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      "body": "![20170724_095923_rmedited.jpg](https://steemitimages.com/DQmNnEPy1JX3APcVybZ9jx83XQtVYNFjwKtLHkWBUgwi2Sb/20170724_095923_rmedited.jpg):   As seen on Huffpuffpost \n\nThis article comes to us courtesy of InternationalLiving.com, the world’s leading authority on how to live, work, invest, travel, and retire better overseas.\n“I’m mad as hell and I’m not going to take it anymore.”\nYou might remember that line from the movie, Network, that came out in 1976.\nIt’s a line that comes to mind with some frequency today, as the 2016 election cycle heats up with a fury.\nIf it’s been awhile (or never) since you’ve seen the movie, you might want to take a look. It’s a commentary on how far the media — particularly television — will go for ratings glory and advertising dollars. It’s also about the state of affairs in the U.S. in 1976.\nIn the film, newscaster Howard Beale, played by Peter Finch — is being forced to retire ... because of his age and sagging ratings. From his news desk, he delivers a famous on-camera rant in which he says:\n“I don’t have to tell you things are bad. Everybody knows things are bad. It’s a depression. Everybody’s out of work or scared of losing their job. The dollar buys a nickel’s worth, banks are going bust, shopkeepers keep a gun under the counter. Punks are running wild in the street and there’s nobody anywhere who seems to know what to do, and there’s no end to it. We know the air is unfit to breathe and our food is unfit to eat, and we sit watching our TVs while some local newscaster tells us that today we had 15 homicides and 63 violent crimes, as if that’s the way it’s supposed to be. We know things are bad — worse than bad. They’re crazy. It’s like everything everywhere is going crazy...”\nHmmm.... Does it seem to you that nothing much has changed in the last 40 years? Maybe perhaps, things are even worse today?\nBeale continues his outburst by imploring his viewers to “get mad. You’ve got to say, I’m a HUMAN BEING, God damn it! My life has VALUE!”\nHe tells viewers to go to the window, open it, stick their heads out and yell, ‘I’M AS MAD AS HELL, AND I’M NOT GOING TO TAKE THIS ANYMORE!’\nMaybe you feel that way right now?\nIf you read the comments to articles posted on various news websites, it appears that a lot of people today — especially of our baby boomer generation — are mad as hell.\nThey’re mad about Trump ... or Hillary ... or both... They’re mad about the decline of America’s middle class ... about unemployment, underemployment, inflation, and rising taxes ... about declining services, about welfare, food stamps, climate change, and GMOs... They’re mad about immigration laws and zoning laws and gun laws ... about women’s rights, gay rights ... about who can use the bathrooms in stores and public buildings... They’re mad about what’s being taught in schools or what’s not being taught in schools....\nThey’re mad, it seems, about everything.\nSome are scared to death.\nThey’re afraid that Social Security is going bankrupt, that pensions won’t last until they die... They’re worried their cars won’t make it through another nasty winter, and that if they slip and fall on the ice and break a hip, or get sick without adequate health insurance coverage, they’ll lose their homes...\nSo why not do as the fictional Howard Beale suggests and re-capture some control of our lives?\nAs you may know, our personal mantra has nothing to do with getting mad, but everything to do with enjoying life more.\n![20170724_095923_rmedited.jpg](https://steemitimages.com/DQmNnEPy1JX3APcVybZ9jx83XQtVYNFjwKtLHkWBUgwi2Sb/20170724_095923_rmedited.jpg)\n\nBusy Street in San Miguel de Allende, Mexico\nIf this election cycle has got you down…and you’re mad as hell about what you see going on around you, maybe it’s time to see if what we say is true…that you really can live happier and more peacefully — with less government intrusion and far less exposure to media hysterics — overseas.\nYou can enjoy a great view, a better climate, fresh non-GMO food, top-quality (sometimes even free) healthcare. And for all this, you can spend as little as $1,500 a month.\nIn International Living’s 2016 Global Retirement Index, for example, there’s a place to fit every lifestyle and budget. And you’ll be surprised at how easy it can be to make an overseas move…\n![2016-06-20-1466446130-6544433-hpcentralvalleygreciacostarica-thumb.jpg](https://steemitimages.com/DQmPZX6TJoAqB5sMGkjNb72gMotFtJTxwcji56F6FoYqhSp/2016-06-20-1466446130-6544433-hpcentralvalleygreciacostarica-thumb.jpg)\nCentral Valley, Grecia, Costa Rica\nThis isn’t a new idea. For generations now, retirees have been relocating to warmer, more welcoming, and lower-cost destinations. These days, you’ll find lots of English-speaking expat communities, and settling in can be very easy. (You can also find plenty of places with no expats, if that’s what you’d prefer.)