Ecoer Logo

@dianacbiggs

25

Working on the future of finance. Nomadic tendencies.

steemit.com/@dianacbiggs
VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.00%
Net Worth
2.638USD
STEEM
0.000STEEM
SBD
0.084SBD
Own SP
44.787SP

Detailed Balance

STEEM
balance
0.000STEEM
market_balance
0.000STEEM
savings_balance
0.000STEEM
reward_steem_balance
0.000STEEM
STEEM POWER
Own SP
44.787SP
Delegated Out
0.000SP
Delegation In
0.000SP
Effective Power
44.787SP
Reward SP (pending)
0.019SP
SBD
sbd_balance
0.000SBD
sbd_conversions
0.000SBD
sbd_market_balance
0.000SBD
savings_sbd_balance
0.000SBD
reward_sbd_balance
0.084SBD
{
  "balance": "0.000 STEEM",
  "savings_balance": "0.000 STEEM",
  "reward_steem_balance": "0.000 STEEM",
  "vesting_shares": "72835.965341 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "0.000000 VESTS",
  "sbd_balance": "0.000 SBD",
  "savings_sbd_balance": "0.000 SBD",
  "reward_sbd_balance": "0.084 SBD",
  "conversions": []
}

Account Info

namedianacbiggs
id136967
rank48,612
reputation366244395
created2017-03-10T15:58:15
recovery_accountsteem
proxyNone
post_count5
comment_count0
lifetime_vote_count0
witnesses_voted_for0
last_post2018-01-29T08:51:51
last_root_post2018-01-28T20:37:51
last_vote_time1970-01-01T00:00:00
proxied_vsf_votes0, 0, 0, 0
can_vote1
voting_power10,000
delayed_votes0
balance0.000 STEEM
savings_balance0.000 STEEM
sbd_balance0.000 SBD
savings_sbd_balance0.000 SBD
vesting_shares72835.965341 VESTS
delegated_vesting_shares0.000000 VESTS
received_vesting_shares0.000000 VESTS
reward_vesting_balance38.867033 VESTS
vesting_balance0.000 STEEM
vesting_withdraw_rate0.000000 VESTS
next_vesting_withdrawal1969-12-31T23:59:59
withdrawn0
to_withdraw0
withdraw_routes0
savings_withdraw_requests0
last_account_recovery1970-01-01T00:00:00
reset_accountnull
last_owner_update1970-01-01T00:00:00
last_account_update2018-01-28T20:18:30
minedNo
sbd_seconds0
sbd_last_interest_payment1970-01-01T00:00:00
savings_sbd_last_interest_payment1970-01-01T00:00:00
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    "weight_threshold": 1
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  "balance": "0.000 STEEM",
  "can_vote": true,
  "comment_count": 0,
  "created": "2017-03-10T15:58:15",
  "curation_rewards": 0,
  "delegated_vesting_shares": "0.000000 VESTS",
  "downvote_manabar": {
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  "guest_bloggers": [],
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  "last_account_recovery": "1970-01-01T00:00:00",
  "last_account_update": "2018-01-28T20:18:30",
  "last_owner_update": "1970-01-01T00:00:00",
  "last_post": "2018-01-29T08:51:51",
  "last_root_post": "2018-01-28T20:37:51",
  "last_vote_time": "1970-01-01T00:00:00",
  "lifetime_vote_count": 0,
  "market_history": [],
  "memo_key": "STM6UNzFonDVPoHFaYeK9QCrxTq3N6SXxn9gcj9UUGPGHbR3TNvPr",
  "mined": false,
  "name": "dianacbiggs",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "other_history": [],
  "owner": {
    "account_auths": [],
    "key_auths": [
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  "pending_claimed_accounts": 0,
  "post_bandwidth": 0,
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  "posting": {
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    "key_auths": [
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  "posting_json_metadata": "{\"profile\":{\"location\":\"London\",\"website\":\"http://www.dianabiggs.com\",\"profile_image\":\"https://pbs.twimg.com/profile_images/939435383347138560/AvxwNEGy_400x400.jpg\",\"name\":\"Diana\",\"about\":\"Working on the future of finance. Nomadic tendencies.\",\"cover_image\":\"https://truththeory.com/wp-content/uploads/2014/05/6174615046_b4fe35a255_b.jpg\"}}",
  "posting_rewards": 38,
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "proxy": "",
  "received_vesting_shares": "0.000000 VESTS",
  "recovery_account": "steem",
  "reputation": 366244395,
  "reset_account": "null",
  "reward_sbd_balance": "0.084 SBD",
  "reward_steem_balance": "0.000 STEEM",
  "reward_vesting_balance": "38.867033 VESTS",
  "reward_vesting_steem": "0.019 STEEM",
  "savings_balance": "0.000 STEEM",
  "savings_sbd_balance": "0.000 SBD",
  "savings_sbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_sbd_seconds": "0",
  "savings_sbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "sbd_balance": "0.000 SBD",
  "sbd_last_interest_payment": "1970-01-01T00:00:00",
