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      "title": "High Return, No Risk Investment with cryptocurrency",
      "body": "Summary\nGiveaway free crypto is the future of corporation’s marketing rewards\nExperience compounding interest on Binance platform\nFundraise from crypto to invest in great stocks such as Alphabet($GOOG), Berkshire Hathaway($BRK/B) and The Estée Lauder Companies($EL)\nStock dividend will help to boost the return\nRemember this equation. 3rd party mining apps + Binance Earn products + Stock dividend =BNB fund (A high return, no risk portfolio)\n\nHello. it’s me Brandon. I gonna talk about my portfolio management and what’s inside. Is risk-free investing with cryptocurrency a feasible idea?\n\nYou properly heard a phrase “High return, High risk”. But I am a risk-averse person by nature. So i was thinking like why high return investment has to take a risk. Why not remove the risk from the beginning? I’ve been investing in stocks over a decade so far and the risk of investing comes from investing in huge amounts of money that you have no control over. Should be able to cost average down every corrections.\n\nGiveaway free crypto\nThis is the first step of the risk-free investment journey. I’m telling you that this is the hardest and annoying part you have to overcome. Once you get over a certain range, you gonna end up creating a free money system and will be able to take advantage of crypto world. Defi will help you to keep it up. At the beginning, most of you guys will give up as collecting 0.00000000001 super tiny decimal points looks super tiny. It’s like my YouTube channel that nobody watch but i’d keep producing more contents until i get more subscribers.\n\n\nThere’s a lot of scams so please do a proper research before you waste your time and money. Thank you all giving KLAY, ZEC, MATIC, MLK, OBSR, BNB.\n\nP2E games, survey apps, watch ads, PipeFlare, etc… just so many. You will have to find your own mining apps that give you free ones. I think i run like 9 apps that give away! I even don’t have to do anything on these so that’s why i highly recommend every crypto investor\n\nBinance Earn Products & DeFi Staking\nCryptocurrency is such an innovative financial product. Traditional investors does not like crypto as they think it does not generate any cash flow. But it does with a feature, called staking! Although this staking seems like a Ponzi scheme, it still generate free coins. I’m still not too sure how defi works but who cares as long as you collect free coins and i immediately convert into BNB coins as BNB is the only coin i would like to hold.\n\n\nBinance Earn Products\nI keep moving around in different products as the APY changes everyday. My BNB goes into savings or BNB Vault or Liquid Swap depending on the higher interest products. Also, those products offer a different amount and payout frequency. Keep a small sum that your BNB will keep generating another free coins and then hand over to your stock account!\n\nTop 3 stocks to own in BNB fund\nGOOG, BRK/B, EL\n\nI spent and studied well to understand the business model. I still think that Investing in big tech(Alphabet, Apple, Microsoft, Amazon, Meta) is an essential investing decision. Apart from big tech, there’s nothing i would like to invest in. Also, Only 2 of them that pay dividends are already in my main portfolio.\n\n\nIn this video, i’m saying that i will invest in GOOG, BRK/B and MNST but MNST is still not available to access a fractional stock trading on my broker account. So, i was looking for an alternative in the same sector with higher performance and bigger market cap. Me, as a conservative person love 3 sectors in technology, financials and consumer staples. In my main portfolio, i already do invest in $PEP $PG and $COST. I normally would invest in companies or services that i use in my life. I’m a boy who never wear makeup so i was missing out 5year’s best performer Estee Lauder! What a great return!\n\nGoogle, i ,as software developer ,use it every single time when i turn on the computer\nBRK, i don’t use it directly but i do use their subsidies services\nEL, a lot of women use the brown bottle. 22bottles are sold in every minute\n\nChoosing 3rd one was kicking my ass. I was being indecisive again.. anyway, 3rd place of potential choices were ISRG,TSLA,BA,MNST,EL… so on… I was being stubborn again with non-paying div stocks. i mean i had to look at the company’s balance sheet and stock performance. but was looking a stupid dividend history.