Ecoer Logo
VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.00%
Net Worth
0.007USD
STEEM
0.000STEEM
SBD
0.000SBD
Effective Power
5.007SP
├── Own SP
0.126SP
└── Incoming Deleg
+4.881SP

Detailed Balance

STEEM
balance
0.000STEEM
market_balance
0.000STEEM
savings_balance
0.000STEEM
reward_steem_balance
0.000STEEM
STEEM POWER
Own SP
0.126SP
Delegated Out
0.000SP
Delegation In
4.881SP
Effective Power
5.007SP
Reward SP (pending)
0.000SP
SBD
sbd_balance
0.000SBD
sbd_conversions
0.000SBD
sbd_market_balance
0.000SBD
savings_sbd_balance
0.000SBD
reward_sbd_balance
0.000SBD
{
  "balance": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "reward_steem_balance": "0.000 STEEM",
  "vesting_shares": "204.179289 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7939.480517 VESTS",
  "sbd_balance": "0.000 SBD",
  "savings_sbd_balance": "0.000 SBD",
  "reward_sbd_balance": "0.000 SBD",
  "conversions": []
}

Account Info

nameerifubirugen
id824778
rank1,404,218
reputation43994021
created2018-03-12T14:42:42
recovery_accountsteem
proxyNone
post_count2
comment_count0
lifetime_vote_count0
witnesses_voted_for0
last_post2018-06-19T18:45:39
last_root_post2018-06-19T18:45:39
last_vote_time2018-06-19T18:44:00
proxied_vsf_votes0, 0, 0, 0
can_vote1
voting_power0
delayed_votes0
balance0.000 STEEM
savings_balance0.000 STEEM
sbd_balance0.000 SBD
savings_sbd_balance0.000 SBD
vesting_shares204.179289 VESTS
delegated_vesting_shares0.000000 VESTS
received_vesting_shares7939.480517 VESTS
reward_vesting_balance0.000000 VESTS
vesting_balance0.000 STEEM
vesting_withdraw_rate0.000000 VESTS
next_vesting_withdrawal1969-12-31T23:59:59
withdrawn0
to_withdraw0
withdraw_routes0
savings_withdraw_requests0
last_account_recovery1970-01-01T00:00:00
reset_accountnull
last_owner_update2018-05-07T22:29:00
last_account_update2018-05-07T22:29:00
minedNo
sbd_seconds0
sbd_last_interest_payment1970-01-01T00:00:00
savings_sbd_last_interest_payment1970-01-01T00:00:00
{
  "id": 824778,
  "name": "erifubirugen",
  "owner": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6knvNpzNF9sABpzUkMfRYjKqEg794ywHbLEbTPtjY984tw8L5C",
        1
      ]
    ]
  },
  "active": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM6JXMJx6faeL2DgSgUA5rwohrAGZyEATBsMcZU4VwmmuvMyVSD9",
        1
      ]
    ]
  },
  "posting": {
    "weight_threshold": 1,
    "account_auths": [],
    "key_auths": [
      [
        "STM5dENMJfmxW39kdp4yTjKVZtfnKGAobxYvAszRznYcjuDJsiZkP",
        1
      ]
    ]
  },
  "memo_key": "STM6MZsHnbtJVf8gC8g59rQMYVSXgZ6L6BY3sMg29ZNmPjnUanjQk",
  "json_metadata": "{}",
  "posting_json_metadata": "{}",
  "proxy": "",
  "last_owner_update": "2018-05-07T22:29:00",
  "last_account_update": "2018-05-07T22:29:00",
  "created": "2018-03-12T14:42:42",
  "mined": false,
  "recovery_account": "steem",
  "last_account_recovery": "1970-01-01T00:00:00",
  "reset_account": "null",
  "comment_count": 0,
  "lifetime_vote_count": 0,
  "post_count": 2,
  "can_vote": true,
  "voting_manabar": {
    "current_mana": "8143659806",
    "last_update_time": 1779062565
  },
  "downvote_manabar": {
    "current_mana": 2035914951,
    "last_update_time": 1779062565
  },
  "voting_power": 0,
  "balance": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "sbd_balance": "0.000 SBD",
  "sbd_seconds": "0",
  "sbd_seconds_last_update": "1970-01-01T00:00:00",
  "sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_sbd_balance": "0.000 SBD",
  "savings_sbd_seconds": "0",
  "savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "reward_sbd_balance": "0.000 SBD",
  "reward_steem_balance": "0.000 STEEM",
  "reward_vesting_balance": "0.000000 VESTS",
  "reward_vesting_steem": "0.000 STEEM",
  "vesting_shares": "204.179289 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "7939.480517 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "withdrawn": 0,