\nAnd don’t worry about your creature comforts. Many countries around the globe outpace the U.S. when it comes to infrastructure offerings such as high-speed internet and public transportation. You may not need a car… Think how much money that can save you.\nThe Top 5 Places If You’re Ready to Consider a Move Overseas:\nPanama: A small country with lots to offer, including a bustling, cosmopolitan city, both Pacific and Caribbean coasts, and green, coffee-growing mountains. To get a retirement visa, all you need to do is prove you’re receiving a pension of at least $1,000 a month and are over 18 years of age. This entitles you to 50 percent off entertainment (such as cinema tickets, concerts, plays, and the like), 25 percent off your electricity bill, 25% off at restaurants, and 25 percent off airline tickets bought in Panama. You can also get 15% off hospital bills, 20% off medical consultations, 10% off prescription medicines, and more.\n![2016-06-20-1466446456-8968672-hpskylinepanamacity-thumb.jpg](https://steemitimages.com/DQmVu6uzTwN61mCpeu15PLa8x7EgardBFAcRD7MJ5CPzEgK/2016-06-20-1466446456-8968672-hpskylinepanamacity-thumb.jpg)\nSkyline of Panama City, Panama\nEcuador: Right on the equator but high in the Andes Mountains, you’ll find a near-perfect climate. And Ecuador has beaches, too. Where it shines is in its affordability. It’s easy for a couple to live on as little as $1,500 a month. You can get a menu executivo (four-course lunch) at a sit-down restaurant for just $2.50, a manicure or a haircut for $3, a taxi across town rarely costs more than $3 to $5, and a furnished two-bedroom rental can be had for $350 a month.\n![2016-06-20-1466446745-5865675-hpredroofscuencaecuador-thumb.jpg](https://steemitimages.com/DQmUBYLJDKJbC4XAJ2bYfvfBiRxbw6giNCu8Xie4aSGnwej/2016-06-20-1466446745-5865675-hpredroofscuencaecuador-thumb.jpg)\nRed Roofs of Cuenca, Ecuador\nMexico: If you’re looking to be close to home, Mexico’s the place. For more than 100 years now, U.S. and Canadian retirees have been settling in charming villages along the north shore of Lake Chapala, in artsy colonial towns like San Miguel de Allende, in gorgeous beach towns like Puerto Vallarta, and more. A big bonus is that with today’s favorable currency exchange rate, your dollar goes farther in Mexico than it has in decades.\nCosta Rica: Another longtime favorite, Costa Rica is a place where expats typically report they feel healthier than ever. That’s largely thanks to the welcoming climate, of course, and because fresh fruits and vegetables are plentiful and inexpensive. And did you know that Costa Rica’s healthcare system ranks better than the U.S.? It’s true. And with a residence visa, a couple can join the public healthcare system for less than $100 a month for the two of them.\nMalaysia: On the other side of the world in Southeast Asia, Malaysia is totally modern. European and Australian retirees have been retiring here for years, taking advantage of the First World infrastructure (including excellent healthcare) and low cost of living. Expat Keith Hockton, who pays just $950 a month for a 2,100-square-foot, three-bedroom/three-bath luxury condo in a community with a landscaped garden, a golf chipping green, gym and swimming pool, says it’s easy to live well here for $2,000 a month or less.\nThese are just the tip of the iceberg, of course. There are a number of good-option destinations for an affordable, enjoyable retirement overseas. You can surely find one that’s perfect for you.\nRemember, as Howard Beale said, “Your life has value.” As the coming election looms, don’t despair. Instead, take charge, the good life is within your reach.",
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      "title": "SURVIVING COIN SPLIT",
      "body": "148 BTC VS LEGACY BTC\n\nThis is a re-write of A Bitcoin Beginner’s Guide to Surviving a Coin-Split, specifically addressing issues associated with the upcoming BIP 148 UASF.\n\nThere is a chance Bitcoin will experience a chain-split on August 1st. A segment of all Bitcoin users is committed to activate a user activated soft fork (UASF) as described in Bitcoin Improvement Proposal 148 (BIP 148). Specifically, they will reject any Bitcoin blocks that do not signal support for Segregated Witness (SegWit), the centerpiece of Bitcoin Core’s scaling roadmap.