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      "author": "steemitboard",
      "permlink": "steemitboard-notify-jerin1234-20190328t005806000z",
      "title": "",
      "body": "Congratulations @jerin1234! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@jerin1234/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@jerin1234) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=jerin1234)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steem/@steemitboard/3-years-on-steem-happy-birthday-the-distribution-of-commemorative-badges-has-begun\"><img src=\"https://steemitimages.com/64x128/http://u.cubeupload.com/arcange/BG6u6k.png\"></a></td><td><a href=\"https://steemit.com/steem/@steemitboard/3-years-on-steem-happy-birthday-the-distribution-of-commemorative-badges-has-begun\">3 years on Steem - The distribution of commemorative badges has begun!</a></td></tr><tr><td><a href=\"https://steemit.com/steem/@steemitboard/happy-birthday-the-steem-blockchain-is-running-for-3-years\"><img src=\"https://steemitimages.com/64x128/http://u.cubeupload.com/arcange/BG6u6k.png\"></a></td><td><a href=\"https://steemit.com/steem/@steemitboard/happy-birthday-the-steem-blockchain-is-running-for-3-years\">Happy Birthday! The Steem blockchain is running for 3 years.</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://www.kalyandevelopers.com/kalyan-sanctuare-kottayam/",
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      "parent_permlink": "flats",
      "author": "jerin1234",
      "permlink": "flats-in-kottayam",
      "title": "Flats in Kottayam",
      "body": "There is luxury. There is indulgence. And then, there is Sanctuare. Kalyan Sanctuare is a premium apartment in Kottayam and is developed on 82 cents of land on Kanjikuzhy Develokam road, Kottayam. Designed by one of the leading architects, the design features of this luxury development embrace traditional and contemporary style in a unique manner. Every 2 BHK and 3 BHK layout is designed to accommodate the interiors with the least compromise on open space. For those who like to be at the center of where it happens, Kalyan Sanctuare is a plush, luxurious and fashionable address to call your home. It is situated in a locality that retains all the charm of Kottayam city, yet has every modern convenience. Mount Carmel School and Holy Family Higher Secondary School, are just 500 M away from the project. The posh Kottayam Club, frequented by the elites of Kottayam is just a stones throw away from the project. ATMs, Banks, Super markets, Restaurants, are all very near and accessible.\n\nSophisticated design, elegant aesthetics, and sheer luxury come to create the perfect residence at Kalyan Sanctuare, apartments in Kottayam. Combining the luxuries of space formerly experienced only in an independent home, Kalyan Sanctuare has room for your exclusive tastes, to live life to its fullest, and to entertain your social circles. Reserved for those with a taste for the finer things in life, these 90 premium apartments, lay the world at your feet, so to speak. All apartments are provided with spacious rooms & power back up. Brands such as Grohe for CP fixtures and American Standard for Sanitary fixtures adore the apartment and this testimony to the quality of finish which most is absent in most <a href=\"https://www.kalyandevelopers.com/kalyan-sanctuare-kottayam\">flats in Kottayam</a>.\n\nAn excellently designed club house will provide premium recreational facilities for the residents of Kalyan Sanctuare. An independent block comprises of a beautiful swimming pool and a large air conditioned party hall ready to host grand functions. For the fitness freaks there is a fully equipped air-conditioned gym and for the movie buffs there is a mini theatre.\n\nSanctuare is an architectural wisdom offering classy features to match the ambience.",
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      "author": "jerin1234",
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      "title": "5 Benefits of Living In A Flat",
      "body": "Living in a city has its own set of perks. You get better amenities, infrastructure, and more opportunities too. We all know that Kerala is one of the most beautiful states in India. Apart from tourism, there are many other reasons that pull people towards this prospering Indian state. If you are looking to invest your money in the real estate sector then Kottayam can be an excellent option to consider. \n\nNowadays, people are more inclined towards living in an apartment. Gone are the days when life in the apartments was considered as boring. In the present time, the amenities provided by the real estate companies are something you cannot ignore. Community halls, gymnasium, library, clubs, etc. are some of the facilities you can definitely expect from most of the flats for sale in Kottayam. So, let us take a look at some of the advantages of living in an apartment.\n\nReasons that make apartment so good for living\n\nEasy to maintain- When you live in a flat, you do not have to worry about the cleanliness around. All you have to do is keep your living area clean. The lobby, car parking area, and other regions will be maintained by the management. After all, every month you will pay some amount of money in the form of maintenance cost. You do not have to look for labours to clean up the surroundings. This is one of the main reasons why living in an apartment is considered so beneficial.