating systems: Windows, MacOS and Linux. In 2019, a mobile application for Android and iOS was released. By 2020, Exodus supports 100+ cryptocurrencies and tokens.\n\nWithin the Exodus wallet, I spent 26 minutes to complete the exchange of 0.2 ETH to BTC. During the exchange, no problems were faced; the interface is very clear and practical. A very clear interface has proved to be rather practical and lag-free. Besides, I received exactly the same amount of BTC that was guaranteed by the wallet provider in accordance with the given rate.\n\nProcessing Time: 26 min\nAmount Sent: 0.2 ETH\nPromised Amount: 0.00476789 BTC\nAmount Received: 0.00476789 BTC\nRate: 1 ETH = 0.02392677 BTC\n\n**Guarda**\n[Guarda](https://guarda.com/) is a multi-cryptocurrency wallet that allows users to manage their assets from any device (desktop, laptop, tablet or smartphone) connected to the Internet. The web wallet is compatible with any device running on Windows, Linux or MacOS, and the mobile app is available for Android and iOS. The wallet has a built-in function of purchasing cryptocurrency with a bank card provided by Simplex. In addition, Guarda’s own cryptocurrency exchange allows users to quickly convert cryptocurrencies within the wallet without any restrictions.\n\nWithin the Guarda wallet, the exchange of 0.2 ETH to BTC took 19 minutes. Through my user experience, the wallet itself is pretty convenient and meets high-quality standards. After the swap was made, I received the sum that was 3% lower than the amount I expected to get in accordance with the rate given.\n\nProcessing Time: 19 min\nAmount Sent: 0.2 ETH\nPromised Amount: 0.0049122 BTC\nAmount Received: 0.0048903 BTC\nRate: 1 ETH = 0.0244515 BTC\n\n**Edge**\n[Edge Wallet](https://edge.app/) is the multi-currency mobile wallet that allows users to manually add ERC-20 tokens that are not available by default. It has a variety of in-app options like buying, spending, and exchanging cryptocurrencies. The wallet also supports the Segregated Witness (SegWit) protocol - both for bitcoin and Litecoin. No user data or personal information is transferred to the company’s services. The mobile versions of Edge can be downloaded on iOS and Android devices.\n\nWithin the Edge wallet, the process of converting my 0.2 ETH to BTC was as fast as within Freewallet, which is impressive indeed. The exchange occurred instantly, and after I clicked the “Confirm\" button, there were no waiting windows. On top of that, I got my promised Bitcoins on the balance in accordance with the given rate.\n\nProcessing Time: 1 min\nAmount Sent: 0.2 ETH\nPromised Amount: 0.00478472 BTC\nAmount Received: 0.00478472 BTC\nRate: 1 ETH = 0.0239236 BTC\n\n**Huobi**\n[Huobi Wallet](https://www.huobi.com/) is a convenient and secure multi-currency wallet that is available for smartphones running on iOS and Android. Currently, it supports more than a hundred digital assets, including the recently added EOS and TRX and the rest of available ERC20 tokens. In addition to storing cryptocurrencies, the wallet also enables an internal exchange function between them and empowers users with digital asset management services.\n\nWithin the Huobi wallet, I’ve been waiting for 28 minutes to swap 0.2 ETH to BTC. The only concern occurred during my test-drive was related to the exchange function that is not presented here in a clear manner, so I’d say that this wallet isn’t targeted at beginners. The sum I eventually received was 7% lower compared to the amount ensured by the wallet provider in accordance with the given rate.\n\nProcessing Time: 28 min\nAmount Sent: 0.2 ETH\nPromised Amount: 0.004959 BTC\nAmount Received: 0.004662 BTC\nRate: 1 ETH = 0.021127 BTC\n\n**Enjin**\n[Enjin Wallet](https://enjin.io/wallet) is an application from the Enjin platform, which is intended for executing game tokens transactions. Except for giving you an opportunity to send and accept coins like all the other crypto wallets, Enjin Wallet allows you to use them on Engin, the largest online gaming platform, which has been functioning since 2009 and offers more than 250,000 game projects. The service is available for iOS and Android systems and supports the built-in crypto exchange.\n\nWithin the Enjin wallet, it was the longest exchange execution time, so I had to wait for over half an hour to convert 0.2 ETH to BTC. Well, at least using the wallet’s interface brought me no troubles, and finally, I received the sum that was almost equal to the amount promised by the wallet provider in accordance with the given rate.\n\nProcessing Time: 32 min\nAmount Sent: 0.2 ETH\nPromised Amount: 0.004855 BTC\nAmount Received: 0.004833 BTC\nRate: 1 ETH = 0.0242775 BTC\n\n**Infinito**\n[Infinito Wallet](https://www.infinitowallet.io/) is the first multicurrency mobile wallet to store a large number of cryptocurrencies, including ERC-20, NEP-5 protocol tokens, as well as EOS tokens. The application was developed by the UK-located Infinity Blockchain Labs. Just like every aforementioned wallet, Infinito has added the internal exchange function to provide users with much comfort through a very transparent and intuitive interface. At present the service is supported only by mobile devices and can be downloaded from both AppStore and in Google Play.