VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS64.54%
Net Worth
0.000USD
STEEM
0.002STEEM
SBD
0.000SBD
Effective Power
3.361SP
├── Own SP
0.000SP
└── Incoming DelegationsDeleg
+3.361SP
Detailed Balance
| STEEM | ||
| balance | 0.002STEEM | STEEM |
| market_balance | 0.000STEEM | STEEM |
| savings_balance | 0.000STEEM | STEEM |
| reward_steem_balance | 0.000STEEM | STEEM |
| STEEM POWER | ||
| Own SP | 0.000SP | SP |
| Delegated Out | 0.000SP | SP |
| Delegation In | 3.361SP | SP |
| Effective Power | 3.361SP | SP |
| Reward SP (pending) | 0.000SP | SP |
| SBD | ||
| sbd_balance | 0.000SBD | SBD |
| sbd_conversions | 0.000SBD | SBD |
| sbd_market_balance | 0.000SBD | SBD |
| savings_sbd_balance | 0.000SBD | SBD |
| reward_sbd_balance | 0.000SBD | SBD |
{
"balance": "0.002 STEEM",
"savings_balance": "0.000 STEEM",
"reward_steem_balance": "0.000 STEEM",
"vesting_shares": "0.000000 VESTS",
"delegated_vesting_shares": "0.000000 VESTS",
"received_vesting_shares": "5472.996220 VESTS",
"sbd_balance": "0.000 SBD",
"savings_sbd_balance": "0.000 SBD",
"reward_sbd_balance": "0.000 SBD",
"conversions": []
}Account Info
| name | hannibalceaser |
| id | 1796994 |
| rank | 858,488 |
| reputation | 1523444826 |
| created | 2023-03-09T05:49:06 |
| recovery_account | steemcurator01 |
| proxy | None |
| post_count | 4 |
| comment_count | 0 |
| lifetime_vote_count | 0 |
| witnesses_voted_for | 1 |
| last_post | 2023-03-09T17:16:18 |
| last_root_post | 2023-03-09T17:16:18 |
| last_vote_time | 2023-03-14T05:47:06 |
| proxied_vsf_votes | 0, 0, 0, 0 |
| can_vote | 1 |
| voting_power | 0 |
| delayed_votes | 0 |
| balance | 0.002 STEEM |
| savings_balance | 0.000 STEEM |
| sbd_balance | 0.000 SBD |
| savings_sbd_balance | 0.000 SBD |
| vesting_shares | 0.000000 VESTS |
| delegated_vesting_shares | 0.000000 VESTS |
| received_vesting_shares | 5472.996220 VESTS |
| reward_vesting_balance | 0.000000 VESTS |
| vesting_balance | 0.000 STEEM |
| vesting_withdraw_rate | 0.000000 VESTS |
| next_vesting_withdrawal | 1969-12-31T23:59:59 |
| withdrawn | 0 |
| to_withdraw | 0 |
| withdraw_routes | 0 |
| savings_withdraw_requests | 0 |
| last_account_recovery | 1970-01-01T00:00:00 |
| reset_account | null |
| last_owner_update | 1970-01-01T00:00:00 |
| last_account_update | 2023-03-09T05:57:27 |
| mined | No |
| sbd_seconds | 0 |
| sbd_last_interest_payment | 1970-01-01T00:00:00 |
| savings_sbd_last_interest_payment | 1970-01-01T00:00:00 |
{
"id": 1796994,
"name": "hannibalceaser",
"owner": {
"weight_threshold": 1,
"account_auths": [],
"key_auths": [
[
"STM6usgFfj8vQFiFg7K97NrfsSjxRaVGSJ3TWJnFmesieakk6kWyb",
1
]
]
},
"active": {
"weight_threshold": 1,
"account_auths": [],
"key_auths": [
[
"STM7tSHnQvzAJyQpwMGUsTRRJznUWW121couXJCoibkhzhxFA2eD4",
1
]
]
},
"posting": {
"weight_threshold": 1,
"account_auths": [],
"key_auths": [
[
"STM6ncTbbGzTp6FyUjaEhnZ8bHUVp1Bmq9d5WwBdduzqZZjJVtrV7",
1
]
]
},
"memo_key": "STM5mHU41dLRZuXnhJPyR8Rsy8HJUy7qeSCKQuggrnPhB8pcmks2c",
"json_metadata": "{}",
"posting_json_metadata": "{\"profile\":{\"profile_image\":\"https://cdn.steemitimages.com/DQmWTCPrRbdtEXnDcr1P2EvQMGi7dh1EAoLbAhHnLUmwiGc/Hannibalceaser.jpg\",\"cover_image\":\"https://cdn.steemitimages.com/DQmYVtu3hApnxHLxyouzFBFhkDBEELAskLTFSsAsvJfjXMt/logo.jpeg\",\"name\":\"Hannibal Ceaser\",\"about\":\"A good man\",\"location\":\"Universe\",\"version\":2}}",
"proxy": "",
"last_owner_update": "1970-01-01T00:00:00",
"last_account_update": "2023-03-09T05:57:27",
"created": "2023-03-09T05:49:06",
"mined": false,
"recovery_account": "steemcurator01",
"last_account_recovery": "1970-01-01T00:00:00",
"reset_account": "null",
"comment_count": 0,
"lifetime_vote_count": 0,
"post_count": 4,
"can_vote": true,
"voting_manabar": {
"current_mana": "5472996220",
"last_update_time": 1769161359
},
"downvote_manabar": {
"current_mana": 1368249055,
"last_update_time": 1769161359
},
"voting_power": 0,
"balance": "0.002 STEEM",
"savings_balance": "0.000 STEEM",
"sbd_balance": "0.000 SBD",
"sbd_seconds": "0",
"sbd_seconds_last_update": "1970-01-01T00:00:00",
"sbd_last_interest_payment": "1970-01-01T00:00:00",
"savings_sbd_balance": "0.000 SBD",
"savings_sbd_seconds": "0",
"savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
"savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
"savings_withdraw_requests": 0,
"reward_sbd_balance": "0.000 SBD",
"reward_steem_balance": "0.000 STEEM",
"reward_vesting_balance": "0.000000 VESTS",
"reward_vesting_steem": "0.000 STEEM",
"vesting_shares": "0.000000 VESTS",
"delegated_vesting_shares": "0.000000 VESTS",
"received_vesting_shares": "5472.996220 VESTS",
"vesting_withdraw_rate": "0.000000 VESTS",
"next_vesting_withdrawal": "1969-12-31T23:59:59",
"withdrawn": 0,
"to_withdraw": 0,
"withdraw_routes": 0,
"curation_rewards": 0,
"posting_rewards": 0,
"proxied_vsf_votes": [
0,
0,
0,
0
],
"witnesses_voted_for": 1,
"last_post": "2023-03-09T17:16:18",
"last_root_post": "2023-03-09T17:16:18",
"last_vote_time": "2023-03-14T05:47:06",
"post_bandwidth": 0,
"pending_claimed_accounts": 0,
"vesting_balance": "0.000 STEEM",
"reputation": 1523444826,
"transfer_history": [],
"market_history": [],
"post_history": [],
