insoro Steem Profile | Ecosynthesizer

@insoro

steemit.com/@insoro

VOTING POWER100.00%

DOWNVOTE POWER100.00%

RESOURCE CREDITS100.00%

REPUTATION PROGRESS0.00%

Net Worth

1.602USD

STEEM

0.010STEEM

SBD

0.014SBD

Own SP

29.617SP

Detailed Balance

STEEM
balance	0.000STEEM	STEEM
market_balance	0.000STEEM	STEEM
savings_balance	0.000STEEM	STEEM
reward_steem_balance	0.010STEEM	STEEM
STEEM POWER
Own SP	29.617SP	SP
Delegated Out	0.000SP	SP
Delegation In	0.000SP	SP
Effective Power	29.617SP	SP
Reward SP (pending)	0.019SP	SP
SBD
sbd_balance	0.002SBD	SBD
sbd_conversions	0.000SBD	SBD
sbd_market_balance	0.000SBD	SBD
savings_sbd_balance	0.000SBD	SBD
reward_sbd_balance	0.012SBD	SBD

{
  "balance": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "reward_steem_balance": "0.010 STEEM",
  "vesting_shares": "48228.208721 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "0.000000 VESTS",
  "sbd_balance": "0.002 SBD",
  "savings_sbd_balance": "0.000 SBD",
  "reward_sbd_balance": "0.012 SBD",
  "conversions": []
}

Account Info

name	insoro
id	1045156
rank	62,963
reputation	556574466
created	2018-06-13T09:34:21
recovery_account	steem
proxy	None
post_count	4
comment_count	0
lifetime_vote_count	0
witnesses_voted_for	0
last_post	2018-09-24T16:19:18
last_root_post	2018-09-24T16:19:18
last_vote_time	2018-07-03T16:21:06
proxied_vsf_votes	0, 0, 0, 0
can_vote	1
voting_power	0
delayed_votes	0
balance	0.000 STEEM
savings_balance	0.000 STEEM
sbd_balance	0.002 SBD
savings_sbd_balance	0.000 SBD
vesting_shares	48228.208721 VESTS
delegated_vesting_shares	0.000000 VESTS
received_vesting_shares	0.000000 VESTS
reward_vesting_balance	38.551866 VESTS
vesting_balance	0.000 STEEM
vesting_withdraw_rate	0.000000 VESTS
next_vesting_withdrawal	1969-12-31T23:59:59
withdrawn	0
to_withdraw	0
withdraw_routes	0
savings_withdraw_requests	0
last_account_recovery	1970-01-01T00:00:00
reset_account	null
last_owner_update	2018-06-26T13:25:12
last_account_update	2018-08-27T09:04:18
mined	No
sbd_seconds	0
sbd_last_interest_payment	1970-01-01T00:00:00
savings_sbd_last_interest_payment	1970-01-01T00:00:00

{
  "id": 1045156,
  "name": "insoro",
  "owner": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6ngz5WaV2ZjFFtL8y1QMAQsarZ1tfPNLPPbMw9gPQVtCd9uVx3",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6LUCWkQMDm6xDv7xt5bkaGPd3aq6hfBJDteftu8zbAF7zXVK5F",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM7ef8mSpvioDe9YB5kNAW7ak4XQQbHskyCufDGUSaknp42NTiq1",
        1
      ]
    ]
  },
  "memo_key": "STM7ZMu1AYPfZxzcTkbtmWo32i2h52Mtzhp1qXfEudAJwVqydwTiJ",
  "json_metadata": "{\"profile\":{\"profile_image\":\"https://trello-attachments.s3.amazonaws.com/5b32114ce9757e3b3d501901/5b7fe7396221a850b3618c77/4ed41802a4073f7ede6f6d12f75a74e4/InsoroCircle-twitter.png\",\"cover_image\":\"https://trello-attachments.s3.amazonaws.com/5b32114ce9757e3b3d501901/5b7fe7396221a850b3618c77/0eff02f18c8ccc1944d157cffe0d3190/Insoro-Logo-Black.png\",\"name\":\"insoro\",\"location\":\"Germany\"}}",
  "posting_json_metadata": "{\"profile\":{\"profile_image\":\"https://trello-attachments.s3.amazonaws.com/5b32114ce9757e3b3d501901/5b7fe7396221a850b3618c77/4ed41802a4073f7ede6f6d12f75a74e4/InsoroCircle-twitter.png\",\"cover_image\":\"https://trello-attachments.s3.amazonaws.com/5b32114ce9757e3b3d501901/5b7fe7396221a850b3618c77/0eff02f18c8ccc1944d157cffe0d3190/Insoro-Logo-Black.png\",\"name\":\"insoro\",\"location\":\"Germany\"}}",
  "proxy": "",
  "last_owner_update": "2018-06-26T13:25:12",
  "last_account_update": "2018-08-27T09:04:18",
  "created": "2018-06-13T09:34:21",
  "mined": false,
  "recovery_account": "steem",
  "last_account_recovery": "1970-01-01T00:00:00",
  "reset_account": "null",
  "comment_count": 0,
  "lifetime_vote_count": 0,
  "post_count": 4,
  "can_vote": true,
  "voting_manabar": {
    "current_mana": "48228208721",
    "last_update_time": 1537891089
  },
  "downvote_manabar": {
    "current_mana": 0,
    "last_update_time": 1528882461
  },
  "voting_power": 0,
  "balance": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "sbd_balance": "0.002 SBD",
  "sbd_seconds": "0",
  "sbd_seconds_last_update": "2018-07-03T21:55:30",
  "sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_sbd_balance": "0.000 SBD",
  "savings_sbd_seconds": "0",
  "savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "reward_sbd_balance": "0.012 SBD",
  "reward_steem_balance": "0.010 STEEM",
  "reward_vesting_balance": "38.551866 VESTS",
  "reward_vesting_steem": "0.019 STEEM",
  "vesting_shares": "48228.208721 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "0.000000 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "withdrawn": 0,
  "to_withdraw": 0,
  "withdraw_routes": 0,
  "curation_rewards": 0,
  "posting_rewards": 37,
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "witnesses_voted_for": 0,
  "last_post": "2018-09-24T16:19:18",
  "last_root_post": "2018-09-24T16:19:18",
  "last_vote_time": "2018-07-03T16:21:06",
  "post_bandwidth": 0,
  "pending_claimed_accounts": 0,
  "vesting_balance": "0.000 STEEM",
  "reputation": 556574466,
  "transfer_history": [],
  "market_history": [],
  "post_history": [],
  "vote_history": [],
  "other_history": [],
  "witness_votes": [],
  "tags_usage": [],
  "guest_bloggers": [],
  "rank": 62963
}

Withdraw Routes

Incoming	Outgoing
Empty	Empty

{
  "incoming": [],
  "outgoing": []
}

From Date

To Date

insoropublished a new post: typical-methods-of-ico-fraud-and-how-to-protect-yourself

2019/12/09 20:26:00 UTC

38,895,607|e973fba

parent author
parent permlink	ico
author	insoro
permlink	typical-methods-of-ico-fraud-and-how-to-protect-yourself
title	[Deleted]
body	[Empty]
json metadata	{"app":"steemit/0.1","format":"markdown"}
Transaction Info	Block #38895607/Trx e973fba2decdbfcd9bfe37b0cb37cb9f6946ea98

View Raw JSON Data

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laissez-faireupvoted (100.00%) @insoro / investment-basics

2019/12/09 20:24:48 UTC

38,895,583|3d0fca2

voter	laissez-faire
author	insoro
permlink	investment-basics
weight	10000 (100.00%)
Transaction Info	Block #38895583/Trx 3d0fca2d35cd626167991dde949dea439f8f014f

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anomalyupvoted (1.00%) @insoro / investment-basics

2019/12/09 20:24:42 UTC

38,895,581|5e11976

voter	anomaly
author	insoro
permlink	investment-basics
weight	100 (1.00%)
Transaction Info	Block #38895581/Trx 5e11976bd50558e600981b0ee50aa1fd2d2356ef

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laissez-faireupvoted (100.00%) @insoro / shareholder-ratios-the-hidden-risk-of-ignorance

2019/12/09 20:24:00 UTC

38,895,567|c0430fb

voter	laissez-faire
author	insoro
permlink	shareholder-ratios-the-hidden-risk-of-ignorance
weight	10000 (100.00%)
Transaction Info	Block #38895567/Trx c0430fb890444318e634d80ad8bc2d5fbbc52413

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anomalyupvoted (1.00%) @insoro / shareholder-ratios-the-hidden-risk-of-ignorance

2019/12/09 20:23:57 UTC

38,895,566|b91801e

voter	anomaly
author	insoro
permlink	shareholder-ratios-the-hidden-risk-of-ignorance
weight	100 (1.00%)
Transaction Info	Block #38895566/Trx b91801e4ec3ceb6ce007d068dcf56c3b7155e9a9

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insoropublished a new post: investment-basics

2019/12/09 20:23:48 UTC

38,895,563|b6c15fb

parent author
parent permlink	investments
author	insoro
permlink	investment-basics
title	[Deleted]
body	[Empty]
json metadata	{"app":"steemit/0.1","format":"markdown"}
Transaction Info	Block #38895563/Trx b6c15fb6e0f47b61644eec805d3294d93937f276

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insoropublished a new post: shareholder-ratios-the-hidden-risk-of-ignorance

2019/12/09 20:23:06 UTC

38,895,549|67b4157

parent author
parent permlink	investing
author	insoro
permlink	shareholder-ratios-the-hidden-risk-of-ignorance
title	[Deleted]
body	<html> <p>[Empty]</p> <p><br></p> </html>
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Transaction Info	Block #38895549/Trx 67b415776216d246f9e18e06a7f8f8ee270fc26d

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laissez-faireupvoted (100.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2019/12/09 20:23:06 UTC

38,895,549|8661d8c

voter	laissez-faire
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	10000 (100.00%)
Transaction Info	Block #38895549/Trx 8661d8c997c8cd07d2f4984e1319aeb98e7e7947

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      "voter": "laissez-faire",
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anomalyupvoted (1.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2019/12/09 20:23:00 UTC

38,895,547|ed0f6ad

voter	anomaly
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	100 (1.00%)
Transaction Info	Block #38895547/Trx ed0f6ad621be2f2f91362ced1f95622c8bb2d9ee

View Raw JSON Data

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insoropublished a new post: introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2019/12/09 20:22:09 UTC

38,895,530|6b07dc7

parent author
parent permlink	introduceyourself
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
title	[Deleted]
body	[Empty]
json metadata	{"format":"markdown","app":"steemit/0.1"}
Transaction Info	Block #38895530/Trx 6b07dc74f5599fda71504e15ad2cb12a02ca7231

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steemitboardreplied to @insoro / steemitboard-notify-insoro-20190613t103638000z

2019/06/13 10:36:39 UTC

33,761,051|ae432ec

parent author	insoro
parent permlink	typical-methods-of-ico-fraud-and-how-to-protect-yourself
author	steemitboard
permlink	steemitboard-notify-insoro-20190613t103638000z
title
body	Congratulations @insoro! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@insoro/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@insoro) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=insoro)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
json metadata	{"image":["https://steemitboard.com/img/notify.png"]}
Transaction Info	Block #33761051/Trx ae432ece15d54b6fc753f223db779881f474fb25

View Raw JSON Data

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      "permlink": "steemitboard-notify-insoro-20190613t103638000z",
      "title": "",
      "body": "Congratulations @insoro! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@insoro/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@insoro) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=insoro)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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lotanajnupvoted (100.00%) @insoro / typical-methods-of-ico-fraud-and-how-to-protect-yourself