\n\nWhat is the best way to invest?\nBasically there’s 2 methods i can come up with these 2 scenarios:\n\n1) Invest in a different types of asset classes with 100 different stocks.\n\nMake sure to study the company you want to invest in properly, so that concentrated investment return in a few companies is better than random beta diversification(limited to 100% stock portfolio). It is unwise to fill the entire portfolio with stocks, and even stocks from a certain country like the US. By buying a variety of uncorrelated assets such as bond, commodity and real estate, you can build a portfolio that never make a painful big loss (permanent portfolio by Harry Browne) where you can buy more when assets go sideways or fall for next decades.\n2) Diversification is useless. Focus 3–5 equities even they are non-dividend stocks.\n\nObviously, diversification is designed to loose less in a bear market. But return very limited profit. To maximize a profit, you need to focus on buying 2-3 promising stocks at reasonable prices.\nThis is such a new challenge to me as i always try to avoid risk like a coward. I want to prove that my current investment principle is wrong and teach myself to have a bit more confidence and taking risk. Possibly become an open-minded to accept new assets over traditional ones. Choosing №1 might be considered a much more stable and ideal decision. but we should know that diversification is done to reduce risk, not to increase returns. Warren said that if you study a few stocks you know well, you can reduce the risk of ignorance.\n\nI still do love DIVIDENDS and most of my stocks raise the dividends every year. If you want Dividends or Buyback stocks, there's DIVB ETF. Both dividends and buyback program can be a good indicator for a long term holdings. GOOG/BRK.b/EL are also included in this ETF. The worst investment is to invest in companies that don't pay dividends and no buying back program. Buyback will boost the stock and you can do DIYD(DO it yourself Dividends, homemade dividends). Those firms will perform way better than S&P so we can trim a small portion of share every quarter as much as you want. This is basically how the ex-div date works. Want 5% div? trim 5% every year! \nSo, i was able to find a challenging and stable investment method with free coins and cash flow(dividend). I ended up to find an equation for my BNB fund. To be honest, i do not believe in cryptocurrency value in a long term as transferring money across the border without reporting to bank/government was illegal before crypto stuff kick off. They will come and block the transaction one day due to foreign exchange transactions act. I’m not saying crypto is such a bad investment or you should never get involve in. This is not unconditional denial. I was very late in investing in coins(first one was in 2016?) and I didn’t even understand what other people were saying when they mentioned the word “defi\". It’s a new generation’s investment methodology. If the day comes when the government blocks cryptocurrency as I predict, all coins will become useless, and from that day on, all coin transactions will be suspended. I do have nothing to loose as everything was given to me for free! So, i just enjoy riding a coin roller coaster. The object of BNB fund is a new Macbook Pro M1. Once its completed, i’m going to say Good bye to Crypto 😊\n\nCrypto fund (stock div from EL) + BNB(Binance Earn products) + 3rd party mining apps = A high return, no risk portfolio.\n\nThank you for reading it and enjoy the risk-free investment :)",
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      "body": "</div>\n<div class=\"text-justify\">\n\nWelcome to Steem!\n\n\nThere are many growing communities here that you may want to join, here is the [latest list](https://steemit.com/hive-133716/@randulakoralage/list-of-steemit-communities-categorized-by-their-subjects-v4) of communities prepared by randulakoralage.\n\nFor general information about what is happening on Steem follow @steemitblog.\n<hr>\n\nHere is a post that explains everything steps by steps that will help you understand more about Steemit ecosystem, wallet security, Newcomers Achievement Program, list of tutorials, how to use tag in your post, how to claim your reward, how to exchange SBD to Steem, and many useful information. [Click here](https://steemit.com/hive-172186/@cryptokannon/notice-board-of-newcomers-community-updated-13-4-2021) to view this post.\n\n<hr>\n\n<div><p>There is a set of achievements prepared by <a href=\"/cryptokannon\">cryptokannon</a> for new comers.