"vote_history": [],
"other_history": [],
"witness_votes": [
"steem.history"
],
"tags_usage": [],
"guest_bloggers": [],
"rank": 858488
}Withdraw Routes
| Incoming | Outgoing |
|---|---|
Empty | Empty |
{
"incoming": [],
"outgoing": []
}From Date
To Date
steemdelegated 3.361 SP to @hannibalceaser2026/01/23 09:42:39
steemdelegated 3.361 SP to @hannibalceaser
2026/01/23 09:42:39
| delegator | steem |
| delegatee | hannibalceaser |
| vesting shares | 5472.996220 VESTS |
| Transaction Info | Block #102854099/Trx 796c1b80b0f7996afb51c5bbeb6934ea99477f75 |
View Raw JSON Data
{
"trx_id": "796c1b80b0f7996afb51c5bbeb6934ea99477f75",
"block": 102854099,
"trx_in_block": 1,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2026-01-23T09:42:39",
"op": [
"delegate_vesting_shares",
{
"delegator": "steem",
"delegatee": "hannibalceaser",
"vesting_shares": "5472.996220 VESTS"
}
]
}steemdelegated 3.462 SP to @hannibalceaser2024/12/17 05:00:51
steemdelegated 3.462 SP to @hannibalceaser
2024/12/17 05:00:51
| delegator | steem |
| delegatee | hannibalceaser |
| vesting shares | 5637.215417 VESTS |
| Transaction Info | Block #91300484/Trx e37072023b8091db9d87407a535c9c232c77cebc |
View Raw JSON Data
{
"trx_id": "e37072023b8091db9d87407a535c9c232c77cebc",
"block": 91300484,
"trx_in_block": 1,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2024-12-17T05:00:51",
"op": [
"delegate_vesting_shares",
{
"delegator": "steem",
"delegatee": "hannibalceaser",
"vesting_shares": "5637.215417 VESTS"
}
]
}steemdelegated 3.566 SP to @hannibalceaser2023/11/13 20:43:21
steemdelegated 3.566 SP to @hannibalceaser
2023/11/13 20:43:21
| delegator | steem |
| delegatee | hannibalceaser |
| vesting shares | 5806.348949 VESTS |
| Transaction Info | Block #79854675/Trx c138588d25b5957a644a5149e9990b60af6ade22 |
View Raw JSON Data
{
"trx_id": "c138588d25b5957a644a5149e9990b60af6ade22",
"block": 79854675,
"trx_in_block": 1,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2023-11-13T20:43:21",
"op": [
"delegate_vesting_shares",
{
"delegator": "steem",
"delegatee": "hannibalceaser",
"vesting_shares": "5806.348949 VESTS"
}
]
}steemdelegated 5.369 SP to @hannibalceaser2023/09/21 22:40:03
steemdelegated 5.369 SP to @hannibalceaser
2023/09/21 22:40:03
| delegator | steem |
| delegatee | hannibalceaser |
| vesting shares | 8743.627735 VESTS |
| Transaction Info | Block #78348831/Trx b86aba60d42bd61736209c71b297a590b32afbea |
View Raw JSON Data
{
"trx_id": "b86aba60d42bd61736209c71b297a590b32afbea",
"block": 78348831,
"trx_in_block": 4,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2023-09-21T22:40:03",
"op": [
"delegate_vesting_shares",
{
"delegator": "steem",
"delegatee": "hannibalceaser",
"vesting_shares": "8743.627735 VESTS"
}
]
}dreammyupvoted (100.00%) @hannibalceaser / 50-30-20-rule2023/03/15 07:41:27
dreammyupvoted (100.00%) @hannibalceaser / 50-30-20-rule
2023/03/15 07:41:27
| voter | dreammy |
| author | hannibalceaser |
| permlink | 50-30-20-rule |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72889143/Trx d5c56358a98996c51e78fbbda663a224094d1656 |
View Raw JSON Data
{
"trx_id": "d5c56358a98996c51e78fbbda663a224094d1656",
"block": 72889143,
"trx_in_block": 1,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2023-03-15T07:41:27",
"op": [
"vote",
{
"voter": "dreammy",
"author": "hannibalceaser",
"permlink": "50-30-20-rule",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @dobartim / the-easiest-way-to-become-a-millionaire2023/03/14 05:47:06
hannibalceaserupvoted (100.00%) @dobartim / the-easiest-way-to-become-a-millionaire
2023/03/14 05:47:06
| voter | hannibalceaser |
| author | dobartim |
| permlink | the-easiest-way-to-become-a-millionaire |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72858230/Trx ccc209443b61e14f5e9543cfb6a0b8694c200b2d |
View Raw JSON Data
{
"trx_id": "ccc209443b61e14f5e9543cfb6a0b8694c200b2d",
"block": 72858230,
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"timestamp": "2023-03-14T05:47:06",
"op": [
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{
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"permlink": "the-easiest-way-to-become-a-millionaire",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @kuat / kelela-enough-for-love-official-music-video2023/03/09 17:48:12
hannibalceaserupvoted (100.00%) @kuat / kelela-enough-for-love-official-music-video
2023/03/09 17:48:12
| voter | hannibalceaser |
| author | kuat |
| permlink | kelela-enough-for-love-official-music-video |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72729255/Trx c725116c37418e82d72fbfa8fae9910f36532790 |
View Raw JSON Data
{
"trx_id": "c725116c37418e82d72fbfa8fae9910f36532790",
"block": 72729255,
"trx_in_block": 1,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2023-03-09T17:48:12",
"op": [
"vote",
{
"voter": "hannibalceaser",
"author": "kuat",
"permlink": "kelela-enough-for-love-official-music-video",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @im3l / maggie-lindemann-i-wouldn-t-mind-he-is-we-cover-kroq2023/03/09 17:48:09
hannibalceaserupvoted (100.00%) @im3l / maggie-lindemann-i-wouldn-t-mind-he-is-we-cover-kroq
2023/03/09 17:48:09
| voter | hannibalceaser |