  "sbd_seconds": "0",
  "sbd_seconds_last_update": "1970-01-01T00:00:00",
  "tags_usage": [],
  "to_withdraw": 0,
  "transfer_history": [],
  "vesting_balance": "0.000 STEEM",
  "vesting_shares": "72835.965341 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "vote_history": [],
  "voting_manabar": {
    "current_mana": 10000,
    "last_update_time": 1489161495
  },
  "voting_power": 10000,
  "withdraw_routes": 0,
  "withdrawn": 0,
  "witness_votes": [],
  "witnesses_voted_for": 0,
  "rank": 48612
}

Withdraw Routes

IncomingOutgoing
Empty
Empty
{
  "incoming": [],
  "outgoing": []
}
From Date
To Date
2020/03/10 16:12:15
authorsteemitboard
bodyCongratulations @dianacbiggs! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@dianacbiggs/birthday3.png</td><td>Happy Steem Birthday! - You are on the Steem blockchain for 3 years!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@dianacbiggs) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=dianacbiggs)_</sub> **Do not miss the last post from @steemitboard:** <table><tr><td><a href="https://steemit.com/steemitboard/@steemitboard/downvote-challenge-add-up-to-3-funny-badges-to-your-board"><img src="https://steemitimages.com/64x128/https://steemitimages.com/0x0/![](https://cdn.steemitimages.com/DQmUuJkZdnSpHVWssxF82ntymqXg4Pvk6K6bYvckUYVRsnj/image.png)"></a></td><td><a href="https://steemit.com/steemitboard/@steemitboard/downvote-challenge-add-up-to-3-funny-badges-to-your-board">Downvote challenge - Add up to 3 funny badges to your board</a></td></tr><tr><td><a href="https://steemit.com/steemitboard/@steemitboard/use-your-witness-votes-and-get-the-community-badge"><img src="https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmTugCUsoXX762vg1CuHRrpnPbfnjPogp8iCGv7F2kSVuj/image.png"></a></td><td><a href="https://steemit.com/steemitboard/@steemitboard/use-your-witness-votes-and-get-the-community-badge">Use your witness votes and get the Community Badge</a></td></tr></table> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
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parent authordianacbiggs
parent permlinkfrom-bitcoin-to-blockchain-and-back-again
permlinksteemitboard-notify-dianacbiggs-20200310t161215000z
title
Transaction InfoBlock #41533880/Trx 6fa1df4b91aede43bb4012444ed141c3a3575b3c
View Raw JSON Data
{
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  "op": [
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      "author": "steemitboard",
      "body": "Congratulations @dianacbiggs! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@dianacbiggs/birthday3.png</td><td>Happy Steem Birthday! - You are on the Steem blockchain for 3 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@dianacbiggs) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=dianacbiggs)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/downvote-challenge-add-up-to-3-funny-badges-to-your-board\"><img src=\"https://steemitimages.com/64x128/https://steemitimages.com/0x0/![](https://cdn.steemitimages.com/DQmUuJkZdnSpHVWssxF82ntymqXg4Pvk6K6bYvckUYVRsnj/image.png)\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/downvote-challenge-add-up-to-3-funny-badges-to-your-board\">Downvote challenge - Add up to 3 funny badges to your board</a></td></tr><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/use-your-witness-votes-and-get-the-community-badge\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmTugCUsoXX762vg1CuHRrpnPbfnjPogp8iCGv7F2kSVuj/image.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/use-your-witness-votes-and-get-the-community-badge\">Use your witness votes and get the Community Badge</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}",
      "parent_author": "dianacbiggs",
      "parent_permlink": "from-bitcoin-to-blockchain-and-back-again",
      "permlink": "steemitboard-notify-dianacbiggs-20200310t161215000z",
      "title": ""
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  "op_in_trx": 0,
  "timestamp": "2020-03-10T16:12:15",
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2019/03/10 17:21:24
authorsteemitboard
bodyCongratulations @dianacbiggs! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@dianacbiggs/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table> <sub>_[Click here to view your Board](https://steemitboard.com/@dianacbiggs)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) and get one more award and increased upvotes!
