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      "title": "EthicHub News November",
      "body": "---\n\nDear EthicHub Community, this month your patience waiting for EthicHub news has paid off! We have some really good updates to share with you.\n\n**1. New Platform Release** \n**Changes implemented**\n- Improved and simplified sign-up process\n- Optimized interface for mobile devices, platform now fully usable on mobile devices.\n- Possibility to create / import an ERC20 compatible wallet within the platform, which is located in the device/browser it was created. The Metamask option will be maintained for users who already registered with their Metamask wallet.\n- The KYC will only be necessary when withdrawing funds from the wallet and not before starting to lend.\n\n![app.ethichub.com.png](https://cdn.steemitimages.com/DQmZZbhUQ1AMLku4MF4qUaYAjpSFtrhpB7V1W5FXvD5qexa/app.ethichub.com.png)\nMobile screenshots of app.ethichub.com\n\n**Upcoming Implementations**\n- Fiat payment gateway for smaller amounts, meaning that for lenders who are not familiar with crypto can contribute without having to buy ethers nor create a crypto wallet. This is great advancement of our MVP towards mass adoption.\n- Introduction of a stable token to minimize volatility of crypto currency\n- Improvements in platform stability\n\n**Further development items in the pipeline**\n- Optimization of the wallet creation process\n- Platform via social media logins\n- Automated payments solution that changes to Ethers from credit cards and acts for the user in order to lend/contribute to a loan project\n- Improvement to the transaction sections in the user profiles\n\n![We are EthicHub (2).png](https://cdn.steemitimages.com/DQmaX3TPLUBAMxFsxH3m5BodF7hSTBBFpCSPJYwWzA6uJsD/We%20are%20EthicHub%20(2).png)\nFarmers of the communities of San Rafael and Las Delicias / Chiapas - Mexico \n\n**2.First repayments of platform loans**\n\nFurther to the great news about the platform improvements we are also proud to announce the first 2 repayments of loans that were funded via our platform. The communities of La Boquilla and Las Delicias will be returning the first batch of their loan requests before the end of the month, including the 15% interest rate based on the local currency. Funds can be reclaimed by logging into your user account on app.ethichub.com and clicking on the reclaim button within the loan page.\nWe have currently one open lending project for the coffee farmers of the community of San Rafael, also located in Chiapas. The same interest rate as previously applies (15%) and almost half of the project has been funded so far. In order to participate visit the loan page here.\n\n**3. Design for Development Award**\n\nEthicHub won the \" Design for Development\" award as well as a mention in the area of \"Service Design\" at the Ibero-American Design Biennial (BID18), which took place 2 weeks ago in Madrid! A jury composed of specialists from Colombia, Portugal, Mexico, Guatemala, Turkey, Argentina and Spain has chosen us among other 450 proposals. The awards are conceded in cooperation with the Spanish Cooperation agency (Cooperación Española). Read more on this fantastic recognition for our project on this recent EthicHub blog post. The official opening ceremony of the bienal will be on 26th of November in the Matadero cultural centre in Madrid.\n\n**4. Social Enterprise Membership**\n\nEthicHub forms now part of the Social Enterprise non-profit ecosystem in Spain, which comprises of many companies that work in the areas of circular economy, triple balance, collaborative economy, with a large community behind it. They also run a consultancy for social impact and organize events to foster and educate on alternative forms of economy.\nEthicHub is invited to the next SE meetup on 27th of November in Madrid, and will be represented by our Blockchain advisor and known Blockchain writer Iñigo Molero. He will participate and speak about the topic of Blockchain and its objectives for sustainable development.\n\n**5. EthicHub Mentions**\n\nBitcoiner Today - https://bitcoiner.today/en/blockchain-art-and-wines-first-blockchain-meeting-in-zaragoza-of-bitcoiner-today/\nBBVA Bank / Spain - https://www.bbva.com/es/blockchain-una-herramienta-poderosa-para-la-inclusion-financiera/\nDisruptor Daily - https://www.disruptordaily.com/blockchain-use-cases-agriculture\nPOI Network - https://medium.com/poi-network/yes-we-won-a-prize-but-we-first-meet-an-ecosystem-7a61dc3c4b4d\n\n---\n\nIf you have any questions or additional feedback on anything related to EthicHub, don`t hesitate and send us an email to [email protected] or contact us directly on our Telegram Channels:\nEnglish - https://t.me/ethichubeng\nEspañol/Spanish - https://t.me/ethichub\n\n**Your EthicHub Team**",
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  "trx_id": "86211dd15cb5c55c98128698961747509737f00e",
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  "op": [
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    {
      "parent_author": "",
      "parent_permlink": "blockchain",
      "author": "ethichub",
      "permlink": "growing-beyond-cryptoworld",
      "title": "Growing Beyond Cryptoworld",
      "body": "Dear EthicHubber,\n\n(leer versión en [Español](https://medium.com/ethichub/ethichub-expandi%C3%A9ndonos-mas-all%C3%A1-del-criptomundo-84d89876f61b))\n\n[![Copy of Copy of Copy of San Rafael Update FB (1).png](https://cdn.steemitimages.com/DQmbWBFtKGpR1r1xYm81BURqPiFA3XZ4YDqBjk5LJdYR6H3/Copy%20of%20Copy%20of%20Copy%20of%20San%20Rafael%20Update%20FB%20(1).png)](https://www.ethichub.com/)\n\nBeing based in Madrid, Spain, recent uncertainties of the local regulation forced us to reconsider the implications of launching a token sale at this time. After much deliberation and for the sake of the project itself, we decided to call off our presale and focus now on the main token sale. \n\nTake for granted these measures are being taken to ensure the best interest for everyone.\n\nAt EthicHub we set the bar high with regulations because we consider your trust as the key motor of our platform and we want to ensure our full compliance with local jurisdiction, transparency and best practices. \n\nIn order to leverage on the fast growing global interest around financial inclusion projects we are launching a convertible notes round to allow everyone to back our project. These notes will be paid back plus interest, with part of the resources from the upcoming Main Token Sale. Contact us at [[email protected]](mailto:[email protected]) for further information about the sale of these convertible notes. \n\nThe token distribution and other fundraising events will take place as soon as we are able to secure a safe legal environment for all our backers.\n\nEach person already registered in the presale whitelist will have their 30% discount applied to the Main Token Sale. During the next 4 weeks, people not yet registered can still join the [Whitelist](http://bit.ly/EthicHubWhitelist) to benefit from this discount.\n\nAs we are confident of the usability of our platform (smart contracts audited by third parties, constantly improved UX and soon a Fiat payment gateway to be implemented) we are proud to have already achieved funding for 3 agricultural communities with 4 lending projects. A total value of 18,300 USD was provided to 60 small unbanked coffee farmers that offer lenders a 15% annual interest rate. The first 2 of these loans will be repaid in November this year. Financing positive impact projects that are profitable is a true win-win and the real driver for a sustainable economic development: https://app.ethichub.com\n\nOur [Ambassador Program](http://bit.ly/EthicHubAmbassadorForm) has been successfully received by our community and the first members are actively promoting EthicHub.\n\nRemember for any questions you can get directly in contact with the team on our [Telegram channel](https://t.me/ethichubeng).\n\nSincerely yours,\n\nEthicHub Team",
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{
  "trx_id": "a6cbe102fa9f5e6deebb05ad3d9acfb903295042",
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      "parent_permlink": "ambassador",
      "author": "ethichub",
      "permlink": "ethichub-ambassador-program",
      "title": "EthicHub Ambassador Program",
