Ecoer Logo
VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.00%
Net Worth
0.034USD
STEEM
0.001STEEM
SBD
0.001SBD
Effective Power
5.001SP
├── Own SP
0.630SP
└── Incoming Deleg
+4.371SP

Detailed Balance

STEEM
balance
0.001STEEM
market_balance
0.000STEEM
savings_balance
0.000STEEM
reward_steem_balance
0.000STEEM
STEEM POWER
Own SP
0.630SP
Delegated Out
0.000SP
Delegation In
4.371SP
Effective Power
5.001SP
Reward SP (pending)
0.000SP
SBD
sbd_balance
0.001SBD
sbd_conversions
0.000SBD
sbd_market_balance
0.000SBD
savings_sbd_balance
0.000SBD
reward_sbd_balance
0.000SBD
{
  "balance": "0.001 STEEM",
  "savings_balance": "0.000 STEEM",
  "reward_steem_balance": "0.000 STEEM",
  "vesting_shares": "1025.582738 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7118.077068 VESTS",
  "sbd_balance": "0.001 SBD",
  "savings_sbd_balance": "0.000 SBD",
  "reward_sbd_balance": "0.000 SBD",
  "conversions": []
}

Account Info

namegregslist
id490614
rank784,677
reputation85962199
created2017-12-12T13:05:54
recovery_accountsteem
proxyNone
post_count6
comment_count0
lifetime_vote_count0
witnesses_voted_for0
last_post2017-12-29T16:47:45
last_root_post2017-12-29T02:55:42
last_vote_time2017-12-14T12:46:06
proxied_vsf_votes0, 0, 0, 0
can_vote1
voting_power0
delayed_votes0
balance0.001 STEEM
savings_balance0.000 STEEM
sbd_balance0.001 SBD
savings_sbd_balance0.000 SBD
vesting_shares1025.582738 VESTS
delegated_vesting_shares0.000000 VESTS
received_vesting_shares7118.077068 VESTS
reward_vesting_balance0.000000 VESTS
vesting_balance0.000 STEEM
vesting_withdraw_rate0.000000 VESTS
next_vesting_withdrawal1969-12-31T23:59:59
withdrawn0
to_withdraw0
withdraw_routes0
savings_withdraw_requests0
last_account_recovery1970-01-01T00:00:00
reset_accountnull
last_owner_update1970-01-01T00:00:00
last_account_update1970-01-01T00:00:00
minedNo
sbd_seconds0
sbd_last_interest_payment1970-01-01T00:00:00
savings_sbd_last_interest_payment1970-01-01T00:00:00
{
  "id": 490614,
  "name": "gregslist",
  "owner": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM7LuGsxsLHD5poqRieieebBnyhrMoWZYQvHQKMMtyrenei2FT2S",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5BGEc95RhE9dMoFn1JVjeFULPTTWkrABP9vFhqKKnruEQtipbs",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5BSG6z4UvW3m66Rwcx1hUgmZCbm749RDTy2VGPFP1qpPN3kiQG",
        1
      ]
    ]
  },
  "memo_key": "STM7SuaXrb2gAmqmT7HowuTuy2Zy5WwNJaMyDgngBrigsHGctToK9",
  "json_metadata": "",
  "posting_json_metadata": "",
  "proxy": "",
  "last_owner_update": "1970-01-01T00:00:00",
  "last_account_update": "1970-01-01T00:00:00",
  "created": "2017-12-12T13:05:54",
  "mined": false,
  "recovery_account": "steem",
  "last_account_recovery": "1970-01-01T00:00:00",
  "reset_account": "null",
  "comment_count": 0,
  "lifetime_vote_count": 0,
  "post_count": 6,
  "can_vote": true,
  "voting_manabar": {
    "current_mana": "8143659806",
    "last_update_time": 1779065379
  },
  "downvote_manabar": {
    "current_mana": 2035914951,
    "last_update_time": 1779065379
  },
  "voting_power": 0,
  "balance": "0.001 STEEM",
  "savings_balance": "0.000 STEEM",
  "sbd_balance": "0.001 SBD",
  "sbd_seconds": "0",
  "sbd_seconds_last_update": "2018-03-25T22:42:27",
  "sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_sbd_balance": "0.000 SBD",
  "savings_sbd_seconds": "0",
  "savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "reward_sbd_balance": "0.000 SBD",
  "reward_steem_balance": "0.000 STEEM",
  "reward_vesting_balance": "0.000000 VESTS",
  "reward_vesting_steem": "0.000 STEEM",
  "vesting_shares": "1025.582738 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7118.077068 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "withdrawn": 0,
  "to_withdraw": 0,
  "withdraw_routes": 0,
  "curation_rewards": 0,
  "posting_rewards": 0,