  "to_withdraw": 0,
  "withdraw_routes": 0,
  "curation_rewards": 0,
  "posting_rewards": 0,
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "witnesses_voted_for": 0,
  "last_post": "2018-06-19T18:45:39",
  "last_root_post": "2018-06-19T18:45:39",
  "last_vote_time": "2018-06-19T18:44:00",
  "post_bandwidth": 0,
  "pending_claimed_accounts": 0,
  "vesting_balance": "0.000 STEEM",
  "reputation": 43994021,
  "transfer_history": [],
  "market_history": [],
  "post_history": [],
  "vote_history": [],
  "other_history": [],
  "witness_votes": [],
  "tags_usage": [],
  "guest_bloggers": [],
  "rank": 1404218
}

Withdraw Routes

IncomingOutgoing
Empty
Empty
{
  "incoming": [],
  "outgoing": []
}
From Date
To Date
steemdelegated 4.881 SP to @erifubirugen
2026/05/18 00:02:45
delegateeerifubirugen
delegatorsteem
vesting shares7939.480517 VESTS
Transaction InfoBlock #106143201/Trx 6f925c34b61b58532cf9e17aa3536a59c77fb54a
View Raw JSON Data
{
  "block": 106143201,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "7939.480517 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2026-05-18T00:02:45",
  "trx_id": "6f925c34b61b58532cf9e17aa3536a59c77fb54a",
  "trx_in_block": 3,
  "virtual_op": 0
}
steemdelegated 3.214 SP to @erifubirugen
2026/05/12 03:00:12
delegateeerifubirugen
delegatorsteem
vesting shares5227.270112 VESTS
Transaction InfoBlock #105974707/Trx 38299b105a105f6b4135b669218b3cfb7eb92b73
View Raw JSON Data
{
  "block": 105974707,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "5227.270112 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2026-05-12T03:00:12",
  "trx_id": "38299b105a105f6b4135b669218b3cfb7eb92b73",
  "trx_in_block": 3,
  "virtual_op": 0
}
steemdelegated 4.889 SP to @erifubirugen
2026/04/25 23:24:03
delegateeerifubirugen
delegatorsteem
vesting shares7951.996273 VESTS
Transaction InfoBlock #105510859/Trx ec58ac79021b3dfd43acae9799572fd664297e6e
View Raw JSON Data
{
  "block": 105510859,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "7951.996273 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2026-04-25T23:24:03",
  "trx_id": "ec58ac79021b3dfd43acae9799572fd664297e6e",
  "trx_in_block": 7,
  "virtual_op": 0
}
steemdelegated 3.239 SP to @erifubirugen
2026/01/23 07:14:18
delegateeerifubirugen
delegatorsteem
vesting shares5268.816931 VESTS
Transaction InfoBlock #102851134/Trx 9258ebb4b026df0865b7e76f3f6d7a996256869c
View Raw JSON Data
{
  "block": 102851134,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "5268.816931 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2026-01-23T07:14:18",
  "trx_id": "9258ebb4b026df0865b7e76f3f6d7a996256869c",
  "trx_in_block": 0,
  "virtual_op": 0
}
steemdelegated 3.340 SP to @erifubirugen
2024/12/17 02:33:57
delegateeerifubirugen
delegatorsteem
vesting shares5433.036128 VESTS
Transaction InfoBlock #91297555/Trx 587ec116fa315c28bef27f1c10a74a770ae39dc2
View Raw JSON Data
{
  "block": 91297555,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "5433.036128 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2024-12-17T02:33:57",
  "trx_id": "587ec116fa315c28bef27f1c10a74a770ae39dc2",
  "trx_in_block": 5,
  "virtual_op": 0
}
steemdelegated 3.444 SP to @erifubirugen
2023/11/13 18:16:30
delegateeerifubirugen
delegatorsteem
vesting shares5602.169660 VESTS
Transaction InfoBlock #79851753/Trx 5d099d95bec4df29d2e6a80ba6c9d1fbc2c0d77d
View Raw JSON Data
{
  "block": 79851753,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "5602.169660 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2023-11-13T18:16:30",
  "trx_id": "5d099d95bec4df29d2e6a80ba6c9d1fbc2c0d77d",
  "trx_in_block": 5,
  "virtual_op": 0
}
steemdelegated 5.250 SP to @erifubirugen
2023/09/21 21:34:57
delegateeerifubirugen
delegatorsteem
vesting shares8539.448446 VESTS
Transaction InfoBlock #78347531/Trx 56fa1206ebdd61c46720b7568400bd5f1c809dbc