2018/10/31 13:21:45 UTC

27,290,674|487c09d

voter	lotanajn
author	insoro
permlink	typical-methods-of-ico-fraud-and-how-to-protect-yourself
weight	10000 (100.00%)
Transaction Info	Block #27290674/Trx 487c09dec53224b98923892fa6e4aaf401143dac

View Raw JSON Data

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lotanajnupvoted (100.00%) @insoro / investment-basics

2018/10/31 13:21:09 UTC

27,290,662|fd377ff

voter	lotanajn
author	insoro
permlink	investment-basics
weight	10000 (100.00%)
Transaction Info	Block #27290662/Trx fd377ff0762753c4f02e9cb17e6848d50f4ac4ad

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moegenboeffupvoted (100.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/10/31 12:16:00 UTC

27,289,360|d13436c

voter	moegenboeff
author	insoro
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moegenboeffupvoted (100.00%) @insoro / shareholder-ratios-the-hidden-risk-of-ignorance

2018/10/31 12:15:57 UTC

27,289,359|422e5a9

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moegenboeffupvoted (100.00%) @insoro / investment-basics

2018/10/31 12:15:57 UTC

27,289,359|0222a41

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moegenboeffupvoted (100.00%) @insoro / typical-methods-of-ico-fraud-and-how-to-protect-yourself

2018/10/31 12:15:57 UTC

27,289,359|f56ae89

voter	moegenboeff
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steemdelegated 0.000 SP to @insoro

2018/10/08 16:48:27 UTC

26,632,893|797b2bb

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blocktradespowered up 23.766 STEEM to @insoro

2018/09/25 15:58:09 UTC

26,257,897|8327397

from	blocktrades
to	insoro
amount	23.766 STEEM
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alphabotupvoted (1.00%) @insoro / typical-methods-of-ico-fraud-and-how-to-protect-yourself

2018/09/24 16:19:27 UTC

26,229,572|9c557fa

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insoropublished a new post: typical-methods-of-ico-fraud-and-how-to-protect-yourself

2018/09/24 16:19:18 UTC

26,229,569|b6823d1

parent author
parent permlink	ico
author	insoro
permlink	typical-methods-of-ico-fraud-and-how-to-protect-yourself
title	Typical methods of ICO fraud and how to protect yourself
body	![Cover.jpg](https://cdn.steemitimages.com/DQmW46gJyFr2dEfBhNXYcAXqJeTehoAMQLnWQ2hHSeBmgqY/Cover.jpg) ICOs are projected to be the future of company financing – for startups as well as for established companies. Enabling not only investors, but also future users, visionaries and sceptics of the existing industry to participate and support projects very early and in whichever amount they choose, to is making ICOs to a very relevant alternative to classic financing practices. However, in the past months and years, many curious ICO investors have become victims of creative and often professionally executed scams. Fraudsters have been having a field day with this new form of crowdfunding. There are several reasons why this fundraising method attracts so many criminals: - Investors often lack basic educational fundamentals to properly judge a project, because it is still a fairly new form of investment - The fear of missing out on an apparently attractive investment creates time pressure, resulting in often non-sufficient research by the investor - Once a cryptocurrency transaction is made, it cannot be revoked - It is much easier for scammers to stay anonymous, because they do not need a fully verified bank account to receive the funds One thing is very clear, swindlers do not lack creativity. By publishing this article, we want to showcase to our readers frequently used scam tactics and how to identify them. Additionally, and most importantly, you will learn how to protect yourself from these deceivers. So, let’s start with a list and description of typical scam examples: <b>1. Spoofed email with the wrong ETH address for ICO</b> A very typical occurrence is receiving an email from an address very similar to the official one, often overlooked by the recipient, who then sends their funds to the wrong ETH address. Also, highly sensitive information may be requested using this tactic. This includes personal information, private keys and bank details. ![fake1.jpg](https://cdn.steemitimages.com/DQmSvkBGdcXoK9SE41ufqpmDCCXUtWGSVSTxx9zKccT6KbW/fake1.jpg) <b> 2. A phishing website that looks similar or the same, but has a different domain address</b> Fraudsters will literally copy entire websites to convince people to contribute to a non-official cryptocurrency address without thinking too long about it. To achieve this, not only the website looks the same, but the domain address is almost identical to the original. This is a frequently used scam method not only in the ICO realm and unfortunately still highly effective. ![fake2.jpg](https://cdn.steemitimages.com/DQmVn38d7RyUbxpJ6JYqrY4u4b5PiB1MYcwyYqyWFdadd6k/fake2.jpg) <b> 3. Keyloggers for getting and recording private keys to wallet addresses </b> Keylogging is the action of recording (logging) the keys struck on a keyboard, typically covertly, so that the person using the keyboard is unaware that their actions are being monitored. Scammers try to install keyloggers and other fraudulent software on user systems or lead users to install it themselves. When a user then signs a transaction or logs into his wallet by entering their private key, this information is recorded by the keylogger and sent to the scammer who then sends all cryptocurrencies present in that wallet to himself. <b>4. Social engineering hacks </b> Regrettably, deceitful individuals will go to extreme lengths to come into possession of people's private information. One such method is impersonating relatives, bank personal or company officials and directly requesting passwords and private keys under false pretences. This can be done over the phone, in personal text messages or emails. <b>5. Spoofed social media accounts</b> Name spoofing social media accounts is by now an infamous method of scamming in the ICO world. Criminals simply copy the original social media account and fill it with the same information including the logo of the company. They then promote giveaways or investment opportunities while posting their personal Ethereum address instead of the original companies' address. This has cost naive investors millions. In reaction to these rampant scam attempts, crypto figures like Vitalik Buterin have changed their twitter handle to include phrases like "not giving away ETH". <b> 6. Direct Telegram messaging spoofing admin names, personal chat with you </b> Criminals will impersonate admins of Telegram ICO and crypto groups and directly message you inquiring for personal information, private keys and funds. These kinds of messages often include a bonus reward for sending a minimum amount in a limited timeframe, leading to the victim often not rethinking their decision. ![fake3.jpg](https://cdn.steemitimages.com/DQmQSvyybQVQSNj75Va2Df9S3xgCtS19VJmnhcepX8FdEEW/fake3.jpg) <b>How to avoid scams:</b> There are some general rules which will protect you not only in the world of cryptocurrencies but also on the internet as a whole. Always be careful when strangers message you. Double-check email addresses, domain names and crypto addresses. Never give out your personal information or private keys to anyone. If it sounds too good to be true, it likely is. The following list provides examples as to how avoid specific scams: · Always check that you are using the official ICO Ethereum address provided to you by the official website. Serious ICOs will NOT contact you by email or otherwise to give you a different ETH address. · Do not open any emails from unknown sources and keep your antivirus software up to date. Do not install any unknown software or any shady browser plugins. · Serious ICOs will never ask for your private keys or your personal data (except in the KYC process). They will not provide you the ICO Ethereum address in a personal message. Use only the official website for the ETH address. · Make sure to visit only official social media channels provided to you by the official website. Usually, community managers will never message you first. They can be identified by a grey “admin” next to their names in the main ICO Telegram group. If you happen to notice any suspicious behaviour, we would appreciate it if you report it directly to the community to safe other people and create awareness. Stay safe out there! <b>Find us on:</b> Telegram: https://t.me/insoro Steemit: https://steemit.com/@insoro Facebook: https://www.facebook.com/insoro.official/ Instagram: https://www.instagram.com/insoro_official/ Medium: https://medium.com/@insoro Reddit: https://www.reddit.com/r/insoro/ Twitter: https://twitter.com/insoro_official LinkedIn: https://linkedin.com/company/insoro
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      "author": "insoro",
      "permlink": "typical-methods-of-ico-fraud-and-how-to-protect-yourself",
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      "body": "![Cover.jpg](https://cdn.steemitimages.com/DQmW46gJyFr2dEfBhNXYcAXqJeTehoAMQLnWQ2hHSeBmgqY/Cover.jpg)\nICOs are projected to be the future of company financing – for startups as well as for established companies. Enabling not only investors, but also future users, visionaries and sceptics of the existing industry to participate and support projects very early and in whichever amount they choose, to is making ICOs to a very relevant alternative to classic financing practices. However, in the past months and years, many curious ICO investors have become victims of creative and often professionally executed scams. Fraudsters have been having a field day with this new form of crowdfunding. There are several reasons why this fundraising method attracts so many criminals:\n- Investors often lack basic educational fundamentals to properly judge a project, because it is still a fairly new form of investment\n- The fear of missing out on an apparently attractive investment creates time pressure, resulting in often non-sufficient research by the investor\n- Once a cryptocurrency transaction is made, it cannot be revoked\n- It is much easier for scammers to stay anonymous, because they do not need a fully verified bank account to receive the funds\n\nOne thing is very clear, swindlers do not lack creativity. By publishing this article, we want to showcase to our readers frequently used scam tactics and how to identify them. Additionally, and most importantly, you will learn how to protect yourself from these deceivers.\n\nSo, let’s start with a list and description of typical scam examples:\n\n<b>1. Spoofed email with the wrong ETH address for ICO</b>\n\nA very typical occurrence is receiving an email from an address very similar to the official one, often overlooked by the recipient, who then sends their funds to the wrong ETH address. Also, highly sensitive information may be requested using this tactic. This includes personal information, private keys and bank details.\n![fake1.jpg](https://cdn.steemitimages.com/DQmSvkBGdcXoK9SE41ufqpmDCCXUtWGSVSTxx9zKccT6KbW/fake1.jpg)\n<b> 2. A phishing website that looks similar or the same, but has a different domain address</b>\n\nFraudsters will literally copy entire websites to convince people to contribute to a non-official cryptocurrency address without thinking too long about it. To achieve this, not only the website looks the same, but the domain address is almost identical to the original. This is a frequently used scam method not only in the ICO realm and unfortunately still highly effective.\n![fake2.jpg](https://cdn.steemitimages.com/DQmVn38d7RyUbxpJ6JYqrY4u4b5PiB1MYcwyYqyWFdadd6k/fake2.jpg)\n\n<b> 3. Keyloggers for getting and recording private keys to wallet addresses </b>\n\nKeylogging is the action of recording (logging) the keys struck on a keyboard, typically covertly, so that the person using the keyboard is unaware that their actions are being monitored.\nScammers try to install keyloggers and other fraudulent software on user systems or lead users to install it themselves. When a user then signs a transaction or logs into his wallet by entering their private key, this information is recorded by the keylogger and sent to the scammer who then sends all cryptocurrencies present in that wallet to himself.\n\n<b>4. Social engineering hacks </b>\n\nRegrettably, deceitful individuals will go to extreme lengths to come into possession of people's private information. One such method is impersonating relatives, bank personal or company officials and directly requesting passwords and private keys under false pretences. This can be done over the phone, in personal text messages or emails.\n\n<b>5. Spoofed social media accounts</b>\n\nName spoofing social media accounts is by now an infamous method of scamming in the ICO world. Criminals simply copy the original social media account and fill it with the same information including the logo of the company. They then promote giveaways or investment opportunities while posting their personal Ethereum address instead of the original companies' address. This has cost naive investors millions. In reaction to these rampant scam attempts, crypto figures like Vitalik Buterin have changed their twitter handle to include phrases like \"not giving away ETH\".\n\n<b> 6. Direct Telegram messaging spoofing admin names, personal chat with you </b>\n\nCriminals will impersonate admins of Telegram ICO and crypto groups and directly message you inquiring for personal information, private keys and funds. These kinds of messages often include a bonus reward for sending a minimum amount in a limited timeframe, leading to the victim often not rethinking their decision.\n![fake3.jpg](https://cdn.steemitimages.com/DQmQSvyybQVQSNj75Va2Df9S3xgCtS19VJmnhcepX8FdEEW/fake3.jpg)\n\n<b>How to avoid scams:</b>\n\nThere are some general rules which will protect you not only in the world of cryptocurrencies but also on the internet as a whole. Always be careful when strangers message you. Double-check email addresses, domain names and crypto addresses. Never give out your personal information or private keys to anyone. If it sounds too good to be true, it likely is. The following list provides examples as to how avoid specific scams:\n\n· Always check that you are using the official ICO Ethereum address provided to you by the official website. Serious ICOs will NOT contact you by email or otherwise to give you a different ETH address.\n\n· Do not open any emails from unknown sources and keep your antivirus software up to date. Do not install any unknown software or any shady browser plugins.\n\n· Serious ICOs will never ask for your private keys or your personal data (except in the KYC process). They will not provide you the ICO Ethereum address in a personal message. Use only the official website for the ETH address.\n\n· Make sure to visit only official social media channels provided to you by the official website. Usually, community managers will never message you first. They can be identified by a grey “admin” next to their names in the main ICO Telegram group.\n\nIf you happen to notice any suspicious behaviour, we would appreciate it if you report it directly to the community to safe other people and create awareness.\n\nStay safe out there!\n\n<b>Find us on:</b>\n\nTelegram: https://t.me/insoro\nSteemit: https://steemit.com/@insoro\nFacebook: https://www.facebook.com/insoro.official/\nInstagram: https://www.instagram.com/insoro_official/\nMedium: https://medium.com/@insoro\nReddit: https://www.reddit.com/r/insoro/\nTwitter: https://twitter.com/insoro_official\nLinkedIn: https://linkedin.com/company/insoro",
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spaminatorreplied to @insoro / re-insoro-investment-basics-20180828t191406035z

