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      "body": "I disagree.. I think it's a great idea to introduce the concept to the masses. First hand, explaining alt coins to novices is incredibly difficult and I personally know many people who use Acorn and are doing great investing their change. The link will make instantaneous sense! It's a great idea, they are struggling with over demand as of Dec 25th.",
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      "body": "I guess the concept is exactly the same like acorns.com. \n\nCoinseed's main objective is to do the two things below.\n1) Accumulate small amount of money you don't care.\n2) Invest in successful portfolio.\n\nPersonally I don't think this is a good project. Even outside of the crypto world, Acorns is having a hard time competing with other robo advisors like Wealthfront/Betterment/Schwab Intelligenet/Stash. \n\nThe biggest problem Coinseed will face: \n1) Not enough funds/Cannot deposit enough funds\n\nThere will be days/month that people are not spending much and the amount you are sending to coinseed will be too scarce that you don't even notice. When it actually accumulates up it's like a year later.\n\nLook at what acorns.com is doing, they realized this part and they are trying to promote 2x/3x/10x saving of your spare changes. It is not working out well either because it is not made to do this. What if you want to invest more in Coindesk? There is literally no difference of me using coinbase and deposit $100 a week to invest in crypto. It's just a very quick mindset change. \n\nSo it all came down to the 2nd part. Where are the winning portfolios coming from?\n\n2) Having a hard time to attract people with good portfolios. \n\nCoinseed lets you copy-trade, meaning copy successful trader's portfolio. Wait, does this sound familiar? There is a new project named Covesting and they are doing their ICO now (it is backed by a few crypto youtubers as well). Covesting has a clear guideline to create a win-win for the investors and copytraders. They already have more than 100+ traders signed up too. \n\nI am not here to promote Covesting nor I am investing it either. However, just to point out Coindesk is diversifying their objective when they are trying to do two difficult things at once. \n\nIn order for Coindesk to succeed, they really need to \n1) Do market research on similar products and see what's the pro/con. \n2) Get a finance expert familiar with this to be on their team. \n\nGood luck with your ICO. It's just not for me at the moment!",
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