      "body": "**We are delighted to announce the start of our [ambassador program](http://bit.ly/EthicHubAmbassadorForm) and would love to see you being a part of it!**\n\nFor over a year now, we've been working very hard to deliver our [MVP](https://app.ethichub.com) - a functional prototype of our P2P lending platform - where anyone can contribute to finance projects of unbanked, yet profitable agricultural communities, located in emerging economies like Mexico. Thus giving these farmers the opportunity to access affordable loans and improve their productivity and living standard. \n\n**Our next goal is to scale up globally, in order to bring more lenders and borrowers to the platform.**\n\n[![ambassador-program.jpg](https://cdn.steemitimages.com/DQmZbQ6aUJcsNnujDJAWVjX122WyFmN2XnwSR87pDGuPFxx/ambassador-program.jpg)](http://bit.ly/EthicHubAmbassadorForm)\n\n---\n**This means our team is growing as well and we are looking for ambassadors to participate in this project with clear objectives:**\n\n· Support those interested in good investment opportunities with social impact.\n· Help them to understand why blockchain and cryptocurrencies is the key to our solution, and\n· Spread the word about EthicHub in order to grow our user network\n\nOur core value is mutual benefit as economic model. We believe that thanks to blockchain technology, we have the opportunity to mitigate the negative impact of intermediation, bottlenecks of legal systems and financial services in emerging economies and at the same time providing higher benefits to users of P2P lending.\n\nWe count on the previous experience of our team members in a micro financing framework developed in the 90's which involved 8,000 small coffee growers in the state of Chiapas / Mexico. It is evident that 1st hand experience plays an important role in the growth of our platform.\n\n**In order to become one of our ambassadors we require that you have comprehensive knowledge and share your passion for the following:**\n\n• EthicHub's [White Paper](https://www.ethichub.com/#documents)\n• Cryptocurrencies, blockchain\n• Basic concepts of financial economy\n• Basic information about the community that you will serve as Ambassador, to be able to integrate it into our network, contributing to EthicHub's mission\n\n**Participate!**\n\nWe invite you to fill out this form in order to get in touch with us:\n**http://bit.ly/EthicHubAmbassadorForm**\n\n\nOnce reviewed and selected, our community manager will contact you for an interview and more information about this program!\n\n---\n\nJoin EthicHub`s community to stay up to date:\n> Join our [telegram](https://t.me/ethichubeng)\n> Join our [newsletter](https://app.getresponse.com/site2/newsletter_ethichub?u=hpXbC&webforms_id=BRrWm)\n> Follow us on [Twitter](https://twitter.com/EthicHub)",
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  "block": 25892987,
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  "op": [
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      "parent_author": "",
      "parent_permlink": "presale",
      "author": "ethichub",
      "permlink": "ethichub-token-presale",
      "title": "EthicHub Token Presale",
      "body": "**Dear EthicHub Community, the countdown is running!**\n\n[![Token Pre-Sale (6).png](https://cdn.steemitimages.com/DQmVyKN4rEhHzKchkY9XGHyLiSAroNoFaXjP78w4FRpJ2kY/Token%20Pre-Sale%20(6).png)](https://www.ethichub.com/)\n\nThis Presale, that will set the course for the project towards scalability and a fully developed [lending platform](app.ethichub.com), will last from 25th of September to 23rd of October. EthicHub is excited to invite you to pre-register on our whitelist by filling out this form: http://bit.ly/EthicHubWhitelist\n\n---\n\n\n**Presale Details**\n- Discount: With great pleasure we offer you a large 30% discount on the main token sale price (1 Ethix = $0.45) in the presale for any contribution up to $50k. This is applied regardless of the amount you buy, provided you contribute a minimum of $100. If you consider amounts over $50k, please contact us directly under [email protected] for discount and vesting options.\n- Contributions: Will be possible with ETH, BTC but also Fiat Currency like Dollar and Euro. Minimum Buy-In $100. \n- Referral program: In order to let you fully take advantage of this offer we have set up a referral program, where you can earn an additional 5% bonus in tokens on the amount contributed by any user referred by you. The referred token buyer will get a 2% bonus in tokens as well, which results in a nice win-win for both. Multiple referrals are of course possible as well. The referral program will be rolled out shortly, you will find a referral link on our presale platform once you sign up. This should happen in about one week from today, and will be announced in all our channels.\n- Vesting: Please note, the vesting period on the tokens is 3 months from the day of the end of the ICO crowdsale. The tokens will be released in monthly steps, 1/3 each time.\n\n**Some facts about the Ethix token**\nFinally we would like to respond to a couple of questions you may have about the token and presale: \n\n**Why do you need a token? / What will the token be used for?**\n- Mitigate the Default and Exchange risk of the platform (see [Whitepaper](https://storage.googleapis.com/stateless-landing/documents/EnglishWhitepaper.pdf) / Token Paper - new version to be released soon)\n- Incentivize key stakeholders (lenders, borrowers, local nodes)\n- Premium access to platform (Lender Tier System, to be rolled out after ICO) \n- Inclusion of commercial partners on platform (business services for borrowers)\n\n**Why should I buy/hold your tokens in the pre-sale?**\n- Discount on the ICO crowdsale price (30% in presale + 5% referral bonus and 2% for the person that has been referred)\n- Discounted access to higher interest rates on the platform (to be rolled out after ICO crowdsale)\n- Help to create impact and benefit by the transformation of the financial system\n- Participate in the future governance of the platform\n\n**Register today!**\nYou can register for our pre-sale today by signing up on our Whitelist here http://bit.ly/EthicHubWhitelist !\n\n\n---\n\n**Any more questions?**\n\n\n\n\nThe full document of the presale terms and conditions will be made available on the sale platform. For any other questions or feedback please contact us per email or on our official telegram channel: @ethichubeng",
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      "parent_permlink": "presale",
      "author": "ethichub",
      "permlink": "ethichub-token-presale",
      "title": "EthicHub Token Presale",
      "body": "**Dear EthicHub Community, the countdown is running!**\n\n[![Token Pre-Sale (6).png](https://cdn.steemitimages.com/DQmVyKN4rEhHzKchkY9XGHyLiSAroNoFaXjP78w4FRpJ2kY/Token%20Pre-Sale%20(6).png)](https://www.ethichub.com/)\n\nThis Presale, that will set the course for the project towards scalability and a fully developed [lending platform](app.ethichub.com), will last from 25th of September to 23rd of October. EthicHub is excited to invite you to pre-register on our whitelist by filling out this form: http://bit.ly/EthicHubWhitelist\n\n---\n\n\n**Presale Details**\n- Discount: With great pleasure we offer you a large 30% discount on the main token sale price (1 Ethix = $0.45) in the presale for any contribution up to $50k. This is applied regardless of the amount you buy, provided you contribute a minimum of $100. If you consider amounts over $50k, please contact us directly under [email protected] for discount and vesting options.\n- Contributions: Will be possible with ETH, BTC but also Fiat Currency like Dollar and Euro. Minimum Buy-In $100. \n- Referral program: In order to let you fully take advantage of this offer we have set up a referral program, where you can earn an additional 5% bonus in tokens on the amount contributed by any user referred by you. The referred token buyer will get a 2% bonus in tokens as well, which results in a nice win-win for both. Multiple referrals are of course possible as well. The referral program will be rolled out shortly, you will find a referral link on our presale platform once you sign up. This should happen in about one week from today, and will be announced in all our channels.\n- Vesting: Please note, the vesting period on the tokens is 3 months from the day of the end of the ICO crowdsale. The tokens will be released in monthly steps, 1/3 each time.\n\n**Some facts about the Ethix token**\nFinally we would like to respond to a couple of questions you may have about the token and presale: \n\n**Why do you need a token? / What will the token be used for?**\n- Mitigate the Default and Exchange risk of the platform (see [Whitepaper](https://storage.googleapis.com/stateless-landing/documents/EnglishWhitepaper.pdf) / Token Paper - new version to be released soon)\n- Incentivize key stakeholders (lenders, borrowers, local nodes)\n- Premium access to platform (Lender Tier System, to be rolled out after ICO) \n- Inclusion of commercial partners on platform (business services for borrowers)\n\n**Why should I buy/hold your tokens in the pre-sale?**\n- Discount on the ICO crowdsale price (30% in presale + 5% referral bonus and 2% for the person that has been referred)\n- Discounted access to higher interest rates on the platform (to be rolled out after ICO crowdsale)\n- Help to create impact and benefit by the transformation of the financial system\n- Participate in the future governance of the platform\n\n**Register today!**\nYou can register for our pre-sale today by signing up on our Whitelist here http://bit.ly/EthicHubWhitelist !\n\n\n---\n\n**Any more questions?**\n\n\n\n\nThe full document of the presale terms and conditions will be made available on the sale platform. For any other questions or feedback please contact us per email or on our official telegram channel: @ethichubeng",
