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      "permlink": "steemitboard-notify-digitaldabbler-20191023t165357000z",
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      "body": "Congratulations @digitaldabbler! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@digitaldabbler/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@digitaldabbler) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=digitaldabbler)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest-commemorative-badge-refactored\"><img src=\"https://steemitimages.com/64x128/https://files.steempeak.com/file/steempeak/arcange/YqQV5Tbj-image.png\"></a></td><td><a href=\"https://steemit.com/steemfest/@steemitboard/steemfest-commemorative-badge-refactored\">SteemFest⁴  commemorative badge refactored</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "This graphic represents the majority of people's perspective of Bitcoin and the blockchain.\n\n![Blockchain.jpg](https://steemitimages.com/DQmcVM4BUDWKRerentwTpShsdX937A6DVyQGNrUyaq1ypJr/Blockchain.jpg)\n\nThe majority want to know when to buy and sell it and how we can incorporate it into our lives (or better still profit from it). Trading doesn't help me to sleep at night, so the ideal should be to look at each cryptocurrency on its merits and stick with that view over the long term.\n\nThe best description that I have heard of identifying use cases for the blockchain is:\n\"If you can describe a use case without mentioning blockchain, that's probably a good start.\"\n\nThe blockchain is an enabler that will transform many aspects of life, business and transactions, however it is not the solution for everything. Often, a database will suffice.\n\nThe key 4 requirements of blockchain suitability are needs:\n- To transport data\n- For information to be immutable\n- For the code behind it to be tamper resistant\n- For the code to be executed\n\nFYI, I like to think of myself as the 4th desk: \"HOW to buy\". \n\nThere are many newcomers to the marketplace who are not looking to buy or sell actively. They simply want to 'get in on it' and hold/invest for the long term, but are daunted by what still initially remains quite a complicated environment of exchanges, transfers, purchase and secure wallets.\n\nBecome Crypto Fluent.",
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      "body": "Very interesting article. I certainly agree on diversifying crypto exposure. For the majority of people, they just want to get a stake in the crypto market. A balance of long-term holdings (put aside in paper wallets) together with cloud mining is a good solution.\nThe way I see it, there are significant advantages of some cloud mining over pooled mining (e.g. not having to be technical, equipment automatically updated, not having to cover electricity costs, less noise and heat...). The key downsides are that the company that you are dealing with do not make it clear how the system operates and that they don't exist.\nThe cloud that I mine through gives a mined credit daily, which can be cashed in whenever. I am on track for my purchase of hardware share (not hashing power) to be repaid within 4 months with any subsequent mining on a lifetime basis to effectively be at a rate of just under 300% per year (although my outlay will have been covered by that point). This return is after 50% of mining returns have been paid.\nIn terms of the people running it, by doing your homework on who is behind it, you can be more reassured that it is not a scam. In my case, the people behind the mining have a much more substantial and known business that would not be even vaguely in their interest to jeopardise to profit from at the expense of the key business. I have verified images of them on site with all of the machinery whirring in the background.\nAll in, cloud mining can provide a very attractive return for the amount of effort that you have to put in. I can handle 4 months of calculated risk in the interim.",
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      "body": "Nice, check http://www.iphone8abonnement.nl for iPhone 8 plans in the Netherlands.",