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "witnesses_voted_for": 0,
  "last_post": "2017-12-29T16:47:45",
  "last_root_post": "2017-12-29T02:55:42",
  "last_vote_time": "2017-12-14T12:46:06",
  "post_bandwidth": 0,
  "pending_claimed_accounts": 0,
  "vesting_balance": "0.000 STEEM",
  "reputation": 85962199,
  "transfer_history": [],
  "market_history": [],
  "post_history": [],
  "vote_history": [],
  "other_history": [],
  "witness_votes": [],
  "tags_usage": [],
  "guest_bloggers": [],
  "rank": 784677
}

Withdraw Routes

IncomingOutgoing
Empty
Empty
{
  "incoming": [],
  "outgoing": []
}
From Date
To Date
steemdelegated 4.371 SP to @gregslist
2026/05/18 00:49:39
delegatorsteem
delegateegregslist
vesting shares7118.077068 VESTS
Transaction InfoBlock #106144135/Trx 717ab070c6c72afa53bf990ba1f50fb4f7aabe50
View Raw JSON Data
{
  "trx_id": "717ab070c6c72afa53bf990ba1f50fb4f7aabe50",
  "block": 106144135,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-18T00:49:39",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "7118.077068 VESTS"
    }
  ]
}
steemdelegated 2.706 SP to @gregslist
2026/05/12 06:10:27
delegatorsteem
delegateegregslist
vesting shares4405.866663 VESTS
Transaction InfoBlock #105978504/Trx 2f8bedd3d0d58972c6472588deaa1e66622ce578
View Raw JSON Data
{
  "trx_id": "2f8bedd3d0d58972c6472588deaa1e66622ce578",
  "block": 105978504,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-05-12T06:10:27",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "4405.866663 VESTS"
    }
  ]
}
steemdelegated 4.379 SP to @gregslist
2026/04/26 00:09:39
delegatorsteem
delegateegregslist
vesting shares7130.592824 VESTS
Transaction InfoBlock #105511771/Trx 9990db5bdca35742afeae9953e36db434002380c
View Raw JSON Data
{
  "trx_id": "9990db5bdca35742afeae9953e36db434002380c",
  "block": 105511771,
  "trx_in_block": 6,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-04-26T00:09:39",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "7130.592824 VESTS"
    }
  ]
}
steemdelegated 2.731 SP to @gregslist
2026/01/23 09:20:21
delegatorsteem
delegateegregslist
vesting shares4447.413482 VESTS
Transaction InfoBlock #102853653/Trx ca67ca2e454688d1697b5d5f5a7844d72ef907a6
View Raw JSON Data
{
  "trx_id": "ca67ca2e454688d1697b5d5f5a7844d72ef907a6",
  "block": 102853653,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2026-01-23T09:20:21",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "4447.413482 VESTS"
    }
  ]
}
steemdelegated 2.832 SP to @gregslist
2024/12/17 04:38:39
delegatorsteem
delegateegregslist
vesting shares4611.632679 VESTS
Transaction InfoBlock #91300042/Trx 1f399216cbfc11843922437529628a1561624f66
View Raw JSON Data
{
  "trx_id": "1f399216cbfc11843922437529628a1561624f66",
  "block": 91300042,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2024-12-17T04:38:39",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "4611.632679 VESTS"
    }
  ]
}
steemdelegated 2.936 SP to @gregslist
2023/11/13 20:21:27
delegatorsteem
delegateegregslist
vesting shares4780.766211 VESTS
Transaction InfoBlock #79854239/Trx 5a59ebf3c39ae2248075b7847ad7b4fceec338fa
View Raw JSON Data
{
  "trx_id": "5a59ebf3c39ae2248075b7847ad7b4fceec338fa",
  "block": 79854239,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-11-13T20:21:27",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "4780.766211 VESTS"
    }
  ]
}
steemdelegated 4.740 SP to @gregslist
2023/09/21 22:30:09
delegatorsteem
delegateegregslist
vesting shares7718.044997 VESTS
Transaction InfoBlock #78348633/Trx 6dc2a703733c5acac3b2e3da206ce20793a7dfa3
View Raw JSON Data
{
  "trx_id": "6dc2a703733c5acac3b2e3da206ce20793a7dfa3",
  "block": 78348633,
  "trx_in_block": 5,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2023-09-21T22:30:09",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "7718.044997 VESTS"
    }
  ]
}
steemdelegated 4.876 SP to @gregslist