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      "title": "Important Announcement: EthicHub Whitepaper Update and 2nd Round Token Pre-Sale",
      "body": "@@ -117,16 +117,17 @@\n  in our \n+%5B\n Whitepap\n@@ -124,24 +124,107 @@\n  %5BWhitepaper\n+%5D(https://storage.googleapis.com/stateless-landing/documents/EnglishWhitepaper.pdf)\n  as well as \n",
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      "title": "Important Announcement: EthicHub Whitepaper Update and 2nd Round Token Pre-Sale",
      "body": "Dear readers and members of the EthicHub community. This article will explain the recent updates we have implemented in our Whitepaper as well as the decision to hold a 2nd round pre-sale, which will be followed by our main Token Sale (ICO).\n\n**1. CHANGES IN WHITEPAPER AND TOKEN PAPER**\n\n![Whitepaper Frontpage.png](https://cdn.steemitimages.com/DQmVpgKuDQqkuMZsifyJ1FMDQ3bn9HTVEcgbGAviiEfZS5X/Whitepaper%20Frontpage.png)\n\nOnce again EthicHub has greatly improved thanks to the huge feedback received from people around the world. It is wonderful to count on an active and engaged community to build solid foundations for our project. We have attempted to include all the feedback into EthicHub official documents, we are going to briefly describe these changes. As always, all feedback is welcome (use the channels posted at the end of this article to get in touch).\n\n**Introduction to the challenge Ethichub takes on**\n\nOur advisor [PhD Maricruz Lacalle](https://medium.com/ethichub/greatest-news-38a00e10422b) (Universidad Autónoma de Madrid) has significantly enriched the introductory part. We recommend you read this section in order to understand why the lack of capital in developing countries is one of the biggest problems in the world and how EthicHub, by using Blockchain, can solve this.\n\n**Philosophical Layer**\n\nEvery project has a technological layer, a business layer and a philosophical layer: EthicHub has a solid technological layer by applying Blockchain to the most evident case of use; It has a strong business layer because it focuses on two sectors with exponential growing capabilities: P2P crowdlending and the unbanked - the population segment about to go through the biggest economic growth, with a volume difficult to calculate but exceeding one trillion dollars. But EthicHub wants to keep the focus on the philosophical layer, to be coherent with our mission and our values and always watch over the positive impact of the borrowed money, which should serve to improve productivity, diversify production or improve the farmers' trading conditions.\nBy following [this link](https://medium.com/ethichub/breaking-the-poverty-circle-6c1b8131d006)  you can read more on the subject.\n\n**Developing Reputation System**\n\nIn order to give this system a solid structure we need to build strong trust relationships, so the farmer communities can work with the rest of the world. We have created a reputation system to rate the communities and Local Nodes that select them.\nFor further explanations [read the article](https://medium.com/ethichub/reputation-and-scoring-in-ethichub-c06133f9730f) by our Tech Node Raúl Martínez here.\n\n**Decentralised Audit**\n\nTo prevent the system from corrupting over time (e.g.: Local Nodes or our own teams becoming corrupted and asking commissions outside the EthicHub system) it is essential to promote a decentralised audit system.\nThis Audit System will be based upon participants from our own community. It is intended to verify the good will of each part and also to act as an EthicHub marketer (promoter), creating visual content, and sharing their experiences with the rest of the community to provide them with proof of the positive impact of their lending.\nOur proposal in order to carry out these Decentralized Audits are the EthicHub Ambassadors. People who are able to promote the project and attract enough investors to cover the costs of their field trips and to perform the Positive Impact Evaluation Methodology designed by Universidad Autónoma de Madrid. Our Ambassador program is currently being created and will soon be published.\nOur Ethichub platform lenders will be eligible for audit tasks too, but these need to be carried out on non-profit basis, because paying for this service would reduce profit of both lenders and borrowers.\n\n**Crypto to Fiat Exchange**\n\n- In the first stage of the system, the representative of the farmer community will need to open a bank account and a crypto coin exchange account. He will receive the funds in crypto, change them into his local currency and transfer them to his personal bank account. The loan will be nominated in the borrowers' local currency. The exchange rate will be determined by a third party oracle straight to the Smart Contract.\n- In a second stage, thanks to our partnership with [Mobilum](https://mobilum.com/), borrowers will be able to directly dispose of crypto from their own wallets by paying at any shop accepting Visa, without the necessity of a bank account.\n- In the third stage, decentralized exchange points like the ones being developed by [Dether](https://dether.io) will be installed in the farmers' villages and even avoiding the involvement of Visa credit cards.\n\n![Projected Working System.png](https://cdn.steemitimages.com/DQmdwDmNpcvcXV8stw2ZUyj9TzoXkxXG9SRAHadYiY2LB2U/Projected%20Working%20System.png)\n\n---\n\n**Trading products aligned with EthicHub`s vision**\n\nManufacturers that are aligned with the vision and values of EthicHub will be able to offer farmers the possibility of directly buying products that help them to increase productivity, improve quality, diversify crops or improve their marketing conditions.\n\n**Improvements In Decentralised Insurance Policy**\n\nAs EthicHub is aimed to improve the conditions of unbanked farmers, our strategy cannot be based on token collateralised credits because our borrowers don't have such tokens. That's why we propose a Guarantee Fund to mitigate the default risk. Every loan should pay a percentage to this fund to cover in case of default. This percentage will adjust as the default rate evolves on the platform.\nEthicHub will also offer insurance for the exchange rate. The percentage to cover for it will depend on the country in which it operates.\nBoth insurances (default risk and exchange rate) will have the additional support of the Ethix specifically reserved for capitalising such insurance systems, making EthicHub more attractive for a wider scope of investors, who prefer to compensate risk with profitability.\n\n**Change in the distribution of tokens**\n\nWe have reduced the volume of tokens to be sold by dedicating a very significant percentage to the two key points of EthicHub's success:\n- 10% to capitalise the risk insurance of exchange rate and risk of default, thus making the project more attractive to a wider range of investors.\n- 20% for the global development of Local Nodes and Investor Nodes networks, and to get them correctly incentivised to act according the common interests.\n\n**DAI as a means of payment on the platform**\n\nWe propose some changes on the token system design to mitigate the biggest risk investors have identified; The volatility of a token used as a means of payment can discourage the use of the platform.\nAlthough it has always been pointed out that the benefit is obtained by the profitability in the local currency and that the token is only a means of transport for the Fiat money, it is a fact that if the token increases in value above the interest produced by the Fiat, investors may feel that they are losing money with tokens.\nTo mitigate such volatility we propose to use the DAI, a stable crypto currency (\"stablecoin\") as means of payment. With its implementation we will reduce the resistance to a massive adoption of the platform due to the negative effect of the current cryptocurrencies' volatility.\n\n**New features of the Ethix token**\n\nThe EthicHub token is designed to incentivise key stakeholders positive behaviour: Investors to invest and refer; Borrowers to pay back; and Local Nodes to select good projects and refer new trustful Local Nodes. It is also designed to mitigate the main barriers to the adoption of our system: default and exchange risks. You can read more about it in our Token Paper that will be realised soon.