\n\nSecurity- This is definitely the most important aspect that makes apartments so popular among the masses. The best apartments in Kottayam make use of a wide range of safety and security systems, such as CCTV surveillance, fire alarm, smoke alarm, etc. For a homeowner, it is not easy to equip his/her house with such technologically advanced systems. They are expensive. Moreover, security guards are also available 24x7 in the apartments.\n\nCommunity- We people are social animals, and hence we seek social interactions on regular basis. When we live in an apartment, it provides us the opportunity to establish a good bond with so many neighbors. The close proximity aspect related to apartment life really improves the overall living experience. You are able to set up long term connections with other residents.\n\nGood investment option- Kottayam is a developing city, and it has a lot to offer for sure. So, if you are looking to invest your money in a smart way, you should definitely purchase a flat in Kottayam. You can rent out your flat and earn decent amount of money every month. It is absolutely true that the value of your purchased flat in Kottayam will increase by many folds in the near future.\n\nSize- When you opt for flats for sale in Kottayam, you get to choose from a wide range of options. You can pick from 1BHK, 2BHK, to even 4BHK, according to your needs and budget. You can also choose a size based on the total super-built area. So, in this way you get a lot of freedom, and you are able to choose a size which best suits your requirements.\n\nSo, those were the five benefits of living in an apartment in Kottayam. With the passage of time, more and more projects are coming up in this city. You will be left amazed with the price you have to pay for purchasing a 2BHK or 3BHK flat in Kottayam. It is really affordable. Hence, you must go for it. And always choose the best <a href=\"https://www.kalyandevelopers.com/flats-apartments-builder-kottayam\">Builders in Kottayam</a>.",
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      "body": "Buying a new home can be an exciting as well as challenging task. The thought of getting a new home for your family members can fill you up with happiness and excitement. However, it is also important to be highly alert and careful before signing the agreement and registration papers. No doubt, it takes a lot of money to buy a new house for your family. You end up spending a major chunk of your savings on your new home.\n\nSo, in order to make sure you do not end up purchasing a disputed or illegal property, there are certain tips you should follow. There are plenty of property dealers available in Kottayam, who will amaze you with lucrative property deals. But, before you finalize a flat for sale in Kottayam, you must verify a few important aspects. Some of them are mentioned below in this blog. Check them out!\n\nVital aspects to be checked\n\nLitigation free land- Before you invest in a residential property, you must make sure the land is not involved in any kind of legal dispute. The real estate brokers or property dealers might try to hide such issues, but it is your onus to carry out a background check of the land. So, before you sign the papers, you must ask the builder to show all the necessary documents, particularly the ones related to the completion certificate. In addition, the builder should also show you the approved plan.\n\nGovernment permitted land- A building’s construction plan is sanctioned by the authority only if the land upon which it is supposed to be built is from the ‘build-able’ category. So, in order to ensure the builder has obtained the necessary permission from the government, you must ask the dealer or the owner of the flat to show the sanctioned papers. In this way, you will be able to stay away from the illegal properties.\n\nProperty taxes- This is another important aspect you need to make sure before investing your hard earned money. It is vital to ensure the builder has paid all the necessary taxes related to the land upon which the building has been constructed. So, do not shy away from asking for proof in this regard.\n\nOwnership- There are plenty of available  <a href=\"https://www.kalyandevelopers.com/flats-apartments-builder-kottayam\">Apartments in Kottayam</a>, and you can find flats of every price range. No matter if you are looking for a 1BHK flat or a 3BHK one, you can easily figure out the best options. But, it is important to mention that a lot of people buy under-construction flats just for investment reasons. So, if you are looking for re-sale flats, you must ensure the owner has all the legal papers of the property.\n\nAmenities- When we buy a flat, it is crucial to take into account the list of amenities too. Amenities like 24×7 power backup, uninterrupted water supply, elevator, community hall, gymnasium, etc. are some of the basic amenities you should look for.\n\nSo, those were the five vital aspects that should be kept in mind at the time of purchasing a flat in Kochi or in any other city of India. The best flat for sale in Kochi always offers the best locality to live in. Nearby grocery stores, vegetable market, and medical stores are absolutely important to ensure a hassle-free living experience.\n\nHence, next time when you start looking for flat for sale then keep the above mentioned tips in your mind. You will surely end up finding out the most suitable one within your budget. Once you finalize your option, you must carry out the process of registration very carefully.",