\n\nWithin the Infinito wallet, I exchanged 0.2 ETH to BTC, and the transaction was successfully over in 23 minutes with the amount of Bitcoins being 7% lower than that guaranteed by the wallet provider in accordance with the given rate.\n\nProcessing Time: 23 min\nAmount Sent: 0.2 ETH\nPromised Amount: 0.004964 BTC\nAmount Received: 0.004659 BTC\nRate: 1 ETH = 0.024868 BTC\n\n**Summary**\nThe swaps in this article were made at random days and random hours, so the rates at the time of writing may be different from those being available during the period of my experiment. Below you can find the final data gathered together in a table to give you a visual representation of indicators I’ve tested.\n\nAs you can see with more than half of our competing wallets exchanges take over 20 minutes to be executed and lead to money losses that may vary between 3% and 7%. The two only exceptions are Exodus and Enjin, thus, if you’re patient enough to wait for around half an hour, you will be rewarded with exactly the same funds you were promised to receive. \n\nThe most profitable exchange rates are offered by Infinito and Jaxx, but as a result, you get an amount of crypto that is significantly lower than that you were initially proposed. So be careful and do comparative research to see whether the actual amount can be as beneficial as you expect it to be. \n\nThe unquestionable champions in terms of transaction speed are [Freewallet](https://freewallet.org/) and [Edge](https://edge.app/). Yes, their exchange rates are slightly lower than those valid for the majority of presented wallets, but the money losses are either minimal or absent at all. So, for 2020 both these solutions seem to be really appealing for your everyday usage with Freewallet probably outstanding its competitor with free transactions between Freewallet’s customers and a solid security toolkit providing you with a safe experience.\n\nAnyway, the choice is up to you and depends on your comfort with the technology and main goals. Consider your status as a crypto enthusiast, beginner or advanced user as well to have a better understanding of what features you need to focus on to make your activity with a crypto wallet as pleasant as possible. And, of course, check reviews on how different crypto wallets work to define the one that’s right for you.",
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      "body": "![Why Does The Speed In Transactions Matter?](https://cryptogeek.info/resize/800x800/5ed51b2523d78.jpeg)\n\nHave you ever asked yourself why blockchain is still not a regular part of our lives? Big companies are investing money in blockchain research, they implement blockchain solutions, smart and successful people talk about DLT (distributed ledger technologies) as something revolutionary, we hear that the future is decentralized, etc. At the very same time, we are not far from the point we were years ago — most of the latest Internet trends seem little to do with blockchain, this most important novelty. So why?\n\nMany people tend to associate blockchain solely with cryptocurrencies. They may say that cryptocurrencies are too volatile to be a convenient means of payment. This statement ignores the fact that cryptocurrencies are already used as means of payment although fiat money is still a preferred tool. In this article, we are going to focus on the other serious drawback of blockchain technology — poor scalability. For years leading minds of the industry are working to find the solution to make the blockchain-based networks capable of processing thousands or even millions of transactions per second. Blockchain won't be a usual everyday technology in any part of the world until the scalability problem is solved.\n\nIn this article, we will explain why the meaning of high transaction speed is extremely significant and list several solutions aimed to increase speed. We will talk about Segregated Witness, Lightning Network, and innovative consensus protocols that increase scalability, also we will mention solutions developed for individual cryptocurrency platforms (using the example of [Freewallet](https://freewallet.org/)), and learn what is transactions batching and how it can help to make transactions faster and cheaper. However, the very first topic is transaction speed, its importance, and challenges in making this speed higher.\n\n**Transaction Speed**\nThe high scalability of a certain blockchain implies that the network has high transaction speed. It allows different accounts to exchange data between each other quickly or even immediately regardless of the network load. It requires the fast confirmation of transactions in the network.\n\nTransaction speed depends on the following four parameters: such fixed figures as the block time and block size and two unconstant parameters: the network load, and transaction fees.\n\nBlock size is a constant set by the blockchain creators. This size determines how much data can be contained in one block. For example, the Bitcoin block size can't surpass 1 MB although with implementation of SegWit and Lightning Network this parameter can reach 2-4 MB.