| author | im3l |
| permlink | maggie-lindemann-i-wouldn-t-mind-he-is-we-cover-kroq |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72729254/Trx afde44b592e45f2d5fc8416109a6167f350fc551 |
View Raw JSON Data
{
"trx_id": "afde44b592e45f2d5fc8416109a6167f350fc551",
"block": 72729254,
"trx_in_block": 1,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2023-03-09T17:48:09",
"op": [
"vote",
{
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"author": "im3l",
"permlink": "maggie-lindemann-i-wouldn-t-mind-he-is-we-cover-kroq",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @learnitalian / le-nove-strutture-grammaticali-della-lingua-italiana2023/03/09 17:47:57
hannibalceaserupvoted (100.00%) @learnitalian / le-nove-strutture-grammaticali-della-lingua-italiana
2023/03/09 17:47:57
| voter | hannibalceaser |
| author | learnitalian |
| permlink | le-nove-strutture-grammaticali-della-lingua-italiana |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72729250/Trx 63320d46b7777bf5c171766ca8b0509360b194b9 |
View Raw JSON Data
{
"trx_id": "63320d46b7777bf5c171766ca8b0509360b194b9",
"block": 72729250,
"trx_in_block": 2,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2023-03-09T17:47:57",
"op": [
"vote",
{
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"author": "learnitalian",
"permlink": "le-nove-strutture-grammaticali-della-lingua-italiana",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @thranax / norman-greenbaum-spirit-in-the-sky2023/03/09 17:47:48
hannibalceaserupvoted (100.00%) @thranax / norman-greenbaum-spirit-in-the-sky
2023/03/09 17:47:48
| voter | hannibalceaser |
| author | thranax |
| permlink | norman-greenbaum-spirit-in-the-sky |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72729247/Trx d8fc61d89bdfe27dfeaafd97efb4de93d3f209b3 |
View Raw JSON Data
{
"trx_id": "d8fc61d89bdfe27dfeaafd97efb4de93d3f209b3",
"block": 72729247,
"trx_in_block": 4,
"op_in_trx": 0,
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"timestamp": "2023-03-09T17:47:48",
"op": [
"vote",
{
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"author": "thranax",
"permlink": "norman-greenbaum-spirit-in-the-sky",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @donatello / paco-de-lucia-al-di2023/03/09 17:47:42
hannibalceaserupvoted (100.00%) @donatello / paco-de-lucia-al-di
2023/03/09 17:47:42
| voter | hannibalceaser |
| author | donatello |
| permlink | paco-de-lucia-al-di |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72729245/Trx 03e1141cd58458402ef0e93cb5f2374391615605 |
View Raw JSON Data
{
"trx_id": "03e1141cd58458402ef0e93cb5f2374391615605",
"block": 72729245,
"trx_in_block": 1,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2023-03-09T17:47:42",
"op": [
"vote",
{
"voter": "hannibalceaser",
"author": "donatello",
"permlink": "paco-de-lucia-al-di",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @b-steem / music-daily-justin-bieber-heartbreaker2023/03/09 17:47:39
hannibalceaserupvoted (100.00%) @b-steem / music-daily-justin-bieber-heartbreaker
2023/03/09 17:47:39
| voter | hannibalceaser |
| author | b-steem |
| permlink | music-daily-justin-bieber-heartbreaker |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72729244/Trx e475c144ec01c535f86651a606b44cba01e72bc9 |
View Raw JSON Data
{
"trx_id": "e475c144ec01c535f86651a606b44cba01e72bc9",
"block": 72729244,
"trx_in_block": 0,
"op_in_trx": 0,
"virtual_op": 0,
"timestamp": "2023-03-09T17:47:39",
"op": [
"vote",
{
"voter": "hannibalceaser",
"author": "b-steem",
"permlink": "music-daily-justin-bieber-heartbreaker",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @donatello / classical-guitar-techniques2023/03/09 17:47:27
hannibalceaserupvoted (100.00%) @donatello / classical-guitar-techniques
2023/03/09 17:47:27
| voter | hannibalceaser |
| author | donatello |
| permlink | classical-guitar-techniques |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72729240/Trx 49906999d456c20adc4161124f4e832e1647e3b9 |
View Raw JSON Data
{
"trx_id": "49906999d456c20adc4161124f4e832e1647e3b9",
"block": 72729240,
"trx_in_block": 1,
"op_in_trx": 0,
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"timestamp": "2023-03-09T17:47:27",
"op": [
"vote",
{
"voter": "hannibalceaser",
"author": "donatello",
"permlink": "classical-guitar-techniques",
"weight": 10000
}
]
}hannibalceaserupvoted (100.00%) @hannibalceaser / 50-30-20-rule2023/03/09 17:19:15
hannibalceaserupvoted (100.00%) @hannibalceaser / 50-30-20-rule
2023/03/09 17:19:15
| voter | hannibalceaser |
| author | hannibalceaser |
| permlink | 50-30-20-rule |
| weight | 10000 (100.00%) |
| Transaction Info | Block #72728679/Trx d9357c15b7cd6c59bb1ffcabb0f70c2d52d78bbc |
View Raw JSON Data
{
"trx_id": "d9357c15b7cd6c59bb1ffcabb0f70c2d52d78bbc",
"block": 72728679,
"trx_in_block": 3,
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"timestamp": "2023-03-09T17:19:15",
"op": [
"vote",
{
"voter": "hannibalceaser",
"author": "hannibalceaser",
"permlink": "50-30-20-rule",
"weight": 10000
}
]
}hannibalceaserpublished a new post: 50-30-20-rule2023/03/09 17:18:33
hannibalceaserpublished a new post: 50-30-20-rule
2023/03/09 17:18:33
| parent author | |