</p>\n<ol>\n<li><p>First go to <a href=\"https://steemit.com/trending/hive-172186\">New Comers Community</a></p></li>\n<li><p>Read <a href=\"https://steemit.com/hive-172186/@cryptokannon/achievement-tasks-resources-and-materials-newcomers-retention\">this </a> summary about achievements.</p></li>\n<li><p>First achievement is a self introduction. <a href=\"https://steemit.com/hive-172186/@cryptokannon/achievement-1-mentor-by-cryptokannon-verification-through-introduction\">THESE are  the rules</a> for the post.</p></li>\n<li><p>Likewise, you can do all achievements. You can learn about steemit related things and get rewarded as well.</p></li>\n</ol>\n\n### Important: \nYou can also participate in **Steemit Crypto Academy** course and homework tasks if you have completed till Achievement 4 tasks. Achievement Program task details are mentioned above. Also, few additional rules are,\n1. Minimum reputation of 50, at least 150 Steem Power of their own (not delegated to them) .\n2. You can do them even if you have done higher level Academy homework posts in the previous three seasons of Steemit Crypto Academy week courses.\n\nYou can read the full instructions/rule for latest **Steemit Crypto Academy** season 4 post [here](https://steemit.com/hive-108451/@steemitblog/steemit-crypto-academy-update-september-6th-2021-season-4-beginners-level-introductory-courses)\n\nRegards,\n@neerajkr03\n</div>",
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      "body": "<html>\n<h3>Thunail spare change please LOL</h3>\n<p>Hi, its me Brandon. I’ve been programming all day to improve Problem solving skills and prepare a portfolio with 2 big projects which are OXINION and UpDividend.</p>\n<p>Keep in mind “Think of how fast you can make $1”. </p>\n<ol><li>Software/ API business<br/>Hosting API on rapidAPI is such an interesting business model. I’m a FE developer who create web applications. i would like to create a profitable apps with APIs.</li><li>Blog/Affiliate marketing/ steemit. <br/>As a developer, i would like to share my knowledge by writing some blog on any platform. Unfortunately, Medium still not supporting my address yet. So, i’d wait how it goes</li><li>Sell something <br/>Use 2nd hand market app. I have a handful skills to build computer with several components</li><li>Delivery | Deliver Food With DoorDash. …<br/>Can’t wait to be employed as a dev &amp; will keep carrying on delivery work for exercise. I don’t make time to do exercise everyday. Plus, i have hesitation on putting my hard earn money into stock market. I split half in my stock account and another half to buy USD to get more interest.</li><li>Cash apps<br/>Walk tracking $0.1 everyday and let your phone playing ads that pay 5 cent every hour.</li><li>Bank interest from UK &amp; Korean banks. <br/>My broker account allows me earn interest on my USD</li><li>Dividend Investing<br/>If you are from America, there’s fraction share trading service avariable. In here, my broker allows me to trade with a dollar.</li></ol>\n<p>Collect more shares/Stack up dividend. Today I’ve got a free OGN stock from Merck spin-off. It is an interesting experience. I’m testing my best how much money I need cash. Dividend income $0.13 daily, i buy $1 stock every per delivery and spend the rest for my expense. I literally get paid every 2 days even if the amount is super small. </p>\n<p>The definition of rich is that make your money works for you. Not you work for the money at a company you hate.</p>\n<p>Not earning atm</p>\n<ol><li>YouTube<br/>I want to create JS content as a software developer.</li></ol>\n<h3>How can I make $1 fast?</h3>\n<p><a href=\"https://www.quora.com/What-are-some-quick-ways-to-make-1\"><strong>What are some quick ways to make $1?</strong><br/><em>Answer (1 of 11): It’s good to know how to make change whether you work in a store or are just shopping. People can…</em>www.quora.com</a></p>\n<p>there are so many ways to make money but i won’t include selling stuff here as i don’t sell stuff regularly. i do delivery job for exercise but income genrating stop when i don’t work. so it doesn’t count again.</p>\n</html>",