View Raw JSON Data
{
  "block": 78347531,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "8539.448446 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2023-09-21T21:34:57",
  "trx_id": "56fa1206ebdd61c46720b7568400bd5f1c809dbc",
  "trx_in_block": 3,
  "virtual_op": 0
}
steemdelegated 5.387 SP to @erifubirugen
2022/11/03 11:24:54
delegateeerifubirugen
delegatorsteem
vesting shares8761.129884 VESTS
Transaction InfoBlock #69112917/Trx f807ca515c455cd844e9ac8e2329620921c2c4eb
View Raw JSON Data
{
  "block": 69112917,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "8761.129884 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2022-11-03T11:24:54",
  "trx_id": "f807ca515c455cd844e9ac8e2329620921c2c4eb",
  "trx_in_block": 2,
  "virtual_op": 0
}
steemdelegated 5.522 SP to @erifubirugen
2022/01/17 10:42:12
delegateeerifubirugen
delegatorsteem
vesting shares8981.663115 VESTS
Transaction InfoBlock #60809110/Trx bce838058d716e7cbd0a017675d4f3eb5128077c
View Raw JSON Data
{
  "block": 60809110,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "8981.663115 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2022-01-17T10:42:12",
  "trx_id": "bce838058d716e7cbd0a017675d4f3eb5128077c",
  "trx_in_block": 9,
  "virtual_op": 0
}
steemdelegated 5.635 SP to @erifubirugen
2021/06/14 00:38:03
delegateeerifubirugen
delegatorsteem
vesting shares9165.431773 VESTS
Transaction InfoBlock #54607510/Trx d56a5e996fda407cb7c584cc68f2f655ce0cc0e8
View Raw JSON Data
{
  "block": 54607510,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "9165.431773 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2021-06-14T00:38:03",
  "trx_id": "d56a5e996fda407cb7c584cc68f2f655ce0cc0e8",
  "trx_in_block": 1,
  "virtual_op": 0
}
steemdelegated 5.750 SP to @erifubirugen
2020/12/11 10:57:12
delegateeerifubirugen
delegatorsteem
vesting shares9352.853747 VESTS
Transaction InfoBlock #49354977/Trx 213fffa893d3faa065803cbcd94169aac59890cc
View Raw JSON Data
{
  "block": 49354977,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "9352.853747 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-12-11T10:57:12",
  "trx_id": "213fffa893d3faa065803cbcd94169aac59890cc",
  "trx_in_block": 5,
  "virtual_op": 0
}
steemdelegated 1.176 SP to @erifubirugen
2020/12/06 04:34:30
delegateeerifubirugen
delegatorsteem
vesting shares1912.543513 VESTS
Transaction InfoBlock #49206542/Trx d495b2a0fe6eecb7c652d7d93958116fc71515d3
View Raw JSON Data
{
  "block": 49206542,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "1912.543513 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-12-06T04:34:30",
  "trx_id": "d495b2a0fe6eecb7c652d7d93958116fc71515d3",
  "trx_in_block": 3,
  "virtual_op": 0
}
steemdelegated 5.754 SP to @erifubirugen
2020/12/05 14:35:24
delegateeerifubirugen
delegatorsteem
vesting shares9359.061601 VESTS
Transaction InfoBlock #49190076/Trx dde419398f39d209d2b54b5ce37e6c0de1100ba5
View Raw JSON Data
{
  "block": 49190076,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "9359.061601 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-12-05T14:35:24",
  "trx_id": "dde419398f39d209d2b54b5ce37e6c0de1100ba5",
  "trx_in_block": 2,
  "virtual_op": 0
}
steemdelegated 1.180 SP to @erifubirugen
2020/11/02 15:12:24
delegateeerifubirugen
delegatorsteem
vesting shares1920.017158 VESTS
Transaction InfoBlock #48257290/Trx d21659cae8f81438fd2cc0644697dd47adb3ccc3
View Raw JSON Data
{
  "block": 48257290,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "1920.017158 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-11-02T15:12:24",
  "trx_id": "d21659cae8f81438fd2cc0644697dd47adb3ccc3",
  "trx_in_block": 2,
  "virtual_op": 0
}
steemdelegated 5.879 SP to @erifubirugen
2020/05/09 05:31:36
delegateeerifubirugen
delegatorsteem
vesting shares9561.866960 VESTS
