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      "author": "steemitboard",
      "permlink": "steemitboard-notify-hamzamasroor-20190911t080124000z",
      "title": "",
      "body": "Congratulations @hamzamasroor! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@hamzamasroor/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@hamzamasroor) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=hamzamasroor)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "memo": "Dear @hamzamasroor. I hope you don't mind this little memo. Every week I'm trying to help and promote content published by few selected authors and today I would like to share with you post published by my friend @honarparvar: \"WARNING: This might not be a trend!\". I'm curious if you believe in TA and what's your opinion on using indicators while trading crypto. Share your opinion, I read all valuable comments. Piotr // LINK: https://steemit.com/trading/@honarparvar/warning-this-might-not-be-a-trend"
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      "permlink": "steemitboard-notify-hamzamasroor-20190803t193156000z",
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      "body": "Congratulations @hamzamasroor! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :\n\n<table><tr><td><img src=\"https://steemitimages.com/60x70/http://steemitboard.com/@hamzamasroor/voted.png?201908031831\"></td><td>You received more than 10 upvotes. Your next target is to reach 50 upvotes.</td></tr>\n</table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@hamzamasroor) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=hamzamasroor)_</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "title": "What are Howey Coins & What you should know about it?",
      "body": "@@ -5,16 +5,17 @@\n oduction\n-\n \n+:\n %0A%0AThe In\n@@ -2243,81 +2243,8 @@\n ).%0A%0A\n-                                                                         \n Howe\n@@ -2287,16 +2287,17 @@\n  savings\n+;\n %0A%0AThe pr\n@@ -5044,91 +5044,8 @@\n s.%0A%0A\n-                                                                                   \n An I\n@@ -5081,16 +5081,17 @@\n ravelers\n+:\n %0A%0AHoweyC\n@@ -5945,117 +5945,8 @@\n . %0A%0A\n-                                                                                                             \n Conc\n@@ -5951,16 +5951,17 @@\n nclusion\n+:\n %0A%0AHoweyC\n@@ -6065,16 +6065,17 @@\n ence of:\n+-\n %0A%0ATechno\n",
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      "parent_permlink": "cryptocurrency",
      "author": "hamzamasroor",
      "permlink": "what-are-howey-coins-and-what-you-should-know-about-it",
      "title": "What are Howey Coins & What you should know about it?",
      "body": "Introduction\n\nThe Internet is a global network connecting individuals and entities around the world. In the 30 years since\nwidespread use, the Internet has broken down barriers and distances in terms of information and commerce.\n\nIn terms of information, where you were once confined to your local newspaper, your local broadcast news and\nyour local library, you can now find information from every corner of the world.\n\nIn terms of commerce, transaction costs have come down where, for example, once all your shopping was done\nlocally, you can now buy from a number of online websites advertising products from all over the world at\nincredible discounts to physical stores.\n\nHowever, one area that has not reaped all the efficiency gains and reduced costs from the Internet is the travel\nindustry. Yes, you can find hotel rooms and airfares more easily than before with the proliferation of\ncomparison travel websites but the travel industry is still underpinned by a legacy cost structure that supports\nitself at your expense. From currency translation fees, credit card fees, service surcharges to the inherent costs\nof fiat money, the travel industry is rife with transaction inefficiencies that end up costing you money.\n\nTravel is expensive, but we are at the cusp of a revolution that will democratize travel and leisure for\neveryone. The Internet was the first part of the revolution. The other part is blockchain technology and\ncryptocurrencies.\n\n\nHoweyCoins is an interesting idea that has ambitions of becoming a universal medium of exchange for travel and will drive down costs in travel by:-\n\nCapturing the value and the inherent efficiencies of cryptocurrencies compared to the current fiat money structure that was created more in service of central governments and the banks that control the international financial system;\n\nEliminating the extra fees and expenses that underpin the current legacy cost structure in travel; and\n\nCreating synergies between travel services providers—the airlines, hotels and restaurants—and forecasted returns on HoweyCoins valuations to drive initial discounts in the 30%-40% range (and the discounts will exponentially increase as the adoption and usage rate of HoweyCoins increase over time).