2018/08/28 19:14:06 UTC

25,471,429|b4fd329

parent author	insoro
parent permlink	investment-basics
author	spaminator
permlink	re-insoro-investment-basics-20180828t191406035z
title
body	[Source]() #introduceyourself/#introducemyself The “introduceyourself/introducemyself” tag is for creating one introductory post that tells us about you. Users are encouraged to use this tag exclusively for that, and not to reuse it. More information: [The Game of Tags](https://steemit.com/steemcleaners/@steemcleaners/the-game-of-tags)
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      "body": "[Source]()\n#introduceyourself/#introducemyself\r\n\r\nThe “introduceyourself/introducemyself” tag is for creating one introductory post that tells us about you. Users are encouraged to use this tag exclusively for that, and not to reuse it.\r\n\r\nMore information:\r\n\r\n[The Game of Tags](https://steemit.com/steemcleaners/@steemcleaners/the-game-of-tags)",
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newsteemiansupvoted (10.00%) @insoro / investment-basics

2018/08/28 13:17:06 UTC

25,464,290|a9ac638

voter	newsteemians
author	insoro
permlink	investment-basics
weight	1000 (10.00%)
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}

newsteemiansreplied to @insoro / investment-basics-newsteemians-08282018

2018/08/28 13:17:03 UTC

25,464,289|569020b

parent author	insoro
parent permlink	investment-basics
author	newsteemians
permlink	investment-basics-newsteemians-08282018
title
body	Welcome to Steem Community @insoro! As a gentle reminder, please keep your master password safe. The best practise is to use your private posting key to login to Steemit when posting; and the private active key for wallet related transactions. In the New Steemians project, we help new members of steem by education and resteeeming their articles. Get your articles resteemed too for maximum exposure. You can learn more about it here: https://steemit.com/introduceyourself/@gaman/new-steemians-project-launch
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      "author": "newsteemians",
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      "title": " ",
      "body": "Welcome to Steem Community @insoro! As a gentle reminder, please keep your master password safe. The best practise is to use your private posting key to login to Steemit when posting; and the private active key for wallet related transactions. \n\n In the New Steemians project, we help new members of steem by education and resteeeming their articles. Get your articles resteemed too for maximum exposure. You can learn more about it here: https://steemit.com/introduceyourself/@gaman/new-steemians-project-launch ",
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amritmahalreplied to @insoro / re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180827t152235651z

2018/08/27 15:22:36 UTC

25,438,025|894613d

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	amritmahal
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petkoreplied to @insoro / re-insoro-investment-basics-20180827t140818653z

2018/08/27 14:08:18 UTC

25,436,539|d4691df

parent author	insoro
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author	petko
permlink	re-insoro-investment-basics-20180827t140818653z
title
body	Welcome to steemit family! Good luck! I am sure that you will fully enjoy your journey here:)
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petkoupvoted (1.00%) @insoro / investment-basics

2018/08/27 14:08:12 UTC

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sensationupvoted (100.00%) @insoro / investment-basics

2018/08/27 13:52:45 UTC

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steemplus-botreplied to @insoro / investment-basics-re-welcome-to-steemplus

2018/08/27 13:52:33 UTC

25,436,224|aa0a1c4

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title	Welcome to SteemPlus
body	#### Welcome to Steem, @insoro! I am a bot coded by the SteemPlus team to help you make the best of your experience on the Steem Blockchain! SteemPlus is a Chrome, Opera and Firefox extension that adds tons of features on Steemit. It helps you see the real value of your account, who mentionned you, the value of the votes received, a filtered and sorted feed and much more! All of this in a fast and secure way. To see why 3186 Steemians use SteemPlus, [install our extension](https://chrome.google.com/webstore/detail/steemplus/mjbkjgcplmaneajhcbegoffkedeankaj?hl=en), read the [documentation](https://github.com/stoodkev/SteemPlus/blob/master/README.md) or the latest release : [SteemPlus 2.20: Utopian + SteemPlus Partnership = Bigger upvotes](/utopian-io/@steem-plus/steemplus-220-utopian--steemplus-partnership--bigger-upvotes).
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hackerzizonupvoted (1.00%) @insoro / investment-basics

2018/08/27 13:18:27 UTC

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cheetahreplied to @insoro / cheetah-re-insoroinvestment-basics

2018/08/27 13:18:15 UTC

25,435,538|f186f1e

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body	Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in: https://en.wikipedia.org/wiki/Efficient-market_hypothesis
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cheetahupvoted (0.08%) @insoro / investment-basics

2018/08/27 13:18:09 UTC

25,435,536|2de0b24

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steemladderreplied to @insoro / re-insoro-investment-basics-20180827t131805830z

2018/08/27 13:18:09 UTC

25,435,536|eee80bd

parent author	insoro
parent permlink	investment-basics
author	steemladder
permlink	re-insoro-investment-basics-20180827t131805830z
title	Welcome to Steem!
body	<center> Welcome to Steem @insoro. <br/><br/>Do read [A thumb rule for steemit minnows - 50:100:200:25](https://steemit.com/steemit/@steemladder/a-thumb-rule-for-steemit-minnows-50-100-200-25) for starter tips. <br/> <br/>Spend time reading [Steem Blue Paper](https://steem.io/steem-bluepaper.pdf) to know how Steem blockchain works and if you still have any queries ask them on our [Ask me anything about Steemit post](https://steemit.com/steem/@steemladder/there-are-no-dumb-questions-ask-anything-you-want-to-know-about-steem-blockchain) and we will try to answer that.<br/><br/>All the Best!!! </center>
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      "body": "<center>\nWelcome to Steem @insoro. <br/><br/>Do read [A thumb rule for steemit minnows - 50:100:200:25](https://steemit.com/steemit/@steemladder/a-thumb-rule-for-steemit-minnows-50-100-200-25) for starter tips. <br/> <br/>Spend time reading [Steem Blue Paper](https://steem.io/steem-bluepaper.pdf) to know how Steem blockchain works and if you still have any queries ask them on our [Ask me anything about Steemit post](https://steemit.com/steem/@steemladder/there-are-no-dumb-questions-ask-anything-you-want-to-know-about-steem-blockchain) and we will try to answer that.<br/><br/>All the Best!!!\n</center>",
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steemladderupvoted (5.00%) @insoro / investment-basics

2018/08/27 13:18:09 UTC

25,435,536|e0dfcf4

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insoropublished a new post: investment-basics

