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      "body": "![Screen Shot 2017-08-20 at 09.41.41.png](https://steemitimages.com/DQmWMwGL9jzmpkmJpHQuk6XuhDcTTHG7CoWwoexiqbwX63W/Screen%20Shot%202017-08-20%20at%2009.41.41.png)\n\n\n\n\nI stumbled across this video the other day, and it got me thinking. This guy, Ryan Scribner takes the principal of compound interest, and shows us that its simple, to “invest” our way to become a millionaire, not simply “save” our way… but invest our way. Without too much stress either. Simple.\n\nOk, you may be thinking, 50 years is a very very long time…\nFine, agreed, but then again with life expectancy being pushed back everyday, and minimum wages having just increased, well, this 50 years’ time frame doesn’t look too wide after all, and £5 a day, well, that’s kind of manageable for most people. It’s the price of a soya latte and a piece of gluten free chocolate brownie.\n\n So where’s the magic? Here it is, low and behold: COMPOUND INTEREST!\n\n“Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. It is the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously-accumulated interest. “ – Wikipedia definition.\n\nBy investing £5 per day, which is £150 per month, over 50 years, with an average interest rate of 8%, ladies and gentlemen, you have just become, officially, legally, and in a pretty relaxed and easy manner a top hatted, eye piece wearing, cigar smoking millionaire. Well done! And you started with only £5!! \n\nHang on a minute you might be asking, where am I going to find an investment which guarantees 8% interest in this day and age? Definitely NOT through high-street bank ISAs!! Let’s face it, the price of living is going up, everything costs more, but the banks interest rates are stagnant! And will continue to be so for a while it seems.\n \nBut have no fear, we don’t have to look to far. The young video maker on YouTube, (subscribe to his channel for more useful videos) simply suggests, to invest your money equally between blue chip companies’ stocks, which are those big well established companies which are more or less secure, and which have provided according to him, 10% average returns per year, over the last 100 years. GREAT!  And the other part of your £5 a day, the other £2.50 if you will, he suggests to invest in low risk investment grade bonds, such as government guilts and bonds. This 50/50 portfolio has provided on average 8% interest per year and it seems to be continuing. Why don’t they teach us these things in school?\n\nRead more about it, ask your financial advisor, if you don’t have one, now is a good time to find one! Do some research, I have and I’ve found that this is definitely a simple and easy way, to become a millionaire. This article could “interest” parents or grandparents which are thinking to invest some money for their children. Young professionals who have already a good amount of savings, or the average teenager who’s just started working part time and is starting to learn personal finance skills. Its never to late to start, its never to early to think about the finish line!! \n\n\nhttps://www.youtube.com/watch?v=3miXM3mL52w\n\nWatch more of Ryans and follow his journey here  http://www.ryanoscribner.com/\n\nG.C.\n@gianx69\nDeal, Kent\n2017",
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      "body": "Occasionally I let myself relax, \nI loose control, almost detach\nfrom the reality I belong to\nand observe the world...\n\nEven if i don't want to, \nI'd maybe prefer to be focused\nall day every day on the lotus sutra\nbut then it's hard to do that!\n\nIt's those moments when I get back\nto my senses and look around\nthe sun has gone, above me clouds \nthe air is cooler and rain pours down.\n\nThe summer is over, and I arise, \nawake like from a dream at sunrise.\nI thin back to the lazy days\nof a few weeks ago...\n\nIt seems crazy but the was really me, \nfeels like a different entity...\nEvery time I think, don't ever let me forget, \nand yet...",
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      "body": "Congratulations @gianx69! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstpost.png)](http://steemitboard.com/@gianx69) You published your First Post\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstvote.png)](http://steemitboard.com/@gianx69) You made your First Vote\n\nClick on any badge to view your own Board of Honor on SteemitBoard.\nFor more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)\n\nIf you no longer want to receive notifications, reply to this comment with the word `STOP`\n\n> By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!",
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      "body": "Hi all...\nI’m really new to this, so here’s my quick introduction.\nMy name is Gian Carlo, (1988) – I live in the beautiful seaside town that is DEAL, in the UK! I have a full time job, which pays my way, but my true passion is art, poetry, photography, philoposphy, history, and lastly but not leastly, skateboarding.\nI hope to start sharing interesting posts with the rest of the community ASAP. (Some in Italian maybe..? ci sono italiani su steemit?)\n\nBut for now, heres a quick improvised rhyme for y’all.\n\nIntroducing me…\n\nWhat can I say about me, \nIts hard to talk about me, \nWhen its me.\nWhat can I say to you, \nSo that you can really see, \nUndertand, \nWhat its like to be me.\nWhat makes me me.\nI don’t even know that myself \nYet alone, telling others, write it in a post.\nI’m me, with all my faults, \nWith all my imperfections, \nYou are you \nAnd we are us.\nTogether in this.\n\nSteem up your life, \nSomething inside me calls…\nLet your voice be heard, \nA tiny drop in the ocean\nOne amongst the herd.\n\nSo what I can say about me, \nIs that I like to be free, \nNot so much in my body, \nNot so much physically…\nFree in the sense of the spirit.\nFree in the sense of being in touch with the soul.\nThat one thing that unites us all….\nFree from the mental restrictions\nFree from the influences of others.\nThat’s why I love the internet, \nThat’s what I love about crypto.\nLet me be \nWho I want to be, \nLet us live in harmony.\nLet us share and love and care \nAbout the same independence accordingly.\nSteem up your life, \nSomething inside me calls….\n\n@gianx69\nDeal\n2017\n\n\n\n![IMG_8116.JPG](https://steemitimages.com/DQmYWvFspgjq1tT1hcHW8YyZJ5ist5gmmpF7tjqnuRdXyCh/IMG_8116.JPG)",
      "json_metadata": "{\"tags\":[\"poetry\",\"poem\",\"introduction\",\"graffiti\",\"photo\"],\"users\":[\"gianx69\"],\"image\":[\"https://steemitimages.com/DQmYWvFspgjq1tT1hcHW8YyZJ5ist5gmmpF7tjqnuRdXyCh/IMG_8116.JPG\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}",
      "parent_author": "",
      "parent_permlink": "poetry",
      "permlink": "introducing-me",
      "title": "Introducing me..."
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