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parent authordianacbiggs
parent permlinkfrom-bitcoin-to-blockchain-and-back-again
permlinksteemitboard-notify-dianacbiggs-20190310t172124000z
title
Transaction InfoBlock #31036707/Trx 866672f8cc3639d181844e0b6809cb2a5f43c2f8
View Raw JSON Data
{
  "block": 31036707,
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      "author": "steemitboard",
      "body": "Congratulations @dianacbiggs! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@dianacbiggs/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_[Click here to view your Board](https://steemitboard.com/@dianacbiggs)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) and get one more award and increased upvotes!",
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dianacbiggsreceived 0.084 SBD, 0.024 SP author reward for @dianacbiggs / five-years-in-crypto-and-first-post-on-steemit
2018/02/04 20:07:48
authordianacbiggs
permlinkfive-years-in-crypto-and-first-post-on-steemit
sbd payout0.084 SBD
steem payout0.000 STEEM
vesting payout38.867033 VESTS
Transaction InfoBlock #19583911/Virtual Operation #13
View Raw JSON Data
{
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  "op": [
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      "sbd_payout": "0.084 SBD",
      "steem_payout": "0.000 STEEM",
      "vesting_payout": "38.867033 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2018-02-04T20:07:48",
  "trx_id": "0000000000000000000000000000000000000000",
  "trx_in_block": 4294967295,
  "virtual_op": 13
}
2018/01/29 08:51:51
authordianacbiggs
bodyHa, well I will say - it wasn't such a bubble, there were a lot of bad actors and exchange hackings were much more common
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parent authordanielgt
parent permlinkre-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180128t204117260z
permlinkre-danielgt-re-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180129t085019908z
title
Transaction InfoBlock #19397894/Trx accbec4e20c61b15f7b26dcdf925c6cc0f1a5fbc
View Raw JSON Data
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      "author": "dianacbiggs",
      "body": "Ha, well I will say - it wasn't such a bubble, there were a lot of bad actors and exchange hackings were much more common",
      "json_metadata": "{\"tags\":[\"introduceyourself\"],\"app\":\"steemit/0.1\"}",
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  "op_in_trx": 0,
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2018/01/29 06:14:36
authordianacbiggs
permlinkfrom-bitcoin-to-blockchain-and-back-again
voteraleks1
weight10000 (100.00%)
Transaction InfoBlock #19394751/Trx 0dd913e21d361e12cb520e414ffcfbbf246f2b32
View Raw JSON Data
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  "op_in_trx": 0,
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2018/01/29 04:30:12
authordianacbiggs
permlinkre-theorangebandit-re-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180128t203841013z
votertheorangebandit
weight10000 (100.00%)
Transaction InfoBlock #19392664/Trx 54708694bd6ea018ba058a659b5a0239cb71dd55
View Raw JSON Data
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      "voter": "theorangebandit",
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  "trx_id": "54708694bd6ea018ba058a659b5a0239cb71dd55",
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2018/01/29 00:15:12
authorwelcoming
bodyWelcome Diana :) Would you be up to post a verification picture? Greets!