2018/08/27 13:17:57 UTC

25,435,532|c3601cd

parent author
parent permlink	investments
author	insoro
permlink	investment-basics
title	Investment Basics
body	![INVESTMENT-BASICS-COVER-2_v2.jpg](https://cdn.steemitimages.com/DQmPTYH7RqnAwf8WHTGKZfe8Fqx6MyrGFLWtAd3ZTmpvnYV/INVESTMENT-BASICS-COVER-2_v2.jpg) <b>What really matters when engaging in capital markets</b> Despite thousands of academic studies encouraging investments into capital markets, potential investors show little engagement as financial illiteracy has been exploited by banks and financial institutions for years. As a result, investors are increasingly uncertain about what information is trustworthy. Even those who already engage in capital markets usually follow inefficient and outdated investment strategies. Reason is that the average investor lacks both financial background and knowledge about the underlying mechanics driving financial markets. This article aims to refresh aspects of fundamental financial theory that investors should pay attention to when engaging in capital markets and may well serve as broad guideline to investing. Since the disruptive work by Fama (1965) on market efficiency, there has been an ongoing debate on the performance of actively managed investments. The efficient market hypothesis categorizes market efficiency as weak, semi-strong and strong. All three states derive from the general idea that market prices are determined conditional on the information about stocks that is available to investors. Different levels of efficiency assume different sets of information are already reflected in prices. Weak form efficiency states that future stock prices cannot be predicted solely from past stock prices. In presence of semi-strong efficiency, additional to past performance data, investors cannot gain from trading on information publicly available. Finally, strong form of efficiency states that not even insider trading achieves abnormal returns. For example, a market is at least weakly efficient if participants cannot perform better than the average investor by studying past prices. However, it might not be strong form efficient, if investors in possession of insider information can consistently outperform. Malkiel (1973) introduced the canonical random walk model to the financial world, setting a new standard. Building on the efficient market hypothesis, it has since been used extensively in financial modelling. It states that except for long-run trends (drifts), stock price movements approximately follow a so-called random walk. Since all information currently available is reflected in present prices, long-run outperformance of market returns is deemed impossible. These findings imply that investors with informational advantage can act on this information and exploit profit opportunities before other, less informed market participants. Since trading on new information is highly profitable, investors rally to seek out all information about stocks. Following trading activity pushes prices to reflect news and restores market efficiency. The faster market prices change in response to new information, the stronger the market efficiency. This makes reliable stock price predictions impossible. Since its introduction to the financial world, there is a fierce debate to which extent market efficiency holds. Given perfectly efficient markets, active management should be futile. If efficiency holds, this would favor one of the best known pieces of financial theory, namely the capital asset pricing model (CAPM) by Sharpe (1964). This model prices securities using only data of past prices. It is based on the assumptions of costless information, absence of market frictions and homogeneity of investor expectations. However, in reality information is indeed costly, markets do exhibit frictions such as costs related to execution and search, and investor expectations are hardly homogeneous. Within imperfect markets, active portfolio management has earned its place as some managers may very well be able to successfully and consistently exploit market frictions and inefficiencies. Despite the volume of articles in this vein, evidence on the systematic ability of market agents to generate abnormal profits yields at best mixed results. Among many others, French (2008) and Carhartt (1997) find evidence that active investing diminishes value compared to investment in the respective benchmarks, after accounting for fees. Still, there is a vast amount of articles insisting a stock’s future price can be predicted based on past prices, technical indicators such as trends. For example, evidence has emerged of statistically significant differences in stock market returns during certain months and days of the week. The “January Effect” is a highly researched topic, proving a certain increase in stock prices during this month, while other research projects provide evidence on lower market returns between the months of May and October. However, one thing that all these trading strategies have in common is that once found, they tend to vanish quickly. Reason is that informed traders attempt to cease the opportunity and thereby eliminate any profitable mispricing (arbitrage pricing theory). This is the main reason why Fama (1965) and Malkiel (2003) among many others reason that in the long-run, no profitability can be found in technical or theoretical trading strategies. Even if initially successful, it is unlikely that their success persists in the long-run. Therefore, it is reasonable to advice investment in low cost, diversified index funds to earn the average market return at comparably low risk, as shown e.g. in French (2008). Nobel laureate and former Stanford professor William F. Sharpe (1991) summarized in his article “The Arithmetic of Active Management”: 1. Before costs, the return on the average actively managed dollar (trying to beat the market return) will equal the return on the average passively managed dollar (passively invest in the broad market) and 2. After costs, the return on the average actively managed dollar will be less than the return on the average passively managed dollar. However, passive investors can be confident to obtain the market return, before costs, as it is generated by indices tracking a specific market benchmark. From this we can deduce that the return on the average actively managed dollar must equal the market return as well, because for each active manager outperforming the market, there must be a counterpart underperforming. Since traders are not able to actively outperform the market over a prolonged period, with the large share underperforming benchmark indices, it should be obvious for investors that passive investments yield superior returns in the long run. Furthermore, as active managers exhibit higher costs than passive managers and active and passive management must on average equal the market return before costs, the logical conclusion can only be that the after-cost return from active management must be lower than that from passive management (simply due to the difference in fees). ![whitepaper_tablev2.png](https://cdn.steemitimages.com/DQmYFxFsvmnn17ndRSE3Bzr2vXYZrbi9McHspiG2ZXron6E/whitepaper_tablev2.png) Based on the fact that outperforming the market in the long-run is not sustainable, evidence clearly underlines that the most important selection criteria for investment products and services are the associated costs (according to Fama (1965), Sharpe (1991) and French (2008) among many others). <b>Conclusion:</b> The practical implication is very simple: check the costs of all financial products you have in your accounts. We will keep you posted with further articles in the next weeks how to decrease investment related cost and optimally obtain the market return with factor and tail risk optimized passive investing. <b>Find us on:</b> Telegram: https://t.me/insoro Steemit: https://steemit.com/@insoro Facebook: https://www.facebook.com/insoro.official/ Instagram: https://www.instagram.com/insoro_official/ Medium: https://medium.com/@insoro Reddit: https://www.reddit.com/r/insoro/ Twitter: https://twitter.com/insoro_official LinkedIn: https://linkedin.com/company/insoro <b>Sources:</b> Carhart, M. M. (1997). On Persistence in Mutual Fund Performance. The Journal of Finance, Vol. 52 No. 1. Fama, E. F. (1965). The Behavior of Stock-Market Prices. The Journal of Business, Vol. 38 No. 1. Fama, E. F., & French, K. R. (2008). Dissecting Anomalies. The Journal of Finance, Vol. 13 No. 4. Malkiel, B.G. (1973). A Random Walk Down Wall Street. W. W. Norton & Company, Inc. Malkiel, B. G. (2003). The Efficient Market Hypothesis and its Critics. Journal of Economic Perspectives, Vol. 17 No. 1. Sharpe, W. F. (1964). Capital Asset Prices: A Theory of Market Equilibrium Under Conditions of Risk. The Journal of Finance, Vol. 14 No. 3. Sharpe, W. F. (1991). The Arithmetic of Active Management. The Financial Analysts Journal. Vol. 47 No. 1.
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"body": "![INVESTMENT-BASICS-COVER-2_v2.jpg](https://cdn.steemitimages.com/DQmPTYH7RqnAwf8WHTGKZfe8Fqx6MyrGFLWtAd3ZTmpvnYV/INVESTMENT-BASICS-COVER-2_v2.jpg)\n\nWhat really matters when engaging in capital markets\n\nDespite thousands of academic studies encouraging investments into capital markets, potential investors show little engagement as financial illiteracy has been exploited by banks and financial institutions for years. As a result, investors are increasingly uncertain about what information is trustworthy. Even those who already engage in capital markets usually follow inefficient and outdated investment strategies. Reason is that the average investor lacks both financial background and knowledge about the underlying mechanics driving financial markets. This article aims to refresh aspects of fundamental financial theory that investors should pay attention to when engaging in capital markets and may well serve as broad guideline to investing.\n\nSince the disruptive work by Fama (1965) on market efficiency, there has been an ongoing debate on the performance of actively managed investments. The efficient market hypothesis categorizes market efficiency as weak, semi-strong and strong. All three states derive from the general idea that market prices are determined conditional on the information about stocks that is available to investors. Different levels of efficiency assume different sets of information are already reflected in prices. Weak form efficiency states that future stock prices cannot be predicted solely from past stock prices. In presence of semi-strong efficiency, additional to past performance data, investors cannot gain from trading on information publicly available. Finally, strong form of efficiency states that not even insider trading achieves abnormal returns. For example, a market is at least weakly efficient if participants cannot perform better than the average investor by studying past prices. However, it might not be strong form efficient, if investors in possession of insider information can consistently outperform.\n\nMalkiel (1973) introduced the canonical random walk model to the financial world, setting a new standard. Building on the efficient market hypothesis, it has since been used extensively in financial modelling. It states that except for long-run trends (drifts), stock price movements approximately follow a so-called random walk. Since all information currently available is reflected in present prices, long-run outperformance of market returns is deemed impossible. \n\nThese findings imply that investors with informational advantage can act on this information and exploit profit opportunities before other, less informed market participants. Since trading on new information is highly profitable, investors rally to seek out all information about stocks. Following trading activity pushes prices to reflect news and restores market efficiency. The faster market prices change in response to new information, the stronger the market efficiency. This makes reliable stock price predictions impossible. \n\nSince its introduction to the financial world, there is a fierce debate to which extent market efficiency holds. Given perfectly efficient markets, active management should be futile. If efficiency holds, this would favor one of the best known pieces of financial theory, namely the capital asset pricing model (CAPM) by Sharpe (1964). This model prices securities using only data of past prices. It is based on the assumptions of costless information, absence of market frictions and homogeneity of investor expectations. However, in reality information is indeed costly, markets do exhibit frictions such as costs related to execution and search, and investor expectations are hardly homogeneous. Within imperfect markets, active portfolio management has earned its place as some managers may very well be able to successfully and consistently exploit market frictions and inefficiencies.\n\nDespite the volume of articles in this vein, evidence on the systematic ability of market agents to generate abnormal profits yields at best mixed results. Among many others, French (2008) and Carhartt (1997) find evidence that active investing diminishes value compared to investment in the respective benchmarks, after accounting for fees.\n\nStill, there is a vast amount of articles insisting a stock’s future price can be predicted based on past prices, technical indicators such as trends. For example, evidence has emerged of statistically significant differences in stock market returns during certain months and days of the week. The “January Effect” is a highly researched topic, proving a certain increase in stock prices during this month, while other research projects provide evidence on lower market returns between the months of May and October. However, one thing that all these trading strategies have in common is that once found, they tend to vanish quickly. Reason is that informed traders attempt to cease the opportunity and thereby eliminate any profitable mispricing (arbitrage pricing theory). \n\nThis is the main reason why Fama (1965) and Malkiel (2003) among many others reason that in the long-run, no profitability can be found in technical or theoretical trading strategies. Even if initially successful, it is unlikely that their success persists in the long-run. Therefore, it is reasonable to advice investment in low cost, diversified index funds to earn the average market return at comparably low risk, as shown e.g. in French (2008). \n\nNobel laureate and former Stanford professor William F. Sharpe (1991) summarized in his article “The Arithmetic of Active Management”: \n\n1.\tBefore costs, the return on the average actively managed dollar (trying to beat the market return) will equal the return on the average passively managed dollar (passively invest in the broad market) and \n\n2.\tAfter costs, the return on the average actively managed dollar will be less than the return on the average passively managed dollar.\n\nHowever, passive investors can be confident to obtain the market return, before costs, as it is generated by indices tracking a specific market benchmark. From this we can deduce that the return on the average actively managed dollar must equal the market return as well, because for each active manager outperforming the market, there must be a counterpart underperforming. Since traders are not able to actively outperform the market over a prolonged period, with the large share underperforming benchmark indices, it should be obvious for investors that passive investments yield superior returns in the long run. Furthermore, as active managers exhibit higher costs than passive managers and active and passive management must on average equal the market return before costs, the logical conclusion can only be that the after-cost return from active management must be lower than that from passive management (simply due to the difference in fees).\n\n![whitepaper_tablev2.png](https://cdn.steemitimages.com/DQmYFxFsvmnn17ndRSE3Bzr2vXYZrbi9McHspiG2ZXron6E/whitepaper_tablev2.png)\nBased on the fact that outperforming the market in the long-run is not sustainable, evidence clearly underlines that the most important selection criteria for investment products and services are the associated costs (according to Fama (1965), Sharpe (1991) and French (2008) among many others).\n\nConclusion:\nThe practical implication is very simple: check the costs of all financial products you have in your accounts. We will keep you posted with further articles in the next weeks how to decrease investment related cost and optimally obtain the market return with factor and tail risk optimized passive investing.\n\n\nFind us on:\nTelegram: https://t.me/insoro\nSteemit: https://steemit.com/@insoro\nFacebook: https://www.facebook.com/insoro.official/\nInstagram: https://www.instagram.com/insoro_official/\nMedium: https://medium.com/@insoro\nReddit: https://www.reddit.com/r/insoro/\nTwitter: https://twitter.com/insoro_official\nLinkedIn: https://linkedin.com/company/insoro\n\n\nSources:\nCarhart, M. M. (1997). On Persistence in Mutual Fund Performance. The Journal of Finance, Vol. 52 No. 1.\n\nFama, E. F. (1965). The Behavior of Stock-Market Prices. The Journal of Business, Vol. 38 No. 1.\n\nFama, E. F., & French, K. R. (2008). Dissecting Anomalies. The Journal of Finance, Vol. 13 No. 4.\n\nMalkiel, B.G. (1973). A Random Walk Down Wall Street. W. W. Norton & Company, Inc.\n\nMalkiel, B. G. (2003). The Efficient Market Hypothesis and its Critics. Journal of Economic Perspectives, Vol. 17 No. 1.\n\nSharpe, W. F. (1964). Capital Asset Prices: A Theory of Market Equilibrium Under Conditions of Risk. The Journal of Finance, Vol. 14 No. 3.\n\nSharpe, W. F. (1991). The Arithmetic of Active Management. The Financial Analysts Journal. Vol. 47 No. 1.",
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insoroupdated their account properties

2018/08/27 09:04:18 UTC

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esneyder1200upvoted (100.00%) @insoro / shareholder-ratios-the-hidden-risk-of-ignorance

2018/08/16 12:29:00 UTC

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insoropublished a new post: shareholder-ratios-the-hidden-risk-of-ignorance