2022/11/03 12:12:42
delegatorsteem
delegateegregslist
vesting shares7939.726435 VESTS
Transaction InfoBlock #69113869/Trx cfa21680849d2bc6abc5a72582762c5e652a2101
View Raw JSON Data
{
  "trx_id": "cfa21680849d2bc6abc5a72582762c5e652a2101",
  "block": 69113869,
  "trx_in_block": 9,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-11-03T12:12:42",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "7939.726435 VESTS"
    }
  ]
}
steemdelegated 5.011 SP to @gregslist
2022/01/17 11:26:15
delegatorsteem
delegateegregslist
vesting shares8160.259666 VESTS
Transaction InfoBlock #60809989/Trx bbaaee8c9438eb9cbfc73a7d1959b2b76cbb0e27
View Raw JSON Data
{
  "trx_id": "bbaaee8c9438eb9cbfc73a7d1959b2b76cbb0e27",
  "block": 60809989,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2022-01-17T11:26:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "8160.259666 VESTS"
    }
  ]
}
steemdelegated 5.124 SP to @gregslist
2021/06/14 01:20:15
delegatorsteem
delegateegregslist
vesting shares8344.028324 VESTS
Transaction InfoBlock #54608349/Trx b7969d4ff69fd6675dcdfd583402a2e3ff3031b6
View Raw JSON Data
{
  "trx_id": "b7969d4ff69fd6675dcdfd583402a2e3ff3031b6",
  "block": 54608349,
  "trx_in_block": 4,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2021-06-14T01:20:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "8344.028324 VESTS"
    }
  ]
}
steemdelegated 5.239 SP to @gregslist
2020/12/11 11:38:12
delegatorsteem
delegateegregslist
vesting shares8531.450298 VESTS
Transaction InfoBlock #49355784/Trx 7a3a9ddf23e298e3b066138df3c6910c8dcde1c2
View Raw JSON Data
{
  "trx_id": "7a3a9ddf23e298e3b066138df3c6910c8dcde1c2",
  "block": 49355784,
  "trx_in_block": 11,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-11T11:38:12",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "8531.450298 VESTS"
    }
  ]
}
steemdelegated 1.175 SP to @gregslist
2020/12/06 05:15:21
delegatorsteem
delegateegregslist
vesting shares1912.543513 VESTS
Transaction InfoBlock #49207346/Trx 421021a9e8528d4854de4c08756f325ffc0e3477
View Raw JSON Data
{
  "trx_id": "421021a9e8528d4854de4c08756f325ffc0e3477",
  "block": 49207346,
  "trx_in_block": 2,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-06T05:15:21",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "1912.543513 VESTS"
    }
  ]
}
steemdelegated 5.243 SP to @gregslist
2020/12/05 15:16:15
delegatorsteem
delegateegregslist
vesting shares8537.658152 VESTS
Transaction InfoBlock #49190878/Trx a4224e486b2bd6af504dacbe03787b872178a251
View Raw JSON Data
{
  "trx_id": "a4224e486b2bd6af504dacbe03787b872178a251",
  "block": 49190878,
  "trx_in_block": 1,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-12-05T15:16:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "8537.658152 VESTS"
    }
  ]
}
steemdelegated 1.179 SP to @gregslist
2020/11/02 16:42:15
delegatorsteem
delegateegregslist
vesting shares1920.017158 VESTS
Transaction InfoBlock #48259055/Trx b9cb5b69ab961a6905cad6156f2f48442443c4a5
View Raw JSON Data
{
  "trx_id": "b9cb5b69ab961a6905cad6156f2f48442443c4a5",
  "block": 48259055,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-11-02T16:42:15",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "1920.017158 VESTS"
    }
  ]
}
steemdelegated 5.368 SP to @gregslist
2020/05/09 06:13:21
delegatorsteem
delegateegregslist
vesting shares8740.463511 VESTS
Transaction InfoBlock #43217604/Trx ad383432df667987d7b543920fc0eb12cd0bc069
View Raw JSON Data
{
  "trx_id": "ad383432df667987d7b543920fc0eb12cd0bc069",
  "block": 43217604,
  "trx_in_block": 0,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-09T06:13:21",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "8740.463511 VESTS"
    }
  ]
}
steemdelegated 1.200 SP to @gregslist
2020/05/08 09:54:12
delegatorsteem
delegateegregslist
vesting shares1953.311140 VESTS
