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      "body": "The internet and the evolution of social media platforms makes it easy to find information — and misinformation — on almost any topic, including financial planning.\nApproximately 3.6 billion people worldwide access a growing array of social media such as Facebook, Instagram, Twitter and TikTok.\nAlthough social media platforms can be sources of legitimate and useful financial tips and advice, they are also home to fake news and influencers of dubious credibility who offer financial advice based on nothing but their own point of view in order to gain followers.\"People often accept information from social media influencers and assume it to be true without looking into their professional background and verifying their credibility,\" according to CERTIFIED FINANCIAL PLANNER™ professionals Shannah Compton Game, CFP® and Akeiva Ellis, CFP®.They recommend asking yourself these questions when considering advice from social media experts:\n\nIs their professional experience directly related to finance?\nDo they have education or certification in personal finance?\nIf they themselves have no financial background, are they partnering with legitimate financial experts?\n\n![analytics-g04f4af4d1_1920~2.jpg](https://cdn.steemitimages.com/DQmTCPybnHXP8EbWJawFyZwFLWSAKRBpbRT8WoLgLDJXAya/analytics-g04f4af4d1_1920~2.jpg)\n\nUnfortunately, many of the viral influencers on social media who share financial information have not undergone any sort of formal financial training. So you should be aware of other red flags from their advice, including:Touting their solution as the only solution. There is often no one \"right\" answer to every financial decision, so be alert if the influencer provides only one solution without considering alternatives.Looking at the small picture. Much of social media content is brief, aimed at short-attention spans. Influencers may not take the time to explain the context behind a tip or recommendation and how it might affect your larger financial planning goals.Seeking likes and shares. Just because someone has a large following on social media doesn’t mean they are experts. Many popular social media \"gurus\" are working with advertisers to create content that may not be relevant, accurate, or helpful.Just as you should be wary of medical advice from someone who is not a doctor, be wary of financial advice from someone without expertise in financial planning. Working with a CFP® professional ensures that you are getting the accurate and up-to-date information you need to plan for your financial well-being at any stage of life. Also, a CFP® professional is trained to offer advice tailored to your unique financial needs and goals.Be discerning when you see financial advice on social media and use it as a starting point for discussions with a financial advisor to make the right decisions for your financial future. Find your CFP® professional today using the \"Find a CFP® professional\" tool at LetsMakeAPlan.org.",
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      "body": "The internet and the evolution of social media platforms makes it easy to find information — and misinformation — on almost any topic, including financial planning.\nApproximately 3.6 billion people worldwide access a growing array of social media such as Facebook, Instagram, Twitter and TikTok.\nAlthough social media platforms can be sources of legitimate and useful financial tips and advice, they are also home to fake news and influencers of dubious credibility who offer financial advice based on nothing but their own point of view in order to gain followers.\"People often accept information from social media influencers and assume it to be true without looking into their professional background and verifying their credibility,\" according to CERTIFIED FINANCIAL PLANNER™ professionals Shannah Compton Game, CFP® and Akeiva Ellis, CFP®.They recommend asking yourself these questions when considering advice from social media experts:\n\nIs their professional experience directly related to finance?\nDo they have education or certification in personal finance?\nIf they themselves have no financial background, are they partnering with legitimate financial experts?\n\n![analytics-g04f4af4d1_1920~2.jpg](https://cdn.steemitimages.com/DQmTCPybnHXP8EbWJawFyZwFLWSAKRBpbRT8WoLgLDJXAya/analytics-g04f4af4d1_1920~2.jpg)\n\nUnfortunately, many of the viral influencers on social media who share financial information have not undergone any sort of formal financial training. So you should be aware of other red flags from their advice, including:Touting their solution as the only solution. There is often no one \"right\" answer to every financial decision, so be alert if the influencer provides only one solution without considering alternatives.Looking at the small picture. Much of social media content is brief, aimed at short-attention spans. Influencers may not take the time to explain the context behind a tip or recommendation and how it might affect your larger financial planning goals.Seeking likes and shares. Just because someone has a large following on social media doesn’t mean they are experts. Many popular social media \"gurus\" are working with advertisers to create content that may not be relevant, accurate, or helpful.Just as you should be wary of medical advice from someone who is not a doctor, be wary of financial advice from someone without expertise in financial planning. Working with a CFP® professional ensures that you are getting the accurate and up-to-date information you need to plan for your financial well-being at any stage of life. Also, a CFP® professional is trained to offer advice tailored to your unique financial needs and goals.Be discerning when you see financial advice on social media and use it as a starting point for discussions with a financial advisor to make the right decisions for your financial future. Find your CFP® professional today using the \"Find a CFP® professional\" tool at LetsMakeAPlan.org.",