\n\n**Governance**\n\nMany people wonder about our material motivation because LendingDev, the society behind EthicHub, does not generate benefits. To provide a clear explanation it is necessary to first understand what a decentralized system is, and how its governance works once such system is implemented, and meanwhile how the governance of LendingDev will be.\nLendingDev acts as a non-profit company because all the funds and fees are being reinvested into the development and promotion of EthicHub. We believe this makes the project more sustainable and strong because:\n\n1. It increases competitiveness: because there are no fees for profit to remunerate the capital shareholders.\n\n2. It engages the community: Since the full value of the project goes to the token, users of the platform have no interest in making a fork to get rid of a holding company.\n\n3. It aligns the interest of all stakeholders: EthicHub team only profits from the token's increase of value (their tokens are vested for 2 years with 6 months cliffs), and the only way of increasing this value in the long term is by augmenting the user base; Users benefit also from the increase of value of the tokens they need to stake in order to become users.\n\nThe governance of LendingDev and of the funds granted during the token sales is explained in detail in the Whitepaper as is the whole governance policy.\n\n**Adjustments to the Roadmap**\n\nAs a consequence of all these improvements, the roadmap has been adjusted to incorporate the changes to accelerate the growth thanks to the Local Nodes incentive model that will allow us to scale the model faster than originally planned.\n\n**2. 2ND ROUND TOKEN PRE-SALE**\n\nIn addition to above adjustments and roadmap changes, we've been broadly advised to delay the start of the ICO in order to focus on the platform development and to a lesser extent due to the current market conditions.\n\n**Reasons for the 2nd Pre-Sale**\n\nThis change is an important message of trust and confidence to you and all previous and future supporters of EthicHub:\n\n- Instead of running a very cost-intensive ICO campaign in a bearish crypto market situation that would very likely slow down or even halt the project, we will run a pre-sale and focus on further project improvements that will lay the base for a successful scaling, followed by a main ICO.\n\n- We sensibly chose to take a step back, further develop the MVP, our ecosystem and especially our community - who are mainly mid- to long-term contributors and supporters, who want to form part of a project with very strong potential and high scalability. This can only be achieved by sustainable development and full focus on project progress.\n\nWe can proudly announce that so far all milestones on our roadmap have been successfully completed, and the first two loans on our platform have been filled and handed over to the borrower communities in Mexico. In the near future, we will announce more exciting news like the upcoming Ambassador program, the updated token model, partnerships, improvements to the Alpha version of our platform, and more.\n\n**Pre-Sale Details**\n\nThe 2nd pre-sale will start on the **25th of September, and last until 23rd of October**, with a hard cap of max $1.5M. It is an excellent opportunity for our community to buy tokens with a **general discount of 30%** compared to the ICO price. Our main ICO will then be launched about a month after the end of this second pre-sale, date to be confirmed. Once it has finished tokens will be distributed as planned.\n\n**Some further details:**\n\n- Contribution range: Min. 1 Ether, Max. 500 Ether\n- 30% discount (up to 50 Ether)\n- Vesting period: 3 months (released in 1/3 steps month by month)\n\nIf you are interested in a buy-in of more than 50 Ether kindly contact us under [email protected] for further information about discount and vesting period options.\n\n**Whitelist**\n\nThere is also a Whitelist already open for interested token buyers that allows early registration. Sign-up to it by filling out [this form](http://bit.ly/EthicHubWhitelist).\n\n\n---\n\nWe are confident all these changes will increase your engagement in the project! If you have any doubt, feedback or questions please feel free to let us know via our official Telegram channel or contact us on [email protected].\n\nAs most of you already know, an early Alpha version of the platform is operational. We invite you to try it and give us feedback on it via the feedback button:\n\n[https://app.ethichub.com](https://app.ethichub.com)\nThank you very much for being part of our community!",
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      "title": "Developer Update: What we’ve been up to?",
      "body": "Hey there! It’s Khalid, Product and Project Manager at EthicHub. And I’m here to let you know what we’ve been doing the last weeks.\n\nAs you might have already seen, we launched the [Alpha Version](https://medium.com/ethichub/platform-is-open-details-you-need-for-ethichub-alpha-b6c2dacc200a) of our platform a month ago! And we’ve been constantly improving it since then.\n\n**UX/UI :**\n\nOur goal is to make Ethichub platform easy to use by everyone, and not only by people accustomed to new technologies and to cryptocurrencies.\n\nHowever, we know that UX/UI is something we need to improve a lot in our process! Knowing your weakness is good… But fixing them is much better! We are pleased to announce that **Carlos Cifuentes, a very experienced UX designer with extensive experience, has joined our team as of this week** to help us define the crowdlending platform of the future!\n\nThis being said, we didn’t stand idly waiting for our savior and in this week’s release we implemented the following UX/UI changes:\n\n![Alpha Platform.png](https://cdn.steemitimages.com/DQmc5eYugCMQxE8g6ALWnDZRj9wWtSSMjHyTNUW3ZkdzTsJ/Alpha%20Platform.png)\n\n- Add currency selection in project cards and project pages\n- Menu items to contact us: Feel free to do it if you have any suggestion, bug reports…\n- Simpler/clearer project cards\n- Easier to track the transaction after investing in a loan\n- Tutorial about how to fill your Metamask wallet\n\n**Backend:**\n\nWe are constantly improving our platform’s backend to:\n\n- Add/prepare new features for our users\n- Make projects, users, local nodes and community management simpler.\n\nIn the last sprint we improved the following points:\n\n- Improve the robustness and the easiness of the project deployment process\n- The possibility to have variable lending amounts per community member\n- Improve the mailing processes of the platform events (mails received when projects are uploaded, filled…)\n\n**Smart Contracts**\n\nThe smart contracts are where the blockchain magic happens! Every project and all the events (investing, reimbursing, default…) are managed in smart contracts.\n\nWe use a network of contracts that is allowing us to have:\n\n- Reasonable contract upgradeability \n- Persistent data storage between contract updates\n- Flexible role-based access control\n- K.I.S.S\n\n![Alphaplatform 1.jpeg](https://cdn.steemitimages.com/DQmc9VMjnDLL6BLrH3pDZqBYmGqjc7t5yLHKrFsGKWA267f/Alphaplatform%201.jpeg)\n\nI will not go into details about what we did during this sprint as it was mainly about security hardening and exchange rate automation.\n\nBut we will probably write a more detailed article soon talking about the whole architecture and our development process. So stay tuned! 😊\n\nIf you are interested you can already have a look at our code in [Gitlab](https://gitlab.com/EthicHub/platform-contracts/tree/master) :)\n\n**Bug fixes**\n\nSaying we hate bugs is like saying we like tapas and good beer: It’s obvious.\n\nBut bugs are something you can’t avoid in any product development. The main point is then to define efficient processes to avoid the critical ones and, in case you detect one to deal with it quickly.\n\nIn Ethichub, we have 3 levels of testing:\n\n- During the sprint: Each developer has to test the use cases defined for his tasks and present a test result report\n- In the end of the sprint, a non-regression test phase is done during the sprint review\n- After the deployment of the release, more non-regression tests are done by the team\n\nOf course some issues might still occur and we also count on you to report them (using the contact menu in the [platform](https://app.ethichub.com/projects) :) )\n\nThat was all for this sprint! See you soon for the next developer update.\n___\n\nIn the meantime, subscribe to our channels to keep up with the latest news!\n\nSign up to our [newsletter](https://ethichub.com/#contact)\nFollow us on [Twitter](https://twitter.com/ethichub)\nCheck our [Gitlab](https://gitlab.com/EthicHub) \nJoin us on [Telegram](https://t.me/ethichubeng)",
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      "title": "Great additions to the EthicHub Team!!",