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      "permlink": "45k7cn-iphone-8-and-x-buy-handset-outright-vs-pay-monthly-phone-contract-uk",
      "title": "iPhone 8 and X: Buy handset outright vs pay-monthly phone contract (UK)",
      "body": "@@ -455,16 +455,200 @@\n ndset.%0A%0A\n+!%5Bmobile-phone-money-banknotes-us-dollars-163069.jpeg%5D(https://steemitimages.com/DQmar35pz849zCcLmMoEaHbR17go2Ksc33hss1JkJvrSLKb/mobile-phone-money-banknotes-us-dollars-163069.jpeg) %0A%0A\n So, what\n@@ -1050,191 +1050,8 @@\n r.%0A%0A\n-!%5Bmobile-phone-money-banknotes-us-dollars-163069.jpeg%5D(https://steemitimages.com/DQmar35pz849zCcLmMoEaHbR17go2Ksc33hss1JkJvrSLKb/mobile-phone-money-banknotes-us-dollars-163069.jpeg) %0A\n Voda\n@@ -1848,16 +1848,16 @@\n vance.%0A%0A\n+\n The math\n@@ -2112,442 +2112,8 @@\n a)%0A%0A\n-Vodafone:%0AiPhone X: %C2%A3300 upfront plus %C2%A362 per month for 24 month contract (4gb data)%0AiPhone 8: %C2%A330 upfront plus %C2%A354 per month for 24 month contract (4gb data)%0ASIM-only: %C2%A316 per month for 12 month contract (6gb data)%0A%0AVodafone:%0AiPhone X: %C2%A3300 upfront plus %C2%A362 per month for 24 month contract (4gb data)%0AiPhone 8: %C2%A330 upfront plus %C2%A354 per month for 24 month contract (4gb data)%0ASIM-only: %C2%A316 per month for 12 month contract (6gb data)%0A%0A\n O2:%0A\n",
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      "body": "Congratulations @digitaldabbler! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstvote.png)](http://steemitboard.com/@digitaldabbler) You made your First Vote\n\nClick on any badge to view your own Board of Honor on SteemitBoard.\nFor more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)\n\nIf you no longer want to receive notifications, reply to this comment with the word `STOP`\n\n> By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!",
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      "body": "This is the Zizkov Television Tower in Prague.\n\nI think that it is one of the most original ways of making a rather ordinary looking tower into an attraction.\n\nPLEASE REPLY WITH SOME ORIGINAL CAPTIONS!!![IMG_0144.JPG](https://steemitimages.com/DQmTuVAhhsMjC8zvhDQv8uhrUXkBebRk6AhnNjYzbpGDShQ/IMG_0144.JPG)![IMG_0146.JPG](https://steemitimages.com/DQmTrGTZ3TCEYWMN5NKR6aRUTxfqAtxkqGwZMUJY43bpvAG/IMG_0146.JPG)",
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      "body": "Congratulations @digitaldabbler! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstpost.png)](http://steemitboard.com/@digitaldabbler) You published your First Post\n\nClick on any badge to view your own Board of Honor on SteemitBoard.\nFor more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)\n\nIf you no longer want to receive notifications, reply to this comment with the word `STOP`\n\n> By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!",
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      "author": "digitaldabbler",
      "permlink": "45k7cn-iphone-8-and-x-buy-handset-outright-vs-pay-monthly-phone-contract-uk",
      "title": "iPhone 8 and X: Buy handset outright vs pay-monthly phone contract (UK)",
      "body": "For the past couple of years, I’ve preferred to have a SIM-only contract and to buy my iPhone direct from Apple for full price. The key advantage is that I’m not locked into a contract and it’s actually cheaper over time.\n\nA SIM-only contract is basically the same as a pay monthly one but you’re not locked in for 24 months and you are just paying for the calls/data. Pay monthly contracts include calls/data plus a contribution towards the cost of a handset.\n\nSo, what are the costs and differences.\n\nTaking the most expensive handset, which is the iPhone X (256gb) at £1149 and the cheapest of the new handsets, the iPhone 8 (64gb) at £699, I’ll walk you through the differences for the various UK providers so that you can see what the overall cost of the handset and line rental is over 24 months’ ownership. See further down for a breakdown and what they cover.