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      "body": "thank you",
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      "body": "Nice content. Lot of hard work.",
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      "body": "![](https://steemitimages.com/DQmcgp9KQiAi4PngLt9LDdrssMedXREsRxYEepcWo8agRqM/image.png)\ngirls’s growing profession and economic power doesn’t always translate to lengthy-time period monetary well being. That’s the takeaway from a new Merrill Lynch/Age Wave observe launched Thursday, April 19, “girls & financial wellbeing: past the bottom Line”.\n\n“girls are driving huge modifications within the hard work force, of their groups and places of work, and in their houses,” stated Sheri Bronstein, worldwide human assets government at bank of america at a panel announcing the have a look at on Wednesday evening. but at the same time as plenty has changed, ladies are nevertheless at a drawback with regards to monetary well-being.\n\nThe study is primarily based on a nationally representative pattern of two,638 women and 1,069 men in the U.S. over the age of 18, surveyed among October 25 and November 22, 2017.\n\nladies's largest monetary regret\nwomen are much less likely than their male friends to make investments, even though eighty four% of survey respondents hyperlink career flexibility and know-how their price range. The survey participants’ biggest monetary regret is “no longer making an investment more.”\n\nthat doesn't mean women are leaving it all to threat. simplest one in 4 ladies 18 and older has now not deliberate in any respect for her future. what is preserving them again from doing extra: The take a look at cites ladies “no longer having the information to make investments” and “no longer having the self belief” because the predominant reasons they do no longer invest.\n\nat the same time as women have a tendency to be as confident as guys in completing most monetary responsibilities, they're drastically much less so in relation to investing their money (52% compared to 68% of men). adding to the lack of self assurance is social taboo: sixty one% of girls surveyed would decide on to speak about their own demise than approximately cash.\n\n“Millennial ladies had the least confidence in making an investment,” stated Maddy Dychtwald, Age Wave co-founder, whilst older girls had been much more likely to be confident. “This affords a large opportunity for go-generational mentorship.”\n\nlack of role fashions\nIt would not help that media centered to ladies is appreciably skinny on monetary statistics. of 1,594 pages of editorial content from main ladies’s magazines surveyed in March 2018, fewer than 1% of pages included private finance.\n\nThat trouble is compounded via the financial services enterprise which, in line with Megan Driscoll, founder and CEO of EvolveMKD, a public members of the family firm, “doesn’t advertise in girls’s magazines.” whilst half of the economic offerings enterprise’s customer base is woman, 70% of women document that the monetary industry has historically catered to guys. for example, financial making plans models do not permit for the kind of breaks from paintings that many ladies take to raise kids or care for aging own family individuals.\n\npart of the hassle is that a great deal financial media is written in a male-targeted voice, stated Diane Harris, former editor-in-leader of money mag. Diane found that, while she became editor, 30% of her print subscribers had been girl. when they shifted their web voice to consciousness greater on ladies, girl readership “jumped to 50%.” part of it's far “speaking to girls in a manner they need to be spoken to.”\n\npast the Pay hole\nmuch has been written about the gender pay gap and the numbers endure repeating: women earn eighty two cents for every dollar that a man in a similar function makes. but these present-price figures “fail to demonstrate how the pay gap accumulates and compounds over the course of a girl’s life,” in keeping with Merrill Lynch. (For extra, see One large thing riding the Gender Pay hole)\n\neven as the common ladies spends 44% of her person lifestyles outdoor of the team of workers, the common man is simplest eliminated for 28%. The effects of those career interruptions – to take care of kids, an sick determine or an sick spouse – tend to accumulate over time to the track of a $1,half,000 gap in lifetime profits among women and men. And that, of path, influences how much money ladies ought to invest.