json metadata{"tags":["introduceyourself"],"app":"steemit/0.1"}
parent authordianacbiggs
parent permlinkfive-years-in-crypto-and-first-post-on-steemit
permlinkre-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180129t001510611z
title
Transaction InfoBlock #19387565/Trx a54d1e6fb8c7f7f4738874372415fa1fc9e7d661
View Raw JSON Data
{
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  "op": [
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      "author": "welcoming",
      "body": "Welcome Diana :) Would you be up to post a verification picture? Greets!",
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      "parent_author": "dianacbiggs",
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      "permlink": "re-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180129t001510611z",
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2018/01/28 23:23:30
authordianacbiggs
permlinkfive-years-in-crypto-and-first-post-on-steemit
votermikemikemike
weight10000 (100.00%)
Transaction InfoBlock #19386532/Trx e086e1b860a936065f411b59ce6dc51344d190d7
View Raw JSON Data
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2018/01/28 21:20:33
authorzastels
bodyI love Steemit because it connects me with other crypto enthusiasts like yourself. I'm working to help Canadians understand the advantage of blockchain and cryptographic currency technologies. I'll give you a follow, if what I do interest you follow me back : )
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parent authordianacbiggs
parent permlinkfive-years-in-crypto-and-first-post-on-steemit
permlinkre-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180128t212032304z
title
Transaction InfoBlock #19384074/Trx 2a2f237e951bc48d9af4b214fe5451961c0aabec
View Raw JSON Data
{
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      "body": "I love Steemit because it connects me with other crypto enthusiasts like yourself. I'm working to help Canadians understand the advantage of blockchain and cryptographic currency technologies. I'll give you a follow, if what I do interest you follow me back : )",
      "json_metadata": "{\"tags\":[\"introduceyourself\"],\"app\":\"steemit/0.1\"}",
      "parent_author": "dianacbiggs",
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2018/01/28 21:18:48
authordianacbiggs
permlinkfive-years-in-crypto-and-first-post-on-steemit
voterzastels
weight10000 (100.00%)
Transaction InfoBlock #19384039/Trx 13f8606edc06911212658c1266c0d67aade82838
View Raw JSON Data
{
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2018/01/28 21:18:12
authorvaitelavicius
bodyWelcome to steemit!
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2018/01/28 20:55:24
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2018/01/28 20:55:03
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bodyWelcome to steemit @dianacbiggs upvote :)
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2018/01/28 20:41:39
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2018/01/28 20:41:18
authordanielgt
bodyFive years in crypto, you are lucky! haha. Wish I knew about cryptos before. Welcome @dianacbiggs. Keep us updated with all the relevant news in the crypto world.
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2018/01/28 20:41:03
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2018/01/28 20:41:03
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bodywelcome to the crypto-currency universe
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2018/01/28 20:40:24
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2018/01/28 20:39:39
authorcheetah
bodyHi! I am a robot. I just upvoted you! I found similar content that readers might be interested in: https://decentralize.today/from-bitcoin-to-blockchain-17aaaf91a191
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2018/01/28 20:39:24
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2018/01/28 20:38:39
authordianacbiggs
bodyThanks. I've had my account for a while now, finally getting around to testing it out!
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2018/01/28 20:37:51
authordianacbiggs
bodyIn January 2008, after graduating from business school, I became a Management Consultant in Oliver Wyman’s Financial Services practice. One year later, we were in the midst of a global financial crisis. <center> https://cdn-images-1.medium.com/max/1600/1*XxzNvWXQ2eP8QISi07PODA.jpeg </center> <center> Disclaimer: not my fault </center> Over the next five years, working with institutions around the world, I became acutely aware of the opaque and siloed nature of the financial services industry. I also witnessed the world-wide inequality in financial access. I’d been raised to value inclusion and promote equality and prior to business school I had worked for the IIED, a global think-tank working to strengthen the voices of the world’s most vulnerable people. Needless to say, this widespread inequality and even capitalizing on those vulnerable populations struck a chord. To give you some background, as I outlined in a previous blog, two billion people worldwide still lack access to regulated financial services. Without financial services, access to education, health, housing and overall opportunity for growth and development become more difficult. To me, this issue was so important that I left management consulting to explore ways in which technology could help solve it. Along this journey, which included setting up a new social enterprise partnership for Kiva in Burkina Faso to helping build a successful e-commerce platform for Kenyan artisans, I discovered bitcoin, the cryptocurrency which has now captured so many headlines. I’d heard of it but only in the context of Silk Road. In 2013, my brother, who I was staying