Transaction InfoBlock #43193790/Trx 93a2686fde013a5266cb622fb90feb1ade4832dd
View Raw JSON Data
{
  "trx_id": "93a2686fde013a5266cb622fb90feb1ade4832dd",
  "block": 43193790,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-05-08T09:54:12",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "1953.311140 VESTS"
    }
  ]
}
steemdelegated 5.376 SP to @gregslist
2020/04/16 00:13:48
delegatorsteem
delegateegregslist
vesting shares8753.350959 VESTS
Transaction InfoBlock #42565596/Trx fa889ef8c7de50037e24ac4f4de0acef9d8f3440
View Raw JSON Data
{
  "trx_id": "fa889ef8c7de50037e24ac4f4de0acef9d8f3440",
  "block": 42565596,
  "trx_in_block": 15,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2020-04-16T00:13:48",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
      "vesting_shares": "8753.350959 VESTS"
    }
  ]
}
2019/12/12 13:44:15
parent authorgregslist
parent permlinkwhat-s-going-on-with-the-mortgage-interest-tax-deduction
authorsteemitboard
permlinksteemitboard-notify-gregslist-20191212t134414000z
title
bodyCongratulations @gregslist! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@gregslist/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@gregslist) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=gregslist)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
json metadata{"image":["https://steemitboard.com/img/notify.png"]}
Transaction InfoBlock #38973828/Trx aaad3139eb652f70ea4f84ccc270f842c8159b9b
View Raw JSON Data
{
  "trx_id": "aaad3139eb652f70ea4f84ccc270f842c8159b9b",
  "block": 38973828,
  "trx_in_block": 3,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-12-12T13:44:15",
  "op": [
    "comment",
    {
      "parent_author": "gregslist",
      "parent_permlink": "what-s-going-on-with-the-mortgage-interest-tax-deduction",
      "author": "steemitboard",
      "permlink": "steemitboard-notify-gregslist-20191212t134414000z",
      "title": "",
      "body": "Congratulations @gregslist! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@gregslist/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@gregslist) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=gregslist)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}"
    }
  ]
}
steemdelegated 5.496 SP to @gregslist
2019/05/12 17:18:30
delegatorsteem
delegateegregslist
vesting shares8948.967772 VESTS
Transaction InfoBlock #32848373/Trx 59e9d06f28ba99f57f5b59ff079f07814ad1b9d1
View Raw JSON Data
{
  "trx_id": "59e9d06f28ba99f57f5b59ff079f07814ad1b9d1",
  "block": 32848373,
  "trx_in_block": 32,
  "op_in_trx": 0,
  "virtual_op": 0,
  "timestamp": "2019-05-12T17:18:30",
  "op": [
    "delegate_vesting_shares",
    {
      "delegator": "steem",
      "delegatee": "gregslist",
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2018/12/12 13:18:21
parent authorgregslist
parent permlinkwhat-s-going-on-with-the-mortgage-interest-tax-deduction
authorsteemitboard
permlinksteemitboard-notify-gregslist-20181212t131820000z
title
bodyCongratulations @gregslist! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@gregslist/birthday1.png</td><td>1 Year on Steemit</td></tr></table> <sub>_[Click here to view your Board of Honor](https://steemitboard.com/@gregslist)_</sub> > Support [SteemitBoard's project](https://steemit.com/@steemitboard)! **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!
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steemdelegated 5.618 SP to @gregslist
2018/05/16 20:19:24
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steemdelegated 18.139 SP to @gregslist
2018/04/21 20:43:45
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alesno1sent 0.001 SBD to @gregslist- "LIMITED OFFER! Send 1 to 5 SBD or STEEM to @steempromos with post URL in Memo and get 4 to 21 SBD upvote on your post. Pre-service-launch PROMOTION is valid till 1st april only so hurry up!"