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      "author": "steem.history",
      "body": "Hello welcome to Steemit world! \n I'm @steem.history, who is steem witness. \n This is a recommended post for you.[Newcomers Guide](https://steemitdev.com/guide/@steemitblog/steemit-a-guide-for-newcomers) and [The Complete Steemit Etiquette Guide (Revision 2.0)](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) and, recommended community [Newcomers Community](https://steemit.com/trending/hive-172186) \n I wish you luck to your steemit activities.<center> \n \n \n https://cdn.steemitimages.com/DQmXHwdcNs5VPcBft1iSosPdHLpBNBfjuG84g3ffWhMw5JQ/image.png \n <sub>(The bots avatar has been created using https://robohash.org/)</sub> \n @steem.history \n \n ### My witness activity \n - [My aspiration for STEEM witness](https://steemit.com/hive-185836/@steem.history/my-aspiration-for-steem-witness-1601280729) \n - Provides information on Steem.  \n [Reference](https://steemit.com/trending/hive-130095) \n - Supporting the Steem project. \n [SPUD4STEEM project](https://steemit.com/trending/spud4steem) \n - Supporting the community. \n [Newcomers Community](https://steemit.com/trending/hive-172186),[Steem Sri Lanka](https://steemit.com/trending/hive-133716) ,[WORLD OF XPILAR](https://steemit.com/trending/hive-185836), [GLOBAL STEEM](https://steemit.com/trending/hive-145160), [Scouts](https://steemit.com/trending/hive-181136), [Latino Community](https://steemit.com/trending/hive-188619) \n \n ### My featured posts \n - [The Complete Steemit Etiquette Guide (Revision 2.0) -Homage](https://steemit.com/steem/@steem.history/the-complete-steemit-etiquette-guide-revision-20-homage-1598425779) \n \n [![image.png](https://cdn.steemitimages.com/DQmd7of2TpLGqvckkrReWahnkxMWH6eMg5upXesfsujDCnW/image.png)](https://steemlogin.com/sign/account-witness-vote?witness=steem.history&amp;approve=1) \n <sub>please click it!</sub> \n \n ![image.png](https://cdn.steemitimages.com/DQmWDnFh7Kcgj2gdPc5RgG9Cezc4Bapq8sQQJvrkxR8rx5z/image.png) \n <sub>(Go to https://steemit.com/~witnesses and type fbslo at the bottom of the page)</sub> \n \n </center>",
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      "body": "Women often juggle many important duties. They are caregivers, business owners, household managers, community leaders and volunteers. Balancing these varied responsibilities often affects their financial needs and outlook, and it can present some challenges to reaching their personal and financial goals.Working with a CERTIFIED FINANCIAL PLANNERTM professional can provide some clarity for women who may feel overwhelmed or uncertain about their finances. CFP® professionals are trained to provide competent, ethical financial advice and can be trusted advisors who help you see the bigger financial picture.\n\nHere are five benefits of holistic financial planning for women.\n1. It alleviates financial stress. Changes in employment, family circumstances or housing are just a few of the things that can cause concerns about your financial future. A CFP® professional can help you weather these ups and downs, recommending sound financial strategies that keep you on track to reach your goals.\n\n2. It supports career transitions. Many women take time off from their careers to care for children and family members. Millions of others may be reevaluating their current jobs against their needs and values, potentially leading to a career change. These decisions have important implications for your income, earning potential and retirement savings. A CFP® professional can help you clarify your priorities and plan for your next career move.\n\n3. It helps your business thrive. If you own a business (or would like to), a CFP® professional can collaborate with you to create a financial plan to guide you through the start-up phase, company growth and expansion, and succession planning.\n\n4. It lets you determine your legacy. Estate planning is important for all women, but especially those who have considerable assets, such as real estate, insurance policies and retirement accounts, to bequeath. A CFP® professional can help you develop a thorough estate plan that fulfills your financial desires.\n\n5. It gives you confidence in your tomorrow. Creating a holistic financial plan that helps you establish short- and long-term life goals is a crucial step in mapping out your financial future. When you have a strategy and a financial plan, it’s easier to make financial decisions and stay on track to reach your goals.\n![analytics-g04f4af4d1_1920.jpg](https://cdn.steemitimages.com/DQmX56BuP1HxwDFJ1jFcEmqPSccYgUhY1DzJZxT7CrUpHPa/analytics-g04f4af4d1_1920.jpg)",
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