| parent permlink | finance |
| author | hannibalceaser |
| permlink | 50-30-20-rule |
| title | 50-30-20 Rule |
| body |  **50-30-20 Rule** is a popular rule in Financial Literacy. It basically means spending your monthly earnings in the following proportions: + 50% on needs + 30% on wants + 20% on savings The 50-30-20 rule is one of the simplest and the most effective answer to the question *“How can I budget effectively?”*. The rule not only helps in budgeting effectively but also helps in analyzing our own spending habits thereby contributing data to enact cost control measures thus enabling more lee-way in efficiently allocating funds or increasing our savings. According to the rule, a major portion of the earnings is set aside for our needs such as rent, electricity, transportation, gas, food etc. Needs are those without which it becomes difficult to live, hence not much flexibility can be expected in controlling the expenses in this category. Wants are those on which we choose to spend money on. A want is not extravagant—it’s a basic nicety that allows you to enjoy life. They rank below needs obviously because we could live without them should the need arise. They may include dining-out, movies, gym memberships, entertainment subscriptions etc. Always remember, If you’re confused about whether something is a need or a want, simply ask yourself, “Could I live without this?” If the answer is yes, that’s probably a want. This category is where we can be more flexible in allocating our earnings and thereby deciding on more savings or a comfier lifestyle. Next comes our savings. Stashing away at least 20% of our earnings helps us in building a stable seed fund that can act as an emergency fund to tide over uncertain future crises or help in achieving long-term financial goals. Of course, the 50-30-20 rule is not a set rule that one must follow. It is just a guideline meant to help us prioritize our spending patterns and manage our personal finances efficiently. That's it for today folks and always remember, ***Financial ignorance is a sin***. *Do follow for more financial literacy and comment your opinions regarding the above and if you find any mistakes, please don't hesitate to point them out.* |
| json metadata | {"tags":["education","personalfinance","budget","financialliteracy","financialmanagement"],"image":["https://cdn.steemitimages.com/DQmUYr85yeBKFxgNpRadiGpNB7LmtE1J6DH2d8UXi6fWuCN/Dollar.jpg"],"app":"steemit/0.2","format":"markdown"} |
| Transaction Info | Block #72728665/Trx b3f1321aaf5161c29501e72bd195287205e6671b |
View Raw JSON Data
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"title": "50-30-20 Rule",
"body": "\n\n**50-30-20 Rule** is a popular rule in Financial Literacy. It basically means spending your monthly earnings in the following proportions:\n+ 50% on needs\n+ 30% on wants\n+ 20% on savings\n\nThe 50-30-20 rule is one of the simplest and the most effective answer to the question *“How can I budget effectively?”*. The rule not only helps in budgeting effectively but also helps in analyzing our own spending habits thereby contributing data to enact cost control measures thus enabling more lee-way in efficiently allocating funds or increasing our savings.\n\nAccording to the rule, a major portion of the earnings is set aside for our needs such as rent, electricity, transportation, gas, food etc. Needs are those without which it becomes difficult to live, hence not much flexibility can be expected in controlling the expenses in this category.\n\nWants are those on which we choose to spend money on. A want is not extravagant—it’s a basic nicety that allows you to enjoy life. They rank below needs obviously because we could live without them should the need arise. They may include dining-out, movies, gym memberships, entertainment subscriptions etc. Always remember, If you’re confused about whether something is a need or a want, simply ask yourself, “Could I live without this?” If the answer is yes, that’s probably a want. This category is where we can be more flexible in allocating our earnings and thereby deciding on more savings or a comfier lifestyle.\n\nNext comes our savings. Stashing away at least 20% of our earnings helps us in building a stable seed fund that can act as an emergency fund to tide over uncertain future crises or help in achieving long-term financial goals.\n\nOf course, the 50-30-20 rule is not a set rule that one must follow. It is just a guideline meant to help us prioritize our spending patterns and manage our personal finances efficiently.\n\nThat's it for today folks and always remember, ***Financial ignorance is a sin***.\n\n*Do follow for more financial literacy and comment your opinions regarding the above and if you find any mistakes, please don't hesitate to point them out.*",
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}hannibalceaserpublished a new post: 50-30-20-rule2023/03/09 17:17:15
hannibalceaserpublished a new post: 50-30-20-rule
2023/03/09 17:17:15
| parent author | |
| parent permlink | finance |
| author | hannibalceaser |
| permlink | 50-30-20-rule |
| title | 50-30-20 Rule |