with at the time in NYC, got me to look at it in a different light and I started to take bitcoin seriously. For a global nomad obsessed with the problem of traditional financial services excluding nearly a third of the world’s population, a borderless, electronic currency, completely independent from existing financial systems and with near-zero transaction fees seemed a very exciting proposition. As luck would have it, from sheer coincidence at the end of 2013, I met an investor in NYC who was interested in establishing the UK’s first bitcoin exchange. By April 2014, I was back in London and already heavily immersed in the world of cryptocurrency, attending conferences in San Francisco, Amsterdam, New York, Toronto, in the midst of the pre-launch of Ethereum. These were the days when alts were riding high and when most women in the space used a feminine nouns in their handles — BitcoinWife, BitcoinGirl, Bitcoin Mistress (for the record, I’ve always just been Diana). <center> https://cdn-images-1.medium.com/max/1600/1*59puqx7isi5xK-zy1JYRbg.png </center> <center> Who needs a bank when they have bitcoin.babe? </center> Over the next three years, I worked with teams on solutions such as digital wallets and remittance. Naturally, the on-the-ground realities are complex. But after five years in the financial services industry, I knew that was going to be the case. I tried not to allow my pragmatism (read: hyper-realism) take over but to embed myself with the hyper-positivity, unwavering confidence and comfort with embellishment which seemed to come to naturally to the entrepreneurs of Silicon Valley. Three of the greatest challenges I saw were: **The cost of operating in the highly centralized and regulated finance industry:** compliance is extremely expensive and there are many small costs in consumer finance and payments from various intermediaries which the banks today eat, gaining profit elsewhere, and which consumers aren’t used to having to pay. Along with the regulatory barriers, particularly when looking at financial inclusion, comes the issue of a verifiable identity for KYC purposes **The incredibly delicate and not entirely rational relationship people have with money:** numerous studies show that people hardly ever switch their bank. A similar desire to stick with a trusted brand is seen with the popularity of Western Union, despite the high cost of sending money. People recognize and are comfortable with the brand, have been using it their whole lives and can trust that the money will arrive where it is supposed to go (often in geographies where that kind of functionality is not taken for granted…) **The necessary learning curve for both a new technology and new types of services:** If you and the person you’re dealing with are set up with bitcoin wallets and have a balance, then transacting with bitcoin is very quick and easy — it can be like handing someone digital cash. But if you need to set up a wallet, try to buy some bitcoin and then find someone who will exchange it into the goods or services you want, this can be a process taking several days. For many people, it’s their first introduction to public key cryptography. And sending their bitcoin to the wrong address or losing their private key can be a very costly mistake. <center>https://cdn-images-1.medium.com/max/1600/1*-GLNvvAvFdA3m2OM21i6Jw.png</center> <center> Oops.</center> The opening of financial services is a long journey. To make these services accessible, inclusive and relevant, there are many pieces to the puzzle, some of which I touched on above: * Approved and accessible **identity solutions** * **Regulatory environment** supportive of innovation and inclusion * **Two-way financial education**: service providers understanding actual customer needs and customers understanding how and which products and services can help, not hurt, them * With the above understanding, ideally offerings can excite and better serve consumers, helping to build their **loyalty and trust** What’s particularly exciting for me is how technology can also help solve the areas listed above. As many of us know by now, bitcoin is not just a currency and what it has brought us is not only a technological innovation but also a shift in perspective which goes far beyond the financial services sector. As much as four or five years ago, people started using bitcoin’s underlying technology, blockchain, for non-financial use cases. These include authenticating university degree certificates, identifying sellers of counterfeit pharmaceuticals and even public notarization of marriage. It has become increasingly clear that bitcoin’s core technology, blockchain, will not only change how we transfer value, but will bring a paradigm shift to our systems of trade, identity, and governance. This spirit of open access and empowerment of individuals is what draws me in: that this technology can be used to strengthen community participation and enable access to information, rather than maintain power in the hands of the few. We may no longer be forced to trust systems which have continually failed us. How can we forget how the 2008 global financial crisis exposed the murky impenetrable underpinnings of the financial services industry? Wikileaks exposed potential government corruption and information kept from the public. And of course Snowden’s revelations of the shocking extent of global mass surveillance. These events helped emphasize for many of us, including myself, the extent to which the powers running our society have lacked accountability — and these would only be suspicions without such revelations, without the whistleblowers risking their personal freedom, without **transparency**... More on that one later.