\n\nmaking plans to Age one hundred\nWith one in four sixty five-12 months-olds  today dwelling beyond age 90 and one in 10 dwelling beyond ninety five, each person desires to plot for an extended lifespan. The most prudent number: age a hundred. it is specially proper for girls, whose average existence expectancy is five years longer than that for guys.\n\nThe trouble of getting economic protection for that longer lifespan is compounded with the aid of the truth that women generally tend to retire earlier (possibly to take care of an unwell partner) and with less stored. best nine% of yankee women have $three hundred,000 or greater put aside. What they want for a typical retirement, according to the Merrill Age Wave examine: $738,000. in addition, girls's longer lives mean they accrue almost $two hundred,000 extra in medical charges in their later years. The sobering out-of-pocket healthcare costs thru retirement (which includes lengthy-time period care): $494,000 for men, but $688,000 for girls.\n\n\"the muse of saving for retirement hasn't changed to support the 100-year lifestyles,\" said Victoria Mazur, head of compensation and blessings at Lord Abbett. \"people aren't considering this.\"  \n\nshifting on From here\n“ladies’s lifestyles trips are not only extraordinary than guys’s, they’re one-of-a-kind than the existence journeys of our mothers and grandmothers,” said Maddy Dychtwald.\n\nAs Megan Driscoll informed the panel on Wednesday night, “legal guidelines may additionally change, however attitudes in society take a good deal longer.” Boomers grew up with barriers it took federal legislation to remove. creditors regularly required that girls making use of for a loan mortgage present a spouse's or male relative's signature till the identical credit opportunity Act banned the practice in 1974. And until 1988, ladies in many states still needed a man’s signature so that it will practice for a business mortgage. Thank the ladies's enterprise possession Act for finishing that inequity. \n\n“ladies have come a long manner each in my view and professionally, but with regards to their price range, there may be nevertheless a trail left to blaze,” stated Lorna Sabbia, head of Retirement and personal Wealth answers for financial institution of the usa Merrill Lynch in a declaration. \n\nWhat can help women gain economic wellness? The look at has 4 primary suggestions:\n\ndamage the taboo round money talk. \nflip toughness into an asset.\nacknowledge economic challenges that effect ladies.\nPlan early and frequently.\nIn different phrases, women can take manipulate in their economic futures by way of speaking with friends, mentors and specialists about money; starting early so their money has time to grow; saving and making plans for career interruptions or greater high-priced healthcare costs; and planning and doing path corrections alongside the manner as wished. (For greater, see triumph over the Retirement \"Gender hole\")",
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      "body": "@@ -201,24 +201,25 @@\n ump \n-fire\n+shoot\n s his \n-deputy\n+second\n , Ro\n@@ -273,17 +273,16 @@\n  into Ru\n-u\n ssia's i\n@@ -319,12 +319,11 @@\n ons.