      "body": "We are pleased to announce to our community how happy we are for introducing you to a number of new additions to the EthicHub Team. They will be active in various areas of high importance and help us in developing and improving the EthicHub project and product.\n\n**Product and Marketing**\nLets start with Maike Gericke and Khalid Belghiti. They are based in Paris and are now officially collaborating with EthicHub as Marketing Strategist and Product Owner through their blockchain consulting company Scrypt.media Welcome on Board Khalid and Maike!!\n\n![Copy of 1200px × 675px – Untitled Design (9).png](https://cdn.steemitimages.com/DQmW7wqv256yZvuST8Qds8LXywgqBEK7audmVeNcfbE6NzJ/Copy%20of%201200px%20%C3%97%20675px%20%E2%80%93%20Untitled%20Design%20(9).png)\n\n**Governance & Japan Node**\nThe KoreaBlockchainWeek was incredibly rewarding for EthicHub: we are really excited to have met Yabo Cui first in Tokyo and then again in Soul and getting him on board as new member to our EthicHub team. Yabo will act as Country Node for Japan. His experience on risk assessment will provide stronger consistency to our financial inclusion proposal, especially regarding Governance, one of his main areas of responsibility. He will also represent EthicHub for the Japanese and Canadian blockchain communities.\n\n![Copy of 1200px × 675px – Untitled Design (10).png](https://cdn.steemitimages.com/DQmbBjXLsf6nKkfCu79GFLxxoRKFg6DcpE8aYSv6jSWKozq/Copy%20of%201200px%20%C3%97%20675px%20%E2%80%93%20Untitled%20Design%20(10).png)\n\n**Tokenomics and Netherlands & Slovakia Node**\nBorn in Slovakia and based in Amsterdam, Jana Petkanic has a Master in Applied Mathematics and is the founder of the very successful BlockchainTalks series in Amsterdam. As a blockchain consultant she has been advising big corporate business in the finance and supply-chain sectors.\nJana has fallen in love with EthicHub as she believes P2P lending for mutual benefit with a proven risk assessment can bring a true value to this world and efficiently help on the right spots. We are delighted to count on her for deeper development of the Token Economy model as well as representing EthicHub for Dutch and Slovak crypto communities.\n\n![Copy of 1200px × 675px – Untitled Design (12).png](https://cdn.steemitimages.com/DQmaXW8RsNCgRSnkuBUtVWmAWfAaCPGeygJqnQCagmWbtUh/Copy%20of%201200px%20%C3%97%20675px%20%E2%80%93%20Untitled%20Design%20(12).png)\n\n**User Experience (UX Design)**\nSpearheading is never easy: with our [Alpha platform](https://app.ethichub.com) being one of the very few cases of use right now, it means lots of responsibility and constant learning and improving. We are opening the new paths that will be followed on later. We are very happy to count on Carlos Cifuentes` expertise in the area  of User Experience (UX) to improve our prototype and help us in this venture. We believe it will be crucial for an early adoption of our project to make it as easy as possible to participate and invest. Among multiple skills, Carlos  is also Graphic and Editorial Designer with great experience in Digital Marketing.\n\n![Copy of 1200px × 675px – Untitled Design (13).png](https://cdn.steemitimages.com/DQmQNhKuLYSoQ7bnbPpMAbJc2zBTV1FvCvvYK6zHwhZ8Gz9/Copy%20of%201200px%20%C3%97%20675px%20%E2%80%93%20Untitled%20Design%20(13).png)\n\nOnce again, welcome on board to everyone! We are looking forward to a successful and exciting time with you all! More articles with interviews on our team members will follow in the next weeks. Stay tuned. \n\nFor further information on our project get in direct contact with us via the following channels or visit our website:\n\n> [EthicHub Website](https://ethichub.com)\n> [Official EthicHub Telegram group](https://t.me/ethichubeng)\n> [Join our EthicHub Email Newsletter](https://medium.com/r/?url=https%3A%2F%2Fapp.getresponse.com%2Fsite2%2Fnewsletter_ethichub%3Fu%3DhpXbC%26webforms_id%3DBRrWm)",
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      "title": "Meet the EthicHub Team!",
      "body": "![EthicHub Team Hands (1).png](https://cdn.steemitimages.com/DQmYP1Ed8JB8B2yHHaS88CCvJAEHj91QkXYjM9nCDDFtdXN/EthicHub%20Team%20Hands%20(1).png)\n\n---\n\nThroughout the following weeks, we will publish a series of interviews with EthicHub team members. As they represent one of our most valuable assets, contributing with their desire, talent and daily work to shape this project, we would like to bring their profiles closer to you. Showing why they are so important to us and how their commitment and involvement, what EthicHub and its philosophy means to them.\n\nWe would like our followers and community to discover what were their motivations to join. Why and how they have arrived here. Or what is their personal journey with Blockchain. EthicHub has been forged with the ideas and contributions of all its members. Many without knowing or knowing each other, have come to this project sharing the same objective: the intimate conviction that a new way of doing things is now possible. Only in this way has this common bond been created, that not only strengthens the project but also constitutes one of our hallmarks.\n\n![team-overview.jpg](https://cdn.steemitimages.com/DQmfKfU1y9jpDPyBuTka2Q68rPemgMMk1BusAgoWtkqnT67/team-overview.jpg)\n\n---\n\nAt EthicHub we all have identified common and global needs for which there are currently no fair nor valid solutions. That shared feeling, to try to do things in a different way, the discovery of Blockchain technology, as an indispensable catalyst, have been the necessary ingredients for all these individuals to get to know each other first, to work and collaborate together later.\n\nOur community has accompanied us from the beginning, shared our vision and values, and contributed ideas and proposals. We trust that with these articles, our wonderful community will not only be reinforced in its position, but that you all will be able to get a little more involved in EthicHub and in what we aim to do. This story has only just begun and you are as much protagonist as any other member of the community.\n\n\n---\n\nJoin EthicHub`s community to stay up to date\n> [Join our telegram group](https://t.me/ethichubeng)\n> [Join our newsletter](https://medium.com/r/?url=https%3A%2F%2Fapp.getresponse.com%2Fsite2%2Fnewsletter_ethichub%3Fu%3DhpXbC%26webforms_id%3DBRrWm)\n> [Follow us on Twitter](https://twitter.com/EthicHub)\n> [Visit our website](https://www.ethichub.com)",
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      "title": "Please, No Binary thinking - by Gabriela Chang, EthicHub`s PR and Partners Node",
      "body": "![binary-thinking.jpg](https://cdn.steemitimages.com/DQmWjno4dMKE9SWf6ZmKEDrB1YxWTnwXRZ6uwCwBuA9LHJz/binary-thinking.jpg)\n\nIn these intense days living on the go, between pitching EthicHub at dozens of meet-ups and attending many crypto events, there is little space left for new ideas to settle down. But waiting lounges at Chinese airports provide the necessary disconnection  from emails and pending online tasks, and usually only allow access to WeChat or LinkedIn ;) I appreciate these brief pauses from our frenzy activity, because I'm pretty good at turning necessity into virtue.\n\nStartUps require full-life commitment (full-time is often not enough), so when I'm not purposely working on something and my thoughts wander, they tend to go of course to related ideas. Months ago during a MeetUp in Seoul about prejudices, [EthicHub](https://www.ethichub.com) was introduced as an example of how we need to get rid of them in order to open up to new concepts, like ours. Most people have prejudices and believe helping is only about altruism and most societies tend to think and judge in terms of \"Black and White\". But let me be clear, **helping and investing are not binary: there are many more options than just donating or exploiting.** The scope of mutual benefit is wide and is deeply rooted in the common good as guideline for real progress.  \n\nThink of borders and what are they for: mainly to keep poor people away while pretending it to be for-your-own-security (my adopted country gives residency to anyone able to buy a 500K euros property and I know this is quite common in similar countries). Regulations based on the common good boosted depressed economies after huge disasters (as World Wide Wars) because regulators experienced in their own flesh becoming the vulnerable ones together with their families. But after these long lasting years of relative peace in the ruling countries, the common good is not anymore standard but the exception: That's why 1% of the population now owns 50% of the wealth.\n\n**Community based economics instead of capital based ones is not about Robin Hood taking from the rich to give it to the poor: It is about creating value through real peer-to-peer interactions**; It's also about connecting different economic and geographical regions to benefit both sides. And finally, it's about perceiving the world as one common space, where opportunities should be available to everyone, so nobody needs to risk their life to become a second class citizens in non-welcoming countries. \n\nFor further information on our project get in direct contact with us via the following channels or visit our website:\n\n[> EthicHub Website](https://www.ethichub.com)\n[> Official EthicHub Telegram group](https://t.me/ethichubeng)\n[> Join our EthicHub Newsletter](https://app.getresponse.com/site2/newsletter_ethichub?u=hpXbC&webforms_id=BRrWm)",