2018/08/16 10:54:21 UTC

25,115,990|f4113a2

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youngogmarqsupvoted (0.02%) @insoro / shareholder-ratios-the-hidden-risk-of-ignorance

2018/08/16 10:53:21 UTC

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sixoneninetimesupvoted (10.00%) @insoro / shareholder-ratios-the-hidden-risk-of-ignorance

2018/08/16 10:53:18 UTC

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insoropublished a new post: shareholder-ratios-the-hidden-risk-of-ignorance

2018/08/16 10:35:15 UTC

25,115,608|a447682

parent author
parent permlink	investing
author	insoro
permlink	shareholder-ratios-the-hidden-risk-of-ignorance
title	Shareholder Ratios — The Hidden Risk of Ignorance
body	<html> <p><img src="https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/2862449091fef4869c8f93c07573441a/Shareholder_Ratios_-_The_Hidden_Risk_of_Ignorance.jpg" width="1600" height="1200"/></p> <p><strong>Not enough people understand the benefits of participating in capital markets</strong></p> <p>Most people are overly cautious when investing their money in capital markets. They prefer money in savings or checking account, because of a perceived lack of opportunities or that it seems to be the most secure option.</p> <p>However, this couldn’t be further from the truth and instead is a great way to lose your assets over time due to inflation: Year after year the value of your money decreases on average as central banks target a rate of inflation of around two percent per year which can easily be counteracted by investing in capital markets. Most people don’t take advantage of this, indicating the overall problem -financial illiteracy- as stated by Guiso et al. (2002) or van Rooij et al. (2011).</p> <p>For a simple comparison, consider the two countries USA and Germany; both have a strong economy and reasonably stable capital markets. In Germany, there is an exceptionally low stock market participation rate, while in the USA lots of people are engaged in the stock market.</p> <p>In the USA the stock market participation rates increased from a total of 48% in 1988 to 62% in 2008 and decreased to 54% in 2017 (Gallup, 2017). The rate in Germany, as of 2017, is at 15.7% (DAI, 2017).</p> <p><img src="https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/15515c277e9cbebabad002dbae358a20/shareholder_ratios_final_new_font.jpg" width="2400" height="1100"/></p> <p>Many people are still convinced that their savings- or checking accounts are the best way of keeping their money safe. In the USA, 30% of people agree that a savings account is the ideal investment product for them. In Germany, 25% agree. In the USA, 12% find their checking accounts to be the best choice for keeping their money safe. In Germany, 9% of people agree (ProAktie, 2016).</p> <p>A lack of participation in capital markets in general, aside the various investment channels of retail investors, seem to be outdated and wealth-diminishing. When looking at how people allocate their assets, this problem becomes even more evident. The average US citizen invests 4% of their money in stocks, 4% in mutual funds, and only 2% in ETFs. In Germany, the average person keeps around 3% in stocks, 7% in mutual funds and only 1% in ETFs. It’s no surprise that only 26% of Germans and 43% of Americans are satisfied with their current financial situation (ProAktie, 2016).</p> <p><img src="https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/21d3e833231f709e6efcb59166c3cd65/shareholder_ratios_final_v.2_new_font.jpg" width="2000" height="722"/></p> <p><strong>So why are such few people considering investing in stocks?</strong></p> <p>There are several factors that keep people hesitant when it comes to investing in the stock market. First of all, a large portion of the population will only make investment decisions when they are being advised to by their bank. However, since many people lost their trust in bankers in the aftermath of the 2008 financial crisis, traditional investing has become quite cumbersome (World Economic Forum, 2016).</p> <p>Due to increasing regulation and rising associated costs, banks have been having a hard time providing attractive offers to their clients. This mainly affects people with small to medium amounts of investment capital, as for banks those volumes are just not worth the effort in offering individualized service and unbiased investment consulting (DAI, 2017).</p> <p>Another factor is the human unpredictability most retail investors bring with them. Many people who have not done their research will buy high and sell low due to psychological pressure and the fear of missing out. Since people are usually more impacted by losses than by gains, this leads to a negative perception of capital markets leading them to avoid equity investments entirely.</p> <p>All in all, people have lost faith in the stock market as a result of repeated losses and a lack of adequate consultation.</p> <p><strong>Why is investing important regardless of these trust issues?</strong></p> <p>The majority of retail investors lose critical amounts of their savings every year as a result of inflation and opportunity costs and making this clear is imperative. Many people are not even aware of inflation, or it’s effect on the value of cash holdings. People need to understand that they will lose a significant amount of money slowly over a prolonged period of time, unless they take action. With an average return of 6.5% (after accounting for inflation) over the past 118 years in US Equities alone, everyone should be considering investing their money in capital markets. Over the past 118 years, an investment of 1$ would have grown to 1654$ regardless of financial crises, recessions and world wars (After accounting for inflation). In the same time period, global stock markets also grew overall, on average by between 3%-6% per year (Credit Suisse, 2018).</p> <p><img src="https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/c409b4ecc8745bea6e10a74f6c3b6135/pic2.jpg" width="968" height="492"/></p> <p>Long term participation in global equity and bond markets is an investment in the continuous growth in efficiency and the technological progress that has been a part of society. Thus, you will hardly find a broad equity index that has lost in value over a rolling ten-year period, while in the short term, history provided several examples of financial turmoil. When it comes to long term investments, not engaging in capital markets will guarantee the inflationary loss of wealth of about two percent per year without any upside potential. For capital market investments though, the opposite is true: in short term you could potentially lose wealth while for the long term you receive a significant risk premium above the inflation rate as in Boudoukh et al. (1933) or Ibbotson et al. (1976).</p> <p>It has been shown, that the simplest and most reasonable way for private individuals to invest their money is passive investing. Participating in diversified broad indices is highly advantageous because it’s a way to distance oneself from biased advisors giving stock picking recommendations or selling costly managed vehicles and leads to high average returns due to low cost structures. Research shows passive investing to be much more effective than active investing when looking at investment returns. A study by Burton G. Malkiel et al. (2005) of Princeton University compares active funds and a passive Investment in the S&P 500 with an investment duration of 20 years. The passive investment outperformed the actively managed ones by 2.24% per year.</p> <p><img src="https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/becc7ddb25d2898dd4747ac57ccbcac6/table_1_updated_2.jpg" width="1898" height="1483"/></p> <p><strong>How can private individuals passively invest their money?</strong></p> <p>The simplest way is by purchasing an affordable ETF portfolio. The advantage of ETF portfolios is that they are generally very cost efficient, transparent and diversified within a variety of stocks and countries, minimizing risks.</p> <p>Another advantage of ETFs is the separate custody of client funds in a special purpose vehicle, terminating any issuer risk. If the issuer of the ETF goes bankrupt, the client’s money can not be recovered by the bankruptcy trustee (NASDAQ, 2017).</p> <p>Another option for customers is the use of so called Robo-Advisors. Robo-Advisors automatically invest your funds as digital asset managers, mostly algorithmic and with the help of low cost ETF portfolios. The advantage here is that computers will always behave rationally and objectively, offering a simple alternative for investors who don’t have time to research their investments thoroughly. This is however usually reflected in the costs.</p> <p><strong>Conclusion</strong></p> <p>Since research has shown that on a long term on average no manager is able to predict stock market prices, investors are better off in buying low cost diversified ETF portfolios to grow their money substantially. Ultimately, it’s incredibly important that society starts being educated objectively about the opportunities and risks associated with capital market investments. Those who remain oblivious pay a high price, as shown in this article. Either losing a portion of their assets to inflation or overpriced services every year.</p> <p><em>“Obviously you don’t need to be able to predict the stock market to make money with stocks” </em></p> <p><em>- Peter Lynch</em></p> <p><br></p> <p>Find us on: </p> <p>Telegram: <a href="https://t.me/insoro">https://t.me/insoro</a></p> <p>Steemit: <a href="https://steemit.com/@insoro">https://steemit.com/@insoro</a></p> <p>Facebook: <a href="https://www.facebook.com/insoro.official/">https://www.facebook.com/insoro.official/</a></p> <p>Instagram: <a href="https://www.instagram.com/insoro_official/">https://www.instagram.com/insoro_official/</a></p> <p>Medium: <a href="https://medium.com/@insoro">https://medium.com/@insoro</a></p> <p>Reddit: <a href="https://www.reddit.com/r/insoro/">https://www.reddit.com/r/insoro/</a></p> <p>Twitter: <a href="https://twitter.com/insoro_official">https://twitter.com/insoro_official</a></p> <p><br></p> <p><strong>Sources:</strong></p> <p>Boudoukh, J., Richardson, M. (1993) “Stock Returns and Inflation: A Long-Horizon Perspective”. American Economic Review, Vol. 83, No. 5, pp. 1346–1355.</p> <p>Dimson, E. & Marsh, P. & Staunton, M. (2018) „Credit Suisse Global Investment Returns Yearbook”. Credit Suisse(https://www.credit-suisse.com/media/assets/corporate/docs/about-us/media/media-release/2018/02/giry-summary-2018.pdf); accessed July 2018.</p> <p>Fabian, D. (2017) „ETF Risks: Truth Or Fiction?“. NASDAQ (https://www.nasdaq.com/article/etf-risks-truth-or-fiction-cm766841); accessed July 2018.</p> <p>Fey, G. & Hohlmeier, M. (2017) „Aktionärszahlen des Deutschen Aktieninstituts“. Deutsches Aktieninstitut e.V.. (https://www.dai.de/files/dai_usercontent/dokumente/studien/2018-02-19%20Aktieninstitut%20Aktionaerszahlen%202017%20Web.pdf); accessed July 2018.</p> <p>Guiso, L., Haliassos, M, Jappelli, T. (2002) „Household Stockholding in Europe: Where Do We Stand and Where Do We Go?”. Economic Policy, Vol. 18, No. 36, pp. 123–170.</p> <p>Hinrikus, T. (2016)„What will the bank of the future look like?”. World Economic Forum (https://www.weforum.org/agenda/2016/02/what-will-the-bank-of-the-future-look-like); accessed July 2018.</p> <p>Ibbotson,R., Sinquefield, R. A. (1976) “Stocks, Bonds, Bills, and Inflation: Year-by-Year Historical Returns (1926–1974)” The Journal of Business, Vol. 49, No. 1 , pp. 11–47.</p> <p>Jeffrey, J. (2017) „U.S. Stock Ownership Down Among All but Older, Higher-Income”.Gallup Survey. (https://news.gallup.com/poll/211052/stock-ownership-down- among-older-higher-income.aspx); accessed July 2018.</p> <p>Lynch, P. (1989) „One up on Wallstreet”. Simon and Schuster Paperbacks, p. 5.</p> <p>Malkiel B. G. (2005) „Reflections on the Efficient Market Hypothesis: 30 Years Later”. The Financial Review Vol. 40, No. 1, p. 3.</p> <p>Van Rooij, M., Lusardi, A. & Alessie, R. (2011) „Financial literacy and stock market participation“. Journal of Financial Economics, Vol. 101, No. 2, pp. 449–472.</p> <p>Wismer, D. (2014) „Warren Buffett: ‘Investing Advice For You — And My Wife’“. Forbes (https://www.forbes.com/sites/davidwismer/2014/03/02/warren-buffett-investing-advice-for-you-and-my-wife-and-other-quotes-of-the-week/#415e08f96e2c); accessed July 2018.</p> <p><br></p> </html>
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Transaction Info	Block #25115608/Trx a447682ccb68af9d373e0e9f8763dc00f43c1362

