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      "body": "<center>\n# **Building Business Credit with Poor Personal Credit** #\n\n\n\nIn most cases, starting a business requires money. Whether for purchasing products,\nmarketing, distribution or working capital, the fact is still the same. It costs money.\nYes there are endless options for loans, credit cards and business lines of credit for businesses.\nThat’s why building good business credit is crucial for any business owner.<br>\n\n# **The Essentials** #\n\n  Establish a legal business entity. Working as a freelancer or sole-proprietor won’t cut it.You need to register as an LLC, or Corporation and obtain an (free at irs.gov) EIN (Employer Identification Number).\nThis is basically your businesses social security number.\n\n   Just because you’re open (or about to open) for business, doesn’t necessarily mean you’ve put yourself on the map. You can’t effectively establish business credit until you’ve established your business! Get a business phone number and have it listed in the directory. Every credible business should have one. You’ll also want to open a bank account in your official (legal) business name, and regularly use it to pay your bills.\n\n\n# **Trade Line Secret** #\n<br>\nWhile a lot of information can wind up on your business credit reports, trade lines can be particularly important.\n\nBusiness trade lines are lines of credit established between a business and a vendor, such as an account with an office supply company where the company allows the business to pay the account balance several days or weeks after receiving the inventory. (Credit Karma, 2018)\n\n\nThree easy approval trade line options are Quill, Grainger and Uline.\nThese three companies almost always approve new business accounts, and they offer the option of NET 30 billing.\n\nHere’s where you need to watch out: Not every vendor will report your payment activity. So even if you always pay your vendors early or on time, you may not be building your business credit.\n\nYour payment history with vendors, lenders and credit card issuers is an important factor in your business credit score. In fact, making on-time payments may be just as important with your business accounts as it is with your personal accounts.\n\n\nRegister with Dun & Bradstreet to get a D-U-N-S Number®. This is a nine-digit number used to identify each physical location of your business. It’s free for all businesses required to register with the federal government for contracts or grants.\n\nAnd lastly, make sure you monitor and stay on top of your credit reports. Both business and personal.<-\n\n*source - http://bit.ly/2vGdtDI*\n\n</center>",
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      "title": "10 REAL WORK FROM HOME JOBS!!",
      "body": "<center>\n# 10 REAL WORK FROM HOME JOBS\n<ul>It's very common to see advertisements online offering 'work from home jobs' on almost every website and blog. Unfortunately most of them wind up being scams, or want you to pay money up front. When have you ever had to pay a job to be hired? Exactly.  But the good news is there are some actual, real work from home jobs out there, and here are 10 of them!\n<ul>\n\n![WORK FROM HOME](https://www.mysurvey.com/view/images/1/work_from_home_jobs.jpg)\n\n<ul>In 2018 and beyond, the questionable work-at-home jobs are still out there. But improvements in technology and the birth of social media have ushered in a new wave of such jobs that are actually legitimate.\n\nA 2017 study from Upwork and Freelancers Union even predicted that more than half of the workforce will do freelance work in the next decade, citing the fact that nearly 50 percent of millennials are freelancing already.\n\nIf you want to coast into the future with real skills that pay, check out these real work-at-home jobs for 2018 and beyond:\n\n### Virtual Assistant\nWith so many businesses operating mostly, or even completely, online, it’s no wonder that many hire virtual assistants to help keep them organized and complete administrative tasks. According to the International Virtual Assistants Association, these workers are “independent contractors who (from a remote location, usually their home or office) support multiple clients in a variety of industries by providing administrative, creative, and technical services.”\n\nAlthough virtual assistant jobs vary drastically, tasks can include composing and responding to emails, creating and distributing business-related documents, responding to media and business inquiries, writing and creating content, and more. Check out virtual assistant jobs at sites such as Upwork.com and Zirtual.com.\n\nWhile pay varies, virtual assistants can typically charge between $15 and $75 an hour. However, what you’ll earn depends on who you work for and the level of skill required for your daily tasks.\n\n### Medical Transcriptionist\nAlthough many medical transcriptionists work for hospitals or physician’s offices, most are able to work at home, and at a time or place of their choosing. Since their tasks involve transcribing recorded medical dictation, a computer, desk, and earpiece are generally the only requirements after completing a postsecondary medical transcriptionist program.\n\nAccording to the Bureau of Labor Statistics (BLS), medical transcriptionists earned a national median wage of $35,720 in May of 2016, or $17.17 an hour. Although many medical transcriptionists are self-employed, many find jobs through their local hospital, physician, or community college or vocational school.\n\n### Translator\nAccording to the Bureau of Labor Statistics, most translators do their work at home, and often under tight deadlines. Although some need a bachelor’s degree, the most important requirement for translators is, of course, fluency in at least two languages.\n\nAs the BLS notes, around 22% of translators were self-employed in 2016. The majority were spread among these industries: professional, scientific, and technical services (30%); state, local, and private educational services (23%); hospitals (8%); and government (6%).\n\nThe national median wage for this career was $46,120 in 2016, although the top 10% of workers earned an average of $83,010. Look for job postings for translators on sites like Upwork.com.\n\n### Web Developer\nIt’s fairly easy to build your own website if you take advantage of the many free learning opportunities online. However, much of the population isn’t equipped to build their own site, or doesn’t have the time, which is why so many people make a living building websites and blogs for others. According to the BLS, around 16% of web developers were self-employed in 2016, with the vast majority able to work at home, or anywhere with a laptop and speedy Internet connection.