\n- \n , \n-a\n+A\n ccor\n@@ -379,20 +379,15 @@\n ade \n-its position\n+himself\n  kno\n@@ -437,18 +437,20 @@\n t week, \n-as\n+when\n  Trump's\n@@ -454,15 +454,19 @@\n p's \n+r\n a\n-n\n ge\n-r\n  a\n+gains\n t Ro\n@@ -495,33 +495,33 @@\n ter the \n-D\n+d\n eputy \n-A\n+a\n ttorney \n-G\n+g\n eneral a\n@@ -536,28 +536,21 @@\n the \n-FBI raid on \n April 9 \n+raid \n on t\n@@ -565,21 +565,18 @@\n nal \n-attorney from\n+lawyer. of\n  Pre\n@@ -646,16 +646,25 @@\n was not \n+reported \n previous\n@@ -665,25 +665,16 @@\n eviously\n- reported\n , highli\n@@ -709,17 +709,17 @@\n t Trump \n-w\n+c\n ould inv\n@@ -777,13 +777,16 @@\n al. \n-While\n+Although\n  Tru\n@@ -851,33 +851,32 @@\n of a\n-n attorney general\n+ general prosecutor\n , wh\n-ich\n+o\n  cou\n@@ -886,18 +886,15 @@\n prom\n-pt further\n+ote new\n  dep\n@@ -1283,18 +1283,23 @@\n leaving \n-as\n+because\n  the Att\n@@ -1320,18 +1320,15 @@\n had \n-Trump oust\n+dismiss\n ed R\n@@ -1404,21 +1404,16 @@\n ge said \n-that \n Sessions\n@@ -1461,16 +1461,19 @@\n se, but \n+he \n wanted t\n@@ -1487,18 +1487,22 @@\n y the un\n-te\n+sustai\n nable po\n@@ -1508,21 +1508,16 @@\n osition \n-that \n Rosenste\n@@ -1634,14 +1634,17 @@\n n's \n-status\n+condition\n  rem\n@@ -1703,19 +1703,16 @@\n ave \n-calmed down\n+subsided\n  aft\n@@ -1751,19 +1751,19 @@\n  it \n-seemed that\n+looked like\n  Tru\n@@ -1804,11 +1804,12 @@\n or p\n-ush\n+ress\n  him\n@@ -1863,17 +1863,17 @@\n ve defen\n-c\n+s\n e groups\n@@ -1877,25 +1877,14 @@\n ups \n-rallied alongside\n+joined\n  Ses\n@@ -1989,20 +1989,15 @@\n  he \n-was \n plann\n-ing\n+ed\n  to \n@@ -2113,59 +2113,61 @@\n the \n-alumni of the Department of Justice have rallied to\n+former students of the Justice Department have joined\n  Ros\n@@ -2181,17 +2181,17 @@\n 's defen\n-c\n+s\n e.%0A%0AOn F\n@@ -2283,18 +2283,14 @@\n ter \n-calling on\n+asking\n  Con\n@@ -2323,15 +2323,18 @@\n and \n-forcefu\n+energetica\n lly \n@@ -2418,21 +2418,16 @@\n ump \n-was to \n return\n+ed\n  the\n@@ -2450,16 +2450,17 @@\n  General\n+ \n , Specia\n@@ -2577,14 +2577,13 @@\n has \n-sought\n+tried\n  to \n@@ -2602,42 +2602,64 @@\n nts \n-nationwide should such an event\n+throughout the country in case an event of this kind\n  occur\n+s\n .\n",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttp://www.chicagotribune.com/news/nationworld/politics/ct-sessions-rosenstein-trump-20180420-story.html",
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      "body": "![](https://steemitimages.com/DQmZyiC5YkWFXdrmyGg8C4mmaWQrFikfNJ1bCL8G6NbNFCm/image.png)\nAttorney General Jeff Sessions recently told the White House that he may have to leave his post if President Trump fires his deputy, Rod J. Rosenstein, who oversees the investigation into Ruussia's interference in the 2016 elections. , according to people close to the exchange.\n\nSessions made its position known during a phone call to Donald McGahn last week, as Trump's anger at Rosenstein culminated after the Deputy Attorney General approved the FBI raid on April 9 on the personal attorney from President Michael Cohen.\n\nThe White House Sessions message, which was not previously reported, highlights the political storm that Trump would invite if he tried to remove the Deputy Attorney General. While Trump has sometimes criticized the sessions, the resignation of an attorney general, which could prompt further departures within the administration, would create a moment of deep crisis for the White House.\n\nIn the phone call with McGahn, Sessions wanted details of a Trump and Rosenstein meeting held at the White House on April 12, according to a person familiar with the call. The sessions expressed their relief that their meeting was largely cordial. Sessions said he should have considered leaving as the Attorney General had Trump ousted Rosenstein, this person said.\n\nAnother person familiar with the exchange said that Sessions did not intend to threaten the White House, but wanted to convey the untenable position that Rosenstein's shooting would have caused him.\n\nA spokeswoman for the Justice Department declined to comment.\n\nRosenstein's status remains uncertain, but the pressure he faces seems to have calmed down after last week.\n\nLast summer, when it seemed that Trump was going to fire the sessions or push him to resign, Republican lawmakers and conservative defence groups rallied alongside Sessions and warned the president not to act against him.\n\nTrump told senior officials last week that he was planning to fire Rosenstein, who was confirmed by the Senate with overwhelming bipartisan support last year. Since then, the alumni of the Department of Justice have rallied to Rosenstein's defence.\n\nOn Friday afternoon, more than 800 former Justice Department employees signed an open letter calling on Congress to \"respond quickly and forcefully to protect the founding principles of our Republic and the rule of law\" if Trump was to return the Deputy Attorney General, Special Attorney Robert S. Mueller III or other senior officials of the Department of Justice. The MoveOn.org group has sought to organize events nationwide should such an event occur.",