View Raw JSON Data

{
  "trx_id": "a447682ccb68af9d373e0e9f8763dc00f43c1362",
  "block": 25115608,
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  "timestamp": "2018-08-16T10:35:15",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "investing",
      "author": "insoro",
      "permlink": "shareholder-ratios-the-hidden-risk-of-ignorance",
      "title": "Shareholder Ratios — The Hidden Risk of Ignorance",
      "body": "<html>\n<p><img src=\"https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/2862449091fef4869c8f93c07573441a/Shareholder_Ratios_-_The_Hidden_Risk_of_Ignorance.jpg\" width=\"1600\" height=\"1200\"/></p>\n<p><strong>Not enough people understand the benefits of participating in capital markets</strong></p>\n<p>Most people are overly cautious when investing their money in capital markets. They prefer money in savings or checking account, because of a perceived lack of opportunities or that it seems to be the most secure option.</p>\n<p>However, this couldn’t be further from the truth and instead is a great way to lose your assets over time due to inflation: Year after year the value of your money decreases on average as central banks target a rate of inflation of around two percent per year which can easily be counteracted by investing in capital markets. Most people don’t take advantage of this, indicating the overall problem -financial illiteracy- as stated by Guiso et al. (2002) or van Rooij et al. (2011).</p>\n<p>For a simple comparison, consider the two countries USA and Germany; both have a strong economy and reasonably stable capital markets. In Germany, there is an exceptionally low stock market participation rate, while in the USA lots of people are engaged in the stock market.</p>\n<p>In the USA the stock market participation rates increased from a total of 48% in 1988 to 62% in 2008 and decreased to 54% in 2017 (Gallup, 2017). The rate in Germany, as of 2017, is at 15.7% (DAI, 2017).</p>\n<p><img src=\"https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/15515c277e9cbebabad002dbae358a20/shareholder_ratios_final_new_font.jpg\" width=\"2400\" height=\"1100\"/></p>\n<p>Many people are still convinced that their savings- or checking accounts are the best way of keeping their money safe. In the USA, 30% of people agree that a savings account is the ideal investment product for them. In Germany, 25% agree. In the USA, 12% find their checking accounts to be the best choice for keeping their money safe. In Germany, 9% of people agree (ProAktie, 2016).</p>\n<p>A lack of participation in capital markets in general, aside the various investment channels of retail investors, seem to be outdated and wealth-diminishing. When looking at how people allocate their assets, this problem becomes even more evident. The average US citizen invests 4% of their money in stocks, 4% in mutual funds, and only 2% in ETFs. In Germany, the average person keeps around 3% in stocks, 7% in mutual funds and only 1% in ETFs. It’s no surprise that only 26% of Germans and 43% of Americans are satisfied with their current financial situation (ProAktie, 2016).</p>\n<p><img src=\"https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/21d3e833231f709e6efcb59166c3cd65/shareholder_ratios_final_v.2_new_font.jpg\" width=\"2000\" height=\"722\"/></p>\n<p><strong>So why are such few people considering investing in stocks?</strong></p>\n<p>There are several factors that keep people hesitant when it comes to investing in the stock market. First of all, a large portion of the population will only make investment decisions when they are being advised to by their bank. However, since many people lost their trust in bankers in the aftermath of the 2008 financial crisis, traditional investing has become quite cumbersome (World Economic Forum, 2016).</p>\n<p>Due to increasing regulation and rising associated costs, banks have been having a hard time providing attractive offers to their clients. This mainly affects people with small to medium amounts of investment capital, as for banks those volumes are just not worth the effort in offering individualized service and unbiased investment consulting (DAI, 2017).</p>\n<p>Another factor is the human unpredictability most retail investors bring with them. Many people who have not done their research will buy high and sell low due to psychological pressure and the fear of missing out. Since people are usually more impacted by losses than by gains, this leads to a negative perception of capital markets leading them to avoid equity investments entirely.</p>\n<p>All in all, people have lost faith in the stock market as a result of repeated losses and a lack of adequate consultation.</p>\n<p><strong>Why is investing important regardless of these trust issues?</strong></p>\n<p>The majority of retail investors lose critical amounts of their savings every year as a result of inflation and opportunity costs and making this clear is imperative. Many people are not even aware of inflation, or it’s effect on the value of cash holdings. People need to understand that they will lose a significant amount of money slowly over a prolonged period of time, unless they take action. With an average return of 6.5% (after accounting for inflation) over the past 118 years in US Equities alone, everyone should be considering investing their money in capital markets. Over the past 118 years, an investment of 1$ would have grown to 1654$ regardless of financial crises, recessions and world wars (After accounting for inflation). In the same time period, global stock markets also grew overall, on average by between 3%-6% per year (Credit Suisse, 2018).</p>\n<p><img src=\"https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/c409b4ecc8745bea6e10a74f6c3b6135/pic2.jpg\" width=\"968\" height=\"492\"/></p>\n<p>Long term participation in global equity and bond markets is an investment in the continuous growth in efficiency and the technological progress that has been a part of society. Thus, you will hardly find a broad equity index that has lost in value over a rolling ten-year period, while in the short term, history provided several examples of financial turmoil. When it comes to long term investments, not engaging in capital markets will guarantee the inflationary loss of wealth of about two percent per year without any upside potential. For capital market investments though, the opposite is true: in short term you could potentially lose wealth while for the long term you receive a significant risk premium above the inflation rate as in Boudoukh et al. (1933) or Ibbotson et al. (1976).</p>\n<p>It has been shown, that the simplest and most reasonable way for private individuals to invest their money is passive investing. Participating in diversified broad indices is highly advantageous because it’s a way to distance oneself from biased advisors giving stock picking recommendations or selling costly managed vehicles and leads to high average returns due to low cost structures. Research shows passive investing to be much more effective than active investing when looking at investment returns. A study by Burton G. Malkiel et al. (2005) of Princeton University compares active funds and a passive Investment in the S&amp;P 500 with an investment duration of 20 years. The passive investment outperformed the actively managed ones by 2.24% per year.</p>\n<p><img src=\"https://trello-attachments.s3.amazonaws.com/5b0da8a31dc5fcfa57fe64a5/5b754d6bed6886480ffa4a49/becc7ddb25d2898dd4747ac57ccbcac6/table_1_updated_2.jpg\" width=\"1898\" height=\"1483\"/></p>\n<p><strong>How can private individuals passively invest their money?</strong></p>\n<p>The simplest way is by purchasing an affordable ETF portfolio. The advantage of ETF portfolios is that they are generally very cost efficient, transparent and diversified within a variety of stocks and countries, minimizing risks.</p>\n<p>Another advantage of ETFs is the separate custody of client funds in a special purpose vehicle, terminating any issuer risk. If the issuer of the ETF goes bankrupt, the client’s money can not be recovered by the bankruptcy trustee (NASDAQ, 2017).</p>\n<p>Another option for customers is the use of so called Robo-Advisors. Robo-Advisors automatically invest your funds as digital asset managers, mostly algorithmic and with the help of low cost ETF portfolios. The advantage here is that computers will always behave rationally and objectively, offering a simple alternative for investors who don’t have time to research their investments thoroughly. This is however usually reflected in the costs.</p>\n<p><strong>Conclusion</strong></p>\n<p>Since research has shown that on a long term on average no manager is able to predict stock market prices, investors are better off in buying low cost diversified ETF portfolios to grow their money substantially. Ultimately, it’s incredibly important that society starts being educated objectively about the opportunities and risks associated with capital market investments. Those who remain oblivious pay a high price, as shown in this article. Either losing a portion of their assets to inflation or overpriced services every year.</p>\n<p><em>“Obviously you don’t need to be able to predict the stock market to make money with stocks”&nbsp;</em></p>\n<p><em>- Peter Lynch</em></p>\n<p><br></p>\n<p>Find us on:&nbsp;</p>\n<p>Telegram: <a href=\"https://t.me/insoro\">https://t.me/insoro</a></p>\n<p>Steemit: <a href=\"https://steemit.com/@insoro\">https://steemit.com/@insoro</a></p>\n<p>Facebook: <a href=\"https://www.facebook.com/insoro.official/\">https://www.facebook.com/insoro.official/</a></p>\n<p>Instagram: <a href=\"https://www.instagram.com/insoro_official/\">https://www.instagram.com/insoro_official/</a></p>\n<p>Medium: <a href=\"https://medium.com/@insoro\">https://medium.com/@insoro</a></p>\n<p>Reddit: <a href=\"https://www.reddit.com/r/insoro/\">https://www.reddit.com/r/insoro/</a></p>\n<p>Twitter: <a href=\"https://twitter.com/insoro_official\">https://twitter.com/insoro_official</a></p>\n<p><br></p>\n<p><strong>Sources:</strong></p>\n<p>Boudoukh, J., Richardson, M. (1993) “Stock Returns and Inflation: A Long-Horizon Perspective”. American Economic Review, Vol. 83, No. 5, pp. 1346–1355.</p>\n<p>Dimson, E. &amp; Marsh, P. &amp; Staunton, M. (2018) „Credit Suisse Global Investment Returns Yearbook”. Credit Suisse(https://www.credit-suisse.com/media/assets/corporate/docs/about-us/media/media-release/2018/02/giry-summary-2018.pdf); accessed July 2018.</p>\n<p>Fabian, D. (2017) „ETF Risks: Truth Or Fiction?“. NASDAQ (https://www.nasdaq.com/article/etf-risks-truth-or-fiction-cm766841); accessed July 2018.</p>\n<p>Fey, G. &amp; Hohlmeier, M. (2017) „Aktionärszahlen des Deutschen Aktieninstituts“. Deutsches Aktieninstitut e.V.. (https://www.dai.de/files/dai_usercontent/dokumente/studien/2018-02-19%20Aktieninstitut%20Aktionaerszahlen%202017%20Web.pdf); accessed July 2018.</p>\n<p>Guiso, L., Haliassos, M, Jappelli, T. (2002) „Household Stockholding in Europe: Where Do We Stand and Where Do We Go?”. Economic Policy, Vol. 18, No. 36, pp. 123–170.</p>\n<p>Hinrikus, T. (2016)„What will the bank of the future look like?”. World Economic Forum (https://www.weforum.org/agenda/2016/02/what-will-the-bank-of-the-future-look-like); accessed July 2018.</p>\n<p>Ibbotson,R., Sinquefield, R. A. (1976) “Stocks, Bonds, Bills, and Inflation: Year-by-Year Historical Returns (1926–1974)” The Journal of Business, Vol. 49, No. 1&nbsp;, pp. 11–47.</p>\n<p>Jeffrey, J. (2017) „U.S. Stock Ownership Down Among All but Older, Higher-Income”.Gallup Survey. (https://news.gallup.com/poll/211052/stock-ownership-down- among-older-higher-income.aspx); accessed July 2018.</p>\n<p>Lynch, P. (1989) „One up on Wallstreet”. Simon and Schuster Paperbacks, p. 5.</p>\n<p>Malkiel B. G. (2005) „Reflections on the Efficient Market Hypothesis: 30 Years Later”. The Financial Review Vol. 40, No. 1, p. 3.</p>\n<p>Van Rooij, M., Lusardi, A. &amp; Alessie, R. (2011) „Financial literacy and stock market participation“. Journal of Financial Economics, Vol. 101, No. 2, pp. 449–472.</p>\n<p>Wismer, D. (2014) „Warren Buffett: ‘Investing Advice For You — And My Wife’“. Forbes (https://www.forbes.com/sites/davidwismer/2014/03/02/warren-buffett-investing-advice-for-you-and-my-wife-and-other-quotes-of-the-week/#415e08f96e2c); accessed July 2018.</p>\n<p><br></p>\n</html>",
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insororeceived 0.010 STEEM, 0.012 SBD, 0.024 SP author reward for @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/10 16:00:39 UTC