\n\n![mobile-phone-money-banknotes-us-dollars-163069.jpeg](https://steemitimages.com/DQmar35pz849zCcLmMoEaHbR17go2Ksc33hss1JkJvrSLKb/mobile-phone-money-banknotes-us-dollars-163069.jpeg) – \tiPhone X: £1788 on contract or £1533 SIM-only\n\t\tiPhone 8: £1326 on contract or £1083 SIM-only\n\nO2 – \t\tiPhone X: £1870 on contract or £1533 SIM-only\n\t\tiPhone 8: £1318 on contract or £1083 SIM-only\n\nThree – \tiPhone X: £1951 on contract or £1461 SIM-only\n\t\tiPhone 8: £1351 on contract or £1011 SIM-only\n\nEE –\t \tiPhone X: £1982 on contract or £1653 SIM-only\n\t\tiPhone 8: £1442 on contract or £1203 SIM-only\n\nGiffGaff – \tiPhone X: £1509 SIM-only\n\t\tiPhone 8: £1059 SIM-only\n\nSo, you basically save around £250 over the period of a 24 month contract (a little over £10 per month) and get the flexibility to move providers or cancel in the interim. Furthermore, you will have an unlocked handset as you buy directly from Apple. The only thing is that you have to lay out the full amount in advance.\n\nThe maths behind it and some extra notes…\n\nVodafone:\niPhone X: £300 upfront plus £62 per month for 24 month contract (4gb data)\niPhone 8: £30 upfront plus £54 per month for 24 month contract (4gb data)\nSIM-only: £16 per month for 12 month contract (6gb data)\n\nVodafone:\niPhone X: £300 upfront plus £62 per month for 24 month contract (4gb data)\niPhone 8: £30 upfront plus £54 per month for 24 month contract (4gb data)\nSIM-only: £16 per month for 12 month contract (6gb data)\n\nVodafone:\niPhone X: £300 upfront plus £62 per month for 24 month contract (4gb data)\niPhone 8: £30 upfront plus £54 per month for 24 month contract (4gb data)\nSIM-only: £16 per month for 12 month contract (6gb data)\n\nO2:\niPhone X: £70 upfront plus £75 per month for 24 month contract (5gb data)\niPhone 8: £70 upfront plus £52 per month for 24 month contract (5gb data)\nSIM-only: £16 per month for 12 month contract (5gb data)\n\nThree:\niPhone X: £79 upfront plus £78 per month for 24 month contract (4gb data)\niPhone 8: £79 upfront plus £53 per month for 24 month contract (4gb data)\nSIM-only: £13 per month for 12 month contract (4gb data)\n\nEE:\niPhone X: £230 upfront plus £73 per month for 24 month contract (15gb data)\niPhone 8: £50 upfront plus £58 per month for 24 month contract (8gb data)\nSIM-only: £21 per month for 12 month contract (18gb data)\n\nGiffGaff:\nSIM-only: £15 per month for 30-day contract (6gb data and 1000 mins per month)\n\nThese numbers are based upon unlimited minutes/texts and data of around 4GB per month. If have done my best to compare ‘like with like’ (EE seem to have much larger data bundles). The difference in cost between 24 month contract and SIM only is similar for data bundles that are further up the scale. Costs came from provider websites on 1st November 2017.\n\nSIM-only contracts come in 2 forms. You can either have a 30-day contract or a 12-month contract. The above savings are based upon the 12-month contract. You’ll need to add around £5 per month for 30-day contracts, but that still saves you around £125 over the life of your contract. The only exception to this is GiffGaff, who only do 30-day contracts.\n\nVERDICT: You can save yourself around £250 over 24 months and have a more flexible contract by buying your handset directly from Apple and taking out a SIM-only contract. The cheapest SIM-only provider is Three and if you’re getting a contract, Vodafone are the cheapest.\n![mobile-phone-money-banknotes-us-dollars-163069.jpeg](https://steemitimages.com/DQmar35pz849zCcLmMoEaHbR17go2Ksc33hss1JkJvrSLKb/mobile-phone-money-banknotes-us-dollars-163069.jpeg)",
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      "author": "digitaldabbler",
      "permlink": "iphone-8-and-x-buy-handset-outright-vs-pay-monthly-phone-contract-uk",
      "title": "iPhone 8 and X: Buy handset outright vs pay-monthly phone contract (UK)",