Transaction InfoBlock #43216786/Trx d135ff78b6d6b98edc73abe8883eefd8fe13c4c5
View Raw JSON Data
{
  "block": 43216786,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "9561.866960 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-05-09T05:31:36",
  "trx_id": "d135ff78b6d6b98edc73abe8883eefd8fe13c4c5",
  "trx_in_block": 2,
  "virtual_op": 0
}
steemdelegated 1.201 SP to @erifubirugen
2020/05/08 09:05:54
delegateeerifubirugen
delegatorsteem
vesting shares1953.311140 VESTS
Transaction InfoBlock #43192849/Trx 1a3170dc9188e6553245e8b3439f52df69403090
View Raw JSON Data
{
  "block": 43192849,
  "op": [
    "delegate_vesting_shares",
    {
      "delegatee": "erifubirugen",
      "delegator": "steem",
      "vesting_shares": "1953.311140 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-05-08T09:05:54",
  "trx_id": "1a3170dc9188e6553245e8b3439f52df69403090",
  "trx_in_block": 21,
  "virtual_op": 0
}
2020/03/12 15:17:36
authorsteemitboard
bodyCongratulations @erifubirugen! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@erifubirugen/birthday2.png</td><td>Happy Steem Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@erifubirugen) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=erifubirugen)_</sub> **Do not miss the last post from @steemitboard:** <table><tr><td><a href="https://steemit.com/steemitboard/@steemitboard/downvote-challenge-add-up-to-3-funny-badges-to-your-board"><img src="https://steemitimages.com/64x128/https://steemitimages.com/0x0/![](https://cdn.steemitimages.com/DQmUuJkZdnSpHVWssxF82ntymqXg4Pvk6K6bYvckUYVRsnj/image.png)"></a></td><td><a href="https://steemit.com/steemitboard/@steemitboard/downvote-challenge-add-up-to-3-funny-badges-to-your-board">Downvote challenge - Add up to 3 funny badges to your board</a></td></tr></table> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
json metadata{"image":["https://steemitboard.com/img/notify.png"]}
parent authorerifubirugen
parent permlinkzerobank-roadmap-2017-2020
permlinksteemitboard-notify-erifubirugen-20200312t151735000z
title
Transaction InfoBlock #41590283/Trx a3b9c1c13c98ecda021c4e4c422ac1a662edf90a
View Raw JSON Data
{
  "block": 41590283,
  "op": [
    "comment",
    {
      "author": "steemitboard",
      "body": "Congratulations @erifubirugen! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@erifubirugen/birthday2.png</td><td>Happy Steem Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@erifubirugen) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=erifubirugen)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/downvote-challenge-add-up-to-3-funny-badges-to-your-board\"><img src=\"https://steemitimages.com/64x128/https://steemitimages.com/0x0/![](https://cdn.steemitimages.com/DQmUuJkZdnSpHVWssxF82ntymqXg4Pvk6K6bYvckUYVRsnj/image.png)\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/downvote-challenge-add-up-to-3-funny-badges-to-your-board\">Downvote challenge - Add up to 3 funny badges to your board</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}",
      "parent_author": "erifubirugen",
      "parent_permlink": "zerobank-roadmap-2017-2020",
      "permlink": "steemitboard-notify-erifubirugen-20200312t151735000z",
      "title": ""
    }
  ],
  "op_in_trx": 0,
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steemdelegated 5.965 SP to @erifubirugen
2019/09/05 08:21:39
delegateeerifubirugen
delegatorsteem
vesting shares9702.257956 VESTS
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2019/03/12 20:44:00
authorsteemitboard