| body |  **50-30-20 Rule** is a popular rule in Financial Literacy. It basically means spending your monthly earnings in the following proportions: + 50% on needs + 30% on wants + 20% on savings The 50-30-20 rule is one of the simplest and the most effective answer to the question *“How can I budget effectively?”*. The rule not only helps in budgeting effectively but also helps in analyzing our own spending habits thereby contributing data to enact cost control measures thus enabling more lee-way in efficiently allocating funds or increasing our savings. According to the rule, a major portion of the earnings is set aside for our needs such as rent, electricity, transportation, gas, food etc. Needs are those without which it becomes difficult to live, hence not much flexibility can be expected in controlling the expenses in this category. Wants are those on which we choose to spend money on. A want is not extravagant—it’s a basic nicety that allows you to enjoy life. They rank below needs obviously because we could live without them should the need arise. They may include dining-out, movies, gym memberships, entertainment subscriptions etc. Always remember, If you’re confused about whether something is a need or a want, simply ask yourself, “Could I live without this?” If the answer is yes, that’s probably a want. This category is where we can be more flexible in allocating our earnings and thereby deciding on more savings or a comfier lifestyle. Next comes our savings. Stashing away at least 20% of our earnings helps us in building a stable seed fund that can act as an emergency fund to tide over uncertain future crises or help in achieving long-term financial goals. Of course, the 50-30-20 rule is not a set rule that one must follow. It is just a guideline meant to help us prioritize our spending patterns and manage our personal finances efficiently. That's it for today folks and always remember, ***Financial ignorance is a sin***. *Do follow for more financial literacy and comment your opinions regarding the above and if you find any mistakes, please don't hesitate to point them out.* |
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}hannibalceaserpublished a new post: 50-30-20-rule2023/03/09 17:16:18
hannibalceaserpublished a new post: 50-30-20-rule
2023/03/09 17:16:18
| parent author | |
| parent permlink | finance |
| author | hannibalceaser |
| permlink | 50-30-20-rule |
| title | 50-30-20 Rule |
| body |  **50-30-20 Rule** is a popular rule in Financial Literacy. It basically means spending your monthly earnings in the following proportions: + 50% on needs + 30% on wants + 20% on savings The 50-30-20 rule is one of the simplest and the most effective answer to the question *“How can I budget effectively?”*. The rule not only helps in budgeting effectively but also helps in analyzing our own spending habits thereby contributing data to enact cost control measures thus enabling more lee-way in efficiently allocating funds or increasing our savings. According to the rule, a major portion of the earnings is set aside for our needs such as rent, electricity, transportation, gas, food etc. Needs are those without which it becomes difficult to live, hence not much flexibility can be expected in controlling the expenses in this category. Wants are those on which we choose to spend money on. A want is not extravagant—it’s a basic nicety that allows you to enjoy life. They rank below needs obviously because we could live without them should the need arise. They may include dining-out, movies, gym memberships, entertainment subscriptions etc. Always remember, If you’re confused about whether something is a need or a want, simply ask yourself, “Could I live without this?” If the answer is yes, that’s probably a want. This category is where we can be more flexible in allocating our earnings and thereby deciding on more savings or a comfier lifestyle. Next comes our savings. Stashing away at least 20% of our earnings helps us in building a stable seed fund that can act as an emergency fund to tide over uncertain future crises or help in achieving long-term financial goals. Of course, the 50-30-20 rule is not a set rule that one must follow. It is just a guideline meant to help us prioritize our spending patterns and manage our personal finances efficiently. That's it for today folks and always remember, ***Financial ignorance is a sin***. *Do follow for more financial literacy and comment your opinions regarding the above and if you find any mistakes, please don't hesitate to point them out.* |
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}alexmove.witnesssent 0.001 STEEM to @hannibalceaser- "Please support me @alexmove.witness as witness on site https://steemitwallet.com/~witnesses. I send daily Witness vote STEEM reward and voted for some posts of those who voted. Your vote is very impor..."2023/03/09 16:40:12
alexmove.witnesssent 0.001 STEEM to @hannibalceaser- "Please support me @alexmove.witness as witness on site https://steemitwallet.com/~witnesses. I send daily Witness vote STEEM reward and voted for some posts of those who voted. Your vote is very impor..."
