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      "body": "Congratulations @excesstomcat1! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/https://steemitboard.com/@excesstomcat1/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@excesstomcat1) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=excesstomcat1)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "author": "excesstomcat1",
      "body": "If you haven't heard of Monaco and you are following the crypto space closely then I would certainly suggest it is worth your time looking into it. Monaco is essentially attempting to build \"the worlds best cryptocurrency card\" and they claim each time you spend the Monaco VISA® Card, you will be given perfect interbank exchange rates without markups or fees .\n\n\nIt seems Monaco is attempting to bridge the gap between fiat currencies and cryptocurrencies by providing mechanisms within their blockchain based program to reduce exchange fees and build a physical card that can be used for daily purchases. \n\nThey are having a crowdsale right now and I must admit after going to their website https://www.mona.co/ I was very impressed with how they are marketing their card. The company is doing a special promotion during the sale that will push users to be among the top 500 investors. If they meet this requirement, the Monaco team has pledged to give these individuals a black card that will enable carriers to have lifetime unlimited perfect interbank exchange rates. \n\nCheck it out \n![Black Card.jpg](https://steemitimages.com/DQmZ6KG6sxub6b8fAZdT5iXPvBvkNh8erYwoh3bD1Y2tq97/Black%20Card.jpg)\n\nIf Monaco were to pull this off, investors would get a huge return on the money they put in and these black cards could be worth a hell of a lot of money. \n\nI recommend anybody interested to read their whitepaper, research the company and understand the rules about how to invest in this ico. I personally am torn after watching both Crypt0 and Boxmining's video about concerns and feedback from the company. \n\nI am a community member and look forward to learning more from what will be in the comments but what do you guys think? \n\nBig play or waste of time scam? \n\nMy emotions push me to go after that black card but competition from token card and boxmining's critique make this one a tough choice.",
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      "author": "excesstomcat1",
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