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      "body": "Hello welcome to Steemit world! \n I'm @steem.history, who is steem witness. \n This is a recommended post for you.[Newcomers Guide](https://steemitdev.com/guide/@steemitblog/steemit-a-guide-for-newcomers) and [The Complete Steemit Etiquette Guide (Revision 2.0)](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) and, recommended community [Newcomers Community](https://steemit.com/trending/hive-172186) \n I wish you luck to your steemit activities.<center> \n \n \n https://cdn.steemitimages.com/DQmXHwdcNs5VPcBft1iSosPdHLpBNBfjuG84g3ffWhMw5JQ/image.png \n <sub>(The bots avatar has been created using https://robohash.org/)</sub> \n @steem.history \n \n ### My witness activity \n - [My aspiration for STEEM witness](https://steemit.com/hive-185836/@steem.history/my-aspiration-for-steem-witness-1601280729) \n - Provides information on Steem.  \n [Reference](https://steemit.com/trending/hive-130095) \n - Supporting the Steem project. \n [SPUD4STEEM project](https://steemit.com/trending/spud4steem) \n - Supporting the community. \n [Newcomers Community](https://steemit.com/trending/hive-172186),[Steem Sri Lanka](https://steemit.com/trending/hive-133716) ,[WORLD OF XPILAR](https://steemit.com/trending/hive-185836), [GLOBAL STEEM](https://steemit.com/trending/hive-145160), [Scouts](https://steemit.com/trending/hive-181136), [Latino Community](https://steemit.com/trending/hive-188619) \n \n ### My featured posts \n - [The Complete Steemit Etiquette Guide (Revision 2.0) -Homage](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) \n \n [![image.png](https://cdn.steemitimages.com/DQmd7of2TpLGqvckkrReWahnkxMWH6eMg5upXesfsujDCnW/image.png)](https://steemlogin.com/sign/account-witness-vote?witness=steem.history&amp;approve=1) \n <sub>please click it!</sub> \n \n ![image.png](https://cdn.steemitimages.com/DQmWDnFh7Kcgj2gdPc5RgG9Cezc4Bapq8sQQJvrkxR8rx5z/image.png) \n <sub>(Go to https://steemit.com/~witnesses and type fbslo at the bottom of the page)</sub> \n \n </center>",
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      "title": "Everything You Need to Know About Redux",
      "body": "---\n\nIt's a series of Redux. Hope you go through everything as Redux is not easy concept to understand if you are beginner and i am still beginner too but i have written this series to share my knowledge.\nWhy Redux?\nI wrote the concept of Redux and why it has created by Redux team.\nIntroducing MVC architecture\nMVC\nMVC is a design pattern. The client sends the request to the controller > update the model according to the action > pass it to the view\nWhen an action comes in, the controller receives and then update the data held by the model. After that, the changes are reflected in the view.\nHowever, as the application gets bigger and bigger, its hard to figure out which model and view are intertwined.\nThe reason why we apply Flux over MVC?\nFacebook had reported the cause of the alarm bug in the message app with two-way data flow. So to fix it, introduced Flux with one-way data flow.\nWhat is Flux?\nFlex is kind of abstract concept. To overcome MVC limitation, Facebook created an application architecture.\nWhat is Redux?\nIt's a JS library that implement the flux architecture created by Facebook. A state management system for cross components or app-wide state.\nUsage : Efficient data flow and state management between components\nOne thing to keep in mind\nIn order to update values immutably, your code must copy the existing objects as Redux expects that all state updates are immutably.\ndispatch an action and that action trigger a reducer\nCore redux concept\n* Redux uses a \"one-way data flow\" app structure\nWhen something happens in the app:\nThe UI dispatches an action.\nThe store runs the reducers, and the state is updated based on what occurred.\nThe store notifies the UI that the state has changed.\nThe UI re-renders based on the new state.\nRedux Terms and Concepts\nAction\nAn action is a plan JS object with type filed. It always has a type. The rest is payload.\nconst addTodoAction = {\n   type: 'todos/todoAdded',\n   payload: 'buy milk' // additional info \n}\nAction creators\nA function that creates and return an action object\nReducers\nA reducer is a function that receives the current state and an action object. To decide how to update the state and return the new state:\nfunction counterReducer(state = initialState, action) {// Check to see if the reducer cares about this actionif (action.type === 'counter/increment') {// If so, make a copy of `state`return {...state,// and update the copy with the new valuevalue: state.value + 1}}\nstore\nThe current Redux state lives in store. The store is created by passing in a reducer.