24,057,485|virtual

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permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
sbd payout	0.012 SBD
steem payout	0.010 STEEM
vesting payout	38.551866 VESTS
Transaction Info	Block #24057485/Virtual Operation #11

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steemsocietyupvoted (2.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 23:19:30 UTC

23,864,830|528186a

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weight	200 (2.00%)
Transaction Info	Block #23864830/Trx 528186a05375cd3aebe67082dc5d0e1771879987

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steemsocietyreplied to @insoro / re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t231829968z

2018/07/03 23:18:30 UTC

23,864,810|0454d1a

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
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permlink	re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t231829968z
title
body	Hello insoro! Welcome to Steemit! Hope you'll like the community here. As a start, here are 5 tips that we believe will be helpful to you: 1. Keep your passwords safe: Unlike conventional sites, Steemit has 4 types of passwords. Each offers varying degrees of access to your account, so know where and when to use each of them. Also, make sure to keep them all safe and secure. 2. Get Steem rewards: When writing a post, you'll have the option to choose how to receive your reward: "Default 50%/50%" or "Power Up 100%". As of this moment, choosing Default 50%/50% is the better option. But this can change over time. Check our post to know more. 3. Upvote wisely: When upvoting, wait at least 30 minutes after the post is published to maximize your curation reward. Also, make sure not to upvote too much too fast so as not to drain your voting power. 4. Know your Steem, Steem Dollars and Steem Power: Steem and Steem Dollars are the 2 main currencies here. Convert and power up more Steem into Steem Power so you can have higher values on your upvotes. 5. Have Fun and Enjoy! _For a detailed writeup, check our post [Getting Started: 5 Essential Tips for New Users](https://steemit.com/@steemsociety/getting-started-5-essential-tips-for-new-users)._ Good luck on your Steem journey! Follow us if you like to receive more helpful tips and maximize your Steemit experience.
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Transaction Info	Block #23864810/Trx 0454d1abfe36fbb5fa97830c2a9aec7cc7c8e94b

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"parent_permlink": "introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
"author": "steemsociety",
"permlink": "re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t231829968z",
"title": "",
"body": "Hello insoro! Welcome to Steemit! Hope you'll like the community here. As a start, here are 5 tips that we believe will be helpful to you:\n1. **Keep your passwords safe:** Unlike conventional sites, Steemit has 4 types of passwords. Each offers varying degrees of access to your account, so know where and when to use each of them. Also, make sure to keep them all safe and secure.\n2. **Get Steem rewards:** When writing a post, you'll have the option to choose how to receive your reward: \"Default 50%/50%\" or \"Power Up 100%\". As of this moment, choosing Default 50%/50% is the better option. But this can change over time. Check our post to know more.\n3. **Upvote wisely:** When upvoting, wait at least 30 minutes after the post is published to maximize your curation reward. Also, make sure not to upvote too much too fast so as not to drain your voting power.\n4. **Know your Steem, Steem Dollars and Steem Power:** Steem and Steem Dollars are the 2 main currencies here. Convert and power up more Steem into Steem Power so you can have higher values on your upvotes.\n5. **Have Fun and Enjoy!**\n\n_For a detailed writeup, check our post [Getting Started: 5 Essential Tips for New Users](https://steemit.com/@steemsociety/getting-started-5-essential-tips-for-new-users)._\n\nGood luck on your Steem journey! Follow us if you like to receive more helpful tips and maximize your Steemit experience.\n",
"json_metadata": "{\"community\":\"busy\",\"app\":\"busy/2.4.0\",\"links\":[\"https://steemit.com/@steemsociety/getting-started-5-essential-tips-for-new-users\"],\"tags\":[\"introduceyourself\"]}"
}
]
}

tuanisreplied to @insoro / re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t215533308z

2018/07/03 21:55:33 UTC

23,863,160|226eeaa

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	tuanis
permlink	re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t215533308z
title	Welcome
body	Welcome to steemit @insoro. Join @minnowsupport project for more help. Checkout @helpie and @qurator projects. Send SBD/STEEM to @treeplanter to plant trees and get an get an upvote in exchange of your donation (Min 0.01 SDB) Upvote this comment to keep helping more new steemians Send SBD/STEEM to @tuanis in exchange of an upvote and support this project, follow for random votes.
json metadata	{}
Transaction Info	Block #23863160/Trx 226eeaabcab0615e6dc89bee9f7621d944afa8d0

View Raw JSON Data

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  "timestamp": "2018-07-03T21:55:33",
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      "parent_author": "insoro",
      "parent_permlink": "introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
      "author": "tuanis",
      "permlink": "re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t215533308z",
      "title": "Welcome",
      "body": "Welcome to steemit @insoro. Join @minnowsupport project for more help. Checkout @helpie and @qurator projects.\nSend SBD/STEEM to @treeplanter to plant trees and get an get an upvote in exchange of your donation (Min 0.01 SDB) \nUpvote this comment to keep helping more new steemians \nSend SBD/STEEM to @tuanis in exchange of an upvote and support this project, follow for random votes.",
      "json_metadata": "{}"
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}

tuanissent 0.002 SBD to @insoro- "MSP Registrations funds, welcome to Steemit!"

2018/07/03 21:55:30 UTC

23,863,159|b5caba9

from	tuanis
to	insoro
amount	0.002 SBD
memo	MSP Registrations funds, welcome to Steemit!
Transaction Info	Block #23863159/Trx b5caba9342ed4539fd144dbe33e9c15000936d59

View Raw JSON Data

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  "timestamp": "2018-07-03T21:55:30",
  "op": [
    "transfer",
    {
      "from": "tuanis",
      "to": "insoro",
      "amount": "0.002 SBD",
      "memo": "MSP Registrations funds, welcome to Steemit!"
    }
  ]
}

tuanisupvoted (20.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 21:55:27 UTC

23,863,158|b0c4a6b

voter	tuanis
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	2000 (20.00%)
Transaction Info	Block #23863158/Trx b0c4a6ba2569e716dd1863484e6246f5a6e6cc4a

View Raw JSON Data

{
  "trx_id": "b0c4a6ba2569e716dd1863484e6246f5a6e6cc4a",
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  "timestamp": "2018-07-03T21:55:27",
  "op": [
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      "voter": "tuanis",
      "author": "insoro",
      "permlink": "introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
      "weight": 2000
    }
  ]
}

veseloffreplied to @insoro / re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t171018896z

2018/07/03 17:10:21 UTC

23,857,504|8716b0e

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	veseloff
permlink	re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t171018896z
title
body	Very well written article! You have a talent, develop it. I follow you, I'm always glad to make new acquaintances, I hope you will follow me.
json metadata	{"tags":["introduceyourself"],"app":"steemit/0.1"}
Transaction Info	Block #23857504/Trx 8716b0e00e307e104452bf2fe6f687e3dfba8d0a

View Raw JSON Data

{
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      "author": "veseloff",
      "permlink": "re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t171018896z",
      "title": "",
      "body": "Very well written article! You have a talent, develop it. I follow you, I'm always glad to make new acquaintances, I hope you will follow me.",
      "json_metadata": "{\"tags\":[\"introduceyourself\"],\"app\":\"steemit/0.1\"}"
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}

dragonsmokeupvoted (100.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:52:21 UTC

23,857,154|26ef5f8

voter	dragonsmoke
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	10000 (100.00%)
Transaction Info	Block #23857154/Trx 26ef5f8d231fcdf8dc32b2d2d69001c729261bfa

View Raw JSON Data

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  "timestamp": "2018-07-03T16:52:21",
  "op": [
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      "voter": "dragonsmoke",
      "author": "insoro",
      "permlink": "introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
      "weight": 10000
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}

naser-abupvoted (100.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:47:51 UTC

23,857,064|1de8545

voter	naser-ab
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	10000 (100.00%)
Transaction Info	Block #23857064/Trx 1de8545697a5d7a2cea161f80a26f755d298b433

View Raw JSON Data

{
  "trx_id": "1de8545697a5d7a2cea161f80a26f755d298b433",
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  "virtual_op": 0,
  "timestamp": "2018-07-03T16:47:51",
  "op": [
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      "voter": "naser-ab",
      "author": "insoro",
      "permlink": "introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
      "weight": 10000
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}

naser-abreplied to @insoro / re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t164742057z

2018/07/03 16:47:42 UTC

23,857,061|9f0f83a

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	naser-ab
permlink	re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t164742057z
title
body	welcome to steemit world and follow me for crypto news updates.
json metadata	{"tags":["introduceyourself"],"app":"steemit/0.1"}
Transaction Info	Block #23857061/Trx 9f0f83a0cce521a1749dde3f61dde1fb9b934fd0

View Raw JSON Data

{
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  "timestamp": "2018-07-03T16:47:42",
  "op": [
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      "parent_author": "insoro",
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      "author": "naser-ab",
      "permlink": "re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t164742057z",
      "title": "",
      "body": "welcome to steemit world and follow me for crypto news updates.",
      "json_metadata": "{\"tags\":[\"introduceyourself\"],\"app\":\"steemit/0.1\"}"
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}

francoojyreplied to @insoro / re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t163927432z

2018/07/03 16:39:27 UTC

23,856,896|afacbde

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	francoojy
permlink	re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t163927432z
title
body	welcome to steemit @insoro, hope you can give information and good work and steemit users to support all activities in this steemit. you can also visit my account, to know me and become a good friend
json metadata	{"tags":["introduceyourself"],"users":["insoro"],"app":"steemit/0.1"}
Transaction Info	Block #23856896/Trx afacbde065ec9414cfc9d1e6b9a928d9052e8094

View Raw JSON Data

{
  "trx_id": "afacbde065ec9414cfc9d1e6b9a928d9052e8094",
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  "timestamp": "2018-07-03T16:39:27",
  "op": [
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      "parent_author": "insoro",
      "parent_permlink": "introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
      "author": "francoojy",
      "permlink": "re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t163927432z",
      "title": "",
      "body": "welcome to steemit @insoro, hope you can give information and good work and steemit users to support all activities in this steemit.\nyou can also visit my account, to know me and become a good friend",
      "json_metadata": "{\"tags\":[\"introduceyourself\"],\"users\":[\"insoro\"],\"app\":\"steemit/0.1\"}"
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}

introduce.botreplied to @insoro / introduce-bot-re-insorointroducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:30:57 UTC

23,856,731|da998d4

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	introduce.bot
permlink	introduce-bot-re-insorointroducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
title
body	✅ @insoro, I gave you an upvote on your post! Please give me a follow and I will give you a follow in return and possible future votes!<br><br>Thank you in advance!
json metadata
Transaction Info	Block #23856731/Trx da998d41dfde7f4926b8fccd9c4fb6bf60653b1f

View Raw JSON Data

{
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  "virtual_op": 0,
  "timestamp": "2018-07-03T16:30:57",
  "op": [
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      "parent_author": "insoro",
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      "author": "introduce.bot",
      "permlink": "introduce-bot-re-insorointroducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
      "title": "",
      "body": "✅  @insoro, I gave you an upvote on your post! **Please give me a follow** and I will give you a follow in return and possible future votes!<br><br>Thank you in advance!",
      "json_metadata": ""
    }
  ]
}

introduce.botupvoted (0.30%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:30:57 UTC