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      "body": "**Hey there! It’s Khalid, Product and Project Manager in EthicHub. And I’m happy to communicate with the community for the first time :)**\n\n![blog-post-developer-update-gitlab2.jpg](https://cdn.steemitimages.com/DQmRMH7Toi5PFqSWYTCrYRGL6FpUydocjshEFYsgUsHx7Vs/blog-post-developer-update-gitlab2.jpg)\n\nWe’ve been quite busy the last months launching the [Alpha Version](https://medium.com/ethichub/platform-is-open-details-you-need-for-ethichub-alpha-b6c2dacc200a) of our platform (If you didn’t try it yet, what are you waiting for? :) )! And we are aware that we still have a lot of work ahead to deliver a secure and successful crowdlending platform. However, to achieve this, we will probably need the help of the community! Thus, we will do our best to communicate more about our progress and plans.\n\nSo let’s get started!\n\nOur first news update is that we decided to migrate our repositories from Github to [Gitlab](https://gitlab.com/EthicHub).\n\n**Why Gitlab?**\nI am sure the first thing the majority of you will think about is “Microsoft Github purchase”… Well, if you did, then you’re not completely wrong! Let’s make it clear: We have nothing against Microsoft and their business model, as we are also using many of their products. But we just don’t think open source communities should be in the hand of big corporations with the power to play a big centralized role in the ecosystem (And you know how much love we got for centralization…).\n\nThis being said, this wasn’t the only reason. We tried to be as pragmatic and objective as possible during the decision-making process. So here are the main reasons we found after a quick benchmark:\n\n* **Built-in CI/CD for free**: CI/CD stands for Continuous Integration and Continuous delivery. It was possible in Github as well, but only using third-parties’ CI/CD, while it’s included for free in Gitlab\n\n* **Collaboration features**: GitLab allows some cooler features for time tracking and project management. Which will make us all work more efficiently! In addition to this, there are no limits for public and private repositories and collaborators.\n\n* **Gitlab is Free Software**: Well… this is more a philosophical reason! Our developers are strong advocates of Free Software and they managed to convert the rest of the team to their religion! :)\n\n* **Super Duper easy migration process**: Considering the Microsoft purchase and all the reasons above, the only reason for us to reconsider the migration would have been a “super complicated migration process”… But Gitlab did a great job on this. You can basically migrate/import all your projects in few minutes (hours if you count all the checks to make sure everything is there)\n\n![1_eD6lsYXx9LpzEJY_qsA1Gw.png](https://cdn.steemitimages.com/DQmaxY6toKN4UhzUGxcf8wtyq8msUuXKYv32CMfpk4PXrq8/1_eD6lsYXx9LpzEJY_qsA1Gw.png)\n\nVoilà! Basically, those were the main reasons for this migration. If you have any suggestions, don’t hesitate to drop a comment below ;)\n\nSee you soon for the next developer update.\n\nIn the meantime, subscribe to our channels to keep up with the latest!\n\n> Sign up to our [**newsletter**](https://ethichub.com/#contact)\n> Follow us on [**Twitter**](https://twitter.com/ethichub)\n> Check our [**Gitlab site**](https://gitlab.com/EthicHub)\n> Join us on [**Telegram**](https://t.me/ethichubeng)",
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      "author": "steemitboard",
      "permlink": "steemitboard-notify-ethichub-20180629t171347000z",
      "title": "",
      "body": "Congratulations @ethichub! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/posts.png)](http://steemitboard.com/@ethichub) Award for the number of posts published\n\n<sub>_Click on the badge to view your Board of Honor._</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\n\n**Do not miss the [last post](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-france-vs-argentina) from @steemitboard!**\n\n---\n**Participate in the [SteemitBoard World Cup Contest](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-collect-badges-and-win-free-sbd)!**\nCollect World Cup badges and win free SBD\nSupport the Gold Sponsors of the contest: [@good-karma](https://v2.steemconnect.com/sign/account-witness-vote?witness=good-karma&approve=1) and [@lukestokes](https://v2.steemconnect.com/sign/account-witness-vote?witness=lukestokes.mhth&approve=1)\n\n---\n\n> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "title": "Platform is open - Details you need for EthicHub Alpha!",
      "body": "Thanks to all supporters for walking this path with us and thanks to all the contributors of our presale who have made this possible. We are really excited about launching our MVP (Minimum Viable Product).\n\n\n![1 was0Z3gCwiVFm6CqOCn1EA.png](https://cdn.steemitimages.com/DQmQxkrT1bsHxayrRJLGemHj5AGijh8Sfy2NSCERZE3fH4x/1%20was0Z3gCwiVFm6CqOCn1EA.png)\n<center> Lending is open here: https://mvp.ethichub.com</center><br> \n\nOn Saturday the 23rd we are finally kicked off the [EthicHub platform](https://mvp.ethichub.com/projects), the network that will allow those who want to gain a profit for their savings with those who need an economic push to improve their productivity. Like partners they will create positive impact towards a more sustainable world and financial system, while they both obtain a valuable profit.\n\nWe have come across a good bunch of obstacles, and we are pretty sure that more are to come, but our dream is there, we can see it materialising and we know the direction we need to go. And last, but not least, we feel we are not alone, you are with us.\n\n\n![1 Ym7eJJyGgOLn6MKjKk99RA.png](https://cdn.steemitimages.com/DQmNjrgHYBYZzpFJkG15fac1m61aLj2rX65brzcSywbqHhz/1%20Ym7eJJyGgOLn6MKjKk99RA.png)\n<center>Jori (CEO), Raul (CTO) and Gabriela (PR&Partners) at the Non Central Conf, Saturday 23rd, presenting the MVP Launch.</center><br>\n\n<h2>Platform Access</h2>\n\nYou will be able to access and create your user account on the platform as of NOW. The official link to access and create your profile is this: https://mvp.ethichub.com\nImportant: Install and create your Metamask wallet in order to lend on the platform (more information below).\n\n<h2>KYC</h2>\n\nIn order to be able to start lending you will need to verify your personal information/identity via a process called **Know Your Customer (KYC).** This is a general and obligatory legal requirement against money laundering. Once you have proven your identity (takes usually only a few minutes to complete) you will be able to start funding the projects on the platform. In the area of \"Profile\" > \"Identity Verification\" of the platform you can verify your details once you have created an account. Follow all the necessary steps on screen. In some cases you need to refresh the verification page to see the result, if nothing changes after a while.\n\n![1 we-7UjcQnipYjPtXqVa33A.png](https://cdn.steemitimages.com/DQmZuaYLEmKraNByJg1Q2YkptRjsbkz51iyZ9NUTuLRKg4E/1%20we-7UjcQnipYjPtXqVa33A.png)\n<center>Photos from Mexico and the San Rafael Community</center><br>\n\n<h2>The Platform</h2>\n[The Platform](https://mvp.ethichub.com/projects) consists of a straightforward front end that shows the uploaded projects, introduces us to the communities and local nodes. It allows us to consult the conditions and lend money to these projects using Metamask. If you haven`t used it yet please install it from their website: [www.metamask.io](https://metamask.io/)\n\n**Important:** *The initial version of the project works with Metamask only, we will generate a wallet and integrate with others in future versions.*\n\n<h2>The first Loan Project</h2>\n\nThe first loan receiver is the \"Comunidad de San Rafael\" in Unión Juárez, in the state of Chiapas, México. This 1st loan has an interest rate of15%, it will stay open for a maximum of 14 days or earlier until it is filled. You can choose how much of this loan you would like to contribute to. In the next weeks we will add more loans, we have a number of projects already in the pipeline so in case you miss out on the first one, there will be more!\nInformation about each project can be viewed in the platform by clicking on each of the projects. There you will also find the slider to choose the amount you want to lend. You can manually enter it as well by clicking on the amount and the entering your desired number on the keyboard.