bodyCongratulations @erifubirugen! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@erifubirugen/birthday1.png</td><td>Happy Birthday! - You are on the Steem blockchain for 1 year!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@erifubirugen) and compare to others on the [Steem Ranking](http://steemitboard.com/ranking/index.php?name=erifubirugen)_</sub> **Do not miss the last post from @steemitboard:** <table><tr><td><a href="https://steemit.com/drugwars/@steemitboard/drugwars-early-adopter"><img src="https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmYGN7R653u4hDFyq1hM7iuhr2bdAP1v2ApACDNtecJAZ5/image.png"></a></td><td><a href="https://steemit.com/drugwars/@steemitboard/drugwars-early-adopter">Are you a DrugWars early adopter? Benvenuto in famiglia!</a></td></tr></table> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
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2018/09/24 01:54:27
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steemdelegated 18.580 SP to @erifubirugen
2018/07/17 16:48:51
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2018/06/25 00:49:24
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2018/06/19 18:45:57
authorcheetah
bodyHi! I am a robot. I just upvoted you! I found similar content that readers might be interested in: https://zerobank.cash/
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2018/06/19 18:45:51
authorerifubirugen
permlinkzerobank-roadmap-2017-2020
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2018/06/19 18:45:39
authorerifubirugen
bodyMarket 3-C Problems The current international money transfer and exchange industry typically depends on banking systems and MTOs. However, these outdated-model businesses encounter many problems themselves, making them insufficient, sluggish, and costly. Cost International banks and global MTOs bear many kinds of cost due to their bulky, outdated, brick-and-mortar structures. For example, according to a recent research at Citi, the costs for maintaining legacy information systems, investing in new ones and paying IT staff, all adds up to account for 25% of a typical bank’s annual budget. Banks spend around $200 billion every year on IT, 80 percent of which — Citi estimates — is spent on maintenance and small evolution of legacy system. These costs translate into their excessive service fees. The very way these institutions approach remittance service adds to the final costs, since they only deal with the most common currencies, ignoring vast swaths of those in need. Customers transferring to or from less common currencies can face double costs. Taking a specific example when a customer transfer money from the U.K. to China via Western Union (WU) system: - WU takes GBP in the U.K. and transfer to China in USD => Customer bears GBP/USD spread from WU. - WU’s partner in China has to use unofficial rate to convert the USD into CNY to pay out in CNY. Customer bears local USD/CNY spread. Consequently, transferring money from the U.K. to China via WU systems, a customer bears two conversion rates with spreads (double expenses), in addition to high commission fees for the transaction. Coverage Many banks with large network coverage are not involved in non-commercial transfers. However, although many banks and MTOs have developed strong networks, the money transfer industry in general falls well short of the entire market’s need, especially in remote areas where communities are small, and commercial activities are low. Compliance Since the industry is heavily regulated by governments around the world, any banks involved in remittance transactions and all MTOs have to invest heavily to assure legal compliance, which in turn adds to the cost of their services. National banks in many countries are no longer licensing smaller MTOs, mostly due to problems concerning legal compliance, especially in the United States and the United Kingdom, where Anti Money Laundering (AML) law is strictly enforced. Legal costs are forcing more and more players out of this market space, leaving customers with less and less options. How ZeroBank System works? The money transfer and exchange industry