\n\nBlock time (that at times is confused with transaction speed) is another constant meaning the fixed period of time required to create a new block. On the Bitcoin blockchain, a new block gets found every 10 minutes while Litecoin developers decreased this figure to 2.5 minutes.\n\nThe network load (or traffic) stands for the number of active nodes exchanging transactions at the given moment of time. The higher the number of active users is, the bigger is load. Understandingly it affects the transaction speed in a negative way.\n\nA transaction fee on most of the blockchain platforms determines the priority of the transaction. The higher the fee is, the higher is the priority.\n\nAll these factors combined influence the speed of each transaction. Transactions take from a few minutes up to months to get complete. Such uncertainty and volatility in the transaction speed make blockchain services not effective for use of the broader audience. At peaks of the network load, the platforms get slow and thousands of people get affected (once an Ethereum blockchain which is vital for thousands of companies [has lost 20% of its speed](https://qz.com/1145833/cryptokitties-is-causing-ethereum-network-congestion/) because of the viral popularity of the CryptoKitties game built on top of the Ethereum platform). Such a situation is not appropriate for people living in 2020 when the Internet speed is high enough to forget about such problems while using centralized platforms.\n\nThat's why everyone (in the blockchain information field) is talking about bandwidth (the number of transactions per second). Blockchain platforms have a lot of work to do as Visa is capable of processing up to 24,000 of transactions per second, PayPal does only 193 TPS while Bitcoin processes around 7 transactions per second.\n\nOf course, we can't judge the transaction speed of all blockchain-based platforms looking at the achievements of the Bitcoin network as it is one of the slowest in the industry. Ethereum is capable of processing 20 transactions per second, Ripple is much faster than PayPal with roughly 1.5 thousand transactions per second but still... There's a lot of work to do to bring these platforms to a new level and make them more attractive than banks for the general public. More than that, many developers from the blockchain industry say that their platforms have the potential to demonstrate such scalability that will allow processing thousands, millions, or even an infinite number of transactions per second. Let's take a glance at the solutions discussed in the field and not forget to mention the examples of the platforms that already process transactions quickly or stably.\n\n**Solutions & Examples**\nOn the surface, the solution seems to be obvious. The speed becomes higher when the block size gets bigger and the block time gets shorter. But as usual, the devil is in the details. If the block time is short, there is a chance that the block will not find its parent block, won't get into the mainchain and as a result, will become an orphan block. Such blocks are invalid and transactions in such blocks get discarded despite being confirmed. Bitcoin has a large block time (10 minutes) but on the other hand, the Bitcoin network has not had a single orphan block in the over ten years.\n\nSmall block size is important to keep the networks from DDoS attacks. Spamming with 1 MB blocks is not as dangerous as spamming with 100 MB blocks. That's why the increase in block size is always a risk. Note that all this time Bitcoin was a safe platform with its initial block size and block time. Also, it was slow and it is still slow.\n\nHappily, the solution for speeding the Bitcoin network up was found. Via the implementation of the so-called Lightning Network, the developers hope to solve the scalability problem of the very first cryptocurrency. Transactions are supposed to be instant and cheap (or even free). Lightning Network became possible after the activation of the Segregated Witness protocol (SegWit) which allows increasing block size without invasive changes in the network structure. SegWit was activated back in 2017 but still, Lightning Network is under development and has lots of problems. Moreover, [some researchers](https://www.coindesk.com/bitcoins-lightning-network-is-growing-increasingly-centralized-researchers-find) warn that the implementation of Lightning Network will lead to dangerous centralization of the Bitcoin network.\n\nAnother solution is batching small transactions into one transaction. It will decrease the size of participating transactions so each block will contain more payments. Only a small percent of the transaction weight is related to the amount of a sent money. So combining several amounts into one reduces fees and saves much space for other transactions in the same block. Although the solution is quite elegant it is obvious that it's not a game-changer. However, batching transactions became a normal thing for cryptocurrency exchanges that depend on the high capacity to let the traders do transactions on time. The most serious problem with this solution is that one cannot batch transactions coming from different wallets. The method works only if one person/institution is sending money to several recipients at once. Additionally, just like Lightning Network, this method is only good for Bitcoin and Bitcoin-based currencies.