2018/03/25 22:42:27
fromalesno1
togregslist
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memoLIMITED OFFER! Send 1 to 5 SBD or STEEM to @steempromos with post URL in Memo and get 4 to 21 SBD upvote on your post. Pre-service-launch PROMOTION is valid till 1st april only so hurry up!
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2017/12/29 16:47:45
parent authorjohn50
parent permlinkre-gregslist-what-s-going-on-with-the-mortgage-interest-tax-deduction-20171229t025716338z
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bodyThanks John!
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2017/12/29 02:57:33
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parent permlinkwhat-s-going-on-with-the-mortgage-interest-tax-deduction
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2017/12/29 02:57:03
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2017/12/29 02:55:42
parent author
parent permlinkmortgage
authorgregslist
permlinkwhat-s-going-on-with-the-mortgage-interest-tax-deduction
titleWhat's going on with the Mortgage Interest Tax Deduction?
body![Buckhead-skyline.jpg](https://steemitimages.com/DQmWF2VDG6M1mDz5vXtDif3qpNb9kvXXLiRig5kGE2Nq1G4/Buckhead-skyline.jpg) The much ballyhooed (or maligned, depending on your perspective) Tax Reform bill has been signed into law and with it comes significant changes to deductions used to lower your taxable income. We will examine a couple of mortgage related items in this column and dispel some misnomers/fake news about the subject of mortgage interest deductions. First, the mortgage interest deduction is NOT going away. The confusion about the issue likely stems from the increased standard deduction, which has been doubled, now standing at $12,000 for single filers and $24,000 for married filers. This change means many homeowners won't be itemizing anymore because they pay less interest and have lower itemized deductions than the $12k/$24k standard deduction threshold. As for the tax code changes, the mortgage level you can deduct interest from has been lowered from $1,000,000 to $750,000. First mortgages up to $750,000 remain fully deductible if you continue to itemize. Second mortgages and Home Equity Lines of Credit (HELOCs) are a bit more complicated. Going forward with the new tax law, if you used the proceeds of a 2nd mortgage (either Fixed 2nd or HELOC) to ACQUIRE (buy/purchase) the property, then you can still deduct the first $100,000 of interest. If you added the 2nd mortgage after property acquisition, the interest will no longer be deductible. Second, if you are rushing to prepay your January 2018 mortgage payment so you can deduct the interest, take a quick glance at your situation and see if it's the best decision for you. Mortgage payments are comprised of 4 items: Principal, Interest, Taxes, and Insurance, an acronym commonly known as PITI. Mortgage servicers will not accept partial payments so if you want your payment to be accepted and credited, you have make the whole payment. Only the interest portion of the payment is deductible-- if your $270,000 mortgage payment is $1700 but only $500 of it is interest, that $500 is all you can deduct. For simplicity sake, if you are in the 25% tax bracket and all things are even, your extra $500 interest deduction would result in an additional $125 tax refund to you ($500*.25= $125). If your 2nd mortgage was acquired AFTER you acquired the property then you should definitely prepay that account in 2017 since that deduction is assured to disappear in 2018. Depending on your situation, you may still be itemizing deductions in the new tax year. Your first mortgage interest up to a balance of $750,000 remains fully deductible in 2018 and going forward. As always, it's best to consult a Tax Professional with questions specific to your scenario. About the Author Greg Williams is an Atlanta based 15 year veteran of the Mortgage Industry with significant processing and origination experience as a Branch Manager, Vice President of Residential Mortgages, and Senior Mortgage Banker. Greg works with every type of mortgage client, from the first time home buyer to the seasoned real estate investor. He can be contacted at [email protected]
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2017/12/15 03:54:06
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2017/12/14 12:46:06
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2017/12/14 12:45:42
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2017/12/14 04:25:18
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2017/12/14 04:25:09
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2017/12/14 04:24:57
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2017/12/14 04:19:54
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2017/12/14 04:19:45
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2017/12/14 04:19:39
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bodyAgreed, anyone that can survive for 21 days has incredible skills!