is not immune to the global movement towards decentralization and peer-to-peer sharing economies. In fact, these areas are poised to be some on the leading edge of those that thrive in this new paradigm. With the help of blockchain and smart contract technologies, along with the sharing economy model, ZeroBank will disrupt the outdated transfer and exchange models centralized around “too-big-to-fail” banking and MTO systems by bringing out a “money barter” model fit right in the current position of world money market. Roadmap Q3, Q4 2017 Idea & Technical Feasibility Study Founder Discussion and Brainstorming White Paper structure developed and implemented Proposed advisors list completed Q1 2018 Proposed angel investors Proposed partners and prepare MOU Sales and Marketing team finalized One Pager and WP released ZeroBank technical Architecture development began Q2 2018 Angel Investors finalized Partners list completed and finalized Sales and Marketing Implementation (Road Show, Media Seeding, Public awareness) Infrastructure setup, Local Blockchain miner setup, MVP backend development starts MVP GUI on iOS development starts Security implementation starts Q3, Q4 2018 ICO started and completed (Angel investors, Ambassadors, Whitelist, pre ICO, and ICO) Listing Token on several trading platforms (will be confirmed soonest) Training and Development for Partners Agent channel development implementation (Hanoi, Tokyo, Seoul, Bangkok, Warsaw, London, Paris & New York) First iOS Version released, Feedback on test net. Community testers will be selected MVP GUI on Android development starts Compliance implementation starts Security enforcement starts: penetration test by independent specialists Q1, Q2 2019 Start Public Support — Call center Compliance final validation for first-targeted market: Hanoi, London & Paris Final test and Go live with Agents in Hanoi, London & Paris markets Feedback and Finanlizing functionalities Q3, Q4 2019 Continue Sales and Marketing Full sharing economy starts: Every one can join as Agents Compliance implementation starts for other markets: Tokyo, Seoul, Hong Kong, & New York Testing product and services at other markets. From Q1 2020 Evolutive maintenance Production and Support: Business as Usual Go live in other markets: Tokyo, Seoul, Hong Kong, & New York Studying & Implementing new features From Q1 2021 Extension of ZeroBank functionalities: eco-system Exchanging ZeroBank tokens for new services Global expansion continues
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      "body": "Market 3-C Problems\nThe current international money transfer and exchange industry typically depends on banking systems and MTOs.\nHowever, these outdated-model businesses encounter many problems themselves, making them insufficient, sluggish, and costly.\n\nCost\nInternational banks and global MTOs bear many kinds of cost due to their bulky, outdated, brick-and-mortar structures. For example, according to a recent research at Citi, the costs for maintaining legacy information systems, investing in new ones and paying IT staff, all adds up to account for 25% of a typical bank’s annual budget. Banks spend around $200 billion every year on IT, 80 percent of which — Citi estimates — is spent on maintenance and small evolution of legacy system. 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However, although many banks and MTOs have developed strong networks, the money transfer industry in general falls well short of the entire market’s need, especially in remote areas where communities are small, and commercial activities are low.