\n\nBesides popular consensus protocols such as Proof-of-Work or Proof-of-Stake, there are platforms with more exotic mechanisms allowing a bigger number of transactions per second, such as Freewallet.\n\nIt would be a misconception to think that only the developers of blockchains and ecosystems are moving the speed of transactions forward. At times, the smaller platforms dealing with the exchange of coins are coming up with their solutions, too. For example, in a joint effort, [Freewallet](https://freewallet.org/) and [Changelly](https://changelly.com/) have provided their users with a feature of fast exchange transactions. Reportedly, they get executed in 3 minutes at worst. Additionally, the companies declare that this service maintains higher privacy of transactions. We are not going to dive into the details of the service architecture here and only note that the possible drawbacks of this feature are that it's limited to a number of 54 supported coins (several ERC20 tokens, BTC, USDT, LTC, DOGE, and so on) and the dependence on centralized platforms.\n\n**Conclusion**\nAs for now, unfortunately, most of the existing scalability solutions are plagued with a decrease in decentralization hence safety. We need the solutions that won't compromise decentralization as it is one of the prime blockchain characteristics that give it a revolutionary potential.\n\nAs soon as the scalability issue is solved, humanity will have an opportunity to change the way of global and local interaction in many spheres as blockchains will make many complicated things more transparent and simple and eliminate the need to depend on trust because frauds will be impossible or too costly. That's why we should keep our eyes and ears on this scalability discussion as it is one of the final barriers that separate us from the future. For anyone wishing to stay tuned in relation to the actual technologies, Lightning Network, SegWit, transactions batching, sharding, and many other solutions of the scalability issue (including those not mentioned in this article) is a meaningful knowledge.",
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      "body": "![Ethereum 2.0: Why the Transition is Painful and Risky?](https://miro.medium.com/max/1400/0*JMgyXz4Qs9BSl2CM)\n\nEthereum 2.0 is an update to the Ethereum network, which is expected to take place during 2020. Analysts from BitMEX Research, a research division of the BitMEX crypto derivatives market, have published a detailed [review of Ethereum 2.0](https://blog.bitmex.com/ethereum-2-0/), which is scheduled for launch in July 2020.\n\nOnce launched, Ethereum 2.0 will be primarily a testnet to test the Proof-of-Stake consensus algorithm system. Most of the economic activity and smart contracts will continue to function in the original Ethereum network, which will remain as a system parallel to Ethereum 2.0. Developers realize the possibility of switching Eth1 to Eth2, but the opposite will not be possible.\n\n**Ethereum 2.0 and Current Blockchain**\nA new study showed that in the absence of further delays, the long-awaited Ethereum update could begin as early as July of this year.\nAccording to the investigation, the launch may not be such an important event, as economic activity will be carried out on the original blockchain, which will work in parallel with the new platform.\n\nThe transition is quite risky, complex, and protracted. According to BitMEX analysts, the main motive for this transition was scalability. The Ethereum network has managed to become popular and today processes relatively large volumes of transactions. As for the speed, because of a hard-coded limit on computation per block, the Ethereum blockchain currently supports roughly 15 transactions per second compared to, say, the 45,000 processed by Visa. However, the speed also depends on the exchange you use to swap Ethereum. One of the fastest exchanges at the moment is provided by [FreeWallet](https://freewallet.org/), its swap speed takes up to two minutes. More about FreeWallet exchange features you can [read here](https://freewallet.org/exchange).\n\nIn order to continue Ethereum growth, node operators will be forced to work on large computers, which can lead to increased centralization, and this, in turn, can adversely affect the censorship of the system and, ultimately, support for such a network will become meaningless.\n\nExisting smart contracts cannot simply be moved to another network. A new network must be created, and on its basis, smart contracts must be created again. The transition will be a painful long-term process. At the initial stages, Ethereum 2.0 will exist as a parallel system along with Ethereum 1.0, and at some point in the future, the two systems will be merged into one.