\n\n**Please contact us on Telegram in our public channels for any questions related to the launch and on how to lend.** \n\n*ENGLISH:* https://t.me/ethichubeng\n*SPANISH/ESPAÑOL:* https://t.me/ethichub\n\n<h2>ETHICHUB \"LOAN BOUNTY\" FOR THE FIRST LENDERS!</h2>\n\n![1 ShCWQxpjPCfd6jnrwE-qEw.png](https://cdn.steemitimages.com/DQmchtEDZVQ9ejvdQcQFpiXZsyoem82L4wD6qruFYZfRvg2/1%20ShCWQxpjPCfd6jnrwE-qEw.png)\n<center>EthicHub Loan Bounty</center><br>\n\nTo add some fun to the action we will give everyone who participates **in the first loan** and posts a selfie of the act on our English Telegram channel (https://t.me/ethichubeng) a 50 ETHIX token bounty.\n\n**In order to do so**, please send us a selfie, showing your computer screen with the platform/project page visible, together with the Ethereum wallet address used, amount you are lending, correct full name and email address to [email protected] with the subject line **\"EthicHub Alpha Loan Bounty\"**. Please make sure you are sending it from the email address you used to register on our platform.\n\nThe small print: Bounties will be applied after the end of our token sale in October this year and only if we are able to verify that the transaction took place from the user who sent us the details. By sending us your information you explicitly agree that we repost your photo on our social channels (Twitter & Facebook).\n\n\nWE WILL MAKE IT TOGETHER\nMANY THANKS!\n[ETHICHUB](https://ethichub.com/) - Helping Becomes Profitable",
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      "body": "thank you for your support!. Nice article!",
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      "body": "Great news! Congrats!!!",
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      "title": "EthicHub launches its Alpha Platform, Version 0.1!",
      "body": "**The official presentation of our MVP will take place at the major [\"Non Central Conf\"](https://www.noncentralconf.com/) Blockchain gathering in the city of León / Spain, on Saturday, June 23rd.**\n\n[![blog-post-mvp.png](https://cdn.steemitimages.com/DQmcVbCwABstN7c5DrpLNUdJSvaMABKrjvPHNg9QzsRsU9j/blog-post-mvp.png)](http://bit.ly/EthicHubAlpha)\n\nAccording to its road map, **EthicHub achieves the next milestone by presenting to the community the MVP (Minimum viable product).** The Alpha platform will become the core of this \"social investment network\" which aims to provide new financing tools to unbanked farmers around the world. This public presentation is only a first step to establish, consolidate and expand the future channel of trust between farmers' communities, local nodes and investors. The financing of these first real projects will be executed through Smart Contracts.**From June 23rd anyone who is interested in financing these first projects with good solvency and interest rates, can use this version 0.1 platform and at any time.** \n\nWelcome to the Blockchain Universe and Sign-up to the MVP via this form: http://bit.ly/EthicHubAlpha !\n\n[![nonsense.png](https://cdn.steemitimages.com/DQmfAx7tmcTtQkQE6eNYtBYnRYFEwYuvLDr4KMGfVygVN8z/nonsense.png)](https://www.noncentralconf.com/)\n\nThe platform consists of a simple front end which is very intuitive to use and where users can choose between the first projects that were uploaded to this social network of investors. Those who access the platform will be able to \"meet\" the communities of farmers who request funding, the local nodes that organize these farmers and they can also consult the conditions established for each loan. Everything will be ready for users to lend their money for the execution of these first selected projects. EthicHub aims to generate a Blockchain ecosystem where all the stakeholders involved can benefit from their mutual relationship. In addition to the generation of a significant return on their savings they will also contribute with a positive impact for the borrowers.\n\nVersion 0.1 has a minimum backend for the registration of users with a Know Your Customer (KYC) system with the ability to perform mailings and other functionalities. However, the core of the platform - the exchange of value between individuals and the allocation of reputation - will be carried out through a network of smart contracts that are built on Ethereum and has a certain capacity to update, and optimize the process in the future.\n\nIn this first stage, a limited series of projects will be published, until a more scalable structure is adopted in future versions. In addition, we want this launch to be the first step to create and feed a community of programmers who are involved in the development of future versions and contribute to its growth via greater decentralization, adding more value to the project. This first version is compatible with metamask and anyone who completes the KYC process is already registered and ready to participate in our main Token Sale in September.\n\nFor those who cannot attend our Launch Event in León EthicHub will also be present next Thursday 21st at the Meet-Up [\"NON CONF PRELUDE !!\"](https://www.meetup.com/es-ES/blockchain4goodSP/events/251657465/), organized by Blockchain4Good-Rocks. Jori Armbruster and Raúl Martínez, CEO and CTO of EthicHub, will be present to share this milestone with all attendees. This Meet-Up will be the first time that two projects distinguished with the Blockchain4Humanity Awards, granted in the last LaBitConf held in Colombia, share the stage. On one hand WABA.network/Moneda par, who were awarded with one of the \"shakers\" prize, while EthicHub was won the \"dreamers\" award in the category of Financial Inclusion. EthicHub has also recently won the Spanish FinTech 2018 Award in the category of project with most social impact.\n\n**Sign-up to the MVP via this form: http://bit.ly/EthicHubAlpha**\n**Join the Non-Central-Conf: https://www.noncentralconf.com/**\n\n**For any questions and feedback get in touch with us via our official Telegram channel: https://t.me/ethichubeng**",
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      "title": "EthicHub launches its Alpha Platform, Version 0.1!",
      "body": "**The official presentation of our MVP will take place at the major [\"Non Central Conf\"](https://www.noncentralconf.com/) Blockchain gathering in the city of León / Spain, on Saturday, June 23rd.**\n\n[![blog-post-mvp.png](https://cdn.steemitimages.com/DQmcVbCwABstN7c5DrpLNUdJSvaMABKrjvPHNg9QzsRsU9j/blog-post-mvp.png)](http://bit.ly/EthicHubAlpha)\n\nAccording to its road map, **EthicHub achieves the next milestone by presenting to the community the MVP (Minimum viable product).** The Alpha platform will become the core of this \"social investment network\" which aims to provide new financing tools to unbanked farmers around the world. This public presentation is only a first step to establish, consolidate and expand the future channel of trust between farmers' communities, local nodes and investors. The financing of these first real projects will be executed through Smart Contracts.**From June 23rd anyone who is interested in financing these first projects with good solvency and interest rates, can use this version 0.1 platform and at any time.** \n\nWelcome to the Blockchain Universe and Sign-up to the MVP via this form: http://bit.ly/EthicHubAlpha !\n\n[![nonsense.png](https://cdn.steemitimages.com/DQmfAx7tmcTtQkQE6eNYtBYnRYFEwYuvLDr4KMGfVygVN8z/nonsense.png)](https://www.noncentralconf.com/)\n\nThe platform consists of a simple front end which is very intuitive to use and where users can choose between the first projects that were uploaded to this social network of investors. Those who access the platform will be able to \"meet\" the communities of farmers who request funding, the local nodes that organize these farmers and they can also consult the conditions established for each loan. Everything will be ready for users to lend their money for the execution of these first selected projects. EthicHub aims to generate a Blockchain ecosystem where all the stakeholders involved can benefit from their mutual relationship. In addition to the generation of a significant return on their savings they will also contribute with a positive impact for the borrowers.\n\nVersion 0.1 has a minimum backend for the registration of users with a Know Your Customer (KYC) system with the ability to perform mailings and other functionalities. However, the core of the platform - the exchange of value between individuals and the allocation of reputation - will be carried out through a network of smart contracts that are built on Ethereum and has a certain capacity to update, and optimize the process in the future.\n\nIn this first stage, a limited series of projects will be published, until a more scalable structure is adopted in future versions. In addition, we want this launch to be the first step to create and feed a community of programmers who are involved in the development of future versions and contribute to its growth via greater decentralization, adding more value to the project. This first version is compatible with metamask and anyone who completes the KYC process is already registered and ready to participate in our main Token Sale in September.