\n\n                                                                         HoweyCoins to deliver unsurpassed travel savings\n\nThe promising start up has entered into a number of, and close to finalizing negotiations on just a few remaining, exclusive HoweyCoins partner agreements with a number of large, well-known travel service providers—international\nhotel and resort brands, airlines, travel industry-related comparison websites, car rental companies and on-demand online car services, large chain restaurants located in travel hotspots, and travel activity providers such as tour companies and equipment rentals (e.g., diving, bicycles, kayaks, etc.), among others. \n\nThe details of the agreements have not been fully uncovered but according to the press release \"These hotel and resort partners encompass thousands of properties in every continent save Antarctica. At launch, we will have two of the world’s largest airline alliances.\"\n\nAirlines that have signed in as HoweyCoins partners are among the top ten and according to the the CEO the airline alliances is accounted for over 60% that will offer a top discount on each travel.\n\nTheir Marketing team plans to publicize HoweyCoins and there large network of travel partners with a worldwide media campaign in broadcast, print and physical display ads in airports and other travel hotspots.\n\nBuyers in the ICO will possess the first batch of HoweyCoins and a successful ICO along with the publicity of HoweyCoins and the travel network they have built will provide immediate returns in the valuation of HoweyCoins as more and more people learn of its great value. A large part of the proceeds from the ICO will fund this advertising and publicity campaign.\n\nHoweyCoins partner agreements boast about offering an average initial discount of 30% for airfare and 42% for hotel room. Not only will the travel partners realize savings by bypassing the current fiat money system, they will save all the fees and charges typically incurred when having to deal with banks in all their transactions with customers.\nCompared to some other businesses, the travel industry sees a very large number of credit card transactions\non a daily basis with its customers—from the millions that fly daily and pay for WiFi, meals, or drinks on the\nflight to the millions that daily rent rooms for travel and order room service. Each of these transactions entails\ncredit card surcharges, foreign exchange fees and regular bank transfer charges, among others.\nThis adds up and can represent up to 10% of the value of each transaction. HoweyCoins free the travel partner\nfrom having to constantly incur all these fees and charges. Customers that use HoweyCoins mean additional\nsavings to our travel partners making HoweyCoins very attractive to them. We have negotiated for the bulk of\nthese discounts to be passed on to HoweyCoins users.\n\n                                                                                   An Increasingly global world of travelers\n\nHoweyCoins are being introduce at a time of rapid growth in the global middle class who have more disposable income for travel. In addition, a global cultural change away from material goods to seeking out novel experiences is shifting money being spent on luxury goods to the travel industry. The introduction of HoweyCoins and the ICO is perfectly positioned to capture this explosive growth in travel.\nAccording to the United Nations World Tourism Organization, the current volume of international trips has\ngrown exponentially since 1950. The organization estimates international tourist arrivals were 25 million in\n1950. In 2016 this number was up to 1.24 billion and is expected to grow to 1.8 billion by 2030. International\ntourism receipts in 1950 were US$2.1 billion, had increased to US$919 billion by 2010 and reached US$1,260\nbillion in 2015. \n\n                                                                                                             Conclusion\n\nHoweyCoins are the cryptocurrency for the travel industry at exactly the right time. Between the confluence of:\n\nTechnological advances in blockchain and cryptocurrencies that is revolutionizing the current legacy fiat\nmoney system;\n\nTo being on the cusp of exponential growth in the travel industry;\n\nCoupled with savings realized by our travel partners and passed along to HoweyCoins users; and forecasted returns by the finance teams of our travel partners and expected severalfold increase in valuation upon a second offering to corporations;\nyour HoweyCoin’s ICO is a can’t miss investment opportunity.",
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      "author": "steemitboard",
      "permlink": "steemitboard-notify-hamzamasroor-20180911t095144000z",
      "title": "",
      "body": "Congratulations @hamzamasroor! You have received a personal award!\n\n[![](https://steemitimages.com/70x70/http://steemitboard.com/@hamzamasroor/birthday1.png)](http://steemitboard.com/@hamzamasroor)  1 Year on Steemit\n<sub>_Click on the badge to view your Board of Honor._</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-witness-update-2018-09-07\"><img src=\"https://steemitimages.com/64x128/http://i.cubeupload.com/7CiQEO.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-witness-update-2018-09-07\">SteemitBoard - Witness Update</a></td></tr></table>\n\n> Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "body": "Hey Farrah! That should be sufficient. Actually many times people don't do a verification post (I didn't haha) so I applaud your thoroughness. No problem about not wanting to upload photos if you're not comfortable with it. Anyway, welcome to Steemit and I hope you enjoy your time here!",
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