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      "body": "In January 2008, after graduating from business school, I became a Management Consultant in Oliver Wyman’s Financial Services practice. One year later, we were in the midst of a global financial crisis.\n\n<center>   https://cdn-images-1.medium.com/max/1600/1*XxzNvWXQ2eP8QISi07PODA.jpeg </center>\n\n<center> Disclaimer: not my fault </center>\n\n\nOver the next five years, working with institutions around the world, I became acutely aware of the opaque and siloed nature of the financial services industry. I also witnessed the world-wide inequality in financial access. I’d been raised to value inclusion and promote equality and prior to business school I had worked for the IIED, a global think-tank working to strengthen the voices of the world’s most vulnerable people. 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For a global nomad obsessed with the problem of traditional financial services excluding nearly a third of the world’s population, a borderless, electronic currency, completely independent from existing financial systems and with near-zero transaction fees seemed a very exciting proposition.\n\nAs luck would have it, from sheer coincidence at the end of 2013, I met an investor in NYC who was interested in establishing the UK’s first bitcoin exchange. By April 2014, I was back in London and already heavily immersed in the world of cryptocurrency, attending conferences in San Francisco, Amsterdam, New York, Toronto, in the midst of the pre-launch of Ethereum. These were the days when alts were riding high and when most women in the space used a feminine nouns in their handles — BitcoinWife, BitcoinGirl, Bitcoin Mistress (for the record, I’ve always just been Diana).\n\n<center>  https://cdn-images-1.medium.com/max/1600/1*59puqx7isi5xK-zy1JYRbg.png </center>\n\n<center> Who needs a bank when they have bitcoin.babe?  </center>\n\nOver the next three years, I worked with teams on solutions such as digital wallets and remittance. Naturally, the on-the-ground realities are complex. But after five years in the financial services industry, I knew that was going to be the case. I tried not to allow my pragmatism (read: hyper-realism) take over but to embed myself with the hyper-positivity, unwavering confidence and comfort with embellishment which seemed to come to naturally to the entrepreneurs of Silicon Valley. Three of the greatest challenges I saw were:\n\n**The cost of operating in the highly centralized and regulated finance industry:** compliance is extremely expensive and there are many small costs in consumer finance and payments from various intermediaries which the banks today eat, gaining profit elsewhere, and which consumers aren’t used to having to pay. Along with the regulatory barriers, particularly when looking at financial inclusion, comes the issue of a verifiable identity for KYC purposes\n\n**The incredibly delicate and not entirely rational relationship people have with money:** numerous studies show that people hardly ever switch their bank. A similar desire to stick with a trusted brand is seen with the popularity of Western Union, despite the high cost of sending money. People recognize and are comfortable with the brand, have been using it their whole lives and can trust that the money will arrive where it is supposed to go (often in geographies where that kind of functionality is not taken for granted…)\n\n**The necessary learning curve for both a new technology and new types of services:** If you and the person you’re dealing with are set up with bitcoin wallets and have a balance, then transacting with bitcoin is very quick and easy — it can be like handing someone digital cash. But if you need to set up a wallet, try to buy some bitcoin and then find someone who will exchange it into the goods or services you want, this can be a process taking several days. For many people, it’s their first introduction to public key cryptography. And sending their bitcoin to the wrong address or losing their private key can be a very costly mistake.\n\n<center>https://cdn-images-1.medium.com/max/1600/1*-GLNvvAvFdA3m2OM21i6Jw.png</center> \n\n<center> Oops.</center> \n\nThe opening of financial services is a long journey. To make these services accessible, inclusive and relevant, there are many pieces to the puzzle, some of which I touched on above:\n\n* Approved and accessible **identity solutions**\n\n* **Regulatory environment** supportive of innovation and inclusion\n\n*  **Two-way financial education**: service providers understanding actual customer needs and customers understanding how and which products and services can help, not hurt, them\n\n* With the above understanding, ideally offerings can excite and better serve consumers, helping to build their **loyalty and trust**\n\nWhat’s particularly exciting for me is how technology can also help solve the areas listed above. As many of us know by now, bitcoin is not just a currency and what it has brought us is not only a technological innovation but also a shift in perspective which goes far beyond the financial services sector. As much as four or five years ago, people started using bitcoin’s underlying technology, blockchain, for non-financial use cases. These include authenticating university degree certificates, identifying sellers of counterfeit pharmaceuticals and even public notarization of marriage. It has become increasingly clear that bitcoin’s core technology, blockchain, will not only change how we transfer value, but will bring a paradigm shift to our systems of trade, identity, and governance.\n\nThis spirit of open access and empowerment of individuals is what draws me in: that this technology can be used to strengthen community participation and enable access to information, rather than maintain power in the hands of the few.\n\nWe may no longer be forced to trust systems which have continually failed us. How can we forget how the 2008 global financial crisis exposed the murky impenetrable underpinnings of the financial services industry? Wikileaks exposed potential government corruption and information kept from the public. And of course Snowden’s revelations of the shocking extent of global mass surveillance. These events helped emphasize for many of us, including myself, the extent to which the powers running our society have lacked accountability — and these would only be suspicions without such revelations, without the whistleblowers risking their personal freedom, without **transparency**...\n\nMore on that one later.",
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2018/01/28 20:37:09
authordianacbiggs
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2018/01/28 20:29:21
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2018/01/28 20:26:33
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2018/01/28 20:25:12
authortheorangebandit
bodySteemit is awesome. Getting paid to comment and stuff?! Just started my steemit account this month also. Hope to make a lot of new Steemian friends on here. Well have fun!