2023/03/09 16:40:12
| from | alexmove.witness |
| to | hannibalceaser |
| amount | 0.001 STEEM |
| memo | Please support me @alexmove.witness as witness on site https://steemitwallet.com/~witnesses. I send daily Witness vote STEEM reward and voted for some posts of those who voted. Your vote is very important to me, hannibalceaser! Good luck! 20230309 |
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}hannibalceaserupvoted (100.00%) @jrcornel / bitcoin-should-be-much-higher-than-it-is2023/03/09 13:56:57
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}hannibalceaserfollowed @maikelmichiels2023/03/09 13:46:54
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}hannibalceaserupvoted (100.00%) @maikelmichiels / rr98jx2023/03/09 13:45:57
hannibalceaserupvoted (100.00%) @maikelmichiels / rr98jx
2023/03/09 13:45:57
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}maikelmichielsreplied to @hannibalceaser / rr98jx2023/03/09 13:09:33
maikelmichielsreplied to @hannibalceaser / rr98jx
2023/03/09 13:09:33
| parent author | hannibalceaser |
| parent permlink | time-tested-method-for-success |
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| title | |
| body | Important message indeed! Big dreams & consistent small steps build the momentum to do bigger and better things in life! |
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}maikelmichielsupvoted (100.00%) @hannibalceaser / time-tested-method-for-success2023/03/09 13:07:03
maikelmichielsupvoted (100.00%) @hannibalceaser / time-tested-method-for-success
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}hannibalceasercustom json: community2023/03/09 11:07:45
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}hannibalceasercustom json: community2023/03/09 09:15:09
hannibalceasercustom json: community
2023/03/09 09:15:09
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}hannibalceasercustom json: community2023/03/09 08:03:42
hannibalceasercustom json: community
2023/03/09 08:03:42
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}hannibalceaserupvoted (100.00%) @hannibalceaser / time-tested-method-for-success2023/03/09 07:55:48
hannibalceaserupvoted (100.00%) @hannibalceaser / time-tested-method-for-success
2023/03/09 07:55:48
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}hannibalceaserpublished a new post: time-tested-method-for-success2023/03/09 07:55:39
hannibalceaserpublished a new post: time-tested-method-for-success
2023/03/09 07:55:39
| parent author | |
| parent permlink | hive-107252 |
| author | hannibalceaser |
| permlink | time-tested-method-for-success |
| title | Time-Tested method for SUCCESS! |
| body |  > *Success.* A word desired by all but evasive to many. *Success* can be achieved through a variety of ways. But today I am going to focus on one of the simplest methods to attain success. Yes, folks! The simplest method that everyone knows : **Start by achieving small victories**. Everyone has a dream that they would want to achieve in life. It is perfectly normal to dream big and you should do it rightly so as our dear APJ Abdul Kalam sir said : > ***"You have to dream before your dreams can come true."*** > ***-APJ Abdul Kalam*** But to achieve that dream, we should have **realistic expectations** and **discipline**. It is also perfectly normal to dream big and start small. > ***"All of us do not have equal talent. But all of us have an equal opportunity to develop our talents."*** > ***-APJ Abdul Kalam*** We should evaluate ourselves and decide on a series of goals that would help us in achieving our ultimate dream. We need to keep achieving our goals one by one, constantly and consistently improving ourselves through self-discipline. >***"Success is nothing but a series of small victories"*** >***-A wise old man*** Yes. Everyone would have heard the phrase **"Small drops of water make a mighty ocean."** This is similarly true for success too. We just need to get motivated by our dreams and keep on achieving our goals and small victories through self-discipline and one day surely all those drops will lead to a mighty successful life before you know it. |
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"body": "\n\n> *Success.* \nA word desired by all but evasive to many.\n\n*Success* can be achieved through a variety of ways. But today I am going to focus on one of the simplest methods to attain success. Yes, folks! The simplest method that everyone knows : \n**Start by achieving small victories**. \n\nEveryone has a dream that they would want to achieve in life. It is perfectly normal to dream big and you should do it rightly so as our dear APJ Abdul Kalam sir said :\n\n> ***\"You have to dream before your dreams can come true.\"***\n> ***-APJ Abdul Kalam***\n\nBut to achieve that dream, we should have **realistic expectations** and **discipline**. It is also perfectly normal to dream big and start small.\n\n > ***\"All of us do not have equal talent. But all of us have an equal opportunity to develop our talents.\"***\n> ***-APJ Abdul Kalam***\n\nWe should evaluate ourselves and decide on a series of goals that would help us in achieving our ultimate dream. We need to keep achieving our goals one by one, constantly and consistently improving ourselves through self-discipline.\n\n>***\"Success is nothing but a series of small victories\"***\n>***-A wise old man***\n\nYes. Everyone would have heard the phrase **\"Small drops of water make a mighty ocean.\"** This is similarly true for success too. We just need to get motivated by our dreams and keep on achieving our goals and small victories through self-discipline and one day surely all those drops will lead to a mighty successful life before you know it.",
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}hannibalceaserupvoted (100.00%) @hannibalceaser / what-writing-means-to-me2023/03/09 06:45:30
hannibalceaserupvoted (100.00%) @hannibalceaser / what-writing-means-to-me
2023/03/09 06:45:30
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}hannibalceaserupvoted (100.00%) @hannibalceaser / rr8qij2023/03/09 06:45:27
hannibalceaserupvoted (100.00%) @hannibalceaser / rr8qij
2023/03/09 06:45:27
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}hannibalceasercustom json: notify2023/03/09 06:45:03
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}2023/03/09 06:43:00
2023/03/09 06:43:00
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}hannibalceaserreplied to @alvinwales / rr8qij2023/03/09 06:39:57