\n\nEven better, the national median wage for web developers was $66,130 in 2016, with the top 10% earning an average of $119,550. And you typically don’t need an advanced degree to begin working in this field. All you need is some postsecondary education, applicable experience, and a portfolio of successful sites you’ve built and managed. There are even intensive coding boot camps designed to teach programming skills in just a few short months.\n\n### Travel Agent\nAlthough the demand is expected to decrease over the next decade, the opportunities are still there for travel agents who can harness the Internet to earn clients and help them plan their adventures. According to the BLS, job prospects may be best for travel agents who offer expertise in certain regions of the world, have experience planning tours or adventures, or who focus on group travel.\n\nAround 15% of travel agents were self-employed in 2016, but the vast majority of the rest of them worked in the travel arrangement and reservation services industry. Travel agents earned a national median wage of $36,460 in 2016.\n\n### Freelance Writer\nMore than ever, writers are needed to formulate news articles, create content, and come up with the creative ideas that fill the pages of nearly every site on the Internet. And although many bigger sites have in-house writers, a growing number of sites outsource their content and hire freelance writers and content creators. Writing experience is very helpful, but what you really need to get started are drive, ambition, and the ability to find a unique angle on events that happen every day.\n\nSites like Upwork.com list online freelancing positions, as does Freelancer.com and Media Bistro. To get hired, you’ll likely need to have a portfolio of solid work, or at least some writing samples you can include with your resume.\n\nWhile writing fees vary depending on the job and the freelancer, many writers earn at least $150 per article and some earn up to $1,500 per finished piece. The BLS notes that writers earned a median wage of $61,240 nationally in 2016, although the top ten percent of workers earned around $118,640.\n\n### Social Media Manager\nAlmost every big business has gotten on the social media bandwagon as a means to reach their customers directly, and without paying heavily for television, print, or radio ads. But not every big business has someone to manage their social media accounts, which is why more individuals have begun marketing themselves as social media managers and helping businesses grow their online following and expand their reach.\n\nAlthough very little data are available for this work-at-home job since it is relatively new, thousands of listings for social media managers can be found on sites like CareerBuilder.com, SimplyHired.com, and Upwork.com. If you have a demonstrated command of social media and a sizable following, you might even be able to get started by reaching out to companies directly and asking if they need help.\n\nSocial media managers typically earn the same as a virtual assistant, with hourly rates of $15 – $75 fairly common. Some social media managers also work for a retainer or monthly fee, however.\n\n### Data Entry\nA wide range of businesses need workers to enter various data into their systems, whether that data are used to track inventory or shipments, create business plans, or measure performance or output. And since a computer and typing skills are the most important requirements for this job, many data entry workers are able to work at home, and on a schedule that fits their lives.\n\nAccording to the BLS, data entry workers earned a national median wage of $30,100 in 2016, although the top 10% earned more like $45,360. Since many data entry jobs are at-home jobs, you can always find dozens of data entry job postings on sites like Upwork.com, Freelancer.com, and SimplyHired.com, as well as dozens of others.\n\n<ul>\n\n\n![WORK FROM HOME](http://www.frugalfanatic.com/wp-content/uploads/2015/01/Real-Work-From-Home-Jobs-2.jpg)\n\n\n\n\n### Call-Center Representative\nMany businesses need workers who can answer the phone at all hours, assist customers, and process orders or deal with returns. But since more businesses are operating online, a growing number of these jobs are going to customer service workers who work at home.\n\nBeing an at-home call-center rep requires a computer and may require specific software or equipment. A great phone voice helps as well, as does any experience in customer service, data entry, retail sales, or management. Dozens of sites list job openings for call-center representatives, including Upwork.com, Freelancer.com, and SimplyHired.com. However, you may also find listings offered by local businesses in your local newspaper.\n\nWhile it’s hard to find exact pay for call center representatives who work at home, Glassdoor.com says this workers typically earn a base pay of around $30,000 per year.\n\n### Blogger\nBecoming a blogger is unlike any other work-at-home job in that you have to show up and build it yourself. Even worse, the vast majority of blogs make zero dollars for years as they grow and become established. In that sense, blogging isn’t much of a job at all.\n\nHowever, there is a lot of potential for writers who are able to build an audience, grow their site, and find a way to monetize it and start earning an income. Some of the ways bloggers make money include affiliate advertising, sponsored posts, Google Adsense, and product sales.\n\nEven better, owning a blog can be an inexpensive way to start your own business, with domains costing an average of $12 per year and Web hosting costing as little as $7.99 per month.\n  </center>\n\n\n[Photos from : http://www.frugalfanatic.com/10-real-work-home-jobs/ & https://www.mysurvey.com/index.cfm?action=Main.lobbyGeneral&myContent=work_from_home_jobs ]",
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      "body": "It's difficult to articulate in a sentence.\n\nIn short, although in short the main drawback is only relevant for those who use proprietary operating systems.\n\nBut unlike cryptography. steganography has social uses that go beyond just computers. Social Steganography in particular. So unless somehow humans can be infected with computer viruses, it doesn't seem like it has many drawbacks.\n\nBy cryptography does, because the very presence of a cipher can be incriminating.",
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      "body": "What an amazing way to find and deport unwanted races! Good work China, you protect your gook borders!",
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