\n\nCompliance\nSince the industry is heavily regulated by governments around the world, any banks involved in remittance transactions and all MTOs have to invest heavily to assure legal compliance, which in turn adds to the cost of their services. National banks in many countries are no longer licensing smaller MTOs, mostly due to problems concerning legal compliance, especially in the United States and the United Kingdom, where Anti Money Laundering (AML) law is strictly enforced. 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With the help of blockchain and smart contract technologies, along with the sharing economy model, ZeroBank will disrupt the outdated transfer and exchange models centralized around “too-big-to-fail” banking and MTO systems by bringing out a “money barter” model fit right in the current position of world money market.\n\nRoadmap\nQ3, Q4 2017\n\nIdea & Technical Feasibility Study\nFounder Discussion and Brainstorming\nWhite Paper structure developed and implemented\nProposed advisors list completed\n\nQ1 2018\n\nProposed angel investors\nProposed partners and prepare MOU\nSales and Marketing team finalized\nOne Pager and WP released\nZeroBank technical Architecture development began\n\nQ2 2018\n\nAngel Investors finalized\nPartners list completed and finalized\nSales and Marketing Implementation (Road Show, Media Seeding, Public awareness)\nInfrastructure setup, Local Blockchain miner setup, MVP backend development starts\nMVP GUI on iOS development starts\nSecurity implementation starts\n\nQ3, Q4 2018\n\nICO started and completed (Angel investors, Ambassadors, Whitelist, pre ICO, and ICO)\nListing Token on several trading platforms (will be confirmed soonest)\nTraining and Development for Partners\nAgent channel development implementation (Hanoi, Tokyo, Seoul, Bangkok, Warsaw, London, Paris & New York)\nFirst iOS Version released, Feedback on test net. Community testers will be selected\nMVP GUI on Android development starts\nCompliance implementation starts\nSecurity enforcement starts: penetration test by independent specialists\n\nQ1, Q2 2019\n\nStart Public Support — Call center\nCompliance final validation for first-targeted market: Hanoi, London & Paris\nFinal test and Go live with Agents in Hanoi, London & Paris markets\nFeedback and Finanlizing functionalities\n\nQ3, Q4 2019\n\nContinue Sales and Marketing\nFull sharing economy starts: Every one can join as Agents\nCompliance implementation starts for other markets: Tokyo, Seoul, Hong Kong, & New York\nTesting product and services at other markets.\n\nFrom Q1 2020\n\nEvolutive maintenance\nProduction and Support: Business as Usual\nGo live in other markets: Tokyo, Seoul, Hong Kong, & New York\nStudying & Implementing new features\n\nFrom Q1 2021\n\nExtension of ZeroBank functionalities: eco-system\nExchanging ZeroBank tokens for new services\nGlobal expansion continues",
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erifubirugencustom json: follow
2018/06/19 18:44:27
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2018/06/19 18:44:21
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2018/06/19 18:44:12
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2018/06/19 18:44:00
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2018/06/19 18:43:57
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2018/06/19 18:43:48
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2018/06/19 18:43:18
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2018/05/17 10:34:45
authorerifubirugen
permlinktyperium-best-ico-in-2018
votererifubirugen
weight10000 (100.00%)
Transaction InfoBlock #22506993/Trx ea341ae88f8127a1f453686ea78c9fab21b4c9dd
View Raw JSON Data
{
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2018/05/17 10:30:57
authorerifubirugen
permlinktyperium-best-ico-in-2018
voterax3
weight100 (1.00%)
Transaction InfoBlock #22506917/Trx d60ea784866c3fc007243adf44618a9a7d51f0a3
View Raw JSON Data
{
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2018/05/17 10:30:48
authorerifubirugen