23,856,731|d5d0901

voter	introduce.bot
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	30 (0.30%)
Transaction Info	Block #23856731/Trx d5d090126e2284ac1076427f43d42f3b6d254f29

View Raw JSON Data

{
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  "timestamp": "2018-07-03T16:30:57",
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      "voter": "introduce.bot",
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      "permlink": "introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
      "weight": 30
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}

youngogmarqsupvoted (0.02%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:27:54 UTC

23,856,672|9c8efc5

voter	youngogmarqs
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	2 (0.02%)
Transaction Info	Block #23856672/Trx 9c8efc59189079b7aa163d13f83e90ed38b740fc

View Raw JSON Data

{
  "trx_id": "9c8efc59189079b7aa163d13f83e90ed38b740fc",
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  "timestamp": "2018-07-03T16:27:54",
  "op": [
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      "voter": "youngogmarqs",
      "author": "insoro",
      "permlink": "introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company",
      "weight": 2
    }
  ]
}

partikoreplied to @insoro / re-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t162509

2018/07/03 16:25:09 UTC

23,856,617|8706c30

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	partiko
permlink	re-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t162509
title
body	Welcome to Steem! Partiko is a fast and beautiful mobile app for Steem and we upvote our users to help them grow! Please feel free to download the Android app [here](https://play.google.com/store/apps/details?id=io.partiko.android) and the iOS app [here](https://itunes.apple.com/us/app/partiko/id1401033260?mt=8). To get more upvotes, please join our Discord server here: https://discord.gg/N7Et97G
json metadata
Transaction Info	Block #23856617/Trx 8706c3009df8d81e4b7b153cd830fdef514862ac

View Raw JSON Data

{
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      "author": "partiko",
      "permlink": "re-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t162509",
      "title": "",
      "body": "Welcome to Steem! Partiko is a fast and beautiful mobile app for Steem and we upvote our users to help them grow! Please feel free to download the Android app [here](https://play.google.com/store/apps/details?id=io.partiko.android) and the iOS app [here](https://itunes.apple.com/us/app/partiko/id1401033260?mt=8).\n\nTo get more upvotes, please join our Discord server here: https://discord.gg/N7Et97G",
      "json_metadata": ""
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}

partikoupvoted (5.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:25:06 UTC

23,856,616|abf8321

voter	partiko
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	500 (5.00%)
Transaction Info	Block #23856616/Trx abf832144118fb864fb744e96b77cdc5bdf097bd

View Raw JSON Data

{
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insororemoved vote from (0.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:21:06 UTC

23,856,537|ee1e90c

voter	insoro
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	0 (0.00%)
Transaction Info	Block #23856537/Trx ee1e90c344295c69ee346982923c32dc26cf8bae

View Raw JSON Data

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insoroupvoted (100.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:20:54 UTC

23,856,533|2528263

voter	insoro
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	10000 (100.00%)
Transaction Info	Block #23856533/Trx 2528263deaba720f941182a5b7a527fba024b1b8

View Raw JSON Data

{
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dlivestarboosterupvoted (2.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:09:12 UTC

23,856,301|ab5f2cc

voter	dlivestarbooster
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	200 (2.00%)
Transaction Info	Block #23856301/Trx ab5f2cc6f6914f1787a22f32674d1bb896527a7e

View Raw JSON Data

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kingkong1upvoted (2.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:09:09 UTC

23,856,300|743d69e

voter	kingkong1
author	insoro
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steemplus-botreplied to @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-re-welcome-to-steemplus

2018/07/03 16:03:06 UTC

23,856,180|847e759

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	steemplus-bot
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-re-welcome-to-steemplus
title	Welcome to SteemPlus
body	#### Welcome to Steem, @insoro! I am a bot coded by the SteemPlus team to help you make the best of your experience on the Steem Blockchain! SteemPlus is a Chrome, Opera and Firefox extension that adds tons of features on Steemit. It helps you see the real value of your account, who mentionned you, the value of the votes received, a filtered and sorted feed and much more! All of this in a fast and secure way. To see why 2987 Steemians use SteemPlus, [install our extension](https://chrome.google.com/webstore/detail/steemplus/mjbkjgcplmaneajhcbegoffkedeankaj?hl=en), read the [documentation](https://github.com/stoodkev/SteemPlus/blob/master/README.md) or the latest release : [SteemPlus 2.17.8 : Rewards and Links tabs on Busy](/utopian-io/@steem-plus/steemplus-2-17-8-rewards-and-links-tabs-on-busy).
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a-0-0replied to @insoro / re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t160106332z

2018/07/03 16:01:06 UTC

23,856,140|c45a57a

parent author	insoro
parent permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
author	a-0-0
permlink	re-insoro-introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company-20180703t160106332z
title
body	# # upvote for me please? https://steemit.com/news/@bible.com/2sysip #
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Transaction Info	Block #23856140/Trx c45a57a270273440a3a9e3bf657dbe33da822d23

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fastresteemupvoted (1.00%) @insoro / introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:00:51 UTC

23,856,135|18503d1

voter	fastresteem
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
weight	100 (1.00%)
Transaction Info	Block #23856135/Trx 18503d163598f8c86d5e14c1827da32d826af414

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insoropublished a new post: introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company

2018/07/03 16:00:39 UTC

23,856,131|c37b2b5

parent author
parent permlink	introduceyourself
author	insoro
permlink	introducing-insoro-a-globally-operating-fully-digital-and-algorithm-based-investment-advisory-company
title	Introducing insoro – a globally operating, fully digital and algorithm-based investment advisory company
body	Dear STEEM community, We, the insoro team, are very excited to introduce ourselves and present our company to you. insoro is a cologne based fintech boutique specialized in algorithm-based portfolio optimization. Our management team consists of tech-enthusiast and visionaries, graduated from top level European universities with a proven track record in investment banking and blockchain technologies. We were young, aspiring professionals growing up during the 2008 global financial crisis and the 2010 European sovereign debt crisis. As our interest for economics and capital markets started to develop, we were confronted and shocked by the calculated and deliberate fraud of financial-industry actors, clearly showing the incapability and greediness of banks. ![Final-11 (2).jpg](https://cdn.steemitimages.com/DQmT6yFcgoX9L5m1agoVbaqqh7EyfHi642z62zgfYJfPSuM/Final-11%20(2).jpg) Having witnessed both these crises, primarily driven by the avarice of banks, we, the insoro team, made a promise to ourselves that we would rectify and put an end to the scamming and deceit that dominates the banking industry, and instead create a system free from conflicts of interest in which the supplier always acts as a fiduciary in the interest of the customer and not in their own interest. <b>What Do We Want to Achieve? </b> The underlying problem of the finance industry has always been the lack of necessary knowledge of individual investors, who are persistently deceived by banks and financial institutes, leading to an increasing rate of distrust and distaste towards financial services. Important fundamentals about interest rates and consumption are not part of the educational system of the majority of countries, which is capitalized on by banks and financial service providers. They push clients into consumption on credit, completely useless investment products and overpriced services with the sole objective being to maximize their own profits, instead of prioritizing the goals and needs of clients and focusing on improving the customers financial knowledge. It is about time, that the general public becomes aware of the fact that financial illiteracy has been exploited by these institutions for decades and we at insoro will do everything in our power to combat the widespread fraud and dishonesty of the financial industry. With a burning passion, we will fight against the deceit of banks and financial institutions and give everyone a chance for fair and proper financial advice aiming to revolutionize the asset management industry using smart contract and blockchain technology. <b>What will we be doing on STEEM?</b> It is of utmost importance that each and everyone of you has access to unbiased financial information, necessary to make informed decisions regarding your wealth. We will dedicate an essential part of our time to proactively prepare you about topics of general financial knowledge via frequent posting of high-quality content, making high level financial research accessible for everyone. We built insoro based on the principles of creating a transparent and informative financial ecosystem, to safeguard the general public from the prevailing issues at the heart of the traditional financial sector, and we devote ourselves to achieve this. Apart from keeping you updated on relevant financial topics, we will also be providing you with the tools to access our own upcoming investment software that embodies everything we stand for. We will be sharing more on this in the near future. We are very excited to finally be apart of the STEEM community and we can’t wait to keep you in the loop with great posts and content. Keep posted to find out more. <b>Find us on: </b> Telegram: https://t.me/insoro Steemit: https://steemit.com/@insoro Facebook: https://www.facebook.com/insoro.official/ Instagram: https://www.instagram.com/insoro_official/ Medium: https://medium.com/@insoro Reddit: https://www.reddit.com/r/insoro/ Twitter: https://twitter.com/insoro_official LinkedIn: https://linkedin.com/company/insoro
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Transaction Info	Block #23856131/Trx c37b2b56990d1fe87de27dc2a5fd94d3b2e35dc3

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insoroupdated their account properties

2018/06/26 13:25:12 UTC

23,661,177|e945c1f

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Transaction Info	Block #23661177/Trx e945c1f7446ac6185a756c39a64f6149cf2a2a8a

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steemdelegated 18.592 SP to @insoro

2018/06/13 09:57:00 UTC

23,282,715|46ad782

delegator	steem
delegatee	insoro
vesting shares	30275.535206 VESTS
Transaction Info	Block #23282715/Trx 46ad78202220b1e63a660df53aafe00fcf88e926

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steemcreated a new account: @insoro

2018/06/13 09:34:21 UTC

23,282,262|ac11ab1

fee	0.100 STEEM
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Transaction Info	Block #23282262/Trx ac11ab1ab3af657d8ad38e68142555f60de84527

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Manabar

Voting Power100.00%

Downvote Power100.00%

Resource Credits100.00%

Reputation Progress0.00%

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Account Metadata

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  "json_metadata": {
    "profile": {
      "profile_image": "https://trello-attachments.s3.amazonaws.com/5b32114ce9757e3b3d501901/5b7fe7396221a850b3618c77/4ed41802a4073f7ede6f6d12f75a74e4/InsoroCircle-twitter.png",
      "cover_image": "https://trello-attachments.s3.amazonaws.com/5b32114ce9757e3b3d501901/5b7fe7396221a850b3618c77/0eff02f18c8ccc1944d157cffe0d3190/Insoro-Logo-Black.png",
      "name": "insoro",
      "location": "Germany"
    }
  }
}

Auth Keys

Owner

Single Signature

Public Keys

STM6ngz5WaV2ZjFFtL8y1QMAQsarZ1tfPNLPPbMw9gPQVtCd9uVx31/1

Active

Single Signature

Public Keys

STM6LUCWkQMDm6xDv7xt5bkaGPd3aq6hfBJDteftu8zbAF7zXVK5F1/1

Posting

Single Signature

Public Keys

STM7ef8mSpvioDe9YB5kNAW7ak4XQQbHskyCufDGUSaknp42NTiq11/1

Memo

STM7ZMu1AYPfZxzcTkbtmWo32i2h52Mtzhp1qXfEudAJwVqydwTiJ

{
  "owner": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6ngz5WaV2ZjFFtL8y1QMAQsarZ1tfPNLPPbMw9gPQVtCd9uVx3",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6LUCWkQMDm6xDv7xt5bkaGPd3aq6hfBJDteftu8zbAF7zXVK5F",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM7ef8mSpvioDe9YB5kNAW7ak4XQQbHskyCufDGUSaknp42NTiq1",
        1
      ]
    ]
  },
  "memo": "STM7ZMu1AYPfZxzcTkbtmWo32i2h52Mtzhp1qXfEudAJwVqydwTiJ"
}

Witness Votes

0 / 30

No active witness votes.

[]