\n\nIf a majority of miners (by hash power) does not signal support for SegWit through BIP148 on August 1st, but at least some do, Bitcoin’s blockchain will split in two. In that case, there would be two types of Bitcoin tokens, which we’ll refer to in this article as “148 BTC” for coins on the soft forked chain, and “Legacy BTC” for coins on the chain that did not activate the soft fork. (It should be noted there are some alternative scenario's to keep the chain as one, mainly through different activation methods. But for simplicity sake, this article will assume that these methods fail. More information on these alternative scenario's can be found here.)\n\nThe good news is that each bitcoin would effectively be copied to both chains. If you hold bitcoin right now, you will hold both 148 BTC and Legacy BTC after the split.\n\nThe bad news is that this coin-split can be messy and risky. And if you’re not careful, you could lose funds.\n\nThis guide will provide you with the basics to keeping your funds safe during the UASF and will help to make sure you make it to the “other side” with all your bitcoins intact.\n\nAuthor’s note: If you want to play the 148 BTC/Legacy BTC markets as soon as possible and you are fine with taking risks, and/or you really know what you are doing, this article is probably not for you: It’s a beginner’s guide.\n\nBefore August 1\n\nFirst off, be aware that a chain-split create a high-risk situation. There is a chance that some sort of cyber-battle will break out between the two camps, perhaps even escalating to the point where bitcoin’s exchange rate(s) drops sharply, possibly to zero. Make absolutely sure you are not holding more value in bitcoin than what you are willing to lose.\n\nIf you do decide to hold onto your bitcoins, the single most important piece of advice is this: Ensure that you control your own private keys.\n\nIf you are storing your bitcoins on an exchange, in a custodial wallet like Coinbase, Circle or Xapo, or on any other service that holds your private keys for you, you may or may not eventually receive coins on both ends of the chain. In fact, if these kinds of services aren’t well-prepared, there could be scenarios where you don’t get any coins at all. So far, no exchanges have given any kind of guarantee.\n\nSo if you’re using any of these kinds of services to store your bitcoins, you need to create your own wallet. Send your bitcoins to one or several Bitcoin addresses in this new wallet. This wallet now holds your private keys.\n\nWhat kind of wallet you use is up to you. That said, here are some basic solutions:\n\nThe only wallets that are entirely trustless are full node wallets, like Bitcoin Core or Bitcoin Knots. These verify all protocol rules, but they can be a bit resource intensive to use. If you don’t care about transacting with bitcoin (either 148 BTC or Legacy BTC) anytime soon and really just want to keep both as a long-term investment, printing your private keys on a paper wallet is another option. This option, however, is only really secure if you follow strict security precautions, which you can find here. Alternatively, you could get yourself a hardware wallet. Any of the hardware wallets listed on bitcoin.org will keep your private keys secure.\n\nMost regular desktop or mobile wallets, as listed on bitcoin.org, are about as secure as your computer or phone is. Since most computers and phones are not all that secure, these are not ideal for large amounts. With that in mind, all mobile wallets and desktop wallets listed on bitcoin.org will store your private keys for you.\n\nIn any case: Be sure to make backups of your keys! Most wallets require you to do this when installing: don’t skip this step.\n\nOn, and Perhaps (shortly) After, August 1\n\nIf a majority of hash power signals support for Segregated Witness through BIP148 (or BIP91) on or before August 1st, the protocol upgrade will activate smoothly. In that case, you’re fine, even if you didn’t prepare at all.\n\nBut it’s also possible that a majority of hash power will not go along with the BIP 148 UASF on August 1st, in which case the chain could split. If you hold your private keys, you will then have both 148 BTC and Legacy BTC.\n\nSuch a chain-split could resolve in several ways.\n\nIf at any point on or after August 1st, the 148 BTC chain becomes the chain with most accumulated proof of work, both BIP 148 nodes as well as Legacy nodes would switch to the 148 BTC chain. As such, the Legacy BTC chain should be discarded, resolving the situation. It would have been a temporary split, and you should be fine if you held onto your private keys. You can now continue to use bitcoin as usual.\n\nBut unless and until this happens (or other types of precautions are taken), there is always at least a theoretical risk that the Legacy BTC chain can be overtaken and be discarded like this. That chance should decrease as time goes on, but will realistically exist for hours, perhaps days, and maybe even longer — even if no blocks are found on the 148 BTC chain.