\n\n**3 Phases of Transition to Ethereum 2.0**\nPhase 0. Beacon chain: This phase will be launched in July 2020. This stage will only be aimed at testing the Proof-of-Stake system, so this network can be considered more like a test network, although it will use real ETH.\nThere are various aspects of the Proof-of-Stake system that must function properly, for example:\n- Management of a set of stakers;\n- Management of funds at stakers;\n- A random number generator that helps to choose block manufacturers;\n- Voting of the stakers for the block;\n- Remuneration and fines for staking.\n\nPhase 1. Shards: Initially, a network with 64 shards will be deployed. At this point, the network will still be largely experimental. While the zero phase is aimed at testing Proof-of-Stake without any other economic activity, the first phase is aimed at testing the underlying sharding model. During this stage, 65 “mini-blockchains” will work in parallel — the Beacon chain from the zero phase and 64 new shards. There will be two-way communication between the Beacon chain and 64 shards.\n\nPhase 2. State execution: It is expected that at this stage the network will have significant economic activity and smart contracts. Shards will no longer be basic data containers and will serve as Ethereum 1.0. The specifications for this stage are not yet completed, and, according to BitMEX analysts, much work needs to be done to get the network ready for this phase.\n\nAfter the launch of Ethereum 2.0, two networks will operate in parallel — Eth1 and Eth2. Initially, it will be possible to convert Eth1 coins to Eth2 coins, but not vice versa, therefore, theoretically, Eth2 coins should be traded at a price less than or equal to the value of Eth1 coins. However, it is unlikely that in the early stages of the transition, Eth2 coins will generally be priced or supported by exchanges, as their only use will be staking. Even basic transactions will not be possible.\n\nTo transfer Eth1 to Eth2 it will be necessary to use a deposit agreement on Eth1. This agreement destroys the coins on Eth1, and then the destruction can be used as confirmation to issue new Eth2 coins. Coins are burned completely, although coin recovery can be realized by changing the protocol as a result of a hard fork.\nCoins transferred to Eth2 automatically fall into the validator pool.\n\n**Blockchain Association**\nAccording to BitMEX analysts, combining Eth1 and Eth2 back into one system can take several years. In the future, Eth1 should become one of the shards inside Eth2. Then it will be possible to move the ether between shards in both directions, and then two coins will merge into one. It is planned that most of the economic activity in Eth1 will continue inside the shard Eth2.\n\n**Exchange Changes**\nIn the Ethereum cryptocurrency exchange system, there are no strong changes except the exchange speed against the background of the blockchain workload. **One of the fastest exchanges between coins has a [FreeWallet](https://freewallet.org/) wallet.**\n\nFreewallet is a digital currency wallet that supports iOS and Android. It is designed to store, manage, and exchange various cryptocurrency assets. The multi-currency wallet supports more than 100 digital currencies that can be stored, transferred, and exchanged. Users can make almost instant and fee-free transactions within the Freewallet ecosystem.\n\n>Recently Freewallet team has introduced new exchange technology for a list of 54 coins and ERC20 tokens, including BTC, ETH, USDT, XMR, DOGE, and LTC. This type of exchange is executed in 2–3 minutes and characterized by better rates and enhanced anonymity.\n\nFreewallet also has its own Token wallet, specially created for the tokens of the Ethereum blockchain ecosystem. The wallet supports more than 400 ERC20 tokens.",
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      "author": "jimruncpa",
      "body": "![BTC-man thinking with a btc.jpg](https://cdn.steemitimages.com/DQmYB4r8dsKwp6PDUdCESTWabX6CWu545qA7a3ggUADyUXh/BTC-man%20thinking%20with%20a%20btc.jpg)\n\n1. WalMart \n\nOne of the largest multi purpose stores in the world is WalMart. The reason WalMart is so popular is because they have so many choices. From groceries, to clothes, to auto repair, and even a medical clinic; WalMart covers most of our daily needs. Well, WalMart doesn't accept Bitcoin payments (yet); but, they do accept WalMart gift cards. And, you can get those quickly with your BitPay wallet by going to Gyft. com. Gyft offers WalMart, and a plethora of other, real life gift cards for purchase with Bitcoin. Just go to the site (or download their app) and add money to your Gyft account directly from your wallet. It's as simple as making a transfer. Once the BTC is received by their system they credit is to your Gyft account; then you just shop for gift cards. And, while many people don't know it; the little gas station Murphy USA that sits in the WalMart parking lot, also accepts WalMart gift cards; so, with this choice you can even gas up your car. All of these amazing possibilities make the Gyft. com WalMart gift cards our # 1 way to spend your Bitcoin.\n\nContinue here - https://cryptodetail.com/10-ways-spend-your-bitcoin",
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