      "body": "For the past couple of years, I’ve preferred to have a SIM-only contract and to buy my iPhone direct from Apple for full price. The key advantage is that I’m not locked into a contract and it’s actually cheaper over time.\n\nA SIM-only contract is basically the same as a pay monthly one but you’re not locked in for 24 months and you are just paying for the calls/data. Pay monthly contracts include calls/data plus a contribution towards the cost of a handset.\n\nSo, what are the costs and differences.\n\nTaking the most expensive handset, which is the iPhone X (256gb) at £1149 and the cheapest of the new handsets, the iPhone 8 (64gb) at £699, I’ll walk you through the differences for the various UK providers so that you can see what the overall cost of the handset and line rental is over 24 months’ ownership. See further down for a breakdown and what they cover.\n\nVodafone – \tiPhone X: £1788 on contract or £1533 SIM-only\n\t\tiPhone 8: £1326 on contract or £1083 SIM-only\n\nO2 – \t\tiPhone X: £1870 on contract or £1533 SIM-only\n\t\tiPhone 8: £1318 on contract or £1083 SIM-only\n\nThree – \tiPhone X: £1951 on contract or £1461 SIM-only\n\t\tiPhone 8: £1351 on contract or £1011 SIM-only\n\nEE –\t \tiPhone X: £1982 on contract or £1653 SIM-only\n\t\tiPhone 8: £1442 on contract or £1203 SIM-only\n\nGiffGaff – \tiPhone X: £1509 SIM-only\n\t\tiPhone 8: £1059 SIM-only\n\nSo, you basically save around £250 over the period of a 24 month contract (a little over £10 per month) and get the flexibility to move providers or cancel in the interim. Furthermore, you will have an unlocked handset as you buy directly from Apple. The only thing is that you have to lay out the full amount in advance.\n\nThe maths behind it and some extra notes…\n\nVodafone:\niPhone X: £300 upfront plus £62 per month for 24 month contract (4gb data)\niPhone 8: £30 upfront plus £54 per month for 24 month contract (4gb data)\nSIM-only: £16 per month for 12 month contract (6gb data)\n\nVodafone:\niPhone X: £300 upfront plus £62 per month for 24 month contract (4gb data)\niPhone 8: £30 upfront plus £54 per month for 24 month contract (4gb data)\nSIM-only: £16 per month for 12 month contract (6gb data)\n\nVodafone:\niPhone X: £300 upfront plus £62 per month for 24 month contract (4gb data)\niPhone 8: £30 upfront plus £54 per month for 24 month contract (4gb data)\nSIM-only: £16 per month for 12 month contract (6gb data)\n\nO2:\niPhone X: £70 upfront plus £75 per month for 24 month contract (5gb data)\niPhone 8: £70 upfront plus £52 per month for 24 month contract (5gb data)\nSIM-only: £16 per month for 12 month contract (5gb data)\n\nThree:\niPhone X: £79 upfront plus £78 per month for 24 month contract (4gb data)\niPhone 8: £79 upfront plus £53 per month for 24 month contract (4gb data)\nSIM-only: £13 per month for 12 month contract (4gb data)\n\nEE:\niPhone X: £230 upfront plus £73 per month for 24 month contract (15gb data)\niPhone 8: £50 upfront plus £58 per month for 24 month contract (8gb data)\nSIM-only: £21 per month for 12 month contract (18gb data)\n\nGiffGaff:\nSIM-only: £15 per month for 30-day contract (6gb data and 1000 mins per month)\n\nThese numbers are based upon unlimited minutes/texts and data of around 4GB per month. If have done my best to compare ‘like with like’ (EE seem to have much larger data bundles). The difference in cost between 24 month contract and SIM only is similar for data bundles that are further up the scale. Costs came from provider websites on 1st November 2017.\n\nSIM-only contracts come in 2 forms. You can either have a 30-day contract or a 12-month contract. The above savings are based upon the 12-month contract. You’ll need to add around £5 per month for 30-day contracts, but that still saves you around £125 over the life of your contract. The only exception to this is GiffGaff, who only do 30-day contracts.\n\nVERDICT: You can save yourself around £250 over 24 months and have a more flexible contract by buying your handset directly from Apple and taking out a SIM-only contract. The cheapest SIM-only provider is Three and if you’re getting a contract, Vodafone are the cheapest.\n![](https://steemitimages.com/DQmbAsJ4LopMdERD6FhdT3DWpxMvzio3BipdKeU3m9SSASB/image.png)",
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