hannibalceaserreplied to @alvinwales / rr8qij
2023/03/09 06:39:57
| parent author | alvinwales |
| parent permlink | motivation-for-a-life |
| author | hannibalceaser |
| permlink | rr8qij |
| title | |
| body | Very True @alvinwales. Particularly setting goals for ourselves is the way forward. I would like to add one more point to complement the post : Always write your goals or express it in any other verbal or written form. It truly helps. |
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"body": "Very True @alvinwales. Particularly setting goals for ourselves is the way forward. I would like to add one more point to complement the post : Always write your goals or express it in any other verbal or written form. It truly helps.",
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}inertiaupvoted (100.00%) @hannibalceaser / what-writing-means-to-me2023/03/09 06:35:54
inertiaupvoted (100.00%) @hannibalceaser / what-writing-means-to-me
2023/03/09 06:35:54
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}hannibalceaserupvoted (100.00%) @alvinwales / motivation-for-a-life2023/03/09 06:35:21
hannibalceaserupvoted (100.00%) @alvinwales / motivation-for-a-life
2023/03/09 06:35:21
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}hannibalceaservoted for witness @steem.history2023/03/09 06:31:15
hannibalceaservoted for witness @steem.history
2023/03/09 06:31:15
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}hannibalceasercustom json: community2023/03/09 06:26:06
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}hannibalceasercustom json: community2023/03/09 06:25:57
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}hannibalceasercustom json: community2023/03/09 06:25:30
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hannibalceasercustom json: community
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}dorothy213upvoted (100.00%) @hannibalceaser / what-writing-means-to-me2023/03/09 06:16:39
dorothy213upvoted (100.00%) @hannibalceaser / what-writing-means-to-me
2023/03/09 06:16:39
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hannibalceasercustom json: community
2023/03/09 06:15:54
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}hannibalceaserupvoted (100.00%) @africalistism / introduction2023/03/09 06:14:36
hannibalceaserupvoted (100.00%) @africalistism / introduction
2023/03/09 06:14:36
| voter | hannibalceaser |
| author | africalistism |
| permlink | introduction |
| weight | 10000 (100.00%) |
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}steem.historyupvoted (1.00%) @hannibalceaser / what-writing-means-to-me2023/03/09 06:14:03
steem.historyupvoted (1.00%) @hannibalceaser / what-writing-means-to-me
2023/03/09 06:14:03
| voter | steem.history |
| author | hannibalceaser |
| permlink | what-writing-means-to-me |
| weight | 100 (1.00%) |
| Transaction Info | Block #72715434/Trx 853bdf96f19b094374746450805637db48fc252c |
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}2023/03/09 06:14:00
2023/03/09 06:14:00
| parent author | hannibalceaser |
| parent permlink | what-writing-means-to-me |
| author | steem.history |
| permlink | re-hannibalceaser-what-writing-means-to-me-20230309t061400664z |
| title | |
| body | Hello welcome to Steemit world! I'm @steem.history, who is steem witness. This is a recommended post for you.[Newcomers Guide](https://steemitdev.com/guide/@steemitblog/steemit-a-guide-for-newcomers) and [The Complete Steemit Etiquette Guide (Revision 2.0)](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) and, recommended community [Newcomers Community](https://steemit.com/trending/hive-172186) I wish you luck to your steemit activities.<center> https://cdn.steemitimages.com/DQmXHwdcNs5VPcBft1iSosPdHLpBNBfjuG84g3ffWhMw5JQ/image.png <sub>(The bots avatar has been created using https://robohash.org/)</sub> @steem.history ### My witness activity - [My aspiration for STEEM witness](https://steemit.com/hive-185836/@steem.history/my-aspiration-for-steem-witness-1601280729) - Provides information on Steem. [Reference](https://steemit.com/trending/hive-130095) - Supporting the Steem project. [SPUD4STEEM project](https://steemit.com/trending/spud4steem) - Supporting the community. [Newcomers Community](https://steemit.com/trending/hive-172186),[Steem Sri Lanka](https://steemit.com/trending/hive-133716) ,[WORLD OF XPILAR](https://steemit.com/trending/hive-185836), [GLOBAL STEEM](https://steemit.com/trending/hive-145160), [Scouts](https://steemit.com/trending/hive-181136), [Latino Community](https://steemit.com/trending/hive-188619) ### My featured posts - [The Complete Steemit Etiquette Guide (Revision 2.0) -Homage](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) [](https://steemlogin.com/sign/account-witness-vote?witness=steem.history&approve=1) <sub>please click it!</sub>  <sub>(Go to https://steemit.com/~witnesses and type fbslo at the bottom of the page)</sub> </center> |
| json metadata | {"tsgs":["hello"]} |
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"title": "",
"body": "Hello welcome to Steemit world! \n I'm @steem.history, who is steem witness. \n This is a recommended post for you.[Newcomers Guide](https://steemitdev.com/guide/@steemitblog/steemit-a-guide-for-newcomers) and [The Complete Steemit Etiquette Guide (Revision 2.0)](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) and, recommended community [Newcomers Community](https://steemit.com/trending/hive-172186) \n I wish you luck to your steemit activities.<center> \n \n \n https://cdn.steemitimages.com/DQmXHwdcNs5VPcBft1iSosPdHLpBNBfjuG84g3ffWhMw5JQ/image.png \n <sub>(The bots avatar has been created using https://robohash.org/)</sub> \n @steem.history \n \n ### My witness activity \n - [My aspiration for STEEM witness](https://steemit.com/hive-185836/@steem.history/my-aspiration-for-steem-witness-1601280729) \n - Provides information on Steem. \n [Reference](https://steemit.com/trending/hive-130095) \n - Supporting the Steem project. \n [SPUD4STEEM project](https://steemit.com/trending/spud4steem) \n - Supporting the community. \n [Newcomers Community](https://steemit.com/trending/hive-172186),[Steem Sri Lanka](https://steemit.com/trending/hive-133716) ,[WORLD OF XPILAR](https://steemit.com/trending/hive-185836), [GLOBAL STEEM](https://steemit.com/trending/hive-145160), [Scouts](https://steemit.com/trending/hive-181136), [Latino Community](https://steemit.com/trending/hive-188619) \n \n ### My featured posts \n - [The Complete Steemit Etiquette Guide (Revision 2.0) -Homage](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) \n \n [](https://steemlogin.com/sign/account-witness-vote?witness=steem.history&approve=1) \n <sub>please click it!</sub> \n \n  \n <sub>(Go to https://steemit.com/~witnesses and type fbslo at the bottom of the page)</sub> \n \n </center>",