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      "body": "![](https://steemitimages.com/DQmRzVorB88dHksAP4NtefLcyBWNa1wJ25auiEz3NfnY39D/image.png)\nThe Trump administration will move federal funding to reduce teen pregnancy rates to programs that teach abstinence.\n\nThe Department of Health and Human Services (HHS) announced Friday the availability of grants through the Teen Pregnancy Prevention Program (TPPP), a grant program created under former President Obama that funds organizations and programs teen pregnancy reduction.\n\nHHS of Trump announced, however, that unlike the Obama administration, grants will focus on organizations that teach teen-abstinence education instead of the overall gender-supported approach of the previous administration.\n\nIn a funding announcement released Friday, the administration announced two funding levels for the TPP program.\n\nIn the first case, beneficiaries should take one of two abstinence programs to receive funding.\n\nOne of the programs uses a \"sexual risk reduction model\" designed to reduce risky sexual behavior.\n\nThe other program uses a \"sexual risk avoidance model,\" which teaches teens to completely avoid sex.\n\n\"The projects will clearly communicate that teenage sex is a risky behavior for the physical consequences of pregnancy and sexually transmitted infections, as well as sociological, economic and other risks,\" says the funding announcement. \"Risk avoidance and harm reduction approaches can and should include skills associated with helping young people delay sex and skills to help youth already engaged in sexual risk return to choices.\" without risk.\n\nIn total, the first tier will provide up to $ 61 million in funding, ranging from $ 200,000 to $ 500,000 per year.\n\nThe second level solicits applications to develop and test \"new and innovative strategies\" to prevent adolescent pregnancy while improving adolescent health and addressing the \"sexual risk of youth in a holistic manner with a focus on protective factors \".\n\nThe changes represent a major shift in the way the federal government treats teen pregnancy.\n\nThe Obama administration has primarily awarded TPP grants to organizations that have taught comprehensive sex education, which may include teaching adolescents about contraception and abstinence.\n\nBut the Trump administration has turned to abstinence programs since hiring several HHS employees who support the approach, including Valerie Huber, the chief of staff of the Office of the Deputy Secretary of Health, who oversees the TPP program.\n\nBefore coming to HHS, Huber led Ascend, a national advocacy group dedicated to abstinence education.\n\nThe administration cut grants to 81 TPP recipients last summer, arguing that programs, focused on comprehensive sexuality education, were ineffective in curbing teen pregnancy rates.\n\nThese beneficiaries would be able to receive funding if they shifted the focus of their programs toward abstinence.\n\nDemocrats say the changes are ideological and will jeopardize record teenage pregnancy rates in the United States.\n\"Democrats and Republicans have supported investment in evidence-based approaches to preventing teenage pregnancy, so it is disappointing - and deeply worrying - that the Trump-Pence Administration is doing everything in its power \"These changes show once again that the priority of the Trump-Pence administration is to impose its extreme and backward ideology, regardless of the direction taken by the Senate,\" said Senator Patty Murray (D). -Wash.) What it means for women, families and communities. \"",
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