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2018/01/28 20:23:24
idfollow
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2018/01/28 20:23:00
idfollow
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2018/01/28 20:21:39
idfollow
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2018/01/28 20:20:57
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2018/01/28 20:20:33
idfollow
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2018/01/28 20:20:12
authordianacbiggs
bodyThank you!
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permlinkre-ginquitti-re-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180128t202011585z
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dianacbiggsupdated their account properties
2018/01/28 20:18:30
accountdianacbiggs
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dianacbiggsupdated their account properties
2018/01/28 20:17:30
accountdianacbiggs
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dianacbiggsupdated their account properties
2018/01/28 20:17:03
accountdianacbiggs
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2018/01/28 20:15:51
authordianacbiggs
permlinkfive-years-in-crypto-and-first-post-on-steemit
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2018/01/28 20:15:30
authordianacbiggs
permlinkfive-years-in-crypto-and-first-post-on-steemit
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2018/01/28 20:15:15
authormathsinnature
body@@ -150,8 +150,64 @@ again... + If you need some help just write a comment somewhere ;)
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permlinkre-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180128t201447139z
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2018/01/28 20:14:45
authormathsinnature
bodyWelcome to the plattform! You will enjoy it... Steem is a good investion..SBD is higher at the moment bu is planned to decrease until it reaches 1$ again...
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2018/01/28 20:14:15
idfollow
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2018/01/28 20:13:09
idfollow
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2018/01/28 20:12:24
authordianacbiggs
permlinkfive-years-in-crypto-and-first-post-on-steemit
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2018/01/28 20:11:33
authorginquitti
bodyWelcome! This is a great place to get crypto news and a great place to earn money. But it does take work. It takes time and effort to get noticed or you will only be making fractions of pennies. Growing out of being a minnow is rough, but be persistent. Ill follow you, but follow me back. Ill help support you when you post. Also check out this user and the post to get your post resteemed: https://steemit.com/resteem/@average-joe/free-resteem-get-your-post-resteemed-for-more-rewards
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permlinkre-dianacbiggs-five-years-in-crypto-and-first-post-on-steemit-20180128t201133485z
title
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      "body": "Welcome! This is a great place to get crypto news and a great place to earn money.  But it does take work. It takes time and effort to get noticed or you will only be making fractions of pennies. Growing out of being a minnow is rough, but be persistent. Ill follow you, but follow me back. Ill help support you when you post. \n\nAlso check out this user and the post to get your post resteemed:\n\nhttps://steemit.com/resteem/@average-joe/free-resteem-get-your-post-resteemed-for-more-rewards",
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2018/01/28 20:10:51
authordianacbiggs
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2018/01/28 20:10:39
idfollow
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2018/01/28 20:08:54
authordianacbiggs
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2018/01/28 20:08:39
authordianacbiggs
permlinkfive-years-in-crypto-and-first-post-on-steemit
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2018/01/28 20:08:03
authordianacbiggs
permlinkfive-years-in-crypto-and-first-post-on-steemit
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2018/01/28 20:07:48
authordianacbiggs
