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      "body": "Congratulations @goobered! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@goobered/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@goobered) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=goobered)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "author": "goobered",
      "body": "Thanks for the analysis man.  I've been \"mining\" on mobile and haven't recieved a payout in over a week. From what you explained plus that, im on my way out",
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      "author": "goobered",
      "body": "Thanks for the analysis man.  I've been \"mining\" on mobile and haven't recieved a payout in over a week. From what you explained plus that, im on my way out",
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      "body": "Financial education is very much needed in this day and age.  You have people either 100% FOR or AGAINST credit cards.  \n\nI agree with you that actually teaching people how  to use credit cards is the best bet.  When you turn 18 and start getting flooded with credit card offers right at the age you are going to be making an entry level wage, the urge is very strong to accept a credit card offer or two.\n\nLearning how to use them correctly has great benefits, but they don't outweigh the negative aspect of them if you abuse them and don't pay them off in their entirety.",
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      "author": "steemitboard",
      "body": "Congratulations @goobered! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstvote.png)](http://steemitboard.com/@goobered) You made your First Vote\n\nClick on any badge to view your Board of Honor.\nFor more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)\n\nIf you no longer want to receive notifications, reply to this comment with the word `STOP`\n\n**Do not miss the [last announcement](https://steemit.com/steemitboard/@steemitboard/steemitboard-new-level-notifications) from @steemitboard!**\n\n> Do you like **SteemitBoard**'s project? **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "body": "I'll be using steemit as a means to log my passive income portfolio, almost like a journal.  At the moment i'm only making about $1 per day in passive income but my goal is to grow this portfolio into something more substantial.  Everyone has to start somewhere.\n\nI'm aware that the following is pre-tax, but all the dividends i'm receiving are being reinvested and any taxes due at the end of the year will be paid for from outside of my portfolio. The dividend payments may change, as well as how many shares I hold, I will try to keep it updated at least monthly.\n\nA break down of the current stocks I'm holding, how many shares, and how much i'm receiving monthly is as follows:\n\nCLDT: 70 shares = $7.70/month\nMAIN: 30 shares = $5.70/month\nSTAG: 30 shares = $3.54/month\nGOOD: 40 shares = $5.00/month\nVTI: 4 shares = $0.75/month\nLTC: 10 shares = $1.19/month\nWSR: 30 shares = $2.85/month\nGAIN: 20 shares = $1.34/month\nPFLT: 15 shares = $1.40/month\nPCM: 16 shares = $1.28/month\nGLAD: 20 shares = $1.40/month\nCNP: 5 shares = $0.46/month\nADM: 2 shares = $0.22/month\nSO: 2 shares = $0.40/month\nLLY: 1 share = $0.18/month\nED: 1 share = $0.23/month\n\nMost of these stocks pay out monthly, whereas a few payout quarterly.  The quarterly stocks will more than likely get swapped out for other REITs or stocks that are reliably paying out monthly so that it will be easier to calculate what my passive income is.  So after the math my passive income is as follows when divided up between day/month/year:\n\nPassive Income Daily:  $1.10\nPassive Income Monthly:  $33.64\nPassive Income Yearly:  $403.68\n\nI hope that my follow up posts show growth or at the very least provide a lesson for myself and others.\n\n\nThanks,\n\nGoobered",
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