\ndispatch\nThe only way to update the state in redux store is call \"store.dispatch()\" and pass in an action object\nstore.dispatch({type: 'counter/increment'})\nA example story\nYou are at Domino Pizza shop! Hmm yummy! Customers are about to order a pizza with different toppings. All teams from management, chef, front cashier are need to know about that order data. Those data is stored in a central repository so it can be updated easily.\n{\n   Type : \"ORDER_PIZZA\",\n   payload : {\n      Name: \"Marie\",\n      Amount: \"$30\"\n}\n}\n3 Action types : Put an order, Make a pizza or Cancel the order\nRedux cycle(Pizza store)\nAction Creator -> Action -> dispatch -> Reducers -> State\nCustomer order -> Pizza -> Machine -> Departments -> All order status data.\nRedux Cycle\ncreate a store\n\nimport { createStore } from \"redux\";\nyou can have only one store to manage the data.\n2. dispatch the action\nAction is like what we want to do. Dispatch method send actions to the store.\nActions (objects) MUST have TYPE property - what kind of action.\nDon't mutate the state - redux built on Immutability (copy)\nstore.dispatch({ type: \"ADD_TODO\", text: toDo });\n2. Handle a reducer & connect it\nUpdate the new state. Reducer is like a function that used to update store and have 2 arguments which are (state, action).\nstate - old state/state before update\naction - What happened/ what update\n\nHere's what a simple Reducer looks like:\nfunction reducer(state, action) {\n  //return new state\n}\nTo handle several action cases, we typically use switch statement below. By using a switch statement, you can handle different action types within your Reducer.\n4. subscribe\nstore.subscribe(paintTodos);\nYou never mutate the state. but the only way to modify is to dispatch the action. Keep it mind that return new state objects, instead of mutating the previous state.\nnever do like state.push(action.text),\nDo this by creating a new array\nreturn […state, {text: action.text}]\nThe reason why we use filter() is that we should never ever mutate the array.\nfilter() method creates a new array with all elements.\n\n---\n\nReact-redux\n\nThe folder structure\nreducer, actionsand store\nUsing React-redux, it provides Provider & Connect().\n/actions -> Contains files to related to action creators \n/components -> Files related to components\n/reducers -> Files related to reducers \n/index.js -> set up both react and redux.\nReducer is a pure function that changes the state. Whenever dispatch() method run, state re-updated. To handle these several reducers, we use combineReducers() of Redux package.\nTo create a store, we use createStore() method. Store provide state down to child component() with Provider. subscribe() and dispatch() methods will be there to notice the changes.\nconst render = () => {  \n  ReactDOM.render(\n\n    document.getElementById('root')\n  )\n};\n\n---\n\nRedux toolkit\nGetting Started | Redux Toolkit\nThe Redux Toolkit package is intended to be the standard way to write Redux logic.redux-toolkit.js.org\n\n---\n\nRedux Middleware\nredux-saga & redux-thunk\nIt was the most difficult part to understand for me.\n\n---\n\nRedux with TypeScript\nUsage with TypeScript | React Redux\nReact Redux itself is currently written in plain JavaScript. However, it works well with static type systems such as…react-redux.js.org\n\n---\n\nFrequently asked questions\nThe differences between Context API and Redux\n\n1. Why Redux over React Context API?\nAlthough they have similar purpose, React Context has some potential disadvantages like complex setup with bunch of nested JSX Code and performance. One of Redux team members said its still not ready for all Flux-like state propagation(change frequently). React context is not optimized for high-frequency state changes. React-Redux uses the Context api, so you always are using both together. Redux is for state management, Context is for propagating values down the render tree. Not the same thing.\n\n---\n\nConclusion\nI highly recommend you to watch this to summary everything\n\nReference\nRedux Fundamentals, Part 2: Concepts and Data Flow | Redux\nIn Part 1: Redux Overview, we talked about what Redux is, why you might want to use it, and listed the other Redux…redux.js.org\nUnderstanding Redux: The World's Easiest Guide to Beginning Redux\nThis is a comprehensive (but simplified) guide for absolute Redux beginners, or any who wants to re-evaluate their…www.freecodecamp.org\nPlease subscribe my channel\niDevBrandon\nWelcome to my vlog! I am Brandon. I'd share my life journey how i grow up as a developer & investorwww.youtube.com",
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