\n\nFor those who cannot attend our Launch Event in León EthicHub will also be present next Thursday 21st at the Meet-Up [\"NON CONF PRELUDE !!\"](https://www.meetup.com/es-ES/blockchain4goodSP/events/251657465/), organized by Blockchain4Good-Rocks. Jori Armbruster and Raúl Martínez, CEO and CTO of EthicHub, will be present to share this milestone with all attendees. This Meet-Up will be the first time that two projects distinguished with the Blockchain4Humanity Awards, granted in the last LaBitConf held in Colombia, share the stage. On one hand WABA.network/Moneda par, who were awarded with one of the \"shakers\" prize, while EthicHub was won the \"dreamers\" award in the category of Financial Inclusion. EthicHub has also recently won the Spanish FinTech 2018 Award in the category of project with most social impact.\n\n**Sign-up to the MVP via this form: http://bit.ly/EthicHubAlpha**\n**Join the Non-Central-Conf: https://www.noncentralconf.com/**\n\n**For any questions and feedback get in touch with us via our official Telegram channel: https://t.me/ethichubeng**",
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      "permlink": "ethichub-launches-its-alpha-platform-version-0-1",
      "title": "EthicHub launches its Alpha platform version 0.1!",
      "body": "**The official presentation of our MVP will take place at the major [\"Non Central Conf\"](https://www.noncentralconf.com/) Blockchain gathering in the city of León / Spain, on Saturday, June 23rd.**\n\n[![blog-post-mvp.png](https://cdn.steemitimages.com/DQmcVbCwABstN7c5DrpLNUdJSvaMABKrjvPHNg9QzsRsU9j/blog-post-mvp.png)](http://bit.ly/EthicHubAlpha)\n\nAccording to its road map, **EthicHub achieves the next milestone by presenting to the community the MVP (Minimum viable product).** The Alpha platform will become the core of this \"social investment network\" which aims to provide new financing tools to unbanked farmers around the world. This public presentation is only a first step to establish, consolidate and expand the future channel of trust between farmers' communities, local nodes and investors. The financing of these first real projects will be executed through Smart Contracts.**From June 23rd anyone who is interested in financing these first projects with good solvency and interest rates, can use this version 0.1 platform and at any time.** \n\nWelcome to the Blockchain Universe and Sign-up to the MVP via this form: http://bit.ly/EthicHubAlpha !\n\n[![nonsense.png](https://cdn.steemitimages.com/DQmfAx7tmcTtQkQE6eNYtBYnRYFEwYuvLDr4KMGfVygVN8z/nonsense.png)](https://www.noncentralconf.com/)\n\nThe platform consists of a simple front end which is very intuitive to use and where users can choose between the first projects that were uploaded to this social network of investors. Those who access the platform will be able to \"meet\" the communities of farmers who request funding, the local nodes that organize these farmers and they can also consult the conditions established for each loan. Everything will be ready for users to lend their money for the execution of these first selected projects. EthicHub aims to generate a Blockchain ecosystem where all the stakeholders involved can benefit from their mutual relationship. In addition to the generation of a significant return on their savings they will also contribute with a positive impact for the borrowers.\n\nVersion 0.1 has a minimum backend for the registration of users with a Know Your Customer (KYC) system with the ability to perform mailings and other functionalities. However, the core of the platform - the exchange of value between individuals and the allocation of reputation - will be carried out through a network of smart contracts that are built on Ethereum and has a certain capacity to update, and optimize the process in the future.\n\nIn this first stage, a limited series of projects will be published, until a more scalable structure is adopted in future versions. In addition, we want this launch to be the first step to create and feed a community of programmers who are involved in the development of future versions and contribute to its growth via greater decentralization, adding more value to the project. This first version is compatible with metamask and anyone who completes the KYC process is already registered and ready to participate in our main Token Sale in September.\n\nFor those who cannot attend our Launch Event in León EthicHub will also be present next Thursday 21st at the Meet-Up [\"NON CONF PRELUDE !!\"](https://www.meetup.com/es-ES/blockchain4goodSP/events/251657465/), organized by Blockchain4Good-Rocks. Jori Armbruster and Raúl Martínez, CEO and CTO of EthicHub, will be present to share this milestone with all attendees. This Meet-Up will be the first time that two projects distinguished with the Blockchain4Humanity Awards, granted in the last LaBitConf held in Colombia, share the stage. On one hand WABA.network/Moneda par, who were awarded with one of the \"shakers\" prize, while EthicHub was won the \"dreamers\" award in the category of Financial Inclusion. EthicHub has also recently won the Spanish FinTech 2018 Award in the category of project with most social impact.\n\n**Sign-up to the MVP via this form: http://bit.ly/EthicHubAlpha**\n**Join the Non-Central-Conf: https://www.noncentralconf.com/**\n\n**For any questions and feedback get in touch with us via our official Telegram channel: https://t.me/ethichubeng**",
      "json_metadata": "{\"tags\":[\"blockchain\",\"mvp\",\"ico\",\"tokensale\",\"crypto\"],\"image\":[\"https://cdn.steemitimages.com/DQmcVbCwABstN7c5DrpLNUdJSvaMABKrjvPHNg9QzsRsU9j/blog-post-mvp.png\",\"https://cdn.steemitimages.com/DQmfAx7tmcTtQkQE6eNYtBYnRYFEwYuvLDr4KMGfVygVN8z/nonsense.png\"],\"links\":[\"https://www.noncentralconf.com/\",\"http://bit.ly/EthicHubAlpha\",\"https://www.meetup.com/es-ES/blockchain4goodSP/events/251657465/\",\"https://t.me/ethichubeng\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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  "trx_id": "0000000000000000000000000000000000000000",
  "block": 23426905,
  "trx_in_block": 4294967295,
  "op_in_trx": 0,
  "virtual_op": 11,
  "timestamp": "2018-06-18T10:07:54",
  "op": [
    "author_reward",
    {
      "author": "ethichub",
      "permlink": "nobody-is-telling-you-this-about-icos",
      "sbd_payout": "0.011 SBD",
      "steem_payout": "0.006 STEEM",
      "vesting_payout": "28.439544 VESTS"
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{
  "trx_id": "67552165170a4f1d2a36b66a9ed6876422bbb985",
  "block": 23253054,
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  "op_in_trx": 0,
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  "timestamp": "2018-06-12T09:13:45",
  "op": [
    "comment",
    {
      "parent_author": "",
      "parent_permlink": "ico",
      "author": "ethichub",
      "permlink": "nobody-is-telling-you-this-about-icos",
      "title": "Nobody is telling you THIS about ICOs",
      "body": "@@ -297,16 +297,29 @@\n e weird \n-\n \n+and exciting \n world of\n@@ -1643,11 +1643,16 @@\n ales\n-%E2%80%A6.H\n+, etc, h\n ow d\n@@ -2430,16 +2430,32 @@\n t rates \n+of 100%25 or more \n due to l\n@@ -2867,20 +2867,17 @@\n g system\n- and\n+,\n  lower t\n@@ -2906,18 +2906,99 @@\n sactions\n-.\n  \n+and decentralize the power that is currently in the hands of the financial sector.\n %0A%0A!%5B1 Ax\n@@ -3211,16 +3211,27 @@\n utshell,\n+ you should\n  look fo\n@@ -3250,25 +3250,33 @@\n hat \n-are clearly thing\n+offer services or product\n s pe\n@@ -3284,14 +3284,20 @@\n ple \n-*\n+clearly \n need\n-*\n  or \n@@ -3320,11 +3320,9 @@\n lems\n- --\n+,\n  rat\n@@ -3420,16 +3420,37 @@\n ust die \n+in the initial phase \n because \n@@ -3490,16 +3490,26 @@\n  needed \n+or wanted \n it.** %0A%0A\n",
      "json_metadata": "{\"tags\":[\"ico\",\"tokensale\",\"crowdsale\",\"cryptocurrency\",\"ethereum\"],\"image\":[\"https://cdn.steemitimages.com/DQmZwFk4xmCpFJ67t31sbqeEPP6tJJ9kurqEjRMehbtKsd1/ico%20vs%20ipo.PNG\",\"https://cdn.steemitimages.com/DQmPq5oVg39946WMJHBFjiUPtR2E82Q9ZJWBkkjrnV4BQyh/1%20AxD2vPaIw9xK5PeFD5achA.png\",\"https://cdn.steemitimages.com/DQma1xWUm8Naj9gMxBy9sAfD5TzitfttM1SzZTbXpYRGUeX/1%20p60ukzi8LsLTqmX4nLP8Iw.png\",\"https://cdn.steemitimages.com/DQmWGqE38ViJhakYFHgpEa9LVN9MrZJjx2jGu23yo7BWihR/Copy%20of%20Copy%20of%20sneak%20peak.png\"],\"links\":[\"https://ethichub.com/\",\"https://t.me/ethichubeng\",\"https://app.getresponse.com/site2/newsletter_ethichub?u=hpXbC&webforms_id=BRrWm\",\"https://www.reddit.com/r/EthicHub/\",\"https://twitter.com/EthicHub\"],\"app\":\"steemit/0.1\",\"format\":\"markdown\"}"
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