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2017/12/13 22:14:33
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gregslistpublished a new post: return-of-the-skywalker
2017/12/13 22:10:42
parent author
parent permlinkluke
authorgregslist
permlinkreturn-of-the-skywalker
titleReturn of the Skywalker
body"We were playing Kick the Can with some Imperial droid parts on Endor and Luke just up and disappeared on us."![LukeHideandSeek.jpg](https://steemitimages.com/DQmfFqHD6GYeG5qdHjcSXFvdXbYCK6N6dgt79JvMDz5wqNt/LukeHideandSeek.jpg)
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2017/12/13 22:08:54
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2017/12/13 22:08:54
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steemdelegated 18.264 SP to @gregslist
2017/12/12 22:18:57
delegatorsteem
delegateegregslist
vesting shares29740.417262 VESTS
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2017/12/12 18:19:45
parent authorgregslist
parent permlinkfan-of-discovery-channel-s-naked-and-afraid
authoritzglenny
permlinkre-gregslist-fan-of-discovery-channel-s-naked-and-afraid-20171212t181947029z
title
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2017/12/12 18:17:21
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2017/12/12 17:48:57
votersajda
authorgregslist
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2017/12/12 17:47:54
parent author
parent permlinkbitcoin
authorgregslist
permlinkgregslist-podcast-bitcoin-litecoin-etherum-and-other-cryptocurrencies
title#GregsList podcast "Bitcoin, Litecoin, Etherum, and other Cryptocurrencies"
bodyhttp://americaswebradio.com/gregs-list/ Today's podcast will cover some Alabama Senate race predictions as well as a broad segment on Cryptocurrencies like Bitcoin, Ethereum, and Litecoin. Where do their values and usages go from here? Crypto-Investor Nathan Porter joins us to discuss. Click the link at 2pm EST and join us! ![GregRachelDodsworth.jpg](https://steemitimages.com/DQmZkT5U6xGM5TAuJ2q27GdQZcnj1UrbriUknWTwK5wCRzZ/GregRachelDodsworth.jpg)
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2017/12/12 17:06:33
votergregslist
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2017/12/12 17:06:09
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2017/12/12 14:08:45
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2017/12/12 13:26:36
votergregslist
authorgregslist
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2017/12/12 13:25:42
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2017/12/12 13:21:45
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hottopicsent 0.001 STEEM to @gregslist- "Hello gregslist. I Followed you.If you follow me, I'll be happy.Thanks :)"
2017/12/12 13:09:27
fromhottopic
togregslist
amount0.001 STEEM
memoHello gregslist. I Followed you.If you follow me, I'll be happy.Thanks :)
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2017/12/12 13:09:15
parent author
parent permlinknaked
authorgregslist
permlinkfan-of-discovery-channel-s-naked-and-afraid
titleFan of Discovery Channel's "Naked & Afraid?"
bodyI interviewed a survivor from the show, Melissa LeEllen who braved the jungles of Panama for 21 days! Check out the interview about her experience on my podcast Greg's List here: http://www.americaswebradio.com/podcasts/GregsListOct24.2017.mp3![MelissaNaked.jpg](https://steemitimages.com/DQmb5K67KTSjdkYrz7LAHNN3W8e99HVTb26VSYnKS2Nkdtr/MelissaNaked.jpg)![GregMelissaGLL.jpg](https://steemitimages.com/DQmaBp21auiJysumfF8dbwaQ1rWcBF2s4Wc8XfBwck2hd6X/GregMelissaGLL.jpg)![deadlycrimson.jpg](https://steemitimages.com/DQmb9C9Ce9KHqETpTDhMEEguF8fpcZi1NsYdbVYZrG9vvjR/deadlycrimson.jpg)
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steemcreated a new account: @gregslist
2017/12/12 13:05:54
fee0.500 STEEM
delegation57000.000000 VESTS
creatorsteem
new account namegregslist
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STM5BSG6z4UvW3m66Rwcx1hUgmZCbm749RDTy2VGPFP1qpPN3kiQG1/1
Memo
STM7SuaXrb2gAmqmT7HowuTuy2Zy5WwNJaMyDgngBrigsHGctToK9
{
  "owner": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM7LuGsxsLHD5poqRieieebBnyhrMoWZYQvHQKMMtyrenei2FT2S",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5BGEc95RhE9dMoFn1JVjeFULPTTWkrABP9vFhqKKnruEQtipbs",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5BSG6z4UvW3m66Rwcx1hUgmZCbm749RDTy2VGPFP1qpPN3kiQG",
        1
      ]
    ]
  },
  "memo": "STM7SuaXrb2gAmqmT7HowuTuy2Zy5WwNJaMyDgngBrigsHGctToK9"
}

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