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      "permlink": "the-challenges-of-finding-an-apartment",
      "title": "The Challenges Of Finding An Apartment",
      "body": "For everyone, no matter where he/she might be living in, it is a necessity to come back to a place at the end of the day which they can call a ‘home’. This is the place which can help one relax after a long day at work or any other stressful environment. However, nowadays finding a home in India is becoming increasingly difficult.\n\nThere are wide number of reasons why the process has become so tough. However, not having a home can cause a lot of problems and make you feel even more stressed. If one is not able to find the right sort of environment to relax then it can increase the feeling of tiredness.\n\nHence, people these days need to find a way to get a place which they can call their home. It will not only help you deal with the pressure in a better way, but it can also enhance your overall performance in your work and family life. Today, more numbers of people are heading towards the big cities like Mumbai, Bangalore, Chennai, Kochi, Kolkata etc. in search of better opportunities. This has resulted to an increase in the population of these cities. No doubt, the cities offer tons of opportunities.\n\nHowever, once people start living in these densely-packed cities, it becomes increasingly difficult for them to survive. It happens mainly due to lack of planning at the time of developing the city. But, some cities in India have set an exmple for the upcoming ones with their planned urban infrastructure. A prime example for this is Kottayam.\n\nThe city of Kottayam in Kerala, over the last decade or so has made tremendous progress both economically and socially. Due to which, many people from outside the city have moved here foe better jobs, education and over all improved quality of life. Due to this the density of population too has seen a sudden surge causing a rise in the demand of <a href=\"https://www.kalyandevelopers.com/flats-apartments-builder-kottayam\">Flats in Kottayam</a> .\n\nBut, a problem which is being faced by some people who are moving to cities like Kottayam is that even if they have the money to afford a flat in such regions still they are not able to find the place. Locating and booking flats under such circumstances has become extremely difficult because most of the good quality flats are sold off or booked immediately.\n\nHence, there is a need to be prompt about the entire thing. Such urgency and need for quick actions has given rise to a whole new set of problems. There are many people in the real estate industry who try to take advantage of this situation by charging extra money for the property as they know that the client is in urgent need. Moreover, there are also certain elements who try to fool the customers and con them.\n\nUnder such circumstances one needs to be smart and careful while dealing with the real estate brokers and sellers, particularly while checking out a <a href=\"https://www.kalyandevelopers.com/flats-apartments-builder-kottayam\">Flats for sale in Kottayam</a>, or any other top cities in India. It is always a safe option to get all the papers and the property verified by professionals like lawyers to ensure that everything is in order and one does not end up losing his or her money.\n\nMoreover, one should also get the properties checked or verified from the well-established and reliable sources to avoid any kind of hassle in future. One should also be careful to check the physical condition and built quality of the property thoroughly.",
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      "author": "jerin1234",
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      "title": "Apartment Hunt? Here's a checklist to maintain.",
      "body": "It is true that, a home is the biggest investment you make in a lifetime. So you need to ensure that everything related to your dream home is perfect. A home is a place where you can lead a long, healthy, stress free, and vibrant life. So, when you are planning to buy a home or apartment for your family, you need to put in your best care and effort. People usually depend on advertisements or take recommendations from others. When you are hunting for a new <a href=\"https://www.kalyandevelopers.com/flats-apartments-in-thrissur\">house for sale in Thrissur</a> or <a href=\"https://www.kalyandevelopers.com/flats-apartments-in-thrissur\">flats for sale in Thrissur</a>, it is always advisable to make a checklist, which will help make the hunting process easier. Here are few points that will be of great help for your apartment hunt!\nThe checklist: \n\n1. Structure The structural condition of the building should be given top priority. You should thoroughly check the materials used to build the structure and if required, you can seek the help from the associated developers. You also need to check the insulation, installation of power points, and other wire connections of the building.\n \n2. Amenities You need to check whether your apartment is equipped with all new features and amenities like gym, swimming pool, fire extinguisher, and lots more. \n\n3. Car parking Check whether your apartment has a separate car parking zone. \n\n4. Outdoor area Check whether the outdoor area is safe or not, especially for children.