bodyTyperium Brand New Website is Now Live! 30 Day countdown to the Typerium Token begins now... Sign up: http://www.typerium.io #ico
json metadata{"tags":["ico","typerium"],"links":["http://www.typerium.io"],"app":"steemit/0.1","format":"markdown"}
parent author
parent permlinkico
permlinktyperium-best-ico-in-2018
titleTyperium (Best ICO in 2018)
Transaction InfoBlock #22506914/Trx ede97180d6d7fafa868245f6de20465a18836c98
View Raw JSON Data
{
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      "parent_author": "",
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erifubirugenupdated their account properties
2018/05/07 22:29:00
accounterifubirugen
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json metadata{}
memo keySTM6MZsHnbtJVf8gC8g59rQMYVSXgZ6L6BY3sMg29ZNmPjnUanjQk
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posting{"account_auths":[],"key_auths":[["STM5dENMJfmxW39kdp4yTjKVZtfnKGAobxYvAszRznYcjuDJsiZkP",1]],"weight_threshold":1}
Transaction InfoBlock #22233310/Trx 4c774378bba13b8481b183b537d6dcb57705c577
View Raw JSON Data
{
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2018/04/08 16:22:57
idfollow
json["follow",{"follower":"erifubirugen","following":"dennishlewis","what":["blog"]}]
required auths[]
required posting auths["erifubirugen"]
Transaction InfoBlock #21391606/Trx 1a25c2c4e19bfc87a771c12fa0392951d609d8ef
View Raw JSON Data
{
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steemdelegated 18.705 SP to @erifubirugen
2018/03/12 14:43:18
delegateeerifubirugen
delegatorsteem
vesting shares30422.738973 VESTS
Transaction InfoBlock #20613106/Trx 30cd4dfd7c61147aab7716d66a0d13072d9a6316
View Raw JSON Data
{
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  "trx_id": "30cd4dfd7c61147aab7716d66a0d13072d9a6316",
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steemcreated a new account: @erifubirugen
2018/03/12 14:42:42
active{"account_auths":[],"key_auths":[["STM5CArfAjq7z7YfG5JtFGJiGrrZVSRuTKbgjjuL9eP3BZV2whzUb",1]],"weight_threshold":1}
creatorsteem
delegation30690.000000 VESTS
extensions[]
fee0.100 STEEM
json metadata{}
memo keySTM898RnbHP5rUepiaWbJnNqjE7phpAVN6iK6bBSRvi25sHxPkeUM
new account nameerifubirugen
owner{"account_auths":[],"key_auths":[["STM5oEcKH4NS9jyDZGAxXGaDp3wW4zxsFDUAC3bRUbww4zxEEZtNo",1]],"weight_threshold":1}
posting{"account_auths":[],"key_auths":[["STM7cdDW1P84AWDcHHhB6n4DoBQHxUCNUPuHDoTjDEJJo9xx27KiU",1]],"weight_threshold":1}
Transaction InfoBlock #20613094/Trx 0bf42ed23d01cbd12a59e0fd1eef25c6181bcf09
View Raw JSON Data
{
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}

Account Metadata

POSTING JSON METADATA
None
JSON METADATA
None
{
  "posting_json_metadata": {},
  "json_metadata": {}
}

Auth Keys

Owner
Single Signature
Public Keys
STM6knvNpzNF9sABpzUkMfRYjKqEg794ywHbLEbTPtjY984tw8L5C1/1
Active
Single Signature
Public Keys
STM6JXMJx6faeL2DgSgUA5rwohrAGZyEATBsMcZU4VwmmuvMyVSD91/1
Posting
Single Signature
Public Keys
STM5dENMJfmxW39kdp4yTjKVZtfnKGAobxYvAszRznYcjuDJsiZkP1/1
Memo
STM6MZsHnbtJVf8gC8g59rQMYVSXgZ6L6BY3sMg29ZNmPjnUanjQk
{
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    "account_auths": [],
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  },
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    "key_auths": [
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        "STM6JXMJx6faeL2DgSgUA5rwohrAGZyEATBsMcZU4VwmmuvMyVSD9",
        1
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  },
  "posting": {
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    "account_auths": [],
    "key_auths": [
      [
        "STM5dENMJfmxW39kdp4yTjKVZtfnKGAobxYvAszRznYcjuDJsiZkP",
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  },
  "memo": "STM6MZsHnbtJVf8gC8g59rQMYVSXgZ6L6BY3sMg29ZNmPjnUanjQk"
}

Witness Votes

0 / 30
No active witness votes.
[]