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}hannibalceaserpublished a new post: what-writing-means-to-me2023/03/09 06:13:54
hannibalceaserpublished a new post: what-writing-means-to-me
2023/03/09 06:13:54
| parent author | |
| parent permlink | introduction |
| author | hannibalceaser |
| permlink | what-writing-means-to-me |
| title | What writing means to me! |
| body | Writing requires an insane amount of creativity to be done effectively. When someone writes, they are crafting worlds and characters, entire civilizations and histories, and endless possibilities for what could happen or become. It is an art-form that allows someone to make anything, with nothing but their mind and their words. It is a medium that lends itself to a vast number of different possibilities, but it is also a challenging discipline that requires one to push themselves beyond what one may feel capable of. For most writers, it is the endless possibilities that draw them into making their works into reality. But, for some, it is the inherent challenge of creativity that compels them to take it up as a hobby or passion. There is a certain thrill in being able to create something from nothing but words alone, and it is this excitement that keeps many writers going. However, creativity is not easy to master. It takes dedication and constant practice to perfect one's craft, and each individual writer has their own unique strengths and weaknesses. No matter your reason for writing, it is a challenging and rewarding journey! ***Hence from here on out I am going to discover what writing means to me.*** |
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"body": "Writing requires an insane amount of creativity to be done effectively. When someone writes, they are crafting worlds and characters, entire civilizations and histories, and endless possibilities for what could happen or become. It is an art-form that allows someone to make anything, with nothing but their mind and their words. It is a medium that lends itself to a vast number of different possibilities, but it is also a challenging discipline that requires one to push themselves beyond what one may feel capable of.\n\nFor most writers, it is the endless possibilities that draw them into making their works into reality. But, for some, it is the inherent challenge of creativity that compels them to take it up as a hobby or passion. There is a certain thrill in being able to create something from nothing but words alone, and it is this excitement that keeps many writers going. However, creativity is not easy to master. It takes dedication and constant practice to perfect one's craft, and each individual writer has their own unique strengths and weaknesses. No matter your reason for writing, it is a challenging and rewarding journey!\n\n***Hence from here on out I am going to discover what writing means to me.***",
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}hannibalceaserupdated their account properties2023/03/09 05:57:27
hannibalceaserupdated their account properties
2023/03/09 05:57:27
| account | hannibalceaser |
| json metadata | |
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| extensions | [] |
| Transaction Info | Block #72715104/Trx 3e367e730e06779dba4b727fd01f7219300954f8 |
View Raw JSON Data
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}executive-boardsent 0.001 STEEM to @hannibalceaser- "❗ Hello hannibalceaser, welcome to the STEEM ecosystem. The Executive Board is publishing insider infos at https://discord.gg/KyBbmhh on how you will be earning the most coins. It's easy, just follow ..."2023/03/09 05:50:06
executive-boardsent 0.001 STEEM to @hannibalceaser- "❗ Hello hannibalceaser, welcome to the STEEM ecosystem. The Executive Board is publishing insider infos at https://discord.gg/KyBbmhh on how you will be earning the most coins. It's easy, just follow ..."
2023/03/09 05:50:06
| from | executive-board |
| to | hannibalceaser |
| amount | 0.001 STEEM |
| memo | ❗ Hello hannibalceaser, welcome to the STEEM ecosystem. The Executive Board is publishing insider infos at https://discord.gg/KyBbmhh on how you will be earning the most coins. It's easy, just follow the instructions. THE 1000X BOOSTER KEY is already waiting for you over there too. 😉 Warm regards, The Executive Board. |
| Transaction Info | Block #72714957/Trx 2cb693156872786f970132db0461bccab0808efd |
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}steemdelegated 18.607 SP to @hannibalceaser2023/03/09 05:49:09
steemdelegated 18.607 SP to @hannibalceaser
2023/03/09 05:49:09
| delegator | steem |
| delegatee | hannibalceaser |
| vesting shares | 30300.000000 VESTS |
| Transaction Info | Block #72714938/Trx ce14fcab77e3a1863b1ef63f735ca04c44409274 |
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}steemcurator01created a new account: @hannibalceaser2023/03/09 05:49:06
steemcurator01created a new account: @hannibalceaser
2023/03/09 05:49:06
| creator | steemcurator01 |
| new account name | hannibalceaser |
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| posting | {"weight_threshold":1,"account_auths":[],"key_auths":[["STM6ncTbbGzTp6FyUjaEhnZ8bHUVp1Bmq9d5WwBdduzqZZjJVtrV7",1]]} |
| memo key | STM5mHU41dLRZuXnhJPyR8Rsy8HJUy7qeSCKQuggrnPhB8pcmks2c |
| json metadata | {} |
| extensions | [] |
| Transaction Info | Block #72714937/Trx 7e5fc52361c9b3d50cd815a679de4ea176920d36 |
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}Manabar
Voting Power100.00%
Downvote Power100.00%
Resource Credits100.00%
Reputation Progress64.54%
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}Account Metadata
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| JSON METADATA | |
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}Auth Keys
Owner
Single Signature
Public Keys
STM6usgFfj8vQFiFg7K97NrfsSjxRaVGSJ3TWJnFmesieakk6kWyb1/1
Active
Single Signature
Public Keys
STM7tSHnQvzAJyQpwMGUsTRRJznUWW121couXJCoibkhzhxFA2eD41/1
Posting
Single Signature
Public Keys
STM6ncTbbGzTp6FyUjaEhnZ8bHUVp1Bmq9d5WwBdduzqZZjJVtrV71/1
Memo
STM5mHU41dLRZuXnhJPyR8Rsy8HJUy7qeSCKQuggrnPhB8pcmks2c
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}Witness Votes
1 / 30
[ "steem.history" ]