\n\n5. Noise level If your apartment is located in a very busy and overcrowded area, then you must consider a second option, especially if you have an elderly person at home. \n\n6. Waste disposal You should check whether your apartment accommodates a proper waste management facility or not. This is for a healthy living atmosphere. \n\n7. Security\nNow a days, most of the builders and developers offers superior security services. Check whether your apartment has the latest security facilities or not. \n\n8. Connectivity to prime locations Connectivity is yet another essential factor to consider while purchasing an apartment. If your apartment is well connected with hospitals, schools, bus stops, retail shops, then you can definitely consider the apartment. \n\nHope the above mentioned points are helpful for you, while buying an apartment. So let’s begin the hunt for the best <a href=\"https://www.kalyandevelopers.com/flats-apartments-in-thrissur\">flats in Thrissur</a> or <a href=\"https://www.kalyandevelopers.com/flats-apartments-in-thrissur\">apartments in Thrissur</a> . Get in touch with us for details on our living space and book your dream home today!",
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      "permlink": "keep-an-alerted-eye-while-choosing-your-emi",
      "title": "Keep an alerted eye, while choosing your EMI",
      "body": "These days, when you decide to buy an <a href=\"https://www.kalyandevelopers.com/flats-apartments-in-thrissur\">Flats for sale in Thrissur</a> or a flat in Trivandrum, there are many options that you may consider to finance your purchase. Since, buying a dream home in the most prime location is usually an investment of a lifetime’s savings; many choose the option of taking a home loan. While taking a home loan, it is important to be aware of the nuances involved, especially with the monthly EMIs. It is extremely important to ensure that the EMI as per your scheme is within your budget and doesn’t leave you in a crunch for money every month. Most people consider EMIs as a financial burden and often make the mistake of choosing a long-term loan to pay lower EMIs. But at the end of it, they end up paying double the interest. A wise buyer, meticulously plans to make his home loan EMIs affordable. The following are some important measures to consider while planning your EMI so that you are able to efficiently plan the purchase of your new home or apartment.\nPrefer a short-term loan\nForget the temporary ease of a long-term loan while buying a new home and choose to opt for a short-term loan. A shorter term loan might require you to pay higher EMIs, but the overall interest paid at the end of the term will work out to be extremely profitable as compared to a long-term loan. This is because a short- term tenure will mean that the principal amount of your loan is paid faster which leads to lower interest rate because interest is calculated on the outstanding principal amount.\nGo low on interest rates\nThough you could be in a hurry to lock on a home loan to pay for your new apartment or a home, it is important to carefully choose a low interest home loan. You must also consider refinancing your home loan if the interest rate is coming down.\nPrincipal first!\nA great tip to lower your burden is to pay the maximum principal amount so that it will reduce the rate of interest to be paid to the bank. In case there is a part of your savings that you kept aside while planning to buy a new home or your dream apartment, use that to pay a part of your principal amount and get your principal amount reduced along with your interest!\nCalculate right!\nBuy a home It is extremely important to calculate your finances based on your monthly or annual income. This will help you pick the right EMI rate and will benefit you in multiple ways.\nPay more as you get more!\nAs you climb up the ladder in your career and secure a higher salary with every passing year, make sure to start paying a higher EMI amount to reduce the tenure for your home loan. It will surprise you when you find out how much of the interest amount you are paying less. This will help you to finish paying your loan faster with a much lowered interest rate.\nCompare interest rates\nHome loan borrowers need to approach the bank and enquire if they can reduce the interest rate of the existing home loans. Unless it is initiated by the customer, the banks will not do anything to reduce the interest rates. In case you are in a fix when banks don’t allow a reduced interest rate, it is important to find out lower interest rates offered by other banks and get your loan refinanced. You must also find out the charges for switching the loan to another bank before going ahead with refinancing.\nSo, go ahead a find the perfect home loan with an affordable EMI to finance the purchase of your new 2 or 3 BHK <a href=\"https://www.kalyandevelopers.com/flats-apartments-in-thrissur\">Flats in Thrissur</a>. It will be great to associate with the most trusted builder in Kerala- Kalyan Developers to ensure trusted services all through your journey towards a new home. Also, follow these quick tips to ensure that you choose the right EMI for your home loan so that you will not realize the number of years that have passed in paying it and will seem much lighter on your pocket! Your dream home in the best city in Kerala is just a ‘perfect EMI’ away!",
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