bodyHi Steemit, I'm really excited to be making my first post here as I'm a big fan of writing and a longtime supporter of digital currencies, working in the space with a number of startups, VCs, universities and NGOs since 2014, when I left an ecommerce company out of Nairobi and NYC I helped co-found to move to London to focus on this space full time. ![IMG_8785.JPG](https://steemitimages.com/DQmVQDN9Pc2uQSxcYdwfnTknkRM9NvFQbQYx6L6CrV6eP4G/IMG_8785.JPG) This photo is from CoinSummit London back in July 2014. It's actually making me somewhat nostalgic to look back at the conference website and see who was around back then, smile at their old headshots and see how things have or haven't changed in the space: https://www.coinsumm.it/ Speaking of space, this photo was from a talk that happened at Level39 in London which had something to do with colonizing space and the opportunity for crypto there. Which reminds me of a talk Peter Todd gave last fall in Paris at Breaking Bitcoin which I can recommend (and which luckily I've managed to find on YouTube): Solar Powered Space Pirates: A Threat to Bitcoin? https://www.youtube.com/watch?v=0WCaoGiAOHE&t=0h02m00s My hobbies are traveling, social impact work and tech. I'm currently at 90 countries visiting and hoping to add at least three more to that list this year. I may need to cover some travel articles in this...! I was born in Canada but have lived and / or worked in France, the US, the UK, Germany, Austria, Nigeria, South Africa, Sierra Leone, Burkina Faso, Japan, Ireland, Switzerland, Croatia, Finland, Italy, Spain and Mexico. I don't pick favorites and I hope this list gets longer! As a new user, I'd love to know your tips for using Steemit and it would also be really interesting to learn for you all about what you love or don't love about the platform and how to make the most of it. More soon, Diana
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parent author
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permlinkfive-years-in-crypto-and-first-post-on-steemit
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      "body": "Hi Steemit,\n\nI'm really excited to be making my first post here as I'm a big fan of writing and a longtime supporter of digital currencies, working in the space with a number of startups, VCs, universities and NGOs since 2014, when I left an ecommerce company out of Nairobi and NYC I helped co-found to move to London to focus on this space full time.\n\n![IMG_8785.JPG](https://steemitimages.com/DQmVQDN9Pc2uQSxcYdwfnTknkRM9NvFQbQYx6L6CrV6eP4G/IMG_8785.JPG)\n\nThis photo is from CoinSummit London back in July 2014. It's actually making me somewhat nostalgic to look back at the conference website and see who was around back then, smile at their old headshots and see how things have or haven't changed in the space: https://www.coinsumm.it/\n\nSpeaking of space, this photo was from a talk that happened at Level39 in London which had something to do with colonizing space and the opportunity for crypto there. Which reminds me of a talk Peter Todd gave last fall in Paris at Breaking Bitcoin which I can recommend (and which luckily I've managed to find on YouTube): Solar Powered Space Pirates: A Threat to Bitcoin?\n\nhttps://www.youtube.com/watch?v=0WCaoGiAOHE&t=0h02m00s\n\nMy hobbies are traveling, social impact work and tech. I'm currently at 90 countries visiting and hoping to add at least three more to that list this year. I may need to cover some travel articles in this...! I was born in Canada but have lived and / or worked in France, the US, the UK, Germany, Austria, Nigeria, South Africa, Sierra Leone, Burkina Faso, Japan, Ireland, Switzerland, Croatia, Finland, Italy, Spain and Mexico. I don't pick favorites and I hope this list gets longer!\n\nAs a new user, I'd love to know your tips for using Steemit and it would also be really interesting to learn for you all about what you love or don't love about the platform and how to make the most of it.\n\nMore soon,\n\nDiana",
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dianacbiggsupdated their account properties
2018/01/27 21:31:09
accountdianacbiggs
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dianacbiggsupdated their account properties
2018/01/27 21:28:57
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steemcreated a new account: @dianacbiggs
2017/03/10 15:58:15
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creatorsteem
fee35.000 STEEM
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new account namedianacbiggs
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Account Metadata

POSTING JSON METADATA
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JSON METADATA
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Auth Keys

Owner
Single Signature
Public Keys
STM8PEpEh5P8nk6D1gZfPzM9tWgUAxqbp78eyTb8jL1qLBoaNf4mv1/1
Active
Single Signature
Public Keys
STM5oobh3bPP1gChi1MBwsHUKTNVtQCxY4rrdnHRqFf34n8S6jUBb1/1
Posting
Single Signature
Public Keys
STM7sfcVdT6PR16HfRx14SXzF14mWvB1GHs2iS1Lcy6PXxMbLr8ZS1/1
Memo
STM6UNzFonDVPoHFaYeK9QCrxTq3N6SXxn9gcj9UUGPGHbR3TNvPr
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Witness Votes

0 / 30
No active witness votes.
[]