\n\nAs such, buying or accepting Legacy BTC after the split — and especially shortly after the split — is very risky. These bitcoins can quite literally disappear if the 148 BTC chain overtakes the Legacy BTC chain. Therefore, it’s not recommended that you buy or accept any Legacy BTC — if you do, at least be aware of and comfortable with the risk that your money could cease to exist.\n\nBIP 148 nodes will never acknowledge the Legacy chain, so these will not switch regardless of which chain has more hash power. However, it is very risky to buy, accept or hold 148 BTC, too. Most importantly, there is no guarantee that 148 BTC will continue to be used. While that is of course true for any cryptocurrency, due to slow mining difficulty adjustments, a potentially hostile environment, and the continued possibility for SegWit to activate on the Legacy chain after all, it’s probably more true for 148 BTC. Additionally, block confirmations may be very slow for quite a while, which could make using 148 BTC for transacting impractical.\n\nIf you want to accept 148 BTC regardless, you need to run a BIP 148 full node as a wallet. You can find more information about that here, and you can find software downloads here.\n\nOn top of the Legacy BTC chain being discarded or the 148 BTC chain withering away, there is another big risk: replay attacks.\n\nIn case of a chain-split, transactions on both sides of the fork will look identical. If a transaction is picked up by both 148 BTC and Legacy BTC nodes — for example, because the receiver of a transaction retransmits that transaction — the transaction may be valid on both chains. This is called a “replay attack.”\n\nAs such, spending coins on one end of the chain could make you accidentally spend the equivalent coin on the other side of the chain. Instead of paying someone only in 148 BTC, you may unintentionally send Legacy BTC as well, or vice versa. 148 BTC and Legacy BTC are initially “stuck together.”\n\nThe best way to prevent replay attacks is simple: Do not send any transactions. At least not until it is clearer to everyone what the post-fork situation looks like. It's also best not to send any transactions the last day or two before August 1st, just in case they don't confirm in time.\n\nAfter the Chain-Split\n\nIn case of the BIP 148 UASF, it is a bit hard to say what “after the chain-split” actually means.\n\nIf the 148 BTC chain gets more accumulated proof of work, it should be the only chain to survive, and the split would be over. All 148 BTC would then simply be bitcoins (BTC) again.\n\nBut if that doesn’t happen fast, and even if the 148 BTC chain appears non-active, a chain-split could, at the very least, linger for a while. Miners could start mining on that chain at any time. As such, the 148 BTC chain can in theory always wipe out the Legacy BTC chain.\n\nAnd there are also possible scenarios where the two chains — 148 BTC and Legacy BTC — coexist. What’s more, even a scenario where more than two chains emerge can’t be taken out of the equation. In these scenarios, you will have coins on both (or all) sides of the fork. \n\nBut as mentioned, it will be tricky to spend coins on one chain without accidentally spending the equivalent on the other(s). And the bad news is that splitting these coins can be a bit complex. (It will require freshly mined or double-spent coins.)\n\nThe good news, however, is that some exchanges will likely set up coin-splitting services and take care of most of the complexity behind the screens. You’d just need to send your bitcoins to an exchange, and the exchange will credit your account with 148 BTC and Legacy BTC. (They should even replay the transaction for you to make sure they indeed receive both your coins.) At that point, if you want, you will be able to sell or trade your coins.\n\nIf the split persists, there should be wallets for both coins soon enough. Of course, you may need to upgrade your existing wallet or download a new wallet if and when this happens. This outcome also remains to be seen. Do not accept any transactions on your wallet before this is clear.\n\nFurther specifics on what to do after a coin-split will be announced on Bitcoin Magazine (and most likely on bitcoin.org and other sources of information) if and when a coin-split occurs and we have a better understanding of the post-fork situation.\n\nSo, to Recap ...\n\n1. Control your private keys.\n\n2. To be on the safe side, avoid any transactions a day or two before, on, and shortly after August 1st. (How “shortly after” depends on what happens.)\n\n3. If there are still two chains when the dust settles, split your coins into different wallets.\n\nThis article will be updated as news develops.",
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